<SEC-DOCUMENT>0000939057-14-000293.txt : 20140624
<SEC-HEADER>0000939057-14-000293.hdr.sgml : 20140624
<ACCEPTANCE-DATETIME>20140613162253
ACCESSION NUMBER:		0000939057-14-000293
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		12
CONFORMED PERIOD OF REPORT:	20140331
FILED AS OF DATE:		20140613
DATE AS OF CHANGE:		20140613

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			RIVERVIEW BANCORP INC
		CENTRAL INDEX KEY:			0001041368
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				911838969
		STATE OF INCORPORATION:			WA
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22957
		FILM NUMBER:		14910331

	BUSINESS ADDRESS:	
		STREET 1:		900 WASHINGTON STREET
		STREET 2:		SUITE 900
		CITY:			VANCOUVER
		STATE:			WA
		ZIP:			98660
		BUSINESS PHONE:		360-693-6650

	MAIL ADDRESS:	
		STREET 1:		900 WASHINGTON STREET
		STREET 2:		SUITE 900
		CITY:			VANCOUVER
		STATE:			WA
		ZIP:			98660
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>k1033114.htm
<DESCRIPTION>RIVERVIEW BANCORP, INC. FORM 10-K FOR MARCH 31, 2014
<TEXT>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Washington, D.C.&#160;&#160;20549</font></div>

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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For the Fiscal Year Ended March 31, 2014<font id="TAB1" style="MARGIN-LEFT: 12pt"></font>OR</font></div>

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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">[&#160;&#160;]&#160; </font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>
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<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Commission File Number: 0-22957</font></div>

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<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 12pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. </font></font>

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<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(Exact name of registrant as specified in its charter)</font></div>

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<td width="50%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="TEXT-DECORATION: underline">Washington</font></font></td>
<td width="50%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="TEXT-DECORATION: underline">91-1838969</font></font></td>
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<td width="50%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(State or other jurisdiction of incorporation or organization)&#160;</font></td>
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<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(I.R.S. Employer I.D. Number)</font></font></div>
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<td width="50%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;&#160;&#160;&#160;900 Washington St., Ste. 900, Vancouver, Washington&#160;</font></font></td>
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<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline">98660</font></div>
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<td width="50%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Address of principal executive offices)&#160;</font></td>
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<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Zip Code)</font></font></div>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td width="50%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Registrant's telephone number, including area code:&#160;</font></td>
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<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline">(360) 693-6650</font></div>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td width="50%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Securities registered pursuant to Section 12(b) of the Act:&#160;</font></td>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td width="50%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Common Stock, Par Value $.01 per share</font></font></td>
<td width="50%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Nasdaq Stock Market LLC</font></font></td>
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<td width="50%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Title of Each Class)&#160;</font></td>
<td width="50%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;(Name of Each Exchange on Which Registered)</font></td>
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<td width="50%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="50%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td width="50%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Securities registered pursuant to Section 12(g) of the Act:&#160;</font></td>
<td width="50%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 21.95pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline">None</font></div>
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<div>&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Yes&#160;[&#160; ]&#160;&#160;No&#160;&#160;<font style="FONT-WEIGHT: normal">[X]</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Yes&#160;[&#160; ]&#160;&#160;No&#160;&#160;[X]</font><br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Indicate by check mark whether the registrant (1) filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes&#160;[X] No&#160;[&#160; ]&#160;</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (&#167;232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes&#160;[X]&#160;&#160;No [&#160; ]</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and disclosure will not be contained, to the best of the registrant's knowledge, in any definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendments to this Form 10-K&#160;&#160;&#160;[X]</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company.&#160;&#160;See definition of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer&#8221; and &#8220;smaller reporting company&#8221; in Rule 12b-2 of the Exchange Act.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div align="center">
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<td width="25%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Large accelerated filer [&#160; ]</font></td>
<td width="25%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accelerated filer&#160;&#160; [&#160; ]</font></td>
<td width="25%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-accelerated filer [&#160; ]</font></td>
<td width="25%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Smaller Reporting Company [X]</font></td>
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<div>&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes&#160;[&#160; ]&#160;&#160;No<font id="TAB2" style="LETTER-SPACING: 3pt; COLOR: black">&#160;</font>&#160;&#160;[X]</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The aggregate market value of the voting stock held by non-affiliates of the registrant, based on the closing sales price of the registrant's Common Stock as quoted on the Nasdaq Global Select Market System under the symbol "RVSB" on September 30, 2013 was $59,101,071 (22,471,890 shares at $2.63 per share).&#160;&#160;As of May 31, 2014, there were issued and outstanding 22,471,890 shares of the registrant&#8217;s common stock.</font></div>

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<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">DOCUMENTS INCORPORATED BY REFERENCE</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Portions of registrant's Definitive Proxy Statement for the 2014 Annual Meeting of Shareholders (Part III).</font></div>

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<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">1</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">Table of Contents</font></font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">PART I</font></font></div>
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<td valign="top" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">PAGE</font></font></div>
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<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 1.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Business</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 1A.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Risk Factors</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 1B.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unresolved Staff Comments</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 2.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Properties</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 3.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Legal Proceedings</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 4.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mine Safety Disclosures</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">PART II</font></font></div>
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<td valign="top" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 5.</font></div>
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<td align="left" valign="top" width="64%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Market of Registrant&#8217;s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 6.</font></div>
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<td align="left" valign="top" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Selected Financial Data</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">48</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 7.</font></div>
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<td align="left" valign="top" width="64%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">50</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 7A.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Quantitative and Qualitative Disclosures about Market Risk</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">68</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 8.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Financial Statements and Supplementary Data</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">70</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 9.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Changes in and Disagreements with Accountants on Accounting and Financial Disclosure</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">107</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 9A.</font></div>
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<td align="left" valign="top" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Controls and Procedures</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">107</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 9B.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other Information</font></div>
</td>
<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">108</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">PART III</font></font></div>
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<td valign="top" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 10.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Directors, Executive Officers and Corporate Governance</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">108</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 11.</font></div>
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<td align="left" valign="top" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Executive Compensation</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">109</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 12.</font></div>
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<td align="left" valign="top" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Security Ownership of Certain Beneficial Owners and Management and Related Stockholders</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">109</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 13.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Certain Relationships and Related Transactions, and Director Independence</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">109</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 14.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Principal Accounting Fees and Services</font></div>
</td>
<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">109</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">PART IV</font></font></div>
</td>
<td valign="top" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 15.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Exhibits and Financial Statement Schedules</font></div>
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<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">110</font></div>
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<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Signatures</font></div>
</td>
<td valign="top" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">111</font></div>
</td>
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<td align="left" colspan="2" valign="top" width="74%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Index to Exhibits</font></div>
</td>
<td align="left" valign="top" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">112</font></div>
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</tr></table>
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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">2</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Special Note Regarding Forward-Looking Statements</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As used in this Form 10-K, the terms &#8220;we,&#8221; &#8220;our&#8221; &#8220;us&#8221;, &#8220;Riverview&#8221; and &#8220;Company&#8221; refer to Riverview Bancorp, Inc. and its consolidated subsidiaries, including its wholly-owned subsidiary, Riverview Community Bank, unless the context indicates otherwise.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#8220;Safe Harbor&#8221; statement under the Private Securities Litigation Reform Act of 1995: When used in this Form 10-K the words &#8220;believes,&#8221; &#8220;expects,&#8221; &#8220;anticipates,&#8221; &#8220;estimates,&#8221; &#8220;forecasts,&#8221; &#8220;intends,&#8221; &#8220;plans,&#8221; &#8220;targets,&#8221; &#8220;potentially,&#8221; &#8220;probably,&#8221; &#8220;projects,&#8221; &#8220;outlook,&#8221; or similar expressions or future or conditional verbs such as &#8220;may,&#8221; &#8220;will,&#8221; &#8220;should,&#8221; &#8220;would,&#8221; and &#8220;could,&#8221; or similar expression are intended to identify &#8220;forward-looking statements&#8221; within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements include statements with respect to our beliefs, plans, objectives, goals, expectations, assumptions and statements about future performance. These forward-looking statements are subject to known and unknown risks, uncertainties and other factors that could cause actual results to differ materially from the results anticipated, including, but not limited to: the credit risks of lending activities, including changes in the level and trend of loan delinquencies and write-offs and changes in the Company&#8217;s allowance for loan losses and provision for loan losses that may be impacted by deterioration in the housing and commercial real estate markets; changes in general economic conditions, either nationally or in the Company&#8217;s market areas; changes in the levels of general interest rates, and the relative differences between short and long term interest rates, deposit interest rates, the Company&#8217;s net interest margin and funding sources; fluctuations in the demand for loans, the number of unsold homes, land and other properties and fluctuations in real estate values in the Company&#8217;s market areas; secondary market conditions for loans and the Company&#8217;s ability to sell loans in the secondary market; results of examinations of our bank subsidiary, Riverview Community Bank by the Office of the Comptroller of the Currency and of the Company by the Board of Governors of the Federal Reserve System, or other regulatory authorities, including the possibility that any such regulatory authority may, among other things, require the Company to increase its reserve for loan losses, write-down assets, reclassify its assets, change Riverview Community Bank&#8217;s regulatory capital position or affect the Company&#8217;s ability to borrow funds or maintain or increase deposits, which could adversely affect its&#160;&#160;liquidity and earnings; the Company&#8217;s compliance with&#160;&#160;regulatory enforcement actions entered into with its banking regulators and the possibility that noncompliance could result in the imposition of additional enforcement actions and additional requirements or restrictions on its operations; legislative or regulatory changes that adversely affect the Company&#8217;s business including changes in regulatory policies and principles, or&#160;&#160;the interpretation of regulatory capital or other rules, including as a result of Basel III; the Company&#8217;s ability to attract and retain deposits; increases in premiums for deposit insurance; the Company&#8217;s ability to control operating costs and expenses; the use of estimates in determining fair value of certain of the Company&#8217;s assets, which estimates may prove to be incorrect and result in significant declines in valuation; difficulties in reducing risks associated with the loans on the Company&#8217;s balance sheet; staffing fluctuations in response to product demand or the implementation of corporate strategies that affect the Company&#8217;s workforce and potential associated charges; computer systems on which the Company depends could fail or experience a security breach; the Company&#8217;s ability to retain key members of its senior management team; costs and effects of litigation, including settlements and judgments; the Company&#8217;s ability to implement its business strategies; the Company&#8217;s ability to successfully integrate any assets, liabilities, customers, systems, and management personnel it may acquire into its operations and the Company&#8217;s ability to realize related revenue synergies and cost savings within expected time frames and any goodwill charges related thereto; increased competitive pressures among financial services companies; changes in consumer spending, borrowing and savings habits; the availability of resources to address changes in laws, rules, or regulations or to respond to regulatory actions; the Company&#8217;s ability to pay dividends on its common stock and interest or principal payments on its junior subordinated debentures; adverse changes in the securities markets; inability of key third-party providers to perform their obligations to us; changes in accounting policies and practices, as may be adopted by the financial institution regulatory agencies or the Financial Accounting Standards Board, including additional guidance and interpretation on accounting issues and details of the implementation of new accounting methods; other economic, competitive, governmental, regulatory, and technological factors affecting the Company&#8217;s operations, pricing, products and services and the other risks described from time to time in our filings with the Securities and Exchange Commission.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">General</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Riverview Bancorp, Inc., a Washington corporation, is the savings and loan holding company of Riverview Community Bank (the &#8220;Bank&#8221;). At March 31, 2014, the Company had total assets of $824.5 million, total deposit accounts of $690.1 million and shareholders' equity of $98.0 million. The Company&#8217;s executive offices are located in Vancouver Washington.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company is subject to regulation by the Board of Governors of the Federal Reserve Systems (&#8220;Federal Reserve&#8221;). Substantially all of the Company&#8217;s business is conducted through the Bank which is regulated by the Office of the Comptroller of the Currency ("OCC"), its primary regulator, and by the Federal Deposit Insurance Corporation ("FDIC"), the insurer of its deposits. The Bank's deposits are insured by the FDIC up to applicable legal limits under the Deposit Insurance Fund ("DIF"). The Bank has been a member of the Federal Home Loan Bank of Seattle ("FHLB") since 1937.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As a progressive, community-oriented financial services company, the Company emphasizes local, personal service to residents of its primary market area. The Company considers Clark, Cowlitz, Klickitat and Skamania counties of Washington and Multnomah and Marion counties of Oregon as its primary market area. The counties of Multnomah, Clark and Skamania are part of the Portland metropolitan area as defined by the U.S. Census Bureau. The Company is engaged predominantly in the business of attracting deposits from the general public and using such funds in its primary market area to originate commercial business, commercial real estate, multi-family real estate, real estate construction, residential real estate and other consumer loans. The Company&#8217;s strategy over the past several years has been to control balance sheet growth, including the targeted reduction of residential construction related loans, in order to improve its regulatory capital ratios. The Company&#8217;s loan portfolio totaled $520.9 million at March 31, 2014 compared to $520.4 million a year ago.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Most recently, the Company&#8217;s primary focus has been on increasing commercial business loans and owner occupied commercial real estate loans with a specific focus on medical professionals and the medical industry. The Company also purchased two separate pools of automobile loans during fiscal 2014 totaling $22.1 million from another financial institution as a way to further diversify its loan portfolio and to earn a higher yield than earned on its cash or short-term investments.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s strategic plan includes targeting the commercial banking customer base in its primary market area for loan originations and deposit growth, specifically small and medium size businesses, professionals and wealth building individuals. In pursuit of these goals, the Company will seek to increase the loan portfolio consistent with its strategic plan and asset/liability and regulatory capital objectives, which includes maintaining a significant amount of commercial and commercial real estate loans in its loan portfolio. Significant portions of our new loan originations carry adjustable rates, higher yields or shorter terms and higher credit risk than traditional fixed-rate mortgages.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014, checking accounts totaled $233.2 million, or 33.8% of our total deposit mix compared to $204.3 million or 30.8% a year ago. Our strategic plan also stresses increased emphasis on non-interest income, including increased fees for asset management through the Bank&#8217;s subsidiary, Riverview Asset Management Corp. (&#8220;RAMCorp&#8221;) a trust and financial services company, and deposit service charges. The strategic plan is designed to enhance earnings, reduce interest rate risk and provide a more complete range of financial services to customers and the local communities the Company serves. We believe we are well positioned to attract new customers and to increase our market share through our 18 branches, including ten in Clark County, three in the Portland metropolitan area and three lending centers, including our most recently opened full-service branch in Gresham, Oregon.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Market Area</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company conducts operations from its home office in Vancouver and 18 branch offices located in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, Vancouver (seven branch offices) and Longview, Washington and Portland, Gresham, Wood Village and Aumsville, Oregon. RAMCorp, our trust and financial services company is located in downtown Vancouver, Washington. Riverview Mortgage, a mortgage broker division of the Bank, originates mortgage loans for various mortgage companies predominantly in the Vancouver/Portland metropolitan areas, as well as for the Bank. The Bank&#8217;s Business and Professional Banking Division, with one lending office in Vancouver and one lending office in Portland, Oregon offers commercial and business banking services. The Bank also operates a lending office for mortgage banking activities in Vancouver.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Vancouver is located in Clark County, Washington, which is just north of Portland, Oregon. Many businesses are located in the Vancouver area because of the favorable tax structure and lower energy costs in Washington as compared to Oregon. Companies located in the Vancouver area include Sharp Microelectronics, Hewlett Packard, Georgia Pacific, Underwriters Laboratory, Wafer Tech, Nautilus, Barrett Business Services, PeaceHealth and Fisher Investments, as well as several support industries. In addition to this industry base, the Columbia River Gorge Scenic Area is a source of tourism, which has helped to transform the area from its past dependence on the timber industry.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Economic conditions in the Company&#8217;s market areas have continued to improve from the recent recessionary downturn; however, the pace of recovery has been modest and uneven and ongoing stress in the economy will likely continue to be challenging going forward. Unemployment in the Company&#8217;s market areas decreased in both Clark County, Washington and Portland, Oregon. According to the Washington State Employment Security Department, unemployment in Clark County decreased to 7.5% at March 31, 2014 compared to 10.1% at March 31, 2013. According to the Oregon Employment Department, unemployment in Portland decreased to 6.9% at March 31, 2014 compared to 7.5% at March 31, 2013. According to the Regional Multiple Listing Services (&#8220;RMLS&#8221;), residential home inventory levels in Portland, Oregon have slightly decreased to 3.1 months at March 31, 2014 compared to 3.2 months at March 31, 2013. Residential home inventory levels in Clark County have slightly increased to 4.6 months at March 31, 2014 compared to 4.4 months at March 31, 2013. According to the RMLS, closed home sales in Clark County remained constant during March 2014 compared to March 2013. Closed home sales at March 2014 in Portland decreased 4.0% compared to March 2013. Commercial real estate leasing activity in the Portland/Vancouver area has performed better than the residential real estate market; however, it is generally affected by a slow economy later than other indicators. According to Norris Beggs Simpson (a firm specializing in Pacific Northwest commercial real estate sales and management) commercial vacancy rates in Clark County, Washington and Portland, Oregon were approximately 10.38% and 14.60%, respectively, as of March 31, 2014 compared to 12.24% and 17.11%, respectively, at March 31, 2013. The Company has also seen an increase in sales activity for building lots during the past twelve months.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">General</font>.&#160;&#160;At March 31, 2014, the Company's net loans receivable totaled $520.9 million, or 63.2% of total assets at that date. The principal lending activity of the Company is the origination of loans collateralized by commercial properties and commercial business loans. A substantial portion of the Company's loan portfolio is secured by real estate, either as primary or secondary collateral, located in its primary market area. The Company&#8217;s lending activities are subject to the written, non-discriminatory, underwriting standards and loan origination procedures established by the Bank&#8217;s Board of Directors (&#8220;Board&#8221;) and management. The customary sources of loan originations are realtors, walk-in customers, referrals and existing customers. The Bank also uses commissioned loan brokers and print advertising to market its products and services.<font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font>Loans are approved at various levels of management, depending upon the amount of the loan.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Percent</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Percent</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.45pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="middle" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 7.2pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Percent</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.45pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Percent</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td colspan="28" valign="bottom" width="99%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9.15pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(Dollars in thousands)</font></div>
</td>
</tr><tr>
<td valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -50.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial and construction:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="25%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -50.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial business</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">71,632</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13.43</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">71,935</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13.42</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">87,238</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12.74</font></div>
</td>
<td align="right" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">85,511</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12.44</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">108,368</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14.76</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="bottom" width="25%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -50.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other real estate mortgage</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">324,881</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">60.90</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">355,397</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">66.30</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">434,763</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">63.49</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">461,955</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">67.19</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">459,178</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">62.52</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="25%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -50.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Real estate construction</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">19,482</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.65</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,675</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1.81</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25,791</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.76</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">27,385</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.98</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">75,456</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10.27</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td colspan="2" valign="bottom" width="25%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -63.9pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total commercial and construction</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">415,995</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">77.98</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">437,007</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">81.53</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">547,792</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">79.99</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">574,851</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">83.61</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">643,002</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">87.55</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="25%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -63.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Consumer:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -63.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Real estate one-to-four family</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">93,007</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17.43</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">97,140</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">18.12</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">134,975</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">19.71</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">110,437</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">16.06</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">88,861</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12.10</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -63.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other installment</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">24,486</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4.59</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,865</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.35</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,042</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.30</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,289</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.33</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,616</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.35</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -63.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total consumer loans</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">117,493</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22.02</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">99,005</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">18.47</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">137,017</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">20.01</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">112,726</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">16.39</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">91,477</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12.45</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -63.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">533,488</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">100.00</font></div>
</td>
<td align="right" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">536,012</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">100.00</font></div>
</td>
<td align="right" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">684,809</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">100.00</font></div>
</td>
<td align="right" valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">687,577</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">100.00</font></div>
</td>
<td align="right" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">734,479</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">100.00</font></div>
</td>
<td align="left" valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="25%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -63.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Less:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -63.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Allowance for loan losses</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,551</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,643</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">19,921</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,968</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,642</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="25%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -63.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total loans receivable, net</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">520,937</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">520,369</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">664,888</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">672,609</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">712,837</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td colspan="30" valign="bottom" width="126%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font> </font></td>
</tr><tr bgcolor="white">
<td colspan="30" valign="bottom" width="126%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">6</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Loan Portfolio Composition.</font> The following tables set forth the composition of the Company's commercial and construction loan portfolio based on loan purpose at the dates indicated.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Commercial</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Other</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Real Estate </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Mortgage</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Real Estate&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Construction</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Commercial &amp; Construction </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -20.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom" width="46%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 10.1pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In thousands)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">71,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">71,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,618</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,618</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Office buildings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">77,476</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">77,476</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Warehouse/industrial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">45,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">45,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Retail/shopping centers/strip malls</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">63,049</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">63,049</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.15pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160; Assisted living facilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,585</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,585</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Single purpose facilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">93,766</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">93,766</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Land</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">16,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">16,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Multi-family</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,128</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,128</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">One-to-four family construction</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,864</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,864</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">71,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">324,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">19,482</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">415,995</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -20.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2013</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">71,935</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">71,935</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Office buildings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">86,751</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">86,751</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Warehouse/industrial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">41,124</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">41,124</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Retail/shopping centers/strip malls</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">67,472</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">67,472</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.15pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160; Assisted living facilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,146</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,146</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Single purpose facilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">89,198</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">89,198</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Land</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">23,404</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">23,404</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Multi-family</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">34,302</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">34,302</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">One-to-four family construction</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,956</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,956</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">71,935</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">355,397</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,675</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">437,007</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Commercial Business Lending. </font>At March 31, 2014, the commercial business loan portfolio totaled $71.6 million or 13.4% of total loans. Commercial business loans are typically secured by business equipment, accounts receivable, inventory or other property. The Company&#8217;s commercial business loans may be structured as term loans or as lines of credit. Commercial term loans are generally made to finance the purchase of assets and usually have maturities of five years or less. Commercial lines of credit are typically made for the purpose of providing working capital and usually have a term of one year or less. Lines of credit are made at variable rates of interest equal to a negotiated margin above an index rate and term loans are at either a variable or fixed rate. The Company also generally obtains personal guarantees from financially capable parties based on a review of personal financial statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Commercial lending involves risks that are different from those associated with residential and commercial real estate lending. Commercial business loans are primarily made based on the cash flow of the borrower and secondarily on the underlying collateral provided by the borrower. The borrower&#8217;s cash flow may be unpredictable, and collateral securing these loans may fluctuate in value. Although commercial business loans are often collateralized by equipment, inventory, accounts receivable or other business assets, the liquidation of collateral in the event of default is often an insufficient source of repayment because accounts receivable may be uncollectible and inventories may be obsolete or of limited use, among other things.&#160;&#160;Accordingly, the repayment of commercial business loans depends primarily on the cash flow and credit worthiness of the borrower and secondarily on the underlying collateral provided by the borrower.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Other Real Estate Mortgage Lending.&#160;&#160;</font>At March 31, 2014, the other real estate lending portfolio totaled $324.9 million, or 60.9% of total loans. The Company originates other real estate loans including office buildings, warehouse/industrial, retail, assisted living facilities and single-purpose facilities (collectively &#8220;commercial real estate loans&#8221;); as well as land and multi-family loans primarily located in its market area. At March 31, 2014, owner occupied properties accounted for 32.7% and non-owner occupied properties accounted for 67.3% of the Company&#8217;s commercial real estate portfolio.</font></div>

<div style="TEXT-INDENT: 108pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><br>
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Commercial real estate and multi-family loans typically have higher loan balances, are more difficult to evaluate and monitor, and involve a higher degree of risk than one-to-four family residential loans. As a result, commercial real estate and multi-family loans are generally priced at a higher rate of interest than residential one-to-four family loans. Often payments on loans secured by commercial properties are dependent on the successful operation and management of the property </font></div>

<div style="TEXT-INDENT: 108pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">7</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR" style="TEXT-ALIGN: justify">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>

<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">securing the loan or business conducted on the property securing the loan; therefore, repayment of these loans may be affected by adverse conditions in the real estate market or the economy. Real estate lending is generally considered to be collateral based lending with loan amounts based on predetermined loan to collateral values and liquidation of the underlying real estate collateral being viewed as the primary source of repayment in the event of borrower default. The Company seeks to minimize these risks by generally limiting the maximum loan-to-value ratio to 80% and strictly scrutinizing the financial condition of the borrower, the quality of the collateral and the management of the property securing the loan. Loans are secured by first mortgages and often require specified debt service coverage (&#8220;DSC&#8221;) ratios depending on the characteristics of the collateral. The Company generally imposes a minimum DSC ratio of 1.20 for loans secured by income producing properties. Rates and other terms on such loans generally depend on our assessment of credit risk after considering such factors as the borrower&#8217;s financial condition and credit history, loan-to-value ratio, DSC ratio and other factors.</font></div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company actively pursues commercial real estate loans. New loan originations within the Company&#8217;s market area were very competitive in fiscal year 2014 as stabilizing economic conditions resulted in an increase in loan demand from creditworthy borrowers and permitted existing borrowers with nonaccrual loans to return to a current payment status and refinance elsewhere. At March 31, 2014, the Company had eight commercial real estate loans totaling $8.1 million on non-accrual status compared to six commercial real estate loans totaling $10.3 million at March 31, 2013. For more information concerning risks related to commercial real estate loans, see Item 1A. &#8220;Risk Factors &#8211; Our emphasis on commercial real estate lending may expose us to increased lending risks.&#8221;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Land acquisition and development loans are included in the other real estate mortgage portfolio balance, and represent loans made to developers for the purpose of acquiring raw land and/or for the subsequent development and sale of residential lots. Such loans typically finance land purchases and infrastructure development of properties (i.e. roads, utilities, etc.) with the aim of making improved lots ready for subsequent sales to consumers or builders for ultimate construction of residential units. The primary source of repayment is generally the cash flow from developer sale of lots or improved parcels of land, secondary sources and personal guarantees, which may provide an additional measure of security for such loans. In recent months, statistics reflect an increase in demand and sales of building lots in the Company&#8217;s primary market area resulting in an increase in the number of closed sales for land and building lots as compared to previous years. The Company has been successful in reducing its exposure to land acquisition and development loans and plans to only originate these loans on a limited basis to developers that meet the Company&#8217;s underwriting standards. At March 31, 2014, land acquisition and development loans totaled $16.2 million, or 3.05% of total loans compared to $23.4 million, or 4.37% of total loans at March 31, 2013. The largest land acquisition and development loan had an outstanding balance at March 31, 2014 of $3.1 million and was performing according to its original payment terms. At March 31, 2014 all of the land acquisition and development loans were secured by properties located in Washington and Oregon. At March 31, 2014, the Company had one land acquisition and development loan totaling $800,000 on non-accrual status compared to five land acquisition and development loans totaling $3.3 million on non-accrual status at March 31, 2013.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Real Estate Construction.&#160;&#160;</font>The Company originates three types of residential construction loans: (i) speculative construction loans, (ii) custom/presold construction loans and (iii) construction/permanent loans. The Company also originates construction loans for the development of business properties and multi-family dwellings. All of the Company&#8217;s real estate construction loans were made on properties located in Washington and Oregon.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The composition of the Company&#8217;s construction loan portfolio including undisbursed funds was as follows:</font></div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="41%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="13" valign="top" width="59%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="41%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="4" valign="bottom" width="25%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="5" valign="bottom" width="25%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="41%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.7pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.7pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="41%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="13" valign="bottom" width="57%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars in thousands)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="41%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Speculative construction</font></div>
</td>
<td align="right" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,771</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.54</font></div>
</td>
<td align="left" valign="bottom" width="3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,718</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35.77</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="41%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial/multi-family construction</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">44,281</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">88.57</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,495</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">40.63</font></div>
</td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="41%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Custom/presold construction</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">698</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.40</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,898</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18.13</font></div>
</td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="41%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction/permanent</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">246</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.49</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">875</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5.47</font></div>
</td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="41%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">49,996</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100.00</font></div>
</td>
<td align="left" valign="middle" width="3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,986</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100.00</font></div>
</td>
<td align="left" colspan="2" valign="middle" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font> <font style="DISPLAY: inline; FONT-SIZE: 10pt">Includes undisbursed funds of $30.5 million and $6.3 million at March 31, 2014 and 2013, respectively.</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company has continued to focus on managing the residential construction and commercial construction loan portfolios. At March 31, 2014, the balance of the Company&#8217;s construction loan portfolio, including loan commitments, was $50.0 million compared to $16.0 million at March 31, 2013. The $34.0 million increase was primarily due to an increase in commercial and multi-family construction loans originated in fiscal year 2014 reflecting the improvement in economic conditions in our market areas. The Company plans to continue to proactively manage its construction loan portfolio in fiscal year 2015 and will continue to originate new construction loans to selected customers.</font></div>

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<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">8</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Speculative construction loans are made to home builders and are termed &#8220;speculative&#8221; because the home builder does not have, at the time of loan origination, a signed contract with a home buyer who has a commitment for permanent financing with either the Company or another lender for the finished home. The home buyer may be identified either during or after the construction period, with the risk that the builder will have to service the speculative construction loan and finance real estate taxes and other carrying costs of the completed home for a significant time after the completion of construction until a home buyer is identified. The largest speculative construction loan at March 31, 2014 was a loan to finance the construction of 37 townhouses totaling $2.5 million. This loan is to a single borrower that is secured by properties located in the Company&#8217;s market area. At March 31, 2014, the Company had no speculative construction loans on non-accrual.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The composition of speculative construction and land acquisition and development loans by geographical area is as follows:</font></div>

<div>
<div>&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Northwest </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Oregon</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Oregon</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Southwest Washington</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Washington</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -20.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160; March 31, 2014</font></font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="22" valign="bottom" width="1%" style="TEXT-ALIGN: left">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 10.1pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;(In thousands)</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Land development</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,676</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,184</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,385</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Speculative construction</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,617</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,647</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: -9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Total land and speculative construction</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,676</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,184</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,002</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,892</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div>
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -20.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160; March 31, 2013</font></font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Land development</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,674</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,339</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,391</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,404</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Speculative construction</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,011</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">291</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,477</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: -9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160; Total land and speculative construction</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,674</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,514</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,402</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">291</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,881</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Unlike speculative construction loans, presold construction loans are made for homes that have buyers. Presold construction loans are made to homebuilders who, at the time of construction, have a signed contract with a home buyer who has a commitment for permanent financing for the finished home from the Company or another lender. Custom construction loans are made to the homeowner. Custom/presold construction loans are generally originated for a term of 12 months. At March 31, 2014, and March 31, 2013, the Company had no custom construction loans in its portfolio.</font></div>

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</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Construction/permanent loans are originated to the homeowner rather than the homebuilder along with a commitment by the Company to originate a permanent loan to the homeowner to repay the construction loan at the completion of construction. The construction phase of a construction/permanent loan generally lasts six to nine months. At the completion of construction, the Company may either originate a fixed rate mortgage loan or an adjustable rate mortgage (&#8220;ARM&#8221;) loan or use its mortgage brokerage capabilities to obtain permanent financing for the customer with another lender. At completion of construction, the interest rate of the Company-originated fixed rate permanent loan is set at a market rate. For adjustable rate loans, the interest rates adjust on their first adjustment date.&#160;&#160;See &#8220;&#8212;Mortgage Brokerage,&#8221; and &#8220;&#8212;Mortgage Loan Servicing.&#8221; At March 31, 2014, a single construction/permanent loan totaled $221,000 and was performing according to its original repayment terms. At March 31, 2013, construction/permanent loans totaled $479,000 of which the largest had an outstanding balance of $400,000 and was performing according to its original repayment terms.</font></div>

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</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company provides construction financing for non-residential business properties and multi-family dwellings. At March 31, 2014, such loans totaled $15.6<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">&#160;</font>million, or 80.17% of total real estate construction loans and 2.93% of total loans. Borrowers may be the business owner/occupier of the building who intends to operate their business from the property upon construction, or non-owner developers. The expected source of repayment of these loans is typically the sale or refinancing of the project upon completion of the construction phase. In certain circumstances, the Company may provide or commit to take-out financing upon construction. Take-out financing is subject to the project meeting specific underwriting guidelines. No assurance can be given that such take-out financing will be available upon project completion. These loans are secured by office buildings, retail rental space, mini storage facilities, assisted living facilities and multi-family dwellings located in the Company&#8217;s market area. At March 31, 2014, the largest commercial construction loan had a balance of $3.4 million and was performing according to its original repayment terms. At March 31, 2014, the Company had no commercial construction loans on non-accrual status.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Construction lending affords the Company the opportunity to achieve higher interest rates and fees with shorter terms to maturity than the rates and fees generated by its single-family permanent mortgage lending. Construction lending, however, generally involves a higher degree of risk than single-family permanent mortgage lending because of the inherent difficulty in estimating both a property&#8217;s value at completion of the project and the estimated cost of the project, as well as the time needed to sell the property at completion. The nature of these loans is such that they are generally more difficult to evaluate and monitor. Because of the uncertainties inherent in estimating construction costs, as well as the market value of the </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

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<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">9</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">completed project and the effects of governmental regulation of real property, it is relatively difficult to evaluate accurately the total funds required to complete a project and the related loan-to-value ratio.&#160;This type of lending also typically involves higher loan principal amounts and is often concentrated with a small number of builders.&#160;As a result, construction loans often involve the disbursement of substantial funds with repayment dependent, in part, on the success of the ultimate project and the ability of the borrower to sell or lease the property or refinance the indebtedness, rather than the ability of the borrower or guarantor to repay principal and interest.&#160;If the appraisal of the value of the completed project proves to be overstated, we may have inadequate security for the repayment of the loan upon completion of construction of the project and may incur a loss. For additional information concerning the risks related to construction lending, see Item 1A. &#8220;Risk Factors &#8211; Our real estate construction and land acquisition and development loans are based upon estimates of costs and the value of the completed project.&#8221;</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company has originated construction and land acquisition and development loans where a component of the cost of the project was the interest required to service the debt during the construction period of the loan, sometimes known as interest reserves. The Company allows disbursements of this interest component as long as the project is progressing as originally projected and if there has been no deterioration in the financial standing of the borrower or the underlying project. If the Company makes a determination that there is such deterioration, or if the loan becomes nonperforming, the Company halts any disbursement of those funds identified for use in paying interest. In some cases, additional interest reserves may be taken by use of deposited funds or through credit lines secured by separate and additional collateral.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Consumer Lending. </font>Consumer loans totaled $117.5 million at March 31, 2014, comprised of $69.8 million of one-to-four family mortgage loans, $20.3 million of home equity lines of credit, $2.9 million of land loans to consumers for the future construction of one-to-four family homes and $24.5 million of other secured and unsecured consumer loans, which primarily consisted of automobile loans.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">One-to-four family residences located in the Company&#8217;s primary market area secure the majority of the residential loans. Underwriting standards require that one-to-four family portfolio loans generally be owner occupied and that loan amounts not exceed 80% (95% with private mortgage insurance) of the lesser of current appraised value or cost of the underlying collateral. Terms typically range from 15 to 30 years. The Company also offers balloon mortgage loans with terms of either five or seven years and originates both fixed rate mortgages and ARMs with repricing based on the one-year constant maturity U.S. Treasury index or other index.&#160;&#160;At March 31, 2014, the Company had nine residential real estate loans totaling $2.7 million on non-accrual status compared to 15 loans totaling $3.1 million at March 31, 2013. All of these loans were secured by properties located in Oregon and Washington.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company also made the decision during the third fiscal quarter of 2014 to purchase, from time to time, pools of automobile loans from another financial institution as a way to further diversify its loan portfolio and to earn a higher yield than on its cash or short-term investments. These indirect automobile loans are originated through a single dealership group located outside the Company&#8217;s primary market area. The collateral for these loans is comprised of a mix of used automobiles. These loans are purchased with servicing retained by the seller. The Company purchased a total of $22.1 million of automobile loans during fiscal year 2014. The Company plans to purchase additional automobile loans during fiscal year 2015, subject to these loans meeting our investment criteria, underwriting standards and internal loan concentration limits. At March 31, 2014, none of the purchased automobile loans were on non-accrual status.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company originates a variety of installment loans, including loans for debt consolidation and other purposes, automobile loans, boat loans and savings account loans. These consumer loans generally entail greater risk than do residential mortgage loans, particularly in the case of consumer loans that are unsecured or secured by assets that depreciate rapidly, such as mobile homes, automobiles, boats and recreational vehicles. At March 31, 2014 and 2013, the Company had no installment loans on non-accrual status.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Loan Maturity.</font> The following table sets forth certain information at March 31, 2014 regarding the dollar amount of loans maturing in the Company&#8217;s portfolio based on their contractual terms to maturity, but does not include potential prepayments. Demand loans, loans having no stated schedule of repayments and no stated maturity and overdrafts are reported as due in one year or less. Loan balances are reported net of deferred fees.</font></div>

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<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">10</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Within 1 </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">1 &#8211; 3 Years</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.1pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">After 3 &#8211; 5 </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.1pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">After 5 &#8211; 10 </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Beyond 10 </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.2pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial and construction:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="16" valign="bottom" width="54%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.2pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In thousands)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,933</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,256</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.1pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,758</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,554</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">131</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.2pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">71,632</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Other real estate mortgage</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45,270</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">54,392</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.1pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">125,385</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">96,190</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,644</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.2pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">324,881</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Real estate construction</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,531</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,322</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.1pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,718</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,872</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.2pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,482</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Total commercial &amp; construction</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">74,734</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">68,970</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -0.1pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">140,182</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">119,462</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,647</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.2pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">415,995</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Real estate one-to-four family</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,292</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,617</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.1pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,151</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,057</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">76,890</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.2pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">93,007</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Other installment</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">123</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">797</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.1pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,817</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,644</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">105</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.2pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,486</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total consumer</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,415</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,414</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.1pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,968</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,701</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">76,995</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.2pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">117,493</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total loans</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">76,149</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">75,384</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.1pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">146,150</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">146,163</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">89,642</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.2pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">533,488</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table sets forth the dollar amount of all loans due after one year from March 31, 2014, which have fixed interest rates and have adjustable interest rates.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="27%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fixed</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Adjustable</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="27%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="7" valign="top" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 4.3pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In thousands)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial and Construction:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 4.3pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">28,330</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,369</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">44,699</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Other real estate mortgage</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">87,181</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">192,430</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">279,611</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Real estate construction</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,514</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,437</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,951</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;Total commercial and construction</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">129,025</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">212,236</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">341,261</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Real estate one-to-four family</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">66,548</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25,167</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">91,715</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Other installment</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,872</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">491</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,363</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;Total consumer</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">90,420</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25,658</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">116,078</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 4.3pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">219,445</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="top" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">237,894</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">457,339</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Loan Commitments</font>. The Company issues commitments to originate commercial loans, other real estate mortgage loans, construction loans, residential mortgage loans and other installment loans conditioned upon the occurrence of certain events. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to originate loans are conditional, and are honored for up to 45 days subject to the Company&#8217;s usual terms and conditions. Collateral is not required to support commitments. At March 31, 2014, the Company had outstanding commitments to originate loans of $8.1 million, compared to $29.7 million at March 31, 2013.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Mortgage Brokerage.</font> In addition to originating mortgage loans for retention in its portfolio, the Company employs four commissioned brokers who originate mortgage loans (including construction loans) for various mortgage companies, as well as for the Company. The loans brokered to mortgage companies are closed in the name of, and funded by the purchasing mortgage company and are not originated as an asset of the Company. In return, the Company receives a fee ranging from 1.5% to 2.0% of the loan amount that it shares with the commissioned broker. Loans brokered to the Company are closed on the Company's books and the commissioned broker receives a portion of the origination fee. During the year ended March 31, 2014, brokered loans totaled $45.4 million (including $37.3 million brokered to the Company), compared to $57.6 million of brokered loans in fiscal year 2013. Gross fees of $830,000, which includes brokered loan fees and loans sold to Federal Home Loan Mortgage Company (&#8220;FHLMC&#8221;), were earned for the year ended March 31, 2014. The interest rate environment has a strong influence on the loan volume and amount of fees generated from the mortgage broker activity. In general, during periods of rising interest rates, such as in fiscal 2014, the volume of loans and the amount of loan fees generally decrease as a result of slower mortgage loan demand. Conversely, during periods of falling interest rates, the volume of loans and the amount of loan fees generally increase as a result of the increased mortgage loan demand.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Mortgage Loan Servicing.</font>&#160;&#160;The Company is a qualified servicer for the FHLMC. The Company generally sells fixed-rate residential one-to-four mortgage loans that it originates with maturities of 15 years or more and balloon mortgages to the FHLMC as part of its asset liability strategy. Mortgage loans are sold to FHLMC on a non-recourse basis whereby foreclosure losses are the responsibility of FHLMC and not the Company. The Company's general policy is to close its residential loans on the FHLMC modified loan documents to facilitate future sales to FHLMC. Upon sale, the Company continues to collect payments on the loans, to supervise foreclosure proceedings, and to otherwise service the loans. At March 31, 2014, total loans serviced for others were $125.2 million, of which $119.2 million were serviced for the FHLMC.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">11</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 108pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><br>
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Nonperforming Assets.</font>&#160;&#160;Loans are reviewed regularly and it is the Company&#8217;s general policy that when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for any unrecoverable accrued interest is established and charged against operations. Payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cash-basis method.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Nonperforming assets were $21.8 million or 2.64% of total assets at March 31, 2014 compared with $36.8 million or 4.73% of total assets at March 31, 2013. The Company also had net recoveries totaling $608,000 during fiscal 2014 compared to net charge-offs totaling $5.2 million during fiscal 2013. Credit quality challenges have lessened in the past fiscal year and the real estate market in our primary market area has seen improvements. While the Company did not engage in any sub-prime lending programs, the effect on home values, housing markets and construction lending from problems associated with sub-prime and other non-traditional mortgage lending programs contributed substantially to the increased levels of builder and developer delinquencies during recent periods. Although it appears the economic conditions have stabilized, a prolonged weak economy in our market area could result in increases in nonperforming assets, increases in the provision for loan losses and charge-offs in the future.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company has continued to focus on managing the residential construction and land acquisition and development portfolios. At March 31, 2014, the Company&#8217;s residential construction and land acquisition and development loan portfolios were $3.9 million and $16.2 million, respectively as compared to $4.0 million and $23.4 million at March 31, 2013. The percentage of nonperforming loans in the residential construction and land acquisition and development portfolios was 0.00% and 4.92%, respectively as compared to 4.42% and 13.96%, respectively, a year ago. For the year ended March 31, 2014, the charge-off (recovery) ratio for the residential construction and land development portfolios was 0.18% and (3.84)%, respectively compared to (1.07)% and 2.37%, respectively, for the year ended March 31, 2013.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Nonperforming loans were $14.1 million or 2.64% of total loans at March 31, 2014 compared with $21.1 million or 3.94% of total loans at March 31, 2013. Nonperforming loans decreased as a result of the Company&#8217;s aggressive efforts to work out problem loans, seek full repayment or pursue foreclosure proceedings.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table sets forth information regarding the Company&#8217;s nonperforming loans (dollars in thousands).</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">452</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,349</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,067</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,315</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Land</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,267</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,014</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,729</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,059</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,062</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">37</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,133</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">All of these loans are to borrowers with properties located in Oregon and Washington. At March 31, 2014, 96.19% of the Company&#8217;s nonperforming loans, totaling $13.5 million, were measured for impairment. These loans have been charged down to their estimated fair market value less selling costs or carry a specific reserve to reduce the net carrying value. The reserve associated with these impaired loans totaled $137,000 at March 31, 2014. At March 31, 2014, the largest single nonperforming loan was a commercial real estate loan totaling $4.2 million. Charge-offs for this property totaled $98,000 for fiscal year 2014. This loan was measured for impairment and determined that a specific reserve was not required since the loan has been charged down to its estimated market value less selling costs.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The balance of nonperforming assets included $7.7 million in real estate owned (&#8220;REO&#8221;) at March 31, 2014. The REO was comprised of single-family homes totaling $876,000, residential building lots totaling $1.5 million, commercial real estate property totaling $1.1 million and land development property totaling $4.2 million. All of the REO properties are located in Oregon and Washington. As a result of the Company&#8217;s decision to aggressively price its REO properties for quicker liquidation, the Company had $2.1 million in write-downs on existing REO properties during fiscal year 2014. Total REO sales were $12.4 million during fiscal year 2014. Maintenance and operating expenses for these properties totaled $709,000 during fiscal year 2014. The orderly resolution of nonperforming loans and REO properties remains a priority for management. Because of the uncertain real estate market, no assurance can be given as to the timing of ultimate disposition of such assets or that the selling price will be at or above the carrying value. Further declines in market values in our area could lead to additional valuation adjustments, which would have an adverse effect on our results of operations.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">12</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table sets forth information regarding the Company&#8217;s nonperforming assets.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="14" valign="bottom" width="41%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2011</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2010</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="13" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In thousands)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loans accounted for on a non-accrual basis:</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial business</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">452</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,349</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,930</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,871</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,430</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other real estate mortgage</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,881</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,550</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">28,562</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,289</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,079</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate construction</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">175</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,756</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,206</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,826</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,729</font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,059</font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,915</font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">957</font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,676</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,062</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,133</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">44,163</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,323</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">36,011</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accruing loans which are contractually</font></div>

<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">past due 90 days or more</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total nonperforming loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,062</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,133</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">44,163</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,323</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">36,011</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">REO</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,703</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,638</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,731</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,590</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,325</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total nonperforming assets</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,765</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">36,771</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">62,894</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39,913</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">49,336</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Foregone interest on non-accrual loans</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">949</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,420</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,313</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,950</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,753</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table sets forth information regarding the Company&#8217;s nonperforming assets by loan type and geographical area.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="left">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -20.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Northwest </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Oregon</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Oregon</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Southwest </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Washington</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Other </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Washington</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="4" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -20.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160; March 31, 2014</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="18" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 10.1pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In thousands)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="4" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">452</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">452</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,194</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,873</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,067</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,014</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,014</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Land</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">395</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,065</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">269</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,729</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160; Total nonperforming loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,603</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,390</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">269</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,062</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">REO</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">374</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">542</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,966</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">821</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total nonperforming assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,977</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,342</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,356</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,090</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,765</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -20.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160; March 31, 2013</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="18" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="4" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">94</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">169</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,086</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,349</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,638</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,379</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">298</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,315</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Land</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,467</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,267</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.15pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160; One-to-four family construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">349</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">401</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">606</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,059</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160; Total nonperforming loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,081</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,513</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,635</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">904</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,133</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">REO</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,637</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,272</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,548</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,181</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,638</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total nonperforming assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,718</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,785</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,183</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,085</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">36,771</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Other loans of concern consist of loans where the borrowers have cash flow problems, or the collateral securing the respective loans may be inadequate. In either or both of these situations, the borrowers may be unable to comply with the present loan repayment terms, and the loans may subsequently be included in the non-accrual category. Management considers the allowance for loan losses to be adequate to cover the probable losses inherent in these and other loans.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table sets forth information regarding the Company&#8217;s other loans of concern (dollars in thousands).</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,967</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,467</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,771</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,328</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Land</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,038</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">879</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,752</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,712</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">13</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014, loans delinquent 30 to 89 days were 0.42% of total loans compared to 1.74% at March 31, 2013. At March 31, 2014, the 30 to 89 day delinquency rate in our commercial business loan portfolio was 0.17%. The 30 to 89 day delinquency rate in our commercial real estate (&#8220;CRE&#8221;) portfolio was 0.07%. CRE loans represent the largest portion of our loan portfolio at 53.89% of total loans and the commercial business loans represent 13.43% of total loans.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Troubled debt restructurings (&#8220;TDRs&#8221;) are loans where the Company, for economic or legal reasons related to the borrower's financial condition, has granted a concession to the borrower that it would otherwise not consider. A TDR typically involves a modification of terms such as a reduction of the stated interest rate or face amount of the loan, a reduction of accrued interest, or an extension of the maturity date(s) at a stated interest rate lower than the current market rate for a new loan with similar risk.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">TDRs are considered impaired loans and as such, when a loan is deemed to be impaired, the amount of the impairment is measured using discounted cash flows using the original note rate, except when the loan is collateral dependent. In these cases, the estimated fair value of the collateral and when applicable, less selling costs, are used.&#160;&#160;Impairment is recognized as a specific component within the allowance for loan losses if the value of the impaired loan is less than the recorded investment in the loan. When the amount of the impairment represents a confirmed loss, it is charged off against the allowance for loan losses. At March 31, 2014, the Company had TDRs totaling $22.8 million of which $12.4 million were on accrual status. However, all of the Company&#8217;s TDRs are paying as agreed except for one of the Company&#8217;s TDRs that totaled $270,000 at March 31, 2014, that was restructured during fiscal year 2012 and defaulted subsequent to modification. The related amount of interest income recognized on these TDRs was $553,000 for the year ended March 31, 2014.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company has determined that, in certain circumstances, it is appropriate to split a loan into multiple notes. This typically includes a nonperforming charged-off loan that is not supported by the cash flow of the relationship and a performing loan that is supported by the cash flow. These may also be split into multiple notes to align portions of the loan balance with the various sources of repayment when more than one exists. Generally the new loans are restructured based on customary underwriting standards. In situations where they were not, the policy exception qualifies as a concession, and the borrower is experiencing financial difficulties, the loans are accounted for as TDRs.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The accrual status of a loan may change after it has been classified as a TDR. The Company&#8217;s general policy related to TDRs is to perform a credit evaluation of the borrower&#8217;s financial condition and prospects for repayment under the revised terms. This evaluation includes consideration of the borrower&#8217;s sustained historical repayment performance for a reasonable period of time in order for the restructured loan to be returned to an accrual status. A sustained period of repayment performance generally would be a minimum of six months, and may include repayments made prior to the restructuring date. If repayment of principal and interest appears doubtful, it is placed on non-accrual status.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In accordance with the Company&#8217;s policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payment in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months will be charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale would result in full repayment of the outstanding loan balance. Once any of these or other potential sources of repayment are exhausted the impaired portion of the loan is charged-off, unless an updated valuation of the collateral reveals no impairment. Regardless of whether a loan is unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is promptly charged off.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Asset Classification.</font> The OCC has adopted various regulations regarding problem assets of savings institutions. The regulations require that each insured institution review and classify its assets on a regular basis. In addition, in connection with examinations of insured institutions, OCC examiners have authority to identify problem assets and, if appropriate, require them to be classified. There are three classifications for problem assets:&#160;&#160;substandard, doubtful and loss (collectively &#8220;classified loans&#8221;). Substandard assets have one or more defined weaknesses and are characterized by the distinct possibility that the insured institution will sustain some loss if the deficiencies are not corrected.&#160;&#160;Doubtful assets have the weaknesses of substandard assets with the additional characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss. An asset classified as loss is considered uncollectible and of such little value that continuance as an asset of the institution is not warranted.</font></div>

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</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">14</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">When the Company classifies problem assets as either substandard or doubtful, we may establish a specific allowance in an amount we deem prudent to address the risk specifically or we may allow the loss to be addressed in the general allowance. General allowances represent loss allowances which have been established to recognize the inherent risk associated with lending activities, but which, unlike specific allowances, have not been specifically allocated to particular problem assets. When a problem asset is classified by us as a loss, we are required to charge off the asset in the period in which it is deemed uncollectible.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The aggregate amount of the Company's classified loans, general loss allowances, specific loss allowances and charge-offs were as follows at the dates indicated:</font></div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.35pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At or For the Year</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="76%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ended March 31,</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="76%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In thousands)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Classified loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">33,814</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">52,845</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">General loss allowances</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,272</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,924</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Specific loss allowances</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">279</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net charge-offs (recoveries)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(608 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,178</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">All of the loans on non-accrual status as of March 31, 2014 were categorized as classified loans. Classified loans at March 31, 2014 were comprised of 19 commercial business loans totaling $8.4 million (the largest of these loans totaling $3.5 million), 19 commercial real estate loans totaling $19.8 million (the largest of which was $4.9 million), two multi-family loans totaling $2.0 million, one land development loan totaling $800,000 and nine one-to-four family real estate loans totaling $2.7 million (the largest of which was $1.1 million).</font></div>

<div style="TEXT-INDENT: 108pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><br>
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Allowance for Loan Losses.</font> The Company maintains an allowance for loan losses to provide for probable losses inherent in the loan portfolio. The adequacy of the allowance is evaluated monthly to maintain the allowance at levels sufficient to provide for inherent losses existing at the balance sheet date. The key components to the evaluation are the Company&#8217;s internal loan review function by its credit administration, which reviews and monitors the risk and quality of the loan portfolio; as well as the Company&#8217;s external loan reviews and its loan classification systems. Credit officers are expected to monitor their portfolios and make recommendations to change loan grades whenever changes are warranted. Credit administration approves any changes to loan grades and monitors loan grades. <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">For additional discussion of the Company&#8217;s methodology for assessing the appropriate level of the allowance for loan losses see </font>Item 7. &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations &#8211; Critical Accounting Policies."</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014, the Company had an allowance for loan losses of $12.6 million, or 2.35% of total loans, compared to $15.6 million, or 2.92% at March 31, 2013. The decrease in the balance of the allowance for loan losses at March 31, 2014 reflects the continuing trend of lower levels of delinquent and classified loans, decreased charge-offs and increased recoveries, as well as stabilizing real estate values compared to the prior fiscal year, which resulted in the Company recording a recapture of loan losses of $3.7 million for the year ended March 31, 2014. Nonperforming loans decreased $7.1 million and 30-89 day delinquent loans also decreased $7.1 million during the year ended March 31, 2014. Classified loans were $33.8 million at March 31, 2014 compared to $52.8 million at March 31, 2013. The decrease in nonperforming and classified assets can be attributed to the Company&#8217;s efforts to reduce its level of nonperforming and classified assets through write-downs, collections and modifications.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The coverage ratio of allowance for loan losses to nonperforming loans was 89.25% at March 31, 2014 compared to 74.02% at March 31, 2013. This coverage ratio increased from March 31, 2013 primarily as a result of the decrease in nonperforming loans. At March 31, 2014, 18 of the Company&#8217;s nonperforming loans, totaling $13.5 million or 96.19% of total nonperforming loans, were measured for impairment, with all of these loans being considered collateral dependent. The additional reserves associated with these impaired loans totaled $137,000 at March 31, 2014. The Company&#8217;s general valuation allowance to non-impaired loans was 2.42% and 2.96% at March 31, 2014 and 2013, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management considers the allowance for loan losses to be adequate to <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">cover probable losses inherent in the loan portfolio based on the assessment of various factors affecting the loan portfolio</font> and the Company believes it has established its existing allowance for loan losses in accordance with accounting principles generally accepted in the United States of America (&#8220;generally accepted accounting principles&#8221; or "GAAP"). However, a further decline in local economic conditions, results of examinations by the Company&#8217;s regulators, or other factors could result in a material increase in the allowance for loan losses and may adversely affect the Company&#8217;s financial condition and results of operations. <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">In addition, because future events affecting borrowers and collateral cannot be predicted with certainty, there can be no assurance that the existing </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">15</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">allowance for loan losses will be adequate or that substantial increases will not be necessary should the quality of any loans deteriorate or should collateral values further decline as a result of the factors discussed elsewhere in this document. </font>The following table sets forth an analysis of the Company's allowance for loan losses for the periods indicated.</font><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="18" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2010</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="18" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars in thousands)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance at beginning of year</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,643</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,921</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,642</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,974</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision for (recapture of) loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,700 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">900</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,075</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,900</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recoveries:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial and construction</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">526</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">118</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other real estate mortgage</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">873</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,263</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">103</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate construction</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">228</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">76</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total commercial and construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,403</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,609</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">82</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160; Real estate one-to-four family</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">304</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Other installment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">311</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">139</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160; Total recoveries</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,714</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,748</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">150</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">58</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">89</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Charge-offs:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial and construction</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">340</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,606</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,801</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,371</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,466</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other real estate mortgage</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">406</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,869</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,895</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,404</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,836</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate construction</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">141</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,101</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,329</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,737</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total commercial and construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">757</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,616</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,797</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,104</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,039</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160; Real estate one-to-four family</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">346</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,694</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">682</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,232</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Other installment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">72</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">56</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">50</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">349</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,310</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,282</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total charge-offs</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,106</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,926</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,547</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,807</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,321</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net charge-offs (recoveries)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(608 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,178</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,397</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,749</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,232</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="40%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance at end of year</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,551</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,643</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,921</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,642</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ratio of allowance to total loans</font></div>

<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">outstanding at end of year</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.35 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.92 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.91 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.18 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.95 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ratio of net charge-offs (recoveries) to average net </font></div>

<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160; loans outstanding during year</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(0.12 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.86</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.67</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.48</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ratio of allowance to total nonperforming loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">89.25</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">74.02</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45.11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">121.46</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">60.10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s allowance consists of specific, general and unallocated components. The Company&#8217;s specific allowance decreased from prior year due to a decrease in the balance of impaired loans during the year. The general component also decreased from prior year due to a decrease in the balance of classified and nonperforming loans and a decrease in charge-offs during the year. The unallocated component has remained elevated compared to historical levels as a result of the </font><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">continued economic uncertainty.</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">16</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table sets forth the breakdown of the allowance for loan losses by loan category and is based on applying a specific loan loss factor to the outstanding balances of related loan category as of the date of the allocation for the periods indicated.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="29" valign="bottom" width="95%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td colspan="2" valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.45pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2011</font></div>
</td>
<td colspan="2" valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.9pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2010</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan Category </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">as a </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Total </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan Category </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">as a </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Total </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</font></div>
</td>
<td colspan="2" valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan Category </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">as a </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent of Total </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.45pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="middle" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan Category as a Percent of Total Loans</font></div>
</td>
<td colspan="2" valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.45pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loan Category as a Percent</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">of Total Loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="30" valign="bottom" width="96%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9.15pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars in thousands)</font></div>
</td>
</tr><tr>
<td valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -50.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial and construction:</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="23%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -50.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial business</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,409</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13.43</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,128</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13.42</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,688</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12.74</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,822</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12.44</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,181</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14.76</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="bottom" width="23%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -50.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other real estate mortgage</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,812</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">60.90</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,539</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">66.30</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,626</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">63.49</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,919</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">67.19</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,028</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">62.52</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="23%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -50.4pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate construction</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">387</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.65</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">221</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.81</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">412</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.76</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">820</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.98</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,137</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.27</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -63.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer:</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -63.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate one-to-four family</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,190</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17.43</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,868</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18.12</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,220</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19.71</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,294</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16.06</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,522</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12.10</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -63.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other installment</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">463</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.59</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">81</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.35</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">54</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.30</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.33</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">52</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.35</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -63.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unallocated</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,290</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,806</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,921</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,068</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,722</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -63.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total allowance for loan loss</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,551</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100.00</font></div>
</td>
<td align="left" valign="middle" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,643</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100.00</font></div>
</td>
<td align="left" valign="middle" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,921</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100.00</font></div>
</td>
<td align="left" valign="middle" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,968</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100.00</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,642</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100.00</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">17</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment Activities</font></div>

<br>
<div align="center">
<table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
</table>
</div>

<div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Board sets the investment policy of the Company. The Company's investment objectives are: to provide and maintain liquidity within regulatory guidelines; to maintain a balance of high quality, diversified investments to minimize risk; to provide collateral for pledging requirements; to serve as a balance to earnings; and to optimize returns.&#160;&#160;The policy permits investment in various types of liquid assets permissible under OCC regulation, which includes U.S. Treasury obligations, securities of various federal agencies, "bank qualified" municipal bonds, certain certificates of deposit of insured banks, repurchase agreements, federal funds and mortgage-backed securities (&#8220;MBS&#8221;), but does not permit investment in non-investment grade bonds. The policy also dictates the criteria for classifying securities into one of three categories:&#160;&#160;held to maturity, available for sale or trading. At March 31, 2014, no investment securities were held for trading.&#160;&#160;<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">See </font>Item 7.&#160;&#160;&#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations &#8211; Critical Accounting Policies."</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014, the Company&#8217;s investment portfolio totaled $102.1 million, primarily consisting of $21.5 million in U.S. agency securities available-for-sale, $78.6 million in mortgage-backed securities available-for-sale, and $1.9 million in trust preferred securities available-for-sale. This compares with a total investment portfolio of $6.8 million at March 31, 2013, primarily consisting of $5.0 million in U.S. agency securities available-for-sale, $431,000 in mortgage-backed securities available-for-sale, and $1.2 million in trust preferred securities available-for-sale. The increase was due to a decision by the Company to invest additional excess cash into higher yielding investment securities and mortgage-backed securities. The Company primarily purchases agency securities with maturities of five years or less and purchases a combination of mortgage-backed securities backed by government agencies (FHLMC, Fannie Mae (&#8220;FNMA&#8221;), U.S. Small Business Administration (&#8220;SBA&#8221;) or Ginnie Mae (&#8220;GNMA&#8221;)). At March 31, 2014, the Company owned no privately issued mortgage-backed securities. Our real estate mortgage investment conduits (&#8220;REMICS&#8221;) consist of FHLMC and FNMA securities and our CRE mortgage-backed securities consist of FNMA securities. The Company does not believe that it has any exposure to sub-prime lending in its mortgage-backed securities portfolio. See Note 4 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K for additional information.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table sets forth the investment securities portfolio and carrying values at the dates indicated.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="22%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="16" valign="bottom" width="59%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="22%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="22%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Carrying</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent of</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Portfolio</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Carrying</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent of</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Portfolio</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Carrying</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Percent of</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Portfolio</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="22%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="15" valign="bottom" width="58%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;(Dollars in thousands)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Held to maturity (at amortized cost):</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FHLMC mortgage-backed securities</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.03</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.46</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">69</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.87</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FNMA mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">75</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.07</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">94</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.39</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">102</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.28</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Municipal securities</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">493</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6.20</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="22%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.10</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">125</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.85</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">664</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8.35</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Available for sale (at fair value):</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Agency securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,491</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21.06</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,978</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">73.51</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,999</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">62.87</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">REMICs</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,150</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.00</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">237</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.50</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">329</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.14</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FHLMC mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25,386</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24.87</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">191</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.82</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">636</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8.00</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FNMA mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">38,950</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">38.16</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.04</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.11</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">SBA mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,932</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.85</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">GNMA mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,077</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.06</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">CRE mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,080</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.04</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Municipal securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">149</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.87</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Trust preferred securities</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,903</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.86</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,238</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18.28</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,166</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14.66</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="22%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101,969</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">99.90</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,647</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">98.15</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,288</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">91.65</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total investment securities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">102,070</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100.00</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,772</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100.00</font></div>
</td>
<td align="left" valign="middle" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,952</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">100.00</font></div>
</td>
<td align="left" valign="middle" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
</tr></table>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">18</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -10.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table sets forth the maturities and weighted average yields in the securities portfolio at March 31, 2014.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="4" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Less Than One Year</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="4" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">One to Five Years</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="4" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">More Than Five to Ten Years</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="4" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">More Than</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ten Years</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Yield <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Yield <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Yield <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Yield <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="21" valign="bottom" width="58%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars in thousands)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 5pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Agency securities</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,099</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.15</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,392</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.52</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">REMICs</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5.26</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">137</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.39</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,986</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.30</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 5pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FHLMC mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.03</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,567</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.33</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,841</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.99</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 5pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FNMA mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.06</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,522</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.86</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,502</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.04</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 5pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">SBA mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,932</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.18</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 5pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">GNMA mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,077</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.97</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 5pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">CRE mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,080</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.40</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 5pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Trust preferred securities</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,903</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.73</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 5pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.64</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="4%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,126</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.16</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="4%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,618</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.70</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="4%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">69,321</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.89</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -1.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)&#160;&#160;&#160;&#160;</font>For available for sale securities carried at fair value, the weighted average yield is computed using amortized cost without a tax equivalent</font></div>

<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;&#160; adjustment for tax-exempt obligations.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Investment securities available-for-sale, comprised of agency securities and trust preferred securities, were $23.4 million at March 31, 2014 compared to $6.2 million at March 31, 2013. Management reviews investment securities quarterly for the presence of other than temporary impairment (&#8220;OTTI&#8221;), taking into consideration current market conditions, the extent and nature of changes in fair value, issuer rating changes and trends, financial condition of the underlying issuers, current analysts&#8217; evaluations, the Company&#8217;s ability and intent to hold investments until a recovery of fair value, which may be maturity, as well as other factors. A $1.9 million investment security that the Company currently holds is a single collateralized debt obligation (&#8220;CDO&#8221;) secured by trust preferred securities issued by other bank holding companies. There was no impairment charge of this security for the years ended March 31, 2014, 2013 or 2012. Management believes that it is probable that principal payments will exceed the Company&#8217;s recorded investment in this security, that the Company does not intend to sell this security and it is not more likely than not that the Company will be required to sell this security before the anticipated recovery of the remaining amortized cost basis.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014, the market for the Company&#8217;s CDO was determined to be inactive in management&#8217;s judgment. This determination was made by the Company after considering the last known trade date for this specific security, the low number of transactions for similar types of securities, the low number of new issuances for similar securities, the increased implied liquidity risk premium for similar securities, the lack of information that is released publicly and discussions with third-party industry analysts. Due to the inactivity in the market, observable market data was not readily available for all significant inputs for this security. Accordingly, the trust preferred pooled security was classified as Level 3 in the fair value hierarchy. The Company utilized observable inputs where available, unobservable data and modeled the cash flows adjusted by an appropriate liquidity and credit risk adjusted discount rate using an income approach valuation technique in order to measure the fair value of the security. Significant unobservable inputs were used that reflect the Company&#8217;s assumptions of what a market participant would use to price the security. Significant unobservable inputs included selecting an appropriate discount rate, default rate and repayment assumptions. The Company estimated the discount rate by comparing rates for similarly rated corporate bonds, with additional consideration given to market liquidity. The default rates and repayment assumptions were estimated based on the individual issuer&#8217;s financial condition, historical repayment information, as well as the Company&#8217;s future expectations of the capital markets. Using this information, the Company estimated the fair value of the security at March 31, 2014 to be $1.9 million.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Additionally, the Company received two independent Level 3 valuation estimates for this security. Those valuation estimates were based on proprietary pricing models utilizing significant unobservable inputs. The Company&#8217;s estimate of fair value fell within the range of valuations provided, however, the magnitude in the range of fair value estimates further supported the difficulty in estimating the fair value for these types of securities in the current environment. Additionally, the Company believes that some of the assumptions used by the independent parties were overly aggressive and unrealistic. Therefore, the Company believes the use of its internally developed valuation model at March 31, 2014 is reasonable.</font></div>

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</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For additional information on our Level 3 fair value measurements see<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">&#160;</font>Item 7. &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations &#8211; Comparison of Financial Condition at March 31, 2014 and 2013,&#8221; &#8220;Fair Value of Level 3 Assets,&#8221; and Note 17 of the Notes to the Consolidated Financial Statements contained in Item 8 of the Form 10-K.</font></div>

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<br>
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<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">19</font></div>

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<hr style="COLOR: black" noshade size="2">
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -36pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Deposit Activities and Other Sources of Funds</font></div>

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</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -1.35pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">General.</font> Deposits, loan repayments and loan sales are the major sources of the Company's funds for lending and other investment purposes. Loan repayments are a relatively stable source of funds, while deposit inflows and outflows and loan prepayments are significantly influenced by general interest rates and money market conditions. Borrowings may be used on a short-term basis to compensate for reductions in the availability of funds from other sources. They may also be used on a longer-term basis for general business purposes.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Deposit Accounts.</font> The Company attracts deposits from within its primary market area by offering a broad selection of deposit instruments, including demand deposits, negotiable order of withdrawal ("NOW") accounts, money market accounts, regular savings accounts, certificates of deposit and retirement savings plans. The Company has focused on building customer relationships deposits which includes both business and consumer depositors. Deposit account terms vary according to the minimum balance required, the time periods the funds must remain on deposit and the interest rate, among other factors. In determining the terms of its deposit accounts, the Company considers the rates offered by its competition, profitability to the Company, matching deposit and loan products and customer preferences and concerns.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table sets forth the average balances of deposit accounts offered by the Company at the dates indicated.</font></div>

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<table cellpadding="0" cellspacing="0" width="93%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="17" valign="top" width="74%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</font></div>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="19%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="19%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="23%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.05pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.05pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.2pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.2pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="16" valign="bottom" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars in thousands)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -11.25pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-interest-bearing demand</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120,290</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.00</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">127,048</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.00</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td colspan="2" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">110,959</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.00</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest checking</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">93,395</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.11</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">86,091</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.16</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">96,764</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.29</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Regular savings accounts</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">59,844</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.15</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">49,394</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.19</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">40,345</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.31</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Money market accounts</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">224,689</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.21</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">228,269</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.26</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">234,325</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.45</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Certificates of deposit</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">174,522</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.75</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">206,565</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.89</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">248,696</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.17</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="25%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">672,740</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.29</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">697,367</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.38</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td colspan="2" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">731,089</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.60</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Deposit accounts totaled $690.1 million at March 31, 2014 compared to $663.8 million at March 31, 2013. The Company did not have any wholesale-brokered deposits at March 31, 2014 and 2013. The Company continues to focus on core deposits and growth around customer relationships as opposed to obtaining deposits through the wholesale markets. The Company has continued to experience increased competition for customer deposits within its market area. Customer branch deposit balances increased $33.4 million since March 31, 2013. The Company had $38.3 million, or 5.6% of total deposits, in Certificate of Deposit Account Registry Service (&#8220;CDARS&#8221;) and Insured Cash Sweep (&#8220;ICS&#8221;) deposits, which were gathered from customers within the Company&#8217;s primary market-area. CDARS and ICS deposits allow customers access to FDIC insurance on deposits exceeding the $250,000 FDIC insurance limit.</font></div>

<div style="TEXT-INDENT: 108pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><br>
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014 and 2013, deposits from RAMCorp totaled $4.2 million and $4.9 million, respectively. These deposits were included in interest bearing and non-interest bearing accounts and represent assets under management by RAMCorp. At March 31, 2014, and 2013, the Company also had $11.7 million and $9.9 million, respectively in deposits from public entities located in the States of Washington and Oregon, all of which were fully covered by FDIC insurance or secured by pledged collateral.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company is enrolled in an internet deposit listing service. Under this listing service, the Company may post certificates of deposit rates on an internet site where institutional investors have the ability to deposit funds with the Company. At March 31, 2014 and 2013, the Company had $249,000 and $5.9 million, respectively, in deposits through this listing service. The decrease was due to maturities that occurred in fiscal year 2014 that the Company elected not to renew which were redeemed by the depositing institution. The Company plans to discontinue the utilization of internet based deposits during fiscal year 2015; however, the Company will continue to have accessibility to these funds in the future. Furthermore, the Company may utilize the internet deposit listing service to purchase certificates of deposit at other financial institutions.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Deposit growth remains a key strategic focus for the Company and our ability to achieve deposit growth, particularly growth in core deposits, is subject to many risk factors including the effects of competitive pricing pressures, changing customer deposit behavior, and increasing or decreasing interest rate environments. Adverse developments with respect to any of these risk factors could limit the Company&#8217;s ability to attract and retain deposits and could have a material negative impact on the Company&#8217;s financial condition, results of operations and cash flows.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">20</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table presents the amount and weighted average rate of certificates of deposit equal to or greater than $100,000 at March 31, 2014.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">Maturity Period</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.45pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.45pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.45pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average Rate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" colspan="6" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars in thousands)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Three months or less</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,669</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.40 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Over three through six months</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,270</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Over six through 12 months</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25,981</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.36</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Over 12 Months</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,252</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.38</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">90,172</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.70 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Borrowings.</font> Deposits are the primary source of funds for the Company's lending and investment activities and for its general business purposes.&#160;&#160;The Company relies upon advances from the FHLB and borrowings from the Federal Reserve Bank of San Francisco (&#8220;FRB&#8221;) to supplement its supply of lendable funds and to meet deposit withdrawal requirements. Advances from the FHLB and borrowings from the FRB are typically secured by the Bank's commercial loans, commercial real estate loans, first mortgage loans and investment securities. At March 31, 2014, 2013 and 2012, the Bank had no FHLB advances or FRB borrowings.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The FHLB functions as a central reserve bank providing credit for member financial institutions. As a member, the Bank is required to own capital stock in the FHLB and is authorized to apply for advances on the security of such stock and certain of its mortgage loans and other assets (primarily securities which are obligations of, or guaranteed by, the United States) provided certain standards related to creditworthiness have been met. The FHLB determines specific lines of credit for each member institution and the Bank has a line of credit with the FHLB equal to 30% of its total assets to the extent the Bank provides qualifying collateral and holds sufficient FHLB stock. At March 31, 2014, the Bank had an available credit facility of $240.9 million, which is limited to available pledged collateral.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Bank also has a borrowing arrangement with the FRB with an available credit facility of $58.1 million, subject to pledged collateral, as of March 31, 2014.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="10" valign="top" width="32%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="9" valign="middle" width="30%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars in thousands)</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="28%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Maximum amounts of FHLB advances </font></div>

<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160; outstanding at any month end</font></div>
</td>
<td align="right" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="28%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Average FHLB advances outstanding</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="28%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Weighted average rate on FHLB advances</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.52</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.55</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.25</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Maximum amounts of FRB borrowings </font></div>

<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;outstanding at any month end</font></div>
</td>
<td align="right" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="2%">
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<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="28%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Average FRB borrowings outstanding</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
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</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="28%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Weighted average rate on FRB borrowings</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.75</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.75</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014, the Company had two wholly-owned subsidiary grantor trusts totaling $22.7 million for the purpose of issuing trust preferred securities and common securities. The trust preferred securities accrue and pay distributions periodically at specified annual rates as provided in each trust agreement. The trusts used the net proceeds from each of the offerings to purchase a like amount of junior subordinated debentures (the &#8220;Debentures&#8221;) of the Company. The Debentures are the sole assets of the trusts. The Company&#8217;s obligations under the Debentures and related documents, taken together, constitute a full and unconditional guarantee by the Company of the obligations of the trusts. The trust preferred securities are mandatorily redeemable upon maturity of the Debentures, or upon earlier redemption as provided in the indentures. The Company has the right to redeem the Debentures in whole or in part on or after specific dates, at a redemption price specified in the indentures governing the Debentures plus any accrued but unpaid interest to the redemption date.&#160;&#160;The Company also has the right to defer the payment of interest on each of the Debentures for a period not to exceed 20 consecutive quarters, provided that the deferral period does not extend beyond the stated maturity. During such deferral period, distributions on the corresponding trust preferred securities will also be deferred and the Company may not pay cash dividends to the holders of shares of our common stock. Beginning in the first quarter of fiscal 2011, the Company elected to defer regularly scheduled interest payments on its outstanding $22.7 million aggregate principal amount of Debentures and distributions on the corresponding trust preferred securities are also being deferred. The Company continued with the interest deferral through March 31, 2014. As of March 31, 2014, the Company had deferred a total of $3.7 million of interest </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">21</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">payments. The common securities issued by the grantor trusts were purchased by the Company, and the Company&#8217;s investment in the common securities of $681,000 at March 31, 2014 and 2013 is included in prepaid expenses and other assets in the Consolidated Balance Sheets included in the Consolidated Financial Statements contained in Item 8 of the Form 10-K. See also Note 11 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Taxation</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For details regarding the Company&#8217;s taxes, see Item 8 &#8211; &#8220;Financial Statements and Supplementary Data - Note 12 of the Notes to the Consolidated Financial Statements.&#8221;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Personnel</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As of March 31, 2014, the Company had 219 full-time equivalent employees, none of whom are represented by a collective bargaining unit.&#160;&#160;The Company believes its relationship with its employees is good.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Corporate Information</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s principal executive offices are located at 900 Washington Street, Vancouver, Washington 98660. Its telephone number is (360) 693-6650. The Company maintains a website with the address <font style="DISPLAY: inline; TEXT-DECORATION: underline">www.riverviewbank.com</font>. The information contained on the Company&#8217;s website is not included as a part of, or incorporated by reference into, this Annual Report on Form 10-K. Other than an investor&#8217;s own internet access charges, the Company makes available free of charge through its website the Annual Report on Form 10-K, quarterly reports on Form 10-Q and current reports on Form 8-K, and amendments to these reports, as soon as reasonably practicable after it has electronically filed such material with, or furnished such material to, the Securities and Exchange Commission (&#8220;SEC&#8221;).</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Subsidiary Activities</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Under OCC regulations, the Bank is authorized to invest up to 3% of its assets in subsidiary corporations, with amounts in excess of 2% only if primarily for community purposes. At March 31, 2014, the Bank&#8217;s investments of $1.1 million in Riverview Services, Inc. (&#8220;Riverview Services&#8221;), its wholly owned subsidiary, and $4.0 million in RAMCorp, a 90% owned subsidiary, were within these limitations.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Riverview Services acts as a trustee for deeds of trust on mortgage loans granted by the Bank, and receives a reconveyance fee for each deed of trust. Riverview Services had net income of $21,000 for the fiscal year ended March 31, 2014 and total assets of $1.1 million at that date. Riverview Services&#8217; operations are included in the Consolidated Financial Statements of the Company contained in Item 8 of the Form 10-K.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">RAMCorp is an asset management company providing trust, estate planning and investment management services. RAMCorp commenced business in December 1998 and had net income of $609,000 for the fiscal year ended March 31, 2014 and total assets of $4.6 million at that date. RAMCorp earns fees on the management of assets held in fiduciary or agency capacity. At March 31, 2014, total assets under management totaled $359.7 million. RAMCorp&#8217;s operations are included in the Consolidated Financial Statements of the Company contained in Item 8 of this Form 10-K.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Executive Officers</font>.&#160;&#160;The following table sets forth certain information regarding the executive officers of the Company.</font></div>

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</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">Name</font></font></div>
</td>
<td valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline"><font style="TEXT-DECORATION: underline">Age</font> </font></font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1</font><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">)</font></font></div>
</td>
<td align="left" valign="top" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">Position</font></font></div>
</td>
</tr><tr>
<td valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Patrick Sheaffer</font></div>
</td>
<td valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">74</font></div>
</td>
<td align="left" valign="top" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Chairman of the Board and Chief Executive Officer</font></div>
</td>
</tr><tr>
<td valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ronald A. Wysaske</font></div>
</td>
<td valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">61</font></div>
</td>
<td align="left" valign="top" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">President and Chief Operating Officer</font></div>
</td>
</tr><tr>
<td valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Kevin J. Lycklama</font></div>
</td>
<td valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">36</font></div>
</td>
<td align="left" valign="top" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Executive Vice President and Chief Financial Officer</font></div>
</td>
</tr><tr>
<td valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Daniel D. Cox</font></div>
</td>
<td valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">36</font></div>
</td>
<td align="left" valign="top" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Executive Vice President and Chief Credit Officer</font></div>
</td>
</tr><tr>
<td valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Richard S. Michalek</font></div>
</td>
<td valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">69</font></div>
</td>
<td align="left" valign="top" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Executive Vice President and Chief Lending Officer</font></div>
</td>
</tr><tr>
<td valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">John A. Karas</font></div>
</td>
<td valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">65</font></div>
</td>
<td align="left" valign="top" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Executive Vice President</font></div>
</td>
</tr><tr>
<td valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">James D. Baldovin</font></div>
</td>
<td valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">55</font></div>
</td>
<td align="left" valign="top" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Executive Vice President Retail Banking</font></div>
</td>
</tr><tr>
<td valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Kim J. Capeloto</font></div>
</td>
<td valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">52</font></div>
</td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Executive Vice President Marketing and Operations</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Patrick Sheaffer</font> is<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>Chairman of the Board and Chief Executive Officer<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>of the Company and Chief Executive Officer of the Bank, positions he has held since February 2004. Prior to February 2004, Mr. Sheaffer served as Chairman of the Board, President and Chief Executive Officer of the Company since its inception in 1997. He became Chairman of the Board of the Bank in 1993. Mr. Sheaffer joined the Bank in 1963. He is responsible for leadership and management of the Company. Mr. Sheaffer is active in numerous professional and civic organizations.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Ronald A. Wysaske</font> is President and Chief Operating Officer of the Bank, positions he has held since February 2004. Prior to February 2004, Mr. Wysaske served as Executive Vice President, Treasurer and Chief Financial Officer of the Bank from 1981 to 2004 and of the Company since its inception in 1997. He joined the Bank in 1976. Mr. Wysaske is responsible for daily operations and management of the Bank. He holds an M.B.A. from Washington State University and is active in numerous professional, educational and civic organizations.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Kevin J. Lycklama </font>is Executive Vice President and Chief Financial Officer of the Company, positions he has held since February 2008. Prior to February 2008, Mr. Lycklama served as Vice President and Controller of the Bank since 2006. Prior to joining Riverview, Mr. Lycklama spent five years with a local public accounting firm advancing to the level of audit manager.&#160;&#160;He is responsible for accounting, SEC reporting as well as treasury functions for the Bank and the Company. He holds a Bachelor of Arts degree from Washington State University, is a graduate of the Pacific Coast Banking School and is a certified public accountant.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Daniel D. Cox </font>is Executive Vice President and Chief Credit Officer and is responsible for credit administration related to its commercial, mortgage and consumer loan activities. Mr. Cox joined Riverview in August 2002 and spent five years as a commercial lender and progressed through the credit administration function, most recently serving as Senior Vice President of Credit Administration. He holds a Bachelor of Arts degree from Washington State University and was an Honor Roll graduate of the Pacific Coast Banking School. Mr. Cox is an active mentor in our local schools and was the Past Treasurer and Endowment Chair for the Washougal Schools Foundation and Past Board Member of Camas-Washougal Chamber of Commerce.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Richard S. Michalek </font>is Executive Vice President and Chief Lending Officer of the Company, a position he has held since June 2012. Mr. Michalek is responsible for all of the Bank&#8217;s lending division related to commercial, real estate and consumer loan activities. Prior to joining Riverview in 2001, Mr. Michalek spent seven years at Northwest National Bank where he was a commercial loan officer and later managed the retail banking loan center.&#160;&#160;Mr. Michalek also spent 19 years at Seattle First National Bank/Bank of America in various capacities. Mr. Michalek holds a Bachelor of Arts and M.B.A. from Seattle University and is a graduate of the Pacific Coast Banking School.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">John A. Karas</font> is Executive Vice President of the Bank and also serves as Chairman of the Board, President and CEO of its subsidiary, RAMCorp.&#160;&#160;Mr. Karas has been employed by the Company since 1999 and has over 30 years of trust experience.&#160;&#160;He is familiar with all phases of the trust business and his experience includes trust administration, trust legal counsel, investments and real estate. Mr. Karas received his B.A. from Willamette University and his Juris Doctor degree from Lewis &amp; Clark Law School&#8217;s Northwestern School of Law.&#160;&#160;He is a member of the Oregon, Multnomah County and American Bar Associations and is a Certified Trust and Financial Advisor.&#160;&#160;Mr. Karas is also active in numerous civic organizations.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">James D. </font><font style="DISPLAY: inline; FONT-WEIGHT: bold">Baldovin</font> is Executive Vice President of Retail Banking and is responsible for the Bank&#8217;s branch banking network, customer service, sales and community development. Mr. Baldovin has been employed by the Bank since January 2003 and has over 30 years of banking expertise in developing and leading sales and service cultures. He holds a Bachelor of Arts degree in economics from Linfield College and is a graduate of the Pacific Coast Banking School.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Kim J. Capeloto </font>is Executive Vice President of Marketing, Operations and Information Technology. Mr. Capeloto has been employed by the Bank since September 2010. Mr. Capeloto has over 30 years of banking experience serving as regional manager for Union Bank of California and Wells Fargo Bank directing small business and personal banking activities. Prior to joining the Bank, Mr. Capeloto held the position of President and Chief Executive Officer of the Greater Vancouver Chamber of Commerce. Mr. Capeloto is active in numerous professional and civic organizations.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">REGULATION</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following is a brief description of certain laws and regulations, which are applicable to the Company and the Bank.&#160;&#160;The description of these laws and regulations, as well as descriptions of laws and regulations contained elsewhere herein, does not purport to be complete and is qualified in its entirety by reference to the applicable laws and regulations.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Legislation is introduced from time to time in the United States Congress (&#8220;Congress&#8221;) that may affect the Company&#8217;s and Bank&#8217;s operations.&#160;&#160;In addition, the regulations governing the Company and the Bank may be amended from time to time by the OCC, the FDIC, the Federal Reserve Board or the SEC, as appropriate.&#160;&#160;Any such legislation or regulatory changes in the future could have an adverse effect<font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font>on our operations and financial condition.&#160;&#160;We cannot predict whether any such changes may occur.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">General</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As a federally chartered savings bank, the Bank is subject to extensive regulation, examination and supervision by the OCC, as its primary federal regulator, and the FDIC, as the insurer of its deposits. Additionally, the Company is subject to extensive regulation, examination and supervision by the Federal Reserve Board as its primary federal regulator. The Bank is a member of the FHLB System and its deposit accounts are insured up to applicable limits by the Deposit Insurance Fund, which is administered by the FDIC. The Bank must file reports with the OCC and the FDIC concerning its activities and financial condition in addition to obtaining regulatory approvals prior to entering into certain transactions such as mergers with, or acquisitions of, other financial institutions. There are periodic examinations by the OCC, the Federal Reserve and under certain circumstances, the FDIC, to evaluate the Bank&#8217;s safety and soundness and compliance with various regulatory requirements. This regulatory structure establishes a comprehensive framework of activities in which the Bank may engage and is intended primarily for the protection of the insurance fund and depositors. The regulatory structure also gives the regulatory authorities extensive discretion in connection with their supervisory and enforcement activities and examination policies, including policies with respect to the classification of assets and the establishment of adequate loan loss reserves for regulatory purposes. Any change in such policies, whether by the OCC, the Federal Reserve, the FDIC or Congress, could have a material adverse impact on the Company and the Bank and their operations.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Federal Regulation of Savings Institutions</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Office of the Comptroller of the Currency.</font>&#160;&#160;The OCC has extensive authority over the operations of savings institutions.&#160;&#160;As part of this authority, the Bank is required to file periodic reports with the OCC and is subject to periodic examinations by the OCC. The OCC also has extensive enforcement authority over all savings institutions, including the Bank. This enforcement authority includes, among other things, the ability to assess civil money penalties, issue cease-and-desist or removal orders and initiate prompt corrective action orders.&#160;&#160;In general, these enforcement actions may be initiated for violations of laws and regulations and unsafe or unsound practices.&#160;&#160;Other actions or inactions may provide the basis for enforcement action, including misleading or untimely reports filed with the OCC. Except under certain circumstances, public disclosure of final enforcement actions by the OCC is required by law.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In January 2009, the Bank entered into a Memorandum of Understanding (&#8220;MOU&#8221;) with the Office of Thrift Supervision (&#8220;OTS&#8221;), at the time the Bank&#8217;s primary regulator. Following the transfer of the responsibilities and authority of the OTS to the OCC on July 21, 2011, the MOU was enforced by the OCC. On January 25, 2012, the Bank entered into a formal written agreement (&#8220;Agreement&#8221;) with the OCC. Upon effectiveness of the Agreement, the MOU was terminated by the OCC. The Agreement remained in effect and enforceable until modified, waived or terminated in writing by the OCC. On April 2, 2014, the Bank was notified that the Agreement was rescinded.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Bank has also separately agreed to the OCC establishing higher minimum capital ratios for the Bank, specifically that the Bank maintain a Tier 1 capital (leverage) ratio of not less than 9.00% and a total risk-based capital ratio of not less than 12.00%. As of March 31, 2014, the Bank&#8217;s Tier 1 capital (leverage) ratio was 10.71% and its total risk-based capital ratio was 16.66%.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">All savings institutions are required to pay assessments to the OCC to fund the agency's operations. The general assessments, paid on a semi-annual basis, are determined based on the savings institution's total assets, including consolidated subsidiaries. The Bank's OCC assessment for the fiscal year ended March 31, 2014 was $365,000.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Bank's general permissible lending limit for loans-to-one-borrower is equal to the greater of $500,000 or 15% of unimpaired capital and surplus (except for loans fully secured by certain readily marketable collateral, in which case this limit is increased to 25% of unimpaired capital and surplus). At March 31, 2014, the Bank's lending limit under this restriction was $14.5 million and, at that date, the Bank&#8217;s largest lending relationship with one borrower was $11.0 million, which consisted of one commercial construction loan which was performing according to its original payment terms at March 31, 2014.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The OCC&#8217;s oversight of the Bank includes reviewing its compliance with the customer privacy requirements imposed by the Gramm-Leach-Bliley Act of 1999 (&#8220;GLBA&#8221;) and the anti-money laundering provisions of the USA Patriot Act. The GLBA privacy requirements place limitations on the sharing of consumer financial information with unaffiliated third parties. They also require each financial institution offering financial products or services to retail customers to provide such customers with its privacy policy and with the opportunity to &#8220;opt out&#8221; of the sharing of their personal information with unaffiliated third parties. The USA Patriot Act significantly expands the responsibilities of financial institutions in preventing the use of the United States financial system to fund terrorist activities. Its anti-money laundering provisions require financial institutions operating in the United States to develop anti-money laundering compliance programs and due diligence policies and controls to ensure the detection and reporting of money laundering. These compliance programs are intended to supplement existing compliance requirements under the Bank Secrecy Act and the Office of Foreign Assets Control Regulations.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The OCC, as well as the other federal banking agencies, has adopted guidelines establishing safety and soundness standards on such matters as loan underwriting and documentation, asset quality, earnings standards, internal controls and audit systems, interest rate risk exposure and compensation and other employee benefits.&#160;&#160;Any institution that fails to comply with these standards must submit a compliance plan.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Current Capital Requirements.</font>&#160;&#160;Federally insured savings institutions, such as the Bank, are required by the OCC to maintain minimum levels of regulatory capital. These minimum capital standards include: a 1.5% tangible capital to total assets ratio, a 4% leverage ratio (3% for institutions receiving the highest rating on the CAMELS examination rating system) and an 8% risk-based capital ratio. In addition, the prompt corrective action standards, discussed below, also establish, in effect, a minimum 2% tangible capital standard, a 4% leverage ratio (3% for institutions receiving the highest rating on the CAMELS system) and, together with the risk-based capital standard itself, a 4% tier 1 risk-based capital standard. The OCC regulations also require that, in meeting the tangible, leverage and risk-based capital standards, institutions must generally deduct investments in and loans to subsidiaries engaged in activities as principal that are not permissible for a national bank.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The risk-based capital standard requires federal savings institutions to maintain tier 1 (core) and total capital (which is defined as core capital and supplementary capital) to risk-weighted assets of at least 4% and 8%, respectively. In determining the amount of risk-weighted assets, all assets, including certain off-balance sheet assets, recourse obligations, residual interests and direct credit substitutes, are multiplied by a risk-weight factor of 0% to 100%, assigned by the OCC capital regulation based on the risks believed inherent in the type of asset. Tier 1 (core) capital is defined as common stockholders&#8217; equity (including retained earnings), certain noncumulative perpetual preferred stock and related surplus and minority interests in equity accounts of consolidated subsidiaries, less intangibles other than certain mortgage servicing rights and credit card relationships. The components of supplementary capital currently include cumulative preferred stock, long-term perpetual preferred stock, mandatory convertible securities, subordinated debt and intermediate preferred stock, the allowance for loan and lease losses limited to a maximum of 1.25% of risk-weighted assets and up to 45% of unrealized gains on available-for-sale equity securities with readily determinable fair market values. Overall, the amount of supplementary capital included as part of total capital cannot exceed 100% of core capital.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The OCC also has authority to establish individual minimum capital requirements for financial institutions. In January 2012, the Bank agreed to the OCC establishing minimum capital ratios for the Bank in excess of the minimum capital standards required under OCC&#8217;s Prompt Corrective Actions. Specifically, the Bank must achieve and maintain tier 1 (core) leverage ratio of 9% and total risk-based capital ratio of 12%.&#160;&#160;As of March 31, 2014, the Bank&#8217;s Tier 1 capital (leverage) ratio was 10.71% and its total risk-based capital ratio was 16.66%. For additional information, see Note 15 of the Notes to Consolidated Financial Statements included in Item 8 of this Form 10-K.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">New Capital Rules.</font> On July 9, 2013, the OCC and the other federal bank regulatory agencies issued a final rule that will revise their risk-based capital requirements and the method for calculating risk-weighted assets to make them consistent with agreements that were reached by the Basel Committee on Banking Supervision and certain provisions of the Dodd-Frank Act. The final rule applies to all depository institutions, top-tier bank holding companies with total consolidated assets of $500 million or more and top-tier savings and loan holding companies.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Effective in 2015 (with some changes generally transitioned into full effectiveness over two to four years), the Bank will be subject to new capital requirements adopted by the FDIC. These new requirements create a new required ratio for common equity Tier 1 (&#8220;CET1&#8221;) capital, increase the leverage and Tier 1 capital ratios, change the risk-weights of certain assets for purposes of the risk-based capital ratios, create an additional capital conservation buffer over the required capital ratios and change what qualifies as capital for purposes of meeting these various capital requirements. Beginning in 2016, failure to maintain the required capital conservation buffer will limit the ability of the Bank to pay dividends, repurchase shares or pay discretionary bonuses.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">When these new requirements become effective in 2015, the Bank&#8217;s leverage ratio of 4% of adjusted total assets and total capital ratio of 8% of risk-weighted assets will remain the same; however, the Tier 1 capital ratio requirement will increase from 4.0% to 6.5% of risk-weighted assets. In addition, the Bank will have to meet the new CET1 capital ratio of 4.5% of risk-weighted assets, with CET1 consisting of qualifying Tier 1 capital less all capital components that are not considered common equity.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For all of these capital requirements, there are a number of changes in what constitutes regulatory capital, some of which are subject to a two-year transition period. These changes include the phasing-out of certain instruments as qualifying capital. The Bank does not have any of these instruments.&#160;&#160;Under the new requirements for total capital, Tier 2 capital is no longer limited to the amount of Tier 1 capital included in total capital.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mortgage servicing rights, certain deferred tax assets and investments in unconsolidated subsidiaries over designated percentages of common stock will be deducted from capital, subject to a two-year transition period. In addition, Tier 1 capital will include accumulated other comprehensive income, which includes all unrealized gains and losses on available-for-sale debt and equity securities, subject to a two-year transition period. Because of their asset size, the Bank has the one-time option of deciding in the first quarter of 2015 whether to permanently opt out of the inclusion of accumulated other comprehensive income in their capital calculations. The Bank is considering whether to take advantage of this opt-out to reduce the impact of market volatility on its regulatory capital levels.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The new requirements also include changes in the risk-weights of assets to better reflect credit risk and other risk exposures. These include a 150% risk weight (up from 100%) for certain high volatility commercial real estate acquisitions, development and construction loans and for non-residential mortgage loans that are 90 days past due or otherwise in nonaccrual status; a 20% (up from 0%) credit conversion factor for the unused portion of a commitment with an original maturity of one year or less that is not unconditionally cancellable; a 250% risk weight (up from 100%) for mortgage servicing and deferred tax assets that are not deducted from capital; and increased risk-weights (0% to 600%) for equity exposures.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In addition to the minimum CET1, Tier 1 and total capital ratios, the Bank will have to maintain a capital conservation buffer consisting of additional CET1 capital equal to 2.5% of risk-weighted assets above the required minimum levels in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses based on percentages of eligible retained income that could be utilized for such actions.&#160;&#160;This new capital conservation buffer requirement is be phased in beginning in January 2016 at 0.625% of risk-weighted assets and increasing each year until fully implemented at 2.5% in January 2019.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The OCC&#8217;s prompt corrective action standards will change when these new capital ratios become effective.&#160;&#160;Under the new standards, in order to be considered well-capitalized, the Bank would have to have a CET1 ratio of 6.5% (new), a Tier 1 ratio of 8% (increased from 6%), a total capital ratio of 10% (unchanged) and a leverage ratio of 5% (unchanged).</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Prompt Corrective Action.</font>&#160;&#160;The OCC is required to take certain supervisory actions against undercapitalized savings institutions, the severity of which depends upon the institution's degree of undercapitalization.&#160;&#160;Generally, an institution that has a ratio of total capital to risk-weighted assets of less than 8%, a ratio of tier 1 (core) capital to risk-weighted assets of less than 4%, or a ratio of core capital to total assets of less than 4% (3% or less for institutions with the highest examination rating) is considered to be "undercapitalized."&#160;&#160;An institution that has a total risk-based capital ratio less than 6%, a tier 1 capital ratio of less than 3% or a leverage ratio that is less than 3% is considered to be "significantly undercapitalized" and an institution that has a tangible capital to assets ratio equal to or less than 2% is deemed to be "critically undercapitalized."&#160;&#160;Subject to a narrow exception, the OCC is required to appoint a receiver or conservator for a savings institution that is "critically undercapitalized."&#160;&#160;OCC regulations also require that a capital restoration plan be filed with the OCC within 45 days of the date a savings institution receives notice that it is "undercapitalized," "significantly undercapitalized" or "critically undercapitalized." In addition, numerous mandatory supervisory actions become immediately applicable to an undercapitalized institution, including, but not limited to, increased monitoring by regulators and restrictions on growth, capital distributions and expansion.&#160;&#160;&#8220;Significantly undercapitalized&#8221; and &#8220;critically undercapitalized&#8221; institutions are subject </font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">to more extensive mandatory regulatory actions.&#160;&#160;The OCC also could take any one of a number of discretionary supervisory actions, including the issuance of a capital directive and the replacement of senior executive officers and directors.&#160;&#160;At March 31, 2014, the Bank&#8217;s capital ratios met the "well capitalized" standards. For additional information see &#8220;-Capital Requirements.&#8221;</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In addition, the final capital rule adopted in July 2013 revises the prompt corrective action categories to incorporate the revised minimum capital requirements of that rule when it becomes effective. The OCC&#8217;s prompt corrective action standards will change when these new capital ratios become effective. Under the new standards, in order to be considered well-capitalized, the Bank would have to have a common equity Tier 1 ratio of 6.5% (new), a Tier 1 risk-based capital ratio of 8.0% (increased from 6.0%), a total risk-based capital ratio of 10.0% (unchanged), and a Tier 1 leverage ratio of 5.0% (unchanged).</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Federal Home Loan Bank System.</font>&#160;&#160;The Bank is a member of the FHLB of Seattle, which is one of 12 regional FHLBs that administer the home financing credit function of savings institutions.&#160;&#160;Each FHLB serves as a reserve or central bank for its members within its assigned region.&#160;&#160;It is funded primarily from proceeds derived from the sale of consolidated obligations of the FHLB System. It makes loans or advances to members in accordance with policies and procedures, established by the Board of Directors of the FHLB, which are subject to the oversight of the Federal Housing Finance Board. All advances from the FHLB are required to be fully secured by sufficient collateral as determined by the FHLB. In addition, all long-term advances are required to provide funds for residential home financing. See Business &#8211; &#8220;Deposit Activities and Other Sources of Funds &#8211; Borrowings.&#8221;</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As a member, the Bank is required to purchase and maintain stock in the FHLB.&#160;&#160;At March 31, 2014, the Bank had $6.7 million in FHLB stock, which was in compliance with this requirement. In 2009, the FHLB reported a risk-based capital deficiency under the regulations of the Federal Housing Finance Agency (&#8220;FHFA&#8221;), its primary regulator as of December 31, 2008, and stated that it would suspend future dividends and the repurchase and redemption of outstanding common stock. In September 2012, the FHLB announced that the FHFA now considers it to be adequately capitalized. Dividends on, or repurchases of, the FHLB stock continue to require consent of the FHFA. The FHFA subsequently approved the repurchase of portions of FHLB stock and during fiscal year 2014, the FHLB had repurchased $410,000 of its stock, at par, from the Bank.&#160;The FHLB announced in July 2013 that, based on its second quarter 2013 fanatical results, their Board of Directors had declared a $0.025 per share cash dividend. For the year ended March 31, 2014, the Bank received $5,000 of dividends on FHLB stock.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The FHLBs have continued and continue to contribute to low- and moderately-priced housing programs through direct loans or interest subsidies on advances targeted for community investment and low- and moderate-income housing projects.&#160;&#160;These contributions have in the past affected adversely the level of FHLB dividends paid and could continue to do so in the future if dividend payments resume. These contributions could also have an adverse effect on the value of FHLB stock in the future.&#160;&#160;A reduction in value of the Bank's FHLB stock may result in a corresponding reduction in the Bank's capital.</font></div>

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<div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Dodd-Frank Act requires the FDIC's deposit insurance assessments to be based on assets instead of deposits.&#160;&#160;In 2011, the FDIC published a final rule under the Dodd-Frank Act, which specify that the assessment base for a bank is equal to its total average consolidated assets less average tangible capital. The FDIC assessment rates range from approximately 2.5 basis points to 45 basis points, depending on applicable adjustments for unsecured debt issued by an institution and brokered deposits (and to further adjustment for institutions that hold unsecured debt of other FDIC-insured institutions), until such time as the FDIC's reserve ratio equals 1.15%. Once the FDIC's reserve ratio reaches 1.15% and the reserve ratio for the immediately prior assessment period is less than 2.0%, the applicable assessment rates may range from 1.5 basis points to 40 basis points (subject to adjustments as described above). If the reserve ratio for the prior assessment period is equal to, or greater than 2.0% and less than 2.5%, the assessment rates may range from one basis point to 38 basis points and if the prior assessment period is greater than 2.5%, the assessment rates may range from a half basis point to 35 basis points (in each case subject to adjustments as described above. No institution may pay a dividend if it is in default on its federal deposit insurance assessment.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As insurer, the FDIC is authorized to conduct examinations of and to require reporting by FDIC-insured institutions.&#160;&#160;It also may prohibit any FDIC-insured institution from engaging in any activity the FDIC determines by regulation or order to pose a serious threat to the DIF. The FDIC also has the authority to take enforcement actions against banks and savings associations. The FDIC may terminate the deposit insurance of any insured depository institution if it determines after a hearing that the institution has engaged or is engaging in unsafe or unsound practices, is in an unsafe or unsound condition to continue operations, or has violated any applicable law, regulation, order or any condition imposed by an agreement with the FDIC. It also may suspend deposit insurance temporarily during the hearing process for the permanent termination of insurance if the institution has no tangible capital. If insurance of accounts is terminated, the accounts at the institution at the time of the termination, less subsequent withdrawals, shall continue to be insured for a period of six months to two years, as determined by the FDIC. Management is not aware of any existing circumstances which would result in termination of the deposit insurance of the Bank.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Qualified Thrift Lender Test.</font>&#160;&#160;All savings institutions, including the Bank, are required to meet a qualified thrift lender ("QTL") test to avoid certain restrictions on their operations.&#160;&#160;This test requires a savings institution to have at least 65% of its total assets, as defined by regulation, in qualified thrift investments on a monthly average for nine out of every 12 months on a rolling basis.&#160;&#160;As an alternative, the savings institution may maintain 60% of its assets in those assets specified in Section 7701(a) (19) of the Internal Revenue Code ("Code").&#160;&#160;Under either test, such assets primarily consist of residential housing related loans and investments.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Any institution that fails to meet the QTL test must either become a national bank or be prohibited from making new investments or engaging in activities not allowed for both a national bank and a savings association, from establishing a new branch unless such branch is allowable for a national bank, and from paying dividends unless allowable for a national bank; unless within one year it meets the test, and thereafter remains a qualified thrift lender. Any holding company of an institution that fails the test and does not re-qualify within a year must become a bank holding company. If such an institution has not converted to a bank within three years after it failed the test, it must divest of any investments and cease any activities not permissible for both a national bank and a savings association. The Company does not believe that any of its investments or operating activities would be prohibited under such circumstances. As of March 31, 2014, the Bank maintained 90.95% of its portfolio assets in qualified thrift investments and therefore met the QTL test.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Limitations on Capital Distributions.</font>&#160;&#160;OCC regulations impose various restrictions on savings institutions with respect to their ability to make distributions of capital, which include dividends, stock redemptions or repurchases, cash-out mergers and other transactions charged to the capital account. Generally, savings institutions, such as the Bank, that before and after the proposed distribution are well-capitalized, may make capital distributions during any calendar year equal to up to 100% of net income for the year-to-date plus retained net income for the two preceding years. However, an institution deemed to be in need of more than normal supervision by the OCC, such as the Bank, may have its dividend authority restricted by the OCC.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Generally, savings institutions proposing to make any capital distribution need not submit written notice to the OCC prior to such distribution unless they are a subsidiary of a holding company or would not remain well capitalized following the distribution.&#160;&#160;Savings institutions that do not, or would not meet their current minimum capital requirements following a proposed capital distribution or propose to exceed these net income limitations, must obtain OCC approval prior to making such distribution.&#160;&#160;The OCC may object to the distribution during that 30-day period based on safety and soundness concerns.&#160;&#160;See "- Current Capital Requirements."</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Activities of Associations and their Subsidiaries.</font>&#160;&#160;When a savings institution establishes or acquires a subsidiary or elects to conduct any new activity through a subsidiary that the association controls, the savings institution must file a notice or application with the FDIC and the OCC at least 30 days in advance and receive regulatory approval or non-objection.&#160;&#160;Savings institutions also must conduct the activities of subsidiaries in accordance with existing regulations and orders.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The OCC may determine that the continuation by a savings institution of its ownership control of, or its relationship to, the subsidiary constitutes a serious risk to the safety, soundness or stability of the association or is inconsistent with sound banking practices or with the purposes of the FDIC.&#160;&#160;Based upon that determination, the FDIC or the OCC has the authority to order the savings institution to divest itself of control of the subsidiary.&#160;&#160;The FDIC also may determine by regulation or order that any specific activity poses a serious threat to the Deposit Insurance Fund.&#160;&#160;If so, it may require that no FDIC insured institution engage in that activity directly.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Transactions with Affiliates.</font> The Bank&#8217;s authority to engage in transactions with &#8220;affiliates&#8221; is limited by OCC regulations and by Sections 23A and 23B of the Federal Reserve Act as implemented by the Federal Reserve Board&#8217;s Regulation W. The term &#8220;affiliates&#8221; for these purposes generally means any company that controls or is under common control with an institution. The Company and its non-savings institution subsidiaries are affiliates of the Bank. In general, transactions with affiliates must be on terms that are as favorable to the institution as comparable transactions with non-affiliates. In addition, certain types of transactions are restricted to an aggregate percentage of the institution&#8217;s capital. Collateral in specified amounts must be provided by affiliates in order to receive loans from an institution. In addition, savings institutions are prohibited from lending to any affiliate that is engaged in activities that are not permissible for bank holding companies and no savings institution may purchase the securities of any affiliate other than a subsidiary.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Sarbanes-Oxley Act of 2002 <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">("Sarbanes-Oxley Act") </font>generally prohibits a company from making loans to its executive officers and directors. However, that act contains a specific exception for loans by a depository institution to its executive officers and directors in compliance with federal banking laws. Under such laws, the Bank&#8217;s authority to extend credit to executive officers, directors and 10% stockholders of the Bank and its affiliates (&#8220;insiders&#8221;), as well as entities such persons control is limited. The law restricts both the individual and aggregate amount of loans the Bank may make to insiders based, in part, on the Bank&#8217;s capital position and requires certain Board approval procedures to be followed. Such loans must be made on terms substantially the same as those offered to unaffiliated individuals and not involve more than the normal risk of repayment. There is an exception for loans made pursuant to a benefit or compensation program that is widely available to all employees of the institution and does not give preference to insiders over other employees. There are additional restrictions applicable to loans to executive officers.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Community Reinvestment Act and Consumer Protection Laws.</font>&#160;&#160;Under the Community Reinvestment Act (&#8220;CRA&#8221;), every FDIC-insured institution has a continuing and affirmative obligation consistent with safe and sound banking practices to help meet the credit needs of its entire community, including low and moderate income neighborhoods. The CRA does not establish specific lending requirements or programs for financial institutions nor does it limit an institution's discretion to develop the types of products and services that it believes are best suited to its particular community, consistent with the CRA.&#160;&#160;The CRA requires the OCC, in connection with the examination of the Bank, to assess the institution's record of meeting the credit needs of its community and to take such record into account in its evaluation of certain applications, such as a merger or the establishment of a branch, by the Bank.&#160;&#160;An unsatisfactory rating may be used as the basis for the denial of an application by the OCC.&#160;&#160;Due to the heightened attention being given to the CRA in the past few years, the Bank may be required to devote additional funds for investment and lending in its local community. The Bank received a satisfactory rating during its most recent examination.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In connection with its deposit-taking, lending and other activities, the Bank is subject to a number of federal laws designed to protect consumers and promote lending to various sectors of the economy and population.&#160;&#160;The Dodd-Frank Act created a new Consumer Financial Protection Bureau (&#8220;CFPB&#8221;) as an independent bureau of the Federal Reserve. The CFPB assumed responsibility for the implementation of the federal financial consumer protection and fair lending laws and regulations and has authority to impose new requirements. However, institutions of less than $10 billion in assets, such as the Bank, will continue to be examined for compliance with consumer protection and fair lending laws and regulations by, and be subject to the enforcement authority of, their primary regulators.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The CFPB issues regulations and standards under these federal consumer protection laws, which include the Equal Credit Opportunity Act, the Truth-in-Lending Act, the Home Mortgage Disclosure Act and the Real Estate Settlement Procedures Act.&#160;&#160;Through its rulemaking authority, the CFPB has promulgated several proposed and final regulations under these laws that will affect the Bank&#8217;s consumer businesses.&#160;&#160;Among these regulatory initiatives, are final regulations setting &#8220;ability to repay&#8221; and &#8220;qualified mortgage&#8221; standards for residential mortgage loans and establishing new mortgage loan servicing and loan originator compensation standards.&#160;&#160;The Bank is evaluating these recent CFPB regulations and proposals and devotes substantial compliance, legal and operational business resources to ensure compliance with these consumer protection standards.&#160;&#160;In addition, the OCC has enacted customer privacy regulations that limit the ability of the Bank to disclose nonpublic consumer information to non-affiliated third parties.&#160;&#160;The regulations require disclosure of privacy policies and allow consumers to prevent certain personal information from being shared with non-affiliated parties.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The guidance provides that the strength of an institution&#8217;s lending and risk management practices with respect to such concentrations will be taken into account in supervisory guidance on evaluation of capital adequacy.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Environmental Issues Associated with Real Estate Lending.</font> The Comprehensive Environmental Response Compensation and Liability Act ("CERCLA"), a federal statute, generally imposes strict liability on all prior and present "owners and operators" of sites containing hazardous waste.&#160;&#160;However, Congress asked to protect secured creditors by providing that the term "owner and operator" excludes a person whose ownership is limited to protecting its security interest in the site.&#160;&#160;Since the enactment of the CERCLA, this "secured creditor exemption" has been the subject of judicial interpretations which have left open the possibility that lenders could be liable for cleanup costs on contaminated property that they hold as collateral for a loan.&#160;&#160;In addition, we may be subject to environmental liabilities with respect to real estate properties that are placed in foreclosure that we subsequently take title to.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Other Consumer Protection Laws and Regulations.</font>&#160;&#160;The Bank is subject to a broad array of federal and state consumer protection laws and regulations that govern almost every aspect of its business relationships with consumers.&#160;&#160;While the list set forth below is not exhaustive, these include the Gramm-Leach-Bliley Financial Services Modernization Act of 1999, the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001 (&#8220;Patriot Act&#8221;), the Truth-in-Lending Act, the Truth in Savings Act, the Electronic Fund Transfers Act, the Expedited Funds Availability Act, the Equal Credit Opportunity Act, the Fair Housing Act, the Real Estate Settlement Procedures Act, the Home Mortgage Disclosure Act, the Fair Credit Reporting Act, the Right to Financial Privacy Act, the Home Ownership and Equity Protection Act, the Fair Credit Billing Act, the Homeowners Protection Act, the Check Clearing for the 21st Century Act, laws governing flood insurance, laws governing consumer protections in connection with the sale of insurance, federal and state laws prohibiting unfair and deceptive business practices, and various regulations that implement some or all of the foregoing.&#160;&#160;These laws and regulations mandate certain disclosure requirements and regulate the manner in which financial institutions must deal with customers when taking deposits, making loans, collecting loans, and providing other services.&#160;&#160;Failure to comply with these laws and regulations can subject the Bank to various penalties, including but not limited to, enforcement actions, injunctions, fines, civil liability, criminal penalties, punitive damages, and the loss of certain contractual rights.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">General.</font> The Company is a unitary savings and loan holding company subject to regulatory oversight of the Federal Reserve. Accordingly, the Company is required to register and file reports with the Federal Reserve and is subject to regulation and examination by the Federal Reserve. In addition, the Federal Reserve has enforcement authority over the Company and its non-savings institution subsidiaries, which also permits the Federal Reserve to restrict or prohibit activities that are determined to present a serious risk to the subsidiary savings institution.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In October 2009, the Company also entered into a separate MOU agreement with the OTS, at the time the Company&#8217;s primary regulator. In May 2013, the Company entered into a written agreement with the Federal Reserve to replce its MOU agreement. For additional information regarding the specifics of the written agreement, see Item 1A, &#8220;Risk Factors &#8211; We are required to comply with the terms of a written agreement with the Federal Reserve and lack of compliance could result in monetary penalties and /or additional regulatory actions.&#8221;</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company believes it is currently in compliance with all of the requirements of the written agreement with the Federal Reserve through its normal business operations. The written agreement will remain in effect until modified or terminated by the Federal Reserve.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Under the Dodd-Frank Act, the federal banking regulators must require any company that controls an FDIC-insured depository institution to serve as a source of strength for the institution, with the ability to provide financial assistance if the institution suffers financial distress. In addition to the written agreement, these and other Federal Reserve Board policies may restrict the Company&#8217;s ability to pay dividends.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Capital Requirements.</font> The Company is not subject to any minimum regulatory capital requirements. However, beginning in 2015, it will be subject to regulatory capital requirements adopted by the Federal Reserve, which generally are the same as the new capital requirements for the Bank. These new capital requirements include provisions that might limit the ability of the Company to pay dividends to its stockholders or repurchase its shares. For a description of the new capital regulations, see &#8220;-Federal Regulation of Savings Institutions--New Capital Rules&#8221;.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Activities Restrictions.</font> The GLBA provides that no company may acquire control of a savings association after May 4, 1999 unless it engages only in the financial activities permitted for financial holding companies under the law or for multiple savings and loan holding companies as described below. Further, the GLBA specifies that, subject to a grandfather provision, existing savings and loan holding companies may only engage in such activities. The Company qualifies for the grandfathering and is therefore not restricted in terms of its activities. Upon any non-supervisory acquisition by the Company of another savings association as a separate subsidiary, the Company would become a multiple savings and loan holding company and would be limited to activities permitted multiple holding companies by Federal Reserve regulation. Federal Reserve has issued an interpretation concluding that multiple savings holding companies may also engage in activities permitted for financial holding companies, including lending, trust services, insurance activities and underwriting, investment banking and real estate investments.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Mergers and Acquisitions.</font> The Company must obtain approval from the Federal Reserve before acquiring more than 5% of the voting stock of another savings institution or savings and loan holding company or acquiring such an institution or holding company by merger, consolidation or purchase of its assets.&#160;&#160;In evaluating an application for the Company to acquire control of a savings institution, the Federal Reserve would consider the financial and managerial resources and future prospects of the Company and the target institution, the effect of the acquisition on the risk to the Deposit Insurance Fund, the convenience and the needs of the community and competitive factors.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Federal Reserve may not approve any acquisition that would result in a multiple savings and loan holding company controlling savings institutions in more than one state, subject to two exceptions; (i) the approval of interstate supervisory acquisitions by savings and loan holding companies and (ii) the acquisition of a savings institution in another state if the laws of the state of the target savings institution specifically permit such acquisitions. The states vary in the extent to which they permit interstate savings and loan holding company acquisitions.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Acquisition of the Company.</font><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">&#160;</font><font style="DISPLAY: inline; FONT-SIZE: 10pt">Any company, except a bank holding company, that acquires control of a savings association or savings and loan holding company becomes a &#8220;savings and loan holding company&#8221; subject to registration, examination and regulation by the Federal Reserve and must obtain the prior approval of the Federal Reserve under the Savings and Loan Holding Company Act before obtaining control of a savings association or savings and loan holding company.&#160;&#160;A bank holding company must obtain the prior approval of the Federal Reserve under the Bank Holding Company Act before obtaining control of a savings association or savings and loan holding company and remains subject to regulation under the Bank Holding Company Act.&#160;&#160;The term &#8220;company&#8221; includes corporations, partnerships, associations, and certain trusts and other entities.&#160;&#160;&#8220;Control&#8221; of a savings association or savings and loan holding company is deemed to exist if a company has voting control, directly or indirectly of more than 25% of any class of the savings association&#8217;s voting stock or controls in any manner the election of a majority of the directors of the savings association or savings and loan holding company, and may be presumed under other circumstances, including, but not limited to, holding 10% or more of a class of voting securities if the institution has a class of registered securities, as Riverview Bancorp, Inc. has.&#160;&#160;Control may be direct or indirect and may occur through acting in concert with one or more other persons.&#160;&#160;In addition, a savings and loan holding company must obtain Federal Reserve approval prior to acquiring voting control of more than 5% of any class of voting stock of another savings association or another savings association holding company.&#160;&#160;A similar provision limiting the acquisition by a bank holding company of 5% or more of a class of voting stock of any company is included in the Bank Holding Company Act.</font></font></div>

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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">before any other company could acquire 25% or more of the common stock of Riverview Bancorp, Inc., and may be required for an acquisition of as little as 10% of such stock.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In addition, persons that are not companies are subject to the same or similar definitions of control with respect to savings and loan holding companies and savings associations and requirements for prior regulatory approval by the Federal Reserve in the case of control of a savings and loan holding company or by the OCC in the case of control of a savings association not obtained through control of a holding company of such savings association.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Sarbanes-Oxley Act of 2002.</font>&#160;&#160;The Sarbanes-Oxley Act was signed into law on July 30, 2002 in response to public concerns regarding corporate accountability in connection with recent accounting scandals. The stated goals of the Sarbanes-Oxley Act are to increase corporate responsibility, to provide for enhanced penalties for accounting and auditing improprieties at publicly traded companies and to protect investors by improving the accuracy and reliability of corporate disclosures pursuant to the securities laws. The Sarbanes-Oxley Act generally applies to all companies, both U.S. and non-U.S., that file or are required to file periodic reports with the SEC under the Securities Exchange Act of 1934, including the Company.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Dividends and Stock Repurchases.</font>&#160;&#160;The Federal Reserve has issued a policy statement on the payment of cash dividends applicable to savings and loan holding companies, which expresses its view that although there are no specific regulations restricting dividend payments other than state corporate laws, a savings and loan holding company must maintain an adequate capital position and generally should not pay cash dividends unless the company&#8217;s net income for the past year is sufficient to fully fund the cash dividends and that the prospective rate of earnings appears consistent with the company&#8217;s capital needs, asset quality, and overall financial condition.&#160;&#160;The Federal Reserve policy statement also indicates that it would be inappropriate for a company experiencing serious financial problems to borrow funds to pay dividends.&#160;&#160;In addition, a savings and loan holding company is required to give the Federal Reserve prior written notice of any purchase or redemption of its outstanding equity securities if the gross consideration for the purchase or redemption, when combined with the net consideration paid for all such purchases or redemptions during the preceding twelve months, is equal to 10% or more of its consolidated net worth.&#160;&#160;The Federal Reserve may disapprove such a purchase or redemption if it determines that the proposal would constitute an unsafe or unsound practice or would violate any law, regulation, Federal Reserve order or any condition imposed by, or written agreement with, the Federal Reserve. Pursuant to the written agreement with the Federal Reserve, we are required to provide notice to and obtain written approval from the Federal Reserve prior to declaring or paying any dividend or redeeming any capital stock. See Item 1A, &#8220;Risk Factors &#8211; We are required to comply with the terms of a written agreement with the Federal Reserve and lack of compliance could result in monetary penalties and /or additional regulatory actions.&#8221; We did not repurchase, pay dividends or redeem any shares of common stock during the 2014 fiscal year.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010:</font>&#160;&#160;On July 21, 2010, the Dodd-Frank Act was signed into law. The Dodd-Frank-Act imposes new restrictions and an expanded framework of regulatory oversight for financial institutions, including depository institutions and implements new capital regulations that the Company will become subject to and that are discussed above under &#8220;- Regulation and Supervision of the Bank - New Capital Rules.&#8221; In addition, among other changes, the Dodd-Frank Act requires public companies, such as the Company, to (i) provide their shareholders with a non-binding vote (a) at least once every three years on the compensation paid to executive officers and (b) at least once every six years on whether they should have a &#8220;say on pay&#8221; vote every one, two or three years; (ii) have a separate, non-binding shareholder vote regarding golden parachutes for named executive officers when a shareholder vote takes place on mergers, acquisitions, dispositions or other transactions that would trigger the parachute payments; (iii) provide disclosure in annual proxy materials concerning the relationship between the executive compensation paid and the financial performance of the issuer; and (iv) amend Item 402 of Regulation S-K to require companies to disclose the ratio of the Chief Executive Officer's annual total compensation to the median annual total compensation of all other employees. For certain of these changes, the implementing regulations have not been promulgated, so the full impact of the Dodd-Frank Act on public companies cannot be determined at this time.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">An investment in our common stock is subject to risks inherent in our business. Before making an investment decision, you should carefully consider the risks and uncertainties described below together with all of the other information included in this report. In addition to the risks and uncertainties described below, </font><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">other </font><font style="DISPLAY: inline; FONT-WEIGHT: bold">risks and uncertainties not currently known to us or that we currently deem to be immaterial also may materially and adversely affect our business, financial condition and results of operations.</font> <font style="DISPLAY: inline; FONT-WEIGHT: bold">The value or market price of our common stock could decline due to any of these identified or other risks, and you could lose all or part of your investment.&#160;&#160;The risks below also include forward-looking statements. This report is qualified in its entirety by these risk factors.</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">We are required to comply with the terms of a written agreement with the Federal Reserve and lack of compliance could result in monetary penalties and /or additional regulatory actions.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In 2009, Riverview Bancorp, Inc. and the Bank each entered into separate MOU agreements with the OTS, at the time their primary regulator. The Bank&#8217;s agreement was subsequently assumed by the OCC and replaced by another formal agreement with the OCC in 2012. In April 2014 the OCC terminated this agreement in light of the improvement in the Bank&#8217;s financial condition and risk profile.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In May 2013, the Company entered into a written agreement with the Federal Reserve to replace its MOU agreement. This written agreement requires the Company to: (a) provide notice to and obtain written approval from the Federal Reserve prior to the Company declaring a dividend or redeeming any capital stock or receiving dividends or other payments from the Bank; (b) provide notice to and obtain written approval from the Federal Reserve prior to the Company incurring, issuing, renewing or repurchasing any new debt; (c) provide notice to and obtain written approval from the Federal Reserve prior to the Company making payments on its Debentures; (d) submit written statement of its planned sources and uses of cash for debt service, operating expenses, and other purposes (&#8220;Cash Flow Projection&#8221;) beginning for calendar year 2013 and&#160;&#160;submit progress reports related to its Cash Flow Projections and financial results.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Under the written agreement with the Federal Reserve, the Company also agreed to take any required action to ensure compliance by the Bank with Sections 23A and 23B of the Federal Reserve Act as implemented by the Federal Reserve Board&#8217;s Regulation W and to not appoint any new Riverview director or senior executive officer or change the responsibilities of any current senior executive officers, without the prior written non-objection of the Federal Reserve. We are also limited and/or prohibited, in certain circumstances, in our ability to enter into contracts to pay and to make golden parachute severance and indemnification payments. The written agreement will remain in effect until stayed, modified, terminated or suspended by the Federal Reserve. If either the Company or Bank is found not in compliance with the written agreement, it could be subject to various remedies, including among others, the power to enjoin &#8220;unsafe or unsound&#8221; practices, to require affirmative action to correct any conditions resulting from any violation or practice, to direct an increase in capital, to restrict the growth of the Company or the Bank, to remove officers and/or directors, and to assess civil monetary penalties. Management of the Company and the Bank have taken action and implemented programs to comply with the requirements of the written agreement and compliance will be determined by the Federal Reserve. Management believes that the Company and the Bank have complied in all material respects with the provisions of the written agreement. The Federal Reserve may determine, however, in its sole discretion that the issues raised by the written agreement have not been addressed satisfactorily, or that any current or past actions, violations or deficiencies could be the subject of further regulatory enforcement actions. Such enforcement actions could involve penalties or limitations on the business of the Bank or the Company and negatively affect our ability to implement our business plan, pay dividends on our common stock and the value of our common stock as well as our financial condition and results of operations.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Bank has also separately agreed to the OCC establishing higher minimum capital ratios for the Bank, specifically that the Bank maintain a Tier 1 capital (leverage) ratio of not less than 9.00% and a total risk-based capital ratio of not less than 12.00%. As of March 31, 2014, the Bank&#8217;s Tier 1 capital (leverage) ratio was 10.71% and its total risk-based capital ratio was 16.66%.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Substantially all of our loans are to businesses and individuals in the states of Washington and Oregon. A continuing decline in the economies of the seven counties, in which we operate, including the Portland, Oregon metropolitan area, which we consider to be our primary market area, could have a material adverse effect on our business, financial condition, results of operations and prospects.&#160;&#160;In particular, Washington and Oregon have experienced substantial home price declines and increased foreclosures and have experienced above average unemployment rates.</font></div>

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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">demand for our products and services may decline;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">collateral for loans made may decline further in value, in turn reducing customers&#8217; borrowing power, reducing the value of assets and collateral associated with existing loans; and</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">the amount of our low-cost or non-interest bearing deposits may decrease.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">A return of recessionary conditions could result in increases in our level of nonperforming loans and/or reduce demand for our products and services, which could have adverse effect on our results of operations.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The ongoing debate in Congress regarding the national debt ceiling and federal budget deficit and concerns over the United States' credit rating (which was downgraded by Standard &amp; Poor's), the European sovereign debt crisis, the overall weakness in the economy and continued high unemployment in the United States, among other economic indicators, have contributed to increased volatility in the capital markets and diminished expectations for the economy.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A return of recessionary conditions and/or continued negative developments in the domestic and international credit markets may significantly affect the markets in which we do business, the value of our loans and investments, and our ongoing operations, costs and profitability. Further declines in real estate values and sales volumes and continued high unemployment levels may result in higher than expected loan delinquencies and a decline in demand for our products and services. These negative events may cause us to incur losses and may adversely affect our capital, liquidity, and financial condition.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Furthermore, the Board of Governors of the Federal Reserve System, in an attempt to help the overall economy, has, among other things, kept interest rates low through its targeted federal funds rate and the purchase of mortgage-backed securities. If the Federal Reserve increases the federal funds rate, or more rapidly curtails purchases of mortgage-backed securities, overall interest rates will likely rise, which may negatively impact the housing markets and the U.S. economic recovery. In addition, deflationary pressures, while possibly lowering our operating costs, could have a significant negative effect on our borrowers, especially our business borrowers, and the values of underlying collateral securing loans, which could negatively affect our financial performance. In addition, deflationary pressures, while possibly lowering our operating costs, could have a significant negative effect on our borrowers, especially our business borrowers, and the values of underlying collateral securing loans, which could negatively affect our financial performance.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Our real estate construction and land acquisition or development loans expose us to risk.</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">We make real estate construction loans to individuals and builders, primarily for the construction of residential properties. We originate these loans whether or not the collateral property underlying the loan is under contract for sale. At March 31, 2014, construction loans totaled $19.5 million, or 3.7% of our total loan portfolio, of which $3.9 million were for residential real estate projects. Land loans, which are loans made with land as security, totaled $16.2 million, or 3.0%, of our total loan portfolio at March 31, 2014. Land loans include raw land and land acquisition and development loans. In our primary market area, the housing market has slowed, with weaker demand for housing, higher inventory levels and longer marketing times. A further downturn in housing, or the real estate market, could increase loan delinquencies, defaults and foreclosures, and significantly impair the value of our collateral and our ability to sell the collateral upon foreclosure.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In general, construction, and land lending involves additional risks because of the inherent difficulty in estimating a property's value both before and at completion of the project as well as the estimated cost of the project. Construction costs may exceed original estimates as a result of increased materials, labor or other costs. In addition, because of current </font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">uncertainties in the residential real estate market, property values have become more difficult to determine than they have historically been. Construction loans and land acquisition and development loans often involve the disbursement of funds with repayment dependent, in part, on the success of the project and the ability of the borrower to sell or lease the property or refinance the indebtedness, rather than the ability of the borrower or guarantor to repay principal and interest. These loans are also generally more difficult to monitor. Loans on land under development or held for future construction as well as lot loans made to individuals for the future construction of a residence also pose additional risk because of the lack of income being produced by the property and the potential illiquid nature of the collateral. These risks can be significantly impacted by supply and demand conditions. In addition, speculative construction loans to a builder are often associated with homes that are not pre-sold, and thus pose a greater potential risk than construction loans to individuals on their personal residences. At March 31, 2014, speculative construction and land development loans totaled $19.9 million, of which, $800,000, or 4.0%, were nonperforming.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Our current business strategy is focused on the expansion of commercial real estate lending. This type of lending activity, while potentially more profitable than single-family residential lending, is generally more sensitive to regional and local economic conditions, making loss levels more difficult to predict. Collateral evaluation and financial statement analysis in these types of loans requires a more detailed analysis at the time of loan underwriting and on an ongoing basis. Many of our commercial borrowers have more than one loan outstanding with us. Consequently, an adverse development with respect to one loan or one credit relationship can expose us to a significantly greater risk of loss.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014, we had $308.6 million of commercial and multi-family real estate mortgage loans, representing 57.9% of our total loan portfolio. These loans typically involve higher principal amounts than other types of loans, and repayment is dependent upon income generated, or expected to be generated, by the property securing the loan in amounts sufficient to cover operating expenses and debt service, which may be adversely affected by changes in the economy or local market conditions. For example, if the cash flow from the borrower&#8217;s project is reduced as a result of leases not being obtained or renewed, the borrower&#8217;s ability to repay the loan may be impaired. Commercial and multi-family mortgage loans also expose a lender to greater credit risk than loans secured by residential real estate because the collateral securing these loans typically cannot be sold as easily as residential real estate. In addition, many of our commercial and multi-family real estate loans are not fully amortizing and contain large balloon payments upon maturity. Balloon payments may require the borrower to either sell or refinance the underlying property in order to make the payment, which may increase the risk of default or non-payment. At March 31, 2014, $10.1 million or 3.3% of our commercial real estate and multi-family loans were nonperforming.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A secondary market for most types of commercial real estate and multi-family loans is not readily liquid, so we have less opportunity to mitigate credit risk by selling part or all of our interest in these loans.&#160;&#160;As a result of these characteristics, if we foreclose on a commercial or multi-family real estate loan, our holding period for the collateral typically is longer than for one-to-four family residential mortgage loans because there are fewer potential purchasers of the collateral. Accordingly, charge-offs on commercial and multi-family real estate loans may be larger on a per loan basis than those incurred with our residential or consumer loan portfolios.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our business may be adversely affected by credit risk associated with residential property.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014, $93.0 million, or 17.4% of our total loan portfolio, was secured by one- to four-family mortgage loans and home equity loans. This type of lending is generally sensitive to regional and local economic conditions that significantly impact the ability of borrowers to meet their loan payment obligations, making loss levels difficult to predict. The decline in residential real estate values as a result of the downturn in our market area has reduced the value of the real estate collateral securing these types of loans and increased the risk that we would incur losses if borrowers default on their loans.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Many of our one- to four-family loans and home equity lines of credit are secured by liens on mortgage properties in which the borrowers have little or no equity because of these declines in home values in our primary market area.&#160;&#160;Residential loans with high combined loan-to-value ratios will be more sensitive to declining property values than those with lower combined loan-to-value ratios and therefore may experience a higher incidence of default and severity of losses. In addition, if the borrowers sell their homes, they may be unable to repay their loans in full from the sale.&#160;&#160;Further, the majority of our home equity lines of credit consist of second mortgage loans. For those home equity lines secured by a second mortgage, it is unlikely that we will be successful in recovering all or a portion of our loan proceeds in the event of default unless we are prepared to repay the first mortgage loan and such repayment and the costs associated with a foreclosure are justified by the </font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">value of the property.&#160;&#160;For these reasons, we could experience higher rates of delinquencies, defaults and losses. At March 31, 2014, $2.7 million or 2.9% of our residential real estate loans were nonperforming.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Repayment of our commercial business loans is often dependent on the cash flows of the borrower, which may be unpredictable, and the collateral securing these loans may fluctuate in value.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014, we had $71.6 million or 13.4% of total loans in commercial business loans. Commercial lending involves risks that are different from those associated with residential and commercial real estate lending. Real estate lending is generally considered to be collateral based lending with loan amounts based on predetermined loan to collateral values and liquidation of the underlying real estate collateral being viewed as the primary source of repayment in the event of borrower default. Our commercial loans are primarily made based on the cash flow of the borrower and secondarily on the underlying collateral provided by the borrower. The borrowers' cash flow may be unpredictable, and collateral securing these loans may fluctuate in value. Although commercial loans are often collateralized by equipment, inventory, accounts receivable, or other business assets, the liquidation of collateral in the event of default is often an insufficient source of repayment because accounts receivable may be uncollectible and inventories may be obsolete or of limited use, among other things.&#160;&#160;Accordingly, the repayment of commercial loans depends primarily on the cash flow and credit worthiness of the borrower and secondarily on the underlying collateral provided by the borrower. At March 31, 2014, $452,000 or 0.6% of our commercial business loans were nonperforming.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our allowance for loan losses may prove to be insufficient to absorb losses in our loan portfolio.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Lending money is a substantial part of our business and each loan carries a certain risk that it will not be repaid in accordance with its terms or that any underlying collateral will not be sufficient to assure repayment. This risk is affected by, among other things:</font></div>

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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">the cash flow of the borrower and/or the project being financed;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">changes and uncertainties as to the future value of the collateral, in the case of a collateralized loan;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">the duration of the loan;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">the credit history of a particular borrower; and</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">changes in economic and industry conditions.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">We maintain an allowance for loan losses, which is a reserve established through a provision for loan losses charged to expense, which we believe is appropriate to provide for probable losses in our loan portfolio. The amount of this allowance is determined by management through periodic reviews and consideration of several factors, including, but not limited to:</font></div>

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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">our general reserve, based on our historical default and loss experience and certain macroeconomic factors based on management&#8217;s expectations of future events;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">our specific reserve, based on our evaluation of nonperforming loans and their underlying collateral; and</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">an unallocated reserve to provide for other credit losses inherent in our portfolio that may not have been contemplated in the other loss factors.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The determination of the appropriate level of the allowance for loan losses inherently involves a high degree of subjectivity and requires us to make various assumptions and judgments about the collectability of our loan portfolio, including the creditworthiness of our borrowers and the value of the real estate and other assets serving as collateral for the repayment of many of our loans. In determining the amount of the allowance for loan losses, we review our loans and the loss and delinquency experience, and evaluate economic conditions and make significant estimates of current credit risks and future trends, all of which may undergo material changes. If our estimates are incorrect, the allowance for loan losses may not be sufficient to cover losses inherent in our loan portfolio, resulting in the need for additions to our allowance through an increase in the provision for loan losses. Continuing deterioration in economic conditions affecting borrowers, new information regarding existing loans, identification of additional problem loans and other factors, both within and outside of our control, may require an increase in the allowance for loan losses. Our allowance for loan losses was 2.35% of gross loans held for investment and 89.25% of nonperforming loans at March 31, 2014. In addition, bank regulatory agencies periodically review our allowance for loan losses and may require an increase in the provision for possible loan losses or the recognition of further loan charge-offs, based on judgments different than those of management. If charge-offs in future periods exceed the allowance for loan losses, we will need additional provisions to increase the allowance for loan losses. Any increases in the provision for loan losses will result in a decrease in net income and may have a material adverse effect on our financial condition, results of operations and our capital.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">If our investments in real estate are not properly valued or sufficiently reserved to cover actual losses, or if we are required to increase our valuation reserves, our earnings could be reduced.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">We obtain updated valuations in the form of appraisals and broker price opinions when a loan has been foreclosed upon and the property taken in as REO, and at certain other times during the assets holding period.&#160;&#160;Our net book value (&#8220;NBV&#8221;) in the loan at the time of foreclosure and thereafter is compared to the updated market value of the foreclosed property less estimated selling costs (fair value). A charge-off is recorded for any excess in the asset&#8217;s NBV over its fair value.&#160;&#160;If our valuation process is incorrect, the fair value of our investments in real estate may not be sufficient to recover our NBV in such assets, resulting in the need for additional charge-offs. Additional material charge-offs to our investments in real estate could have a material adverse effect on our financial condition and results of operations. In addition, bank regulators periodically review our REO and may require us to recognize further charge-offs. Any increase in our charge-offs may have a material adverse effect on our financial condition and results of operations.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our securities portfolio may be negatively impacted by fluctuations in market value and interest rates.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Our securities portfolio may be impacted by fluctuations in market value, potentially reducing accumulated other comprehensive income and/or earnings.&#160;&#160;Fluctuations in market value may be caused by changes in market interest rates, lower market prices for securities and limited investor demand.&#160;&#160;Our securities portfolio is evaluated for other-than-temporary impairment.&#160;&#160;If this evaluation shows impairment to the actual or projected cash flows associated with one or more securities, a potential loss to earnings may occur.&#160;&#160;Changes in interest rates can also have an adverse effect on our financial condition, as our available-for-sale securities are reported at their estimated fair value, and therefore are impacted by fluctuations in interest rates.&#160;&#160;We increase or decrease our shareholders' equity by the amount of change in the estimated fair value of the available-for-sale securities, net of taxes.&#160;&#160;There can be no assurance that the declines in market value will not result in other-than-temporary impairments of these assets, which would lead to accounting charges that could have a material adverse effect on our net income and capital levels.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Changes in interest rates may reduce our net interest income, and may result in higher defaults in a rising rate environment.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Our profitability is dependent to a large extent upon net interest income, which is the difference, or spread, between the interest earned on loans, securities and other interest-earning assets and the interest paid on deposits, borrowings, and other interest-bearing liabilities. Because of the differences in maturities and repricing characteristics of our interest-earning assets and interest-bearing liabilities, changes in interest rates do not produce equivalent changes in interest income earned on interest-earning assets and interest paid on interest-bearing liabilities. We principally manage interest rate risk by managing our volume and mix of our earning assets and funding liabilities. In a changing interest rate environment, we may not be able to manage this risk effectively.&#160;&#160;Changes in interest rates also can affect: (1) our ability to originate and/or sell loans; (2) the fair value of our financial assets and liabilities, which could negatively impact shareholders&#8217; equity, and our ability to realize gains from the sale of such assets; (3) our ability to obtain and retain deposits in competition with other available investment alternatives; (4) the ability of our borrowers to repay adjustable or variable rate loans; and (5) the average duration of our mortgage backed securities portfolio and other interest-earning assets.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">If the interest rates paid on deposits and other borrowings increase at a faster rate than the interest rates received on loans and other investments, our net interest income, and therefore earnings, could be adversely affected.&#160;&#160;As a result of the relatively low interest rate environment, an increasing percentage of our deposits have been comprised of short-term certificates of deposit and other deposits yielding no or a relatively low rate of interest. At March 31, 2014, we had $112.9 million in certificates of deposit that mature within one year and $128.6 million in non-interest bearing demand deposits.&#160;&#160;We would incur a higher cost of funds to retain these deposits in a rising interest rate environment. Earnings could also be adversely affected if the interest rates received on loans and other investments fall more quickly than the interest rates paid on deposits and other borrowings.&#160;&#160;In addition, a substantial amount of our mortgage loans and home equity lines of credit have adjustable interest rates.&#160;&#160;As a result, these loans may experience a higher rate of default in a rising interest rate environment.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Any substantial, unexpected, prolonged change in market interest rates could have a material adverse effect on our financial condition and results of operations. Further, a prolonged period of exceptionally low market interest rates, such as we are currently experiencing, and the Board of Governors of the Federal Reserve System has indicated it intends to maintain, limits our ability to lower our interest expense, while the average yield on our interest-earning assets may continue to decrease as our loans reprice or are originated at these low market rates.&#160;&#160;Accordingly, our net interest income may continue to decrease, which may have an adverse effect on our profitability. Also, our interest rate risk modeling techniques and </font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Liquidity is essential to our business. An inability to raise funds through deposits, borrowings, the sale of loans and other sources could have a substantial negative effect on our liquidity. We rely on customer deposits and, as needed, advances from the FHLB of Seattle (&#8220;FHLB&#8221;), borrowings from the Federal Reserve Bank of San Francisco ("FRB") and other borrowings to fund our operations. Although we have historically been able to replace maturing deposits and advances if desired, we may not be able to replace such funds in the future if, among other things, our financial condition, the financial condition of the FHLB or FRB, or market conditions change. Factors that could detrimentally impact our access to liquidity sources include a decrease in the level of our business activity as a result of a downturn in the Washington or Oregon markets where our loans are concentrated or adverse regulatory action against us</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Our financial flexibility will be severely constrained if we are unable to maintain our access to funding or if adequate financing is not available to accommodate future growth at acceptable interest rates. Although we consider our sources of funds adequate for our liquidity needs, we may seek additional debt in the future to achieve our long-term business objectives. Additional borrowings, if sought, may not be available to us or, if available, may not be available on reasonable terms. If additional financing sources are unavailable, or are not available on reasonable terms, our financial condition, results of operations, growth and future prospects could be materially adversely affected.&#160;&#160;In addition, the Company may not incur additional debt without the prior written non-objective of the Federal Reserve. Finally, if we are required to rely more heavily on more expensive funding sources to support future growth, our revenues may not increase proportionately to cover our costs. See also &#8220;-We have deferred payments of interest on our outstanding junior subordinated debentures and as a result we are prohibited from declaring or paying dividends or distributions on, and from making liquidation payments with respect to, our common stock.&#8221;</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">An increase in interest rates, change in the programs offered by governmental sponsored entities (&#8220;GSE&#8221;) or our ability to qualify for such programs may reduce our mortgage revenues, which would negatively impact our non-interest income.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Our mortgage banking operations provide a significant portion of our non-interest income.&#160;&#160;We generate mortgage revenues primarily from gains on the sale of single-family mortgage loans pursuant to programs currently offered by Fannie Mae, Freddie Mac, Ginnie Mae and non-GSE investors.&#160;&#160;These entities account for a substantial portion of the secondary market in residential mortgage loans.&#160;&#160;Any future changes in these programs, our eligibility to participate in such programs, the criteria for loans to be accepted or laws that significantly affect the activity of such entities could, in turn, materially adversely affect our results of operations.&#160;&#160;Mortgage banking is generally considered a volatile source of income because it depends largely on the level of loan volume which, in turn, depends largely on prevailing market interest rates. In a rising or higher interest rate environment, our originations of mortgage loans may decrease, resulting in fewer loans that are available to be sold to investors.&#160;&#160;This would result in a decrease in mortgage banking revenues and a corresponding decrease in non-interest income.&#160;&#160;In addition, our results of operations are affected by the amount of non-interest expense associated with mortgage banking activities, such as salaries and employee benefits, occupancy, equipment and data processing expense and other operating costs.&#160;&#160;During periods of reduced loan demand, our results of operations may be adversely affected to the extent that we are unable to reduce expenses commensurate with the decline in loan originations. In addition, although we sell loans into the secondary market without recourse, we are required to give customary representations and warranties about the loans to the buyers. If we breach those representations and warranties, the buyers may require us to repurchase the loans and we may incur a loss on the repurchase.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our growth or future losses may require us to raise additional capital in the future, but that capital may not be available when it is needed or the cost of that capital may be very high.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">We are required by federal regulatory authorities to maintain adequate levels of capital to support our operations.&#160;We anticipate that our capital resources will satisfy our capital requirements for the foreseeable future, including the heightened capital requirements with the OCC.&#160;Nonetheless, we may elect to raise additional capital to support our business or to finance acquisitions, if any, or we may otherwise elect or be required to raise additional capital. Should we elect to raise additional capital, we may seek to do so through the issuance of, among other things, our common stock or preferred stock. The issuance of additional shares of common stock or convertible securities to new stockholders would be dilutive to our current stockholders.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Our ability to raise additional capital, if needed, will depend on conditions in the capital markets at that time, which are outside our control, and on our financial condition and performance.&#160;Accordingly, we cannot make assurances that we will be able to raise additional capital if needed on terms that are acceptable to us, or at all.&#160;If we cannot raise additional capital when needed, our operations could be materially impaired and our financial condition and liquidity could be materially and adversely affected. In addition, if we are unable to raise additional capital when required by the Federal Reserve or the OCC, we may be subject to additional adverse regulatory action.&#160;&#160;See &#8220;--We are required to comply with the terms of a written agreement with the Federal Reserve and lack of compliance could result in monetary penalties and /or additional regulatory actions.&#8221;</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">We performed our annual goodwill impairment test during the quarter-ended December 31, 2013, but no impairment was identified. Our assessment of the fair value of goodwill is based on an evaluation of current purchase transactions, discounted cash flows from forecasted earnings, our current market capitalization, and a valuation of our assets. Our evaluation of the fair value of goodwill involves a substantial amount of judgment. If our judgment was incorrect and an impairment of goodwill was deemed to exist, we would be required to write down our assets resulting in a charge to earnings, which could materially adversely affect our results of operations, perhaps materially; however, it would have no impact on our liquidity, operations or regulatory capital.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Changes in laws and regulations and the cost of regulatory compliance with new laws and regulations may adversely affect our operations, increase our costs of operations and decrease our efficiency.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Bank is subject to extensive examination, supervision and comprehensive regulation by the OCC and the FDIC, and Riverview is subject to examination and supervision by the Federal Reserve. The OCC, FDIC and the Federal Reserve govern the activities in which we may engage, primarily for the protection of depositors and the Deposit Insurance Fund. These regulatory authorities have extensive discretion in connection with their supervisory and enforcement activities, including the ability to impose restrictions on an institution's operations, reclassify assets, determine the adequacy of an institution's allowance for loan losses and determine the level of deposit insurance premiums assessed. The significant federal and state banking regulations that affect us are described in this report under the heading &#8220;Item 1. Business-Regulation.&#8221;&#160;&#160;These regulations, along with the currently existing tax, accounting, securities, insurance, and monetary laws, regulations, rules, standards, policies, and interpretations control the methods by which financial institutions conduct business, implement strategic initiatives and tax compliance, and govern financial reporting and disclosures.&#160;&#160;These laws, regulations, rules, standards, policies, and interpretations are constantly evolving and may change significantly over time. Such changes could subject us to additional costs, limit the types of financial services and products we may offer, restrict mergers and acquisitions, investments, access to capital, the location of banking offices, and/or increase the ability of non-banks to offer competing financial services and products, among other things.&#160;&#160;Further, changes in accounting standards can be both difficult to predict and involve judgment and discretion in their interpretation by us and our independent accounting firms.&#160;&#160;These changes could materially impact, potentially even retroactively, how we report our financial condition and results of our operations as could our interpretation of those changes.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Additionally, the Dodd-Frank Wall Street Reform and Consumer Protection Act (the &#8220;Dodd-Frank Act&#8221;) has significantly changed the bank regulatory structure and has affected the lending, deposit, investment, trading and operating activities of financial institutions and their holding companies. The Dodd-Frank Act requires various federal agencies to adopt a broad range of new implementing rules and regulations, and to prepare numerous studies and reports for Congress. The federal agencies are given significant discretion in drafting and implementing rules and regulations, and consequently, many of the details and much of the impact of the Dodd-Frank Act may not be known for many months or years.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Certain provisions of the Dodd-Frank Act are expected to have a near term impact on us. For example, a provision of the Dodd-Frank Act eliminates the federal prohibitions on paying interest on demand deposits, thus allowing businesses to have interest bearing checking accounts. Depending on competitive responses, this significant change to existing law could have an adverse impact on our interest expense.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Dodd-Frank Act also broadens the base for FDIC insurance assessments. Assessments are now based on the average consolidated total assets less tangible equity capital of a financial institution. The Dodd-Frank Act also permanently increased the maximum amount of deposit insurance for banks, savings institutions and credit unions to $250,000 per depositor.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Dodd-Frank Act requires publicly traded companies to give stockholders a non-binding vote on executive compensation and so-called &#8220;golden parachute&#8221; payments. The legislation also directs the Federal Reserve to promulgate rules prohibiting excessive compensation paid to bank holding company executives, regardless of whether the company is publicly traded.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Dodd-Frank Act created a new Consumer Financial Protection Bureau (&#8220;CFPB&#8221;) with broad powers to supervise and enforce consumer protection laws. The Consumer Financial Protection Bureau has broad rule-making authority for a wide range of consumer protection laws that apply to all banks and savings institutions, including the authority to prohibit &#8220;unfair, deceptive or abusive&#8221; acts and practices. The CFPB has examination and enforcement authority over all banks and savings institutions with more than $10 billion in assets. Financial institutions such as the Bank with $10 billion or less in assets will continue to be examined for compliance with the consumer laws by their primary bank regulator.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In 2013, the CFPB issued several final regulations and changes to certain consumer protections under existing laws. These final rules, most of the provisions of which (including the qualified mortgage rule) became effective January 10, 2014, generally prohibit creditors from extending mortgage loans without regard for the consumer&#8217;s ability to repay and add restrictions and requirements to mortgage origination and servicing practices. In addition, these rules limit prepayment penalties and require the creditor to retain evidence of compliance with the ability-to-repay requirement for three years. Compliance with these rules will likely increase our overall regulatory compliance costs and may require changes to our underwriting practices with respect to mortgage loans. Moreover, these rules may adversely affect the volume of mortgage loans that we underwrite and may subject us to increased potential liabilities related to such residential loan origination activities.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Effective December 10, 2013, pursuant to the Dodd-Frank Act, federal banking and securities regulators issued final rules to implement Section 619 of the Dodd-Frank Act (the Volcker Rule). Generally, subject to a transition period and certain exceptions, the Volcker Rule restricts insured depository institutions and their affiliated companies from engaging in short-term proprietary trading of certain securities, investing in funds with collateral comprised of less than 100% loans that are not registered with the Securities and Exchange Commission (&#8220;SEC&#8221;) and from engaging in hedging activities that do not hedge a specific identified risk. After the transition period, the Volcker Rule prohibitions and restrictions will apply to banking entities unless an exception applies. We are analyzing the impact of the Volcker Rule on our investment portfolio and possible changes to our investment strategies, which could negatively affect our earnings.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">It is difficult to predict at this time what specific impact the Dodd-Frank Act and the yet to be written implementing rules and regulations will have on community banks. However, it is expected that at a minimum they will increase our operating and compliance costs and could increase our interest expense. Any additional changes in our regulation and oversight, whether in the form of new laws, rules or regulations, could make compliance more difficult or expensive or otherwise materially adversely affect our business, financial condition or prospects.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Any other additional changes in our regulation and oversight, whether in the form of new laws, rules or regulations, could likewise make compliance more difficult or expensive or otherwise materially adversely affect our business, financial condition or prospects.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">The short-term and long-term impact of the changing regulatory capital requirements and anticipated new capital rules is uncertain.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On July 9, 2013, the FDIC and the other federal bank regulatory agencies issued a final rule that will revise their risk-based capital requirements and the method for calculating risk-weighted assets to make them consistent with agreements that were reached by the Basel Committee on Banking Supervision and certain provisions of the Dodd-Frank Act. The final rule applies to all depository institutions, top-tier bank holding companies with total consolidated assets of $500 million or more and top-tier savings and loan holding companies. Among other things, the rule establishes a new common equity Tier 1 minimum capital requirement (4.5% of risk-weighted assets), increases the minimum Tier 1 capital to risk-based assets requirement (from 4.0% to 6.0% of risk-weighted assets) and assigns a higher risk weight (150%) to exposures that are more </font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">than 90 days past due or are on nonaccrual status and to certain commercial real estate facilities that finance the acquisition, development or construction of real property. The final rule also requires unrealized gains and losses on certain &#8220;available-for-sale&#8221; securities holdings to be included for purposes of calculating regulatory capital requirements unless a one-time opt-in or opt-out is exercised. The rule limits a banking organization&#8217;s capital distributions and certain discretionary bonus payments if the banking organization does not hold a &#8220;capital conservation buffer&#8221; consisting of 2.5% of common equity Tier 1 capital to risk-weighted assets in addition to the amount necessary to meet its minimum risk-based capital requirements. The final rule becomes effective for the Company on January 1, 2015. The capital conservation buffer requirement will be phased in beginning January 1, 2016 and ending January 1, 2019, when the full capital conservation buffer requirement will be effective.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The application of these more stringent capital requirements could, among other things, result in lower returns on invested capital, require the raising of additional capital, and result in regulatory actions if we were to be unable to comply with such requirements. Furthermore, the imposition of liquidity requirements in connection with the implementation of Basel III could result in our having to lengthen the term of our funding, restructure our business models, and/or increase our holdings of liquid assets. Implementation of changes to asset risk weightings for risk-based capital calculations, items included or deducted in calculating regulatory capital and/or additional capital conservation buffers could result in management modifying its business strategy, and could limit our ability to make distributions, including paying out dividends or buying back shares. Specifically, beginning in 2016, the Company&#8217;s ability to pay dividends will be limited if does not have the capital conservation buffer required by the new capital rules, which may limit our ability to pay dividends to stockholders. See &#8220;Federal Regulation of Savings Institutions&#8212;New Capital Rules.&#8221;</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Our litigation related costs might continue to increase.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Riverview Community Bank is subject to a variety of legal proceedings that have arisen in the ordinary course of Riverview Community Bank&#8217;s business. In the current economic environment Riverview Community Bank&#8217;s involvement in litigation has increased significantly, primarily as a result of defaulted borrowers asserting claims in order to defeat or delay foreclosure proceedings. Riverview Community Bank believes that it has meritorious defenses in legal actions where it has been named as a defendant and is vigorously defending these suits. Although management, based on discussion with litigation counsel, believes that such proceedings will not have a material adverse effect on the financial condition or operations of Riverview Community Bank, there can be no assurance that a resolution of any such legal matters will not result in significant liability to Riverview Community Bank nor have a material adverse impact on its financial condition and results of operations or Riverview Community Bank&#8217;s ability to meet applicable regulatory requirements. Moreover, the expenses of pending legal proceedings will adversely affect Riverview Community Bank&#8217;s results of operations until they are resolved. There can be no assurance that Riverview Community Bank&#8217;s loan workout and other activities will not expose Riverview Community Bank to additional legal actions, including lender liability or environmental claims.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As a member, the Bank is required to purchase and maintain stock in the FHLB.&#160;&#160;At March 31, 2014, the Bank had $6.7 million in FHLB stock, which was in compliance with this requirement. In 2009, the FHLB reported a risk-based capital deficiency under the regulations of the Federal Housing Finance Agency (&#8220;FHFA&#8221;), its primary regulator as of December 31, 2008, and stated that it would suspend future dividends and the repurchase and redemption of outstanding common stock. In September 2012, the FHLB announced that the FHFA now considers it to be adequately capitalized. Dividends on, or repurchases of, the FHLB stock continue to require consent of the FHFA. The FHFA subsequently approved the repurchase of portions of FHLB stock and during fiscal year 2014, the FHLB had repurchased $410,000 of its stock, at par, from the Bank. The FHLB announced in July 2013 that, based on its second quarter 2013 fanatical results, their Board of Directors had declared a $0.025 per share cash dividend. For the year ended March 31, 2014, the Bank received $5,000 of dividends on FHLB stock. Based on the above, we have not recorded an impairment on our investment in FHLB stock. Deterioration in the FHLB&#8217;s financial position may, however, result in future impairment in the value of those securities. We will continue to monitor the financial condition of the FHLB as it relates to, among other things, the recoverability of our investment.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Competition with other financial institutions could adversely affect our profitability.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">do. In addition, our competition has grown from new banks and other financial services providers that target our existing or potential customers. As consolidation continues, we expect additional institutions to try to exploit our market.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Technological developments have allowed competitors including some non-depository institutions, to compete more effectively in local markets and have expanded the range of financial products, services and capital available to our target customers. If we are unable to implement, maintain and use such technologies effectively, we may not be able to offer products or achieve cost-efficiencies necessary to compete in our industry. In addition, some of these competitors have fewer regulatory constraints and lower cost structures.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">We rely heavily on the proper functioning of our technology.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">We rely heavily on communications and information systems to conduct our business.&#160;&#160;Any failure, interruption or breach in security of these systems could result in failures or disruptions in our customer relationship management, general ledger, deposit, loan and other systems.&#160;&#160;While we have policies and procedures designed to prevent or limit the effect of the failure, interruption or security breach of our information systems, there can be no assurance that any such failures, interruptions or security breaches will not occur or, if they do occur, that they will be adequately addressed.&#160;&#160;The occurrence of any failures, interruptions or security breaches of our information systems could damage our reputation, result in a loss of customer business, subject us to additional regulatory scrutiny, or expose us to civil litigation and possible financial liability, any of which could have a material adverse effect on our financial condition and results of operations. We have experienced attempted attacks on our information systems; however our monitoring systems detected these attacks and the attempted attack was ultimately not successful.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">We rely heavily on third-party service providers for much of our communications, information, operating and financial control systems technology including our internet banking services and data processing systems. Any failure or interruption of these services or systems or breaches in security of these systems could result in failures or interruptions in our customer relationship management, general ledger, deposit, servicing and/or loan origination systems. If any of our third-party service providers experience financial, operational or technological difficulties, or if there is any other disruption in our relationships with them, we may be required to locate alternative sources of such services, and we cannot assure that we could negotiate terms that are as favorable to us, or could obtain services with similar functionality, as found in our existing systems, without the need to expend substantial resources, if at all. Any of these circumstances could have an adverse effect on our business.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Competition for qualified employees and personnel in the banking industry is intense and there are a limited number of qualified persons with knowledge of, and experience in, the community banking industry where the Bank conducts its business.&#160;The process of recruiting personnel with the combination of skills and attributes required to carry out our strategies is often lengthy. Our success depends to a significant degree upon our ability to attract and retain qualified management, loan origination, finance, administrative, marketing and technical personnel and upon the continued contributions of our management and personnel.&#160;In particular, our success has been and continues to be highly dependent upon the abilities of key executives, including our President, and certain other employees.&#160;In addition, our success has been and continues to be highly dependent upon the services of our directors, many of whom are at or nearing retirement age, and we may not be able to identify and attract suitable candidates to replace such directors.</font></div>

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<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Similar to other financial institutions, we are exposed to many types of operational risk, including reputational risk, legal and compliance risk, the risk of fraud or theft by employees or outsiders, the risk that sensitive customer or Company data is compromised, unauthorized transactions by employees or operational errors, including clerical or record-keeping errors. Nationally, reported incidents of fraud and other financial crimes have increased. While we have policies and procedures designed to prevent such losses, there can be no assurance that such losses will not occur. If any of these risks occur, it could result in material adverse consequences for us.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Holders of our common stock are only entitled to receive such dividends as our Board may declare out of funds legally available for such payments. Further, holders of our common stock are subject to the prior dividend rights of any holders of our preferred stock at any time outstanding or depositary shares representing such preferred stock then outstanding. Although we have historically declared cash dividends on our common stock, we are not required to do so. We suspended our cash dividend during the quarter ended December 31, 2008 and we do not know if we will resume the payment of </font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">dividends in the future. Furthermore, the Company elected to defer regularly scheduled interest payments on its junior subordinated debentures during the first quarter of fiscal 2011, which in turn, restricts the Company&#8217;s ability to pay dividends on its common stock. See &#8220;-We have deferred payments of interest on our outstanding junior subordinated debentures and as a result we are prohibited from declaring or paying dividends or distributions on, and from making liquidation payments with respect to, our common stock.&#8221;</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In addition, under the terms of the Company&#8217;s written agreement with the Federal Reserve, the payment of dividends by the Company to the shareholders is subject to the prior written agreement of the Federal Reserve. As an entity separate and distinct from the Bank, the Company derives substantially all of its revenue in the form of dividends from the Bank.&#160;&#160;Accordingly, the Company is and will be dependent upon dividends from the Bank to satisfy its cash needs and to pay dividends on its common stock and service the interest payments on its trust preferred security.&#160;The inability to receive dividends from the Bank could have a material adverse effect on the Company&#8217;s business, financial condition and results of operations. The Bank&#8217;s ability to pay dividends is subject to its ability to earn net income and, to meet certain regulatory requirements. The Bank does not currently meet these regulatory requirements. As discussed above, under the written agreement with the Federal Reserve, Riverview may not receive any such dividends without the approval of the Federal Reserve, which also limits the Company&#8217;s ability to pay dividends on its common stock. The lack of a cash dividend could adversely affect the market price of our common stock.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">We have deferred payments of interest on our outstanding junior subordinated debentures and as a result we are prohibited from declaring or paying dividends or distributions on, and from making liquidation payments with respect to, our common stock.</font></div>

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<div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In the first quarter of fiscal 2011, we elected to defer regularly scheduled interest payments on our outstanding $22.7 million aggregate principal amount of junior subordinated debentures issued in connection with the sale of trust preferred securities through statutory business trusts. There are currently two separate series of these junior subordinated debentures outstanding, each series having been issued under a separate indenture and with a separate guarantee from Riverview. During the deferral period, interest will continue to accrue on the junior subordinated debentures at the stated coupon rate, including the deferred interest, and Riverview may not, among other things, pay cash dividends on or, with limited exceptions, repurchase its common stock nor make any payment on outstanding debt obligations that rank equally with or are junior to the junior subordinated debentures.</font></div>

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<div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">We may, without notice to or consent from the holders of our common stock, issue additional series of junior subordinated debentures in the future with terms similar to those of our existing junior subordinated debentures or enter into other financing agreements that limit our ability to purchase or to pay dividends or distributions on our capital stock, including our common stock. As a result of our deferral of interest on the junior subordinated debentures, it is likely that we will not be able to raise funds through the offering of debt securities until we become current on these obligations or these obligations are restructured.&#160;</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">This deferral may also adversely affect our ability to obtain debt financing on commercially reasonable terms, or at all. In addition, if Riverview defers interest payments on the junior subordinated debentures for more than 20 consecutive quarters, it would be in default under the indentures governing these debentures and the amount due under such agreements would be immediately due and payable.<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">&#160;</font>Events of default under the indenture generally consist of our failure to pay interest on the junior subordinated debt securities under certain circumstances, our failure to pay any principal of or premium on such junior subordinated debt securities when due, our failure to comply with certain covenants under the indenture, and certain events of bankruptcy, insolvency or liquidation relating to us or the Bank.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 2.&#160;&#160;Properties</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The executive offices of the Company are located in downtown Vancouver, Washington at 900 Washington Street.&#160;&#160;&#160;The Company&#8217;s operational center is also located in Vancouver, Washington (both offices are leased).&#160;&#160;At March 31, 2014, the Bank had 10 offices located in Clark County, Washington (five of which are leased), one office in Cowlitz County, Washington, two offices in Klickitat County, Washington, and one office in Skamania County, Washington.&#160;&#160;The Bank also had three offices in Multnomah County, Oregon (one of which is leased), and one office in Marion County, Oregon.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Periodically, there have been various claims and lawsuits involving the Company, such as claims to enforce liens, condemnation proceedings on properties in which the Company holds security interests, claims involving the making and servicing of real property loans and other issues incident to the Company&#8217;s business.&#160;&#160;The Company is not a party to any pending legal proceedings that it believes would have a material adverse effect on the financial condition, results of operations or liquidity of the Company.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 4.&#160;&#160;Mine Safety Disclosures</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Not applicable.</font></div>

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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">45</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART II</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 5.&#160;&#160;&#160;Market for Registrant&#8217;s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014, there were 22,471,890 shares of Company common stock issued and outstanding, 755 stockholders of record and an estimated 2,375 holders in nominee or &#8220;street name.&#8221; Under Washington law, the Company is prohibited from paying a dividend if, as a result of its payment, the Company would be unable to pay its debts as they become due in the normal course of business, or if the Company&#8217;s total liabilities would exceed its total assets. The principal source of funds for the Company is dividend payments from the Bank. OCC regulations require the Bank to give the OCC 30 days advance notice of any proposed declaration of dividends to the Company, and the OCC has the authority under its supervisory powers to prohibit the payment of dividends to the Company. The OCC imposes certain limitations on the payment of dividends from the Bank to the Company, which utilize a three-tiered approach that permits various levels of distributions based primarily upon a savings association&#8217;s capital level. In addition, the Company may not declare or pay a cash dividend on its capital stock if the effect thereof would be to reduce the regulatory capital of the Bank below the amount required for the liquidation account established pursuant to the Bank&#8217;s conversion from the mutual stock form of organization. See Item 1. &#8220;Business-Regulation-Federal Regulation of Savings Associations-Limitations on Capital Distributions.&#8221; and Note 1 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The common stock of the Company is traded on the Nasdaq Global Select Market under the symbol &#8220;RVSB&#8221;.&#160;&#160;The following table sets forth the high and low trading prices, as reported by Nasdaq, and cash dividends paid for each quarter during 2014 and 2013 fiscal years. At March 31, 2014, there were 21 market makers in the Company&#8217;s common stock as reported by the Nasdaq Global Select Market.</font></div>

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<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fiscal Year Ended March 31, 2014</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">High</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Low</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cash </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Dividends </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Declared</font></div>
</td>
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<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Quarter ended March 31, 2014</font></div>
</td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.49</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.82</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Quarter ended December 31, 2013</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.98</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.51</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Quarter ended September 30, 2013</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.96</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.42</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Quarter ended June 30, 2013</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.67</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.27</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fiscal Year Ended March 31, 2013</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">High</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Low</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cash </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Dividends </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Declared</font></div>
</td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Quarter ended March 31, 2013</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.76</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.66</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Quarter ended December 31, 2012</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.99</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.41</font></div>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
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<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Quarter ended September 30, 2012</font></div>
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<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.49</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.24</font></div>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
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<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Quarter ended June 30, 2012</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.29</font></div>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.08</font></div>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 9pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Stock Repurchase</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Pursuant to the written agreement with the Federal Reserve, the Company is required to provide notice to and obtain written approval from the Federal Reserve prior to declaring or paying any dividend or redeeming any capital stock. In addition, the Company elected to defer regularly scheduled interest payments on its junior subordinated debentures during the first quarter of fiscal 2011, which in turn, restricts the Company&#8217;s ability to pay dividends on its common stock. See Item 1A, &#8220;Risk Factors &#8211; We are required to comply with the terms of a written agreement with the Federal Reserve and lack of compliance could result in monetary penalties and /or additional regulatory actions&#8221; and &#8220;-- We have deferred payments of interest on our outstanding junior subordinated debentures and as a result we are prohibited from declaring or paying dividends or distributions on, and from making liquidation payments with respect to, our common stock.&#8221;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company did not declare any dividends or repurchase any shares of common stock for the years ended March 31, 2014, 2013 or 2012.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Securities for Equity Compensation Plans</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Please refer to Item 12 in this Form 10-K for a listing of securities authorized for issuance under equity compensation plans.</font></div>

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<td align="left" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; BORDER-TOP: black 0.5pt solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; BORDER-TOP: black 0.5pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/09*</font></div>
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<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; BORDER-TOP: black 0.5pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/10</font></div>
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<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; BORDER-TOP: black 0.5pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/11</font></div>
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<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; BORDER-TOP: black 0.5pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/12</font></div>
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<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; BORDER-TOP: black 0.5pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/13</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; BORDER-TOP: black 0.5pt solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3/31/14</font></div>
</td>
</tr><tr>
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Riverview Bancorp, Inc.</font></div>
</td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">100.00</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">59.43</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">78.55</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">58.40</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">68.22</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">88.51</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">S &amp; P 500</font></div>
</td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">100.00</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">149.77</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">173.20</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">187.99</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">214.24</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">261.06</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">NASDAQ Bank</font></div>
</td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">100.00</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">130.24</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">129.55</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">132.74</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">152.64</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">199.25</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">*$100 invested on 3/31/09 in stock or index-including reinvestment of dividends</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Copyright &#169; 2014, Standard &amp; Poor's, a division of The McGraw-Hill Companies, Inc. All rights reserved.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">www.researchdatagroup.com/S&amp;P.htm</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 6.&#160;&#160;&#160;Selected Financial Data</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following condensed consolidated statements of operations and financial condition and selected performance ratios as of March 31, 2014, 2013, 2012, 2011 and 2010 and for the years then ended have been derived from the Company&#8217;s audited Consolidated Financial Statements. The information below is qualified in its entirety by the detailed information included elsewhere herein and should be read along with Item 7. &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; and Item 8. &#8220;Financial Statement and Supplementary Data&#8221; included in this Form 10-K.</font></div>

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<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="14" valign="top" width="43%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At March 31,</font></div>
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<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2011</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2010</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="13" valign="bottom" width="42%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In thousands)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FINANCIAL CONDITION DATA:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total assets</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">824,521</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">777,003</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">855,998</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">859,263</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">837,953</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loans receivable, net</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">520,937</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">520,369</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">664,888</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">672,609</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">712,837</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loans held for sale</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,024</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">831</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">480</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">173</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">255</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed securities held</font></div>

<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">to maturity</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">125</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">171</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">190</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">259</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed securities available</font></div>

<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">for sale</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78,575</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">431</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">974</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,777</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,828</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cash and interest-bearing deposits</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">68,577</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">115,415</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46,393</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">51,752</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,587</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment securities held to maturity</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">493</font></font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">506</font></font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">517</font></font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment securities available for</font></div>

<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">sale</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,394</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,216</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,314</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,320</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,802</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Deposit accounts</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">690,066</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">663,806</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">744,455</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">716,530</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">688,048</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FHLB advances</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,000</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Federal Reserve Bank advances</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,000</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Shareholders&#8217; equity</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">97,978</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78,442</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">75,607</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">106,944</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">83,934</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="14" valign="top" width="43%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2011</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2010</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="13" valign="bottom" width="42%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars in thousands, except per share data)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">OPERATING DATA:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest income</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,804</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,932</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39,532</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">43,214</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46,262</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest expense</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,568</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,485</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,865</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,052</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,376</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net interest income</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,236</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,447</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">33,667</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35,162</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34,886</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision for (recapture of)&#160;&#160;loan losses</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,700</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">900</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,350</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,075</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,900</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net interest income after provision</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">for (recapture of) loan losses</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,936</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">28,547</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,317</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30,087</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,986</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gains (losses) from sale of loans,</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">securities and real estate owned</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">422</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,002</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(396)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">779</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,032</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Impairment on investment security</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,003</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other non-interest income</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,945</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,871</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,223</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,110</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,237</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-interest expense</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,961</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34,758</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34,423</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,496</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34,973</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Income (loss) before income taxes</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,342</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,662</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(23,279</font></div>
</td>
<td align="left" valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,480</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(8,721</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision (benefit) for income taxes</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(15,081</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,378</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,165</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,277</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net income (loss)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,423</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,633</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(31,657</font></div>
</td>
<td align="left" valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,315</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(5,444</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr></table>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr bgcolor="white">
<td align="left" valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Earnings (loss) per share:&#160;</font></td>
<td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Basic</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.87</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.12</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1.42</font></div>
</td>
<td align="left" valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="left" valign="top" width="3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.24</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(0.51</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Diluted</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.87</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.12</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1.42</font></div>
</td>
<td align="left" valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.24</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(0.51</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Dividends per share</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">48</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div>
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="18" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">At or For the Year Ended March 31,</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2010</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">KEY FINANCIAL RATIOS:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Performance Ratios:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Return (loss) on average assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.46 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.33 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3.64 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.51 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(0.62 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Return (loss) on average equity</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23.73</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(30.19 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.29</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(6.00 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Dividend payout ratio <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest rate spread</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.29</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.95</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.17</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.46</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net interest margin</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.37</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.06</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.33</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.64</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.39</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-interest expense to average assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.05</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.30</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.95</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.97</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Efficiency ratio <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(2)</font></font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">98.03</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">90.70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">85.01</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">73.16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">82.97</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Average equity to average assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.37</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.55</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12.04</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11.84</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.29</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Asset Quality Ratios:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Allowance for loan losses to</font></div>

<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">total net loans at end of period</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.35</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.92</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.91</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.18</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.95</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Allowance for loan losses to</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;nonperforming loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">89.25</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">74.02</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45.11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">121.46</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">60.10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net charge-offs (recoveries) to average outstanding</font></div>

<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">loans during the period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(0.12 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.86</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.67</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.48</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ratio of nonperforming assets</font></div>

<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">to total assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.64</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.73</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.35</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.65</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5.89</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ratio of nonperforming loans</font></div>

<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">to total loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.64</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.94</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6.45</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.79</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.90</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Capital Ratios:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total capital to risk-weighted assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16.66</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15.29</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12.11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14.61</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12.11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Tier 1 capital to risk-weighted assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15.40</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14.02</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.84</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13.35</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.85</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Leverage ratio</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.71</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.99</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8.76</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11.24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.84</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="center">
<table bgcolor="white" cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="5%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font size="1">(1)&#160; </font></font></td>
<td width="95%">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Dividends per share divided by earnings per share</font></font></div>
</td>
</tr><tr>
<td valign="top" width="5%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font size="1">(2)&#160; </font></font></td>
<td width="95%">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-interest expense divided by the sum of net interest income and non-interest income</font></font></div>
</td>
</tr></table>
</div>

<div>&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">49</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 7.&#160;&#160;&#160;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">General</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations is intended to assist in understanding the financial condition and results of operations of the Company.&#160;&#160;The information contained in this section should be read in conjunction with the Consolidated Financial Statements and accompanying Notes thereto contained in Item 8 of this Form 10-K and the other sections contained in this Form 10-K. This section contains certain financial information determined by methods other than in accordance with accounting principles generally accepted in the United States of America (&#8220;GAAP&#8221;). These measures include net interest income on a fully tax equivalent basis and net interest margin on a fully tax equivalent basis. Management uses these non-GAAP measures in its analysis of the Company&#8217;s performance. The tax equivalent adjustment to net interest income recognizes the income tax savings when comparing taxable and tax-exempt assets and assumes a 34% tax rate. Management believes that it is a standard practice in the banking industry to present net interest income and net interest margin on a fully tax equivalent basis, and accordingly believes that providing these measures may be useful for peer comparison purposes. These disclosures should not be viewed as substitutes for the results determined to be in accordance with GAAP, nor are they necessarily comparable to non-GAAP performance measures that may be presented by other companies.</font></div>

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</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Critical Accounting Policies</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company has established various accounting policies that govern the application of accounting principles generally accepted in the United States of America in the preparation of the Company&#8217;s Consolidated Financial Statements.&#160;&#160;The Company has identified policies that due to judgments, estimates and assumptions inherent in those policies are critical to an understanding of the Company&#8217;s Consolidated Financial Statements. These policies relate to the methodology for the determination of the allowance for loan losses, the valuation of investment securities, the valuation of real estate owned (&#8220;REO&#8221;) and foreclosed assets, goodwill valuation and the calculation of income taxes.&#160;&#160;These policies and the judgments, estimates and assumptions are described in greater detail in subsequent sections of Management&#8217;s Discussions and Analysis contained herein and in the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.&#160;&#160;In particular, Note 1 of the Notes to Consolidated Financial Statements, &#8220;Summary of Significant Accounting Policies,&#8221; describes generally the Company&#8217;s accounting policies. Management believes that the judgments, estimates and assumptions used in the preparation of the Company&#8217;s Consolidated Financial Statements are appropriate given the factual circumstances at the time.&#160;&#160;However, given the sensitivity of the Company&#8217;s Consolidated Financial Statements to these critical accounting policies, the use of other judgments, estimates and assumptions could result in material differences in the Company&#8217;s results of operations or financial condition.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Allowance for Loan Losses</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The allowance for loan losses is maintained at a level sufficient to provide for probable loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon the Company&#8217;s ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions and detailed analysis of individual loans for which full collectability may not be assured. The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components. The specific component relates to loans that are considered impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans based on the Company&#8217;s risk rating system and historical loss experience adjusted for qualitative factors. The Company calculates its historical loss rates using the average of the last four quarterly 24-month periods. The Company calculates and applies its historical loss rates by individual loan types in its portfolio. These historical loss rates are adjusted for qualitative and environmental factors. An unallocated component is maintained to cover uncertainties that the Company believes have resulted in incurred losses that have not yet been allocated to specific elements of the general and specific components of the allowance for loan losses. Such factors include uncertainties in economic conditions and in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The appropriate allowance level is estimated based upon factors and trends identified by the Company at the time the consolidated financial statements are prepared.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">50</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management&#8217;s evaluation of the allowance for loan losses is based on ongoing, quarterly assessments of the known and inherent risks in the loan portfolio. Loss factors are based on the Company&#8217;s historical loss experience with additional consideration and adjustments made for changes in economic conditions, changes in the amount and composition of the loan portfolio, delinquency rates, changes in collateral values, a detailed analysis of impaired loans and other factors as deemed appropriate. These factors are evaluated on a quarterly basis. Loss rates used by the Company are affected as changes in these factors increase or decrease from quarter to quarter. The Company also considers bank regulatory examination results and findings of credit examiners in its quarterly evaluation of the allowance for loan losses.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A loan is considered impaired when it is probable that the Company will be unable to collect all amounts (principal and interest) due according to the contractual terms of the original loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, whether the loan is 90 days or more delinquent, internally designated as substandard or worse, on non-accrual status or represents a troubled debt restructuring (&#8220;TDR&#8221;). The majority of the Company&#8217;s impaired loans are considered collateral dependent. When a loan is considered collateral dependent, impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent, impairment is measured using the present value of expected future cash flows, discounted at the loan&#8217;s original effective interest rate. When the net realizable value of the impaired loan is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan the Company may conclude that it is appropriate to record a charge-off of the impaired portion of the loan. When a charge-off is recorded the loan balance is reduced and the specific allowance is eliminated.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Generally, when a collateral dependent loan is initially measured for impairment and does not have an appraisal performed in the last three months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation on an annual basis. The valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Investment securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investment securities held to maturity are carried at amortized cost. Unrealized losses due to fluctuations in fair value are recognized when it is determined that a credit related other than temporary decline in value has occurred. Investment securities bought and held principally for the purpose of sale in the near term are classified as trading securities. Securities that the Company intends to hold for an indefinite period, but not necessarily to maturity are classified as available for sale. Securities available for sale are reported at fair value. Unrealized gains and losses, net of the related deferred tax effect, are reported as a net amount in a separate component of shareholders&#8217; equity entitled &#8220;accumulated other comprehensive income (loss).&#8221; Realized gains and losses on securities available for sale, determined using the specific identification method, are included in earnings. Premiums and discounts are amortized using the interest method over the period to maturity or expected call, if sooner.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Unrealized losses on available for sale and held to maturity securities are evaluated at least quarterly to determine whether the declines in value should be considered other than temporary. An other than temporary impairment (&#8220;OTTI&#8221;) is separated into a credit and noncredit component. Noncredit component losses are recorded in other comprehensive income (loss) when the Company a) does not intend to sell the security or b) is not more likely than not to have to sell the security prior to the security&#8217;s anticipated recovery. Credit component losses are reported through earnings. To determine the component of OTTI related to credit losses, the Company compares the amortized cost basis of the OTTI security to the present value of the revised expected cash flows, discounted using the current pre-impairment yield. Significant judgment of management is required in this analysis that includes, but is not limited to, assumptions regarding the ultimate collectability of principal and interest on the underlying collateral.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Although the determination of whether an impairment is other-than-temporary involves significant judgment, the underlying principle used is based on positive evidence indicating that an investment&#8217;s carrying value is recoverable within a reasonable period of time outweighs negative evidence to the contrary. Evidence that is objectively determinable and verifiable is given </font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">greater weight than evidence that is subjective and or not verifiable. Evidence based on future events will generally be less objective as it is based on future expectations and therefore is generally less verifiable or not verifiable at all.&#160;&#160;Factors considered in evaluating whether a decline in value is other-than-temporary include, (a) the length of time and the extent to which the fair value has been less than amortized cost, (b) the financial condition and near-term prospects of the issuer and (c) the Company&#8217;s intent and ability to retain the investment for a period of time. Other factors that may be considered include the ratings by recognized rating agencies; capital strength and other near-term prospects of the issuer and recommendation of investment advisors or market analysts. In situations in which the security&#8217;s fair value is below amortized cost but it continues to be probable that all contractual terms of the security will be satisfied, the decline is solely attributable to noncredit factors, and the Company asserts that it has positive intent and ability to hold that security to maturity, no OTTI is recognized.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Valuation of REO and Foreclosed Assets</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Real estate properties acquired through foreclosure or by deed-in-lieu of foreclosure are recorded at fair value less estimated costs to sell. Fair value is generally determined by management based on a number of factors, including third-party appraisals of fair value in an orderly sale. Accordingly, the valuation of REO is subject to significant external and internal judgment. Any differences between management&#8217;s assessment of fair value, less estimated costs to sell, and the carrying value of the loan at the date a particular property is transferred into REO are charged to the allowance for loan losses. Management periodically reviews REO values to determine whether the property continues to be carried at the lower of its recorded book value or fair value, net of estimated costs to sell. Any further decreases in the value of REO are considered valuation adjustments and trigger a corresponding charge to non-interest expense in the Consolidated Statements of Operations. Expenses from the maintenance and operations of REO are included in other non-interest expense.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Goodwill is initially recorded when the purchase price paid for an acquisition exceeds the estimated fair value of the net identified tangible and intangible assets acquired. Goodwill is presumed to have an indefinite useful life and is tested, at least annually, for impairment at the reporting unit level. The Company has one reporting unit, the Bank, for purposes of computing goodwill. All of the Company&#8217;s goodwill has been allocated to this single reporting unit. The Company performs an annual review in the third quarter of each year, or more frequently if indications of potential impairment exist, to determine if the recorded goodwill is impaired. If the fair value exceeds the carrying value, goodwill at the reporting unit level is not considered impaired and no additional analysis is necessary. If the carrying value of the reporting unit is higher than its fair value, there is an indication that impairment may exist and additional analysis must be performed to measure the amount of impairment loss, if any. The amount of impairment is determined by comparing the implied fair value of the reporting unit&#8217;s goodwill to the carrying value of the goodwill in the same manner as if the reporting unit was being acquired in a business combination. Specifically, the Company would allocate the fair value to all of the assets and liabilities of the reporting unit, including unrecognized intangible assets, in a hypothetical analysis that would calculate the implied fair value of goodwill. If the implied fair value of goodwill is less than the recorded goodwill, the Company would record an impairment charge for the difference.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A significant amount of judgment is involved in determining if an indicator of impairment has occurred. Such indicators may include, among others; a significant decline in our expected future cash flows; a sustained, significant decline in our stock price and market capitalization; a significant adverse change in legal factors or in the business climate; adverse action or assessment by a regulator; and unanticipated competition. Any adverse change in these factors could have a significant impact on the recoverability of these assets and could have a material impact on the Company&#8217;s Consolidated Financial Statements.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company reversed its deferred tax asset valuation allowance as of March 31, 2014 due to management&#8217;s determination that it was &#8220;more likely than not&#8221; that the Company&#8217;s deferred tax assets would be realized. &#8220;More likely than not&#8221; is defined as greater than 50% probability of occurrence. A determination as to the ultimate realization of the deferred tax assets is dependent upon management&#8217;s judgment and evaluation of both positive and negative evidence, forecasts of future taxable income, applicable tax planning strategies, and an assessment of current and future economic and business conditions. The determination resulted from consideration of both the positive and negative evidence available that can be objectively verified. Considering the guidance in paragraphs 21-23 of Accounting Standards Codification 740-10-30, forming a conclusion that a valuation allowance is not needed is difficult when there is negative evidence such as cumulative losses in recent years. At March 31, 2014, the Company was in a cumulative loss position over a three year period which is considered a significant piece of negative evidence that is difficult to overcome. Accordingly, in its determination of the deferred tax asset, the Company analyzed and evaluated the nature and timing of relevant facts and circumstances with respect to its cumulative loss.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management considered the fact that the Company was in a cumulative profit position over a two year period, with seven consecutive profitable quarters as part of its evaluation of the Company&#8217;s three year cumulative loss. Management also evaluated the unique and non-recurring the loss evidence as an important consideration in its determination. While this loss occurred, the nature and timing of the components of loss can be assessed as to whether these losses represent a continuing condition. Management determined that the steps taken to strengthen its credit risk management process have addressed the conditions that existed when the loans were created and the losses were incurred. The outcome of this evaluation is an important factor in management&#8217;s determination that positive evidence overcomes the existence of the cumulative loss in the recent past.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Positive considerations also evaluated by management include the reduction of the inherent risk in the loan portfolio as indicated by the reduction of classified loans and associated credit costs, significant reductions in REO properties which contributes to lower REO holding costs, the Company&#8217;s profitable operating performance during the past two years, termination of regulatory agreement and orders, utilization of excess low yielding cash balances to purchase higher yielding investment securities and increase loans receivable balances, as well as the sustained improvement in the economic conditions at the national and local level.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As management determined that positive evidence outweighed the negative, financial forecasts and projections were also developed to assess the Company&#8217;s capacity to realize the deferred tax assets. As a result of this analysis management concluded it was more likely than not that forecasted earnings performance would allow for the realization of the deferred tax assets in a timely manner. For additional information see Notes 1 and 12 of the Notes to the Consolidated Financial Statements in Item 8 of this Form 10-K.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Fiscal year 2014 marked the 91st anniversary since the Bank began operations in 1923. The historical emphasis had been on residential real estate lending. Since 1998, however, the Company has been diversifying its loan portfolio through the expansion of its commercial and construction loan portfolios. At March 31, 2014, commercial and construction loans represented 78.0% of total loans. Commercial lending, including commercial real estate loans, typically has higher credit risk, greater interest margins and shorter terms than residential lending which can increase the loan portfolio&#8217;s profitability. The primary business strategy of the Company is to provide comprehensive banking and related financial services within its primary market area.</font></div>

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<div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s goal is to deliver returns to shareholders by managing problem assets, increasing higher-yielding assets (in particular commercial real estate and commercial business loans), increasing core deposit balances, reducing expenses, hiring experienced employees with a commercial lending focus and exploring expansion opportunities. The Company seeks to achieve these results by focusing on the following objectives:</font></div>

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<div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Focusing on Asset Quality</font>. The Company is focused on monitoring existing performing loans, resolving nonperforming loans and selling foreclosed assets. The Company has aggressively sought to reduce its level of nonperforming assets through write-downs, collections, modifications and sales of nonperforming loans and real estate owned. The Company has taken proactive steps to resolve its nonperforming loans, including negotiating repayment plans, forbearances, loan modifications and loan extensions with borrowers when appropriate, and accepting short payoffs on delinquent loans, particularly when such payoffs result in a smaller loss than foreclosure. In connection with the downturn in real estate markets, the Company applied more conservative and stringent underwriting practices to new loans, including, among other things, increasing the amount of required collateral or equity requirements, reducing loan-to-value ratios and increasing debt service coverage ratios. The Company has continued to reduce its exposure to land development and speculative construction loans. The total land development and speculative construction loan portfolios declined to $19.9 million at March 31, 2014 as compared to $26.9 million at March 31, 2013. Nonperforming assets decreased $15.0 million to $21.8 million at March 31, 2014 compared to $36.8 million at March 31, 2013. However, there can be no assurance that the ongoing economic conditions affecting our borrowers will not result in future increases in nonperforming and classified loans.</font></div>

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<div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Improving Earnings by Expanding Product Offerings</font>. The Company intends to prudently increase the percentage of its assets consisting of higher-yielding commercial real estate and commercial loans, which offer higher risk-adjusted returns, shorter maturities and more sensitivity to interest rate fluctuations, while maintaining compliance with its heightened regulatory capital requirements. The Company also intends to selectively add additional products to further diversify revenue sources and to capture more of each customer&#8217;s banking relationship by cross selling loan and deposit products and additional services to Bank customers, including services provided through RAMCorp to increase its fee income. Assets under management by RAMCorp totaled $359.7 million and $337.5 million at March 31, 2014 and March 31, 2013, respectively.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company continuously reviews new products and services to provide its customers more financial options. All new technology and services are generally reviewed for business development and cost saving purposes. The Bank has implemented remote check capture at all of its branches and for selected customers of the Bank. The Company continues to experience growth in customer use of its online banking services, which allows customers to conduct a full range of services on a real-time basis, including balance inquiries, transfers and electronic bill paying. The Company also upgraded its online banking product for consumer customers, providing consumer customers greater flexibility and convenience in conducting their online banking. The Company&#8217;s online service has also enhanced the delivery of cash management services to business customers. The Company introduced its mobile banking application during the second fiscal quarter of 2013 to further allow flexibility and convenience to its customers related to their banking needs. During June 2013, the Company also implemented a new core banking platform that will enable the Company to better serve its customer base. The Company also participates in an internet deposit listing service which allows the Company to post time deposit rates on an internet site where institutional investors have the ability to deposit funds with the Company. The Company plans to discontinue the utilization of internet based deposits during fiscal year 2015, however, the Company will continue to have accessibility to these funds in the future. Furthermore, the Company may utilize the internet deposit listing service to purchase certificates of deposit at other financial institutions. The Company also offers Insured Cash Sweep (ICS&#8482;), a reciprocal money market product, to its customers along with the Certificate of Deposit Account Registry Service (CDARS&#8482;) program which allows customers access to FDIC insurance on deposits exceeding the $250,000 FDIC insurance limit.</font></div>

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<div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Attracting Core Deposits and Other Deposit Products.</font> The Company&#8217;s strategic focus is to emphasize total relationship banking with its customers to internally fund its loan growth.&#160;&#160;The Company has reduced its reliance on other wholesale funding sources, including FHLB and FRB advances, by focusing on the continued growth of core customer deposits. The Company believes that a continued focus on customer relationships will help to increase the level of core deposits and locally-based retail certificates of deposit. <a name="iRIns_38"><!--EFPlaceholder--></a>In addition to its retail branches, the Company maintains technology-based products, such as personal financial management, business cash management, and business remote deposit products<a name="iRIns_39"><!--EFPlaceholder--></a>, that enable it to compete effectively with banks of all sizes. Core branch deposits (comprised of all demand, savings, interest checking accounts and all time deposits but excludes wholesale-brokered deposits, trust account deposits, Interest on Lawyer Trust Accounts (&#8220;IOLTA&#8221;), public funds and Internet based deposits) increased $33.4 million at March 31, 2014 compared to March 31, 2013.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Continued Expense Control.</font> Management has undertaken several initiatives to reduce non-interest expense and continues to make it a priority to identify cost savings opportunities throughout all aspects of the Company&#8217;s operations. The Company has instituted expense control measures such as cancelling certain projects and capital purchases, and reducing travel and entertainment expenditures. The Company has formed a cost saving committee whose mission is to find additional cost saving opportunities at the Company.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Recruiting and Retaining Highly Competent Personnel with a Focus on Commercial Lending.</font> The Company&#8217;s ability to continue to attract and retain banking professionals with strong community relationships and significant knowledge of its markets will be a key to its success. The Company believes that it enhances its market position and adds profitable growth opportunities by focusing on hiring and retaining experienced bankers focused on owner occupied commercial real estate and commercial lending, and the deposit balances that accompany these relationships. The Company emphasizes to its employees the importance of delivering exemplary customer service and seeking opportunities to build further relationships with its customers. The goal is to compete with other financial service providers by relying on the strength of the Company&#8217;s customer service and relationship banking approach. The Company believes that one of its strengths is that its employees are also significant shareholders through the Company&#8217;s employee stock ownership (&#8220;ESOP&#8221;) and 401(k) plans.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Disciplined Franchise Expansion.</font>&#160;&#160;The Company believes opportunities currently exist within its market area to grow its franchise. The Company anticipates organic growth as the local economy and loan demand strengthens, through its marketing efforts and as a result of the opportunities being created as a result of the consolidation of financial institutions occurring in its market area. The Company may also seek to grow its franchise through the selective acquisition of individual branches, loan purchases and whole bank transactions that meet its investment and market objectives. The Company expects to gradually expand its operations further in the Portland, Oregon metropolitan area which has a population of approximately two million people. The Company will continue to be disciplined as it pertains to future expansion focusing on the Pacific Northwest markets it knows and understands.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Comparison of Financial Condition at March 31, 2014 and 2013</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Cash, including interest-earning accounts, totaled $68.6 million at March 31, 2014 compared to $115.4 million at March 31, 2013. The Company has been maintaining a higher liquidity position as compared to historical levels for regulatory and asset-liability matching purposes. However, during fiscal year 2014, the Company made the decision to invest a portion of its excess cash balances into investment and mortgage-backed securities to earn higher yields than cash held in interest-earning accounts based on its asset/liability program objectives in order to maximize earnings. As a part of the Company&#8217;s liquidity strategy, the Company also invests a portion of its excess cash in short-term certificates of deposit. All of the certificates of deposit held for investment are fully insured under the FDIC. At March 31, 2014, certificates of deposits held for investment totaled $36.9 million compared to $44.6 million at March 31, 2013.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Investment securities available for sale totaled $23.4 million and $6.2 million at March 31, 2014 and at March 31, 2013, respectively. The increase was due to a decision by the Company to invest additional excess cash into higher yielding investment securities. The Company primarily purchases agency securities with maturities of five years or less. For the year ended March 31, 2014, the Company determined that none of its investment securities required an OTTI charge</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mortgage-backed securities available-for-sale totaled $78.6 million at March 31, 2014, compared to $431,000 at March 31, 2013. The increase was due to a decision by the Company to invest additional excess cash into higher yielding mortgage-backed securities. The Company primarily purchases a combination of mortgage-backed securities backed by government agencies (FHLMC, FNMA, SBA or GNMA). The Company does not believe that it has any exposure to sub-prime mortgage backed securities.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Loans receivable, net, totaled $520.9 million at March 31, 2014, compared to $520.4 million at March 31, 2013, an increase of $568,000. The increase was due to the purchase of two automobile loan pools totaling $22.1 million. The increase from the automobile loan pool purchases were offset by the reduction in classified loans of $19.0 million in addition to a reduction in land development loans of $7.2 million during the twelve months ended March 31, 2014. A substantial portion of the loan portfolio is secured by real estate, either as primary or secondary collateral, located in the Company&#8217;s primary market areas. Risks associated with loans secured by real estate include decreasing land and property values, increases in interest rates, deterioration in local economic conditions, tightening credit or refinancing markets, and a concentration of loans within any one area. The Company has no option adjustable-rate mortgage (ARM), or teaser residential real estate loans in its portfolio.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Goodwill was $25.6 million at March 31, 2014 and 2013. The Company performed its annual goodwill impairment test during the third quarter ended December 31, 2013.&#160;&#160;The results of these tests indicated that the Company&#8217;s goodwill was not impaired.&#160;&#160;For additional information on our goodwill impairment testing, see "Goodwill Valuation" included in this Item 7.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Deposit accounts increased $26.3 million to $690.1 million at March 31, 2014, compared to $663.8 million at March 31, 2013. The Company had no wholesale-brokered deposits as of March 31, 2014 or March 31, 2013. Core branch deposits accounted for 95.7% of total deposits at March 31, 2014, compared to 94.4% at March 31, 2013. The Company plans to continue its focus on core deposits and on building customer relationships as opposed to obtaining deposits through the wholesale markets.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Deferred income taxes, net totaled $15.4 million at March 31, 2014 compared to $522,000 at March 31, 2013. The increase was due to the reversal of the valuation allowance on the Company&#8217;s deferred income taxes during fiscal year 2014. For additional information on the Company&#8217;s deferred income taxes, see Note 12 of the Notes to the Consolidated Financial Statements contained in Item 8 of the Form 10-K.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Shareholders' equity increased $19.5 million to $98.0 million at March 31, 2014 from $78.4 million at March 31, 2013. The increase in equity was primarily a result of the $19.4 million net income for the year ended March 31, 2014. Additional paid-in-capital decreased by $356,000, which included $399,000 relating to the RAMCorp&#8217;s repurchase of shares from its noncontrolling interest owner. The Bank subsequently purchased those shares from RAMCorp increasing the Bank&#8217;s ownership in RAMCorp from 85% at March 31, 2013 to 90% at March 31, 2014. The purchase price of these shares was based on two appraisals of RAMCorp. The Bank may purchase additional shares over the next fiscal year which would further increase its ownership in RAMCorp.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Goodwill Valuation</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Goodwill is initially recorded when the purchase price paid for an acquisition exceeds the estimated fair value of the net identified tangible and intangible assets acquired. Goodwill is presumed to have an indefinite useful life and is tested, at least annually, for impairment at the reporting unit level. The Company has one reporting unit, the Bank, for purposes of computing goodwill. All of the Company&#8217;s goodwill has been allocated to this single reporting unit. The Company performs an annual review in the third quarter of each year, or more frequently if indications of potential impairment exist, to determine if the recorded goodwill is impaired. If the fair value exceeds the carrying value, goodwill at the reporting unit level is not considered impaired and no additional analysis is necessary. If the carrying value of the reporting unit is higher than its fair value, there is an indication that impairment may exist and additional analysis must be performed to measure the amount of impairment loss, if any. The amount of impairment is determined by comparing the implied fair value of the reporting unit&#8217;s goodwill to the carrying value of the goodwill in the same manner as if the reporting unit was being acquired in a business combination. Specifically, the Company would allocate the fair value to all of the assets and liabilities of the reporting unit, including unrecognized intangible assets, in a hypothetical analysis that would calculate the implied fair value of goodwill. If the implied fair value of goodwill is less than the recorded goodwill, the Company would record an impairment charge for the difference.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A significant amount of judgment is involved in determining if an indicator of impairment has occurred. Such indicators may include, among others; a significant decline in our expected future cash flows; a sustained, significant decline in our stock price and market capitalization; a significant adverse change in legal factors or in the business climate; adverse action or assessment by a regulator; and unanticipated competition. Any adverse change in these factors could have a significant impact on the recoverability of these assets and could have a material impact on the Company&#8217;s Consolidated Financial Statements.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company performed its annual goodwill impairment test during the quarter-ended December 31, 2013. The goodwill impairment test involves a two-step process. Step one of the goodwill impairment test estimates the fair value of the reporting unit utilizing the allocation of corporate value approach, the income approach and the market approach in order to derive an enterprise value of the Company. The allocation of corporate value approach applies the aggregate market value of the Company and divides it among the reporting units. A key assumption in this approach is the control premium applied to the aggregate market value. A control premium is utilized as the value of a company from the perspective of a controlling interest and is generally higher than the widely quoted market price per share. The Company used an expected control premium of 35%, which was based on comparable transactional history. The income approach uses a reporting unit&#8217;s projection of estimated operating results and cash flows that is discounted using a rate that reflects current market conditions. The projection uses management&#8217;s best estimates of economic and market conditions over the projected period including growth rates in loans and deposits, estimates of future expected changes in net interest margins and cash expenditures. Assumptions used by the Company in its discounted cash flow model (income approach) included an annual </font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">revenue growth rate that approximated 7.5%, a net interest margin that approximated 4.0% and a return on assets that ranged from 0.68% to 0.99% (average of 0.80%). In addition to utilizing the above projections of estimated operating results, key assumptions used to determine the fair value estimate under the income approach was the discount rate of 16.7% utilized for our cash flow estimates and a terminal value estimated at 1.49 times the ending book value of the reporting unit. The Company used a build-up approach in developing the discount rate that included: an assessment of the risk free interest rate, the rate of return expected from publicly traded stocks, the industry the Company operates in and the size of the Company. The market approach estimates fair value by applying tangible book value multiples to the reporting unit&#8217;s operating performance. The multiples are derived from comparable publicly traded companies with similar operating and investment characteristics of the reporting unit. In applying the market approach method, the Company selected eight publicly traded comparable institutions based on a variety of financial metrics (tangible equity, leverage ratio, return on assets, return on equity, net interest margin, nonperforming assets, net charge-offs, and reserves for loan losses) and other relevant qualitative factors (geographical location, lines of business, business model, risk profile, availability of financial information, etc.). After selecting comparable institutions, the Company derived the fair value of the reporting unit by completing a comparative analysis of the relationship between their financial metrics listed above and their market values utilizing a market multiple of 1.22 times tangible book value. The Company calculated a fair value of its reporting unit of $91 million using the corporate value approach, $87 million using the income approach and $97 million using the market approach, with a final concluded value of $93 million, with primary weight given to the market approach. The results of the Company&#8217;s step one test indicated that the reporting unit&#8217;s fair value was less than its carrying value and therefore the Company performed a step two analysis.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company calculated the implied fair value of its reporting unit under step two of the goodwill impairment test. Under this approach, the Company calculated the fair value for its unrecognized deposit intangible, as well as the remaining assets and liabilities of the reporting unit. The calculated implied fair value of the Company&#8217;s goodwill exceeded the carrying value by $19.3 million. Significant adjustments were made to the fair value of the Company&#8217;s loans receivable compared to its recorded value. The Company utilized a discounted cash flow approach to determine the fair value of its loans receivable. A key assumption was determining an appropriate discount rate. In determining the discount rate, the Company started with its contractual cash flows and its current lending rate for comparable loans and adjusted these for both credit and liquidity premiums. Based on results of the step two impairment test, the Company determined no impairment charge of goodwill was required.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Even though the Company determined that there was no goodwill impairment, a decline in the value of its stock price as well as values of other financial institutions, declines in revenue for the Company beyond our current forecasts, significant adverse changes in the operating environment for the financial industry or an increase in the value of our assets without an increase in the value of the reporting unit may result in a future impairment charge.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">It is possible that changes in circumstances existing at the measurement date or at other times in the future, or in the numerous estimates associated with management&#8217;s judgments, assumptions and estimates made in assessing the fair value of our goodwill, could result in an impairment charge of a portion or all of our goodwill. If the Company recorded an impairment charge, its financial position and results of operations would be adversely affected, however, such an impairment charge would have no impact on our liquidity, operations or regulatory capital.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company determines the fair value of certain assets that are classified as Level 3 under the fair value hierarchy established by accounting standards. These Level 3 assets are valued using significant unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets. These Level 3 assets include certain available for sale securities, loans measured for impairment, and REO for which there is neither an active market for identical assets from which to determine fair value, nor is there sufficient, current market information about similar assets to use as observable, corroborated data for all significant inputs in a valuation model. Under these circumstances, the fair values of these assets are determined using pricing models, discounted cash flow methodologies, appraisals, valuation in accordance with accounting standards, for which the determination of fair value requires significant management judgment or estimation.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Valuations using models or other techniques are dependent upon assumptions used for the significant inputs.&#160;&#160;Where market data is available, the inputs used for valuation reflect that information as of the valuation date. In periods of extreme volatility, lessened liquidity or in illiquid markets, there may be more variability in market pricing or a lack of market data to use in the valuation process.&#160;&#160;Judgment is then applied in formulating those inputs.</font></div>

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<div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014, the market for the Company&#8217;s collateralized debt obligation (&#8220;CDO&#8221;), which is secured by trust preferred securities issued by other bank holding companies, was determined to be inactive in management&#8217;s judgment. This determination was made by the Company after considering the last known trade date for this specific security, the low number of transactions for similar types of securities, the significant widening of the bid-ask spread in the brokered markets in which these securities trade, the low number of new issuances for similar securities, the significant increase in the implied liquidity risk premium for similar securities, the lack of information that is released publicly and discussions with third-party industry analysts. Due to the inactivity in the market, observable market data was not readily available for all significant inputs for this security. Accordingly, the CDO was classified as Level 3 in the fair value hierarchy. Consistent with previous valuations, the Company determined that an income approach valuation technique (using cash flows and present value techniques) that maximizes the use of relevant observable inputs and minimizes the use of unobservable inputs was the most appropriate valuation technique. Management used significant unobservable inputs that reflect our assumptions of what a market participant would use to price this security. Significant unobservable inputs included selecting an appropriate discount rate, default rate and repayment assumptions. The Company estimated the discount rate by comparing rates for similarly rated corporate bonds, with additional consideration given to market liquidity. The default rates and repayment assumptions were estimated based on the individual issuer&#8217;s financial conditions, historical repayment information, as well as our future expectations of the capital markets.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Additionally, the Company received two independent Level 3 valuation estimates for this security. Those valuation estimates were based on proprietary pricing models utilizing significant unobservable inputs. The Company&#8217;s estimate of fair value fell within the range of valuations provided, however, the magnitude in the range of fair value estimates further supported the difficulty in estimating the fair value for these types of securities in the current environment.&#160;&#160;Additionally, the Company believes that some of the assumptions used were overly aggressive and unrealistic. Therefore, the Company believes the use of its internally developed valuation model at March 31, 2014 is reasonable.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Certain loans included in the loan portfolio were deemed impaired at March 31, 2014. Accordingly, loans measured for impairment were classified as Level 3 in the fair value hierarchy as there is no active market for these loans.&#160;&#160;Measuring impairment of a loan requires judgment and estimates, and the eventual outcomes may differ from those estimates.&#160;&#160;Impairment was measured based on a number of factors, including recent independent appraisals which are further reduced for estimated selling costs or as a practical expedient by estimating the present value of expected future cash flows, discounted at the loan&#8217;s effective interest rate.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In addition, REO was classified as Level 3 in the fair value hierarchy. Management generally determines fair value based on a number of factors, including third-party appraisals of fair value less estimated costs to sell. The valuation of REO is subject to significant external and internal judgment, and the eventual outcomes may differ from those estimates.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For additional information on our Level 1, 2 and 3 fair value measurements see Note 17 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Net Income or Loss.</font>&#160;&#160;Net income was $19.4 million, or $0.87 per diluted share for the year ended March 31, 2014, compared to $2.6 million, or $0.12 per diluted share for the year ended March 31, 2013. The increase in earnings was due primarily to the reversal of the valuation allowance on the Company&#8217;s deferred tax assets totaling $15.1 million. The increase in earnings also reflects the current stabilization of the economic environment and improvement in asset quality at the Company, which contributed to a decrease in the provision for loan losses of $4.6 million. Earnings have also been impacted by the continued low interest rate environment.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Net Interest Income.</font>&#160;&#160;The Company&#8217;s profitability depends primarily on its net interest income, which is the difference between the income it receives on interest-earning assets and the interest paid on deposits and borrowings. When the rate earned on interest-earning assets equal or exceed the rate paid on interest-bearing liabilities, any positive interest rate spread will generate net interest income. The Company&#8217;s results of operations are also significantly affected by general economic and competitive conditions, particularly changes in market interest rates, government legislation and regulation, and monetary and fiscal policies.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Net interest income for fiscal year 2014 decreased $5.2 million, or 17.7% to $24.2 million compared to $29.4 million in fiscal year 2013. The net interest margin for the fiscal year ended March 31, 2014 was 3.37% compared to 4.06% for the same prior year period. This decrease was primarily the result of the decrease in average loans receivable, the downward repricing of loans within the loan portfolio and the increase in average lower yielding cash and short term investment balances.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company achieves better net interest rate margins in a stable or increasing interest rate environment as a result of the balance sheet being slightly asset interest rate sensitive. Approximately 6.72% of our loan portfolio was adjustable (floating) at March 31, 2014. At March 31, 2014, approximately $26.0 million, or 72.56% of our adjustable (floating) loan portfolio contained interest rate floors, below which the loans&#8217; contractual interest rate may not adjust. The inability of these loans to adjust downward has contributed to increased income in the currently low interest rate environment; however, net interest income will be reduced in a rising interest rate environment until such time as the current rate exceeds these interest rate floors. At March 31, 2014, $25.6 million or 4.80% of the loans in the Company&#8217;s loan portfolio were at the floor interest rate of which $21.2 million or 82.76% had yields that would begin floating again once the Prime Rate increases at least 150 basis points. While the Company does not anticipate further significant reductions in market interest rates, further modest reductions in its deposit costs are expected due to decreases in its deposit rate offerings and as existing long-term deposits renew upon maturity and reprice at a lower rate. The amount and timing of these reductions is dependent on competitive pricing pressures, yield curve shape and changes in interest rate spreads.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Interest Income.</font>&#160;&#160;Interest income was $26.8 million for the fiscal year ended March 31, 2014 compared to $32.9 million for the fiscal year ended March 31, 2013. This decrease was due primarily to a decrease in average loan balances, and the impact of loans repricing down to the current low interest rates.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Average interest-bearing assets decreased $7.3 million to $718.8 million for fiscal year 2014 from $726.1 million for fiscal year 2013. The $7.3 million decrease was mainly due to the decrease in the average balance of loans receivable. The average balance of loans receivable decreased $76.2 million for the year ended March 31, 2014 from $599.0 million for the last fiscal year. The decrease in average loan balances was due to the Company&#8217;s effort in the past fiscal year to restructure its balance sheet and reduce its level of classified and nonaccrual loans. The yield on interest-earning assets was 3.73% for fiscal year 2014 compared to 4.54% for fiscal year 2013. During the years ended March 31, 2014 and 2013, the Company reversed $180,000 and $156,000, respectively, of interest income on nonperforming loans.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Interest Expense.</font>&#160;&#160;Interest expense for the fiscal year ended March 31, 2014 totaled $2.6 million, a $917,000 or 26.3% decrease from $3.5 million for the fiscal year ended March 31, 2013. The decrease in interest expense was the result of declining deposit costs, primarily due to the low interest rate environment. The Company has continued to lower its deposit costs throughout the year on many of its deposit products. The weighted average interest rate on interest-bearing deposits decreased from 0.47% for the year ended March 31, 2013 to 0.36% for the year ended March 31, 2014. The weighted average interest rate on other interest-bearing liabilities decreased to 2.37% for the year ended March 31, 2014 from 3.25% for the prior fiscal year. This decrease was primarily due to the Company&#8217;s junior subordinated debentures changing from a fixed to floating interest rate during June 2012.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Provision for Loan Losses.</font> The recapture of the provision for loan losses for the fiscal year 2014 totaled $3.7 million compared to a provision for loan losses for fiscal year 2013 of $900,000. The decrease in the provision for loan losses was primarily a result of a decrease in net charge-offs and in the level of delinquent, nonperforming and classified loans, stabilizing real estate values in our market areas and a decrease in the average loan portfolio balance compared to the same prior year period. Although real estate values and the economy in our market areas have recently improved, classified and nonperforming loans remain at higher levels compared to historical trends as the pace of recovery has been modest and uneven and ongoing stress in the economy will likely continue to be challenging for our borrowers going forward. The relative weak economy has also adversely affected the Bank&#8217;s commercial business and commercial real estate customers although classified commercial real estate loans decreased $17.8 million to $19.8 million at March 31, 2014 compared to $37.6 million at March 31, 2013.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Net recoveries for the year ended March 31, 2014 were $608,000 compared to net charge-offs of $5.2 million for the same period last year. Net charge-offs decreased primarily as a result of the decrease in nonperforming loans and stabilization of real estate values as well as an increase in recoveries on previously charged off loans. Net recoveries to average net loans for the year ended March 31, 2014 were (0.12)% compared to net charge-offs of 0.86% for the same period last year. Nonperforming loans decreased to $14.1 million at March 31, 2014 compared to $21.1 million at March 31, 2013. The ratio of allowance for loan losses to total loans was 2.35% at March 31, 2014 compared to 2.92% at March 31, 2013. The allowance as a percentage of nonperforming loans increased to 89.25% at March 31, 2014 compared to 74.02% at March 31, 2013.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Impaired loans are subjected to an impairment analysis to determine an appropriate reserve amount to be held against each loan. As of March 31, 2014, the Company had identified $26.0 million of impaired loans. Because the significant majority of the impaired loans are collateral dependent, nearly all of the specific allowances are calculated based on the fair value of the collateral. Of those impaired loans, $24.4 million have no specific valuation allowance as their estimated collateral value is equal to or exceeds the carrying costs, which in some cases is the result of previous loan charge-offs. The remaining $1.6 million have specific valuation allowances totaling $279,000. Charge-offs on these impaired loans totaled $1.1 million from their original loan balance. Based on a comprehensive analysis, management deemed the allowance for loan losses of $12.6 million at March 31, 2014 adequate to cover probable losses inherent in the loan portfolio. See Note 6 of the Notes to the Consolidated Financial Statements in Item 8 of this Form 10-K for additional information regarding the allowance for loan losses.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Non-Interest Income.</font>&#160;&#160;Non-interest income decreased $506,000 to $8.4 million for the year ended March 31, 2014 from $8.9 million for the same period in 2013. The decrease in non-interest income was primarily due to the decrease in the gain on sale of loans held for the year ended March 31, 2013 which included a $704,000 gain on sale resulting from the planned bulk sale of one-to-four family mortgages sold to FHLMC in June 2012. Broker loan fees also decreased by $232,000 in fiscal year 2014 compared to the year ended March 31, 2013 as mortgage related activity slowed in the Company&#8217;s market area, particularly refinance activity in response to the increase in mortgage interest rates during the year. These decreases were offset by fewer losses on REO sales. The loss on sales of REO was $245,000 for the year ended March 31, 2014 compared to losses of $384,000 for the year ended March 31, 2013. The decreases were further offset by an increase in asset management fees of $458,000 for the year ended March 31, 2014 compared to the prior year. The increase in asset management fees was a result of an increase in assets under management of RAMCorp, which totaled $359.7 million at March 31, 2014 compared to $337.5 million at March 31, 2013.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Non-Interest Expense.</font>&#160;&#160;Non-interest expense decreased $2.8 million to $32.0 million for fiscal year ended March 31, 2014 compared to $34.8 million for fiscal year ended March 31, 2013. Management continues to focus on managing controllable costs as the Company proactively adjusts to lower levels of real estate lending activity. REO expenses (which include operating costs and write-downs on property) decreased $3.0 million from $5.8 million for the year ended March 31, 2013 to $2.8 million for the year ended March 31, 2014. This decrease was primarily due to the decrease in REO balances as well as the stabilization of real estate values in the Company&#8217;s market area. This decrease was offset by an increase in data processing expenses.&#160;&#160;Data processing expenses increased $638,000 for the year-ended March 31, 2014 compared to the same prior year periods as a result of the Company converting to a new core banking platform.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Income Taxes.</font> The benefit for income taxes was $15.1 million for the year ended March 31, 2014 compared to $29,000 provision for income taxes for the year ended March 31, 2013. The $15.1 million decrease in provision for income taxes was due to the reversal of the valuation allowance on the Company&#8217;s deferred tax assets of $15.4 million which resulted in a benefit for income taxes. In accordance with current accounting guidance, a valuation allowance is required to be recognized if it is &#8220;more likely than not&#8221; that all or a portion of the deferred tax assets will not be realized. &#8220;More likely than not&#8221; is defined as greater than 50% probability of occurrence. A determination as to the ultimate realization of the deferred tax assets is dependent upon management&#8217;s judgment and evaluation of both positive and negative evidence, forecasts of future taxable income, applicable tax planning strategies, and an assessment of current and future economic and business conditions.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As of March 31, 2014, management deemed that it was no longer appropriate to carry a deferred tax asset valuation allowance related to the Company&#8217;s deferred tax asset. Management considered the Company&#8217;s earnings during the past three years, including that the Company has had seven consecutive profitable quarters, the improvement in the Company&#8217;s asset quality and financial condition, as well as projected earnings and the impact from the Company&#8217;s balance sheet restructure. This resulted in a reversal of the deferred tax asset valuation allowance as a result of changes in the factors considered by management when the Company initially established the valuation allowance. At March 31, 2014, the Company had a deferred tax asset of $15.4 million which included $8.2 million for federal and state net operating loss carryforwards, which will expire in 2032. Reference is made to Note 12 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K, for further discussion of the Company&#8217;s income taxes.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Net Income or Loss.</font>&#160;&#160;Net income was $2.6 million, or $0.12 per diluted share for the year ended March 31, 2013, compared to a net loss of $31.7 million, or $(1.42) per diluted share for the year ended March 31, 2012. The increase in earnings reflects the current stabilization of the economic environment and improvement in asset quality at the Company, which contributed to a significant decrease in the provision for loan losses of $28.5 million.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Net Interest Income.</font>&#160;&#160;Net interest income for fiscal year 2013 decreased $4.2 million, or 12.5% to $29.4 million compared to $33.7 million in fiscal year 2012.&#160;&#160;The net interest margin for the fiscal year ended March 31, 2013 was 4.06% compared to 4.33% for the same prior year period. This decrease was primarily the result of the decrease in average loans receivable and the downward repricing of loans within the loan portfolio and increase in lower yielding cash and short term investments.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Interest Income.</font>&#160;&#160;Interest income was $32.9 million for the fiscal year ended March 31, 2013 compared to $39.5 million for the fiscal year ended March 31, 2012. This decrease was due primarily to a decrease in average loan balances, and to a lesser extent, the impact of loans repricing down to the current low interest rates. Average interest-bearing assets decreased $51.7 million to $726.1 million for fiscal year 2013 from $777.9 million for fiscal year 2012. The $51.7 million decrease was mainly due to the decrease in the average balance of loans receivable. The average balance of loans receivable decreased $95.4 million for the year ended March 31, 2013 from $608.4 million for the last fiscal year. The decrease in average loan balances was due to the Company&#8217;s effort in the past fiscal year to restructure its balance sheet and reduce its overall loans receivable as part of the Company&#8217;s asset quality, capital and liquidity strategies. The decrease was also due to an increase in principal repayments and to the sale of $31.4 million in one-to-four family mortgages loans to FHLMC during the quarter-ended June 30, 2012.&#160;&#160;The yield on interest-earning assets was 4.54% for fiscal year 2013 compared to 5.08% for fiscal year 2012. During the years ended March 31, 2013 and 2012, the Company reversed $156,000 and $974,000, respectively, of interest income on nonperforming loans.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Interest Expense.</font>&#160;&#160;Interest expense for the fiscal year ended March 31, 2013 totaled $3.5 million, a $2.4 million or 40.6% decrease from $5.9 million for the fiscal year ended March 31, 2012. The decrease in interest expense was the result of declining deposit costs, primarily due to the low interest rate environment and change in deposit mix. The deposit mix has shifted from higher costing certificates of deposits to lower costing transaction accounts. The weighted average interest rate on interest-bearing deposits decreased from 0.70% for the year ended March 31, 2012 to 0.47% for the year ended March 31, 2013. The decrease in interest expense was also due the Company&#8217;s junior subordinated debentures changing from a fixed to floating interest rate. The weighted average interest rate on other interest-bearing liabilities decreased to 3.25% for the year ended March 31, 2013 from 5.97% for the prior fiscal year.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Provision for Loan Losses.</font> The provision for loan losses for fiscal year 2013 was $900,000 compared to $29.4 million for the same period in the prior year. The decrease in the provision for loan losses was primarily a result of a decrease in the level of delinquent and classified loans, an improvement in credit quality, a decrease in net charge-offs in addition to an overall decrease in the loan portfolio compared to prior year. However, classified loans have remained at higher levels compared to historical trends. These conditions are primarily the result of the continuing weak economy and decline in real estate values which significantly affected our borrower&#8217;s liquidity and ability to repay loans. The weak economy has also adversely affected the Bank&#8217;s commercial business and commercial real estate customers in recent quarters. Classified commercial real estate loans increased to $37.6 million at March 31, 2013 compared to $35.1 million at March 31, 2012. Economic factors impacting these borrowers typically lag that of non-commercial business and non-commercial real estate borrowers.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Net charge-offs for the year ended March 31, 2013 were $5.2 million compared to $24.4 million for the same period last year. Net charge-offs declined due to the stabilization of real estate values and the improvement in asset quality at the Company. The net charge-offs were primarily attributable to the charge-off of commercial business loans totaling $1.5 million and commercial real estate loans totaling $1.5 million. Net charge-offs to average net loans for the year ended March 31, 2013 were 0.86% compared to 3.51% for the same period last year. Nonperforming loans decreased to $21.1 million at March 31, 2013 compared to $44.2 million at March 31, 2012. The ratio of allowance for loan losses to total loans was 2.92% at March 31, 2013 compared to 2.91% at March 31, 2012. The allowance as a percentage of nonperforming loans increased to 74.02% at March 31, 2013 compared to 45.11% at March 31, 2012. This ratio increased due to the overall decrease in nonperforming loans.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Impaired loans are subjected to an impairment analysis to determine an appropriate reserve amount to be held against each loan. As of March 31, 2013, the Company had identified $32.6 million of impaired loans. Because the significant majority of the impaired loans are collateral dependent, nearly all of the specific allowances are calculated based on the fair value of the collateral. Of those impaired loans, $23.3 million have no specific valuation allowance as their estimated collateral value is equal to or exceeds the carrying costs, which in some cases is the result of previous loan charge-offs. The remaining $9.3 million have specific valuation allowances totaling $719,000. Charge-offs on these impaired loans totaled $3.2 million from their original loan balance. Based on a comprehensive analysis, management deemed the allowance for loan losses of $15.6 million at March 31, 2013 (2.92% of total loans and 74.02% of nonperforming loans) adequate to cover probable losses inherent in the loan portfolio. See Note 6 of the Notes to the Consolidated Financial Statements in Item 8 of this Form 10-K for additional information regarding the allowance for loan losses.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Non-Interest Income.</font>&#160;&#160;Non-interest income increased $2.0 million to $8.9 million for the year ended March 31, 2013 from $6.8 million for the same period in 2012. The increase in non-interest income was primarily due the increase in the gain on sale of loans held for sale of $1.2 million for the year ended March 31, 2013 compared to the prior fiscal year. The $1.2 million increase during the year ended March 31, 2013 was due to a $704,000 gain on sale resulting from the planned bulk sale of one-to-four family mortgages sold to FHLMC in June 2012 as well as an increase in mortgage banking activity due to an increase in refinancing activity. Broker loan fees increased by $256,000 in fiscal year 2013 compared to the year ended March 31, 2012. Furthermore, the Bank experienced, in total, fewer losses on REO sales. The loss on sales of REO was $384,000 for the year ended March 31, 2013 compared to losses of $556,000 for the year ended March 31, 2012, which was a $172,000 improvement over the prior year. These increases were offset by asset management fees which decreased $195,000 for the year ended March 31, 2013 compared to the prior year. The decrease in asset management fees was a result of a decrease in assets under management of RAMCorp, which totaled $359.6 million at March 31, 2012 compared to $337.5 million at March 31, 2013.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Non-Interest Expense.</font>&#160;&#160;Non-interest expense increased $335,000 to $34.8 million for fiscal year ended March 31, 2013 compared to $34.4 million for fiscal year ended March 31, 2012. Management continues to focus on managing controllable costs as the Company proactively adjusts to lower levels of real estate lending activity. However, certain expenses remain out of the Company&#8217;s control, including FDIC insurance premiums and REO expenses and write-downs.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The principal component of the increase in the Company&#8217;s non-interest expense was due to the increase in REO related expenses (which includes operating costs and write-downs on properties) of $684,000 along with an increase in FDIC premiums of $396,000. These increases were partially offset by a $564,000 decrease in salaries and employee benefits and a $164,000 decrease in marketing expenses.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Income Taxes.</font>&#160;&#160;The provision for income taxes was $29,000 for the year ended March 31, 2013 compared to $8.4 million for the year ended March 31, 2012. The $8.3 million decrease in provision for income taxes was a result of an $8.7 million charge to create a valuation allowance against the Company&#8217;s deferred tax assets for the year ended March 31, 2012. In accordance with current accounting guidance, a valuation allowance is required to be recognized if it is &#8220;more likely than not&#8221; that all or a portion of the deferred tax assets will not be realized. &#8220;More likely than not&#8221; is defined as greater than 50% probability of occurrence. A determination as to the ultimate realization of the deferred tax assets is dependent upon management&#8217;s judgment and evaluation of both positive and negative evidence, forecasts of future taxable income, applicable tax planning strategies, and an assessment of current and future economic and business conditions.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As of March 31, 2013 and 2012, the Company determined that it was appropriate to carry a deferred tax asset valuation allowance of $16.2 million and $16.8 million, respectively, reducing its deferred tax asset to $522,000 and $603,000, respectively, which is the amount related to the Company&#8217;s unrealized losses on its available for sale debt securities. At March 31, 2013, the Company had a deferred tax asset of $5.8 million and $257,000 for federal and state, net operating loss carryforwards, respectively, which will expire in 2032. Reference is made to Note 12 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K, for further discussion of the Company&#8217;s income taxes.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Average Balance Sheet.</font>&#160;&#160;The following table sets forth, for the periods indicated, information regarding average balances of assets and liabilities as well as the total dollar amounts of interest income earned on average interest-earning assets and interest expense paid on average interest-bearing liabilities, resultant yields, interest rate spread, ratio of interest-earning assets to interest-bearing liabilities and net interest margin. Average balances for a period have been calculated using monthly average balances during such period. Interest income on tax-exempt securities has been adjusted to a taxable-equivalent basis using the statutory federal income tax rate of 34%. Non-accruing loans were included in the average loan amounts outstanding. Loan fees of $799,000, $964,000 and $979,000 are included in interest income for the years ended March 31, 2014, 2013 and 2012, respectively.</font></div>

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<td valign="bottom" width="27%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="25" valign="bottom" width="76%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Year Ended March 31,</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">2014</font></div>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td colspan="7" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">2012</font></div>
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<td valign="bottom" width="27%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
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<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">and Dividends</font></div>
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<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Yield/ Cost</font></div>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Average Balance</font></div>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Interest</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">and</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Dividends</font></div>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Yield/</font></div>

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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Average Balance</font></div>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Interest</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">and</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Dividends</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Yield/</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Cost</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="27%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td colspan="26" valign="bottom" width="78%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(Dollars in thousands)</font></div>
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</tr><tr>
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest-earning assets:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage loans</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">433,110</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">20,553</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4.75</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">521,224</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28,034</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.38</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">608,419</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">34,278</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.63</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Non-mortgage loans</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">89,696</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,870</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.43</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">77,804</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,007</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.15</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">85,963</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,616</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.37</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; Total net loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">522,806</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25,423</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4.86</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">599,028</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">32,041</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.35</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">694,382</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">38,894</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.60</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="27%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-SIZE: 9pt">Mortgage-backed securities <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">23,245</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">424</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1.82</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">813</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.08</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,490</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">51</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.42</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-SIZE: 9pt">Investment securities <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">18,862</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">271</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1.44</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,159</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">300</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.68</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,393</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">209</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2.49</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Daily interest-bearing assets</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,316</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,347</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,186</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other earning assets</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">152,573</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">686</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.45</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">116,776</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">574</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.49</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">69,413</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">400</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.58</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; Total interest-earning assets</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">718,802</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">26,804</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.73</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">726,123</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">32,940</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4.54</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">777,864</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">39,554</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.08</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Non-interest-earning assets:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160; Office properties and equipment, net</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17,200</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17,636</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">16,315</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other non-interest-earning assets</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">53,342</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">64,582</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">76,475</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total assets</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">789,344</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">808,341</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">870,654</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="27%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest-bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Regular savings accounts</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">59,844</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">87</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.15</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">49,394</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">92</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.19</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">40,345</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">124</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.31</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest checking</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">93,395</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">102</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.11</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">86,091</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">135</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.16</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">96,764</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">281</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.29</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Money market accounts</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">224,689</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">477</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.21</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">228,269</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">602</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.26</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">234,325</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,049</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.45</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Certificates of deposit</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">174,522</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,307</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.75</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">206,565</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,838</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.89</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">248,696</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,903</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1.17</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; Total interest-bearing deposits</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">552,450</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,973</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.36</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">570,319</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,667</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.47</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">620,130</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,357</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.70</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other interest-bearing liabilities</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25,093</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">595</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2.37</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25,185</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">818</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.25</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25,239</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,508</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.97</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; Total interest-bearing liabilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">577,543</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,568</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.44</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">595,504</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,485</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.59</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">645,369</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,865</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.91</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="27%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Non-interest-bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Non-interest-bearing deposits</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">120,290</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">127,048</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">110,959</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other liabilities</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,653</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,619</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,457</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total liabilities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">707,486</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">731,171</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">765,785</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Shareholders&#8217; equity</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">81,858</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">77,170</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">104,869</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total liabilities and shareholders&#8217; </font></div>

<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; equity</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">789,344</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">808,341</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">870,654</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="27%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net interest income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">24,236</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">29,455</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">33,689</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="27%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest rate spread</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.29</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.95</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4.17</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="27%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;Net interest margin</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.37</font></div>
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<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4.06</font></div>
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<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4.33</font></div>
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<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
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<td colspan="4" valign="bottom" width="27%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td colspan="7" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160; Ratio of average interest-earning asset </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">to average interest-bearing liabilities</font></font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">124.46</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">121.93</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">120.53</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-SIZE: 9pt">&#160;&#160; Tax Equivalent Adjustment <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(2)</font></font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td colspan="27" valign="bottom" width="105%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" colspan="27" valign="bottom" width="105%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">&#160;(1)</font> For purposes of the computation of average yield on investments available for sale, historical cost balances were utilized, therefore, the yield information does not give effect to change in fair value that are reflected as a component of shareholders&#8217; equity.</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" colspan="27" valign="bottom" width="105%">
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</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">63</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate/Volume Analysis</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="19" valign="bottom" width="61%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</font></div>
</td>
</tr><tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="9" valign="bottom" width="29%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014 vs. 2013</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="9" valign="bottom" width="30%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013 vs. 2012</font></div>
</td>
</tr><tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="5" valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Increase (Decrease) Due to</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="5" valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Increase (Decrease) Due to</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Increase</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Increase</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="21%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Volume</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Decrease)</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Volume</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Decrease)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="19" valign="bottom" width="61%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In thousands)</font></div>
</td>
</tr><tr>
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest Income:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage loans</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(4,420</font></div>
</td>
<td valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,061</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(7,481</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(4,767</font></div>
</td>
<td valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,477</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(6,244</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-mortgage loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">636</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">227</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">863</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(425</font></div>
</td>
<td valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(184</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(609</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">413</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(14</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">399</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(21</font></div>
</td>
<td valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(5</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(26</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment securities <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">230</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(259</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(29</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(6</font></div>
</td>
<td valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">97</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">91</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Daily interest-bearing</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -18pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other earning assets</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">162</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(50</font></div>
</td>
<td valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">112</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">243</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(69</font></div>
</td>
<td valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">174</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total interest income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,979</font></div>
</td>
<td valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,157</font></div>
</td>
<td valign="bottom" width="1%">
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<td align="right" valign="bottom" width="6%">
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<td align="right" valign="bottom" width="6%">
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<td align="right" valign="bottom" width="7%">
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<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(6,614</font></div>
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<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest Expense:</font></div>
</td>
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<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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</tr><tr bgcolor="white">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Regular savings accounts</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
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</td>
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<td align="right" valign="bottom" width="6%">
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</td>
<td valign="bottom" width="1%">
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<td align="right" valign="bottom" width="6%">
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</td>
<td valign="bottom" width="1%">
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<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
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</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(56</font></div>
</td>
<td valign="bottom" width="1%">
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<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(32</font></div>
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</td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest checking accounts</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
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</td>
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<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(45</font></div>
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<td valign="bottom" width="1%">
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<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(33</font></div>
</td>
<td valign="bottom" width="1%">
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<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(29</font></div>
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<td valign="bottom" width="2%">
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<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(117</font></div>
</td>
<td valign="bottom" width="1%">
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<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(146</font></div>
</td>
<td valign="bottom" width="1%">
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</tr><tr bgcolor="white">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Money market deposit accounts</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(9</font></div>
</td>
<td valign="bottom" width="2%">
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(116</font></div>
</td>
<td valign="bottom" width="1%">
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<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(125</font></div>
</td>
<td valign="bottom" width="1%">
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<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(26</font></div>
</td>
<td valign="bottom" width="2%">
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<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(421</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(447</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Certificates of deposit</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(264</font></div>
</td>
<td valign="bottom" width="2%">
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(267</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(531</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(442</font></div>
</td>
<td valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(623</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,065</font></div>
</td>
<td valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other interest-bearing liabilities</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3</font></div>
</td>
<td valign="middle" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(220</font></div>
</td>
<td valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(223</font></div>
</td>
<td valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3</font></div>
</td>
<td valign="middle" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(687</font></div>
</td>
<td valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(690</font></div>
</td>
<td valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total interest expense</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(246</font></div>
</td>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(671</font></div>
</td>
<td valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(917</font></div>
</td>
<td valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(476</font></div>
</td>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,904</font></div>
</td>
<td valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,380</font></div>
</td>
<td valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net interest income</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,733</font></div>
</td>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,486</font></div>
</td>
<td valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(5,219</font></div>
</td>
<td valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(4,500</font></div>
</td>
<td valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">266</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(4,234</font></div>
</td>
<td valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td colspan="9" valign="bottom" width="48%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">&#160;(1)</font> Interest is presented on a fully tax-equivalent basis under a tax rate of 34%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 72pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Asset and Liability Management</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company's principal financial objective is to achieve long-term profitability while reducing its exposure to fluctuating market interest rates. The Company has sought to reduce the exposure of its earnings to changes in market interest rates by attempting to manage the difference between asset and liability maturities and interest rates. The principal element in achieving this objective is to increase the interest rate sensitivity of the Company's interest-earning assets and interest-bearing liabilities. Interest rate sensitivity increases by retaining portfolio loans with interest rates subject to periodic adjustment to market conditions and selling fixed-rate one-to-four family mortgage loans with terms to maturity of more than 15 years. The Company relies on retail deposits as its primary source of funds. Management believes retail deposits reduce the effects of interest rate fluctuations because they generally represent a stable source of funds. As part of its interest rate risk management strategy, the Company promotes transaction accounts and certificates of deposit with terms up to ten years.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company has adopted a strategy that is designed to maintain or improve the interest rate sensitivity of assets relative to its liabilities. The primary elements of this strategy involve: the origination of adjustable rate loans; increasing commercial loans, consumer loans that are adjustable rate and other short-term loans as a portion of total net loans receivable because of their generally shorter terms and higher yields than other one-to-four family residential mortgage loans; matching asset and liability maturities; investing in short-term securities; and selling most long term, fixed rate, one-to-four family mortgage loan originations. The strategy for liabilities has been to shorten the maturities for both deposits and borrowings. The longer-term objective is to increase the proportion of noninterest bearing demand deposits, low interest bearing demand deposits, money market accounts, and savings deposits relative to certificates of deposit to reduce our overall cost of funds.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company's mortgage servicing activities provide additional protection from interest rate risk. The Company retains servicing rights on all mortgage loans sold. As market interest rates rise, the fixed rate loans held in portfolio diminish in value. However, the value of the servicing portfolio tends to rise as market interest rates increase because borrowers tend not to prepay the underlying mortgages, thus providing an interest rate risk hedge versus the fixed rate loan portfolio. Loans serviced for others totaled $125.2 million of which $119.2 million is serviced for FHLMC at March 31, 2014. See "Item 1.&#160;&#160;Business -- Lending Activities -- Mortgage Loan Servicing."</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consumer loans, such as home equity lines of credit and installment loans, commercial loans and construction loans typically have shorter terms and higher yields than permanent residential mortgage loans, and accordingly reduce the Company's exposure to fluctuations in interest rates. Adjustable interest rate loans totaled $275.9 million or 51.72% of total loans at March 31, 2014 as compared to $344.3 million or 64.1% at March 31, 2013. Although the Company has sought to originate adjustable rate loans, the ability to originate and purchase such loans depends to a great extent on market interest rates and borrowers' preferences. Particularly in lower interest rate environments, borrowers often prefer to obtain fixed rate loans. See Item 1. &#8220;Business - Lending Activities - Construction Lending" and &#8220;- Lending Activities - Consumer Lending."</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company may also invest in short-term to medium-term U.S. Government securities as well as mortgage-backed securities issued or guaranteed by U.S. Government agencies.&#160;&#160;At March 31, 2014 the combined portfolio carried at $102.1 million had an average term to repricing or maturity of 3.79 years.&#160;&#160;Adjustable rate mortgage-backed securities totaled $6.2 million at March 31, 2014 compared to $300,000 at March 31, 2013.&#160;&#160;See Item 1. &#8220;Business -- Investment Activities."</font></div>

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<div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Liquidity is essential to our business. The objective of the Bank&#8217;s liquidity management is to maintain ample cash flows to meet obligations for depositor withdrawals, to fund the borrowing needs of loan customers, and to fund ongoing operations.&#160;&#160;Core relationship deposits are the primary source of the Bank&#8217;s liquidity. As such, the Bank focuses on deposit relationships with local consumer and business clients who maintain multiple accounts and services at the Bank.</font></div>

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<div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In response to the recent adverse economic conditions, the Company has been, and will continue to work toward reducing the amount of nonperforming assets, managing balance sheet growth, reducing controllable operating costs, and augmenting deposits while striving to maximize secured borrowing facilities to manage liquidity and capital levels over the coming fiscal year. However, the Company&#8217;s inability to successfully implement its plans or further deterioration in economic conditions and real estate prices could have a material adverse effect on the Company&#8217;s liquidity.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Liquidity management is both a short- and long-term responsibility of the Company's management. The Company adjusts its investments in liquid assets based upon management's assessment of (i) expected loan demand, (ii) projected loan sales, (iii) expected deposit flows, (iv) yields available on interest-bearing deposits and (v) its asset/liability management program objectives. Excess liquidity is invested generally in interest-bearing overnight deposits and other short-term government and agency obligations. If the Company requires funds beyond its ability to generate them internally, it has additional diversified and reliable sources of funds with the FHLB, the FRB and other wholesale facilities. These sources of funds may be used on a long or short-term basis to compensate for reduction in other sources of funds or on a long-term basis to support lending activities. Beginning in the first quarter of fiscal 2011, the Company elected to defer regularly scheduled interest payments on its outstanding $22.7 million aggregate principal amount of junior subordinated debentures issued in connection with the sale of trust preferred securities through statutory business trusts. The Company continued with the interest deferral at March 31, 2014. As of March 31, 2014, the Company had deferred a total of $3.7 million of interest payments. The accrual for these payments is included in accrued expenses and other liabilities on the Consolidated Balance Sheets and interest expense on the Consolidated Statements of Operations. This deferral may adversely affect our ability to access wholesale funding facilities or obtain debt financing on commercially reasonable terms, or at all. For more information concerning limitations on our ability to incur additional debt and the risks related to our recent deferral of interest on our trust preferred securities, see Item 1A. &#8220;Risk Factors &#8211; We are required to comply with the terms of a written agreement with the Federal Reserve and lack of compliance could result in monetary penalties and /or additional regulatory actions.&#8221; and &#8220;--We have deferred payments of interest on our outstanding junior subordinated debentures and as a result we are prohibited from declaring or paying dividends or distributions on, and from making liquidation payments with respect to, our common stock.&#8221;</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company's primary sources of funds are customer deposits, proceeds from principal and interest payments on loans, proceeds from the sale of loans, maturing securities, FHLB advances and FRB borrowings. While maturities and scheduled amortization of loans and securities are a predictable source of funds, deposit flows and prepayment of mortgage loans and mortgage-backed securities are greatly influenced by general interest rates, economic conditions and competition. Management believes that its focus on core relationship deposits coupled with access to borrowing through reliable </font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">counterparties provides reasonable and prudent assurance that ample liquidity is available. However, depositor or counterparty behavior could change in response to competition, economic or market situations or other unforeseen circumstances, which could have liquidity implications that may require different strategic or operational actions.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company must maintain an adequate level of liquidity to ensure the availability of sufficient funds for loan originations, deposit withdrawals and continuing operations, satisfy other financial commitments and take advantage of investment opportunities. During the year ended March 31, 2014, the Bank used its sources of funds primarily to fund loan commitments and purchase additional investment securities. At March 31, 2014, cash totaled $68.6 million, or 8.3% of total assets. The Bank generally maintains sufficient cash and short-term investments to meet short-term liquidity needs; however, its primary liquidity management practice is to increase or decrease short-term borrowings, including FRB borrowings and FHLB advances. At March 31, 2014, the Bank had no advances from the FRB and had a borrowing capacity of $58.1 million from the FRB, subject to sufficient collateral. At March 31, 2014, there were no advances from the FHLB and the Bank had an available credit facility of $174.2 million, subject to sufficient collateral and stock investment. At March 31, 2014, the Bank had sufficient unpledged collateral to allow it to utilize its available borrowing capacity from both the FRB and the FHLB.&#160;&#160;Borrowing capacity may, however, fluctuate based on acceptability and risk rating of loan collateral and counterparties could adjust discount rates applied to such collateral at their discretion.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">An additional source of wholesale funding includes brokered certificate of deposits. While the Bank has utilized brokered deposits from time to time, the Bank historically has not extensively relied on brokered deposits to fund its operations. At March 31, 2014 and 2013, the Bank had no brokered deposits, exclusive of CDARS and ICS deposits. The Bank participates in the CDARS and ICS products, which allow the Bank to accept deposits in excess of the FDIC insurance limits for that depositor and obtain &#8220;pass-through&#8221; insurance for the total deposit. The Bank&#8217;s CDARS and ICS balances were $38.3 million, or 5.6% of total deposits, and $35.8 million or 5.4% of total deposits, at March 31, 2014 and, 2013, respectively.&#160;&#160;Although the FDIC permanently raised the insurance limit to $250,000, demand for CDARS deposits remains strong with continued renewals of existing CDARS deposits and the opening of new accounts. In addition, the Bank is enrolled in an internet deposit listing service. Under this listing service, the Bank may post time deposit rates on an internet site where institutional investors have the ability to deposit funds with the Bank. The Bank uses this listing service as an additional source of funding and to further diversify its funding sources. These deposits carry a lower interest rate than the Company core branch deposits. As of March 31, 2014 and 2013, the Bank had deposits totaling $249,000 and $5.9 million, respectively, through this listing service. The Company plans to discontinue the utilization of internet based deposits during fiscal year 2015, however, the Company will continue to have accessibility to these funds in the future. The combination of all the Bank&#8217;s funding sources, gives the Bank available liquidity of $521.6 million, or 63.3% of total assets at March 31, 2014.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">2014</font>, the Company had commitments to extend credit of $8.1 million, unused lines of credit totaling $54.6 million and undisbursed construction loans totaling $30.5 million. The Company anticipates that it will have sufficient funds available to meet current loan commitments. Certificates of deposit that are scheduled to mature in less than one year from March 31, 2014 totaled $112.9 million. Historically, the Company has been able to retain a significant amount of its deposits as they mature. Offsetting these cash outflows are scheduled loan maturities of less than one year totaling $76.1 million at March 31, 2014.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Sources of capital and liquidity for Riverview include distributions from the Bank and the issuance of debt or equity securities. Dividends and other capital distributions from the Bank are subject to regulatory restrictions and approval. The Company elected to defer regularly scheduled interest payments on its junior subordinated debentures during the first quarter of fiscal 2011, which in turn, restricts the Company&#8217;s ability to pay dividends on its common stock.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Consolidated Financial Statements and related financial data presented herein have been prepared in accordance with GAAP, which require the measurement of financial position and operating results in terms of historical dollars without considering the change in the relative purchasing power of money over time due to inflation.&#160;&#160;The primary impact of inflation is reflected in the increased cost of the Company's operations. Unlike most industrial companies, virtually all the assets and liabilities of a financial institution are monetary in nature. As a result, interest rates generally have a more significant impact on a financial institution's performance than do general levels of inflation.&#160;&#160;Interest rates do not necessarily move in the same direction or to the same extent as the prices of goods and services.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For a discussion of new accounting pronouncement and their impact on the Company, see Note 1 of the Notes to the Consolidated Financial Statements included in Item 8 of this Form 10-K.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table shows the contractual obligations by expected period. Further discussion of these commitments is included in Note 19 of the Notes to the Consolidated Financial Statements included in Item 8 of this Form 10-K.</font></div>

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<div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">2014</font>, scheduled maturities of certificates of deposit, future operating minimum lease commitments, capital lease obligations and subordinated debentures were as follows (in thousands):</font></div>

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</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Certificates of deposit</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">112,892</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,016</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,523</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,822</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">162,253</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="bottom" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Operating leases</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,783</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,164</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,495</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,295</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,737</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Capital leases</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">85</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">189</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">218</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,869</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,361</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="bottom" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Junior subordinates debentures</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,681</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,681</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="37%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total other contractual obligations</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">114,760</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30,369</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,236</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34,667</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">197,032</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company is party to litigation arising in the ordinary course of business.&#160;&#160;In the opinion of management, these actions will not have a material adverse effect, if any, on the Company&#8217;s financial position, results of operations, or liquidity.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Bank has entered into employment contracts with certain key employees, which provide for contingent payment subject to future events.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Off-Balance Sheet Arrangements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments generally include commitments to originate mortgage, commercial and consumer loans. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheet. The Company&#8217;s maximum exposure to credit loss in the event of nonperformance by the borrower is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to originate loans are conditional, and are honored for up to 45 days subject to the Company&#8217;s usual terms and conditions. Collateral is not required to support commitments.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014, the Company had commercial loan commitments of $801,000 and undisbursed commercial lines of credit of $39.5 million. Commercial real estate mortgage loan commitments totaled $4.5 million and the undisbursed balance of commercial real estate mortgage loans was $2.5 million at March 31, 2014. At March 31, 2014, construction loan commitments totaled $1.3 million and unused construction lines of credit totaled $30.5 million. Real estate one-to-four family loan commitments totaled $1.5 million and unused lines of credit secured by real estate one-to-four family loans totaled $11.7 million at March 31, 2014. Other installment loan commitments totaled $40,000 and unused lines of credit on other installment loans totaled $850,000 at March 31, 2014. For additional information regarding future financial commitments, this discussion and analysis should be read in conjunction with Note 19 of the Notes to the Consolidated Financial Statements contained in Item 8 of this Form 10-K.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">67</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 7A. Quantitative and Qualitative Disclosures About Market Risk</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Quantitative Aspects of Market Risk.</font>&#160;&#160;The Company does not maintain a trading account for any class of financial instrument nor does it engage in hedging activities or purchase high-risk derivative instruments.&#160;&#160;Furthermore, the Company is not subject to foreign currency exchange rate risk or commodity price risk.&#160;&#160;For information regarding the sensitivity to interest rate risk of the Company's interest-earning assets and interest-bearing liabilities, see the tables under Item 1.&#160;&#160;&#8220;Business -- Lending Activities,&#8221;&#160;&#160;&#8220;-- Investment Activities&#8221; and &#8220;-- Deposit Activities and Other Sources of Funds&#8221; contained herein.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Qualitative Aspects of Market Risk.</font>&#160;&#160;The Company's principal financial objective is to achieve long-term profitability while limiting its exposure to fluctuating market interest rates.&#160;&#160;The Company intends to reduce risk where appropriate but accepts a degree of risk when warranted by economic circumstances.&#160;&#160;The Company has sought to reduce the exposure of its earnings to changes in market interest rates by attempting to manage the mismatch between asset and liability maturities and interest rates.&#160;&#160;The principal element in achieving this objective is to increase the interest rate sensitivity of the Company's interest-earning assets by retaining<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman"> in its </font>portfolio, short&#8211;term loans and loans with interest rates subject to periodic adjustments.&#160;&#160;The Company relies on retail deposits as its primary source of funds.&#160;&#160;As part of its interest rate risk management strategy, the Company promotes transaction accounts and certificates of deposit with terms up to ten years.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consumer and commercial loans are originated and held in portfolio as the short term nature of these portfolio loans match durations more closely with the short term nature of retail deposits such as interest checking, money market accounts and savings accounts. The Company relies on retail deposits as its primary source of funds. Management believes retail deposits reduce the effects of interest rate fluctuations because they generally represent a more stable source of funds. As part of its interest rate risk management strategy, the Company promotes transaction accounts and certificates of deposit with longer terms to maturity. Except for immediate short-term cash needs, and depending on the current interest rate environment, FHLB advances will have maturities of long or short term. FRB borrowings have short term maturities. For additional information, see Item 7. &#8220;Management's Discussion and Analysis of Financial Condition and Results of Operations" contained herein.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A number of measures are utilized to monitor and manage interest rate risk, including simulation modeling and traditional interest rate gap analysis. While both methods provide an indication of risk for a given change in interest rates, the simulation model is primarily used to assess the impact on earnings changes in interest rates may produce. Key assumptions in the model include cash flows and maturities of financial instruments, changes in market conditions, loan volumes and pricing, deposit sensitivity, consumer preferences and management&#8217;s capital leverage plans. These assumptions are inherently uncertain; therefore, the model cannot precisely estimate net interest income or precisely predict the impact of higher or lower interest rates on net interest income. Actual results may significantly differ from simulated results due to timing, magnitude and frequency of interest rate changes and changes in market conditions and specific strategies among other factors.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following tables show the approximate percentage change in net interest income as of March 31, 2014 over a 24-month period under several rate scenarios.</font></div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Change in interest rates</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Percent change in net </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">interest income (12 months)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Percent change in net </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">interest income (24 months)</font></div>
</td>
</tr><tr>
<td valign="top" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Up 300 basis points</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2.0)%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6.5%</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Up 200 basis points</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2.5)%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1.1)%</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Base case</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.3%</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Down 100 basis points <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1.0)%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3.8)%</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="5" valign="top" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font> The current federal funds rate is 0.25%. No rates in this model are allowed to go below zero and therefore a down 200 and 300 basis point scenario would not be plausible.</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Our balance sheet continues to be slightly asset sensitive, meaning that interest-earning assets reprice faster than interest-bearing liabilities in a given period.&#160;&#160;However, due to a number of loans in our loan portfolio with interest rate floors, our net interest income will be negatively impacted in a rising interest rate environment until such time as the current rate exceeds these interest rate floors.&#160;&#160;Conversely, in a falling interest rate environment these interest rate floors will assist in maintaining our net interest income.&#160;&#160;We attempt to limit our interest rate risk through managing the repricing characteristics of our assets and liabilities.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">68</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As with any method of measuring interest rate risk, certain shortcomings are inherent in the method of analysis presented in the foregoing table.&#160;&#160;For example, although certain assets and liabilities may have similar maturities or periods of repricing, they may react in different degrees to changes in market interest rates.&#160;&#160;Also, the interest rates on certain types of assets and liabilities may fluctuate in advance of changes in market interest rates, while interest rates on other types may lag behind changes in market rates.&#160;&#160;Additionally, certain assets, such as ARM loans, have features that restrict changes in interest rates on a short-term basis and over the life of the asset.&#160;&#160;Furthermore, in the event of a change in interest rates, expected rates of prepayments on loans and early withdrawals from certificates could deviate significantly from those assumed in calculating the table.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table shows the Company's financial instruments that are sensitive to changes in interest rates, categorized by expected maturity, and the instruments' fair values at March 31, 2014.&#160;&#160;Market risk sensitive instruments are generally defined as on- and off-balance sheet derivatives and other financial instruments.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Within</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">1 Year</font></div>
</td>
<td colspan="2" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">After</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">1 - 3</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">After</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3 - 5</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">After</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">5 - 10</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Beyond</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">10</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Years</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest-Sensitive Assets:</font></div>
</td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="18" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars in thousands)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loans receivable</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.61</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">76,149</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" colspan="2" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">75,384</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">146,150</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">146,163</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">89,642</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">533,488</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed</font></div>
</td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">securities</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.01</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,202</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,585</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">44,403</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,486</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78,676</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investments and other</font></div>
</td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">interest-earning assets</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.78</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78,335</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,246</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,198</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,255</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">112,034</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FHLB stock</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.08</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,348</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,698</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,698</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,744</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total assets</font></div>
</td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">160,034</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" colspan="2" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">102,913</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">206,449</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">171,904</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">89,642</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">730,942</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest-Sensitive Liabilities:</font></div>
</td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest checking</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.07</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,909</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" colspan="2" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">41,817</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">41,817</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">104,543</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Savings accounts</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.10</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,340</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,681</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,681</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">66,702</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Money market accounts</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.12</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45,587</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">91,173</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">91,173</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">227,933</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Certificate accounts</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.67</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">112,892</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,016</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,523</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,792</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">162,253</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FHLB advances</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.85pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FRB borrowings</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.85pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Subordinated debentures</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.59</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,681</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,681</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Obligations under capital lease</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.16</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">85</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">189</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">218</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">702</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,167</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,361</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.85pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total liabilities</font></div>
</td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">192,813</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">186,876</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">174,412</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,494</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,878</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">586,473</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.85pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest sensitivity gap</font></div>
</td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(32,779</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td colspan="2" valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(83,963</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,037</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">163,410</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">65,764</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">144,469</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -5.85pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cumulative interest sensitivity gap</font></div>
</td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(32,779</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(116,742</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(84,705</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78,705</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">144,469</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.85pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Off-Balance Sheet Items:</font></div>
</td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commitments to extend credit</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,112</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" colspan="2" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,112</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unused lines of credit</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">85,113</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" colspan="2" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
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</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
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</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
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<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">85,113</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">69</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 8.&#160;&#160;&#160;Financial Statements and Supplementary Data</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 12pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consolidated Financial Statements for the Years Ended March 31, 2014, 2013 and 2012</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Report of Independent Registered Public Accounting Firm</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="middle" width="75%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">TABLE OF CONTENTS</font></div>
</td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="75%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="75%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Page</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="75%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Report of Independent Registered Public Accounting Firm &#8211; Deloitte &amp; Touche LLP</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">71</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="75%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="75%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consolidated Balance Sheets as of March 31, 2014 and 2013</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">72</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="75%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="75%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consolidated Statements of Operations for the Years Ended March 31, 2014, 2013 and 2012</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">73</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="75%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="75%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consolidated Statements of Comprehensive Income (Loss) for the Years Ended March 31, 2014, 2013 and 2012</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">74</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="75%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="75%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consolidated Statements of Equity for the Years Ended March 31, 2014, 2013 and 2012</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">75</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="75%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="75%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consolidated Statements of Cash Flows for the Years Ended March 31, 2014, 2013 and 2012</font></div>
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<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">76</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="75%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="75%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Notes to Consolidated Financial Statements</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">77</font></div>
</td>
</tr><tr>
<td valign="bottom" width="75%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="75%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
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<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">70</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">To the Board of Directors and Shareholders of</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Riverview Bancorp, Inc.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Vancouver, Washington</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">We have audited the accompanying consolidated balance sheets of Riverview Bancorp, Inc. and subsidiary (the "Company") as of March 31, 2014 and 2013, and the related consolidated statements of operations, comprehensive income (loss), equity, and cash flows for each of the three years in the period ended March 31, 2014.<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on these financial statements based on our audits.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In our opinion, such consolidated financial statements present fairly, in all material respects, the financial position of Riverview Bancorp, Inc. and subsidiary as of March 31, 2014 and 2013, and the results of their operations and their cash flows for each of the three years in the period ended March 31, 2014, in conformity with accounting principles generally accepted in the United States of America.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">/s/Deloitte &amp; Touche LLP</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Portland, Oregon</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">June 13, 2014</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">71</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONSOLIDATED BALANCE SHEETS</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">MARCH 31, 2014 AND 2013</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;(In thousands, except share and per share data)</font></div>
</td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td nowrap valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">ASSETS</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cash and cash equivalents (including interest-earning accounts of $51,715 and $100,093)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">68,577</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">115,415</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Certificates of deposit held for investment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">36,925</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">44,635</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loans held for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,024</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">831</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment securities available for sale, at fair value</font></div>

<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(amortized cost of $23,866 and $7,766)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,216</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed securities held to maturity, at amortized</font></div>

<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">cost (fair value of $104 and $129)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">125</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed securities available for sale, at fair value</font></div>

<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(amortized cost of $79,083 and $416)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78,575</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">431</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loans receivable (net of allowance for loan losses of $12,551 and $15,643)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">520,937</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">520,369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate owned</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,638</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Prepaid expenses and other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,197</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,063</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,836</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,747</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Federal Home Loan Bank stock, at cost</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,744</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Premises and equipment, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,417</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,693</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Deferred income taxes, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,433</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">522</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage servicing rights, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">388</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Goodwill</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25,572</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25,572</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Core deposit intangible, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">66</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bank owned life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,691</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">TOTAL ASSETS</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">824,521</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">777,003</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">LIABILITIES AND EQUITY</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">LIABILITIES:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Deposit accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">690,066</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">663,806</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accrued expenses and other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,497</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,006</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Advanced payments by borrowers for taxes and insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">467</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,025</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Junior subordinated debentures</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,681</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,681</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Capital lease obligations</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,361</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,440</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">726,072</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">697,958</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">COMMITMENTS AND CONTINGENCIES (See Note 19)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">EQUITY:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Shareholders&#8217; equity</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Serial preferred stock, $.01 par value; 250,000 authorized, issued and outstanding: none</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Common stock, $.01 par value; 50,000,000 authorized</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31, 2014 &#8211; 22,471,890 issued and outstanding</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">225</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">225</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31, 2013 &#8211; 22,471,890 issued and outstanding</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Additional paid-in capital</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">65,195</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">65,551</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Retained earnings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">33,592</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,169</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unearned shares issued to employee stock ownership trust</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(387 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(490 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accumulated other comprehensive loss</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(647 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,013 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total shareholders&#8217; equity</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">97,978</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78,442</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Noncontrolling interest</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">471</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">603</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">98,449</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">79,045</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -36pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">TOTAL LIABILITIES AND EQUITY</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">824,521</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">777,003</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-SIZE: 10pt">&#160;&#160;See notes to consolidated financial statements</font>.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -7.2pt" align="left">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">72</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -7.2pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONSOLIDATED STATEMENTS OF OPERATIONS</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">YEARS ENDED MARCH 31, 2014, 2013 AND 2012</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="59%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Dollars in thousands, except share data)</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">INTEREST AND DIVIDEND INCOME:</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest and fees on loans receivable</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25,423</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,041</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">38,894</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest on investment securities &#8211; taxable</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">271</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">276</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">145</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest on investment securities &#8211; non taxable</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">42</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest on mortgage-backed securities</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">424</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">51</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other interest and dividends</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">686</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">574</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">400</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total interest and dividend income</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,804</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,932</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39,532</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">INTEREST EXPENSE:</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest on deposits</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,973</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,667</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,357</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest on borrowings</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">595</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">818</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,508</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total interest expense</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,568</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,485</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,865</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net interest income</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,236</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,447</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">33,667</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Less provision for (recapture of) loan losses</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,700</font></div>
</td>
<td align="right" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 5.75pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">900</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,350</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net interest income after provision for (recapture of) loan losses</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,936</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">28,547</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,317</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">NON-INTEREST INCOME:</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fees and service charges</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,258</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,695</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,996</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Asset management fees</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,630</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,172</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,367</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net gain on sale of loans held for sale</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">667</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,386</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">160</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bank owned life insurance</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">553</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">585</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">601</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">259</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(297</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 5.75pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total non-interest income</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,367</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,873</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,827</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">NON-INTEREST EXPENSE:</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Salaries and employee benefits</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,755</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,325</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,889</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Occupancy and depreciation</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,811</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,970</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,793</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Data processing</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,058</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,420</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,421</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Amortization of core deposit intangible</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">40</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">71</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">82</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Advertising and marketing expense</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">726</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">834</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">998</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FDIC insurance premium</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,487</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,532</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,136</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">State and local taxes</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">462</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">547</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">549</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Telecommunications</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">304</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">384</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">434</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Professional fees</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,290</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,456</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,254</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate owned expenses</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,765</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,781</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,097</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,263</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,438</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,770</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total non-interest expense</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,961</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34,758</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34,423</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">INCOME (LOSS) BEFORE INCOME TAXES</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,342</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,662</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(23,279</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 5.75pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">PROVISION (BENEFIT) FOR INCOME TAXES</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(15,081</font></div>
</td>
<td align="right" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 5.75pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,378</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">NET INCOME (LOSS)</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,423</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,633</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(31,657</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 5.75pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="59%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Earnings (loss) per common share:</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Basic</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.87</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.12</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1.42</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Diluted</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.87</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.12</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1.42</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Weighted average number of shares outstanding:</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Basic</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,367,174</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,342,541</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,317,933</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Diluted</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,369,175</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,342,541</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,317,933</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">See notes to consolidated financial statements.</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">73</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">YEARS ENDED MARCH 31, 2014, 2013 AND 2012</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="62%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Dollars in thousands, except share data)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="62%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="62%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net income (loss)</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,423</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,633</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(31,657</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 5.75pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="bottom" width="62%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="62%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other comprehensive income (loss): <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="62%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unrealized holding gain on securities, net</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">555</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">239</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">372</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="62%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Income tax expense related to securities unrealized holding gain</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(189</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 5.75pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(81</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 5.75pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(126</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 5.75pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="bottom" width="62%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="62%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Noncontrolling interest</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">81</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">59</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">79</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="62%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total comprehensive income (loss)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,870</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 5.75pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,850</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 5.75pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(31,332</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 5.75pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="62%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="62%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="62%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font><font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font>There were no reclassifications out of other comprehensive income (loss) for the years ended</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31, 2014, 2013 and 2012.</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="62%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>

<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">See notes to consolidated financial statements.</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">74</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</font></div>

<div align="left">&#160;</div>

<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONSOLIDATED STATEMENTS OF EQUITY</font></div>

<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">YEARS ENDED MARCH 31, 2014, 2013 AND 2012</font></div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" rowspan="2" valign="bottom" width="23%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(<font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">In thousands, except share data)</font></font></div>
</td>
<td colspan="5" valign="bottom" width="24%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Common Stock</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td rowspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Additional </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Paid-In </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Capital</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td rowspan="2" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Retained</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Earnings</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td rowspan="2" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Unearned</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Shares</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Issued to</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Employee</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Stock Ownership</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Trust</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td rowspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Accumulated</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Other</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Comprehensive</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Loss</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td rowspan="2" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Noncontrolling Interest</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td rowspan="2" valign="bottom" width="4%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td colspan="2" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.5pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Shares</font></div>
</td>
<td valign="top" width="3%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="top" width="3%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Balance April 1, 2011</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22,471,890</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">225</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">65,639</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">43,193</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(696</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(1,417</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">465</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">107,409</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net loss</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(31,657</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(31,657</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Stock option expense</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Earned ESOP shares</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(41</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">103</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">62</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized holding gain on securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">246</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">246</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Noncontrolling interest</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">79</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">79</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Balance March 31, 2012</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22,471,890</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">225</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">65,610</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,536</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(593</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(1,171</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">544</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">76,151</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,633</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,633</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Stock option expense</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Earned ESOP shares</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(61</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">103</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">42</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized holding gain on securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">158</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">158</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Noncontrolling interest</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">59</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">59</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Balance March 31, 2013</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22,471,890</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">225</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">65,551</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,169</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(490</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(1,013</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">603</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">79,045</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="top" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">19,423</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">19,423</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Purchase of subsidiary shares</font></div>

<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">from noncontrolling interest</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(399</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(213</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(612</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Stock option expense</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">78</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">78</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Earned ESOP shares</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(35</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">103</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">68</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized holding gain on securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">366</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">366</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Noncontrolling interest</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">81</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">81</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="23%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Balance March 31, 2014</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22,471,890</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">225</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">65,195</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">33,592</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(387</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(647</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.25pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">471</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="4%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">98,449</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font> </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: -27pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; See notes to consolidated financial statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">75</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

&#160; <br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: -9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160;&#160; RIVERVIEW BANCORP, INC. AND SUBSIDIARY</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: -9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;&#160;&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">CONSOLIDATED STATEMENTS OF CASH FLOWS</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: -9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;&#160;&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">YEARS ENDED MARCH 31, 2014, 2013 AND 2012</font></div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="44%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands)</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="44%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">CASH FLOWS FROM OPERATING ACTIVITIES:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net income (loss)</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,423</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,633</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(31,657</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Adjustments to reconcile net income (loss) to cash provided by operating activities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Depreciation and amortization</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,898</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,877</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,013</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage servicing rights valuation adjustment</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision for (recapture of) loan losses</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,700</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">900</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,350</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision (benefit) for deferred income taxes</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(15,100</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,536</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Noncash expense related to ESOP</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">68</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">42</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">62</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Increase (decrease) in deferred loan origination fees, net of amortization</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">102</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(333</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(76</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Origination of loans held for sale</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(24,413</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(29,121</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(5,916</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Proceeds from sales of loans held for sale</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,718</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,484</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,682</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Stock based compensation</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Writedown of real estate owned</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,056</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,974</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,238</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net loss (gain) on loans held for sale, sale and transfer of real estate owned,</font></div>

<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;sale of investment and mortgage-backed securities and premises and equipment</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(640</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,056</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">400</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Income from bank owned life insurance</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(553</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(585</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(601</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Changes in assets and liabilities:</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Prepaid expenses and other assets</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,963</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(627</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accrued interest receivable</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(89</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">411</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">365</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accrued expenses and other liabilities</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,637</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,189</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">222</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net cash provided by operating activities</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,531</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,002</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,002</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="44%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">CASH FLOWS FROM INVESTING ACTIVITIES:</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loan repayments (originations), net</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,044</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">102,784</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(26,482</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Purchases of loans receivable</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(22,082</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Proceeds from sale of loans held for investment</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,394</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Proceeds from call, maturity, or sale of investment securities available for sale</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,000</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,000</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,000</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Principal repayments on investment securities available for sale</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">847</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">357</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">392</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Purchase of investment securities available for sale</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(19,948</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(5,000</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(5,000</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Principal repayments on mortgage-backed securities available for sale</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,669</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">524</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">789</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Principal repayments on mortgage-backed securities held to maturity</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Principal repayments on investment securities held to maturity</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">493</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Purchase of mortgage-backed securities available for sale</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(81,566</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Purchase of premises and equipment and capitalized software</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(835</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,141</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,578</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Purchase) redemption of certificates of deposit held for investment, net</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,710</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,162</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(26,573</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Proceeds from redemption of Federal Home Loan Bank stock</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">410</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">196</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Capital expenditures on real estate owned</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(72</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(207</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Proceeds from sale of real estate owned and premises and equipment</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,347</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,098</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,275</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net cash provided by (used in) investing activities</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(78,380</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">138,517</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(45,352</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="bottom" width="44%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">CASH FLOWS FROM FINANCING ACTIVITIES:</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net change in deposit accounts</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26,260</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(80,649</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,925</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Purchase of subsidiary shares from noncontrolling interest</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(612</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Proceeds from borrowings</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,000</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,000</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,000</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Repayment of borrowings</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,000</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(9,000</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(5,000</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Principal payments under capital lease obligation</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(79</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(73</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(54</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net increase (decrease) in advance payments by borrowers</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(558</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">225</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 45pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net cash provided by (used in) financing activities</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25,011</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(80,497</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,991</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="44%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(46,838</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">69,022</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(5,359</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">115,415</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46,393</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">51,752</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">CASH AND CASH EQUIVALENTS, END OF YEAR</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">68,577</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">115,415</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46,393</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">SUPPLEMENTAL DISCLOSURES:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cash paid during the year for:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,974</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,689</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,400</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Income taxes</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">830</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">NONCASH INVESTING AND FINANCING ACTIVITIES:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Transfer of loans to real estate owned</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,331</font></div>
</td>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,075</font></div>
</td>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,843</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Transfer of real estate owned to loans</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,946</font></div>
</td>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
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</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<td align="right" valign="bottom" width="6%">
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</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="44%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair value adjustment to securities available for sale</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
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</td>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<td align="right" valign="bottom" width="7%">
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</td>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<td align="right" valign="bottom" width="6%">
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</td>
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</tr><tr bgcolor="#cceeff">
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</td>
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</td>
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</td>
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</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">See notes to consolidated financial statements</font><font style="DISPLAY: inline; FONT-SIZE: 10pt">.</font></font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">76</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. AND SUBSIDIARY</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">NOTES TO CONSOLIDATED FINANCIAL STATEMENTS</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-SIZE: 10pt">YEARS ENDED MARCH 31, 2014, 2013 and 2012</font></font>

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<hr style="COLOR: black" align="left" noshade size="1" width="100%">
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><br>
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<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 30px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">1.&#160;&#160;</font></div>
</td>
<td width="1608">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Principles of Consolidation</font> &#8211; The accompanying consolidated financial statements include the accounts of Riverview Bancorp, Inc.; its wholly-owned subsidiary, Riverview Community Bank (the &#8220;Bank&#8221;); the Bank&#8217;s wholly-owned subsidiary, Riverview Services, Inc.; and the Bank&#8217;s majority owned subsidiary, Riverview Asset Management Corp. (&#8220;RAMCorp&#8221;) (collectively referred to as the &#8220;Company&#8221;). All inter-company transactions and balances have been eliminated in consolidation.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company has also established two subsidiary grantor trusts in connection with the issuance of trust preferred securities (see Note 11). In accordance with accounting standards, the accounts and transactions of the trusts are not included in the accompanying consolidated financial statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Nature of Operations</font> &#8211; The Bank is an eighteen branch community-oriented financial institution operating in rural and suburban communities in southwest Washington State and Multnomah and Marion counties of Oregon. The Bank is engaged primarily in the business of attracting deposits from the general public and using such funds, together with other borrowings, to invest in various commercial business, commercial real estate, multi-family real estate, real estate construction, residential real estate and consumer loans.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Use of Estimates in the Preparation of Financial Statements</font> &#8211; The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (&#8220;generally accepted accounting principles&#8221; or &#8220;GAAP&#8221;), requires management to make estimates and assumptions that affect the reported amounts of certain assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of related revenue and expense during the reporting period. Actual results could differ from those estimates.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Cash and Cash Equivalents</font> &#8211; Cash and cash equivalents include amounts on hand, due from banks and interest-earning deposits in other banks. Cash and cash equivalents have a maturity of 90 days or less at the time of purchase.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">Certificates of Deposit Held for Investment </font>&#8211; Certificates of deposit held for investments include amounts invested with financial institutions for a stated interest rate and maturity date. Early withdraw penalties apply; however, the Company plans to hold these investments to maturity.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Loans Held for Sale</font> &#8211; The Company identifies loans held for sale at the time of origination and such loans are carried at the lower of aggregate cost or net realizable value. Market values are derived from available market quotations for comparable pools of mortgage loans. Adjustments for unrealized losses, if any, are charged to income.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Gains or losses on sales of loans held for sale are recognized at the time of sale and are determined by the difference between the net sales proceeds and the allocated basis of these loans sold. The Company capitalizes mortgage servicing rights (&#8220;MSRs&#8221;) acquired through either the purchase of MSRs, the sale of originated mortgage loans or the securitization of mortgage loans with servicing rights retained. Upon sale of mortgage loans held for sale, the total cost of the loans designated for sale is allocated to mortgage loans with and without MSRs based on their relative fair values. The MSRs are included as a component of gain on sale of loans. The MSRs are amortized in proportion to and over the estimated period of the net servicing income and such amortization is reflected as a component of loan servicing income.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company analyzes investment securities for other than temporary impairment (&#8220;OTTI&#8221;) on a quarterly basis.&#160;&#160;OTTI is separated into a credit and noncredit component. Noncredit component losses are recorded in other comprehensive income (loss) when the Company a) does not intend to sell the security or b) is not more likely than not to have to sell the security prior to the security&#8217;s anticipated recovery. Credit component losses are reported in non-interest income.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Loans</font> &#8211; Loans are stated at the amount of unpaid principal, reduced by deferred loan origination fees and an allowance for loan losses. Interest on loans is accrued daily based on the principal amount outstanding.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Loans are reviewed regularly and it is the Company&#8217;s general policy that a loan is past due when it is 30 days to 89 days delinquent. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. Payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cost recovery method. As a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment of the yield of the related loan.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Allowance for Loan Losses</font> &#8211; The allowance for loan losses is maintained at a level sufficient to provide for probable loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon management&#8217;s ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions, and detailed analysis of individual loans for which full collectibility may not be assured.&#160;&#160;The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components. The specific component relates to loans that are considered impaired. For such loans that are classified as impaired, an allowance is established when the net realizable value of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans and is based on historical loss experience adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management&#8217;s estimate of probable losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The appropriate allowance level is estimated based upon factors and trends identified by management at the time the consolidated financial statements are prepared.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, loans 90 days or more delinquent, loans internally designated as substandard, loans that are on non-accrual status or trouble debt restructures. The majority of the Company&#8217;s impaired loans are considered collateral dependent. When a loan is considered collateral dependent impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent impairment is measured using the present value of expected future cash flows, discounted at the loan&#8217;s original effective interest rate. When the net realizable value of the impaired loan is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan the Company may conclude that it is appropriate </font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">to record a charge-off of the impaired portion of the loan. When a charge-off is recorded the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and does not have an appraisal performed in the last three months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation on an annual basis. The valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In accordance with the Company&#8217;s policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payment in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months will be charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale would result in full repayment of the outstanding loan balance. Once any of these or other repayment potentials are considered exhausted the impaired portion of the loan is charged-off, unless an updated valuation of the collateral reveals no impairment. Regardless of whether a loan is unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is promptly charged off.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A provision for loan losses is charged against income and is added to the allowance for loan losses based on regular assessments of the loan portfolio. The allowance for loan losses is allocated to certain loan categories based on the relative risk characteristics, asset classifications and actual loss experience of the loan portfolio. While management has allocated the allowance for loan losses to various loan portfolio segments, the allowance is general in nature and is available for the loan portfolio in its entirety.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Allowance for Unfunded Loan Commitments </font>&#8211; The allowance for unfunded loan commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to these unfunded credit facilities. The determination of the adequacy of the allowance is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is included in other liabilities on the consolidated balance sheets, with changes to the balance charged against non-interest expense.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Real Estate Owned (&#8220;REO&#8221;)</font> &#8211; REO consists of properties acquired through foreclosure. Specific charge-offs are taken based upon detailed analysis of the fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Such collateral is transferred into REO at the fair value less estimated costs of disposal. Subsequently, the Company performs an evaluation of the properties and creates a valuation allowance with an offsetting charge to real estate owned expenses for any declines in value. The amounts the Company will ultimately recover from REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company&#8217;s control or because of changes in the Company&#8217;s strategy for the sale of the property.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Federal Home Loan Bank Stock</font> &#8211; The Bank, as a member of Federal Home Loan Bank of Seattle (&#8220;FHLB&#8221;), is required to maintain an investment in capital stock of the FHLB in an amount equal to the greater of 1% of its outstanding home loans or 5% of advances from the FHLB. The Company views its investment in FHLB stock as a long-term investment. Accordingly, when evaluating for impairment, the value is determined based on the ultimate redemption of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the ultimate redemption is influenced by criteria such as: 1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount and length of time a decline has persisted; 2) impact of legislative and regulatory changes on the FHLB and 3) the liquidity position of the FHLB. The Company evaluated its investment in FHLB stock for OTTI, consistent with its accounting policy. Based on the Company&#8217;s evaluation of the underlying investment, including the long-term nature of the investment, the liquidity position of the FHLB, the actions being taken by the FHLB to address its regulatory situation and the Company&#8217;s intent and ability to hold the investment for a period of time sufficient to be able to redeem its investment at par value, the Company did not recognize an OTTI loss on its FHLB stock. Further, in September 2012, the Federal Housing Finance Agency (&#8220;FHFA&#8221;) upgraded the FHLB&#8217;s capital classification to &#8220;adequately capitalized&#8221; and granted the FHLB authority to repurchase up to $25 million of excess capital stock per quarter at par value, provided they receive a non-objection for each quarter&#8217;s repurchase from the FHFA.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Premises and Equipment</font> &#8211; Premises and equipment are stated at cost less accumulated depreciation. Leasehold improvements are amortized over the term of the lease or the estimated useful life of the improvements, whichever is less. Gains or losses on dispositions are reflected in earnings. Depreciation is generally computed on the straight-line method over the following estimated useful lives: building and improvements &#8211; up to 45 years; furniture and equipment &#8211; three to twenty years; and leasehold improvements &#8211; fifteen to twenty-five years. The cost of maintenance and repairs is charged to expense as incurred. Assets are reviewed for impairment when events indicate their carrying value may not be recoverable.&#160;&#160;If management determines impairment exists the asset is reduced by an offsetting charge to expense.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Mortgage Servicing Rights &#8211;</font> Fees earned for servicing loans for the Federal Home Loan Mortgage Corporation (&#8220;FHLMC&#8221;) are reported as income when the related mortgage loan payments are collected. Loan servicing costs are charged to expense as incurred. MSRs are the rights to service loans. Loan servicing includes collecting payments, remitting funds to investors, insurance companies and tax authorities, collecting delinquent payments, and foreclosing on properties when necessary.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company records its originated MSRs at fair value in accordance with accounting standards, which requires the Company to allocate the total cost of all mortgage loans sold to the MSRs and the loans (without the MSRs) based on their relative fair values if it is practicable to estimate those fair values. The Company stratifies its MSRs based on the predominant characteristics of the underlying financial assets including the coupon interest rate and the contractual maturity of the mortgage. An estimated fair value of MSRs is determined quarterly using a discounted cash flow model.&#160;&#160;The model estimates the present value of the future net cash flows of the servicing portfolio based on various factors, such as servicing costs, servicing income, expected prepayment speeds, discount rate, loan maturity and interest rate. The effect of changes in market interest rates on estimated rates of loan prepayments represents the predominant risk characteristic underlying the MSRs portfolio. The Company is amortizing the MSRs in proportion to and over the period of estimated net servicing income.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">MSRs are reviewed quarterly for impairment based on their fair value. The fair value of the MSRs, for the purposes of impairment, is measured using a discounted cash flow analysis based on market adjusted discount rates, anticipated prepayment speeds, mortgage loan term and coupon rate. Market sources are used to determine prepayment speeds, ancillary income, servicing cost and pre-tax required yield. Impairment losses are recognized through a valuation allowance for each impaired stratum, with any associated provision recorded as a component of loan servicing income.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Goodwill &#8211;</font> Goodwill is initially recorded when the purchase price paid for an acquisition exceeds the estimated fair value of the net identified tangible and intangible assets acquired. Goodwill is presumed to have an indefinite useful life and is tested, at least annually, for impairment at the reporting unit level. The Company performs an annual review in the third quarter of each year, or more frequently if indicators of potential impairment exist, to determine if the recorded goodwill is impaired. The impairment test is performed in two phases. The first step of the goodwill impairment test compares the fair value of the reporting unit with its carrying amount, including goodwill. If the fair value of the reporting unit exceeds its carrying amount, goodwill is considered not impaired; however, if the carrying amount of the reporting unit exceeds its fair value, a second step must be performed. In the second step the implied fair value of the reporting unit is calculated. The implied fair value of goodwill is then compared to the carrying amount of goodwill on the Company&#8217;s balance sheet. If the carrying amount of the goodwill is greater than the implied fair value of that goodwill, an impairment loss must be recognized in an amount equal to that excess. As of March 31, 2014, the Company had not recognized any impairment loss on the recorded goodwill.</font></div>

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<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">80</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">asset will not be realized. The Company files a consolidated federal income tax return. The Bank provides for income taxes separately and remits to the Company amounts currently due.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Trust Assets</font> &#8211; Assets held by RAMCorp in a fiduciary or agency capacity for trust customers are not included in the consolidated financial statements because such items are not assets of the Company. Assets totaling $359.7 million and $337.5 million were held in trust as of March 31, 2014 and 2013, respectively.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Earnings Per Share </font>&#8211; The Company accounts for earnings per share in accordance with applicable accounting standards, which requires all companies whose capital structure includes dilutive potential common shares to make a dual presentation of basic and diluted earnings per share for all periods presented. Basic earnings per share is computed by dividing income available to common shareholders by the weighted average number of common shares outstanding for the period, excluding restricted stock and unallocated shares owned by the Company&#8217;s Employee Stock Ownership Plan (&#8220;ESOP&#8221;).&#160;&#160;Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and has been computed after giving consideration to the weighted average diluted effect of the Company&#8217;s stock options.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Stock-Based Compensation </font>&#8211; The Company accounts for stock based compensation in accordance with accounting guidance for stock compensation. The guidance requires measurement of the compensation cost for all stock-based awards based on the grant-date fair value and recognition of compensation cost over the service period of stock-based awards. The fair value of stock options is determined using the Black-Scholes valuation model.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Employee Stock Ownership Plan (&#8220;ESOP&#8221;) </font>&#8211; The Company sponsors a leveraged ESOP. As shares are released, compensation expense is recorded equal to the then current market price of the shares and the shares become available for earnings per share calculations. The Company records cash dividends on unallocated shares as a reduction of debt and accrued interest.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Business segments</font> &#8211; The Company operates a single business segment. The financial information that is used by the chief operating decision maker in allocating resources and assessing performance is only provided for one reportable segment for years ended March 31, 2014, 2013 and 2012.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">New Accounting Pronouncements</font><font style="DISPLAY: inline; FONT-WEIGHT: bold"> &#8211;</font> In July 2013, the Financial Accounting Standards Board issued Accounting Standards Update (&#8220;ASU&#8221;) No. 2013-11, &#8220;Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists&#8221;. This ASU requires an entity to present an unrecognized tax benefit, or a portion of an unrecognized tax benefit, as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except to the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. No new recurring disclosures are required. The amendments are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013 and are to be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted. The adoption of ASU No. 2013-11 is not expected to have a material impact on the Company's consolidated financial statements.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In January 2014, the FASB issued ASU 2014-04, &#8220;Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure&#8221;. The ASU clarifies when a creditor would be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that all or a portion of the loan would be derecognized and the real estate property recognized. Under the guidance, a consumer loan collateralized by residential real estate should be reclassified to other real estate owned when (1) the creditor obtains legal title to the residential property or (2) the borrower conveys all interest in the property to the creditor to satisfy the loan by completing a deed in lieu of foreclosure or similar agreement. In addition, an entity is required to disclose the amount of residential real estate meeting the conditions above, and the recorded investment in consumer mortgage loans secured by residential real estate that are in the process of foreclosure. ASU 2014-04 is effective for annual and interim reporting periods within those annual periods, beginning after December 15, 2014. Adoption of the new guidance is not expected to have a significant impact on the Company's consolidated financial statements.</font></div>

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<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">81</font></div>

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<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td valign="top" style="TEXT-ALIGN: left; WIDTH: 30px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2.&#160;&#160;</font></div>
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<td width="1608">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RESTRICTED ASSETS</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Regulations of the Board of Governors of the Federal Reserve System (&#8220;Federal Reserve Board&#8221;) require that the Bank maintain minimum reserve balances either on hand or on deposit with the Federal Reserve Bank of San Francisco (&#8220;FRB&#8221;), based on a percentage of deposits. The amounts of such balances as of March 31, 2014 and 2013 were $765,000 and $652,000, respectively.</font></div>

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<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td valign="top" style="TEXT-ALIGN: left; WIDTH: 31px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3.&#160;&#160;</font></div>
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<td width="1607">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">INVESTMENT SECURITIES</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The amortized cost and approximate fair value of investment securities available for sale consisted of the following (in thousands):</font></div>

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<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amortized </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cost</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gross </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gains</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gross </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Trust preferred</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,919</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Agency securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,947</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(462 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,491</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,866</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(478</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">March 31, 2013</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Trust preferred</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,766</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,528</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Agency securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(22 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,978</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,766</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,550</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,216</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The contractual maturities of investment securities available for sale are as follows (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amortized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cost</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due in one year or less</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due after one year through five years</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,438</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,099</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due after five years through ten years</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,509</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,392</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due after ten years</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,919</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,866</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -18pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The fair value of temporarily impaired securities, the amount of unrealized losses and the length of time these unrealized losses existed are as follows at the dates indicated (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="28%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Less than 12 months</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">12 months or longer</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: -27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Total</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -20.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.05pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.05pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Trust preferred</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Agency securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,985</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(462 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,985</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(462 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,888</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(478</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,888</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(478</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">March 31, 2013</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Trust preferred</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,528</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,528</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Agency securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,978</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(22 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,978</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(22 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,978</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(22</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,528</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,216</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,550</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014, the Company had a single collateralized debt obligation which is secured by trust preferred securities issued by 15 other holding companies. The Company holds the mezzanine tranche of this security. All tranches senior to the mezzanine tranche have been repaid by the issuers. Four of the issuers of trust preferred securities in this pool have defaulted (representing 51% of the remaining collateral, including excess collateral), and two other issuers are currently deferring interest payments (6% of the remaining collateral). The Company has estimated an expected default rate of 44% for its portion of this security. The expected default rate was estimated based primarily on an analysis of the financial condition of the underlying issuers. The Company estimates that a default rate of 68% would trigger additional other than temporary impairment (&#8220;OTTI&#8221;) of this security. The Company utilized a discount rate of 10% to estimate the fair value of this security. There was no excess subordination on this security.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">82</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">During the year ended March 31, 2014, the Company determined that there was no additional OTTI charge on the above collateralized debt obligation. The Company does not intend to sell this security and it is not more likely than not that the Company will be required to sell the security before the anticipated recovery of the remaining amortized cost basis.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">To determine the component of gross OTTI related to credit losses, the Company compared the amortized cost basis of the collateralized debt obligation to the present value of the revised expected cash flows, discounted using the current pre-impairment yield.&#160;&#160;The revised expected cash flow estimates are based primarily on an analysis of default rates, prepayment speeds and third-party analytical reports.&#160;&#160;Significant judgment of management is required in this analysis that includes, but is not limited to, assumptions regarding the ultimate collectibility of principal and interest on the underlying collateral.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The unrealized losses on the above agency securities were primarily attributable to increases in market interest rates subsequent to their purchase by the Company. The Company expects the fair value of the agency securities to recover as the agency securities approach their maturity dates or sooner if market yields for such securities decline. The Company does not believe that the agency securities are other than temporarily impaired because of their credit quality or related to any issuer or industry specific event. Based on management&#8217;s evaluation and intent, the unrealized losses related to the agency securities in this table are considered temporary. The Company realized no gains or losses on sales of investment securities in the years ended March 31, 2014, 2013 or 2012.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Investment securities with an amortized cost of $1.0 million and $1.0 million and a fair value of $975,000 and $996,000 at March 31, 2014 and 2013, respectively, were pledged as collateral for government public funds held by the Bank.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 30px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">4.&#160;&#160; &#160;</font></div>
</td>
<td width="1608">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">MORTGAGE-BACKED SECURITIES</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mortgage-backed securities held to maturity consisted of the following (in thousands):</font></div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -1pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amortized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cost</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.5pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gross </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.5pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.5pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gains</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gross </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed securities <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">104</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">March 31, 2013</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed securities <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">125</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="16" valign="bottom" width="99%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -4.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font> Comprised of&#160;Federal National Mortgage Association (&#8220;FNMA&#8221;) and FHLMC</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The contractual maturities of mortgage-backed securities held to maturity are as follows (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="70%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td colspan="2" valign="top" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amortized</font> </div>

<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cost</font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated</font> </div>

<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="70%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due in one year or less</font></div>
</td>
<td align="right" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="70%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due after one year through five years</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="70%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due after five years through ten years</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">81</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">82</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="70%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due after ten years</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="top" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="70%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">104</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mortgage-backed securities held to maturity with an amortized cost of $36,000 and $53,000 and a fair value of $37,000 and $55,000 at March 31, 2014 and 2013, respectively, were pledged as collateral for governmental public funds.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mortgage-backed securities available for sale consisted of the following (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="27%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td colspan="2" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amortized</font> </div>

<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cost</font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gross </font></div>

<div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</font> </div>

<div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gains</font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gross </font></div>

<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</font> </div>

<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated</font> </div>

<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair</font> </div>

<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate mortgage investment conduits <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,218</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(77</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -6.55pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,150</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed securities <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(2)</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">65,858</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">102</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(547</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">65,413</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other mortgage-backed securities <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(3)</font></font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,007</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(13</font></div>
</td>
<td align="left" valign="middle" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -6.55pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,012</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">79,083</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">129</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(637</font></div>
</td>
<td align="left" valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -6.55pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78,575</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">83</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="27%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">March 31, 2013</font></font></div>
</td>
<td colspan="2" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amortized</font> </div>

<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cost</font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gross </font></div>

<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</font> </div>

<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gains</font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Gross </font></div>

<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</font> </div>

<div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated</font> </div>

<div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair</font> </div>

<div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate mortgage investment conduits</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">230</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">237</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed securities <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(4)</font></font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">186</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">194</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="27%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">416</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">431</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="27%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="13" valign="bottom" width="68%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -4.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font> Comprised of&#160;&#160;FHLMC and FNMA</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" colspan="13" valign="bottom" width="68%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -4.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(2)</font> Comprised of&#160;&#160;FHLMC, FNMA and Ginnie Mae (&#8220;GNMA&#8221;)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" colspan="13" valign="bottom" width="68%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -4.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(3)</font> Comprised of U.S. Small Business Administration (&#8220;SBA&#8221;) and Commercial Real Estate (&#8220;CRE&#8221;)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" colspan="13" valign="bottom" width="68%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -4.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(4)</font> Comprised of&#160;&#160;FHLMC and FNMA</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The contractual maturities of mortgage-backed securities available for sale are as follows (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="42%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td colspan="2" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amortized</font> </div>

<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Cost</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Estimated</font> </div>

<div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="42%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due in one year or less</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="42%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due after one year through five years</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">26</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="42%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due after five years through ten years</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,100</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,145</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="42%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Due after ten years</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">67,953</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="top" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">67,399</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="42%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">79,083</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78,575</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The fair value of temporarily impaired securities, the amount of unrealized losses and the length of time these unrealized losses existed are as follows (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="24%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="5" valign="top" width="17%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Less than 12 months</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="5" valign="top" width="17%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160;12 months or longer</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="5" valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: -27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160;Total</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="24%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.05pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 1.05pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Value</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Losses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="24%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">March 31, 2014</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="24%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="24%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate mortgage investment conduits</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,996</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(77</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,996</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(77</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="24%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage-backed securities <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">49,177</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(547</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">49,177</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(547</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="24%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other mortgage-backed securities <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(2)</font></font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,526</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(13</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,526</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(13</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="24%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">55,699</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(637</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">55,699</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(637</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="24%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="24%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font> Comprised of&#160;&#160;FHLMC and FNMA</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="24%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(2)</font> Comprised of SBA</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">There were no mortgage-backed securities that were temporarily impaired at March 31, 2013.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The unrealized losses on the above mortgage-backed securities were primarily attributable to increases in market interest rates subsequent to their purchase by the Company. The Company expects the fair value of the mortgage-backed securities to recover as the mortgage-backed securities approach their maturity dates or sooner if market yields for such securities decline. The Company does not believe that the mortgage-backed securities are impaired because of their credit quality or related to any issuer or industry specific event. Based on management&#8217;s evaluation and intent, the unrealized losses related to the mortgage-backed securities in this table are considered temporary.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Expected maturities of mortgage-backed securities held to maturity and available for sale will differ from contractual maturities because borrowers may have the right to prepay obligations with or without prepayment penalties.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mortgage-backed securities available for sale with an amortized cost of $1.7 million and $416,000 and a fair value of $1.7 million and $431,000 at March 31, 2014 and 2013, respectively, were pledged as collateral for government public funds held by the Bank.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">84</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 32px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">5.&#160;&#160;</font></div>
</td>
<td width="1606">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">LOANS RECEIVABLE</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Loans receivable at March 31, 2014 and 2013 are reported net of deferred loan fees totaling $2.0 million. Loans receivable, excluding loans held for sale, consisted of the following (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="97%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="29%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2014</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2013</font></td>
</tr><tr>
<td align="left" valign="top" width="29%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial and construction</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="29%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial business</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">71,632</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">71,935</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="29%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other real estate mortgage</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">324,881</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">355,397</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="29%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate construction</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="top" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,482</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="top" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,675</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="29%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total commercial and construction</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">415,995</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">437,007</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="29%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="29%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="29%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate one-to-four family</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">93,007</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">97,140</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="29%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other installment</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,486</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,865</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="29%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total consumer</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">117,493</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">99,005</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="29%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="29%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">533,488</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">536,012</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="29%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="29%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Less:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="29%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Allowance for loan losses</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,551</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,643</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="29%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loans receivable, net</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">520,937</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">520,369</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company originates commercial business, commercial real estate, multi-family real estate, real estate construction, residential real estate and consumer loans. At March 31, 2014 and 2013, the Company had no loans to foreign domiciled businesses or foreign countries, or loans related to highly leveraged transactions. Substantially all of the mortgage loans in the Company&#8217;s portfolio are secured by properties located in Washington and Oregon, and, accordingly, the ultimate collectibility of a substantial portion of the Company&#8217;s loan portfolio is susceptible to changes in the local economic conditions in these markets. The Company considers its loan portfolio to have very little exposure to sub-prime mortgage loans since the Company has not historically engaged in this type of lending. At March 31, 2014, loans carried at $335.4 million were pledged as collateral to the FHLB and FRB for borrowing arrangements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Aggregate loans to officers and directors, all of which are current, consist of the following (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="97%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="35%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="8" valign="top" width="26%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="35%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="35%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Beginning balance</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,609</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,907</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,160</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="35%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Originations</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">226</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="35%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Principal repayments</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(755</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(524</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(254</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="35%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">854</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,609</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,907</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 36pt">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">6.&#160;&#160;</font></div>
</td>
<td>
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">ALLOWANCE FOR LOAN LOSSES</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The allowance for loan losses is maintained at a level sufficient to provide for probable loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon the Company&#8217;s ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions and detailed analysis of individual loans for which full collectability may not be assured. The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components. The specific component relates to loans that are considered impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans based on the Company&#8217;s risk rating system and historical loss experience adjusted for qualitative factors. The Company calculates its historical loss rates using the average of the last four quarterly 24-month periods. The Company calculates and applies its historical loss rates by individual loan types in its portfolio. These historical loss rates are adjusted for qualitative and environmental factors. An unallocated component is maintained to cover uncertainties that the Company believes have resulted in incurred losses that have not yet been allocated to specific elements of the general and specific components of the allowance for loan losses. Such factors include uncertainties in economic conditions and in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">85</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">allocation factors and historical loss experience data that may not precisely correspond to the current portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The appropriate allowance level is estimated based upon factors and trends identified by the Company as of the date of the filing of the financial statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management&#8217;s evaluation of the allowance for loan losses is based on ongoing, quarterly assessments of the known and inherent risks in the loan portfolio. Loss factors are based on the Company&#8217;s historical loss experience with additional consideration and adjustments made for changes in economic conditions, changes in the amount and composition of the loan portfolio, delinquency rates, changes in collateral values, seasoning of the loan portfolio, duration of current business cycle, a detailed analysis of impaired loans and other factors as deemed appropriate. These factors are evaluated on a quarterly basis. Loss rates used by the Company are affected as changes in these factors increase or decrease from quarter to quarter. The Company also considers bank regulatory examination results and findings of credit examiners in its quarterly evaluation of the allowance for loan losses.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following tables present a reconciliation of the allowance for loan losses at the dates indicated (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -20.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160;&#160; March 31, 2014</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Business</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Commercial </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Real Estate</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Land</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Multi-Family</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Real Estate Construction</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Consumer</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unallocated</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Beginning balance</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,128</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,979</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,019</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">541</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">221</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,949</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,806</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,643</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision for (recapture of) loan losses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">95</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(417</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,439</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(338</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">173</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(258</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(516</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,700</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Charge-offs</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(340</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(316</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(90</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(11</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(349</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,106</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recoveries</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">526</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">850</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">311</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="top" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,714</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,409</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,269</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">340</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">203</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">387</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,653</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,290</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,551</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -20.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160;&#160; March 31, 2013</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Beginning balance</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,688</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,599</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,906</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,121</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">412</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,274</font></div>
</td>
<td colspan="2" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,921</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,921</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision for (recapture of) loan losses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">928</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,865</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,149</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(197</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(278</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">846</font></div>
</td>
<td colspan="2" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(115</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">900</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Charge-offs</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,606</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,494</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,753</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(622</font></div>
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<td align="left" valign="bottom" width="1%">
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<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(141</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,310</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
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<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(6,926</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recoveries</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">118</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,015</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">239</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">228</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">139</font></div>
</td>
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<td align="right" valign="top" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,748</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,128</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,979</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,019</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">541</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">221</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" colspan="2" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,949</font></div>
</td>
<td colspan="2" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,806</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,643</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -20.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160;&#160; March 31, 2012</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<td valign="top" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Beginning balance</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,822</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,744</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,003</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,172</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">820</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,339</font></div>
</td>
<td colspan="2" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,068</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,968</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision for (recapture of) loan losses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,638</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,681</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,692</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,126</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,690</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,670</font></div>
</td>
<td colspan="2" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(147</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,350</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Charge-offs</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,801</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,826</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(10,892</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,177</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,101</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,750</font></div>
</td>
<td align="left" colspan="2" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(24,547</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recoveries</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">103</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" colspan="2" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15</font></div>
</td>
<td colspan="2" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="top" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">150</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,688</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,599</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,906</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,121</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">412</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" colspan="2" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,274</font></div>
</td>
<td colspan="2" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,921</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,921</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following tables present an analysis of loans receivable and allowance for loan losses, which were evaluated individually and collectively for impairment at the dates indicated (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="97%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="17%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="8" valign="bottom" width="29%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance for loan losses</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="8" valign="bottom" width="30%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded investment in loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Individually </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Evaluated for Impairment</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Collectively Evaluated for Impairment</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Individually </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Evaluated for Impairment</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Collectively </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Evaluated for Impairment</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="17%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 4.3pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,409</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,409</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">947</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">70,685</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">71,632</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial real estate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">137</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,132</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,269</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,122</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">269,386</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">287,508</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Land</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">340</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">340</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">858</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,387</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,245</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">203</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">203</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,014</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,114</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,128</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate construction</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">387</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">387</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,482</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,482</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">142</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,511</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,653</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,009</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">113,484</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">117,493</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unallocated</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,290</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,290</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 4.3pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">279</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,272</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,551</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">25,950</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">507,538</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">533,488</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">86</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="97%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="17%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="8" valign="bottom" width="29%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 4.3pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allowance for loan losses</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="8" valign="bottom" width="30%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded investment in loans</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2013</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Individually </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Evaluated for Impairment</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Collectively Evaluated for Impairment</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Individually </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Evaluated for Impairment</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Collectively </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Evaluated for Impairment</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="17%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 4.3pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,128</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,128</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">679</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">71,256</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">71,935</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial real estate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">536</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,443</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,979</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,466</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">278,225</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">297,691</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Land</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,019</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,019</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,469</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,935</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,404</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">541</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">541</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,846</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30,456</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34,302</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate construction</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">221</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">221</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">175</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,500</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,675</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">183</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,766</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,949</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,933</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">94,072</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">99,005</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unallocated</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,806</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,806</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 4.3pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">719</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,924</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,643</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,568</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">503,444</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">536,012</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Changes in the allowance for unfunded loan commitments were as follows (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="97%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="37%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="8" valign="top" width="26%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="37%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Beginning balance</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">229</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">217</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">166</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="37%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net change in allowance for unfunded loan commitments</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">65</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">51</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="37%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">294</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">229</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">217</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following tables present an analysis of past due loans at the dates indicated (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="center">
<div align="center">
<table cellpadding="0" cellspacing="0" width="97%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -20.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160;&#160; March 31, 2014</font></font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">30-89 Days </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Past Due</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Greater </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Than 90 </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Days (Non-Accrual)</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total Past </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Due</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Current</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Loans </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Receivable</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded Investment &gt; </font></font></div>

<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">90 Days and Accruing</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">452</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">572</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">71,060</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">71,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">188</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,067</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,255</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">279,253</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">287,508</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Land</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,445</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">359</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,014</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,373</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,755</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,128</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160; Real estate construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,482</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,482</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,580</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,729</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,309</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">113,184</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">117,493</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160; Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,247</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,062</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,309</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">517,179</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">533,488</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div>
<div align="center">
<table cellpadding="0" cellspacing="0" width="97%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -20.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160;&#160; March 31, 2013</font></font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">336</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,349</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,685</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">70,250</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">71,935</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,345</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,315</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,660</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">281,031</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">297,691</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Land</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,267</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,267</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20,137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23,404</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,334</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34,302</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160; Real estate construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,675</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,654</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,059</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,713</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">93,292</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">99,005</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160; Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,335</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,133</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30,468</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">505,544</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">536,012</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Interest income foregone on non-accrual loans was $949,000, $1.4 million and $2.3 million for the years ended March 31, 2014, 2013 and 2012, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Credit quality indicators:</font> The Company monitors credit risk in its loan portfolio using a risk rating system for all commercial (non-consumer) loans. The risk rating system is a measure of the credit risk of the borrower based on their historical, current and anticipated financial characteristics. The Company assigns a risk rating to each commercial loan at origination and subsequently updates these ratings, as necessary, so the risk rating continues to reflect the appropriate risk characteristics of the loan. Application of appropriate risk ratings is key to management of the loan portfolio risk. In arriving at the rating, the Company considers the following factors: delinquency, payment history, quality of management, liquidity, leverage, earning trends, alternative funding sources, geographic risk, industry risk, cash flow adequacy, account practices, asset protection and extraordinary risks. Consumer loans, including custom construction loans, are not assigned a risk rating but rather are grouped into homogeneous pools with similar risk characteristics. When a consumer loan is delinquent 90 days it is placed on non-accrual status and assigned a substandard risk rating. Loss factors are assigned to each risk rating and homogeneous pool based on historical loss experience for similar loans. </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">87</font></div>

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<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">This historical loss experience is adjusted for qualitative factors that are likely to cause the estimated credit losses to differ from the Company&#8217;s historical loss experience. The Company uses these loss factors to estimate the general component of its allowance for loan loss.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 45pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Pass</font> &#8211; These loans have risk rating between 1 and 4 and are to borrowers that meet normal credit standards.&#160;&#160;Any deficiencies in satisfactory asset quality, liquidity, debt servicing capacity and coverage are offset by strengths in other areas. The borrower currently has the capacity to perform according to the loan terms. Any concerns about risk factors such as stability of margins, stability of cash flows, liquidity, dependence on a single product/supplier/customer, depth of management, etc., are offset by strength in other areas. Typically, the operating assets of the company and/or real estate will secure these loans.<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font>Management is considered competent. The borrower has the ability to repay the debt in the normal course of business.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 45pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Watch</font> &#8211; These loans have a risk rating of 5 and would typically have many of the attributes of loans in the pass rating. However, there would typically be some reason for additional management oversight, such as recent financial setbacks, deteriorating financial position, industry concerns and failure to perform on other borrowing obligations. Loans with this rating are to be monitored closely in an effort to correct deficiencies.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 45pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Special mention</font> &#8211; These loans have a risk rating of 6 and are rated in accordance with regulatory guidelines. These loans have potential weaknesses that deserve management&#8217;s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the credit position at some future date. These assets pose elevated risk, but their weakness does not yet justify a &#8220;Substandard&#8221; classification.</font></div>

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<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Substandard</font> &#8211; These loans have a risk rating of 7 and are rated in accordance with regulatory guidelines, for which the accrual of interest may or may not be discontinued. By definition under regulatory guidelines, a &#8220;Substandard&#8221; loan has defined weaknesses which make payment default or principal exposure likely, but not yet certain. Such loans are apt to be dependent upon collateral liquidation, a secondary source of repayment, or an event outside of the normal course of business.</font></div>

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<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Doubtful</font> - These loans have a risk rating of 8 and are rated in accordance with regulatory guidelines. Such loans are placed on non-accrual status and may be dependent upon collateral having a value that is difficult to determine or upon some near-term event which lacks certainty.</font></div>

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<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Loss</font> - These loans have a risk rating of 9 and are rated in accordance with regulatory guidelines. Such loans are to be charged-off or charged-down when payment is acknowledged to be uncertain or when the timing or value of payments cannot be determined. &#8220;Loss&#8221; is not intended to imply that the loan or some portion of it will never be paid, nor does it in any way imply that there has been a forgiveness of debt.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following tables present an analysis of credit quality indicators at the dates indicated (dollars in thousands):</font></div>

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<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted-</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average Risk </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Grade</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Classified&#160;</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Loans </font><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(2)</font></font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted-</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Risk Grade</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Classified </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Loans </font><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(2)</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.54</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,419</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.64</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,816</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.87</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,838</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.02</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">37,643</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Land</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.88</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.57</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,306</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.81</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,028</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.68</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,846</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real estate construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.08</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.26</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,729</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,059</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.82</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">33,814</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.96</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">52,845</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total loans risk rated</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">418,503</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">439,587</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="16" valign="bottom" width="99%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1) </font>Consumer loans are primarily evaluated on a homogenous pool level and generally not individually risk rated unless certain factors are met.</font></div>

<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(2) </font><font style="DISPLAY: inline; FONT-SIZE: 10pt">Classified loans consist of substandard, doubtful and loss.</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">88</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Impaired loans:</font> The following tables present an analysis of impaired loans at the dates indicated (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div>
<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="39%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -20.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160;&#160; March 31, 2014</font></font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Recorded </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Investment with </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">No Specific </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Valuation </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Allowance</font></font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Recorded Investment </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">with Specific Valuation </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Allowance</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Total </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Recorded Investment</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Unpaid </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Principal </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Balance</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Related </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Specific </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Valuation </font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Allowance</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">947</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">947</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,067</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17,956</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">166</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">18,122</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">20,601</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Land</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">858</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">858</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">861</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Multi-family</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,014</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,014</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,103</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="39%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160; Real estate construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="39%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,596</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,413</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,009</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,639</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">142</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="39%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160; Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">24,371</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,579</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25,950</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">29,271</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">279</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -20.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;&#160;&#160; March 31, 2013</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">679</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">679</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">944</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,011</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,455</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">19,466</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,291</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">536</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Land</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,469</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,469</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,359</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Multi-family</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,846</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,846</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,802</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="39%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160; Real estate construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">811</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="39%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,090</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,843</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,933</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,799</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">183</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="39%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160; Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">23,270</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,298</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">32,568</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">38,006</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="28%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Year ended</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Year ended</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Year ended</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Recorded </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Investment</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Interest </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Recognized </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">on Impaired </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Recorded </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Investment</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Interest </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Recognized </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">on Impaired </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Recorded </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Investment</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Interest </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Recognized </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">on Impaired </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Loans</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial business</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,150</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">43</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,986</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">98</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,400</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">316</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">19,451</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">472</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">20,705</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">388</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17,102</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">919</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Land</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,854</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,818</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">78</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,339</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">321</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Multi-family</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,758</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,822</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">127</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,254</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">402</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Real estate construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">69</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,365</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,700</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">159</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Consumer</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,679</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">47</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,961</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">105</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,584</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">75</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28,961</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">583</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">46,657</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">796</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">53,379</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,192</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Trouble debt restructurings (&#8220;TDR&#8221;) are loans where the Company, for economic or legal reasons related to the borrower's financial condition, has granted a concession to the borrower that it would otherwise not consider. A TDR typically involves a modification of terms such as a reduction of the stated interest rate or face amount of the loan, a reduction of accrued interest, or an extension of the maturity date(s) at a stated interest rate lower than the current market rate for a new loan with similar risk.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">TDRs are considered impaired loans and as such, when a loan is deemed to be impaired, the amount of the impairment is measured using discounted cash flows using the original note rate, except when the loan is collateral dependent.&#160;&#160;In these cases, the estimated fair value of the collateral, less selling costs (when applicable) is used. Impairment is recognized as a specific component within the allowance for loan losses if the value of the impaired loan is less than the recorded investment in the loan. When the amount of the impairment represents a confirmed loss, it is charged off against the allowance for loan losses.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">89</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table presents new TDRs for the twelve months ended March 31, 2014 and 2013 (dollars in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="8" valign="bottom" width="28%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="8" valign="bottom" width="30%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2013</font></div>
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</tr><tr>
<td align="left" valign="bottom" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars in Thousands)</font></div>
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<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number of Contracts</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Pre-</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Modification Outstanding </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Post-</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Modification Outstanding </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number of </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Contracts</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Pre-</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Modification Outstanding </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Post-</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Modification </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Outstanding </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Recorded </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Investment</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial business</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">504</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">465</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">449</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">408</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial real estate <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,295</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,210</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,022</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,603</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Land <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,193</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">918</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Multi-family <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,562</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,014</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,277</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,967</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">573</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">561</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,971</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,671</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="15%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,934</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,250</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,912</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,567</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="18" valign="bottom" width="74%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)&#160;&#160;&#160;&#160;&#160;</font><font style="DISPLAY: inline; FONT-SIZE: 10pt">Included within these amounts at March 31, 2013, is a $5.0 million real estate construction loan restructured into one $3.3 million multi-family, one $875,000 commercial real estate and one $800,000 land loan based upon collateral securing the restructured loans.</font></font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">There were no TDRs that were recorded in the twelve months prior to March 31, 2014 that subsequently defaulted in the twelve months ended March 31, 2014. There was one TDR loan secured by a one-to-four family home that was recorded in the twelve months prior to March 31, 2013 that defaulted in the twelve months ended March 31, 2013. The loan had a pre-modification outstanding recorded investment of $442,000 and the amount of the defaulted loan totaled $441,000.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 32px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">7.&#160;&#160;</font></div>
</td>
<td width="1606">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PREMISES AND EQUIPMENT</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Premises and equipment consisted of the following (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="70%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="6" valign="top" width="29%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160;&#160;March 31,</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="70%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="70%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="70%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Land</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,177</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,177</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="top" width="70%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Buildings and improvements</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,925</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,921</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="70%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Leasehold improvements</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,429</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,426</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="top" width="70%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Furniture and equipment</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,533</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,732</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="70%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Buildings under capitalized leases</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,715</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,715</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="top" width="70%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction in progress</font></div>
</td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">720</font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">720</font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="70%">
<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">33,499</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">33,691</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="top" width="70%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Less accumulated depreciation and amortization</font></div>
</td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(17,082</font></div>
</td>
<td align="left" valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(15,998</font></div>
</td>
<td align="left" valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="70%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Premises and equipment, net</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,417</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,693</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Depreciation expense was $1.4 million, $1.5 million and $1.5 million for the years ended March 31, 2014, 2013 and 2012, respectively. The Company is obligated under various noncancellable lease agreements for land and buildings that require future minimum rental payments, exclusive of taxes and other charges.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">During fiscal year 2006, the Company entered into a capital lease for the shell of the building constructed as the Company&#8217;s operations center. The lease period is for twelve years with two six-year lease renewal options. For the years ended March 31, 2014, 2013 and 2012, the Company recorded $113,000 in amortization expense. At March 31, 2014 and 2013, accumulated amortization for the capital lease totaled $939,000 and $827,000, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In March 2010, the Company sold two of its branch locations. The Company maintains a substantial continuing involvement in the locations through various non-cancellable operating leases that contain certain renewal options. The resulting gain on sale of $2.1 million was deferred and is being amortized over the life of the respective leases. At March 31, 2014, the deferred gain was $1.5 million and is included in accrued expenses and other liabilities in the accompanying Consolidated Balance Sheets.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">90</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following is a schedule of future minimum lease payments under capital leases together with the present value of net minimum lease payments and the future minimum rental payments required under operating leases that have initial or noncancellable lease terms in excess of one year as of March 31, 2014 (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ending March 31:</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Operating </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Lease</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Capital </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Lease</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2015</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,783</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">251</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2016</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,595</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">251</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2017</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,569</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">251</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2018</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,441</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">251</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2019</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,054</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">251</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Thereafter</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,295</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,679</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total minimum lease payments</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,737</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,934</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Less amount representing interest</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,573 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Present value of net minimum lease payments</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,361</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Rent expense was $1.8 million for the years ended March 31, 2014, 2013 and 2012, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 32px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">8.&#160;&#160;</font></div>
</td>
<td width="1606">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">REAL ESTATE OWNED</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table is a summary of the activity in REO for the periods indicated (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div>
<div align="center">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="10" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance at beginning of year, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,638</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,731</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,590</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Additions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,564</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,207</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,050</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Dispositions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(12,443 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(12,326 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(11,671 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Writedowns</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,056 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(4,974 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(4,238 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance at end of year, net</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,703</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,638</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,731</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">REO expenses for the year ended March 31, 2014 consisted of write-downs on existing REO properties of $2.1 million and operating expenses of $709,000. Net losses on dispositions of REO totaled $245,000 for the year ended March 31, 2014, and were included in other non-interest income in the accompanying Consolidated Statements of Operations.&#160;&#160;REO expenses for the year ended March 31, 2013 consisted of write-downs on existing REO properties of $5.0 million, operating expenses of $807,000 and net losses on dispositions of REO totaled $384,000. REO expenses for the year ended March 31, 2012 consisted of write-downs on existing REO properties of $4.2 million, operating expenses of $859,000 and net losses on dispositions of REO of $556,000.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 30px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">9.&#160;&#160;</font></div>
</td>
<td width="1608">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">GOODWILL</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">
<div>&#160;</div>
</div>

<div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Goodwill and intangibles generally arise from business combinations accounted for under the purchase method.&#160;&#160;Goodwill and other intangibles deemed to have indefinite lives generated from purchase business combinations are not subject to amortization and are instead tested for impairment not less than annually. The Company has one reporting unit, the Bank, for purposes of computing goodwill.</font></font></font></div>

<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company performed an impairment assessment as of October 31, 2013 and determined that no impairment of goodwill asset exists. The goodwill impairment test involves a two-step process. The first step is a comparison of the reporting unit&#8217;s fair value to its carrying value. If the reporting unit&#8217;s fair value is less than its carrying value, the Company would be required to progress to the second step. In the second step the Company calculates the implied fair value of goodwill. The GAAP standards with respect to goodwill require that the Company compare the implied fair value of goodwill to the carrying amount of goodwill on the Company&#8217;s balance sheet.&#160;&#160;If the carrying amount of the goodwill is greater than the implied fair value of that goodwill, an impairment loss must be recognized in an amount equal to that excess. The implied fair value of goodwill is determined in the same manner as goodwill recognized in a business combination. The estimated fair value of the Company is allocated to all of the Company&#8217;s individual assets and liabilities, including any unrecognized identifiable intangible assets, as if the Company had been acquired in a business combination and the estimated fair value of the Company is the price paid to acquire it. The allocation process is performed only for purposes of determining the amount of goodwill impairment, as no assets or liabilities are written up or down, nor are any additional unrecognized identifiable intangible assets recorded as a part of this process. The results of the Company&#8217;s step one test indicated that the reporting unit&#8217;s fair value was less than its carrying value and therefore the Company performed a step two analysis. After the step two analysis was completed, the Company determined the implied fair value of goodwill was greater than the carrying value on the Company&#8217;s balance sheet and </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">91</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">no goodwill impairment existed; however, no assurance can be given that the Company&#8217;s goodwill will not be written down in future periods.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">An interim impairment test was not deemed necessary as of March 31, 2014, due to there not being a significant change in the reporting unit&#8217;s assets and liabilities, the amount that the fair value of the reporting unit exceeded the carrying value as of the most recent valuation, and because the Company determined that, based on an analysis of events that have occurred and circumstances that have changed since the most recent valuation date, the likelihood that a current fair value determination would be less than the current carrying amount of the reporting unit is remote.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 31px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">10.&#160;&#160;</font></div>
</td>
<td width="1607">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">DEPOSIT ACCOUNTS</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Deposit accounts consisted of the following (dollars in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="22%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline">Account Type</font></font></div>
</td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.5pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.5pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="top" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-interest-bearing</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.00</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.85pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">128,635</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.00</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.85pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">112,527</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest checking</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.07</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">104,543</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.11</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">91,754</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Money market</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.12</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">227,933</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.22</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">217,091</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Savings accounts</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.10</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">66,702</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.15</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">54,316</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Certificates of deposit</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.67</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">162,253</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.82</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">188,118</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.22</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.85pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">690,066</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.33</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.85pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">663,806</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="22%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;(1)</font></font><font id="TAB2" style="LETTER-SPACING: 9pt; COLOR: black">&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;The weighted average rate is based on interest rates at the end of the year</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Certificates of deposit in amounts of $100,000 or more totaled $90.2 million and $108.0 million at March 31, 2014 and 2013, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Interest expense by deposit type was as follows (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="center">
<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="10" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest checking</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">102</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">281</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Money market</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">477</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">602</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,049</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Savings accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">87</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">92</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">124</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Certificate of deposit</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,307</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,838</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,973</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,667</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 31px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">11.&#160;&#160;</font></div>
</td>
<td width="1607">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">JUNIOR SUBORDINATED DEBENTURES</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014, the Company had two wholly-owned subsidiary grantor trusts that were established for the purpose of issuing trust preferred securities and common securities. The trust preferred securities accrue and pay distributions periodically at specified annual rates as provided in each trust agreement. The trusts used the net proceeds from each of the offerings to purchase a like amount of junior subordinated debentures (the &#8220;Debentures&#8221;) of the Company. The Debentures are the sole assets of the trusts. The Company&#8217;s obligations under the Debentures and related documents, taken together, constitute a full and unconditional guarantee by the Company of the obligations of the trusts. The trust preferred securities are mandatorily redeemable upon maturity of the Debentures, or upon earlier redemption as provided in the indentures.&#160;&#160;The Company has the right to redeem the Debentures in whole or in part on or after specific dates, at a redemption price specified in the indentures governing the Debentures plus any accrued but unpaid interest to the redemption date. The Company also has the right to defer the payment of interest on each of the Debentures for a period not to exceed 20 consecutive quarters, provided that the deferral period does not extend beyond the stated maturity. During such deferral period, distributions on the corresponding trust preferred securities will also be deferred and the Company may not pay cash dividends to the holders of shares of our common stock. Beginning in the first quarter of fiscal 2011, the Company elected to defer regularly scheduled interest payments on its outstanding $22.7 million aggregate principal amount of the Debentures. The Company continued with the interest deferral through March 31, 2014. As of March 31, 2014, the Company has deferred a total of $3.7 million of interest payments. The accrual for these payments is included in accrued expenses and other liabilities on the Consolidated Balance Sheets and interest expense on the Consolidated Statements of Operations. During the deferral period, the Company is restricted from paying dividends on its common stock.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">92</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Debentures issued by the Company to the grantor trusts, totaling $22.7 million, are reflected in the consolidated balance sheets in the liabilities section, under the caption &#8220;junior subordinated debentures.&#8221;&#160;The common securities issued by the grantor trusts were purchased by the Company, and the Company&#8217;s investment in the common securities of $681,000 at March 31, 2014 and 2013, is included in prepaid expenses and other assets in the consolidated balance sheets. The Company records interest expense on the Debentures in the Consolidated Statements of Operations.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table is a summary of the terms of the current Debentures at March 31, 2014 (dollars in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" colspan="2" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Issuance Trust</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Issuance Date</font></div>
</td>
<td valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.5pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount Outstanding</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.5pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate Type</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.5pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Initial </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.5pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Rate</font></div>
</td>
<td valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.5pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Current Rate</font></div>
</td>
<td valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.5pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Maturing </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.5pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Date</font></div>
</td>
</tr><tr>
<td colspan="2" valign="bottom" width="22%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" colspan="2" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Riverview Bancorp Statutory Trust I</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12/2005</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,217</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Variable <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5.88</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.59</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3/2036</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" colspan="2" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Riverview Bancorp Statutory Trust II</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">06/2007</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,464</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Variable <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(2)</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.03</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.58</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9/2037</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td colspan="2" valign="bottom" width="22%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,681</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td colspan="2" valign="bottom" width="22%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="15" valign="bottom" width="66%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1) </font><font style="DISPLAY: inline; FONT-SIZE: 10pt">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%</font></font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="22%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="15" valign="bottom" width="66%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(2)</font> <font style="DISPLAY: inline; FONT-SIZE: 10pt">The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%</font></font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 32px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">12.&#160;&#160;</font></div>
</td>
<td width="1606">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">INCOME TAXES</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Income tax provision (benefit) for the years ended March 31 consisted of the following (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="19%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Current</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(158</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Deferred</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(15,100</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,536</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="19%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(15,081</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,378</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The tax effect of temporary differences that give rise to significant portions of deferred tax assets and deferred tax liabilities at March 31, 2014 and 2013 are as follows (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="34%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Deferred tax assets:</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Deferred compensation</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">105</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loan loss reserve</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,560</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,635</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accrued expenses</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">203</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">221</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accumulated depreciation</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">736</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">817</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Deferred gain on sale</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">532</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">327</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net operating loss carryforwards</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,191</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,079</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net unrealized loss on securities available for sale</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">332</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">522</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Impairment on investment security</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">150</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">233</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">REO expense</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,681</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,889</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-compete agreement</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">80</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">93</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">465</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">395</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Valuation allowance for deferred tax assets</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(16,181</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total deferred tax asset</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17,035</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,150</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Deferred tax liabilities:</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FHLB stock dividend</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(975</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,035</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Purchase accounting</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(9</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(23</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Prepaid expense</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(161</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(175</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loan fees/costs</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(454</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(395</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total deferred tax liability</font></div>
</td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,602</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,628</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="34%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Deferred tax asset, net</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,433</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">522</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">93</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A reconciliation of the Company&#8217;s effective income tax rate with the federal statutory tax rate for the years ended March 31 is as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div>
<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Statutory federal income tax rate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34.0 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34.0 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">34.0 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">State and local income tax rate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">ESOP market value adjustment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(0.3 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest income on municipal securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(0.2 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bank owned life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(4.4 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(7.6 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Valuation adjustment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(365.9 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(23.9 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(72.5 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other, net</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(5.9 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3.9 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(0.1 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Effective federal income tax rate</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(341.0 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.1 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(36.0 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)%</font></td>
</tr></table>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">There were no sales of securities for the years ended March 31, 2014, 2013 and 2012. The tax effects of certain tax benefits related to stock options are recorded directly to shareholders&#8217; equity.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Bank&#8217;s retained earnings at March 31, 2014 and 2013 included base year bad debt reserves, which amounted to $2.2 million, for which no federal income tax liability has been recognized. The amount of unrecognized deferred tax liability at March 31, 2014 and 2013 was $781,000. This represents the balance of bad debt reserves created for tax purposes as of December 31, 1987. These amounts are subject to recapture in the unlikely event that the Company&#8217;s banking subsidiaries (1) make distributions in excess of current and accumulated earnings and profits, as calculated for federal tax purposes, (2) redeem their stock, or (3) liquidate.&#160;&#160;Management does not expect this temporary difference to reverse in the foreseeable future. At March 31, 2014, the Company had a deferred tax asset of $7.8 million and $346,000 for federal and state net operating loss carryforwards, respectively, which will expire in 2032 and 2034.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At March 31, 2014 and 2013, the Company had no unrecognized tax benefits or uncertain tax positions. In addition, the Company had no accrued interest or penalties as of March 31, 2014 or 2013. It is the Company&#8217;s policy to recognize potential accrued interest and penalties as a component of income tax expense. The Company is subject to U.S. federal income tax and income tax of the State of Oregon. The years 2010 to 2013 remain open to examination for federal income taxes, and years 2009 to 2013 remain open to State examination.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company reversed its deferred tax asset valuation allowance as of March 31, 2014 due to management&#8217;s determination that it was &#8220;more likely than not&#8221; that the Company&#8217;s deferred tax assets would be realized. &#8220;More likely than not&#8221; is defined as greater than 50% probability of occurrence. A determination as to the ultimate realization of the deferred tax assets is dependent upon management&#8217;s judgment and evaluation of both positive and negative evidence, forecasts of future taxable income, applicable tax planning strategies, and an assessment of current and future economic and business conditions. The determination resulted from consideration of both the positive and negative evidence available that can be objectively verified. Considering the guidance in paragraphs 21-23 of Accounting Standards Codification 740-10-30, forming a conclusion that a valuation allowance is not needed is difficult when there is negative evidence such as cumulative losses in recent years. At March 31, 2014, the Company was in a cumulative loss position over a three year period which is considered a significant piece of negative evidence that is difficult to overcome. Accordingly, in its determination of deferred tax asset, the Company analyzed and evaluated the nature and timing of relevant facts and circumstances with respect to its cumulative loss.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management considered the fact that the Company was in a cumulative profit position over a two year period, with seven consecutive profitable quarters as part of its evaluation of the Company&#8217;s three year cumulative loss. Management also evaluated the unique and non-recurring loss evidence as an important consideration in its determination. While this loss occurred, the nature and timing of the components of the loss can be assessed as to whether these losses represent a continuing condition. Management determined that the steps taken to strengthen its credit risk management process have addressed the conditions that existed when the loans were created and the losses were incurred. The outcome of this evaluation is an important factor in management&#8217;s determination that positive evidence overcomes the existence of the cumulative loss in the recent past.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><br>
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Positive considerations also evaluated by management include the reduction of the inherent risk in the loan portfolio as indicated by the reduction of classified loans and associated credit costs, significant reductions in REO properties which contributes to lower REO holding costs, the Company&#8217;s profitable operating performance during the past two years, termination of regulatory agreements and orders, utilization of excess low yielding cash balances to purchase higher yielding investment securities and increase loans receivable balances, as well as the sustained improvement in the economic conditions at a national and local level.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">94</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As management determined that positive evidence outweighed the negative, financial forecasts and projections were also developed to assess the Company&#8217;s capacity to realize the deferred tax assets. As a result of this analysis management concluded it was more likely than not that forecasted earnings performance would allow for the realization of the deferred tax assets in a timely manner.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As of March 31, 2013, management determined that a deferred tax asset valuation allowance of $16.2 million was necessary, reducing its deferred tax assets to $522,000 which represented the amount related to the Company&#8217;s unrealized losses on its available for sale debt securities.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 32px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">13.&#160;&#160;</font></div>
</td>
<td width="1606">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">EMPLOYEE BENEFIT PLANS</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">Retirement Plan</font> - The Riverview Bancorp, Inc. Employees&#8217; Savings and Profit Sharing Plan (the &#8220;Plan&#8221;) is a defined contribution profit-sharing plan incorporating the provisions of Section 401(k) of the Internal Revenue Code. Company expenses related to the Plan for the years ended March 31, 2014, 2013 and 2012 were $195,000 $192,000 and $401,000, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">Directors Deferred Compensation Plan</font> - Directors may elect to defer their monthly directors&#8217; fees until retirement with no income tax payable by the director until retirement benefits are received. Chairman, President, Executive and Senior Vice Presidents of the Company may also defer salary into this plan. This alternative is made available to them through a nonqualified deferred compensation plan. The Company accrues annual interest on the unfunded liability under the Directors Deferred Compensation Plan based upon a formula relating to gross revenues, which amounted to 3.18%, 4.15% and 4.51% for the years ended March 31, 2014, 2013 and 2012, respectively. The estimated liability under the plan is accrued as earned by the participant. At March 31, 2014 and 2013, the Company&#8217;s aggregate liability under the plan was $297,000 and $339,000, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">Stock Option Plans</font> <font style="FONT-STYLE: italic; DISPLAY: inline">-</font> In July 1998, shareholders of the Company approved the adoption of the 1998 Stock Option Plan (&#8220;1998 Plan&#8221;). The 1998 Plan was effective October 1998 and expired in October 2008. Accordingly, no further option awards may be granted under the 1998 Plan; however, any awards granted prior to its expiration remain outstanding subject to their terms. Each option granted under the 1998 Plan has an exercise price equal to the fair market value of the Company&#8217;s common stock on the date of the grant, a maximum term of ten years and a vesting period from zero to five years.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In July 2003, shareholders of the Company approved the adoption of the 2003 Stock Option Plan (&#8220;2003 Plan&#8221;). The 2003 Plan was effective July 2003 and expired in July 2013. Accordingly, no further option awards may be granted under the 2003 Plan; however, any awards granted prior to its expiration remain outstanding subject to their terms. Each option granted under the 2003 Plan has an exercise price equal to the fair market value of the Company&#8217;s common stock on the date of the grant, a maximum term of ten years and a vesting period from zero to five years.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The fair value of each stock option granted is estimated on the date of grant using the Black-Scholes based stock option valuation model. The fair value of all awards is amortized on a straight-line basis over the requisite service periods, which are generally the vesting periods. The expected life of options granted represents the period of time that they are expected to be outstanding. The expected life is determined based on historical experience with similar options, giving consideration to the contractual terms and vesting schedules. Expected volatility was estimated at the date of grant based on the historical volatility of the Company&#8217;s common stock. Expected dividends are based on dividend trends and the market value of the Company&#8217;s common stock at the time of grant. The risk-free interest rate for periods within the contractual life of the options is based on the U.S. Treasury yield curve in effect at the time of the grant. During the year ended March 31, 2014, the Company granted 87,154 stock options. The weighted average fair value of stock options granted during the year ended March 31, 2014 was $1.18. The Company did not grant stock options during the years ended March 31, 2013 and 2012.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">95</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Black-Scholes model uses the assumptions listed in the following table:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="90%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="50%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Risk Free </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Interest Rate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Expected</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Life (years)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Expected</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Volatility</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Expected</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Dividends</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fiscal 2014</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="3%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.95 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6.25</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">51.87 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.04 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fiscal 2013</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="3%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fiscal 2012</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="3%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As of March 31, 2014, unrecognized compensation cost related to nonvested stock options totaled $27,000. The Company recognized pre-tax compensation expense related to stock options of $78,000, $2,000 and $12,000 for the years ended March 31, 2014, 2013 and 2012, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table presents the activity related to options under all plans for the years indicated.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="28%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="22" valign="bottom" width="70%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="28%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number of </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Price</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number of </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Price</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number of </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Price</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance, beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">407,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.05</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">440,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8.87</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">468,700</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="28%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Grants</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">87,154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2.78</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Forfeited</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,000 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.97</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(28,200 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11.17</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Expired</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(20,000 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8.98</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(30,000 </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="28%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance, end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">474,654</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.91</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">407,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.05</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">440,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8.87</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Additional information regarding options outstanding as of March 31, 2014 is as follows:</font></div>

<div style="TEXT-INDENT: 108pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">`</font></div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="17%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="4" valign="bottom" width="28%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Options Outstanding</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="4" valign="bottom" width="29%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Options Exercisable</font></div>
</td>
</tr><tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted Avg</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Weighted</font></div>
</td>
</tr><tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Remaining</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Average</font></div>
</td>
</tr><tr>
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;&#160;&#160; Range of</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Contractual</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="14%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Number</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise</font></div>
</td>
</tr><tr>
<td valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercise Price</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Life (years)</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Outstanding</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Price</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exercisable</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Price</font></div>
</td>
</tr><tr>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="17%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 1.95pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$1.97 - $6.17</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 23.1pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; 6.71</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="14%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">258,154</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.70</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">169,400</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.19</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 1.95pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$7.49 - $9.51</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 23.1pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; 4.22</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="14%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,500</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8.12</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,500</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8.12</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 1.95pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$10.10 - $10.83</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 23.1pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; 2.65</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="14%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,000</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.37</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,000</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.37</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 1.95pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$12.98 - $14.52</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 23.1pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; 2.05</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">205,000</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13.09</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">205,000</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13.09</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 23.1pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160; 4.61</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="14%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">474,654</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.91</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">385,900</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="3%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.09</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table presents information on stock options outstanding for the periods shown, less estimated forfeitures.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2013</font></div>
</td>
</tr><tr>
<td valign="bottom" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Stock options fully vested and expected to vest:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">469,896</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">407,100</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="39%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Weighted average exercise price</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.96</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.06</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Aggregate intrinsic value <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">71,000</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,000</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="39%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Weighted average contractual term of options (years)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.57</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.34</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="39%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Stock options fully vested and currently exercisable:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="39%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">385,900</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">404,300</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="39%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Weighted average exercise price</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.09</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.11</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="39%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Aggregate intrinsic value <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,000</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,000</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="39%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Weighted average contractual term of options (years)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.54</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.32</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" colspan="8" valign="bottom" width="61%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">&#160;</font><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font><font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font><font style="DISPLAY: inline; FONT-SIZE: 10pt"> The aggregate intrinsic value of a stock options in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised.&#160;&#160;This amount changes based on changes in the market value of the Company&#8217;s stock.</font></font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">There were no stock options exercised for the years ended March 31, 2014, 2013 and 2012, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">96</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 33px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">14.&#160;&#160;</font></div>
</td>
<td width="1605">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">EMPLOYEE STOCK OWNERSHIP PLAN</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company sponsors an ESOP that covers all employees with at least one year and 1,000 hours of service who are over the age of 21. Shares are released and allocated to participant accounts on December 31 of each year until 2017. ESOP compensation expense included in salaries and employee benefits was $68,000, $42,000 and $62,000 for the years ended March 31, 2014, 2013 and 2012, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">ESOP share activity is summarized in the following table:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="22%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fair Value of Unreleased</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Unreleased</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">ESOP</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Allocated</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">and Released</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Shares</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total</font></div>
</td>
</tr><tr>
<td valign="bottom" width="22%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance, March 31, 2011</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">524,000</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">172,431</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">790,153</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">962,584</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Allocation December 31, 2011</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(24,633</font></div>
</td>
<td align="left" valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,633</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance, March 31, 2012</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">334,000</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">147,798</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">814,786</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">962,584</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Allocation December 31, 2012</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(24,633</font></div>
</td>
<td align="left" valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,633</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance, March 31, 2013</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">325,000</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">123,165</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">839,419</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">962,584</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Allocation December 31, 2013</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(24,633</font></div>
</td>
<td align="left" valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,633</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="22%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 7.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Balance, March 31, 2014</font></div>
</td>
<td align="right" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">338,000</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">98,532</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">864,052</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">962,584</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 31px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">15.&#160;&#160;</font></div>
</td>
<td width="1607">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SHAREHOLDERS&#8217; EQUITY AND REGULATORY CAPITAL REQUIREMENTS</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s articles of incorporation authorize 250,000 shares of serial preferred stock. No preferred shares were issued or outstanding at March 31, 2014 or 2013.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Bank is subject to various regulatory capital requirements administered by the Office of the Comptroller of the Currency (&#8220;OCC&#8221;)<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman">.</font><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">&#160;</font>Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on<font style="FONT-STYLE: italic; DISPLAY: inline">&#160;</font>the Bank&#8217;s<font style="FONT-STYLE: italic; DISPLAY: inline">&#160;</font>financial statements<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">. </font>Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank&#8217;s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank&#8217;s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios of total and tier I capital to risk-weighted assets, core capital to total assets and tangible capital to tangible assets (set forth in the table below).<font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">&#160;</font>Management believes the Bank met all capital adequacy requirements to which it was subject to as of March 31, 2014.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As of March 31, 2014, the most recent notification from the OCC categorized the Bank as &#8220;well capitalized&#8221; under the regulatory framework for prompt corrective action<font style="FONT-STYLE: italic; DISPLAY: inline">. </font>To be categorized as &#8220;well capitalized,&#8221; the Bank must maintain minimum total capital and tier I capital to risk weighted assets, core capital to total assets and tangible capital to tangible assets (set forth in the table below)<font style="FONT-STYLE: italic; DISPLAY: inline">.</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Bank&#8217;s actual and required minimum capital amounts and ratios are as follows (dollars in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="26%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 2.7pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Actual</font></div>
</td>
<td colspan="2" valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">For Capital </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Adequacy Purposes</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#8220;Well Capitalized&#8221; </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Under Prompt </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Corrective Action</font></div>
</td>
<td valign="bottom" width="3%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="26%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="26%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total Capital:</font></div>
</td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="26%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(To Risk-Weighted Assets)</font></div>
</td>
<td align="right" valign="bottom" width="1%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">90,733</font></div>
</td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16.66</font></div>
</td>
<td align="left" valign="bottom" width="1%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="right" colspan="2" valign="bottom" width="3%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">43,572</font></div>
</td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8.0</font></div>
</td>
<td align="left" valign="bottom" width="1%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="right" valign="bottom" width="3%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">65,359</font></div>
</td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12.0</font></div>
</td>
<td align="left" valign="bottom" width="3%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">% <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Tier 1 Capital:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(To Risk-Weighted Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">83,850</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15.40</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,786</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.0</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,679</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6.0</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="26%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Tier 1 Capital (Leverage):</font></div>
</td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="26%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.15pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(To Adjusted Tangible Assets)</font></div>
</td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">83,850</font></div>
</td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.71</font></div>
</td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,320</font></div>
</td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.0</font></div>
</td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">70,469</font></div>
</td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.0</font></div>
</td>
<td align="left" valign="bottom" width="3%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">&#160;(1)</font></font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Tangible Capital:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(To Tangible Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">83,850</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.71</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,745</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.5</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">N/A</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">N/A</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">97</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="26%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 2.7pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Actual</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">For Capital </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Adequacy Purposes</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#8220;Well Capitalized&#8221; </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Under Prompt </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Corrective Action</font></div>
</td>
<td valign="bottom" width="3%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="26%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Amount</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Ratio</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2013</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="26%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total Capital:</font></div>
</td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="26%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(To Risk-Weighted Assets)</font></div>
</td>
<td align="right" valign="bottom" width="1%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">81,227</font></div>
</td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15.29</font></div>
</td>
<td align="left" valign="bottom" width="1%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="right" valign="bottom" width="3%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">42,493</font></div>
</td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8.0</font></div>
</td>
<td align="left" valign="bottom" width="1%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">%</font></div>
</td>
<td align="right" valign="bottom" width="3%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">63,740</font></div>
</td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12.0</font></div>
</td>
<td align="left" valign="bottom" width="3%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">% <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Tier 1 Capital:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(To Risk-Weighted Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">74,473</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14.02</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,247</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.0</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,870</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6.0</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="26%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Tier 1 Capital (Leverage):</font></div>
</td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="26%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.15pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(To Adjusted Tangible Assets)</font></div>
</td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">74,473</font></div>
</td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.99</font></div>
</td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">29,823</font></div>
</td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.0</font></div>
</td>
<td valign="bottom" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">67,102</font></div>
</td>
<td valign="top" width="1%" bgcolor="#cceeff"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.0</font></div>
</td>
<td align="left" valign="bottom" width="3%" bgcolor="#cceeff">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.9pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">&#160;(1)</font></font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Tangible Capital:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 3.6pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(To Tangible Assets)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">74,473</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9.99</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,184</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1.5</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">N/A</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">N/A</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td align="right" style="WIDTH: 36pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font>&#160;&#160;</font></div>
</td>
<td>
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Bank agreed with the OCC to establishing higher minimum capital ratios and must maintain a Tier 1 capital (leverage) ratio of not less than 9.0% and a total risked-based capital ratio of not less than 12.0% in order to be deemed &#8220;well capitalized&#8221;.</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">At periodic intervals, the OCC and the FDIC routinely examine the Bank&#8217;s financial condition and risk management processes as part of their legally prescribed oversight. Based on their examinations, these regulators can direct that the Company&#8217;s Consolidated Financial Statements be adjusted in accordance with their findings. A future examination by the OCC or the FDIC could include a review of certain transactions or other amounts reported in the Company&#8217;s 2014 Consolidated Financial Statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company did not repurchase any shares of common stock for the years ended March 31, 2014, 2013 or 2012.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 32px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">16.&#160;&#160;</font></div>
</td>
<td width="1606">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">EARNINGS PER SHARE</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Basic earnings per share (&#8220;EPS&#8221;) is computed by dividing net income or loss applicable to common stock by the weighted average number of common shares outstanding during the period, without considering any dilutive items. Diluted EPS is computed by dividing net income applicable to common stock by the weighted average number of common shares and common stock equivalents for items that are dilutive, net of shares assumed to be repurchased using the treasury stock method at the average share price for the Company&#8217;s common stock during the period. Common stock equivalents arise from assumed conversion of outstanding stock options. <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">ESOP shares are not considered outstanding for EPS purposes until they are committed to be released. For the years ended March 31, 2014, 2013 and 2012, stock options for 439,000, 419,000 and 454,000 shares, respectively, of common stock were excluded in computing diluted EPS because they were antidilutive.</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="97%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="10" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Year Ended March 31,</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Dollars and share data in thousands, except per share data)</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -5.4pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012 <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Basic EPS computation:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Numerator-net income (loss)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,423</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,633</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(31,657</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -5.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Denominator-weighted average</font></div>

<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: -5.4pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">common shares outstanding</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,367</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,343</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,318</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Basic EPS</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.87</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1.42</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Diluted EPS computation:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Numerator-net income (loss)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,423</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,633</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(31,657</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Denominator-weighted average</font></div>

<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">common shares outstanding</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,367</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,343</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,318</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Effect of dilutive stock options</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Weighted average common shares</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">and common stock equivalents <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,343</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,318</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Diluted EPS</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.87</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1.42</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr></table>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 25px">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td width="1613">
<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1) </font><font style="DISPLAY: inline; FONT-SIZE: 10pt">For the year ended March 31, 2012 the Company recognized a net loss and therefore all outstanding stock options were excluded from the calculation of diluted earnings per share because they were antidilutive.</font></font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">98</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 46px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">17.&#160;&#160;</font></div>
</td>
<td width="1592">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FAIR VALUE MEASUREMENT</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Accounting guidance regarding fair value measurements defines fair value and establishes a framework for measuring fair value in GAAP, and expands disclosures about fair value measurements.&#160;&#160;The following definitions describe the categories used in the tables presented under fair value measurement.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Quoted prices in active markets for identical assets (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets that the Company has the ability to access at the measurement date.&#160;&#160;An active market for the asset is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets, quoted prices for securities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Significant unobservable inputs (Level 3): Inputs that reflect the reporting entity's own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Financial instruments are presented in the tables that follow by recurring or nonrecurring measurement status.&#160;&#160;Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, as a result of an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following tables present assets that are measured at fair value on a recurring basis (in thousands).</font></div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="97%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" colspan="2" valign="bottom" width="9%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="10" valign="bottom" width="35%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Fair value measurements using</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2014</font></font></div>
</td>
<td rowspan="2" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;Fair value</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td rowspan="2" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Quoted prices in </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">active markets for identical assets</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">(Level 1)</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td rowspan="2" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Other </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">observable </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">inputs</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">(Level 2)</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td rowspan="2" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" rowspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Significant unobservable </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">inputs</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">(Level 3)</font></div>
</td>
<td nowrap rowspan="2" valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Investment securities available for sale</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Trust preferred</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Agency securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,491</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,491</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities available for sale</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Real estate mortgage investment conduits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,150</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,150</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">FHLMC mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25,386</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25,386</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">FNMA mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">38,950</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">38,950</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">SBA mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,932</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,932</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">GNMA mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,077</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,077</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">CRE mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,080</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,080</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total recurring assets measured at fair value</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">101,969</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">100,066</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="97%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2013</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Investment securities available for sale</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Trust preferred</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Agency securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,978</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,978</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities available for sale</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Real estate mortgage investment conduits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">237</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">237</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">FHLMC mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">FNMA mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total recurring assets measured at fair value</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,647</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,409</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">99</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table presents a reconciliation of assets that are measured at fair value on a recurring basis using significant unobservable inputs (Level 3) during the year ended March 31, 2014 and 2013 (in thousands). There were no transfers of assets in to or out of Levels 1, 2, or 3 for the year ended March 31, 2014 and 2013.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="53%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">For the Year Ended </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2014</font></div>
</td>
<td nowrap valign="bottom" width="2%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">For the Year Ended </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="53%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="17%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Beginning balance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,238</font></td>
<td nowrap valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="4%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,166</font></td>
<td nowrap valign="bottom" width="10%" bgcolor="white" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Transfers in to Level 3</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="4%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Included in earnings<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top"> (1)</font></font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="4%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="10%" bgcolor="white" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="53%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Included in other comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">665</font></td>
<td nowrap valign="bottom" width="2%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="4%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">72</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="53%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Ending balance</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,903</font></td>
<td nowrap valign="bottom" width="2%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="4%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,238</font></td>
<td nowrap valign="bottom" width="10%" bgcolor="white" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="53%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="4%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="53%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">&#160;</font><font style="DISPLAY: inline; FONT-SIZE: 10pt">Included in other non-interest income</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="4%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="53%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="4%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following method was used to estimate the fair value of each class of financial instrument above:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Investments and Mortgage-Backed Securities </font>&#8211; Investments and mortgage-backed securities available-for-sale are included within Level 1 of the hierarchy when quoted prices in an active market for identical assets are available. The Company uses a third party pricing service to assist the Company in determining the fair value of its Level 2 securities, which incorporates pricing models and/or quoted prices of investment securities with similar characteristics. The Company&#8217;s Level 3 assets consist of a single pooled trust preferred security.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For Level 2 securities, the Company uses an independent pricing service to assist management in determining fair values of investment securities available-for-sale. This service provides pricing information by utilizing evaluated pricing models supported with market data information. Standard inputs include benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data from market research publications. Investments securities that are deemed to have been trading in illiquid or inactive markets may require the use of significant unobservable inputs. The Company&#8217;s third-party pricing service has established processes for us to submit inquiries regarding quoted prices. The Company&#8217;s third-party pricing service will review the inputs to the evaluation in light of any new market data presented by us. The Company&#8217;s third-party pricing service may then affirm the original quoted price or may update the evaluation on a going forward basis.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management reviews the pricing information received from the third party-pricing service through a combination of procedures that include an evaluation of methodologies used by the pricing service, analytical reviews and performance analysis of the prices against statistics and trends. Based on this review, management determines whether the current placement of the security in the fair value hierarchy is appropriate or whether transfers may be warranted. As necessary, the Company compares prices received from the pricing service to discounted cash flow models or through performing independent valuations of inputs and assumptions similar to those used by the pricing service in order to ensure prices represent a reasonable estimate of fair value.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company has determined that the market for its single trust preferred pooled security was inactive. This determination was made by the Company after considering the last known trade date for this specific security, the low number of transactions for similar types of securities, the low number of new issuances for similar securities, the increased implied liquidity risk premium for similar securities, the lack of information that is released publicly and discussions with third-party industry analysts. Due to the inactivity in the market, observable market data was not readily available for all significant inputs for this security. Accordingly, the trust preferred pooled security was classified as Level 3 in the fair value hierarchy. The Company utilized observable inputs where available, unobservable data and modeled the cash flows adjusted by an appropriate liquidity and credit risk adjusted discount rate using an income approach valuation technique in order to measure the fair value of the security. Significant unobservable inputs were used that reflect the Company&#8217;s assumptions of what a market participant would use to price the security. Significant unobservable inputs included selecting an appropriate discount rate, default rate and repayment assumptions. The Company estimated the discount rate by comparing rates for similarly rated corporate bonds, with additional consideration given to market liquidity. The default rates and repayment assumptions were estimated based on the individual issuer&#8217;s financial conditions, historical repayment information, as well as the Company&#8217;s future expectations of the capital markets.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">100</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table represents certain loans and REO, which were marked down due to declines in their fair value of the underlying collateral for the year ended March 31, 2014. The following assets are measured at fair value on a nonrecurring basis (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="10" valign="bottom" width="37%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Fair value measurements at using</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold; TEXT-DECORATION: underline"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2014</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Fair Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Quoted prices in </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">active markets for</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">identical assets </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Other </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">observable </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">inputs</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Significant unobservable </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">inputs</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="48%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="48%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans measured for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="6%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,151</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="4%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,151</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Real estate owned</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,206</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="4%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,206</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="48%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total nonrecurring assets measured at fair value</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">23,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="4%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">23,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table presents quantitative information about Level 3 inputs for financial instruments measured at fair value on a nonrecurring basis at March 31, 2014 (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.5pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Valuation </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.5pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">technique</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Significant unobservable inputs</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Range</font></div>
</td>
</tr><tr>
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans measured for impairment</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Appraised value</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Adjustment for market conditions</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0% - 25%</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Real estate owned</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Appraised value</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="21%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Adjustment for market conditions</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="8%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0% - 19%</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following method was used to estimate the fair value of each class of financial instrument above:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Impaired loans </font>&#8211; A loan is considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due (both interest and principal) according to the contractual terms of the loan agreement. For information regarding the Company&#8217;s method for estimating the fair value of impaired loans, see Note 1 &#8211; Summary of Significant Accounting Policies &#8211; Allowance for Loan Losses.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In determining the net realizable value of the underlying collateral, we primarily use third party appraisals which may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration for variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the Company in consideration of charges that may be incurred in the event of foreclosure and are based on management&#8217;s historical knowledge, changes in business factors and changes in market conditions.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Impaired loans are reviewed and evaluated quarterly for additional impairment and adjusted accordingly, based on the same factors identified above. Because of the high degree of judgment required in estimating the fair value of collateral underlying impaired loans and because of the relationship between fair value and general economic conditions, we consider the fair value of impaired loans to be highly sensitive to changes in market conditions.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Real estate owned</font> &#8211; REO is real property that the Bank has taken ownership of in partial or full satisfaction of a loan or loans. REO is recorded at the fair value less estimated costs to sell. This amount becomes the property&#8217;s new basis. Any write downs based on the property&#8217;s fair value less estimated costs to sell at the date of acquisition are charged to the allowance for loan losses.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management considers third party appraisals in determining the fair value of particular properties. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration for variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the Company in consideration of charges that may be incurred in the event of foreclosure and are based on management&#8217;s historical knowledge, changes in business factors and changes in market conditions.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management periodically reviews REO to ensure the property is carried at the lower of its new basis or fair value, net of estimated costs to sell. Any additional write-downs based on re-evaluation of the property fair value are charged to non-interest expense. Because of the high degree of judgment required in estimating the fair value of REO and because of the relationship between fair value and general economic conditions, we consider the fair value of REO to be highly sensitive to changes in market conditions.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">101</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 32px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">18.&#160;&#160;</font></div>
</td>
<td width="1606">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FAIR VALUE OF FINANCIAL INSTRUMENTS</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following disclosure of the estimated fair value of financial instruments is made in accordance with applicable accounting standards. The Company, using available market information and appropriate valuation methodologies, has determined the estimated fair value amounts. However, considerable judgment is necessary to interpret market data in the development of the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in the future. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The estimated fair value of financial instruments is as follows (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;<font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></font></td>
<td colspan="3" valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="3" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Quoted prices in </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">active markets for identical assets</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="3" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Other </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">observable </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">inputs</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="3" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Significant unobservable </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">inputs</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;&#160;&#160; March 31, 2014</font></div>
</td>
<td colspan="3" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Carry Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="3" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="3" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="3" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Fair Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Assets:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Cash</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">68,577</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">68,577</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">68,577</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Certificates of deposit held for investment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">36,925</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">37,176</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">37,176</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Investment securities available for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">23,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,491</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">23,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities held to maturity</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">101</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">104</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">104</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities available for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">78,575</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">78,575</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">78,575</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans receivable, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">520,937</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">480,454</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">480,454</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans held for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,024</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,024</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,024</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Federal Home Loan Bank stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,744</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,744</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,744</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Demand &#8211; savings deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">527,813</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">527,813</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">527,813</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">162,253</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">162,020</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">162,020</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160; Junior subordinated debentures</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22,681</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,233</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,233</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="11" valign="bottom" width="35%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="3" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Quoted prices in </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">active markets for identical assets</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="3" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Other </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">observable </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">inputs</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="3" valign="bottom" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Significant unobservable </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">inputs</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;&#160;&#160; March 31, 2013</font></div>
</td>
<td colspan="3" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Carry Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="3" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="3" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="3" valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Fair Value</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr bgcolor="white">
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Assets:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Cash</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">115,415</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">115,415</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">115,415</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Certificates of deposit held for investment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">44,635</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">45,078</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">45,078</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Investment securities available for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,216</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,978</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,216</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities held to maturity</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">125</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities available for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">431</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">431</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">431</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans receivable, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">520,369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">495,312</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">495,312</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans held for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">831</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">831</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">831</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Federal Home Loan Bank stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Demand &#8211; savings deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">475,688</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">475,688</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">475,688</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0.7pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Time deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">188,118</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">189,289</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">189,289</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160; Junior subordinated debentures</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22,681</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,433</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,433</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">
<div align="center">
<table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td>
<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair value estimates were based on existing financial instruments without attempting to estimate the value of anticipated future business. The fair value was not estimated for assets and liabilities that were not considered financial instruments.</font></div>
</td>
</tr></table>
</div>

<br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">102</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Fair value estimates, methods and assumptions are set forth below.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Cash</font><font style="FONT-STYLE: italic; DISPLAY: inline">&#160;</font>- Fair value approximates the carrying amount.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">Certificates of Deposit held for investment </font>&#8211; The fair value of certificates of deposit with stated maturity was based on the discounted value of contractual cash flows. The discount rate was estimated using rates currently available in the local market.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">Investments and Mortgage-Backed Securities </font>&#8211; Fair values were based on quoted market rates and dealer quotes. The fair value of the trust preferred investment was determined using a discounted cash flow method (see also Note 17 &#8211; Fair Value Measurements).</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">Loans Receivable and Loans Held for Sale</font> &#8211; Loans were priced using a discounted cash flow analysis. The fair value of loans held for sale was based on the loans carrying value as the agreements to sell these loans are short term fixed rate commitments and no material difference between the carrying value is likely.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Federal Home Loan Bank stock</font> &#8211; The carrying amount approximates the estimated fair value of this investment.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">Deposits</font> - The fair value of deposits with no stated maturity such as non-interest-bearing demand deposits, interest checking, money market and savings accounts was equal to the amount payable on demand. The fair value of time deposits with stated maturity was based on the discounted value of contractual cash flows. The discount rate was estimated using rates currently available in the local market.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-WEIGHT: bold">Junior Subordinated Debentures</font> - The fair value of the Debentures was based on the discounted cash flow method. Management believes that the discount rate utilized is indicative of those that would be used by market participants for similar types of debentures.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="FONT-STYLE: italic; DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-WEIGHT: bold">Off-Balance Sheet Financial Instruments</font> - The estimated fair value of loan commitments approximates fees recorded associated with such commitments. Since the majority of the Bank&#8217;s off-balance-sheet instruments consist of non-fee producing, variable rate commitments, the Bank has determined they do not have a distinguishable fair value.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 31px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">19.&#160;&#160;</font></div>
</td>
<td width="1607">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">COMMITMENTS AND CONTINGENCIES</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments generally include commitments to originate mortgage, commercial and consumer loans. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheet. The Company&#8217;s maximum exposure to credit loss in the event of nonperformance by the borrower is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to originate loans are conditional, and are honored for up to 45 days subject to the Company&#8217;s usual terms and conditions. Collateral is not required to support commitments. At March 31, 2014, the Company had outstanding commitments to extend credit totaling $8.1 million, unused lines of credit totaling $54.6 million and undisbursed construction loans totaling $30.5 million.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Standby letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Those guarantees are primarily used to support public and private borrowing arrangements. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Collateral held varies as specified above, and is required in instances where the Bank deems necessary. At March 31, 2014 and 2013, standby letters of credit totaled $771,000 and $823,000, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In connection with certain asset sales, the Bank typically makes representation and warranties about the underlying assets conforming to specified guidelines. If the underlying assets do not conform to the specifications, the Bank may have an obligation to repurchase the assets or indemnify the purchaser against loss. As of March 31, 2014, loans under warranty totaled $119.2 million, which substantially represents the unpaid principal balance of the Bank&#8217;s loans serviced for FHLMC. The Bank believes that the potential for loss under these arrangements is remote. Accordingly, no contingent liability is recorded in the Consolidated Financial Statements. At March 31, 2014, the Company had firm commitments to sell $1.5 million of residential loans to FHLMC. Typically, these agreements are short term fixed rate commitments and no material gain or loss is likely.</font></div>

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</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">103</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
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</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Bank is a public depository and, accordingly, accepts deposit and other public funds belonging to, or held for the benefit of, Washington and Oregon states, political subdivisions thereof and, municipal corporations.&#160;&#160;In accordance with applicable state law, in the event of default of a participating bank, all other participating banks in the state collectively assure that no loss of funds are suffered by any public depositor.&#160;&#160;Generally, in the event of default by a public depositary, the assessment attributable to all public depositaries is allocated on a pro rata basis in proportion to the maximum liability of each depository as it existed on the date of loss.&#160;&#160;The Company has not incurred any losses related to public depository funds for the years ended March 31, 2014, 2013 and 2012.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company is party to litigation arising in the ordinary course of business. In the opinion of management, these actions will not have a material adverse effect, if any, on the Company&#8217;s financial position or results of operations.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Bank has entered into employment contracts with certain key employees, which provide for contingent payment subject to future events.</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">104</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
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<br>
<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="TEXT-ALIGN: left; WIDTH: 36px">
<div style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">20.&#160;&#160;</font></div>
</td>
<td width="1602">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. (PARENT COMPANY)</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">BALANCE SHEETS</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">MARCH 31, 2014 AND 2013</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="76%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands)</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">ASSETS</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cash and cash equivalents (including interest earning accounts of</font></div>

<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;$1,056 and $952)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,106</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,020</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment in the Bank</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">120,897</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">102,280</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,117</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">TOTAL ASSETS</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">124,353</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">104,417</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">LIABILITIES AND SHAREHOLDERS&#8217; EQUITY</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accrued expenses and other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,694</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,294</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,681</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,681</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Shareholders' equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">97,978</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78,442</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">TOTAL LIABILITIES AND SHAREHOLDERS&#8217; EQUITY</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">124,353</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">104,417</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="center">
<table cellpadding="0" cellspacing="0" width="95%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">STATEMENTS OF OPERATIONS</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">YEARS ENDED MARCH 31, 2014, 2013 AND 2012</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands)</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="top" width="2%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">INCOME:</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest on investment securities and other short-term investments</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">20</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">40</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest on loan receivable from the Bank</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">42</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">50</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">59</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total income</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">55</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">70</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">99</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">EXPENSE:</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Management service fees paid to the Bank</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">143</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">143</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">142</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other expenses</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">459</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">685</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,624</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total expense</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">602</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">828</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,766</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">LOSS BEFORE INCOME TAXES AND EQUITY</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">IN UNDISTRIBUTED LOSS OF THE BANK</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(547</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(758</font></div>
</td>
<td align="left" valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,667</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">PROVISION <font style="DISPLAY: inline; FONT-WEIGHT: bold">(</font>BENEFIT<font style="DISPLAY: inline; FONT-WEIGHT: bold">)</font> FOR INCOME TAXES</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,365</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(258</font></div>
</td>
<td align="left" valign="bottom" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">81</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">INCOME (LOSS) OF PARENT COMPANY</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">818</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(500</font></div>
</td>
<td align="left" valign="top" width="2%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,748</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18,605</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,133</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(27,909</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">NET INCOME (LOSS)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,423</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,633</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(31,657</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;&#160;There were no items of other comprehensive income for the parent Company.</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">105</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC. (PARENT COMPANY)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">STATEMENTS OF CASH FLOWS</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">YEARS ENDED MARCH 31, 2014, 2013 AND 2012</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="43%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(In thousands)</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2014</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2013</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2012</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">CASH FLOWS FROM OPERATING ACTIVITIES:</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net income (loss)</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">19,423</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,633</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(31,657</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Adjustments to reconcile net income (loss) cash provided by</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(used in) operating activities:</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Equity in undistributed (earnings) loss of the Bank</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(18,605</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,133</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,909</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Benefit for deferred income taxes</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,364</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(15</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Writedown of real estate owned</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,997</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Earned ESOP shares</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">68</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">42</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">62</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;Stock based compensation</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">78</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Changes in assets and liabilities</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other assets</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">131</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">577</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">114</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accrued expenses and other liabilities</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">355</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">695</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,382</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net cash provided by (used in) operating activities</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">86</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">816</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(196</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">CASH FLOWS FROM INVESTING ACTIVITIES:</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="43%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;Proceeds from sale of real estate owned</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,041</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="43%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;Additional investment in subsidiary</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,700</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,000</font></div>
</td>
<td align="left" valign="middle" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="43%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Net cash used in investing activities</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,700</font></div>
</td>
<td align="left" valign="top" width="1%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(959</font></div>
</td>
<td align="left" valign="top" width="1%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">86</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,884</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,155</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</font></div>
</td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,020</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,904</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,059</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="top" width="43%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">CASH AND CASH EQUIVALENTS, END OF YEAR</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,106</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,020</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,904</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="43%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="43%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">NONCASH INVESTING AND FINANCING ACTIVITIES:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="43%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Transfer of real estate owned</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -0.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="6%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: -0.35pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,290</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="top" width="43%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="top" width="43%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td valign="top" width="43%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">106</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">RIVERVIEW BANCORP, INC.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="31%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -6.3pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(Dollars in thousands, except share data)</font></div>
</td>
<td colspan="14" valign="top" width="47%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Three Months Ended</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">March 31</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">December 31</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">September 30</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">June 30</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fiscal 2014:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest income</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,536</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,673</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,764</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,831</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest expense</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">582</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">645</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">664</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">677</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net interest income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,954</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,028</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,100</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,154</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision for (recapture of) loan losses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,200</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,500</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-interest income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,850</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,384</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,887</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,246</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-interest expense</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,460</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,611</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,647</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,243</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Income before income taxes</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,544</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">801</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">340</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,657</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision (benefit) for income taxes</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(15,097</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">17</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 27pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net income</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16,641</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">801</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">341</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,640</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Basic earnings per share <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.74</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.04</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.02</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.07</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Diluted earnings per share <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.74</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.04</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.02</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.07</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Fiscal 2013:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest income</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,905</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,136</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,648</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,243</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest expense</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">700</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">752</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">861</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,172</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net interest income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,205</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,384</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,787</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,071</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision for (recapture of) loan losses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3,600</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">500</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4,000</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-interest income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,032</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,087</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,314</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,440</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-interest expense</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,236</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,434</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,812</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,276</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Income (loss) before income taxes</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,601</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,037</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,789</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,765</font></div>
</td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 18pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision for income taxes</font></div>
</td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Net income (loss)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,595</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
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</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,031</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,787</font></div>
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<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,780</font></div>
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<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
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</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Basic earnings (loss) per share <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.07</font></div>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
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</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.05</font></div>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
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</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.08</font></div>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
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<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
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</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160; Diluted earnings (loss) per share <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></div>
</td>
<td align="right" valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.07</font></div>
</td>
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<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
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</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.05</font></div>
</td>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
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<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">0.08</font></div>
</td>
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<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double">
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</td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(0.08</font></div>
</td>
<td align="left" valign="top" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></div>
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</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font>&#160;&#160;<font style="DISPLAY: inline; FONT-SIZE: 10pt">Quarterly earnings per share may vary from annual earnings per share due to rounding.</font></font></div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td style="WIDTH: 31.5pt">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td>&#160;</td>
</tr></table>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Not Applicable</font></div>

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</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 9A. Controls and Procedures</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(a) <font style="DISPLAY: inline; TEXT-DECORATION: underline">Evaluation of Disclosure Controls and Procedures</font>:&#160;&#160;We maintain a system of disclosure controls and procedures (as defined in Rule 13(a)-15(e) under the Securities Exchange Act (the "Exchange Act")) that is designed to provide reasonable assurance that information required to be disclosed by us in the reports that we file under the Exchange Act is recorded, processed, summarized and reported accurately and within the time periods specified in the SEC's rules and forms, and that such information is accumulated and communicated to our management, including our principal executive officer and principal financial officer, as appropriate. An evaluation of the Company&#8217;s disclosure controls and procedures was carried out under the supervision and with the participation of the Company&#8217;s Chief Executive Officer, Chief Financial Officer and several other members of the Company&#8217;s senior management as of the end of the period covered by this report.&#160;&#160;The Company&#8217;s Chief Executive Officer and Chief Financial Officer concluded that the Company&#8217;s disclosure controls and procedures as in effect on March 31, 2014, were effective in ensuring that the information required to be disclosed by the Company in the reports it files or submits under the Securities and Exchange Act of 1934 is (i) accumulated and communicated to the Company&#8217;s management (including the Chief Executive Officer and Chief Financial Officer) to allow timely decisions regarding required disclosures, and (ii) recorded, processed, summarized and reported within the time periods specified in the SEC&#8217;s rules and forms.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company does not expect that its disclosure controls and procedures and internal control over financial reporting will prevent all error and all fraud. A control procedure, no matter how well conceived and operated, can provide only</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">107</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">reasonable, not absolute, assurance that the objectives of the control procedure are met. Because of the inherent limitations in all control procedures, no evaluation of controls can provide absolute assurance that all control issues and instances of fraud, if any, within the Company have been detected. These inherent limitations include the realities that judgments in decision-making can be faulty, and that breakdowns can occur because of simple error or mistake. Additionally, controls can be circumvented by the individual acts of some persons, by collusion of two or more people, or by management override of the control. The design of any control procedure also is based in part upon certain assumptions about the likelihood of future events, and there can be no assurance that any design will succeed in achieving its stated goals under all potential future conditions; over time, controls may become inadequate because of changes in conditions, or the degree of compliance with the policies or procedures may deteriorate. Because of the inherent limitations in a cost-effective control procedure, misstatements due to error or fraud may occur and not be detected.</font></div>

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<div style="TEXT-ALIGN: justify; TEXT-INDENT: 36pt; MARGIN-LEFT: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(b)</font><font id="TAB2" style="LETTER-SPACING: 9pt; COLOR: black">&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Changes in Internal Controls: </font>There was no change in the Company&#8217;s internal control over financial reporting during the Company&#8217;s most recently completed fiscal quarter that has materially affected, or is reasonably likely to materially affect, the Company&#8217;s internal control over financial reporting.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-ALIGN: justify; TEXT-INDENT: 36pt; MARGIN-LEFT: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(c)</font><font id="TAB2" style="LETTER-SPACING: 9pt; COLOR: black">&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Management&#8217;s Annual Report on Internal Control Over Financial Reporting: </font>The management of Riverview Bancorp, Inc. is responsible for establishing and maintaining adequate internal control over financial reporting. This internal control system has been designed to provide reasonable assurance to the Company&#8217;s management and board of directors regarding the preparation and fair presentation of the company&#8217;s published financial statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">All internal control systems, no matter how well designed, have inherent limitations. Therefore, even those systems determined to be effective can provide only reasonable assurance with respect to financial statement preparation and presentation.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The management of Riverview Bancorp, Inc. has assessed the effectiveness of the Company&#8217;s internal control over financial reporting as of March 31, 2014. To make the assessment, we used the criteria for effective internal control over financial reporting described in Internal Control &#8211; Integrated Framework (1992), issued by the Committee of Sponsoring Organizations of the Treadway Commission. Based on our assessment, we have concluded that, as of March 31, 2014, the Company&#8217;s internal control over financial reporting were effective based on those criteria.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 9B. Other Information</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">There was no information to be disclosed by the Company in a report on Form 8-K during the fourth quarter of fiscal year 2014 that was not so disclosed.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART III</font></div>

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</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 10.&#160;&#160;Directors, Executive Officers and Corporate Governance</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The information contained under the section captioned "Proposal I - Election of Directors" contained in the Company's Proxy Statement for the 2014 Annual Meeting of Stockholders, and "Part I -- Business -- Personnel -- Executive Officers" of this Form 10-K, is incorporated herein by reference.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Section 16(a) Beneficial Ownership Reporting Compliance.</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The information concerning compliance with the reporting requirements of Section 16(a) of the Securities Exchange Act of 1934 by directors, officers and ten percent stockholders of the Company required by this item is incorporated herein by reference from the Company&#8217;s Proxy Statement for the 2014 Annual Meeting of Stockholders.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Code of Ethics</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In December 2003, the Board of Directors adopted the Officer and Director Code of Ethics. The code is applicable to each of the Company&#8217;s officers, including the principal executive officer and senior financial officers, and requires individuals to maintain the highest standards of professional conduct.&#160;&#160;A copy of the Code of Ethics is available on the Company&#8217;s website at <font style="DISPLAY: inline; TEXT-DECORATION: underline">www.riverviewbank.com</font>.</font></div>

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</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Audit Committee Matters and Audit Committee Financial Expert</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company has a separately-designated standing Audit Committee, composed of Directors Gary R. Douglass, Edward R. Geiger, and Jerry C. Olson. Each member of the Audit Committee is &#8220;independent&#8221; as defined in the Nasdaq Stock Market Listing Standards. The Company&#8217;s Board of Directors has Mr. Douglass, Audit Committee Chairman, as its financial expert, as defined in SEC&#8217;s Regulation S-K.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">108</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Nomination Procedures</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">There have been no material changes to the procedures by which shareholders may recommend nominees to the Company&#8217;s Board of Directors.</font></div>

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</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 11.&#160;&#160;Executive Compensation</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The information set forth under the sections captioned "Executive Compensation" and "Directors' Compensation" under "Proposal I - Election of Directors" in the Company&#8217;s Proxy Statement for the 2014 Annual Meeting of Stockholders (excluding the information contained under the heading &#8220;Personnel/Compensation Committee Report,&#8221;) is incorporated herein by reference.</font></div>

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</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 12.&#160;&#160;Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The information set forth under the caption "Security Ownership of Certain Beneficial Owners and Management" in the Company&#8217;s Proxy Statement for the 2014 Annual Meeting of Stockholders is incorporated herein by reference.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Equity Compensation Plan Information.</font>&#160;&#160;The following table summarizes share and exercise price information about the Company&#8217;s equity compensation plan as of March 31, 2014.</font></div>

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<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Plan category</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number of </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">securities to be </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">issued upon </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">exercise of </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">outstanding </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">options</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Weighted-</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">average&#160;&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">price of </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">outstanding </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">options</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number of </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">securities </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">remaining </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">available for future </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">issuance under </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">equity </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">compensation </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">plans excluding </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">securities reflected </font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">in column (A)</font></div>
</td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Equity compensation plans approved by security holders:</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="top" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 8.65pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(A)</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 8.65pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(B)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 8.65pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(C)</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2003 Stock Option Plan</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">412,154</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7.76</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1998 Stock Option Plan</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">62,500</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8.85</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Equity compensation plans not approved by security holders:</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="17%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr bgcolor="white">
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="3%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="13%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">474,654</font></div>
</td>
<td valign="top" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="12%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="17%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 13.&#160;&#160;Certain Relationships and Related Transactions, and Director Independence</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The information set forth under the headings &#8220;Related Party Transactions&#8221; and &#8220;Director Independence&#8221; in the Company&#8217;s Proxy Statement for the 2014 Annual Meeting of Stockholders is incorporated herein by reference.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 14.&#160;&#160;Principal Accounting Fees and Services</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9.35pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The information set forth under the section captioned &#8220;Independent Auditor&#8221; in the Company&#8217;s Proxy Statement for the 2014 Annual Meeting of Stockholders (excluding the information contained under the heading of &#8220;Report of the Audit Committee&#8221;) is incorporated herein by reference.</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">109</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -9.35pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART IV</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 15.&#160;&#160;Exhibits and Financial Statement Schedules</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(a)&#160;&#160;&#160;&#160;&#160;&#160;1.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Financial Statements</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">See &#8220;Part II &#8211;Item 8. Financial Statements and Supplementary Data.&#8221;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Financial Statement Schedules</font>

<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; All schedules are omitted because they are not required or applicable, or the required information is shown in the consolidated financial statements or the notes thereto.</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
</table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 72pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160; </font><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="9%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.</font></div>
</td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Exhibits</font></div>
</td>
<td valign="top" width="80%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.1</font></div>
</td>
<td valign="top" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Articles of Incorporation of the Registrant (1)</font></div>
</td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3.2</font></div>
</td>
<td valign="top" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bylaws of the Registrant (1)</font></div>
</td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font></div>
</td>
<td valign="top" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Form of Certificate of Common Stock of the Registrant (1)</font></div>
</td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.1</font></div>
</td>
<td valign="top" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Form of Employment Agreement between the Bank and each of Patrick Sheaffer, Ronald A. Wysaske, and John A. Karas (2)</font></div>
</td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.2</font></div>
</td>
<td valign="top" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Employee Severance Compensation Plan (3)</font></div>
</td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.3</font></div>
</td>
<td valign="top" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Employee Stock Ownership Plan (4)</font></div>
</td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.4</font></div>
</td>
<td valign="top" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1998 Stock Option Plan (5)</font></div>
</td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.5</font></div>
</td>
<td valign="top" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2003 Stock Option Plan (6)</font></div>
</td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.6</font></div>
</td>
<td valign="top" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Form of Incentive Stock Option Award Pursuant to 2003 Stock Option Plan (7)</font></div>
</td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.7</font></div>
</td>
<td valign="top" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Form of Non-qualified Stock Option Award Pursuant to 2003 Stock Option Plan (7)</font></div>
</td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11</font></div>
</td>
<td valign="top" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Statement of recomputation of per share earnings (See Note 16 of the Notes to Consolidated Financial Statements contained herein.)</font></div>
</td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21</font></div>
</td>
<td valign="top" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Subsidiaries of Registrant (8)</font></div>
</td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23</font></div>
</td>
<td valign="top" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consent of Independent Registered Public Accounting Firm</font></div>
</td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31.1</font></div>
</td>
<td valign="top" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act</font></div>
</td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31.2</font></div>
</td>
<td valign="top" width="80%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act</font></div>
</td>
</tr><tr>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="11%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 5.8pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(1)</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant's Registration Statement on Form S-1 (Registration No. 333-30203), and incorporated herein by reference.</font></div>
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<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Current Report on Form 8-K filed with the SEC on September 18, 2007, and incorporated herein by reference.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Quarterly Report on Form 10-Q for the quarter ended September 30, 1997, and incorporated herein by reference.</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(4)</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant's Annual Report on Form 10-K for the year ended March 31, 1998, and incorporated herein by reference.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Definitive Annual Meeting Proxy Statement (000-22957), filed with the Commission on June 5, 2003, and incorporated herein by reference.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Quarterly Report on Form 10-Q for the quarter ended December 31, 2005, and incorporated herein by reference.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Filed as an exhibit to the Registrant&#8217;s Annual Report on Form 10-K for the year ended March 31, 2007, and incorporated herein by reference.</font></div>
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&#160;</div>

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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Date:&#160;&#160;June 13, 2014&#160;</font></td>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Date:&#160;&#160;June 13, 2014&#160;&#160;</font></td>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">By:&#160;&#160;&#160;&#160; <font style="TEXT-DECORATION: underline">/s/ Edward R. Geiger</font></font></td>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Gerald L. Nies&#160;</font></td>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Director&#160;</font></td>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Date:&#160;&#160;June 13, 2014&#160;&#160;&#160;&#160;</font></td>
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<td width="10%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<div align="justify"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">The following materials from Riverview Bancorp, Inc.&#8217;s Annual Report on Form 10-K for the year ended March 31, 2014, formatted in Extensible Business Reporting Language (XBRL): (a) Consolidated Balance Sheets; (b) Consolidated Statements of Operations; (c) Consolidated Statements of Comprehensive Income (Loss); (d) Consolidated Statements of Shareholders&#8217; Equity; (e) Consolidated Statements of Cash Flows; and (f) Notes to Consolidated Financial Statements</font></font></div>
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<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>3
<FILENAME>ex2310k33114.htm
<DESCRIPTION>EXHIBIT 23 FOR THE FORM 10-K FOR MARCH 31, 2014
<TEXT>
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<head>
    <title>ex2310k33114.htm</title>
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&#160;<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exhibit 23</font>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Consent of Independent Registered Public Accounting Firm</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">We consent to the incorporation by reference in Registration Statement Nos. 333-66049, 333-38887, and 333-109894 on Form S-8 of our report dated June 13, 2014, relating to the consolidated financial statements of Riverview Bancorp, Inc. and subsidiary, appearing in this Annual Report on Form 10-K of Riverview Bancorp, Inc. and subsidiary for the year ended March 31, 2014.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">/s/ Deloitte &amp; Touche LLP</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Portland, Oregon</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">June 13, 2014</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font>

<div style="TEXT-ALIGN: center">112</div>

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<DOCUMENT>
<TYPE>EX-31
<SEQUENCE>4
<FILENAME>ex31110k33114.htm
<DESCRIPTION>EXHIBIT 31.1 FOR THE FORM 10-K FOR MARCH 31, 2014
<TEXT>
<html>
<head>
    <title>ex31110k33114.htm</title>
    <!--Licensed to: Breyer & Associates PC-->
    <!--Document Created using EDGARizer 2020 5.3.1.0-->
    <!--Copyright 1995 - 2009 Thomson Reuters. All rights reserved.-->
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<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Exhibit 31.1</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Certification Required</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">By Rules 13a-14(a) and 15d-14(a) under the Securities Exchange Act of 1934</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">I, Patrick Sheaffer, certify that:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div>
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<tr valign="top">
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">1.&#160;&#160;</font></div>
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<td>
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">I have reviewed this Annual Report on Form 10-K of Riverview Bancorp, Inc.;</font></div>
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</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">2.&#160;&#160;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>
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</tr></table>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
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<tr valign="top">
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3.&#160;&#160;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div>
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</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">4.&#160;&#160;</font></div>
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<td>
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The registrant&#8217;s other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</font></div>
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</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">a)&#160;&#160;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this annual report is being prepared;</font></div>
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</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div>
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">b)&#160;&#160;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></div>
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<div>
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">c)&#160;&#160;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div>
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">d)&#160;&#160;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fiscal fourth quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting; and</font></div>
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">5.&#160;&#160;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The registrant&#8217;s other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of registrant&#8217;s board of directors (or persons performing the equivalent functions):</font></div>
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">a)&#160;&#160;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">all significant deficiencies and material weakness in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record, process, summarize and report financial data information; and</font></div>
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">b)&#160;&#160;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#8217;s internal control over financial reporting.</font></div>
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

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<td width="50%"><font style="FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Date:&#160;&#160;June 13, 2014&#160;</font></td>
<td width="50%"><font style="FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">&#160;/S/ Patrick Sheaffer</font>&#160;</font></td>
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<td width="50%"><font style="FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="50%"><font style="FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"> </font>
<div><font style="FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Patrick Sheaffer</font></font></div>

<div><font style="FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Chairman and Chief Executive Officer</font></font></div>
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<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">114</font></div>

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<DOCUMENT>
<TYPE>EX-31
<SEQUENCE>5
<FILENAME>ex31210k33114.htm
<DESCRIPTION>EXHIBIT 31.2 FOR THE FORM 10-K FOR MARCH 31, 2014
<TEXT>
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    <title>ex31210k33114.htm</title>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Exhibit 31.2</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Certification Required</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">By Rules 13a-14(a) and 15d-14(a) under the Securities Exchange Act of 1934</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">I, Kevin J. Lycklama, certify that:</font></div>

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<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">1.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">I have reviewed this Annual Report on Form 10-K of Riverview Bancorp, Inc.;</font></div>
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<div>
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<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">2.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>
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<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div>
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<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td style="TEXT-ALIGN: left; WIDTH: 49px">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">4.</font></div>
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<td width="1589">
<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The registrant&#8217;s other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</font></div>
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 32px">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">a)</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this annual report is being prepared;</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">b)&#160;&#160; &#160;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></div>
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</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" id="list" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td align="right" style="WIDTH: 79px">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">c)&#160; &#160;&#160;</font></div>
</td>
<td width="1559">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</font></div>
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</div>

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<div>
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<td style="WIDTH: 47px">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 32px">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">d)</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fiscal fourth quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting; and</font></div>
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</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td style="TEXT-ALIGN: left; WIDTH: 48px">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">5.</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The registrant&#8217;s other certifying officers and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of registrant&#8217;s board of directors (or persons performing the equivalent function):</font></div>
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<td style="WIDTH: 47px">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 33px">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">a)</font></div>
</td>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">all significant deficiencies and material weakness in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record, process, summarize and report financial data information; and</font></div>
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<td style="WIDTH: 46px">
<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160; </font></div>
</td>
<td style="WIDTH: 33px">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">b)</font></div>
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<td width="1559">
<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#8217;s internal control over financial reporting.</font></div>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Date:&#160;&#160;&#160;June 13, 2014&#160;</font></td>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">/S/ Kevin J. Lycklama</font></font></td>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="50%">

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Kevin J. Lycklama</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Chief Financial Officer</font></font></div>
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">115 </font>

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<DOCUMENT>
<TYPE>EX-32
<SEQUENCE>6
<FILENAME>ex3210k331414.htm
<DESCRIPTION>EXHIBIT 32 FOR THE FORM 10-K FOR MARCH 31, 2014
<TEXT>
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    <title>ex3210k331414.htm</title>
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<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exhibit 32</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">18 U.S.C. 1350,</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The undersigned herby certifies in his capacity as an officer of Riverview Bancorp, Inc. (the &#8220;Company&#8221;) pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley act of 2002 and in connection with this Annual Report on Form 10-K that:</font></div>

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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">1.&#160;&#160; &#160;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">the report fully complies with the requirements of Sections 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended, and</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">the information contained in the report fairly presents, in all material respects, the Company&#8217;s financial condition and results of operations as of the dates and for the periods presented in the financial statements included in such report.</font></div>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">/S/ Patrick Sheaffer&#160;</font></font></td>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">/S/ Kevin J. Lycklama</font></font></td>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Patrick Sheaffer&#160;&#160;</font></td>
<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Kevin J. Lycklama&#160;</font></td>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Chief Executive Officer&#160;</font></td>
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<td width="50%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Dated:&#160;&#160;June 13, 2014&#160;</font></td>
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	<us-gaap:InterestAndDividendIncomeOperating decimals='-3' contextRef='D110401_120331' unitRef='USD'>39532000</us-gaap:InterestAndDividendIncomeOperating>
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	<us-gaap:InterestExpenseBorrowings decimals='-3' contextRef='D120401_130331' unitRef='USD'>818000</us-gaap:InterestExpenseBorrowings>
	<us-gaap:InterestExpenseBorrowings decimals='-3' contextRef='D110401_120331' unitRef='USD'>1508000</us-gaap:InterestExpenseBorrowings>
	<us-gaap:InterestExpense decimals='-3' contextRef='D130401_140331' unitRef='USD'>2568000</us-gaap:InterestExpense>
	<us-gaap:InterestExpense decimals='-3' contextRef='D120401_130331' unitRef='USD'>3485000</us-gaap:InterestExpense>
	<us-gaap:InterestExpense decimals='-3' contextRef='D110401_120331' unitRef='USD'>5865000</us-gaap:InterestExpense>
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	<us-gaap:InterestIncomeExpenseNet decimals='-3' contextRef='D120401_130331' unitRef='USD'>29447000</us-gaap:InterestIncomeExpenseNet>
	<us-gaap:InterestIncomeExpenseNet decimals='-3' contextRef='D110401_120331' unitRef='USD'>33667000</us-gaap:InterestIncomeExpenseNet>
	<us-gaap:ProvisionForLoanAndLeaseLosses decimals='-3' contextRef='D130401_140331' unitRef='USD'>-3700000</us-gaap:ProvisionForLoanAndLeaseLosses>
	<us-gaap:ProvisionForLoanAndLeaseLosses decimals='-3' contextRef='D120401_130331' unitRef='USD'>900000</us-gaap:ProvisionForLoanAndLeaseLosses>
	<us-gaap:ProvisionForLoanAndLeaseLosses decimals='-3' contextRef='D110401_120331' unitRef='USD'>29350000</us-gaap:ProvisionForLoanAndLeaseLosses>
	<us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss decimals='-3' contextRef='D130401_140331' unitRef='USD'>27936000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
	<us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss decimals='-3' contextRef='D120401_130331' unitRef='USD'>28547000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
	<us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss decimals='-3' contextRef='D110401_120331' unitRef='USD'>4317000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
	<us-gaap:FeesAndCommissionsDepositorAccounts decimals='-3' contextRef='D130401_140331' unitRef='USD'>4258000</us-gaap:FeesAndCommissionsDepositorAccounts>
	<us-gaap:FeesAndCommissionsDepositorAccounts decimals='-3' contextRef='D120401_130331' unitRef='USD'>4695000</us-gaap:FeesAndCommissionsDepositorAccounts>
	<us-gaap:FeesAndCommissionsDepositorAccounts decimals='-3' contextRef='D110401_120331' unitRef='USD'>3996000</us-gaap:FeesAndCommissionsDepositorAccounts>
	<us-gaap:AssetManagementFees decimals='-3' contextRef='D130401_140331' unitRef='USD'>2630000</us-gaap:AssetManagementFees>
	<us-gaap:AssetManagementFees decimals='-3' contextRef='D120401_130331' unitRef='USD'>2172000</us-gaap:AssetManagementFees>
	<us-gaap:AssetManagementFees decimals='-3' contextRef='D110401_120331' unitRef='USD'>2367000</us-gaap:AssetManagementFees>
	<us-gaap:GainLossOnSalesOfLoansNet decimals='-3' contextRef='D130401_140331' unitRef='USD'>667000</us-gaap:GainLossOnSalesOfLoansNet>
	<us-gaap:GainLossOnSalesOfLoansNet decimals='-3' contextRef='D120401_130331' unitRef='USD'>1386000</us-gaap:GainLossOnSalesOfLoansNet>
	<us-gaap:GainLossOnSalesOfLoansNet decimals='-3' contextRef='D110401_120331' unitRef='USD'>160000</us-gaap:GainLossOnSalesOfLoansNet>
	<us-gaap:NoninterestIncomeOtherOperatingIncome decimals='-3' contextRef='D130401_140331' unitRef='USD'>259000</us-gaap:NoninterestIncomeOtherOperatingIncome>
	<us-gaap:NoninterestIncomeOtherOperatingIncome decimals='-3' contextRef='D120401_130331' unitRef='USD'>35000</us-gaap:NoninterestIncomeOtherOperatingIncome>
	<us-gaap:NoninterestIncomeOtherOperatingIncome decimals='-3' contextRef='D110401_120331' unitRef='USD'>-297000</us-gaap:NoninterestIncomeOtherOperatingIncome>
	<us-gaap:NoninterestIncome decimals='-3' contextRef='D130401_140331' unitRef='USD'>8367000</us-gaap:NoninterestIncome>
	<us-gaap:NoninterestIncome decimals='-3' contextRef='D120401_130331' unitRef='USD'>8873000</us-gaap:NoninterestIncome>
	<us-gaap:NoninterestIncome decimals='-3' contextRef='D110401_120331' unitRef='USD'>6827000</us-gaap:NoninterestIncome>
	<us-gaap:LaborAndRelatedExpense decimals='-3' contextRef='D130401_140331' unitRef='USD'>15755000</us-gaap:LaborAndRelatedExpense>
	<us-gaap:LaborAndRelatedExpense decimals='-3' contextRef='D120401_130331' unitRef='USD'>15325000</us-gaap:LaborAndRelatedExpense>
	<us-gaap:LaborAndRelatedExpense decimals='-3' contextRef='D110401_120331' unitRef='USD'>15889000</us-gaap:LaborAndRelatedExpense>
	<us-gaap:OccupancyNet decimals='-3' contextRef='D130401_140331' unitRef='USD'>4811000</us-gaap:OccupancyNet>
	<us-gaap:OccupancyNet decimals='-3' contextRef='D120401_130331' unitRef='USD'>4970000</us-gaap:OccupancyNet>
	<us-gaap:OccupancyNet decimals='-3' contextRef='D110401_120331' unitRef='USD'>4793000</us-gaap:OccupancyNet>
	<us-gaap:InformationTechnologyAndDataProcessing decimals='-3' contextRef='D130401_140331' unitRef='USD'>2058000</us-gaap:InformationTechnologyAndDataProcessing>
	<us-gaap:InformationTechnologyAndDataProcessing decimals='-3' contextRef='D120401_130331' unitRef='USD'>1420000</us-gaap:InformationTechnologyAndDataProcessing>
	<us-gaap:InformationTechnologyAndDataProcessing decimals='-3' contextRef='D110401_120331' unitRef='USD'>1421000</us-gaap:InformationTechnologyAndDataProcessing>
	<us-gaap:AmortizationOfIntangibleAssets decimals='-3' contextRef='D130401_140331' unitRef='USD'>40000</us-gaap:AmortizationOfIntangibleAssets>
	<us-gaap:AmortizationOfIntangibleAssets decimals='-3' contextRef='D120401_130331' unitRef='USD'>71000</us-gaap:AmortizationOfIntangibleAssets>
	<us-gaap:AmortizationOfIntangibleAssets decimals='-3' contextRef='D110401_120331' unitRef='USD'>82000</us-gaap:AmortizationOfIntangibleAssets>
	<us-gaap:MarketingAndAdvertisingExpense decimals='-3' contextRef='D130401_140331' unitRef='USD'>726000</us-gaap:MarketingAndAdvertisingExpense>
	<us-gaap:MarketingAndAdvertisingExpense decimals='-3' contextRef='D120401_130331' unitRef='USD'>834000</us-gaap:MarketingAndAdvertisingExpense>
	<us-gaap:MarketingAndAdvertisingExpense decimals='-3' contextRef='D110401_120331' unitRef='USD'>998000</us-gaap:MarketingAndAdvertisingExpense>
	<us-gaap:FederalDepositInsuranceCorporationPremiumExpense decimals='-3' contextRef='D130401_140331' unitRef='USD'>1487000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
	<us-gaap:FederalDepositInsuranceCorporationPremiumExpense decimals='-3' contextRef='D120401_130331' unitRef='USD'>1532000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
	<us-gaap:FederalDepositInsuranceCorporationPremiumExpense decimals='-3' contextRef='D110401_120331' unitRef='USD'>1136000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
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	<us-gaap:ExciseAndSalesTaxes decimals='-3' contextRef='D120401_130331' unitRef='USD'>547000</us-gaap:ExciseAndSalesTaxes>
	<us-gaap:ExciseAndSalesTaxes decimals='-3' contextRef='D110401_120331' unitRef='USD'>549000</us-gaap:ExciseAndSalesTaxes>
	<us-gaap:CommunicationsAndInformationTechnology decimals='-3' contextRef='D130401_140331' unitRef='USD'>304000</us-gaap:CommunicationsAndInformationTechnology>
	<us-gaap:CommunicationsAndInformationTechnology decimals='-3' contextRef='D120401_130331' unitRef='USD'>384000</us-gaap:CommunicationsAndInformationTechnology>
	<us-gaap:CommunicationsAndInformationTechnology decimals='-3' contextRef='D110401_120331' unitRef='USD'>434000</us-gaap:CommunicationsAndInformationTechnology>
	<us-gaap:ProfessionalFees decimals='-3' contextRef='D130401_140331' unitRef='USD'>1290000</us-gaap:ProfessionalFees>
	<us-gaap:ProfessionalFees decimals='-3' contextRef='D120401_130331' unitRef='USD'>1456000</us-gaap:ProfessionalFees>
	<us-gaap:ProfessionalFees decimals='-3' contextRef='D110401_120331' unitRef='USD'>1254000</us-gaap:ProfessionalFees>
	<us-gaap:ForeclosedRealEstateExpense decimals='-3' contextRef='D130401_140331' unitRef='USD'>2765000</us-gaap:ForeclosedRealEstateExpense>
	<us-gaap:ForeclosedRealEstateExpense decimals='-3' contextRef='D120401_130331' unitRef='USD'>5781000</us-gaap:ForeclosedRealEstateExpense>
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	<us-gaap:OtherNoninterestExpense decimals='-3' contextRef='D120401_130331' unitRef='USD'>2438000</us-gaap:OtherNoninterestExpense>
	<us-gaap:OtherNoninterestExpense decimals='-3' contextRef='D110401_120331' unitRef='USD'>2770000</us-gaap:OtherNoninterestExpense>
	<us-gaap:NoninterestExpense decimals='-3' contextRef='D130401_140331' unitRef='USD'>31961000</us-gaap:NoninterestExpense>
	<us-gaap:NoninterestExpense decimals='-3' contextRef='D120401_130331' unitRef='USD'>34758000</us-gaap:NoninterestExpense>
	<us-gaap:NoninterestExpense decimals='-3' contextRef='D110401_120331' unitRef='USD'>34423000</us-gaap:NoninterestExpense>
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	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic decimals='-3' contextRef='D120401_130331' unitRef='USD'>2662000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic decimals='-3' contextRef='D110401_120331' unitRef='USD'>-23279000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic>
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	<us-gaap:WeightedAverageNumberOfSharesOutstandingBasic decimals='INF' contextRef='D120401_130331' unitRef='Shares'>22342541</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
	<us-gaap:WeightedAverageNumberOfSharesOutstandingBasic decimals='INF' contextRef='D110401_120331' unitRef='Shares'>22317933</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
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	<us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding decimals='INF' contextRef='D120401_130331' unitRef='Shares'>22342541</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
	<us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding decimals='INF' contextRef='D110401_120331' unitRef='Shares'>22317933</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
	<us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax id='us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_D130401_140331_id' decimals='-3' contextRef='D130401_140331' unitRef='USD'>555000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
	<us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax id='us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_D120401_130331_id' decimals='-3' contextRef='D120401_130331' unitRef='USD'>239000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
	<us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax id='us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_D110401_120331_id' decimals='-3' contextRef='D110401_120331' unitRef='USD'>372000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
	<us-gaap:AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss id='us-gaap_AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss_D130401_140331_id' decimals='-3' contextRef='D130401_140331' unitRef='USD'>-189000</us-gaap:AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss>
	<us-gaap:AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss id='us-gaap_AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss_D120401_130331_id' decimals='-3' contextRef='D120401_130331' unitRef='USD'>-81000</us-gaap:AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss>
	<us-gaap:AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss id='us-gaap_AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss_D110401_120331_id' decimals='-3' contextRef='D110401_120331' unitRef='USD'>-126000</us-gaap:AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss>
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	<us-gaap:ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest decimals='-3' contextRef='D120401_130331' unitRef='USD'>59000</us-gaap:ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest>
	<us-gaap:ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest decimals='-3' contextRef='D110401_120331' unitRef='USD'>79000</us-gaap:ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest>
	<us-gaap:ComprehensiveIncomeNetOfTax decimals='-3' contextRef='D130401_140331' unitRef='USD'>19870000</us-gaap:ComprehensiveIncomeNetOfTax>
	<us-gaap:ComprehensiveIncomeNetOfTax decimals='-3' contextRef='D120401_130331' unitRef='USD'>2850000</us-gaap:ComprehensiveIncomeNetOfTax>
	<us-gaap:ComprehensiveIncomeNetOfTax decimals='-3' contextRef='D110401_120331' unitRef='USD'>-31332000</us-gaap:ComprehensiveIncomeNetOfTax>
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	<us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax decimals='-3' contextRef='D120401_130331' unitRef='USD'>0</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax>
	<us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax decimals='-3' contextRef='D110401_120331' unitRef='USD'>0</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax>
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	<us-gaap:DepreciationAmortizationAndAccretionNet decimals='-3' contextRef='D120401_130331' unitRef='USD'>-1877000</us-gaap:DepreciationAmortizationAndAccretionNet>
	<us-gaap:DepreciationAmortizationAndAccretionNet decimals='-3' contextRef='D110401_120331' unitRef='USD'>-2013000</us-gaap:DepreciationAmortizationAndAccretionNet>
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	<us-gaap:IncreaseDecreaseInOtherOperatingAssets decimals='-3' contextRef='D110401_120331' unitRef='USD'>-1000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
	<us-gaap:ProvisionForLoanLeaseAndOtherLosses decimals='-3' contextRef='D130401_140331' unitRef='USD'>3700000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
	<us-gaap:ProvisionForLoanLeaseAndOtherLosses decimals='-3' contextRef='D120401_130331' unitRef='USD'>-900000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
	<us-gaap:ProvisionForLoanLeaseAndOtherLosses decimals='-3' contextRef='D110401_120331' unitRef='USD'>-29350000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
	<us-gaap:IncreaseDecreaseInDeferredIncomeTaxes decimals='-3' contextRef='D130401_140331' unitRef='USD'>-15100000</us-gaap:IncreaseDecreaseInDeferredIncomeTaxes>
	<us-gaap:IncreaseDecreaseInDeferredIncomeTaxes decimals='-3' contextRef='D110401_120331' unitRef='USD'>8536000</us-gaap:IncreaseDecreaseInDeferredIncomeTaxes>
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	<us-gaap:OtherNoncashExpense decimals='-3' contextRef='D120401_130331' unitRef='USD'>-42000</us-gaap:OtherNoncashExpense>
	<us-gaap:OtherNoncashExpense decimals='-3' contextRef='D110401_120331' unitRef='USD'>-62000</us-gaap:OtherNoncashExpense>
	<us-gaap:IncreaseDecreaseInLoansDeferredIncome decimals='-3' contextRef='D130401_140331' unitRef='USD'>102000</us-gaap:IncreaseDecreaseInLoansDeferredIncome>
	<us-gaap:IncreaseDecreaseInLoansDeferredIncome decimals='-3' contextRef='D120401_130331' unitRef='USD'>-333000</us-gaap:IncreaseDecreaseInLoansDeferredIncome>
	<us-gaap:IncreaseDecreaseInLoansDeferredIncome decimals='-3' contextRef='D110401_120331' unitRef='USD'>-76000</us-gaap:IncreaseDecreaseInLoansDeferredIncome>
	<us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale decimals='-3' contextRef='D130401_140331' unitRef='USD'>-24413000</us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale>
	<us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale decimals='-3' contextRef='D120401_130331' unitRef='USD'>-29121000</us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale>
	<us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale decimals='-3' contextRef='D110401_120331' unitRef='USD'>-5916000</us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale>
	<us-gaap:ProceedsFromSaleOfLoansHeldForSale decimals='-3' contextRef='D130401_140331' unitRef='USD'>-24718000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
	<us-gaap:ProceedsFromSaleOfLoansHeldForSale decimals='-3' contextRef='D120401_130331' unitRef='USD'>-29484000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
	<us-gaap:ProceedsFromSaleOfLoansHeldForSale decimals='-3' contextRef='D110401_120331' unitRef='USD'>-5682000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
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	<us-gaap:RealEstateOwnedValuationAllowancePeriodIncreaseDecrease decimals='-3' contextRef='D120401_130331' unitRef='USD'>4974000</us-gaap:RealEstateOwnedValuationAllowancePeriodIncreaseDecrease>
	<us-gaap:RealEstateOwnedValuationAllowancePeriodIncreaseDecrease decimals='-3' contextRef='D110401_120331' unitRef='USD'>4238000</us-gaap:RealEstateOwnedValuationAllowancePeriodIncreaseDecrease>
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	<us-gaap:GainLossOnSaleOfOtherAssets decimals='-3' contextRef='D120401_130331' unitRef='USD'>-1056000</us-gaap:GainLossOnSaleOfOtherAssets>
	<us-gaap:GainLossOnSaleOfOtherAssets decimals='-3' contextRef='D110401_120331' unitRef='USD'>400000</us-gaap:GainLossOnSaleOfOtherAssets>
	<us-gaap:BankOwnedLifeInsuranceIncome decimals='-3' contextRef='D130401_140331' unitRef='USD'>-553000</us-gaap:BankOwnedLifeInsuranceIncome>
	<us-gaap:BankOwnedLifeInsuranceIncome decimals='-3' contextRef='D120401_130331' unitRef='USD'>-585000</us-gaap:BankOwnedLifeInsuranceIncome>
	<us-gaap:BankOwnedLifeInsuranceIncome decimals='-3' contextRef='D110401_120331' unitRef='USD'>-601000</us-gaap:BankOwnedLifeInsuranceIncome>
	<us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets decimals='-3' contextRef='D130401_140331' unitRef='USD'>45000</us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets>
	<us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets decimals='-3' contextRef='D120401_130331' unitRef='USD'>2963000</us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets>
	<us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets decimals='-3' contextRef='D110401_120331' unitRef='USD'>-627000</us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets>
	<us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet decimals='-3' contextRef='D130401_140331' unitRef='USD'>-89000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
	<us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet decimals='-3' contextRef='D120401_130331' unitRef='USD'>411000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
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	<us-gaap:IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities decimals='-3' contextRef='D130401_140331' unitRef='USD'>2637000</us-gaap:IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities>
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	<us-gaap:ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale decimals='-3' contextRef='D120401_130331' unitRef='USD'>524000</us-gaap:ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale>
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	<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment decimals='-3' contextRef='D120401_130331' unitRef='USD'>2141000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
	<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment decimals='-3' contextRef='D110401_120331' unitRef='USD'>2578000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
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	<dei:DocumentType contextRef='D130401_140331'>10-K</dei:DocumentType>
	<dei:DocumentPeriodEndDate contextRef='D130401_140331'>2014-03-31</dei:DocumentPeriodEndDate>
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	<dei:EntityRegistrantName contextRef='D130401_140331'>RIVERVIEW BANCORP INC</dei:EntityRegistrantName>
	<dei:EntityCentralIndexKey contextRef='D130401_140331'>0001041368</dei:EntityCentralIndexKey>
	<dei:CurrentFiscalYearEndDate contextRef='D130401_140331'>--03-31</dei:CurrentFiscalYearEndDate>
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	<dei:EntityPublicFloat decimals='INF' contextRef='E13Q3' unitRef='USD'>59101071</dei:EntityPublicFloat>
	<dei:EntityFilerCategory contextRef='D130401_140331'>Smaller Reporting Company</dei:EntityFilerCategory>
	<dei:EntityCurrentReportingStatus contextRef='D130401_140331'>Yes</dei:EntityCurrentReportingStatus>
	<dei:EntityVoluntaryFilers contextRef='D130401_140331'>No</dei:EntityVoluntaryFilers>
	<dei:EntityWellKnownSeasonedIssuer contextRef='D130401_140331'>No</dei:EntityWellKnownSeasonedIssuer>
	<dei:DocumentFiscalYearFocus contextRef='D130401_140331'>2014</dei:DocumentFiscalYearFocus>
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	<us-gaap:SignificantAccountingPoliciesTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:0in;layout-grid-mode:line;margin-top:0in;margin-right:-63.35pt;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in&apos;&gt;&lt;b&gt;1.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in&apos;&gt;&lt;b&gt;&lt;i&gt;Principles of Consolidation&lt;/i&gt;&lt;/b&gt; &amp;#150;The accompanying consolidated financial statements include the accounts of Riverview Bancorp, Inc.; its wholly-owned subsidiary, Riverview Community Bank (the &amp;#147;Bank&amp;#148;); the Bank&amp;#146;s wholly-owned subsidiary, Riverview Services, Inc.; and the Bank&amp;#146;s majority owned subsidiary, Riverview Asset Management Corp. (&amp;#147;RAMCorp&amp;#148;) (collectively referred to as the &amp;#147;Company&amp;#148;). All inter-company transactions and balances have been eliminated in consolidation. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Company has also established two subsidiary grantor trusts in connection with the issuance of trust preferred securities (see Note 11). In accordance with accounting standards, the accounts and transactions of the trusts are not included in the accompanying consolidated financial statements.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Nature of Operations&lt;/i&gt;&lt;/b&gt; &amp;#150; The Bank is an eighteen branch community-oriented financial institution operating in rural and suburban communities in southwest Washington State and Multnomah and Marion counties of Oregon. The Bank is engaged primarily in the business of attracting deposits from the general public and using such funds, together with other borrowings, to invest in various commercial business, commercial real estate, multi-family real estate, real estate construction, residential real estate and consumer loans.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Use of Estimates in the Preparation of Financial Statements&lt;/i&gt;&lt;/b&gt; &amp;#150; The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (&amp;#147;generally accepted accounting principles&amp;#148; or &amp;#147;GAAP&amp;#148;), requires management to make estimates and assumptions that affect the reported amounts of certain assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of related revenue and expense during the reporting period. Actual results could differ from those estimates.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Cash and Cash Equivalents&lt;/i&gt;&lt;/b&gt; &amp;#150; Cash and cash equivalents include amounts on hand, due from banks and interest-earning deposits in other banks. Cash and cash equivalents have a maturity of 90 days or less at the time of purchase.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Certificates of Deposit Held for Investment &amp;#150; Certificates of deposit held for investments include amounts invested with financial institutions for a stated interest rate and maturity date. Early withdraw penalties apply; however, the Company plans to hold these investments to maturity.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Loans Held for Sale&lt;/i&gt;&lt;/b&gt; &amp;#150; The Company identifies loans held for sale at the time of origination and such loans are carried at the lower of aggregate cost or net realizable value. Market values are derived from available market quotations for comparable pools of mortgage loans. Adjustments for unrealized losses, if any, are charged to income.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Gains or losses on sales of loans held for sale are recognized at the time of sale and are determined by the difference between the net sales proceeds and the allocated basis of these loans sold. The Company capitalizes mortgage servicing rights (&amp;#147;MSRs&amp;#148;) acquired through either the purchase of MSRs, the sale of originated mortgage loans or the securitization of mortgage loans with servicing rights retained. Upon sale of mortgage loans held for sale, the total cost of the loans designated for sale is allocated to mortgage loans with and without MSRs based on their relative fair values. The MSRs are included as a component of gain on sale of loans. The MSRs are amortized in proportion to and over the estimated period of the net servicing income and such amortization is reflected as a component of loan servicing income.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Securities &lt;/i&gt;&lt;/b&gt;&amp;#150; Investment securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investment securities held to maturity are carried at amortized cost. Unrealized losses due to fluctuations in fair value are recognized when it is determined that a credit-related other than temporary decline in value has occurred. Investment securities bought and held principally for the purpose of sale in the near term are classified as trading securities. Securities that the Company intends to hold for an indefinite period, but not necessarily to maturity are classified as available for sale. Such securities may be sold to implement the Company&amp;#146;s asset/liability management strategies and in response to changes in interest rates and similar factors.&amp;#160; Securities available for sale are reported at fair value. Unrealized gains and losses, net of the related deferred tax effect, are reported as a net amount in a separate component of shareholders&amp;#146; equity entitled &amp;#147;accumulated other comprehensive income (loss).&amp;#148; Realized gains and losses on securities available for sale, determined using the specific identification method, are included in earnings.&amp;#160; Amortization of premiums and accretion of discounts are recognized in interest income over the period to maturity or expected call, if sooner.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Company analyzes investment securities for other than temporary impairment (&amp;#147;OTTI&amp;#148;) on a quarterly basis.&amp;#160; OTTI is separated into a credit and noncredit component. Noncredit component losses are recorded in other comprehensive income (loss) when the Company a) does not intend to sell the security or b) is not more likely than not to have to sell the security prior to the security&amp;#146;s anticipated recovery. Credit component losses are reported in non-interest income.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Loans&lt;/i&gt;&lt;/b&gt; &amp;#150; Loans are stated at the amount of unpaid principal, reduced by deferred loan origination fees and an allowance for loan losses. Interest on loans is accrued daily based on the principal amount outstanding.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Loans are reviewed regularly and it is the Company&amp;#146;s general policy that a loan is past due when it is 30 days to 89 days delinquent. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. Payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cost recovery method. As a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment of the yield of the related loan.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Allowance for Loan Losses&lt;/i&gt;&lt;/b&gt; &amp;#150; The allowance for loan losses is maintained at a level sufficient to provide for probable loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon management&amp;#146;s ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions, and detailed analysis of individual loans for which full collectibility may not be assured.&amp;#160; The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components. The specific component relates to loans that are considered impaired. For such loans that are classified as impaired, an allowance is established when the net realizable value of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans and is based on historical loss experience adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management&amp;#146;s estimate of probable losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The appropriate allowance level is estimated based upon factors and trends identified by management at the time the consolidated financial statements are prepared.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, loans 90 days or more delinquent, loans internally designated as substandard, loans that are on non-accrual status or trouble debt restructures. The majority of the Company&amp;#146;s impaired loans are considered collateral dependent. When a loan is considered collateral dependent impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent impairment is measured using the present value of expected future cash flows, discounted at the loan&amp;#146;s original effective interest rate. When the net realizable value of the impaired loan is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan the Company may conclude that it is appropriate to record a charge-off of the impaired portion of the loan. When a charge-off is recorded the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and does not have an appraisal performed in the last three months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation on an annual basis. The valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;In accordance with the Company&amp;#146;s policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payment in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months will be charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale would result in full repayment of the outstanding loan balance. Once any of these or other repayment potentials are considered exhausted the impaired portion of the loan is charged-off, unless an updated valuation of the collateral reveals no impairment. Regardless of whether a loan is unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is promptly charged off.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;A provision for loan losses is charged against income and is added to the allowance for loan losses based on regular assessments of the loan portfolio. The allowance for loan losses is allocated to certain loan categories based on the relative risk characteristics, asset classifications and actual loss experience of the loan portfolio. While management has allocated the allowance for loan losses to various loan portfolio segments, the allowance is general in nature and is available for the loan portfolio in its entirety.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Allowance for Unfunded Loan Commitments &lt;/i&gt;&lt;/b&gt;&amp;#150; The allowance for unfunded loan commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to these unfunded credit facilities. The determination of the adequacy of the allowance is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is included in other liabilities on the consolidated balance sheets, with changes to the balance charged against non-interest expense.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Real Estate Owned (&amp;#147;REO&amp;#148;)&lt;/i&gt;&lt;/b&gt; &amp;#150; REO consists of properties acquired through foreclosure. Specific charge-offs are taken based upon detailed analysis of the fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Such collateral is transferred into REO at the fair value less estimated costs of disposal. Subsequently, the Company performs an evaluation of the properties and creates a valuation allowance with an offsetting charge to real estate owned expenses for any declines in value. The amounts the Company will ultimately recover from REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company&amp;#146;s control or because of changes in the Company&amp;#146;s strategy for the sale of the property.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Federal Home Loan Bank Stock&lt;/i&gt;&lt;/b&gt; &amp;#150; The Bank, as a member of Federal Home Loan Bank of Seattle (&amp;#147;FHLB&amp;#148;), is required to maintain an investment in capital stock of the FHLB in an amount equal to the greater of 1% of its outstanding home loans or 5% of advances from the FHLB. The Company views its investment in FHLB stock as a long-term investment. Accordingly, when evaluating for impairment, the value is determined based on the ultimate redemption of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the ultimate redemption is influenced by criteria such as: 1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount and length of time a decline has persisted; 2) impact of legislative and regulatory changes on the FHLB and 3) the liquidity position of the FHLB. The Company evaluated its investment in FHLB stock for OTTI, consistent with its accounting policy. Based on the Company&amp;#146;s evaluation of the underlying investment, including the long-term nature of the investment, the liquidity position of the FHLB, the actions being taken by the FHLB to address its regulatory situation and the Company&amp;#146;s intent and ability to hold the investment for a period of time sufficient to be able to redeem its investment at par value, the Company did not recognize an OTTI loss on its FHLB stock. Further, in September 2012, the Federal Housing Finance Agency (&amp;#147;FHFA&amp;#148;) upgraded the FHLB&amp;#146;s capital classification to &amp;#147;adequately capitalized&amp;#148; and granted the FHLB authority to repurchase up to $25 million of excess capital stock per quarter at par value, provided they receive a non-objection for each quarter&amp;#146;s repurchase from the FHFA.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Premises and Equipment&lt;/i&gt;&lt;/b&gt; &amp;#150; Premises and equipment are stated at cost less accumulated depreciation. Leasehold improvements are amortized over the term of the lease or the estimated useful life of the improvements, whichever is less. Gains or losses on dispositions are reflected in earnings. Depreciation is generally computed on the straight-line method over the following estimated useful lives: building and improvements &amp;#150; up to 45 years; furniture and equipment &amp;#150; three to twenty years; and leasehold improvements &amp;#150; fifteen to twenty-five years. The cost of maintenance and repairs is charged to expense as incurred. Assets are reviewed for impairment when events indicate their carrying value may not be recoverable.&amp;#160; If management determines impairment exists the asset is reduced by an offsetting charge to expense.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The capitalized lease, less accumulated amortization is included in premises and equipment. The capitalized lease is amortized on a straight-line basis over the lease term and the amortization is included in depreciation expense.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Mortgage Servicing Rights &amp;#150;&lt;/i&gt;&lt;/b&gt; Fees earned for servicing loans for the Federal Home Loan Mortgage Corporation (&amp;#147;FHLMC&amp;#148;) are reported as income when the related mortgage loan payments are collected. Loan servicing costs are charged to expense as incurred. MSRs are the rights to service loans. Loan servicing includes collecting payments, remitting funds to investors, insurance companies and tax authorities, collecting delinquent payments, and foreclosing on properties when necessary.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Company records its originated MSRs at fair value in accordance with accounting standards, which requires the Company to allocate the total cost of all mortgage loans sold to the MSRs and the loans (without the MSRs) based on their relative fair values if it is practicable to estimate those fair values. The Company stratifies its MSRs based on the predominant characteristics of the underlying financial assets including the coupon interest rate and the contractual maturity of the mortgage. An estimated fair value of MSRs is determined quarterly using a discounted cash flow model.&amp;#160; The model estimates the present value of the future net cash flows of the servicing portfolio based on various factors, such as servicing costs, servicing income, expected prepayment speeds, discount rate, loan maturity and interest rate. The effect of changes in market interest rates on estimated rates of loan prepayments represents the predominant risk characteristic underlying the MSRs portfolio. The Company is amortizing the MSRs in proportion to and over the period of estimated net servicing income.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;MSRs are reviewed quarterly for impairment based on their fair value. The fair value of the MSRs, for the purposes of impairment, is measured using a discounted cash flow analysis based on market adjusted discount rates, anticipated prepayment speeds, mortgage loan term and coupon rate. Market sources are used to determine prepayment speeds, ancillary income, servicing cost and pre-tax required yield. Impairment losses are recognized through a valuation allowance for each impaired stratum, with any associated provision recorded as a component of loan servicing income.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Goodwill &amp;#150;&lt;/i&gt;&lt;/b&gt; Goodwill is initially recorded when the purchase price paid for an acquisition exceeds the estimated fair value of the net identified tangible and intangible assets acquired. Goodwill is presumed to have an indefinite useful life and is tested, at least annually, for impairment at the reporting unit level. The Company performs an annual review in the third quarter of each year, or more frequently if indicators of potential impairment exist, to determine if the recorded goodwill is impaired. The impairment test is performed in two phases. The first step of the goodwill impairment test compares the fair value of the reporting unit with its carrying amount, including goodwill. If the fair value of the reporting unit exceeds its carrying amount, goodwill is considered not impaired; however, if the carrying amount of the reporting unit exceeds its fair value, a second step must be performed. In the second step the implied fair value of the reporting unit is calculated. The implied fair value of goodwill is then compared to the carrying amount of goodwill on the Company&amp;#146;s balance sheet. If the carrying amount of the goodwill is greater than the implied fair value of that goodwill, an impairment loss must be recognized in an amount equal to that excess. As of March 31, 2014, the Company had not recognized any impairment loss on the recorded goodwill.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Core Deposit Intangible&lt;/i&gt;&lt;/b&gt; &amp;#150; Core deposit intangibles are amortized to non-interest expense using an accelerated method (based on expected attrition and cash flows of core deposit accounts purchased) over ten years.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Advertising and Marketing Expense&lt;/i&gt;&lt;/b&gt; &amp;#150; Costs incurred for advertising, merchandising, market research, community investment and business development are classified as marketing expense and are expensed as incurred.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Income Taxes&lt;/i&gt;&lt;/b&gt; &amp;#150; Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company&amp;#146;s income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not, that all or some portion of the potential deferred tax asset will not be realized. The Company files a consolidated federal&lt;font style=&apos;display:none&apos;&gt; &lt;/font&gt;income tax return. The Bank provides for income taxes separately and remits to the Company amounts currently due.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Trust Assets&lt;/i&gt;&lt;/b&gt; &amp;#150; Assets held by RAMCorp in a fiduciary or agency capacity for trust customers are not included in the consolidated financial statements because such items are not assets of the Company. Assets totaling $359.7 million and $337.5 million were held in trust as of March 31, 2014 and 2013, respectively.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Earnings Per Share &lt;/i&gt;&lt;/b&gt;&amp;#150; The Company accounts for earnings per share in accordance with applicable accounting standards, which requires all companies whose capital structure includes dilutive potential common shares to make a dual presentation of basic and diluted earnings per share for all periods presented. Basic earnings per share is computed by dividing income available to common shareholders by the weighted average number of common shares outstanding for the period, excluding restricted stock and unallocated shares owned by the Company&amp;#146;s Employee Stock Ownership Plan (&amp;#147;ESOP&amp;#148;).&amp;#160; Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and has been computed after giving consideration to the weighted average diluted effect of the Company&amp;#146;s stock options.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Stock-Based Compensation &lt;/i&gt;&lt;/b&gt;&amp;#150; The Company accounts for stock based compensation in accordance with accounting guidance for stock compensation. The guidance requires measurement of the compensation cost for all stock-based awards based on the grant-date fair value and recognition of compensation cost over the service period of stock-based awards. The fair value of stock options is determined using the Black-Scholes valuation model.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Employee Stock Ownership Plan (&amp;#147;ESOP&amp;#148;) &lt;/i&gt;&lt;/b&gt;&amp;#150; The Company sponsors a leveraged ESOP. As shares are released, compensation expense is recorded equal to the then current market price of the shares and the shares become available for earnings per share calculations. The Company records cash dividends on unallocated shares as a reduction of debt and accrued interest.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Business segments&lt;/i&gt;&lt;/b&gt; &amp;#150; The Company operates a single business segment. The financial information that is used by the chief operating decision maker in allocating resources and assessing performance is only provided for one reportable segment for years ended March 31, 2014, 2013 and 2012.&lt;/p&gt; &lt;p style=&apos;margin-top:5.4pt;margin-right:.05in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-autospace:none;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:5.4pt;margin-right:.05in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-autospace:none;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;New Accounting Pronouncements&lt;/i&gt;&lt;/b&gt;&lt;b&gt; &amp;#150;&lt;/b&gt; In July 2013, the Financial Accounting Standards Board issued Accounting Standards Update (&amp;#147;ASU&amp;#148;) No. 2013-11, &amp;#147;Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists&amp;#148;. This ASU requires an entity to present an unrecognized tax benefit, or a portion of an unrecognized tax benefit, as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except to the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. No new recurring disclosures are required. The amendments are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013 and are to be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted. The adoption of ASU No. 2013-11 is not expected to have a material impact on the Company&apos;s consolidated financial statements.&lt;/p&gt; &lt;p style=&apos;margin-top:5.4pt;margin-right:.05in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-autospace:none;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:5.4pt;margin-right:.05in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-autospace:none;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:justify&apos;&gt;In January 2014, the FASB issued ASU 2014-04, &amp;#147;Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure&amp;#148;. The ASU clarifies when a creditor would be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that all or a portion of the loan would be derecognized and the real estate property recognized. Under the guidance, a consumer loan collateralized by residential real estate should be reclassified to other real estate owned when (1) the creditor obtains legal title to the residential property or (2) the borrower conveys all interest in the property to the creditor to satisfy the loan by completing a deed in lieu of foreclosure or similar agreement. In addition, an entity is required to disclose the amount of residential real estate meeting the conditions above, and the recorded investment in consumer mortgage loans secured by residential real estate that are in the process of foreclosure. ASU 2014-04 is effective for annual and interim reporting periods within those annual periods, beginning after December 15, 2014. Adoption of the new guidance is not expected to have a significant impact on the Company&apos;s consolidated financial statements.&lt;/p&gt; </us-gaap:SignificantAccountingPoliciesTextBlock>
	<us-gaap:RestrictedAssetsDisclosureTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in&apos;&gt;&lt;b&gt;2.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;RESTRICTED ASSETS&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Regulations of the Board of Governors of the Federal Reserve System (&amp;#147;Federal Reserve Board&amp;#148;) require that the Bank maintain minimum reserve balances either on hand or on deposit with the Federal Reserve Bank of San Francisco (&amp;#147;FRB&amp;#148;), based on a percentage of deposits. The amounts of such balances as of March 31, 2014 and 2013 were $765,000 and $652,000, respectively.&lt;/p&gt;</us-gaap:RestrictedAssetsDisclosureTextBlock>
	<us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in&apos;&gt;&lt;b&gt;3.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;INVESTMENT SECURITIES&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:16.55pt;margin-bottom:.0001pt;text-align:justify&apos;&gt;The amortized cost and approximate fair value of investment securities available for sale consisted of the following (in thousands):&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:16.55pt;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:22.5pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:48.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amortized Cost&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized Gains&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:46.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Estimated Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.9pt&apos;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Trust preferred&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,919&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(16&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:11.25pt&apos;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Agency securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,947&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(462&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,491&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.0pt&apos;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,866&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(478&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,394&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.9pt&apos;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2013&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.0pt&apos;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Trust preferred&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,766&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,528&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.3pt&apos;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Agency securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(22&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,978&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.3pt&apos;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,766&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,550&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,216&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;The contractual maturities of investment securities available for sale are as follows (in thousands):&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:22.5pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;558&quot; valign=&quot;bottom&quot; style=&apos;width:418.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amortized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Cost&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Estimated&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;558&quot; valign=&quot;bottom&quot; style=&apos;width:418.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;558&quot; valign=&quot;bottom&quot; style=&apos;width:418.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due in one year or less&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;558&quot; valign=&quot;bottom&quot; style=&apos;width:418.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after one year through five years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14,438&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14,099&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:11.25pt&apos;&gt; &lt;td width=&quot;558&quot; valign=&quot;bottom&quot; style=&apos;width:418.8pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after five years through ten years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,509&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,392&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:11.25pt&apos;&gt; &lt;td width=&quot;558&quot; valign=&quot;bottom&quot; style=&apos;width:418.8pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after ten years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,919&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.0pt&apos;&gt; &lt;td width=&quot;558&quot; valign=&quot;bottom&quot; style=&apos;width:418.8pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:12.6pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,866&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,394&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.25in;margin-bottom:0in;margin-left:16.55pt;margin-bottom:.0001pt&apos;&gt;The fair value of temporarily impaired securities, the amount of unrealized losses and the length of time these unrealized losses existed are as follows at the dates indicated (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Less than 12 months&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&lt;b&gt;&amp;#160; 12 months or longer&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&lt;b&gt;&amp;#160; Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.55pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-4.95pt;margin-bottom:.0001pt;text-align:center;text-indent:1.8pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:2.25pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center;text-indent:-4.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.0pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;Trust preferred&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(16&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;(16&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.5pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;Agency securities&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;17,985&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(462&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;17,985&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;(462&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;19,888&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(478&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;19,888&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;(478&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Less than 12 months&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&lt;b&gt;&amp;#160; 12 months or longer&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&lt;b&gt;&amp;#160; Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2013&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.55pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-4.95pt;margin-bottom:.0001pt;text-align:center;text-indent:1.8pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:2.25pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center;text-indent:-4.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.0pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;Trust preferred&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;(1,528&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;(1,528&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.5pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;Agency securities&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;4,978&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(22&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;4,978&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;(22&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;4,978&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(22&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;(1,528&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;6,216&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;(1,550&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;At March 31, 2014, the Company had a single collateralized debt obligation which is secured by trust preferred securities issued by 15 other holding companies. The Company holds the mezzanine tranche of this security. All tranches senior to the mezzanine tranche have been repaid by the issuers. Four of the issuers of trust preferred securities in this pool have defaulted (representing 51% of the remaining collateral, including excess collateral), and two other issuers are currently deferring interest payments (6% of the remaining collateral). The Company has estimated an expected default rate of 44% for its portion of this security. The expected default rate was estimated based primarily on an analysis of the financial condition of the underlying issuers. The Company estimates that a default rate of 68% would trigger additional other than temporary impairment (&amp;#147;OTTI&amp;#148;) of this security. The Company utilized a discount rate of 10% to estimate the fair value of this security. There was no excess subordination on this security.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;During the year ended March 31, 2014, the Company determined that there was no additional OTTI charge on the above collateralized debt obligation. The Company does not intend to sell this security and it is not more likely than not that the Company will be required to sell the security before the anticipated recovery of the remaining amortized cost basis.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;To determine the component of gross OTTI related to credit losses, the Company compared the amortized cost basis of the collateralized debt obligation to the present value of the revised expected cash flows, discounted using the current pre-impairment yield.&amp;#160; The revised expected cash flow estimates are based primarily on an analysis of default rates, prepayment speeds and third-party analytical reports.&amp;#160; Significant judgment of management is required in this analysis that includes, but is not limited to, assumptions regarding the ultimate collectibility of principal and interest on the underlying collateral.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;The unrealized losses on the above agency securities were primarily attributable to increases in market interest rates subsequent to their purchase by the Company. The Company expects the fair value of the agency securities to recover as the agency securities approach their maturity dates or sooner if market yields for such securities decline. The Company does not believe that the agency securities are other than temporarily impaired because of their credit quality or related to any issuer or industry specific event. Based on management&amp;#146;s evaluation and intent, the unrealized losses related to the agency securities in this table are considered temporary. The Company realized no gains or losses on sales of investment securities in the years ended March 31, 2014, 2013 or 2012.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;Investment securities with an amortized cost of $1.0 million and $1.0 million and a fair value of $975,000 and $996,000 at March 31, 2014 and 2013, respectively, were pledged as collateral for government public funds held by the Bank.&lt;/p&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
	<fil:MortgageBackedSecurities contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in&apos;&gt;&lt;b&gt;4.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;MORTGAGE-BACKED SECURITIES&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Mortgage-backed securities held to maturity consisted of the following (in thousands):&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Amortized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Cost&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:11.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;top&quot; style=&apos;width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;Gains&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:12.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;top&quot; style=&apos;width:46.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Estimated&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:11.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.45pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:12.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.45pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.1pt;text-align:right;text-indent:.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;101&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:11.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.45pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:12.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.45pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;104&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.3pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:12.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:12.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.35pt;padding:0;height:12.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:11.8pt;padding:0;height:12.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:12.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;top&quot; style=&apos;width:43.9pt;padding:0;height:12.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.45pt;padding:0;height:12.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;padding:0;height:12.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.3pt;padding:0;height:12.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:12.0pt;padding:0;height:12.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:12.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;top&quot; style=&apos;width:46.45pt;padding:0;height:12.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0;height:12.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.65pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2013&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:11.8pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.2pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;top&quot; style=&apos;width:43.9pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.45pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.6pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.3pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:12.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:5.7pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;top&quot; style=&apos;width:46.45pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;125&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:11.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.45pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:12.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.45pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;129&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.8pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:1.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:1.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:1.8pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:11.8pt;padding:0;height:1.8pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:1.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;padding:0;height:1.8pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.45pt;padding:0;height:1.8pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;padding:0;height:1.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:1.8pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:12.0pt;padding:0;height:1.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:1.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.45pt;padding:0;height:1.8pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0;height:1.8pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;543&quot; colspan=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:406.9pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt&apos;&gt;&lt;sup&gt;(1)&lt;/sup&gt; Comprised of&amp;#160; Federal National Mortgage Association (&amp;#147;FNMA&amp;#148;) and FHLMC&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;The contractual maturities of mortgage-backed securities held to maturity are as follows (in thousands):&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:18.9pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;bottom&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right;text-indent:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:.7pt&apos;&gt;&lt;b&gt;Amortized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Cost&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Estimated&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;bottom&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due in one year or less&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after one year through five years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after five years through ten years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;81&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;82&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after ten years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.55pt&apos;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0;height:8.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;101&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;104&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Mortgage-backed securities held to maturity with an amortized cost of $36,000 and $53,000 and a fair value of $37,000 and $55,000 at March 31, 2014 and 2013, respectively, were pledged as collateral for governmental public funds.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Mortgage-backed securities available for sale consisted of the following (in thousands):&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;358&quot; valign=&quot;bottom&quot; style=&apos;width:268.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50&quot; valign=&quot;bottom&quot; style=&apos;width:37.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Amortized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Cost&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;Gains&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:3.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Estimated&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.65pt&apos;&gt; &lt;td width=&quot;358&quot; valign=&quot;bottom&quot; style=&apos;width:268.8pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50&quot; valign=&quot;bottom&quot; style=&apos;width:37.4pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.5pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.0pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:3.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.65pt&apos;&gt; &lt;td width=&quot;358&quot; valign=&quot;bottom&quot; style=&apos;width:268.8pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate mortgage investment conduits &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50&quot; valign=&quot;bottom&quot; style=&apos;width:37.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;7,218&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:.9pt&apos;&gt;(77&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:3.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.1pt;text-align:right;text-indent:.1pt&apos;&gt;7,150&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;358&quot; valign=&quot;bottom&quot; style=&apos;width:268.8pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities &lt;sup&gt;(2)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50&quot; valign=&quot;bottom&quot; style=&apos;width:37.4pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;65,858&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.5pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;102&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.9pt;text-align:right;text-indent:.7pt&apos;&gt;(547&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:3.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;65,413&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;358&quot; valign=&quot;bottom&quot; style=&apos;width:268.8pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Other mortgage-backed securities &lt;sup&gt;(3)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50&quot; valign=&quot;bottom&quot; style=&apos;width:37.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;6,007&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;18&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(13&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:3.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,012&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;358&quot; valign=&quot;bottom&quot; style=&apos;width:268.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50&quot; valign=&quot;bottom&quot; style=&apos;width:37.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;79,083&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;129&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(637&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:3.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;78,575&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:17.85pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:17.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2013&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Amortized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Cost&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:11.8pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;Gains&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Estimated&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:2.95pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.65pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate mortgage investment conduits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;230&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:11.8pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:.9pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.8pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.1pt;text-align:right;text-indent:.1pt&apos;&gt;237&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:2.95pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities &lt;sup&gt;(4)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;186&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:11.8pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;194&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:2.95pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;416&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:11.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;431&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:2.95pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.6pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:6.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:11.8pt;padding:0;height:6.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0;height:6.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:6.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.8pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:2.95pt;padding:0;height:6.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;538&quot; colspan=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:403.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt&apos;&gt;&lt;sup&gt;(1)&lt;/sup&gt; &amp;#160;Comprised of&amp;#160; FHLMC and FNMA&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;538&quot; colspan=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:403.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt&apos;&gt;&lt;sup&gt;(2)&lt;/sup&gt; Comprised of&amp;#160; FHLMC, FNMA and Ginnie Mae (&amp;#147;GNMA&amp;#148;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;538&quot; colspan=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:403.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt&apos;&gt;&lt;sup&gt;(3)&lt;/sup&gt; Comprised of U.S. Small Business Administration (&amp;#147;SBA&amp;#148;) and Commercial Real Estate (&amp;#147;CRE&amp;#148;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;538&quot; colspan=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:403.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt&apos;&gt;&lt;sup&gt;(4)&lt;/sup&gt; Comprised of&amp;#160; FHLMC and FNMA&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt&apos;&gt;The contractual maturities of mortgage-backed securities available for sale are as follows (in thousands):&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:18.9pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;bottom&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right;text-indent:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:.7pt&apos;&gt;&lt;b&gt;Amortized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Cost&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Estimated&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;bottom&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due in one year or less&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after one year through five years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;26&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;27&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after five years through ten years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;11,100&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;11,145&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after ten years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;67,953&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;67,399&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.55pt&apos;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0;height:8.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;79,083&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;78,575&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify&apos;&gt;The fair value of temporarily impaired securities, the amount of unrealized losses and the length of time these unrealized losses existed are as follows (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;top&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;133&quot; colspan=&quot;5&quot; valign=&quot;top&quot; style=&apos;width:100.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Less than 12 months&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;136&quot; colspan=&quot;5&quot; valign=&quot;top&quot; style=&apos;width:102.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&lt;b&gt;&amp;#160; 12 months or longer&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:98.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&lt;b&gt;&amp;#160; Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;top&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-20.7pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.55pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-4.95pt;margin-bottom:.0001pt;text-align:center;text-indent:1.8pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:2.25pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center;text-indent:-4.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;bottom&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;top&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;top&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;bottom&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate mortgage investment conduits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;4,996&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(77&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;4,996&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(77&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;bottom&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;49,177&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(547&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;49,177&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(547&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;bottom&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Other mortgage-backed securities &lt;sup&gt;(2)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;1,526&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(13&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;1,526&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(13&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;top&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;55,699&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(637&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;55,699&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(637&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;top&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;bottom&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&lt;sup&gt;(1)&lt;/sup&gt; Comprised of&amp;#160; FHLMC and FNMA&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;bottom&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&lt;sup&gt;(2)&lt;/sup&gt; Comprised of SBA&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify&apos;&gt;There were no mortgage-backed securities that were temporarily impaired at March 31, 2013.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify&apos;&gt;The unrealized losses on the above mortgage-backed securities were primarily attributable to increases in market interest rates subsequent to their purchase by the Company. The Company expects the fair value of the mortgage-backed securities to recover as the mortgage-backed securities approach their maturity dates or sooner if market yields for such securities decline. The Company does not believe that the mortgage-backed securities are impaired because of their credit quality or related to any issuer or industry specific event. Based on management&amp;#146;s evaluation and intent, the unrealized losses related to the mortgage-backed securities in this table are considered temporary.&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:16.55pt;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:16.55pt;margin-bottom:.0001pt;text-align:justify&apos;&gt;Expected maturities of mortgage-backed securities held to maturity and available for sale will differ from contractual maturities because borrowers may have the right to prepay obligations with or without prepayment penalties.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:16.55pt;margin-bottom:.0001pt;text-align:justify&apos;&gt;Mortgage-backed securities available for sale with an amortized cost of $1.7 million and $416,000 and a fair value of $1.7 million and $431,000 at March 31, 2014 and 2013, respectively, were pledged as collateral for government public funds held by the Bank.&lt;/p&gt;</fil:MortgageBackedSecurities>
	<us-gaap:LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in&apos;&gt;&lt;b&gt;5.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;LOANS RECEIVABLE&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Loans receivable at March 31, 2014 and 2013 are reported net of deferred loan fees totaling $2.0 million. Loans receivable, excluding loans held for sale, consisted of the following (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;line-height:1.0pt;line-height:normal&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:22.1pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;bottom&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-2.8pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; style=&apos;width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:center&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;top&quot; style=&apos;width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;bottom&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial and construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:7.65pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;top&quot; style=&apos;width:65.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;71,632&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;top&quot; style=&apos;width:63.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;71,935&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:6.75pt&apos;&gt;Other real estate mortgage&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;324,881&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;355,397&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:6.75pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;top&quot; style=&apos;width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;19,482&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;top&quot; style=&apos;width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;9,675&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:22.5pt&apos;&gt;Total commercial and construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;415,995&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;437,007&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:6.75pt&apos;&gt;Real estate one-to-four family&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;93,007&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;97,140&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:6.75pt&apos;&gt;Other installment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;24,486&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;1,865&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:16.65pt&apos;&gt;Total consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;117,493&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;99,005&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.9pt&apos;&gt;Total loans &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;533,488&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;536,012&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.05pt&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0;height:4.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;padding:0;height:4.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;padding:0;height:4.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Less:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;Allowance for loan losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;12,551&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;15,643&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;bottom&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:22.5pt&apos;&gt;Loans receivable, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;520,937&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;520,369&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;The Company originates commercial business, commercial real estate, multi-family real estate, real estate construction, residential real estate and consumer loans. At March 31, 2014 and 2013, the Company had no loans to foreign domiciled businesses or foreign countries, or loans related to highly leveraged transactions. Substantially all of the mortgage loans in the Company&amp;#146;s portfolio are secured by properties located in Washington and Oregon, and, accordingly, the ultimate collectibility of a substantial portion of the Company&amp;#146;s loan portfolio is susceptible to changes in the local economic conditions in these markets. The Company considers its loan portfolio to have very little exposure to sub-prime mortgage loans since the Company has not historically engaged in this type of lending. At March 31, 2014, loans carried at $335.4 million were pledged as collateral to the FHLB and FRB for borrowing arrangements.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Aggregate loans to officers and directors, all of which are current, consist of the following (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;line-height:1.0pt;line-height:normal&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:22.1pt;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;282&quot; valign=&quot;bottom&quot; style=&apos;width:211.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;216&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:162.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31,&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;282&quot; valign=&quot;bottom&quot; style=&apos;width:211.6pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;282&quot; valign=&quot;bottom&quot; style=&apos;width:211.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Beginning balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,609&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,907&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,160&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;282&quot; valign=&quot;bottom&quot; style=&apos;width:211.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Originations&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;226&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;282&quot; valign=&quot;bottom&quot; style=&apos;width:211.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Principal repayments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(755&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(524&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(254&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;282&quot; valign=&quot;bottom&quot; style=&apos;width:211.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;854&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,609&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,907&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </us-gaap:LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock>
	<us-gaap:AllowanceForCreditLossesTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in&apos;&gt;&lt;b&gt;6.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;ALLOWANCE FOR LOAN LOSSES&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify&apos;&gt;The allowance for loan losses is maintained at a level sufficient to provide for probable loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon the Company&amp;#146;s ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions and detailed analysis of individual loans for which full collectability may not be assured. The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components. The specific component relates to loans that are considered impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans based on the Company&amp;#146;s risk rating system and historical loss experience adjusted for qualitative factors. The Company calculates its historical loss rates using the average of the last four quarterly 24-month periods. The Company calculates and applies its historical loss rates by individual loan types in its portfolio. These historical loss rates are adjusted for qualitative and environmental factors. An unallocated component is maintained to cover uncertainties that the Company believes have resulted in incurred losses that have not yet been allocated to specific elements of the general and specific components of the allowance for loan losses. Such factors include uncertainties in economic conditions and in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The appropriate allowance level is estimated based upon factors and trends identified by the Company as of the date of the filing of the financial statements.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify&apos;&gt;Management&amp;#146;s evaluation of the allowance for loan losses is based on ongoing, quarterly assessments of the known and inherent risks in the loan portfolio. Loss factors are based on the Company&amp;#146;s historical loss experience with additional consideration and adjustments made for changes in economic conditions, changes in the amount and composition of the loan portfolio, delinquency rates, changes in collateral values, seasoning of the loan portfolio, duration of current business cycle, a detailed analysis of impaired loans and other factors as deemed appropriate. These factors are evaluated on a quarterly basis. Loss rates used by the Company are affected as changes in these factors increase or decrease from quarter to quarter. The Company also considers bank regulatory examination results and findings of credit examiners in its quarterly evaluation of the allowance for loan losses.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify&apos;&gt;The following tables present a reconciliation of the allowance for loan losses at the dates indicated (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:15.3pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:15.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Commercial&amp;#160; Business&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Commercial Real Estate&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Land&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Multi-Family&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Real Estate Construction&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Consumer&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unallocated&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Beginning balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,128&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,979&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,019&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;541&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;221&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,949&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,806&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,643&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Provision for (recapture of) loan losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;95&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(417&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,439&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(338&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;173&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(258&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(516&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3,700&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Charge-offs&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(340&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(316&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(90&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(11&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(349&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,106&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Recoveries&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;526&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;850&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;311&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;top&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,714&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,409&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,269&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;340&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;203&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;387&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,653&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,290&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12,551&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:11.25pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Commercial&amp;#160; Business&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Commercial Real Estate&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Land&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Multi-Family&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Real Estate Construction&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Consumer&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unallocated&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Beginning balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,688&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,599&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,906&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,121&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;412&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,274&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,921&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,921&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Provision for (recapture of) loan losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;928&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,865&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,149&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(197&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(278&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;846&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(115&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;900&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Charge-offs&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,606&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,494&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,753&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(622&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(141&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,310&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(6,926&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Recoveries&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;118&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;239&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;228&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;139&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;top&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,748&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,128&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,979&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,019&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;541&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;221&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,949&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,806&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,643&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:9.9pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Commercial&amp;#160; Business&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.05pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.2pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Commercial Real Estate&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.85pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Land&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.85pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Multi-Family&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.85pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Real Estate Construction&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.85pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Consumer&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.35pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unallocated&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.85pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.25pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.2pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.35pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Beginning balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,822 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,744&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,003&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,172&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;820&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,339&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,068&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14,968&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Provision for (recapture of) loan losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,638&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,681&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;13,692&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,126&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,690&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,670&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(147&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;29,350&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Charge-offs&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,801&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,826&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(10,892&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3,177&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,101&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,750&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(24,547&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Recoveries&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;29&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;103&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;top&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;150&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,688&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,599&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,906&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,121&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;412&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,274&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,921&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,921&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in&apos;&gt;The following tables present an analysis of loans receivable and allowance for loan losses, which were evaluated individually and collectively for impairment at the dates indicated (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;241&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:180.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&lt;b&gt;Allowance for loan losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;241&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:180.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&lt;b&gt;Recorded investment in loans&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:32.0pt&apos;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0;height:32.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Individually Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Collectively Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Individually Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Collectively Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,409&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,409&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;947&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;70,685&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;71,632&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;137&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,132&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,269&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;18,122&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;269,386&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;287,508&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;340&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;340&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;858&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,387&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16,245&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;203&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;203&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,114&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,128&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;387&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;387&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,482&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,482&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;142&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,511&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,653&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,009&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;113,484&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;117,493&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Unallocated&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,290&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,290&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;279&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12,272&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12,551&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;25,950&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;507,538&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;533,488&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;241&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:180.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center&apos;&gt;&lt;b&gt;Allowance for loan losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;241&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:180.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded investment in loans&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Individually Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Collectively Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Individually Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Collectively Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;top&quot; style=&apos;width:51.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;top&quot; style=&apos;width:50.35pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;top&quot; style=&apos;width:52.15pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;top&quot; style=&apos;width:53.05pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;top&quot; style=&apos;width:40.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,128&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,128&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;679&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;71,256&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;71,935&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;536&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,443&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,979&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,466&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;278,225&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;297,691&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,019&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,019&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,469&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,935&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,404&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;541&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;541&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,846&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;30,456&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;34,302&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;221&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;221&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;175&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,500&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,675&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;183&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,766&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,949&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,933&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;94,072&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;99,005&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Unallocated&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,806&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,806&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;719&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14,924&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,643&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;32,568&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;503,444&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;536,012&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in&apos;&gt;Changes in the allowance for unfunded loan commitments were as follows (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;300&quot; valign=&quot;bottom&quot; style=&apos;width:225.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;216&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:162.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31,&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;300&quot; valign=&quot;bottom&quot; style=&apos;width:225.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;300&quot; valign=&quot;bottom&quot; style=&apos;width:225.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Beginning balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;229&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;217&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;166&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;300&quot; valign=&quot;bottom&quot; style=&apos;width:225.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Net change in allowance for unfunded loan commitments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;65&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;51&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;300&quot; valign=&quot;bottom&quot; style=&apos;width:225.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;294&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;229&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;217&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify&apos;&gt;The following tables present an analysis of past due loans at the dates indicated (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:27.45pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:27.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;30-89 Days Past Due&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Greater Than 90 Days (Non-Accrual)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total Past Due&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.95pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Current&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total Loans Receivable&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded Investment &amp;gt; 90 Days and Accruing&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.8pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:5.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;padding:0;height:5.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:5.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;border:none;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;120&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;452&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;572&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;71,060&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;71,632&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;188&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,067&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,255&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;279,253&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;287,508&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;800&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;800&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,445&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16,245&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;359&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,373&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;18,755&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,128&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,482&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,482&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,580&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,729&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,309&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;113,184&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;117,493&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,247&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14,062&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16,309&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;517,179&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;533,488&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:9.9pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;30-89 Days Past Due&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Greater Than 90 Days (Non-Accrual)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total Past Due&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.95pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Current&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total Loans Receivable&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded Investment &amp;gt; 90 Days and Accruing&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;336&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,349&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,685&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;70,250&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;71,935&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,345&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10,315&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16,660&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;281,031&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;297,691&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,267&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,267&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;20,137&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,404&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,968&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,968&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;31,334&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;34,302&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;175&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;175&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,500&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,675&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,654&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,059&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,713&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;93,292&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;99,005&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,335&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,133&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;30,468&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;505,544&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;536,012&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify&apos;&gt;Interest income foregone on non-accrual loans was $949,000, $1.4 million and $2.3 million for the years ended March 31, 2014, 2013 and 2012, respectively.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify&apos;&gt;&lt;u&gt;Credit quality indicators:&lt;/u&gt; The Company monitors credit risk in its loan portfolio using a risk rating system for all commercial (non-consumer) loans. The risk rating system is a measure of the credit risk of the borrower based on their historical, current and anticipated financial characteristics. The Company assigns a risk rating to each commercial loan at origination and subsequently updates these ratings, as necessary, so the risk rating continues to reflect the appropriate risk characteristics of the loan. Application of appropriate risk ratings is key to management of the loan portfolio risk. In arriving at the rating, the Company considers the following factors: delinquency, payment history, quality of management, liquidity, leverage, earning trends, alternative funding sources, geographic risk, industry risk, cash flow adequacy, account practices, asset protection and extraordinary risks. Consumer loans, including custom construction loans, are not assigned a risk rating but rather are grouped into homogeneous pools with similar risk characteristics. When a consumer loan is delinquent 90 days it is placed on non-accrual status and assigned a substandard risk rating. Loss factors are assigned to each risk rating and homogeneous pool based on historical loss experience for similar loans. This historical loss experience is adjusted for qualitative factors that are likely to cause the estimated credit losses to differ from the Company&amp;#146;s historical loss experience. The Company uses these loss factors to estimate the general component of its allowance for loan loss.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify;text-indent:.7pt&apos;&gt;&lt;u&gt;Pass&lt;/u&gt; &amp;#150; These loans have risk rating between 1 and 4 and are to borrowers that meet normal credit standards.&amp;#160; Any deficiencies in satisfactory asset quality, liquidity, debt servicing capacity and coverage are offset by strengths in other areas. The borrower currently has the capacity to perform according to the loan terms. Any concerns about risk factors such as stability of margins, stability of cash flows, liquidity, dependence on a single product/supplier/customer, depth of management, etc., are offset by strength in other areas. Typically, the operating assets of the company and/or real estate will secure these loans. Management is considered competent. The borrower has the ability to repay the debt in the normal course of business.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify&apos;&gt;&lt;u&gt;Watch&lt;/u&gt; &amp;#150; These loans have a risk rating of 5 and would typically have many of the attributes of loans in the pass rating. However, there would typically be some reason for additional management oversight, such as recent financial setbacks, deteriorating financial position, industry concerns and failure to perform on other borrowing obligations. Loans with this rating are to be monitored closely in an effort to correct deficiencies.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify&apos;&gt;&lt;u&gt;Special mention&lt;/u&gt; &amp;#150; These loans have a risk rating of 6 and are rated in accordance with regulatory guidelines. These loans have potential weaknesses that deserve management&amp;#146;s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the credit position at some future date. These assets pose elevated risk, but their weakness does not yet justify a &amp;#147;Substandard&amp;#148; classification.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify&apos;&gt;&lt;u&gt;Substandard&lt;/u&gt; &amp;#150; These loans have a risk rating of 7 and are rated in accordance with regulatory guidelines, for which the accrual of interest may or may not be discontinued. By definition under regulatory guidelines, a &amp;#147;Substandard&amp;#148; loan has defined weaknesses which make payment default or principal exposure likely, but not yet certain. Such loans are apt to be dependent upon collateral liquidation, a secondary source of repayment, or an event outside of the normal course of business.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify&apos;&gt;&lt;u&gt;Doubtful&lt;/u&gt; - These loans have a risk rating of 8 and are rated in accordance with regulatory guidelines. Such loans are placed on non-accrual status and may be dependent upon collateral having a value that is difficult to determine or upon some near-term event which lacks certainty.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify&apos;&gt;&lt;u&gt;Loss&lt;/u&gt; - These loans have a risk rating of 9 and are rated in accordance with regulatory guidelines. Such loans are to be charged-off or charged-down when payment is acknowledged to be uncertain or when the timing or value of payments cannot be determined. &amp;#147;Loss&amp;#148; is not intended to imply that the loan or some portion of it will never be paid, nor does it in any way imply that there has been a forgiveness of debt.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify&apos;&gt;The following tables present an analysis of credit quality indicators at the dates indicated (dollars in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:13.95pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:13.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.95pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:13.95pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:13.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.95pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:33.35pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:33.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Weighted-Average Risk Grade&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Classified &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Loans &lt;/b&gt;&lt;sup&gt;(2)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Weighted-Average Risk Grade&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Classified Loans &lt;/b&gt;&lt;sup&gt;(2)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.54&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,419&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.64&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,816&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.87&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,838&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4.02&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;37,643&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.88&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;800&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4.57&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,306&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.81&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,028&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.68&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,846&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.08&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.26&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;175&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Consumer &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7.00&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,729&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7.00&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,059&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.82&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;33,814&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.96&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;52,845&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.7pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total loans risk rated&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;418,503&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;439,587&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.65pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td colspan=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt&apos;&gt;&lt;sup&gt;&amp;#160; (1) &lt;/sup&gt;&amp;#160;Consumer loans are primarily evaluated on a homogenous pool level and generally not individually risk rated unless certain factors are met.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt&apos;&gt;&lt;sup&gt;&amp;#160; (2) &lt;/sup&gt;&amp;#160;Classified loans consist of substandard, doubtful and loss.&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify&apos;&gt;&lt;u&gt;Impaired loans:&lt;/u&gt; The following tables present an analysis of impaired loans at the dates indicated (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:21.15pt&apos;&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.25pt;padding:0;height:21.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded Investment with No Specific Valuation Allowance&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded Investment with Specific Valuation Allowance&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unpaid Principal Balance&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.95pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Related Specific Valuation Allowance&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;947&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;947&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,067&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;17,956&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;166&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;18,122&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;20,601&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;137&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;858&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;858&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;861&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,103&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,596&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,413&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,009&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,639&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;142&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.45pt&apos;&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;24,371&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,579&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;25,950&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;29,271&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;279&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;7&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;75&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;66&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;66&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;64&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;0&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;62&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.95pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;679&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;679&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;944&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12,011&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,455&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,466&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,291&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;536&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,469&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,469&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,359&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,846&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,846&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,802&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;175&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;175&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;811&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,090&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,843&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,933&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,799&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;183&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.45pt&apos;&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,270&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,298&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;32,568&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;38,006&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;719&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&lt;b&gt;Year ended March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&lt;b&gt;Year ended March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&lt;b&gt;Year ended March 31, 2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Average&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Interest Recognized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;on Impaired Loans&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Average&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Interest Recognized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;on Impaired Loans&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Average&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Interest Recognized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;on Impaired Loans&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,150&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;43&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,986&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;98&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,400&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;316&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,451&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;472&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;20,705&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;388&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;17,102&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;919&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,854&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,818&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;78&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;13,339&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;321&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,758&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,822&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;127&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,254&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;402&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;69&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,365&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,700&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;159&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,679&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;47&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,961&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;105&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,584&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;75&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;28,961&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;583&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;46,657&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;796&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;53,379&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,192&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;Trouble debt restructurings (&amp;#147;TDR&amp;#148;) are loans where the Company, for economic or legal reasons related to the borrower&apos;s financial condition, has granted a concession to the borrower that it would otherwise not consider. A TDR typically involves a modification of terms such as a reduction of the stated interest rate or face amount of the loan, a reduction of accrued interest, or an extension of the maturity date(s) at a stated interest rate lower than the current market rate for a new loan with similar risk.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;TDRs are considered impaired loans and as such, when a loan is deemed to be impaired, the amount of the impairment is measured using discounted cash flows using the original note rate, except when the loan is collateral dependent.&amp;#160; In these cases, the estimated fair value of the collateral, less selling costs (when applicable) is used. Impairment is recognized as a specific component within the allowance for loan losses if the value of the impaired loan is less than the recorded investment in the loan. When the amount of the impairment represents a confirmed loss, it is charged off against the allowance for loan losses.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;The following table presents new TDRs for the twelve months ended March 31, 2014 and 2013 (dollars in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:13.95pt&apos;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0;height:13.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;240&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.95pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:13.95pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;246&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:184.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.95pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:53.6pt&apos;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0;height:53.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;(Dollars in Thousands)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Number of Contracts&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.15pt;text-align:center&apos;&gt;&lt;b&gt;Pre-Modification Outstanding Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Post-Modification Outstanding Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Number of Contracts&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.15pt;text-align:center&apos;&gt;&lt;b&gt;Pre-Modification Outstanding Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Post-Modification Outstanding Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;504&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;465&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;449&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;408&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial real estate &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;6,295&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,210&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;9,022&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,603&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Land &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;1,193&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;918&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Multi-family &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;2,562&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;3,277&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,967&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;573&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;561&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;1,971&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,671&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;9,934&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,250&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;15,912&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14,567&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:2.1pt&apos;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0;height:2.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;618&quot; colspan=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:463.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;sup&gt;(1) &lt;/sup&gt;&amp;#160;Included within these amounts at March 31, 2013, is a $5.0 million real estate construction loan restructured into one $3.3 million multi-family, one $875,000 commercial real estate and one $800,000 land loan based upon collateral securing the restructured loans.&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;There were no TDRs that were recorded in the twelve months prior to March 31, 2014 that subsequently defaulted in the twelve months ended March 31, 2014. There was one TDR loan secured by a one-to-four family home that was recorded in the twelve months prior to March 31, 2013 that defaulted in the twelve months ended March 31, 2013. The loan had a pre-modification outstanding recorded investment of $442,000 and the amount of the defaulted loan totaled $441,000.&lt;/p&gt;</us-gaap:AllowanceForCreditLossesTextBlock>
	<us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in&apos;&gt;&lt;b&gt;7.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;PREMISES AND EQUIPMENT&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt&apos;&gt;Premises and equipment consisted of the following (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;line-height:1.0pt;line-height:normal&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:22.5pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:19.35pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;155&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:116.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.35pt;text-align:center;text-indent:-1.35pt&apos;&gt;&lt;b&gt;March 31, &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.35pt;text-align:center;text-indent:-1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.25pt&apos;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0;height:6.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;border:none;padding:0;height:6.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;border:none;padding:0;height:6.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0;height:6.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:6.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:6.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;padding:0;height:6.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0;height:6.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,177&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,177&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Buildings and improvements&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;13,925&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;13,921&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Leasehold improvements&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,429&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,426&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Furniture and equipment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10,533&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10,732&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Buildings under capitalized leases&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,715&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,715&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Construction in progress&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;720&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;720&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:27.9pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;33,499&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;33,691&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Less accumulated depreciation and amortization&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(17,082&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.7pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.05in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(15,998&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.7pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.15pt&apos;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:27.0pt&apos;&gt;Premises and equipment, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16,417&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;17,693&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;Depreciation expense was $1.4 million, $1.5 million and $1.5 million for the years ended March 31, 2014, 2013 and 2012, respectively. The Company is obligated under various noncancellable lease agreements for land and buildings that require future minimum rental payments, exclusive of taxes and other charges.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;During fiscal year 2006, the Company entered into a capital lease for the shell of the building constructed as the Company&amp;#146;s operations center. The lease period is for twelve years with two six-year lease renewal options. For the years ended March 31, 2014, 2013 and 2012, the Company recorded $113,000 in amortization expense. At March 31, 2014 and 2013, accumulated amortization for the capital lease totaled $939,000 and $827,000, respectively.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;In March 2010, the Company sold two of its branch locations. The Company maintains a substantial continuing involvement in the locations through various non-cancellable operating leases that contain certain renewal options. The resulting gain on sale of $2.1 million was deferred and is being amortized over the life of the respective leases. At March 31, 2014, the deferred gain was $1.5 million and is included in accrued expenses and other liabilities in the accompanying Consolidated Balance Sheets.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The following is a schedule of future minimum lease payments under capital leases together with the present value of net minimum lease payments and the future minimum rental payments required under operating leases that have initial or noncancellable lease terms in excess of one year as of March 31, 2014 (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:67.5pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&lt;b&gt;Year Ending March 31:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Operating Lease&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Capital Lease&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,783&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;251&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;2016&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,595&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;251&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;2017&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,569&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;251&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;2018&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,441&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;251&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;2019&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,054&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;251&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Thereafter&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,295&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,679&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Total minimum lease payments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,737&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,934&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Less amount representing interest&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt; (1,573&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Present value of net minimum lease payments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,361&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Rent expense was $1.8 million for the years ended March 31, 2014, 2013 and 2012, respectively.&lt;/p&gt;</us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock>
	<us-gaap:RealEstateOwnedTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in&apos;&gt;&lt;b&gt;8.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;REAL ESTATE OWNED&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The following table is a summary of the activity in REO for the periods indicated (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:1.0in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;216&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31,&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Balance at beginning of year, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,638&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;18,731&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;27,590&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Additions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,564&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14,207&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,050&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Dispositions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(12,443&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(12,326&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(11,671&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Writedowns&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,056&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(4,974&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(4,238&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Balance at end of year, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,703&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,638&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;18,731&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;54&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;54&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;48&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;0&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;REO expenses for the year ended March 31, 2014 consisted of write-downs on existing REO properties of$2.1 million and operating expenses of $709,000. Net losses on dispositions of REO totaled $245,000 for the year ended March 31, 2014, and were included in other non-interest income in the accompanying Consolidated Statements of Operations.&amp;#160; REO expenses for the year ended March 31, 2013 consisted of write-downs on existing REO properties of $5.0 million, operating expenses of $807,000 and net losses on dispositions of REO totaled $384,000. REO expenses for the year ended March 31, 2012 consisted of write-downs on existing REO properties of $4.2 million, operating expenses of $859,000 and net losses on dispositions of REO of $556,000.&lt;/p&gt;</us-gaap:RealEstateOwnedTextBlock>
	<us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in&apos;&gt;&lt;b&gt;9.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;GOODWILL&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;Goodwill and intangibles generally arise from business combinations accounted for under the purchase method.&amp;#160; Goodwill and other intangibles deemed to have indefinite lives generated from purchase business combinations are not subject to amortization and are instead tested for impairment not less than annually. The Company has one reporting unit, the Bank, for purposes of computing goodwill.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;The Company performed an impairment assessment as of October 31, 2013 and determined that no impairment of goodwill asset exists. The goodwill impairment test involves a two-step process. The first step is a comparison of the reporting unit&amp;#146;s fair value to its carrying value. If the reporting unit&amp;#146;s fair value is less than its carrying value, the Company would be required to progress to the second step. In the second step the Company calculates the implied fair value of goodwill. The GAAP standards with respect to goodwill require that the Company compare the implied fair value of goodwill to the carrying amount of goodwill on the Company&amp;#146;s balance sheet.&amp;#160; If the carrying amount of the goodwill is greater than the implied fair value of that goodwill, an impairment loss must be recognized in an amount equal to that excess. The implied fair value of goodwill is determined in the same manner as goodwill recognized in a business combination. The estimated fair value of the Company is allocated to all of the Company&amp;#146;s individual assets and liabilities, including any unrecognized identifiable intangible assets, as if the Company had been acquired in a business combination and the estimated fair value of the Company is the price paid to acquire it. The allocation process is performed only for purposes of determining the amount of goodwill impairment, as no assets or liabilities are written up or down, nor are any additional unrecognized identifiable intangible assets recorded as a part of this process. The results of the Company&amp;#146;s step one test indicated that the reporting unit&amp;#146;s fair value was less than its carrying value and therefore the Company performed a step two analysis. After the step two analysis was completed, the Company determined the implied fair value of goodwill was greater than the carrying value on the Company&amp;#146;s balance sheet and no goodwill impairment existed; however, no assurance can be given that the Company&amp;#146;s goodwill will not be written down in future periods.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;An interim impairment test was not deemed necessary as of March 31, 2014, due to there not being a significant change in the reporting unit&amp;#146;s assets and liabilities, the amount that the fair value of the reporting unit exceeded the carrying value as of the most recent valuation, and because the Company determined that, based on an analysis of events that have occurred and circumstances that have changed since the most recent valuation date, the likelihood that a current fair value determination would be less than the current carrying amount of the reporting unit is remote.&lt;/p&gt;</us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock>
	<us-gaap:DepositLiabilitiesDisclosuresTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in&apos;&gt;&lt;b&gt;10.&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;DEPOSIT ACCOUNTS&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Deposit accounts consisted of the following (dollars in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;Account Type&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Weighted Average Rate &lt;/b&gt;&lt;b&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;bottom&quot; style=&apos;width:12.9pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Weighted Average Rate &lt;/b&gt;&lt;b&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.9pt;text-align:center&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.65pt&apos;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Non-interest-bearing&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.00&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;128,635&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;bottom&quot; style=&apos;width:12.9pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.00&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;112,527&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Interest checking&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.07&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;104,543&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;bottom&quot; style=&apos;width:12.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.11&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;91,754&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Money market&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.12&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;227,933&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;bottom&quot; style=&apos;width:12.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.22&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;217,091&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Savings accounts&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.10&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;66,702&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;bottom&quot; style=&apos;width:12.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.15&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;54,316&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Certificates of deposit&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.67&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;162,253&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;bottom&quot; style=&apos;width:12.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.82&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;188,118&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.22&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;690,066&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;top&quot; style=&apos;width:12.9pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.33&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.15pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;663,806&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;top&quot; style=&apos;width:12.9pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.15pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;331&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:248.1pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.8pt&apos;&gt;&lt;sup&gt;(1)&lt;/sup&gt;&amp;nbsp;The weighted average rate is based on interest rates at the end of the year&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;top&quot; style=&apos;width:12.9pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.15pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:-.1in;margin-bottom:0in;margin-left:.45in;margin-bottom:.0001pt;margin-left:16.55pt&apos;&gt;Certificates of deposit in amounts of $100,000 or more totaled $90.2 million and $108.0 million at March 31, 2014 and 2013, respectively.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Interest expense by deposit type was as follows (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;216&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31,&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Interest checking&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;102&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;135&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;281&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Money market&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;477&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;602&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,049&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Savings accounts&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;87&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;92&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;124&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Certificate of deposit&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,307&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,838&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,903&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,973&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,667&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,357&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;54&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;54&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;48&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;0&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </us-gaap:DepositLiabilitiesDisclosuresTextBlock>
	<fil:JuniorSubordinatedDebentureDisclosure contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in&apos;&gt;&lt;b&gt;11.&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;JUNIOR SUBORDINATED DEBENTURES&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;At March 31, 2014, the Company had two wholly-owned subsidiary grantor trusts that were established for the purpose of issuing trust preferred securities and common securities. The trust preferred securities accrue and pay distributions periodically at specified annual rates as provided in each trust agreement. The trusts used the net proceeds from each of the offerings to purchase a like amount of junior subordinated debentures (the &amp;#147;Debentures&amp;#148;) of the Company. The Debentures are the sole assets of the trusts. The Company&amp;#146;s obligations under the Debentures and related documents, taken together, constitute a full and unconditional guarantee by the Company of the obligations of the trusts. The trust preferred securities are mandatorily redeemable upon maturity of the Debentures, or upon earlier redemption as provided in the indentures.&amp;#160; The Company has the right to redeem the Debentures in whole or in part on or after specific dates, at a redemption price specified in the indentures governing the Debentures plus any accrued but unpaid interest to the redemption date. The Company also has the right to defer the payment of interest on each of the Debentures for a period not to exceed 20 consecutive quarters, provided that the deferral period does not extend beyond the stated maturity. During such deferral period, distributions on the corresponding trust preferred securities will also be deferred and the Company may not pay cash dividends to the holders of shares of our common stock. Beginning in the first quarter of fiscal 2011, the Company elected to defer regularly scheduled interest payments on its outstanding $22.7 million aggregate principal amount of the Debentures. The Company continued with the interest deferral through March 31, 2014. As of March 31, 2014, the Company has deferred a total of $3.7 million of interest payments. The accrual for these payments is included in accrued expenses and other liabilities on the Consolidated Balance Sheets and interest expense on the Consolidated Statements of Operations. During the deferral period, the Company is restricted from paying dividends on its common stock.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The Debentures issued by the Company to the grantor trusts, totaling &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$22.7 million&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;, are reflected in the consolidated balance sheets in the liabilities section, under the caption &amp;#147;junior subordinated debentures.&amp;#148;&amp;nbsp;The common securities issued by the grantor trusts were purchased by the Company, and the Company&amp;#146;s investment in the common securities of &lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;$681,000&lt;/font&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt; at March 31, 2014 and 2013, is included in prepaid expenses and other assets in the consolidated balance sheets. The Company records interest expense on the Debentures in the Consolidated Statements of Operations.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.25in&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;The following table is a summary of the terms of the current Debentures at March 31, 2014 (dollars in thousands):&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;180&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Issuance Trust&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.45pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-2.8pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Issuance Date&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&lt;b&gt;Amount Outstanding&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.6pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&lt;b&gt;Rate Type&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.8pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&lt;b&gt;Initial Rate&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.75pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&lt;b&gt;Current Rate&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:11.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&lt;b&gt;Maturing Date&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;180&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.45pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.55pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.75pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:11.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;180&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Riverview Bancorp Statutory Trust I&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.45pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.1pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;12/2005&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;7,217&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;Variable &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;5.88&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.75pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;1.59&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:11.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;3/2036&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;180&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Riverview Bancorp Statutory Trust II&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.45pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.1pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;06/2007&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;15,464&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;Variable &lt;sup&gt;(2)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;7.03&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.75pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;1.58&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:11.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;9/2037&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;180&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:22.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.45pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;22,681&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.75pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:11.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.7pt&apos;&gt; &lt;td width=&quot;180&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:5.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.45pt;padding:0;height:5.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.1pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.55pt;border:none;padding:0;height:5.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.25pt;border:none;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.6pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.4pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.8pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.75pt;padding:0;height:5.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:11.05pt;padding:0;height:5.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.85pt&apos;&gt; &lt;td width=&quot;582&quot; colspan=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:436.5pt;padding:0;height:5.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&lt;sup&gt;(1) &lt;/sup&gt;The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.05in&apos;&gt; &lt;td width=&quot;174&quot; valign=&quot;top&quot; style=&apos;width:130.15pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:8.3pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;top&quot; style=&apos;width:36.1pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.15pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.55pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;top&quot; style=&apos;width:46.25pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.6pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;top&quot; style=&apos;width:46.4pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:5.8pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;top&quot; style=&apos;width:38.45pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;top&quot; style=&apos;width:9.75pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;top&quot; style=&apos;width:38.45pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15&quot; valign=&quot;top&quot; style=&apos;width:11.05pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;top&quot; style=&apos;width:40.5pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;582&quot; colspan=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:436.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:8.6pt;text-indent:-8.6pt&apos;&gt;&lt;sup&gt;(2)&lt;/sup&gt; The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;6&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;4&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;48&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;61&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;7&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;51&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;51&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;55&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </fil:JuniorSubordinatedDebentureDisclosure>
	<us-gaap:IncomeTaxDisclosureTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in&apos;&gt;&lt;b&gt;12.&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;INCOME TAXES&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Income tax provision (benefit) for the years ended March 31 consisted of the following (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:1.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;156&quot; valign=&quot;bottom&quot; style=&apos;width:117.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;156&quot; valign=&quot;bottom&quot; style=&apos;width:117.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Current&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;29&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(158&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;156&quot; valign=&quot;bottom&quot; style=&apos;width:117.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Deferred&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(15,100&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,536&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;156&quot; valign=&quot;bottom&quot; style=&apos;width:117.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(15,081&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;29&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,378&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The tax effect of temporary differences that give rise to significant portions of deferred tax assets and deferred tax liabilities at March 31, 2014 and 2013 are as follows (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Deferred tax assets:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Deferred compensation&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;105&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;120&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Loan loss reserve&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;4,560&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;5,635&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Accrued expenses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;203&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;221&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Accumulated depreciation&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;736&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;817&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Deferred gain on sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;532&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;327&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Net operating loss carryforwards&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,191&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,079&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Net unrealized loss on securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;332&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;522&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Impairment on investment security&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;150&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;233&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;REO expense&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,681&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,889&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Non-compete agreement&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;80&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;93&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;465&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;395&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Valuation allowance for deferred tax assets&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(16,181&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.25in&apos;&gt;Total deferred tax asset&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;17,035&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,150&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;#160;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Deferred tax liabilities:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;FHLB stock dividend&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(975&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,035&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Purchase accounting&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(23&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Prepaid expense&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(161&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(175&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Loan fees/costs&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(454&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(395&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.25in&apos;&gt;Total deferred tax liability&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,602&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,628&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Deferred tax asset, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,433&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;522&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;A reconciliation of the Company&amp;#146;s effective income tax rate with the federal statutory tax rate for the years ended March 31 is as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:36.55pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.05pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:33.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:11.8pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Statutory federal income tax rate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;34.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;34.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;34.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;State and local income tax rate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1.5&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1.9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1.5&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;ESOP market value adjustment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(0.3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.8&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Interest income on municipal securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(0.2&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Bank owned life insurance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(4.4&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(7.6&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Valuation adjustment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(365.9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(23.9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(72.5&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Other, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(5.9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3.9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(0.1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Effective federal income tax rate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(341.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1.1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(36.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)%&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;48&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;48&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;0&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;44&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;0&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;There were no sales of securities for the years ended March 31, 2014, 2013 and 2012. The tax effects of certain tax benefits related to stock options are recorded directly to shareholders&amp;#146; equity.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Bank&amp;#146;s retained earnings at March 31, 2014 and 2013 included base year bad debt reserves, which amounted to $2.2 million, for which no federal income tax liability has been recognized. The amount of unrecognized deferred tax liability at March 31, 2014 and 2013 was $781,000. This represents the balance of bad debt reserves created for tax purposes as of December 31, 1987. These amounts are subject to recapture in the unlikely event that the Company&amp;#146;s banking subsidiaries (1) make distributions in excess of current and accumulated earnings and profits, as calculated for federal tax purposes, (2) redeem their stock, or (3) liquidate.&amp;#160; Management does not expect this temporary difference to reverse in the foreseeable future. At March 31, 2014, the Company had a deferred tax asset of $7.8 million and $346,000 for federal and state net operating loss carryforwards, respectively, which will expire in 2032 and 2034.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;At March 31, 2014 and 2013, the Company had no unrecognized tax benefits or uncertain tax positions. In addition, the Company had no accrued interest or penalties as of March 31, 2014 or 2013. It is the Company&amp;#146;s policy to recognize potential accrued interest and penalties as a component of income tax expense. The Company is subject to U.S. federal income tax and income tax of the State of Oregon. The years 2010 to 2013 remain open to examination for federal income taxes, and years 2009 to 2013 remain open to State examination.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;The Company reversed its deferred tax asset valuation allowance as of March 31, 2014 due to management&amp;#146;s determination that it was &amp;#147;more likely than not&amp;#148; that the Company&amp;#146;s deferred tax assets would be realized. &amp;#147;More likely than not&amp;#148; is defined as greater than 50% probability of occurrence. A determination as to the ultimate realization of the deferred tax assets is dependent upon management&amp;#146;s judgment and evaluation of both positive and negative evidence, forecasts of future taxable income, applicable tax planning strategies, and an assessment of current and future economic and business conditions. The determination resulted from consideration of both the positive and negative evidence available that can be objectively verified. Considering the guidance in paragraphs 21-23 of Accounting Standards Codification 740-10-30, forming a conclusion that a valuation allowance is not needed is difficult when there is negative evidence such as cumulative losses in recent years. At March 31, 2014, the Company was in a cumulative loss position over a three year period which is considered a significant piece of negative evidence that is difficult to overcome. Accordingly, in its determination of deferred tax asset, the Company analyzed and evaluated the nature and timing of relevant facts and circumstances with respect to its cumulative loss.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;Management considered the fact that the Company was in a cumulative profit position over a two year period, with seven consecutive profitable quarters as part of its evaluation of the Company&amp;#146;s three year cumulative loss. Management also evaluated the unique and non-recurring loss evidence as an important consideration in its determination. While this loss occurred, the nature and timing of the components of the loss can be assessed as to whether these losses represent a continuing condition. Management determined that the steps taken to strengthen its credit risk management process have addressed the conditions that existed when the loans were created and the losses were incurred. The outcome of this evaluation is an important factor in management&amp;#146;s determination that positive evidence overcomes the existence of the cumulative loss in the recent past.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;Positive considerations also evaluated by management include the reduction of the inherent risk in the loan portfolio as indicated by the reduction of classified loans and associated credit costs, significant reductions in REO properties which contributes to lower REO holding costs, the Company&amp;#146;s profitable operating performance during the past two years, termination of regulatory agreements and orders, utilization of excess low yielding cash balances to purchase higher yielding investment securities and increase loans receivable balances, as well as the sustained improvement in the economic conditions at a national and local level.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;As management determined that positive evidence outweighed the negative, financial forecasts and projections were also developed to assess the Company&amp;#146;s capacity to realize the deferred tax assets. As a result of this analysis management concluded it was more likely than not that forecasted earnings performance would allow for the realization of the deferred tax assets in a timely manner.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;As of March 31, 2013, management determined that a deferred tax asset valuation allowance of $16.2 million was necessary, reducing its deferred tax assets to $522,000 which represented the amount related to the Company&amp;#146;s unrealized losses on its available for sale debt securities.&lt;/p&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
	<us-gaap:CompensationAndEmployeeBenefitPlansTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in&apos;&gt;&lt;b&gt;13.&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;EMPLOYEE BENEFIT PLANS&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Retirement Plan - The Riverview Bancorp, Inc. Employees&amp;#146; Savings and Profit Sharing Plan (the &amp;#147;Plan&amp;#148;) is a defined contribution profit-sharing plan incorporating the provisions of Section 401(k) of the Internal Revenue Code. Company expenses related to the Plan for the years ended March 31, 2014, 2013 and 2012 were $195,000 $192,000 and $401,000, respectively.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Directors Deferred Compensation Plan - Directors may elect to defer their monthly directors&amp;#146; fees until retirement with no income tax payable by the director until retirement benefits are received. Chairman, President, Executive and Senior Vice Presidents of the Company may also defer salary into this plan. This alternative is made available to them through a nonqualified deferred compensation plan. The Company accrues annual interest on the unfunded liability under the Directors Deferred Compensation Plan based upon a formula relating to gross revenues, which amounted to 3.18%, 4.15% and 4.51% for the years ended March 31, 2014, 2013 and 2012, respectively. The estimated liability under the plan is accrued as earned by the participant. At March 31, 2014 and 2013, the Company&amp;#146;s aggregate liability under the plan was $297,000 and $339,000, respectively.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Stock Option Plans &lt;i&gt;-&lt;/i&gt; In July 1998, shareholders of the Company approved the adoption of the 1998 Stock Option Plan (&amp;#147;1998 Plan&amp;#148;). The 1998 Plan was effective October 1998 and expired in October 2008. Accordingly, no further option awards may be granted under the 1998 Plan; however, any awards granted prior to its expiration remain outstanding subject to their terms. Each option granted under the 1998 Plan has an exercise price equal to the fair market value of the Company&amp;#146;s common stock on the date of the grant, a maximum term of ten years and a vesting period from zero to five years.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;In July 2003, shareholders of the Company approved the adoption of the 2003 Stock Option Plan (&amp;#147;2003 Plan&amp;#148;). The 2003 Plan was effective July 2003 and expired in July 2013. Accordingly, no further option awards may be granted under the 2003 Plan; however, any awards granted prior to its expiration remain outstanding subject to their terms. Each option granted under the 2003 Plan has an exercise price equal to the fair market value of the Company&amp;#146;s common stock on the date of the grant, a maximum term of ten years and a vesting period from zero to five years.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The fair value of each stock option granted is estimated on the date of grant using the Black-Scholes based stock option valuation model. The fair value of all awards is amortized on a straight-line basis over the requisite service periods, which are generally the vesting periods. The expected life of options granted represents the period of time that they are expected to be outstanding. The expected life is determined based on historical experience with similar options, giving consideration to the contractual terms and vesting schedules. Expected volatility was estimated at the date of grant based on the historical volatility of the Company&amp;#146;s common stock. Expected dividends are based on dividend trends and the market value of the Company&amp;#146;s common stock at the time of grant. The risk-free interest rate for periods within the contractual life of the options is based on the U.S. Treasury yield curve in effect at the time of the grant. During the year ended March 31, 2014, the Company granted 87,154 stock options. The weighted average fair value of stock options granted during the year ended March 31, 2014 was $1.18. The Company did not grant stock options during the years ended March 31, 2013 and 2012.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;The Black-Scholes model uses the assumptions listed in the following table:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:49.5pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;141&quot; valign=&quot;bottom&quot; style=&apos;width:106.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.75pt;border:none;border-bottom:solid black 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Risk Free Interest Rate&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;border:none;border-bottom:solid black 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Expected&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Life (years)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;border:none;border-bottom:solid black 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Expected&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Volatility&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.5pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.7pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;border:none;border-bottom:solid black 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Expected&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Dividends&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:7.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.7pt&apos;&gt; &lt;td width=&quot;141&quot; valign=&quot;bottom&quot; style=&apos;width:106.05pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Fiscal 2014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.75pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;1.95&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;6.25&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.25pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.25pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;51.87&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;2.04&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:7.9pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.7pt&apos;&gt; &lt;td width=&quot;141&quot; valign=&quot;bottom&quot; style=&apos;width:106.05pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Fiscal 2013&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.75pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.25pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.25pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:7.9pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.7pt&apos;&gt; &lt;td width=&quot;141&quot; valign=&quot;bottom&quot; style=&apos;width:106.05pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Fiscal 2012&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.75pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.25pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.25pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:7.9pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;As of March 31, 2014, unrecognized compensation cost related to nonvested stock options totaled $27,000. The Company recognized pre-tax compensation expense related to stock options of $78,000, $2,000 and $12,000 for the years ended March 31, 2014, 2013 and 2012, respectively.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The following table presents the activity related to options under all plans for the years indicated.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;432&quot; colspan=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:4.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31,&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;132&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:99.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;132&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:99.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;146&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:109.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;bottom&quot; style=&apos;width:1.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Number of Shares&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Weighted Average Exercise Price&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Number of Shares&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.3pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Weighted Average Exercise Price&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Number of Shares&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Weighted Average Exercise Price&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;bottom&quot; style=&apos;width:1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.1pt&apos;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0;height:3.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Balance, beginning of period&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;407,500&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;border:none;padding:0;height:3.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.25in&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;$&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.0pt;border:none;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;9.05&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;440,500&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:3.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.25in&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;$&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.3pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;8.87&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.05in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;border:none;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;468,700&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0;height:3.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.25in&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;$&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;9.00&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;bottom&quot; style=&apos;width:1.0pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;Grants&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;87,154&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;2.78&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;bottom&quot; style=&apos;width:1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-align:justify&apos;&gt;Forfeited&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1.97&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(28,200&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;11.17&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;bottom&quot; style=&apos;width:1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;Expired&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;(20,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;8.98&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;(30,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;7.00&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;bottom&quot; style=&apos;width:1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-4.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Balance, end of period&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;474,654&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-14.0pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;7.91&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;407,500&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-14.0pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;9.05&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;440,500&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-14.0pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;8.87&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;bottom&quot; style=&apos;width:1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-4.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Additional information regarding options outstanding as of March 31, 2014 is as follows:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;`&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-9.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Options Outstanding&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Options Exercisable&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Weighted Avg&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Weighted&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Weighted&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Remaining&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Average&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Average&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Range of&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Contractual&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Number&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Exercise&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Number&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Exercise&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Exercise Price&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Life (years)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Outstanding&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Price&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Exercisable&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Price&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;$1.97 - $6.17&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;6.71&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;258,154&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.70&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;169,400&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4.19&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.3pt&apos;&gt;$7.49 - $9.51&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;4.22&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;2,500&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8.12&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,500&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8.12&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.3pt&apos;&gt;$10.10 - $10.83&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;2.65&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;9,000&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10.37&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,000&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10.37&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;$12.98 - $14.52&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;2.05&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;205,000&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;13.09&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;205,000&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;13.09&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;4.61&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;474,654&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7.91&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;385,900&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9.09&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;The following table presents information on stock options outstanding for the periods shown, less estimated forfeitures.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-9.0pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;84&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:63.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;84&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:63.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.45pt&apos;&gt;Stock options fully vested and expected to vest:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-align:justify&apos;&gt;Number&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;469,896&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;407,100&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;Weighted average exercise price&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;7.96&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;9.06&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:12.6pt;text-align:justify&apos;&gt;Aggregate intrinsic value &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;71,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;3,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;Weighted average contractual term of options (years)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;4.57&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;4.34&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Stock options fully vested and currently exercisable:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;Number&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;385,900&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;404,300&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;Weighted average exercise price&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;9.09&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;9.11&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;Aggregate intrinsic value &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;16,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;2,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;Weighted average contractual term of options (years)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;3.54&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;4.32&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.3pt&apos;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0;height:3.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:3.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0;height:3.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.05pt;margin-bottom:0in;margin-left:-5.05pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:3.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0;height:3.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:3.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0;height:3.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.05pt;margin-bottom:0in;margin-left:-5.05pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:3.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;516&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:387.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;sup&gt;(1)&lt;/sup&gt; The aggregate intrinsic value of a stock options in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised.&amp;#160; This amount changes based on changes in the market value of the Company&amp;#146;s stock.&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify&apos;&gt;&lt;font style=&apos;layout-grid-mode:both&apos;&gt;There were no stock options exercised for the years ended March 31, 2014, 2013 and 2012, respectively.&lt;/font&gt;&lt;/p&gt;</us-gaap:CompensationAndEmployeeBenefitPlansTextBlock>
	<us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in&apos;&gt;&lt;b&gt;14.&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;EMPLOYEE STOCK OWNERSHIP PLAN&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Company sponsors an ESOP that covers all employees with at least one year and 1,000 hours of service who are over the age of 21. Shares are released and allocated to participant accounts on December 31 of each year until 2017. ESOP compensation expense included in salaries and employee benefits was $68,000, $42,000 and $62,000 for the years ended March 31, 2014, 2013 and 2012, respectively.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;ESOP share activity is summarized in the following table:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:22.5pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;84&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:63.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:center;text-indent:.85pt&apos;&gt;&lt;b&gt;Fair Value of Unreleased&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:center;text-indent:.85pt&apos;&gt;&lt;b&gt;Shares&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-4.95pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unreleased&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;ESOP&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Shares&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:.9pt&apos;&gt;&lt;b&gt;Allocated&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:-.9pt&apos;&gt;&lt;b&gt;and Released&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Shares&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-5.4pt&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;]&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&lt;b&gt;Balance, March 31, 2011&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;524,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;172,431&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;790,153&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;962,584&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;Allocation December 31, 2011&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;(24,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;24,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&lt;b&gt;Balance, March 31, 2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;334,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;147,798&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;814,786&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;962,584&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;Allocation December 31, 2012&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;(24,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;24,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&lt;b&gt;Balance, March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;325,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;123,165&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;839,419&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;962,584&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;Allocation December 31, 2013&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;(24,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;24,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&lt;b&gt;Balance, March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;338,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;98,532&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;864,052&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;962,584&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
	<us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in&apos;&gt;&lt;b&gt;15.&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;SHAREHOLDERS&amp;#146; EQUITY AND REGULATORY CAPITAL REQUIREMENTS&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Company&amp;#146;s articles of incorporation authorize 250,000 shares of serial preferred stock. No preferred shares were issued or outstanding at March 31, 2014 or 2013.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Bank is subject to various regulatory capital requirements administered by the Office of the Comptroller of the Currency (&amp;#147;OCC&amp;#148;)&lt;font style=&apos;font-weight:normal&apos;&gt;.&lt;/font&gt; Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on&lt;i&gt; &lt;/i&gt;the Bank&amp;#146;s&lt;i&gt; &lt;/i&gt;financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank&amp;#146;s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank&amp;#146;s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios of total and tier I capital to risk-weighted assets, core capital to total assets and tangible capital to tangible assets (set forth in the table below). Management believes the Bank met all capital adequacy requirements to which it was subject to as of March 31, 2014.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;As of March 31, 2014, the most recent notification from the OCC categorized the Bank as &amp;#147;well capitalized&amp;#148; under the regulatory framework for prompt corrective action&lt;i&gt;. &lt;/i&gt;To be categorized as &amp;#147;well capitalized,&amp;#148; the Bank must maintain minimum total capital and tier I capital to risk weighted assets, core capital to total assets and tangible capital to tangible assets (set forth in the table below)&lt;i&gt;.&lt;/i&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Bank&amp;#146;s actual and required minimum capital amounts and ratios are as follows (dollars in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:4.5pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;92&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:69.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center&apos;&gt;&lt;b&gt;Actual&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23&quot; valign=&quot;bottom&quot; style=&apos;width:17.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&lt;b&gt;For Capital Adequacy Purposes&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;#147;Well Capitalized&amp;#148; Under Prompt Corrective Action &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amount&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Ratio&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amount&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Ratio&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amount&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Ratio&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Total Capital:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt&apos;&gt;(To Risk-Weighted Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;90,733&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16.66&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;43,572&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;65,359&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt&apos;&gt;% &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Tier 1 Capital:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt&apos;&gt;(To Risk-Weighted Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;83,850&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15.40&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,786&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;32,679&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Tier 1 Capital (Leverage):&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:3.15pt;margin-bottom:0in;margin-left:.1in;margin-bottom:.0001pt;text-indent:.45pt&apos;&gt;(To Adjusted Tangible Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;83,850&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10.71&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;31,320&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;70,469&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt&apos;&gt;&lt;sup&gt;&amp;#160;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Tangible Capital:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.95pt&apos;&gt;(To Tangible Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;83,850&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10.71&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;11,745&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1.5&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;N/A&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;N/A&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;67&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;7&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;124&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;124&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;6&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;128&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;124&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;7&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;120&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;126&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:4.5pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;92&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:69.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center&apos;&gt;&lt;b&gt;Actual&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&lt;b&gt;For Capital Adequacy Purposes&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;#147;Well Capitalized&amp;#148; Under Prompt Corrective Action &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amount&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Ratio&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amount&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Ratio&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amount&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Ratio&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Total Capital:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt&apos;&gt;(To Risk-Weighted Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;81,227&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15.29&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;42,493&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;63,740&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt&apos;&gt;% &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Tier 1 Capital:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt&apos;&gt;(To Risk-Weighted Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;74,473&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14.02&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,247&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;31,870&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Tier 1 Capital (Leverage):&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:3.15pt;margin-bottom:0in;margin-left:.1in;margin-bottom:.0001pt;text-indent:.45pt&apos;&gt;(To Adjusted Tangible Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;74,473&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9.99&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;29,823&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;67,102&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt&apos;&gt;&lt;sup&gt;&amp;#160;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Tangible Capital:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.95pt&apos;&gt;(To Tangible Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;74,473&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9.99&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;11,184&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1.5&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;N/A&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;N/A&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-indent:0in&apos;&gt;&lt;sup&gt;(1)&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/sup&gt;&amp;#160;The Bank agreed with the OCC to establishing higher minimum capital ratios and must maintain a Tier 1 capital (leverage) ratio of not less than 9.0% and a total risked-based capital ratio of not less than 12.0% in order to be deemed &amp;#147;well capitalized&amp;#148;.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;At periodic intervals, the OCC and the FDIC routinely examine the Bank&amp;#146;s financial condition and risk management processes as part of their legally prescribed oversight. Based on their examinations, these regulators can direct that the Company&amp;#146;s Consolidated Financial Statements be adjusted in accordance with their findings. A future examination by the OCC or the FDIC could include a review of certain transactions or other amounts reported in the Company&amp;#146;s 2014 Consolidated Financial Statements.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Company did not repurchase any shares of common stock for the years ended March 31, 2014, 2013 or 2012.&lt;/p&gt;</us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
	<us-gaap:EarningsPerShareTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in&apos;&gt;&lt;b&gt;16.&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;EARNINGS PER SHARE&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;font style=&apos;font-weight:normal;font-style:normal&apos;&gt;Basic earnings per share (&amp;#147;EPS&amp;#148;) is computed by dividing net income or loss applicable to common stock by the weighted average number of common shares outstanding during the period, without considering any dilutive items.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;font style=&apos;font-weight:normal;font-style:normal&apos;&gt;&amp;#160;&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;font style=&apos;font-weight:normal;font-style:normal&apos;&gt;Diluted EPS is computed by dividing net income applicable to common stock by the weighted average number of common shares and common stock equivalents for items that are dilutive, net of shares assumed to be repurchased using the treasury stock method at the average share price for the Company&amp;#146;s common stock during the period. Common stock equivalents arise from assumed conversion of outstanding stock options. &lt;/font&gt;ESOP shares are not considered outstanding for EPS purposes until they are committed to be released. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;#160;For the years ended March 31, 2014, 2013 and 2012, stock options for 439,000, 419,000 and 454,000 shares, respectively, of common stock were excluded in computing diluted EPS because they were antidilutive.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:18.7pt;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:8.3pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;237&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:178.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31,&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;(Dollars and share data in thousands, except per share data)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:right;text-indent:-3.8pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:right;text-indent:-3.8pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;text-indent:-3.8pt&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;text-indent:-3.8pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;text-indent:-3.8pt&apos;&gt;&lt;b&gt;2012 &lt;/b&gt;&lt;b&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:center;text-indent:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Basic EPS computation:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:-1.95pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Numerator-net income (loss)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;19,423&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;2,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(31,657&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Denominator-weighted average common shares outstanding&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;22,367&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;22,343&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;22,318&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Basic EPS&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;0.87&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;0.12&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(1.42&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Diluted EPS computation:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Numerator-net income (loss)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;19,423&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;2,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(31,657&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.6pt;text-indent:-7.6pt&apos;&gt;Denominator-weighted average common shares outstanding&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;22,367&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;22,343&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;22,318&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:25.6pt&apos;&gt;Effect of dilutive stock options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:right&apos;&gt;2&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:22.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:25.6pt&apos;&gt;Weighted average common shares and common stock equivalents &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;22,369&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;22,343&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;22,318&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Diluted EPS&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;0.87&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;0.12&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(1.42&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;sup&gt;&amp;#160;(1) &lt;/sup&gt;For the year ended March 31, 2012 the Company recognized a net loss and therefore all outstanding stock options were excluded from the calculation of diluted earnings per share because they were antidilutive.&lt;/p&gt; </us-gaap:EarningsPerShareTextBlock>
	<us-gaap:FairValueMeasurementInputsDisclosureTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in&apos;&gt;&lt;b&gt;17.&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;FAIR VALUE MEASUREMENT&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:22.5pt;text-align:justify&apos;&gt;&lt;font style=&apos;layout-grid-mode:line&apos;&gt;Accounting guidance regarding fair value measurements defines fair value and establishes a framework for measuring fair value in GAAP, and expands disclosures about fair value measurements.&amp;#160; The following definitions describe the categories used in the tables presented under fair value measurement.&lt;/font&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify&apos;&gt;Quoted prices in active markets for identical assets (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets that the Company has the ability to access at the measurement date.&amp;#160; An active market for the asset is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify&apos;&gt;Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets, quoted prices for securities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify&apos;&gt;Significant unobservable inputs (Level 3): Inputs that reflect the reporting entity&apos;s own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;Financial instruments are presented in the tables that follow by recurring or nonrecurring measurement status.&amp;#160; Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, as a result of an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;The following tables present assets that are measured at fair value on a recurring basis (in thousands).&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:13.1pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:13.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:13.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:13.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;270&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:202.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair value measurements using&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:33.35pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:33.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; colspan=&quot;2&quot; rowspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:67.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;Fair value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:33.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; colspan=&quot;2&quot; rowspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:67.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Quoted prices in active markets for identical assets&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; colspan=&quot;2&quot; rowspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:58.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Other observable inputs&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; colspan=&quot;2&quot; rowspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:58.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Significant unobservable inputs&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.3pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:6.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:6.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:6.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:6.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Investment securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in&apos;&gt;Trust preferred&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in&apos;&gt;Agency securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,491&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,491&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;Real estate mortgage investment conduits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,150&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,150&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;FHLMC mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;25,386&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;25,386&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;FNMA mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;38,950&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;38,950&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;SBA mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,932&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,932&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;GNMA mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,077&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,077&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;CRE mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,080&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,080&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total recurring assets measured at fair value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;101,969&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;100,066&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:13.05pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:13.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2013&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;91&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:67.9pt;padding:0;height:13.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0;height:13.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:13.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:13.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Investment securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in&apos;&gt;Trust preferred&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in&apos;&gt;Agency securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,978&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,978&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;Real estate mortgage investment conduits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;237&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;237&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;FHLMC mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;191&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;191&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;FNMA mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total recurring assets measured at fair value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,647&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,409&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;The following table presents a reconciliation of assets that are measured at fair value on a recurring basis using significant unobservable inputs (Level 3) during the year ended March 31, 2014 and 2013 (in thousands). There were no transfers of assets in to or out of Levels 1, 2, or 3 for the year ended March 31, 2014 and 2013.&lt;/p&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:22.05pt&apos;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0;height:22.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:22.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:22.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;For the Year Ended March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:22.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:22.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:22.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;For the Year Ended March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0;height:22.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Beginning balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,166&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:9.0pt;text-align:justify&apos;&gt;Transfers in to Level 3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:9.0pt;text-align:justify&apos;&gt;Included in earnings&lt;sup&gt; (1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:9.0pt;text-align:justify&apos;&gt;Included in other comprehensive income&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;665&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;72&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;padding:0;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;padding:0;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&lt;sup&gt;(1) &lt;/sup&gt;Included in other non-interest income&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.75in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;The following method was used to estimate the fair value of each class of financial instrument above:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&lt;b&gt;Investments and Mortgage-Backed Securities &lt;/b&gt;&amp;#150; Investments and mortgage-backed securities available-for-sale are included within Level 1 of the hierarchy when quoted prices in an active market for identical assets are available. The Company uses a third party pricing service to assist the Company in determining the fair value of its Level 2 securities, which incorporates pricing models and/or quoted prices of investment securities with similar characteristics. The Company&amp;#146;s Level 3 assets consist of a single pooled trust preferred security.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;For Level 2 securities, the Company uses an independent pricing service to assist management in determining fair values of investment securities available-for-sale. This service provides pricing information by utilizing evaluated pricing models supported with market data information. Standard inputs include benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data from market research publications. Investments securities that are deemed to have been trading in illiquid or inactive markets may require the use of significant unobservable inputs. The Company&amp;#146;s third-party pricing service has established processes for us to submit inquiries regarding quoted prices. The Company&amp;#146;s third-party pricing service will review the inputs to the evaluation in light of any new market data presented by us. The Company&amp;#146;s third-party pricing service may then affirm the original quoted price or may update the evaluation on a going forward basis.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;Management reviews the pricing information received from the third party-pricing service through a combination of procedures that include an evaluation of methodologies used by the pricing service, analytical reviews and performance analysis of the prices against statistics and trends. Based on this review, management determines whether the current placement of the security in the fair value hierarchy is appropriate or whether transfers may be warranted. As necessary, the Company compares prices received from the pricing service to discounted cash flow models or through performing independent valuations of inputs and assumptions similar to those used by the pricing service in order to ensure prices represent a reasonable estimate of fair value.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;The Company has determined that the market for its single trust preferred pooled security was inactive. This determination was made by the Company after considering the last known trade date for this specific security, the low number of transactions for similar types of securities, the low number of new issuances for similar securities, the increased implied liquidity risk premium for similar securities, the lack of information that is released publicly and discussions with third-party industry analysts. Due to the inactivity in the market, observable market data was not readily available for all significant inputs for this security. Accordingly, the trust preferred pooled security was classified as Level 3 in the fair value hierarchy. The Company utilized observable inputs where available, unobservable data and modeled the cash flows adjusted by an appropriate liquidity and credit risk adjusted discount rate using an income approach valuation technique in order to measure the fair value of the security. Significant unobservable inputs were used that reflect the Company&amp;#146;s assumptions of what a market participant would use to price the security. Significant unobservable inputs included selecting an appropriate discount rate, default rate and repayment assumptions. The Company estimated the discount rate by comparing rates for similarly rated corporate bonds, with additional consideration given to market liquidity. The default rates and repayment assumptions were estimated based on the individual issuer&amp;#146;s financial conditions, historical repayment information, as well as the Company&amp;#146;s future expectations of the capital markets.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;The following table represents certain loans and REO, which were marked down due to declines in their fair value of the underlying collateral for the year ended March 31, 2014. The following assets are measured at fair value on a nonrecurring basis (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:11.25pt&apos;&gt; &lt;td width=&quot;423&quot; valign=&quot;bottom&quot; style=&apos;width:317.4pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;154&quot; valign=&quot;bottom&quot; style=&apos;width:1.6in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;182&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:1.9in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair value measurements at using&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:40.1pt&apos;&gt; &lt;td width=&quot;423&quot; valign=&quot;bottom&quot; style=&apos;width:317.4pt;padding:0;height:40.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;159&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:119.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:40.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;42&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:31.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Quoted prices in active markets for identical assets (Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:40.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Other observable inputs&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:40.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:48.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Significant unobservable inputs&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.1pt&apos;&gt; &lt;td width=&quot;423&quot; valign=&quot;bottom&quot; style=&apos;width:317.4pt;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;154&quot; valign=&quot;bottom&quot; style=&apos;width:1.6in;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;30&quot; valign=&quot;bottom&quot; style=&apos;width:22.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;39&quot; valign=&quot;bottom&quot; style=&apos;width:29.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.3pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.55pt&apos;&gt; &lt;td width=&quot;423&quot; valign=&quot;bottom&quot; style=&apos;width:317.4pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;154&quot; valign=&quot;bottom&quot; style=&apos;width:1.6in;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;30&quot; valign=&quot;bottom&quot; style=&apos;width:22.2pt;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;39&quot; valign=&quot;bottom&quot; style=&apos;width:29.4pt;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.3pt;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.55pt&apos;&gt; &lt;td width=&quot;423&quot; valign=&quot;bottom&quot; style=&apos;width:317.4pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Loans measured for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;154&quot; valign=&quot;bottom&quot; style=&apos;width:1.6in;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,151&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;30&quot; valign=&quot;bottom&quot; style=&apos;width:22.2pt;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;39&quot; valign=&quot;bottom&quot; style=&apos;width:29.4pt;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.3pt;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,151&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.2in&apos;&gt; &lt;td width=&quot;423&quot; valign=&quot;bottom&quot; style=&apos;width:317.4pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate owned&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;154&quot; valign=&quot;bottom&quot; style=&apos;width:1.6in;padding:0;height:.2in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,206&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;30&quot; valign=&quot;bottom&quot; style=&apos;width:22.2pt;padding:0;height:.2in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;39&quot; valign=&quot;bottom&quot; style=&apos;width:29.4pt;padding:0;height:.2in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.3pt;padding:0;height:.2in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,206&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;423&quot; valign=&quot;bottom&quot; style=&apos;width:317.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total nonrecurring assets measured at fair value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;154&quot; valign=&quot;bottom&quot; style=&apos;width:1.6in;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,357&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;30&quot; valign=&quot;bottom&quot; style=&apos;width:22.2pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;39&quot; valign=&quot;bottom&quot; style=&apos;width:29.4pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.3pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,357&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;The following table presents quantitative information about Level 3 inputs for financial instruments measured at fair value on a nonrecurring basis at March 31, 2014 (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;162&quot; valign=&quot;bottom&quot; style=&apos;width:121.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;bottom&quot; style=&apos;width:65.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;Valuation technique&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Significant unobservable inputs&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.9pt;text-align:center&apos;&gt;&lt;b&gt;Range&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.45pt&apos;&gt; &lt;td width=&quot;162&quot; valign=&quot;bottom&quot; style=&apos;width:121.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;bottom&quot; style=&apos;width:65.8pt;border:none;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.05pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.6pt;border:none;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.2pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.8pt;border:none;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.25pt&apos;&gt; &lt;td width=&quot;162&quot; valign=&quot;bottom&quot; style=&apos;width:121.5pt;padding:0;height:12.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:12.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;bottom&quot; style=&apos;width:65.8pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.05pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center;text-indent:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.6pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.2pt;padding:0;height:12.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.8pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.25pt&apos;&gt; &lt;td width=&quot;162&quot; valign=&quot;bottom&quot; style=&apos;width:121.5pt;padding:0;height:12.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Loans measured for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:12.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;bottom&quot; style=&apos;width:65.8pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;Appraised value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.05pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center;text-indent:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.6pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;Adjustment for market conditions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.2pt;padding:0;height:12.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.8pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt&apos;&gt;0% - 25%&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.4pt&apos;&gt; &lt;td width=&quot;162&quot; valign=&quot;bottom&quot; style=&apos;width:121.5pt;padding:0;height:3.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:3.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;bottom&quot; style=&apos;width:65.8pt;padding:0;height:3.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.05pt;padding:0;height:3.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.6pt;padding:0;height:3.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.2pt;padding:0;height:3.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.8pt;padding:0;height:3.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.15pt&apos;&gt; &lt;td width=&quot;162&quot; valign=&quot;bottom&quot; style=&apos;width:121.5pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate owned&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;bottom&quot; style=&apos;width:65.8pt;padding:0;height:12.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;Appraised value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.05pt;padding:0;height:12.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.6pt;padding:0;height:12.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;Adjustment for market conditions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.2pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.8pt;padding:0;height:12.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt&apos;&gt;0% - 19%&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;The following method was used to estimate the fair value of each class of financial instrument above:&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&lt;b&gt;Impaired loans &lt;/b&gt;&amp;#150; A loan is considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due (both interest and principal) according to the contractual terms of the loan agreement. For information regarding the Company&amp;#146;s method for estimating the fair value of impaired loans, see Note 1 &amp;#150; Summary of Significant Accounting Policies &amp;#150; Allowance for Loan Losses.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;In determining the net realizable value of the underlying collateral, we primarily use third party appraisals which may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration for variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the Company in consideration of charges that may be incurred in the event of foreclosure and are based on management&amp;#146;s historical knowledge, changes in business factors and changes in market conditions.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;Impaired loans are reviewed and evaluated quarterly for additional impairment and adjusted accordingly, based on the same factors identified above. Because of the high degree of judgment required in estimating the fair value of collateral underlying impaired loans and because of the relationship between fair value and general economic conditions, we consider the fair value of impaired loans to be highly sensitive to changes in market conditions.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&lt;b&gt;Real estate owned&lt;/b&gt; &amp;#150; REO is real property that the Bank has taken ownership of in partial or full satisfaction of a loan or loans. REO is recorded at the fair value less estimated costs to sell. This amount becomes the property&amp;#146;s new basis. Any write downs based on the property&amp;#146;s fair value less estimated costs to sell at the date of acquisition are charged to the allowance for loan losses.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;Management considers third party appraisals in determining the fair value of particular properties. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration for variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the Company in consideration of charges that may be incurred in the event of foreclosure and are based on management&amp;#146;s historical knowledge, changes in business factors and changes in market conditions.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;Management periodically reviews REO to ensure the property is carried at the lower of its new basis or fair value, net of estimated costs to sell. Any additional write-downs based on re-evaluation of the property fair value are charged to non-interest expense. Because of the high degree of judgment required in estimating the fair value of REO and because of the relationship between fair value and general economic conditions, we consider the fair value of REO to be highly sensitive to changes in market conditions.&lt;/p&gt;</us-gaap:FairValueMeasurementInputsDisclosureTextBlock>
	<us-gaap:FairValueByBalanceSheetGroupingTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in&apos;&gt;&lt;b&gt;18.&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;FAIR VALUE OF FINANCIAL INSTRUMENTS&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The following disclosure of the estimated fair value of financial instruments is made in accordance with applicable accounting standards. The Company, using available market information and appropriate valuation methodologies, has determined the estimated fair value amounts. However, considerable judgment is necessary to interpret market data in the development of the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in the future. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The estimated fair value of financial instruments is as follows (in thousands):&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:34.2pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:34.2pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:9.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.45pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:66.6pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Quoted prices in active markets for identical assets&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Other observable inputs&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.85pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Significant unobservable inputs&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.4pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.0pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.45pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Carry Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:66.6pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.85pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.95pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.95pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Assets:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Cash &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right&apos;&gt;68,577&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right&apos;&gt;68,577&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;68,577&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Certificates of deposit held for investment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;36,925&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;37,176&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;37,176&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Investment securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,394&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,491&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,394&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities held to maturity&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt&apos;&gt;101&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt&apos;&gt;104&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;104&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;78,575&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;78,575&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;78,575&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Loans receivable, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;520,937&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;480,454&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;480,454&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Loans held for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;1,024&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,024&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,024&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Federal Home Loan Bank stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,744&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,744&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,744&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.85pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:5.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:5.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:5.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:5.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:5.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Liabilities:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Demand &amp;#150; savings deposits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;527,813&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;top&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;527,813&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;527,813&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Time deposits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;162,253&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;top&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;162,020&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;162,020&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Junior subordinated debentures&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;22,681&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;top&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;11,233&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;11,233&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.05pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:4.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;251&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:188.0pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.9pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;top&quot; style=&apos;width:40.15pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:29.25pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:29.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.45pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:29.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:66.6pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Quoted prices in active markets for identical assets&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Other observable inputs&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.85pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Significant unobservable inputs&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.0pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Carry Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:66.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.4pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.45pt;border:none;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:66.6pt;border:none;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;border:none;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.85pt;border:none;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;border:none;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:11.25pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Assets:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Cash &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right&apos;&gt;115,415&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right&apos;&gt;115,415&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;115,415&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Certificates of deposit held for investment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;44,635&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;45,078&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;45,078&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Investment securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,216&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,978&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,216&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities held to maturity&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt&apos;&gt;125&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt&apos;&gt;129&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;129&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;431&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;431&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;431&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Loans receivable, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;520,369&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;495,312&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;495,312&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Loans held for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;831&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;831&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;831&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Federal Home Loan Bank stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,154&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,154&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; 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&lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,154&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; 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&lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Demand &amp;#150; savings deposits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;475,688&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;top&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;475,688&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;475,688&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Time deposits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;188,118&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;top&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;189,289&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;189,289&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Junior subordinated debentures&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;22,681&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;top&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,433&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,433&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;#160;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.8pt;text-align:justify;text-indent:-.25pt&apos;&gt;Fair value estimates were based on existing financial instruments without attempting to estimate the value of anticipated future business. The fair value was not estimated for assets and liabilities that were not considered financial instruments.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.8pt;text-align:justify;text-indent:-.25pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Fair value estimates, methods and assumptions are set forth below.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Cash&lt;/i&gt;&lt;/b&gt;&lt;i&gt; &lt;/i&gt;- Fair value approximates the carrying amount.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Certificates of Deposit held for investment &amp;#150; The fair value of certificates of deposit with stated maturity was based on the discounted value of contractual cash flows. The discount rate was estimated using rates currently available in the local market.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Investments and Mortgage-Backed Securities &amp;#150; Fair values were based on quoted market rates and dealer quotes. The fair value of the trust preferred investment was determined using a discounted cash flow method (see also Note 17 &amp;#150; Fair Value Measurements).&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Loans Receivable and Loans Held for Sale &amp;#150; Loans were priced using a discounted cash flow analysis. The fair value of loans held for sale was based on the loans carrying value as the agreements to sell these loans are short term fixed rate commitments and no material difference between the carrying value is likely.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Federal Home Loan Bank stock&lt;/i&gt;&lt;/b&gt; &amp;#150; The carrying amount approximates the estimated fair value of this investment.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Deposits - The fair value of deposits with no stated maturity such as non-interest-bearing demand deposits, interest checking, money market and savings accounts was equal to the amount payable on demand. The fair value of time deposits with stated maturity was based on the discounted value of contractual cash flows. The discount rate was estimated using rates currently available in the local market.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Junior Subordinated Debentures&lt;/i&gt;&lt;/b&gt; - The fair value of the Debentures was based on the discounted cash flow method. Management believes that the discount rate utilized is indicative of those that would be used by market participants for similar types of debentures.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Off-Balance Sheet Financial Instruments - The estimated fair value of loan commitments approximates fees recorded associated with such commitments. Since the majority of the Bank&amp;#146;s off-balance-sheet instruments consist of non-fee producing, variable rate commitments, the Bank has determined they do not have a distinguishable fair value.&lt;/p&gt;</us-gaap:FairValueByBalanceSheetGroupingTextBlock>
	<us-gaap:CommitmentsAndContingenciesDisclosureTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in&apos;&gt;&lt;b&gt;19.&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;COMMITMENTS AND CONTINGENCIES&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments generally include commitments to originate mortgage, commercial and consumer loans. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheet. The Company&amp;#146;s maximum exposure to credit loss in the event of nonperformance by the borrower is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to originate loans are conditional, and are honored for up to 45 days subject to the Company&amp;#146;s usual terms and conditions. Collateral is not required to support commitments. At March 31, 2014, the Company had outstanding commitments to extend credit totaling $8.1 million, unused lines of credit totaling $54.6 million and undisbursed construction loans totaling $30.5 million.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Standby letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Those guarantees are primarily used to support public and private borrowing arrangements. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Collateral held varies as specified above, and is required in instances where the Bank deems necessary. At March 31, 2014 and 2013, standby letters of credit totaled $771,000 and $823,000, respectively.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;In connection with certain asset sales, the Bank typically makes representation and warranties about the underlying assets conforming to specified guidelines. If the underlying assets do not conform to the specifications, the Bank may have an obligation to repurchase the assets or indemnify the purchaser against loss. As of March 31, 2014, loans under warranty totaled $119.2 million, which substantially represents the unpaid principal balance of the Bank&amp;#146;s loans serviced for FHLMC. The Bank believes that the potential for loss under these arrangements is remote. Accordingly, no contingent liability is recorded in the Consolidated Financial Statements. At March 31, 2014, the Company had firm commitments to sell $1.5 million of residential loans to FHLMC. Typically, these agreements are short term fixed rate commitments and no material gain or loss is likely.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Bank is a public depository and, accordingly, accepts deposit and other public funds belonging to, or held for the benefit of, Washington and Oregon states, political subdivisions thereof and, municipal corporations.&amp;#160; In accordance with applicable state law, in the event of default of a participating bank, all other participating banks in the state collectively assure that no loss of funds are suffered by any public depositor.&amp;#160; Generally, in the event of default by a public depositary, the assessment attributable to all public depositaries is allocated on a pro rata basis in proportion to the maximum liability of each depository as it existed on the date of loss.&amp;#160; The Company has not incurred any losses related to public depository funds for the years ended March 31, 2014, 2013 and 2012.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Company is party to litigation arising in the ordinary course of business. In the opinion of management, these actions will not have a material adverse effect, if any, on the Company&amp;#146;s financial position or results of operations.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Bank has entered into employment contracts with certain key employees, which provide for contingent payment subject to future events.&lt;/p&gt;</us-gaap:CommitmentsAndContingenciesDisclosureTextBlock>
	<us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in&apos;&gt;&lt;b&gt;20.&amp;nbsp;&amp;nbsp; &lt;/b&gt;&lt;b&gt;RIVERVIEW BANCORP, INC. (PARENT COMPANY)&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:22.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;BALANCE SHEETS&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;font style=&apos;text-transform:uppercase&apos;&gt;March 31, 2014 AND 2013&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:16.65pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;font style=&apos;text-transform:uppercase&apos;&gt; (&lt;/font&gt;&lt;/b&gt;&lt;b&gt;In thousands)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:17.9pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:17.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;ASSETS&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:17.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:17.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:17.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:17.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:17.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.9pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Cash and cash equivalents (including interest earning accounts of &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;&amp;#160;&amp;#160;&amp;#160; $1,056 and $952)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,106&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,020&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Investment in the Bank&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;120,897&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;102,280&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Other assets&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,350&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,117&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;TOTAL ASSETS&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;124,353&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;104,417&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;LIABILITIES AND SHAREHOLDERS&amp;#146; EQUITY&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Accrued expenses and other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,694&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,294&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Borrowings&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;22,681&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;22,681&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Shareholders&apos; equity&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;97,978&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;78,442&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;TOTAL LIABILITIES AND SHAREHOLDERS&amp;#146; EQUITY&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;124,353&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;104,417&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;#160;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;STATEMENTS OF OPERATIONS&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;font style=&apos;text-transform:uppercase&apos;&gt;years ended March 31, 2014, 2013 and 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:21.0pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;font style=&apos;text-transform:uppercase&apos;&gt; (&lt;/font&gt;&lt;/b&gt;&lt;b&gt;In thousands)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;INCOME:&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Interest on investment securities and other short-term investments&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;13&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;20&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;40&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Interest on loan receivable from the Bank&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;42&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;50&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;59&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.25in&apos;&gt;Total income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;55&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;70&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;99&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;EXPENSE:&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Management service fees paid to the Bank&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;143&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;143&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;142&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Other expenses&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;459&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;685&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,624&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.25in&apos;&gt;Total expense&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;602&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;828&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,766&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;LOSS BEFORE INCOME TAXES AND EQUITY&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.25in&apos;&gt;IN UNDISTRIBUTED LOSS OF THE BANK&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(547&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(758&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3,667&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;PROVISION &lt;b&gt;(&lt;/b&gt;BENEFIT&lt;b&gt;)&lt;/b&gt; FOR INCOME TAXES&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,365&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(258&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;81&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;INCOME (LOSS) OF PARENT COMPANY&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;818&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(500&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3,748&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;18,605&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,133&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(27,909&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;NET INCOME (LOSS)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,423&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,633&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(31,657&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;There were no items of other comprehensive income for the parent Company.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;STATEMENTS OF CASH FLOWS&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;YEARS ENDED MARCH 31, 2014, 2013 AND 2012&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt; (In thousands)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;CASH FLOWS FROM OPERATING ACTIVITIES:&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:9.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:9.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:-.45pt&apos;&gt;Net income (loss)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;19,423&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;2,633&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(31,657&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:-.45pt&apos;&gt;Adjustments to reconcile net income (loss) cash provided by &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:-.45pt&apos;&gt;(used in) operating activities:&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;Equity in undistributed (earnings) loss of the Bank&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;(18,605&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;(3,133&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;27,909&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;Benefit for deferred income taxes&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,364&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(15&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;Writedown of real estate owned&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;1,997&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;Earned ESOP shares&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;68&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;42&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;62&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:-.45pt&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Stock based compensation&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;78&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;2&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;12&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:-.45pt&apos;&gt;Changes in assets and liabilities&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;Other assets&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;131&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;577&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;114&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;Accrued expenses and other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;355&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;695&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;1,382&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:23.85pt&apos;&gt;Net cash provided by (used in) operating activities&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;86&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;816&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(196&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:16.2pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;CASH FLOWS FROM INVESTING ACTIVITIES:&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:11.7pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;&amp;#160; Proceeds from sale of real estate owned&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;1,041&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:11.7pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;&amp;#160; Additional investment in subsidiary&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,700&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,000&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.25in&apos;&gt;&amp;#160;&amp;#160; Net cash used in investing activities&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,700&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(959&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;86&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,884&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,155&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;1,020&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;2,904&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;4,059&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;CASH AND CASH EQUIVALENTS, END OF YEAR&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;1,106&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;1,020&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;2,904&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;NONCASH INVESTING AND FINANCING ACTIVITIES:&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.9pt&apos;&gt;Transfer of real estate owned&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;5,290&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;#160;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;font style=&apos;text-transform:uppercase&apos;&gt;Riverview Bancorp, Inc.&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;font style=&apos;text-transform:uppercase&apos;&gt;Selected Quarterly Financial Data (Unaudited):&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.3pt&apos;&gt;&lt;b&gt;(Dollars in thousands, except share data)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Three Months Ended&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;March 31&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;December 31&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;September 30&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;June 30&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt&apos;&gt;&lt;b&gt;Fiscal 2014:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:8.6pt&apos;&gt;Interest income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,536&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,673&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,764&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,831&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Interest expense&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;582&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;645&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;664&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;677&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Net interest income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,954&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,028&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,100&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,154&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Provision for (recapture of) loan losses&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,200&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,500&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Non-interest income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,850&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,384&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,887&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,246&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Non-interest expense&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,460&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,611&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,647&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,243&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Income before income taxes&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,544&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;801&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;340&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,657&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Provision (benefit) for income taxes&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(15,097&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;17&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.3in&apos;&gt;Net income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16,641&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;801&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;341&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,640&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.9pt&apos;&gt;Basic earnings per share &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.74&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.04&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.02&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.07&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.9pt&apos;&gt;Diluted earnings per share &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.74&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.04&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.02&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.07&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.3pt&apos;&gt;&lt;b&gt;(Dollars in thousands, except share data)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Three Months Ended&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;March 31&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;December 31&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;September 30&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;June 30&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt&apos;&gt;&lt;b&gt;Fiscal 2013:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:8.6pt&apos;&gt;Interest income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,905&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,136&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,648&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,243&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Interest expense&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;700&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;752&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;861&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,172&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Net interest income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,205&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,384&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,787&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,071&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Provision for (recapture of) loan losses&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3,600&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;500&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,000&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Non-interest income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,032&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,087&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,314&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,440&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Non-interest expense&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10,236&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,434&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,812&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,276&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Income (loss) before income taxes&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,601&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,037&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,789&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,765&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Provision for income taxes&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.3in&apos;&gt;Net income (loss)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,595&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,031&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,787&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,780&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.9pt&apos;&gt;Basic earnings (loss) per share &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.07&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.05&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.08&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(0.08&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.9pt&apos;&gt;Diluted earnings (loss) per share &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.07&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.05&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.08&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(0.08&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;sup&gt;(1)&lt;/sup&gt;&amp;#160; Quarterly earnings per share may vary from annual earnings per share due to rounding.&lt;u&gt; &lt;/u&gt;&lt;/p&gt; </us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock>
	<us-gaap:ConsolidationPolicyTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in&apos;&gt;&lt;b&gt;&lt;i&gt;Principles of Consolidation&lt;/i&gt;&lt;/b&gt; &amp;#150;The accompanying consolidated financial statements include the accounts of Riverview Bancorp, Inc.; its wholly-owned subsidiary, Riverview Community Bank (the &amp;#147;Bank&amp;#148;); the Bank&amp;#146;s wholly-owned subsidiary, Riverview Services, Inc.; and the Bank&amp;#146;s majority owned subsidiary, Riverview Asset Management Corp. (&amp;#147;RAMCorp&amp;#148;) (collectively referred to as the &amp;#147;Company&amp;#148;). All inter-company transactions and balances have been eliminated in consolidation. &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Company has also established two subsidiary grantor trusts in connection with the issuance of trust preferred securities (see Note 11). In accordance with accounting standards, the accounts and transactions of the trusts are not included in the accompanying consolidated financial statements.&lt;/p&gt;</us-gaap:ConsolidationPolicyTextBlock>
	<us-gaap:NatureOfOperations contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Nature of Operations&lt;/i&gt;&lt;/b&gt; &amp;#150; The Bank is an eighteen branch community-oriented financial institution operating in rural and suburban communities in southwest Washington State and Multnomah and Marion counties of Oregon. The Bank is engaged primarily in the business of attracting deposits from the general public and using such funds, together with other borrowings, to invest in various commercial business, commercial real estate, multi-family real estate, real estate construction, residential real estate and consumer loans.&lt;/p&gt;</us-gaap:NatureOfOperations>
	<us-gaap:UseOfEstimates contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Use of Estimates in the Preparation of Financial Statements&lt;/i&gt;&lt;/b&gt; &amp;#150; The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (&amp;#147;generally accepted accounting principles&amp;#148; or &amp;#147;GAAP&amp;#148;), requires management to make estimates and assumptions that affect the reported amounts of certain assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of related revenue and expense during the reporting period. Actual results could differ from those estimates.&lt;/p&gt;</us-gaap:UseOfEstimates>
	<us-gaap:CashAndCashEquivalentsPolicyTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Cash and Cash Equivalents&lt;/i&gt;&lt;/b&gt; &amp;#150; Cash and cash equivalents include amounts on hand, due from banks and interest-earning deposits in other banks. Cash and cash equivalents have a maturity of 90 days or less at the time of purchase.&lt;/p&gt;</us-gaap:CashAndCashEquivalentsPolicyTextBlock>
	<fil:CertificatesOfDepositHeldForInvestment contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Certificates of Deposit Held for Investment &amp;#150; Certificates of deposit held for investments include amounts invested with financial institutions for a stated interest rate and maturity date. Early withdraw penalties apply; however, the Company plans to hold these investments to maturity.&lt;/p&gt;</fil:CertificatesOfDepositHeldForInvestment>
	<us-gaap:ReceivablesHeldForSaleDeterminationPolicy contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Loans Held for Sale&lt;/i&gt;&lt;/b&gt; &amp;#150; The Company identifies loans held for sale at the time of origination and such loans are carried at the lower of aggregate cost or net realizable value. Market values are derived from available market quotations for comparable pools of mortgage loans. Adjustments for unrealized losses, if any, are charged to income.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Gains or losses on sales of loans held for sale are recognized at the time of sale and are determined by the difference between the net sales proceeds and the allocated basis of these loans sold. The Company capitalizes mortgage servicing rights (&amp;#147;MSRs&amp;#148;) acquired through either the purchase of MSRs, the sale of originated mortgage loans or the securitization of mortgage loans with servicing rights retained. Upon sale of mortgage loans held for sale, the total cost of the loans designated for sale is allocated to mortgage loans with and without MSRs based on their relative fair values. The MSRs are included as a component of gain on sale of loans. The MSRs are amortized in proportion to and over the estimated period of the net servicing income and such amortization is reflected as a component of loan servicing income.&lt;/p&gt;</us-gaap:ReceivablesHeldForSaleDeterminationPolicy>
	<us-gaap:MarketableSecuritiesTradingSecuritiesPolicy contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Securities &lt;/i&gt;&lt;/b&gt;&amp;#150; Investment securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investment securities held to maturity are carried at amortized cost. Unrealized losses due to fluctuations in fair value are recognized when it is determined that a credit-related other than temporary decline in value has occurred. Investment securities bought and held principally for the purpose of sale in the near term are classified as trading securities. Securities that the Company intends to hold for an indefinite period, but not necessarily to maturity are classified as available for sale. Such securities may be sold to implement the Company&amp;#146;s asset/liability management strategies and in response to changes in interest rates and similar factors.&amp;#160; Securities available for sale are reported at fair value. Unrealized gains and losses, net of the related deferred tax effect, are reported as a net amount in a separate component of shareholders&amp;#146; equity entitled &amp;#147;accumulated other comprehensive income (loss).&amp;#148; Realized gains and losses on securities available for sale, determined using the specific identification method, are included in earnings.&amp;#160; Amortization of premiums and accretion of discounts are recognized in interest income over the period to maturity or expected call, if sooner.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Company analyzes investment securities for other than temporary impairment (&amp;#147;OTTI&amp;#148;) on a quarterly basis.&amp;#160; OTTI is separated into a credit and noncredit component. Noncredit component losses are recorded in other comprehensive income (loss) when the Company a) does not intend to sell the security or b) is not more likely than not to have to sell the security prior to the security&amp;#146;s anticipated recovery. Credit component losses are reported in non-interest income.&lt;/p&gt;</us-gaap:MarketableSecuritiesTradingSecuritiesPolicy>
	<us-gaap:FinanceLoansAndLeasesReceivablePolicy contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Loans&lt;/i&gt;&lt;/b&gt; &amp;#150; Loans are stated at the amount of unpaid principal, reduced by deferred loan origination fees and an allowance for loan losses. Interest on loans is accrued daily based on the principal amount outstanding.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Loans are reviewed regularly and it is the Company&amp;#146;s general policy that a loan is past due when it is 30 days to 89 days delinquent. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. Payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cost recovery method. As a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment of the yield of the related loan.&lt;/p&gt;</us-gaap:FinanceLoansAndLeasesReceivablePolicy>
	<us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Allowance for Loan Losses&lt;/i&gt;&lt;/b&gt; &amp;#150; The allowance for loan losses is maintained at a level sufficient to provide for probable loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon management&amp;#146;s ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions, and detailed analysis of individual loans for which full collectibility may not be assured.&amp;#160; The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components. The specific component relates to loans that are considered impaired. For such loans that are classified as impaired, an allowance is established when the net realizable value of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans and is based on historical loss experience adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management&amp;#146;s estimate of probable losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The appropriate allowance level is estimated based upon factors and trends identified by management at the time the consolidated financial statements are prepared.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, loans 90 days or more delinquent, loans internally designated as substandard, loans that are on non-accrual status or trouble debt restructures. The majority of the Company&amp;#146;s impaired loans are considered collateral dependent. When a loan is considered collateral dependent impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent impairment is measured using the present value of expected future cash flows, discounted at the loan&amp;#146;s original effective interest rate. When the net realizable value of the impaired loan is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan the Company may conclude that it is appropriate to record a charge-off of the impaired portion of the loan. When a charge-off is recorded the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and does not have an appraisal performed in the last three months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation on an annual basis. The valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;In accordance with the Company&amp;#146;s policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payment in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months will be charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale would result in full repayment of the outstanding loan balance. Once any of these or other repayment potentials are considered exhausted the impaired portion of the loan is charged-off, unless an updated valuation of the collateral reveals no impairment. Regardless of whether a loan is unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is promptly charged off.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;A provision for loan losses is charged against income and is added to the allowance for loan losses based on regular assessments of the loan portfolio. The allowance for loan losses is allocated to certain loan categories based on the relative risk characteristics, asset classifications and actual loss experience of the loan portfolio. While management has allocated the allowance for loan losses to various loan portfolio segments, the allowance is general in nature and is available for the loan portfolio in its entirety.&lt;/p&gt;</us-gaap:LoansAndLeasesReceivableAllowanceForLoanLossesPolicy>
	<fil:AllowanceForUnfundedLoanCommitments contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Allowance for Unfunded Loan Commitments &lt;/i&gt;&lt;/b&gt;&amp;#150; The allowance for unfunded loan commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to these unfunded credit facilities. The determination of the adequacy of the allowance is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is included in other liabilities on the consolidated balance sheets, with changes to the balance charged against non-interest expense.&lt;/p&gt;</fil:AllowanceForUnfundedLoanCommitments>
	<fil:RealEstateOwnedReo contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Real Estate Owned (&amp;#147;REO&amp;#148;)&lt;/i&gt;&lt;/b&gt; &amp;#150; REO consists of properties acquired through foreclosure. Specific charge-offs are taken based upon detailed analysis of the fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Such collateral is transferred into REO at the fair value less estimated costs of disposal. Subsequently, the Company performs an evaluation of the properties and creates a valuation allowance with an offsetting charge to real estate owned expenses for any declines in value. The amounts the Company will ultimately recover from REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company&amp;#146;s control or because of changes in the Company&amp;#146;s strategy for the sale of the property.&lt;/p&gt;</fil:RealEstateOwnedReo>
	<fil:FederalHomeLoanBankStock1 contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Federal Home Loan Bank Stock&lt;/i&gt;&lt;/b&gt; &amp;#150; The Bank, as a member of Federal Home Loan Bank of Seattle (&amp;#147;FHLB&amp;#148;), is required to maintain an investment in capital stock of the FHLB in an amount equal to the greater of 1% of its outstanding home loans or 5% of advances from the FHLB. The Company views its investment in FHLB stock as a long-term investment. Accordingly, when evaluating for impairment, the value is determined based on the ultimate redemption of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the ultimate redemption is influenced by criteria such as: 1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount and length of time a decline has persisted; 2) impact of legislative and regulatory changes on the FHLB and 3) the liquidity position of the FHLB. The Company evaluated its investment in FHLB stock for OTTI, consistent with its accounting policy. Based on the Company&amp;#146;s evaluation of the underlying investment, including the long-term nature of the investment, the liquidity position of the FHLB, the actions being taken by the FHLB to address its regulatory situation and the Company&amp;#146;s intent and ability to hold the investment for a period of time sufficient to be able to redeem its investment at par value, the Company did not recognize an OTTI loss on its FHLB stock. Further, in September 2012, the Federal Housing Finance Agency (&amp;#147;FHFA&amp;#148;) upgraded the FHLB&amp;#146;s capital classification to &amp;#147;adequately capitalized&amp;#148; and granted the FHLB authority to repurchase up to $25 million of excess capital stock per quarter at par value, provided they receive a non-objection for each quarter&amp;#146;s repurchase from the FHFA.&lt;/p&gt;</fil:FederalHomeLoanBankStock1>
	<us-gaap:PropertyPlantAndEquipmentPolicyTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Premises and Equipment&lt;/i&gt;&lt;/b&gt; &amp;#150; Premises and equipment are stated at cost less accumulated depreciation. Leasehold improvements are amortized over the term of the lease or the estimated useful life of the improvements, whichever is less. Gains or losses on dispositions are reflected in earnings. Depreciation is generally computed on the straight-line method over the following estimated useful lives: building and improvements &amp;#150; up to 45 years; furniture and equipment &amp;#150; three to twenty years; and leasehold improvements &amp;#150; fifteen to twenty-five years. The cost of maintenance and repairs is charged to expense as incurred. Assets are reviewed for impairment when events indicate their carrying value may not be recoverable.&amp;#160; If management determines impairment exists the asset is reduced by an offsetting charge to expense.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The capitalized lease, less accumulated amortization is included in premises and equipment. The capitalized lease is amortized on a straight-line basis over the lease term and the amortization is included in depreciation expense.&lt;/p&gt;</us-gaap:PropertyPlantAndEquipmentPolicyTextBlock>
	<us-gaap:TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Mortgage Servicing Rights &amp;#150;&lt;/i&gt;&lt;/b&gt; Fees earned for servicing loans for the Federal Home Loan Mortgage Corporation (&amp;#147;FHLMC&amp;#148;) are reported as income when the related mortgage loan payments are collected. Loan servicing costs are charged to expense as incurred. MSRs are the rights to service loans. Loan servicing includes collecting payments, remitting funds to investors, insurance companies and tax authorities, collecting delinquent payments, and foreclosing on properties when necessary.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;The Company records its originated MSRs at fair value in accordance with accounting standards, which requires the Company to allocate the total cost of all mortgage loans sold to the MSRs and the loans (without the MSRs) based on their relative fair values if it is practicable to estimate those fair values. The Company stratifies its MSRs based on the predominant characteristics of the underlying financial assets including the coupon interest rate and the contractual maturity of the mortgage. An estimated fair value of MSRs is determined quarterly using a discounted cash flow model.&amp;#160; The model estimates the present value of the future net cash flows of the servicing portfolio based on various factors, such as servicing costs, servicing income, expected prepayment speeds, discount rate, loan maturity and interest rate. The effect of changes in market interest rates on estimated rates of loan prepayments represents the predominant risk characteristic underlying the MSRs portfolio. The Company is amortizing the MSRs in proportion to and over the period of estimated net servicing income.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;MSRs are reviewed quarterly for impairment based on their fair value. The fair value of the MSRs, for the purposes of impairment, is measured using a discounted cash flow analysis based on market adjusted discount rates, anticipated prepayment speeds, mortgage loan term and coupon rate. Market sources are used to determine prepayment speeds, ancillary income, servicing cost and pre-tax required yield. Impairment losses are recognized through a valuation allowance for each impaired stratum, with any associated provision recorded as a component of loan servicing income.&lt;/p&gt;</us-gaap:TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy>
	<us-gaap:GoodwillAndIntangibleAssetsGoodwillPolicy contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Goodwill &amp;#150;&lt;/i&gt;&lt;/b&gt; Goodwill is initially recorded when the purchase price paid for an acquisition exceeds the estimated fair value of the net identified tangible and intangible assets acquired. Goodwill is presumed to have an indefinite useful life and is tested, at least annually, for impairment at the reporting unit level. The Company performs an annual review in the third quarter of each year, or more frequently if indicators of potential impairment exist, to determine if the recorded goodwill is impaired. The impairment test is performed in two phases. The first step of the goodwill impairment test compares the fair value of the reporting unit with its carrying amount, including goodwill. If the fair value of the reporting unit exceeds its carrying amount, goodwill is considered not impaired; however, if the carrying amount of the reporting unit exceeds its fair value, a second step must be performed. In the second step the implied fair value of the reporting unit is calculated. The implied fair value of goodwill is then compared to the carrying amount of goodwill on the Company&amp;#146;s balance sheet. If the carrying amount of the goodwill is greater than the implied fair value of that goodwill, an impairment loss must be recognized in an amount equal to that excess. As of March 31, 2014, the Company had not recognized any impairment loss on the recorded goodwill.&lt;/p&gt;</us-gaap:GoodwillAndIntangibleAssetsGoodwillPolicy>
	<us-gaap:GoodwillAndIntangibleAssetsIntangibleAssetsPolicy contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Core Deposit Intangible&lt;/i&gt;&lt;/b&gt; &amp;#150; Core deposit intangibles are amortized to non-interest expense using an accelerated method (based on expected attrition and cash flows of core deposit accounts purchased) over ten years.&lt;/p&gt;</us-gaap:GoodwillAndIntangibleAssetsIntangibleAssetsPolicy>
	<us-gaap:AdvertisingCostsPolicyTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Advertising and Marketing Expense&lt;/i&gt;&lt;/b&gt; &amp;#150; Costs incurred for advertising, merchandising, market research, community investment and business development are classified as marketing expense and are expensed as incurred.&lt;/p&gt;</us-gaap:AdvertisingCostsPolicyTextBlock>
	<us-gaap:IncomeTaxPolicyTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Income Taxes&lt;/i&gt;&lt;/b&gt; &amp;#150; Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company&amp;#146;s income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not, that all or some portion of the potential deferred tax asset will not be realized. The Company files a consolidated federal&lt;font style=&apos;display:none&apos;&gt; &lt;/font&gt;income tax return. The Bank provides for income taxes separately and remits to the Company amounts currently due.&lt;/p&gt;</us-gaap:IncomeTaxPolicyTextBlock>
	<fil:TrustAssetsPolicy contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Trust Assets&lt;/i&gt;&lt;/b&gt; &amp;#150; Assets held by RAMCorp in a fiduciary or agency capacity for trust customers are not included in the consolidated financial statements because such items are not assets of the Company. Assets totaling $359.7 million and $337.5 million were held in trust as of March 31, 2014 and 2013, respectively.&lt;/p&gt;</fil:TrustAssetsPolicy>
	<us-gaap:EarningsPerSharePolicyTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Earnings Per Share &lt;/i&gt;&lt;/b&gt;&amp;#150; The Company accounts for earnings per share in accordance with applicable accounting standards, which requires all companies whose capital structure includes dilutive potential common shares to make a dual presentation of basic and diluted earnings per share for all periods presented. Basic earnings per share is computed by dividing income available to common shareholders by the weighted average number of common shares outstanding for the period, excluding restricted stock and unallocated shares owned by the Company&amp;#146;s Employee Stock Ownership Plan (&amp;#147;ESOP&amp;#148;).&amp;#160; Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and has been computed after giving consideration to the weighted average diluted effect of the Company&amp;#146;s stock options.&lt;/p&gt;</us-gaap:EarningsPerSharePolicyTextBlock>
	<us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Stock-Based Compensation &lt;/i&gt;&lt;/b&gt;&amp;#150; The Company accounts for stock based compensation in accordance with accounting guidance for stock compensation. The guidance requires measurement of the compensation cost for all stock-based awards based on the grant-date fair value and recognition of compensation cost over the service period of stock-based awards. The fair value of stock options is determined using the Black-Scholes valuation model.&lt;/p&gt;</us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy>
	<us-gaap:EmployeeStockOwnershipPlanESOPPolicy contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Employee Stock Ownership Plan (&amp;#147;ESOP&amp;#148;) &lt;/i&gt;&lt;/b&gt;&amp;#150; The Company sponsors a leveraged ESOP. As shares are released, compensation expense is recorded equal to the then current market price of the shares and the shares become available for earnings per share calculations. The Company records cash dividends on unallocated shares as a reduction of debt and accrued interest.&lt;/p&gt;</us-gaap:EmployeeStockOwnershipPlanESOPPolicy>
	<us-gaap:SegmentReportingPolicyPolicyTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;Business segments&lt;/i&gt;&lt;/b&gt; &amp;#150; The Company operates a single business segment. The financial information that is used by the chief operating decision maker in allocating resources and assessing performance is only provided for one reportable segment for years ended March 31, 2014, 2013 and 2012.&lt;/p&gt;</us-gaap:SegmentReportingPolicyPolicyTextBlock>
	<us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin-top:5.4pt;margin-right:.05in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-autospace:none;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&lt;b&gt;&lt;i&gt;New Accounting Pronouncements&lt;/i&gt;&lt;/b&gt;&lt;b&gt; &amp;#150;&lt;/b&gt; In July 2013, the Financial Accounting Standards Board issued Accounting Standards Update (&amp;#147;ASU&amp;#148;) No. 2013-11, &amp;#147;Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists&amp;#148;. This ASU requires an entity to present an unrecognized tax benefit, or a portion of an unrecognized tax benefit, as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except to the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. No new recurring disclosures are required. The amendments are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013 and are to be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted. The adoption of ASU No. 2013-11 is not expected to have a material impact on the Company&apos;s consolidated financial statements.&lt;/p&gt; &lt;p style=&apos;margin-top:5.4pt;margin-right:.05in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-autospace:none;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin-top:5.4pt;margin-right:.05in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-autospace:none;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:justify&apos;&gt;In January 2014, the FASB issued ASU 2014-04, &amp;#147;Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure&amp;#148;. The ASU clarifies when a creditor would be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that all or a portion of the loan would be derecognized and the real estate property recognized. Under the guidance, a consumer loan collateralized by residential real estate should be reclassified to other real estate owned when (1) the creditor obtains legal title to the residential property or (2) the borrower conveys all interest in the property to the creditor to satisfy the loan by completing a deed in lieu of foreclosure or similar agreement. In addition, an entity is required to disclose the amount of residential real estate meeting the conditions above, and the recorded investment in consumer mortgage loans secured by residential real estate that are in the process of foreclosure. ASU 2014-04 is effective for annual and interim reporting periods within those annual periods, beginning after December 15, 2014. Adoption of the new guidance is not expected to have a significant impact on the Company&apos;s consolidated financial statements.&lt;/p&gt;</us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock>
	<us-gaap:EarningsPerSharePolicyBasic contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;font style=&apos;font-weight:normal;font-style:normal&apos;&gt;Basic earnings per share (&amp;#147;EPS&amp;#148;) is computed by dividing net income or loss applicable to common stock by the weighted average number of common shares outstanding during the period, without considering any dilutive items.&lt;/font&gt;&lt;/p&gt;</us-gaap:EarningsPerSharePolicyBasic>
	<us-gaap:EarningsPerSharePolicyDiluted contextRef='D130401_140331'>&lt;!--egx--&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;font style=&apos;font-weight:normal;font-style:normal&apos;&gt;Diluted EPS is computed by dividing net income applicable to common stock by the weighted average number of common shares and common stock equivalents for items that are dilutive, net of shares assumed to be repurchased using the treasury stock method at the average share price for the Company&amp;#146;s common stock during the period. Common stock equivalents arise from assumed conversion of outstanding stock options. &lt;/font&gt;ESOP shares are not considered outstanding for EPS purposes until they are committed to be released.&lt;/p&gt;</us-gaap:EarningsPerSharePolicyDiluted>
	<us-gaap:AvailableForSaleSecuritiesTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:16.55pt;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:22.5pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:48.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amortized Cost&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized Gains&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:46.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Estimated Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.9pt&apos;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Trust preferred&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,919&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(16&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:11.25pt&apos;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Agency securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,947&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(462&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,491&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.0pt&apos;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,866&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(478&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,394&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.9pt&apos;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2013&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.0pt&apos;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Trust preferred&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,766&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,528&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.3pt&apos;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Agency securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(22&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,978&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.3pt&apos;&gt; &lt;td width=&quot;163&quot; valign=&quot;bottom&quot; style=&apos;width:1.7in;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,766&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,550&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:10.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,216&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:AvailableForSaleSecuritiesTextBlock>
	<fil:ScheduleOfHeldToMaturitySecuritiesContractualMaturities contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:22.5pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;558&quot; valign=&quot;bottom&quot; style=&apos;width:418.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amortized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Cost&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Estimated&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;558&quot; valign=&quot;bottom&quot; style=&apos;width:418.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;558&quot; valign=&quot;bottom&quot; style=&apos;width:418.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due in one year or less&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;558&quot; valign=&quot;bottom&quot; style=&apos;width:418.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after one year through five years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14,438&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14,099&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:11.25pt&apos;&gt; &lt;td width=&quot;558&quot; valign=&quot;bottom&quot; style=&apos;width:418.8pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after five years through ten years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,509&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,392&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:11.25pt&apos;&gt; &lt;td width=&quot;558&quot; valign=&quot;bottom&quot; style=&apos;width:418.8pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after ten years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,919&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.0pt&apos;&gt; &lt;td width=&quot;558&quot; valign=&quot;bottom&quot; style=&apos;width:418.8pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:12.6pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,866&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,394&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfHeldToMaturitySecuritiesContractualMaturities>
	<fil:ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Less than 12 months&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&lt;b&gt;&amp;#160; 12 months or longer&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&lt;b&gt;&amp;#160; Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.55pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-4.95pt;margin-bottom:.0001pt;text-align:center;text-indent:1.8pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:2.25pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center;text-indent:-4.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.0pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;Trust preferred&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(16&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;(16&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.5pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;Agency securities&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;17,985&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(462&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;17,985&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;(462&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;19,888&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(478&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;19,888&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;(478&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Less than 12 months&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&lt;b&gt;&amp;#160; 12 months or longer&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&lt;b&gt;&amp;#160; Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2013&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.55pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-4.95pt;margin-bottom:.0001pt;text-align:center;text-indent:1.8pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:2.25pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center;text-indent:-4.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.0pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:3.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;Trust preferred&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;(1,528&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;(1,528&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.5pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;Agency securities&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;4,978&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(22&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;4,978&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;(22&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:6.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;4,978&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(22&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt&apos;&gt;(1,528&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;6,216&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;(1,550&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt;</fil:ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock>
	<fil:ScheduleOfMortgageBackedSecuritiesHeldToMaturityTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Amortized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Cost&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:11.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;top&quot; style=&apos;width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;Gains&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:12.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;top&quot; style=&apos;width:46.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Estimated&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:11.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.45pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:12.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.45pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.1pt;text-align:right;text-indent:.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;101&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:11.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.45pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:12.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.45pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;104&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.3pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:12.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:12.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.35pt;padding:0;height:12.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:11.8pt;padding:0;height:12.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:12.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;top&quot; style=&apos;width:43.9pt;padding:0;height:12.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.45pt;padding:0;height:12.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;padding:0;height:12.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.3pt;padding:0;height:12.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:12.0pt;padding:0;height:12.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:12.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;top&quot; style=&apos;width:46.45pt;padding:0;height:12.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0;height:12.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.65pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2013&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:11.8pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.2pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;top&quot; style=&apos;width:43.9pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.45pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.6pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.3pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:12.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:5.7pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;top&quot; style=&apos;width:46.45pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;125&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:11.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.45pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:12.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.45pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;129&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:1.8pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:1.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:1.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:1.8pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;top&quot; style=&apos;width:11.8pt;padding:0;height:1.8pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:1.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;padding:0;height:1.8pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.45pt;padding:0;height:1.8pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;padding:0;height:1.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:1.8pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:12.0pt;padding:0;height:1.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:1.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.45pt;padding:0;height:1.8pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0;height:1.8pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;543&quot; colspan=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:406.9pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt&apos;&gt;&lt;sup&gt;(1)&lt;/sup&gt; Comprised of&amp;#160; Federal National Mortgage Association (&amp;#147;FNMA&amp;#148;) and FHLMC&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfMortgageBackedSecuritiesHeldToMaturityTableTextBlock>
	<fil:ScheduleOfHeldToMaturityMortgageBackedSecuritiesContractualMaturitiesTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:18.9pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;bottom&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right;text-indent:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:.7pt&apos;&gt;&lt;b&gt;Amortized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Cost&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Estimated&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;bottom&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due in one year or less&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after one year through five years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after five years through ten years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;81&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;82&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after ten years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.55pt&apos;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0;height:8.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;101&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;104&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfHeldToMaturityMortgageBackedSecuritiesContractualMaturitiesTableTextBlock>
	<fil:ScheduleOfAvailableForSaleMortgageBackedSecuritiesTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;358&quot; valign=&quot;bottom&quot; style=&apos;width:268.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50&quot; valign=&quot;bottom&quot; style=&apos;width:37.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Amortized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Cost&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;Gains&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:3.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Estimated&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.65pt&apos;&gt; &lt;td width=&quot;358&quot; valign=&quot;bottom&quot; style=&apos;width:268.8pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50&quot; valign=&quot;bottom&quot; style=&apos;width:37.4pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.5pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.0pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:3.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.65pt&apos;&gt; &lt;td width=&quot;358&quot; valign=&quot;bottom&quot; style=&apos;width:268.8pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate mortgage investment conduits &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50&quot; valign=&quot;bottom&quot; style=&apos;width:37.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;7,218&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:.9pt&apos;&gt;(77&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:3.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.1pt;text-align:right;text-indent:.1pt&apos;&gt;7,150&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;358&quot; valign=&quot;bottom&quot; style=&apos;width:268.8pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities &lt;sup&gt;(2)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50&quot; valign=&quot;bottom&quot; style=&apos;width:37.4pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;65,858&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.5pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;102&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.9pt;text-align:right;text-indent:.7pt&apos;&gt;(547&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:3.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;65,413&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;358&quot; valign=&quot;bottom&quot; style=&apos;width:268.8pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Other mortgage-backed securities &lt;sup&gt;(3)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50&quot; valign=&quot;bottom&quot; style=&apos;width:37.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;6,007&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;18&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(13&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:3.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,012&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;358&quot; valign=&quot;bottom&quot; style=&apos;width:268.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;50&quot; valign=&quot;bottom&quot; style=&apos;width:37.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;79,083&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;129&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(637&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:3.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; valign=&quot;bottom&quot; style=&apos;width:36.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;78,575&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;0&quot; valign=&quot;bottom&quot; style=&apos;width:.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:17.85pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:17.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2013&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Amortized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Cost&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:11.8pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;Gains&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Gross Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Estimated&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:2.95pt;padding:0;height:17.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.65pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate mortgage investment conduits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;230&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:11.8pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:.9pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.8pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.1pt;text-align:right;text-indent:.1pt&apos;&gt;237&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:2.95pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities &lt;sup&gt;(4)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;186&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:11.8pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;194&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:2.95pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;416&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:11.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;431&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:2.95pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.6pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:6.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:11.8pt;padding:0;height:6.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0;height:6.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.6pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:6.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.8pt;border:none;padding:0;height:6.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:2.95pt;padding:0;height:6.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;538&quot; colspan=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:403.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt&apos;&gt;&lt;sup&gt;(1)&lt;/sup&gt; &amp;#160;Comprised of&amp;#160; FHLMC and FNMA&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;538&quot; colspan=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:403.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt&apos;&gt;&lt;sup&gt;(2)&lt;/sup&gt; Comprised of&amp;#160; FHLMC, FNMA and Ginnie Mae (&amp;#147;GNMA&amp;#148;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;538&quot; colspan=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:403.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt&apos;&gt;&lt;sup&gt;(3)&lt;/sup&gt; Comprised of U.S. Small Business Administration (&amp;#147;SBA&amp;#148;) and Commercial Real Estate (&amp;#147;CRE&amp;#148;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;538&quot; colspan=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:403.8pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt&apos;&gt;&lt;sup&gt;(4)&lt;/sup&gt; Comprised of&amp;#160; FHLMC and FNMA&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfAvailableForSaleMortgageBackedSecuritiesTableTextBlock>
	<fil:ScheduleOfAvailableForSaleMortgageBackedSecuritiesContractualMaturitiesTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:18.9pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;bottom&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right;text-indent:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:.7pt&apos;&gt;&lt;b&gt;Amortized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Cost&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Estimated&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;bottom&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due in one year or less&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after one year through five years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;26&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;27&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after five years through ten years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;11,100&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;11,145&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Due after ten years&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;67,953&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;top&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;67,399&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.55pt&apos;&gt; &lt;td width=&quot;341&quot; valign=&quot;top&quot; style=&apos;width:3.55in;padding:0;height:8.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;79,083&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;78,575&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfAvailableForSaleMortgageBackedSecuritiesContractualMaturitiesTableTextBlock>
	<fil:ScheduleOfTemporarilyImpairedMortgageBackedSecuritiesFairValueAndUnrealizedLosses contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;top&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;133&quot; colspan=&quot;5&quot; valign=&quot;top&quot; style=&apos;width:100.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Less than 12 months&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;136&quot; colspan=&quot;5&quot; valign=&quot;top&quot; style=&apos;width:102.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&lt;b&gt;&amp;#160; 12 months or longer&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;131&quot; colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:98.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&lt;b&gt;&amp;#160; Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;top&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-20.7pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center&apos;&gt;&lt;b&gt;Fair&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center&apos;&gt;&lt;b&gt;Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.55pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unrealized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; 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&lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;top&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; 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&lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;top&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;bottom&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate mortgage investment conduits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;4,996&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(77&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;4,996&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(77&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;bottom&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;49,177&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(547&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;49,177&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(547&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;bottom&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Other mortgage-backed securities &lt;sup&gt;(2)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;1,526&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(13&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;1,526&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(13&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;top&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;55,699&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(637&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;55,699&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;(637&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;top&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;bottom&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&lt;sup&gt;(1)&lt;/sup&gt; Comprised of&amp;#160; FHLMC and FNMA&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;192&quot; valign=&quot;bottom&quot; style=&apos;width:2.0in;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt&apos;&gt;&lt;sup&gt;(2)&lt;/sup&gt; Comprised of SBA&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.8pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;55&quot; valign=&quot;bottom&quot; style=&apos;width:41.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfTemporarilyImpairedMortgageBackedSecuritiesFairValueAndUnrealizedLosses>
	<us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;line-height:1.0pt;line-height:normal&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:22.1pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;bottom&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-2.8pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; style=&apos;width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:center&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;top&quot; style=&apos;width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;bottom&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial and construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:7.65pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;top&quot; style=&apos;width:65.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;71,632&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;top&quot; style=&apos;width:63.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;71,935&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:6.75pt&apos;&gt;Other real estate mortgage&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;324,881&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;355,397&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:6.75pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;top&quot; style=&apos;width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;19,482&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;top&quot; style=&apos;width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;9,675&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:22.5pt&apos;&gt;Total commercial and construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;415,995&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;437,007&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:6.75pt&apos;&gt;Real estate one-to-four family&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;93,007&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;97,140&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:6.75pt&apos;&gt;Other installment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;24,486&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;1,865&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:16.65pt&apos;&gt;Total consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;117,493&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;99,005&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.9pt&apos;&gt;Total loans &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;533,488&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;536,012&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.05pt&apos;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0;height:4.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;padding:0;height:4.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;padding:0;height:4.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Less:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;top&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;Allowance for loan losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;12,551&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;15,643&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;235&quot; valign=&quot;bottom&quot; style=&apos;width:175.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:22.5pt&apos;&gt;Loans receivable, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;87&quot; valign=&quot;bottom&quot; style=&apos;width:65.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;520,937&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;85&quot; valign=&quot;bottom&quot; style=&apos;width:63.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;520,369&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock>
	<us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;line-height:1.0pt;line-height:normal&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:22.1pt;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;282&quot; valign=&quot;bottom&quot; style=&apos;width:211.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;216&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:162.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31,&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;282&quot; valign=&quot;bottom&quot; style=&apos;width:211.6pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;282&quot; valign=&quot;bottom&quot; style=&apos;width:211.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Beginning balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,609&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,907&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,160&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;282&quot; valign=&quot;bottom&quot; style=&apos;width:211.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Originations&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;226&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;282&quot; valign=&quot;bottom&quot; style=&apos;width:211.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Principal repayments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(755&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(524&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(254&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;282&quot; valign=&quot;bottom&quot; style=&apos;width:211.6pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;854&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,609&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,907&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock>
	<fil:ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:15.3pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:15.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Commercial&amp;#160; Business&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Commercial Real Estate&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Land&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Multi-Family&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Real Estate Construction&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Consumer&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unallocated&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Beginning balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,128&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,979&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,019&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;541&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;221&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,949&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,806&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,643&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Provision for (recapture of) loan losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;95&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(417&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,439&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(338&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;173&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(258&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(516&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3,700&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Charge-offs&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(340&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(316&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(90&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(11&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(349&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,106&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Recoveries&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;526&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;850&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;311&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;top&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,714&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,409&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,269&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;340&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;203&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;387&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,653&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,290&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12,551&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:11.25pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Commercial&amp;#160; Business&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Commercial Real Estate&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Land&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Multi-Family&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Real Estate Construction&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Consumer&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unallocated&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Beginning balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,688&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,599&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,906&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,121&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;412&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,274&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,921&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,921&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Provision for (recapture of) loan losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;928&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,865&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,149&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(197&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(278&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;846&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(115&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;900&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Charge-offs&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,606&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,494&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,753&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(622&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(141&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,310&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(6,926&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Recoveries&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;118&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;239&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;228&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;139&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;top&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,748&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,128&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,979&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,019&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;541&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;221&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,949&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,806&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,643&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:7.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:9.9pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Commercial&amp;#160; Business&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.05pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.2pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Commercial Real Estate&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.85pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Land&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.85pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Multi-Family&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.85pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Real Estate Construction&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.85pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Consumer&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.35pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unallocated&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.85pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.25pt;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.2pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.35pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Beginning balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,822 &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,744&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,003&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,172&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;820&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,339&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,068&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14,968&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Provision for (recapture of) loan losses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,638&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,681&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;13,692&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,126&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,690&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,670&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(147&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;29,350&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Charge-offs&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,801&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,826&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(10,892&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3,177&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,101&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,750&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(24,547&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Recoveries&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;29&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;103&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;top&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;150&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,688&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.05pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,599&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,906&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,121&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;412&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,274&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,921&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,921&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;top&quot; style=&apos;width:5.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock>
	<fil:ScheduleOfImpairedFinancingReceivablesTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;241&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:180.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&lt;b&gt;Allowance for loan losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;241&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:180.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&lt;b&gt;Recorded investment in loans&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:32.0pt&apos;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0;height:32.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Individually Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Collectively Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Individually Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Collectively Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0;height:32.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,409&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,409&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;947&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;70,685&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;71,632&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;137&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,132&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,269&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;18,122&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;269,386&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;287,508&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;340&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;340&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;858&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,387&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16,245&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;203&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;203&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,114&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,128&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;387&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;387&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,482&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,482&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;142&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,511&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,653&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,009&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;113,484&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;117,493&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Unallocated&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,290&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,290&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;279&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12,272&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12,551&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;25,950&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;507,538&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;533,488&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;241&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:180.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center&apos;&gt;&lt;b&gt;Allowance for loan losses&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;241&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:180.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded investment in loans&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Individually Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Collectively Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Individually Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Collectively Evaluated for Impairment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;top&quot; style=&apos;width:51.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;top&quot; style=&apos;width:50.35pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;top&quot; style=&apos;width:52.15pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;top&quot; style=&apos;width:53.05pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;top&quot; style=&apos;width:40.4pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,128&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,128&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;679&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;71,256&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;71,935&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;536&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,443&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,979&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,466&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;278,225&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;297,691&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,019&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,019&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,469&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,935&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,404&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;541&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;541&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,846&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;30,456&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;34,302&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;221&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;221&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;175&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,500&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,675&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;183&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,766&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,949&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,933&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;94,072&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;99,005&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Unallocated&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,806&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,806&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;137&quot; valign=&quot;bottom&quot; style=&apos;width:103.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;68&quot; valign=&quot;bottom&quot; style=&apos;width:51.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;719&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;67&quot; valign=&quot;bottom&quot; style=&apos;width:50.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14,924&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;56&quot; valign=&quot;bottom&quot; style=&apos;width:42.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,643&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:13.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;32,568&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;503,444&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;536,012&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfImpairedFinancingReceivablesTableTextBlock>
	<fil:ScheduleOfChangesInTheAllowanceForUnfundedLoanCommitments contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;300&quot; valign=&quot;bottom&quot; style=&apos;width:225.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;216&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:162.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31,&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;300&quot; valign=&quot;bottom&quot; style=&apos;width:225.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;300&quot; valign=&quot;bottom&quot; style=&apos;width:225.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Beginning balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;229&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;217&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;166&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;300&quot; valign=&quot;bottom&quot; style=&apos;width:225.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Net change in allowance for unfunded loan commitments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;65&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;51&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;300&quot; valign=&quot;bottom&quot; style=&apos;width:225.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;294&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;229&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;217&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfChangesInTheAllowanceForUnfundedLoanCommitments>
	<fil:FinancingReceivablesAgingOfLoans contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:27.45pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:27.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;30-89 Days Past Due&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Greater Than 90 Days (Non-Accrual)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total Past Due&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.95pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Current&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total Loans Receivable&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded Investment &amp;gt; 90 Days and Accruing&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.8pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:5.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;padding:0;height:5.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:5.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;border:none;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;padding:0;height:5.8pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;120&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;452&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;572&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;71,060&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;71,632&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;188&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,067&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,255&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;279,253&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;287,508&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;800&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;800&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,445&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16,245&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;359&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,373&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;18,755&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,128&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,482&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,482&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,580&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,729&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,309&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;113,184&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;117,493&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,247&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14,062&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16,309&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;517,179&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;533,488&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:9.9pt&apos;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;30-89 Days Past Due&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Greater Than 90 Days (Non-Accrual)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total Past Due&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.95pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Current&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total Loans Receivable&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded Investment &amp;gt; 90 Days and Accruing&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;336&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,349&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,685&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;70,250&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;71,935&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,345&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10,315&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16,660&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;281,031&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;297,691&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,267&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,267&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;20,137&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,404&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,968&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,968&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;31,334&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;34,302&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;175&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;175&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,500&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,675&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;top&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,654&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,059&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,713&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;93,292&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;99,005&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;216&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,335&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,133&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;30,468&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;505,544&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;536,012&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:.1in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:FinancingReceivablesAgingOfLoans>
	<fil:ScheduleOfCreditQualityIndicators contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:13.95pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:13.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.95pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:13.95pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:13.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.95pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:33.35pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:33.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Weighted-Average Risk Grade&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Classified &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Loans &lt;/b&gt;&lt;sup&gt;(2)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Weighted-Average Risk Grade&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Classified Loans &lt;/b&gt;&lt;sup&gt;(2)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;top&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.54&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,419&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.64&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,816&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.87&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,838&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4.02&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;37,643&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.88&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;800&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4.57&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,306&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.81&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,028&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.68&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,846&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.08&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.26&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;175&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Consumer &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7.00&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,729&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7.00&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,059&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.82&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;33,814&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.96&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;52,845&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.7pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total loans risk rated&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;418,503&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;439,587&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.65pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td colspan=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt&apos;&gt;&lt;sup&gt;&amp;#160; (1) &lt;/sup&gt;&amp;#160;Consumer loans are primarily evaluated on a homogenous pool level and generally not individually risk rated unless certain factors are met.&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt&apos;&gt;&lt;sup&gt;&amp;#160; (2) &lt;/sup&gt;&amp;#160;Classified loans consist of substandard, doubtful and loss.&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfCreditQualityIndicators>
	<us-gaap:ImpairedFinancingReceivablesTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:21.15pt&apos;&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.25pt;padding:0;height:21.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded Investment with No Specific Valuation Allowance&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded Investment with Specific Valuation Allowance&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Total Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;top&quot; style=&apos;width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unpaid Principal Balance&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:6.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.95pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Related Specific Valuation Allowance&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:21.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:10.1pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;947&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;947&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,067&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;17,956&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;166&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;18,122&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;20,601&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;137&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;858&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;858&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;861&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,103&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,596&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,413&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,009&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,639&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;142&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.45pt&apos;&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;24,371&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,579&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;25,950&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;29,271&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;279&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;7&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;75&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;66&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;66&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;9&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;64&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;0&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;62&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;8&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:9.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.95pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.5pt&apos;&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;679&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;679&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;944&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0;height:13.5pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:13.5pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12,011&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,455&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,466&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,291&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;536&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,469&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,469&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,359&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,846&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,846&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,802&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;175&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;175&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;811&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;108&quot; valign=&quot;top&quot; style=&apos;width:81.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,090&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,843&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,933&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,799&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;183&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.45pt&apos;&gt; &lt;td width=&quot;108&quot; valign=&quot;bottom&quot; style=&apos;width:81.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;7&quot; valign=&quot;bottom&quot; style=&apos;width:5.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;75&quot; valign=&quot;bottom&quot; style=&apos;width:56.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,270&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,298&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;32,568&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; valign=&quot;bottom&quot; style=&apos;width:47.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;38,006&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.1pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;719&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.25pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ImpairedFinancingReceivablesTableTextBlock>
	<fil:ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognized contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&lt;b&gt;Year ended March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&lt;b&gt;Year ended March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center&apos;&gt;&lt;b&gt;Year ended March 31, 2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Average&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Interest Recognized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;on Impaired Loans&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Average&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Interest Recognized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;on Impaired Loans&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Average&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Interest Recognized&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;on Impaired Loans&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,150&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;43&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,986&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;98&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,400&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;316&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial real estate&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,451&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;472&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;20,705&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;388&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;17,102&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;919&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,854&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,818&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;78&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;13,339&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;321&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Multi-family&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,758&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,822&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;127&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,254&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;402&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate construction&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;69&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,365&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,700&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;159&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,679&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;47&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,961&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;105&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,584&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;75&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;28,961&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;583&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;46,657&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;796&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;53,379&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,192&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognized>
	<us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:13.95pt&apos;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0;height:13.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;240&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.95pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:13.95pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;246&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:184.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.95pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:53.6pt&apos;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0;height:53.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;(Dollars in Thousands)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Number of Contracts&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.15pt;text-align:center&apos;&gt;&lt;b&gt;Pre-Modification Outstanding Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Post-Modification Outstanding Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Number of Contracts&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.15pt;text-align:center&apos;&gt;&lt;b&gt;Pre-Modification Outstanding Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Post-Modification Outstanding Recorded Investment&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial business&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;504&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;465&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;449&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;408&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Commercial real estate &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;6,295&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,210&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;9,022&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,603&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Land &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;1,193&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;918&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Multi-family &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;2,562&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;3,277&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,967&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Consumer&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;573&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;561&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;1,971&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,671&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;9,934&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,250&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;15,912&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14,567&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:2.1pt&apos;&gt; &lt;td width=&quot;120&quot; valign=&quot;bottom&quot; style=&apos;width:89.95pt;padding:0;height:2.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.1pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.5pt;padding:0;height:2.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;618&quot; colspan=&quot;18&quot; valign=&quot;bottom&quot; style=&apos;width:463.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;sup&gt;(1) &lt;/sup&gt;&amp;#160;Included within these amounts at March 31, 2013, is a $5.0 million real estate construction loan restructured into one $3.3 million multi-family, one $875,000 commercial real estate and one $800,000 land loan based upon collateral securing the restructured loans.&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock>
	<us-gaap:PropertyPlantAndEquipmentTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;line-height:1.0pt;line-height:normal&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:22.5pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:19.35pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;155&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:116.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.35pt;text-align:center;text-indent:-1.35pt&apos;&gt;&lt;b&gt;March 31, &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.35pt;text-align:center;text-indent:-1.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.25pt&apos;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0;height:6.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;border:none;padding:0;height:6.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;border:none;padding:0;height:6.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0;height:6.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:6.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:6.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;padding:0;height:6.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0;height:6.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Land&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,177&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,177&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Buildings and improvements&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;13,925&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;13,921&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Leasehold improvements&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,429&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,426&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Furniture and equipment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10,533&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10,732&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Buildings under capitalized leases&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,715&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,715&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Construction in progress&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;720&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;720&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:27.9pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;33,499&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;33,691&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Less accumulated depreciation and amortization&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(17,082&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.7pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.05in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(15,998&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.7pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.15pt&apos;&gt; &lt;td width=&quot;334&quot; valign=&quot;bottom&quot; style=&apos;width:250.65pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:27.0pt&apos;&gt;Premises and equipment, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16,417&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;17,693&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.55pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:PropertyPlantAndEquipmentTextBlock>
	<us-gaap:ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:67.5pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&lt;b&gt;Year Ending March 31:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Operating Lease&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Capital Lease&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;2015&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,783&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;251&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;2016&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,595&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;251&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;2017&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,569&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;251&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;2018&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,441&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;251&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;2019&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,054&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;251&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Thereafter&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,295&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,679&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Total minimum lease payments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,737&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,934&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Less amount representing interest&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt; (1,573&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;222&quot; valign=&quot;bottom&quot; style=&apos;width:166.35pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Present value of net minimum lease payments&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:.75in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:6.4pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,361&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.1pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock>
	<fil:ScheduleOfActivityInReoRealEstateOwned contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:1.0in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;216&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31,&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Balance at beginning of year, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,638&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;18,731&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;27,590&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Additions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,564&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14,207&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,050&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Dispositions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(12,443&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(12,326&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(11,671&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Writedowns&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,056&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(4,974&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(4,238&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Balance at end of year, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,703&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,638&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;18,731&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;54&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;54&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;48&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;0&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfActivityInReoRealEstateOwned>
	<fil:ScheduleOfDepositAccounts contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;Account Type&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Weighted Average Rate &lt;/b&gt;&lt;b&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;bottom&quot; style=&apos;width:12.9pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Weighted Average Rate &lt;/b&gt;&lt;b&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.9pt;text-align:center&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:7.65pt&apos;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Non-interest-bearing&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.00&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;128,635&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;bottom&quot; style=&apos;width:12.9pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.00&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;border:none;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;112,527&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:7.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Interest checking&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.07&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;104,543&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;bottom&quot; style=&apos;width:12.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.11&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;91,754&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Money market&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.12&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;227,933&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;bottom&quot; style=&apos;width:12.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.22&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;217,091&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Savings accounts&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.10&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;66,702&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;bottom&quot; style=&apos;width:12.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.15&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;54,316&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Certificates of deposit&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.67&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;162,253&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;bottom&quot; style=&apos;width:12.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.82&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;188,118&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.22&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;690,066&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;top&quot; style=&apos;width:12.9pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;0.33&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.15pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;663,806&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;180&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:13.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.35pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.65pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:43.9pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;top&quot; style=&apos;width:12.9pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.15pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;331&quot; colspan=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:248.1pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.8pt&apos;&gt;&lt;sup&gt;(1)&lt;/sup&gt;&amp;nbsp;The weighted average rate is based on interest rates at the end of the year&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;17&quot; valign=&quot;top&quot; style=&apos;width:12.9pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.3pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.15pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.7pt;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.7pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;top&quot; style=&apos;width:1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfDepositAccounts>
	<fil:ScheduleOfInterestExpenseByDepositType contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;216&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:2.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31,&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Interest checking&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;102&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;135&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;281&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Money market&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;477&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;602&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,049&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Savings accounts&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;87&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;92&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;124&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Certificate of deposit&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,307&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,838&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,903&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; valign=&quot;bottom&quot; style=&apos;width:171.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,973&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,667&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,357&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;228&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;54&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;54&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;48&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;0&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfInterestExpenseByDepositType>
	<fil:ScheduleOfTermsofTheCurrentDebentures contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;180&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Issuance Trust&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.45pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-2.8pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Issuance Date&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&lt;b&gt;Amount Outstanding&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.6pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&lt;b&gt;Rate Type&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.8pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&lt;b&gt;Initial Rate&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.75pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&lt;b&gt;Current Rate&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:11.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center&apos;&gt;&lt;b&gt;Maturing Date&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;180&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.45pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.55pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.25pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.6pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.4pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.8pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.75pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:11.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;180&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Riverview Bancorp Statutory Trust I&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.45pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.1pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;12/2005&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.55pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;7,217&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;Variable &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;5.88&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.75pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;1.59&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:11.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;3/2036&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;180&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Riverview Bancorp Statutory Trust II&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.45pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.1pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;06/2007&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;15,464&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;Variable &lt;sup&gt;(2)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;7.03&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.75pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;1.58&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:11.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;9/2037&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;180&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:22.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.45pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.1pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;22,681&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.4pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.8pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.75pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:11.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.7pt&apos;&gt; &lt;td width=&quot;180&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:135.0pt;padding:0;height:5.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;5&quot; valign=&quot;bottom&quot; style=&apos;width:3.45pt;padding:0;height:5.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.1pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.15pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.55pt;border:none;padding:0;height:5.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.25pt;border:none;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.6pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.4pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:5.8pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.75pt;padding:0;height:5.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.45pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:11.05pt;padding:0;height:5.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;padding:0;height:5.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.85pt&apos;&gt; &lt;td width=&quot;582&quot; colspan=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:436.5pt;padding:0;height:5.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none&apos;&gt;&lt;sup&gt;(1) &lt;/sup&gt;The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.05in&apos;&gt; &lt;td width=&quot;174&quot; valign=&quot;top&quot; style=&apos;width:130.15pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; colspan=&quot;2&quot; valign=&quot;top&quot; style=&apos;width:8.3pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;top&quot; style=&apos;width:36.1pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.15pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.55pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;top&quot; style=&apos;width:46.25pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.6pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;top&quot; style=&apos;width:46.4pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:5.8pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;top&quot; style=&apos;width:38.45pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;top&quot; style=&apos;width:9.75pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;top&quot; style=&apos;width:38.45pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;15&quot; valign=&quot;top&quot; style=&apos;width:11.05pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;top&quot; style=&apos;width:40.5pt;padding:0;height:.05in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;582&quot; colspan=&quot;15&quot; valign=&quot;bottom&quot; style=&apos;width:436.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:8.6pt;text-indent:-8.6pt&apos;&gt;&lt;sup&gt;(2)&lt;/sup&gt; The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;6&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;4&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;48&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;70&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;10&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;61&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;7&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;51&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;13&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;51&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;15&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;55&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfTermsofTheCurrentDebentures>
	<us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:1.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;156&quot; valign=&quot;bottom&quot; style=&apos;width:117.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;156&quot; valign=&quot;bottom&quot; style=&apos;width:117.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Current&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;29&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(158&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;156&quot; valign=&quot;bottom&quot; style=&apos;width:117.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Deferred&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(15,100&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,536&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;156&quot; valign=&quot;bottom&quot; style=&apos;width:117.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(15,081&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;29&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,378&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock>
	<us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Deferred tax assets:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Deferred compensation&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;105&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;120&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Loan loss reserve&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;4,560&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;5,635&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Accrued expenses&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;203&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;221&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Accumulated depreciation&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;736&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;817&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Deferred gain on sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;532&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;327&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Net operating loss carryforwards&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,191&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,079&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Net unrealized loss on securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;332&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;522&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Impairment on investment security&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;150&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;233&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;REO expense&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,681&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,889&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Non-compete agreement&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;80&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;93&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;465&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;395&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Valuation allowance for deferred tax assets&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(16,181&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;top&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.25in&apos;&gt;Total deferred tax asset&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;17,035&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,150&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;#160;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Deferred tax liabilities:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;FHLB stock dividend&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(975&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,035&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Purchase accounting&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(23&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Prepaid expense&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(161&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(175&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Loan fees/costs&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(454&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(395&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Other&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.25in&apos;&gt;Total deferred tax liability&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,602&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,628&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;276&quot; valign=&quot;bottom&quot; style=&apos;width:207.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Deferred tax asset, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,433&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;522&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock>
	<us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr style=&apos;height:8.1pt&apos;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;49&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:36.55pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.05pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:33.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; valign=&quot;bottom&quot; style=&apos;width:11.8pt;border:none;padding:0;height:8.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Statutory federal income tax rate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;34.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;34.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;34.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;State and local income tax rate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1.5&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1.9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1.5&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;ESOP market value adjustment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(0.3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.8&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Interest income on municipal securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(0.2&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Bank owned life insurance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(4.4&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(7.6&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Valuation adjustment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(365.9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(23.9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(72.5&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Other, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(5.9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3.9&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(0.1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; valign=&quot;bottom&quot; style=&apos;width:206.5pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Effective federal income tax rate&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.3pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:35.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(341.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.05pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:36.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1.1&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.35pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;44&quot; valign=&quot;bottom&quot; style=&apos;width:32.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(36.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;16&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:12.1pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)%&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;275&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;48&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;19&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;48&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;0&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;44&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;0&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;16&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock>
	<us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:49.5pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;141&quot; valign=&quot;bottom&quot; style=&apos;width:106.05pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.75pt;border:none;border-bottom:solid black 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Risk Free Interest Rate&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;border:none;border-bottom:solid black 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Expected&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Life (years)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.25pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;border:none;border-bottom:solid black 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Expected&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Volatility&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.5pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;top&quot; style=&apos;width:7.7pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;border:none;border-bottom:solid black 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Expected&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Dividends&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:7.9pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.7pt&apos;&gt; &lt;td width=&quot;141&quot; valign=&quot;bottom&quot; style=&apos;width:106.05pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Fiscal 2014&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.75pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;1.95&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;6.25&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.25pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.25pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;51.87&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;2.04&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:7.9pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.7pt&apos;&gt; &lt;td width=&quot;141&quot; valign=&quot;bottom&quot; style=&apos;width:106.05pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Fiscal 2013&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.75pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.25pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.25pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:7.9pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:8.7pt&apos;&gt; &lt;td width=&quot;141&quot; valign=&quot;bottom&quot; style=&apos;width:106.05pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Fiscal 2012&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;70&quot; valign=&quot;bottom&quot; style=&apos;width:52.75pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:8.1pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;63&quot; valign=&quot;bottom&quot; style=&apos;width:46.95pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.25pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.25pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;57&quot; valign=&quot;bottom&quot; style=&apos;width:42.5pt;padding:0;height:8.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;bottom&quot; style=&apos;width:7.9pt;padding:0;height:8.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock>
	<us-gaap:DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;432&quot; colspan=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:4.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31,&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt&apos;&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;132&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:99.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;132&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:99.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;146&quot; colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;width:109.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;bottom&quot; style=&apos;width:1.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Number of Shares&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Weighted Average Exercise Price&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Number of Shares&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.3pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Weighted Average Exercise Price&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Number of Shares&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Weighted Average Exercise Price&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;bottom&quot; style=&apos;width:1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.1pt&apos;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0;height:3.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Balance, beginning of period&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;407,500&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;border:none;padding:0;height:3.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.25in&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;$&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.0pt;border:none;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;9.05&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;440,500&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:3.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.25in&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;$&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.3pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;8.87&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.05in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;border:none;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;468,700&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0;height:3.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.25in&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;$&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;9.00&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;bottom&quot; style=&apos;width:1.0pt;padding:0;height:3.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;Grants&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;87,154&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;2.78&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&lt;font lang=&quot;FR&quot;&gt;-&lt;/font&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;bottom&quot; style=&apos;width:1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-align:justify&apos;&gt;Forfeited&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1.97&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(28,200&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;11.17&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;bottom&quot; style=&apos;width:1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;Expired&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;(20,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;8.98&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;(30,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;7.00&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;bottom&quot; style=&apos;width:1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-4.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;168&quot; valign=&quot;bottom&quot; style=&apos;width:1.75in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Balance, end of period&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;474,654&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;9&quot; valign=&quot;bottom&quot; style=&apos;width:7.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-14.0pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;7.91&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;407,500&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-14.0pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; valign=&quot;bottom&quot; style=&apos;width:38.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;9.05&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;440,500&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.85pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-14.0pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;62&quot; valign=&quot;bottom&quot; style=&apos;width:46.15pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;8.87&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;1&quot; valign=&quot;bottom&quot; style=&apos;width:1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-4.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock>
	<us-gaap:ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;`&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-9.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Options Outstanding&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;4&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Options Exercisable&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Weighted Avg&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; 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&lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Weighted&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Remaining&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Average&lt;/b&gt;&lt;/p&gt; 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&lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Range of&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Contractual&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Number&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Exercise&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Number&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Exercise&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Exercise Price&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Life (years)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Outstanding&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Price&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Exercisable&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Price&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt&apos;&gt;$1.97 - $6.17&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;6.71&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;258,154&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3.70&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;169,400&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4.19&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.3pt&apos;&gt;$7.49 - $9.51&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;4.22&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;2,500&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8.12&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,500&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8.12&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.3pt&apos;&gt;$10.10 - $10.83&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;2.65&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;9,000&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10.37&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,000&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10.37&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;$12.98 - $14.52&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;2.05&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;205,000&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;13.09&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;205,000&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;13.09&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right&apos;&gt;4.61&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;474,654&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7.91&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;385,900&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9.09&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock>
	<fil:ScheduleOfStockOptionsOutstanding contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-9.0pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;84&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:63.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;84&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:63.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.45pt&apos;&gt;Stock options fully vested and expected to vest:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-align:justify&apos;&gt;Number&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;469,896&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;407,100&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;Weighted average exercise price&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;7.96&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;9.06&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:12.6pt;text-align:justify&apos;&gt;Aggregate intrinsic value &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;71,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;3,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;Weighted average contractual term of options (years)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;4.57&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;4.34&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Stock options fully vested and currently exercisable:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;Number&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;385,900&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;404,300&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;Weighted average exercise price&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;9.09&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;9.11&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;Aggregate intrinsic value &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;16,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;2,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;Weighted average contractual term of options (years)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;3.54&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right&apos;&gt;4.32&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.3pt&apos;&gt; &lt;td width=&quot;312&quot; valign=&quot;bottom&quot; style=&apos;width:3.25in;padding:0;height:3.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:3.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0;height:3.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.05pt;margin-bottom:0in;margin-left:-5.05pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:3.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;top&quot; style=&apos;width:27.0pt;padding:0;height:3.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:3.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:45.0pt;padding:0;height:3.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.05pt;margin-bottom:0in;margin-left:-5.05pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0;height:3.3pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;516&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:387.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;sup&gt;(1)&lt;/sup&gt; The aggregate intrinsic value of a stock options in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised.&amp;#160; This amount changes based on changes in the market value of the Company&amp;#146;s stock.&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:ScheduleOfStockOptionsOutstanding>
	<us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:22.5pt;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;84&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:63.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:center;text-indent:.85pt&apos;&gt;&lt;b&gt;Fair Value of Unreleased&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:center;text-indent:.85pt&apos;&gt;&lt;b&gt;Shares&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-4.95pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Unreleased&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;ESOP&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center&apos;&gt;&lt;b&gt;Shares&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:.9pt&apos;&gt;&lt;b&gt;Allocated&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:-.9pt&apos;&gt;&lt;b&gt;and Released&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Shares&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-5.4pt&apos;&gt;&lt;b&gt;Total&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;border:none;border-top:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;]&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&lt;b&gt;Balance, March 31, 2011&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;524,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;172,431&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;790,153&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;962,584&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;Allocation December 31, 2011&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;(24,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;24,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&lt;b&gt;Balance, March 31, 2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;334,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;147,798&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;814,786&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;962,584&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;Allocation December 31, 2012&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;(24,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;24,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&lt;b&gt;Balance, March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;325,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;123,165&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;839,419&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;962,584&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;Allocation December 31, 2013&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;(24,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;24,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;174&quot; valign=&quot;bottom&quot; style=&apos;width:130.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.1in&apos;&gt;&lt;b&gt;Balance, March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.75pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; valign=&quot;bottom&quot; style=&apos;width:54.25pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt&apos;&gt;338,000&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; valign=&quot;bottom&quot; style=&apos;width:53.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;98,532&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:13.95pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;864,052&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;19&quot; valign=&quot;bottom&quot; style=&apos;width:14.3pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;53&quot; valign=&quot;bottom&quot; style=&apos;width:39.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;962,584&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock>
	<us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:4.5pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;92&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:69.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center&apos;&gt;&lt;b&gt;Actual&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:9.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;23&quot; valign=&quot;bottom&quot; style=&apos;width:17.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&lt;b&gt;For Capital Adequacy Purposes&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;#147;Well Capitalized&amp;#148; Under Prompt Corrective Action &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amount&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Ratio&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amount&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Ratio&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amount&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Ratio&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Total Capital:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt&apos;&gt;(To Risk-Weighted Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;90,733&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16.66&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;43,572&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;65,359&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt&apos;&gt;% &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Tier 1 Capital:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt&apos;&gt;(To Risk-Weighted Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;83,850&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15.40&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,786&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;32,679&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Tier 1 Capital (Leverage):&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:3.15pt;margin-bottom:0in;margin-left:.1in;margin-bottom:.0001pt;text-indent:.45pt&apos;&gt;(To Adjusted Tangible Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;83,850&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10.71&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;31,320&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;70,469&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt&apos;&gt;&lt;sup&gt;&amp;#160;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Tangible Capital:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.95pt&apos;&gt;(To Tangible Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;83,850&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10.71&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;11,745&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1.5&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;N/A&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;N/A&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;67&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;7&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;124&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;124&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;6&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;128&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;124&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;11&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;7&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;120&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;1&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;126&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;td width=&quot;12&quot; style=&apos;border:none&apos;&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:4.5pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;92&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:69.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center&apos;&gt;&lt;b&gt;Actual&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;96&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&lt;b&gt;For Capital Adequacy Purposes&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;95&quot; colspan=&quot;3&quot; valign=&quot;bottom&quot; style=&apos;width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;#147;Well Capitalized&amp;#148; Under Prompt Corrective Action &lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amount&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Ratio&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amount&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Ratio&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Amount&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Ratio&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Total Capital:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt&apos;&gt;(To Risk-Weighted Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;81,227&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15.29&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;42,493&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;%&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;63,740&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;12.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt&apos;&gt;% &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Tier 1 Capital:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt&apos;&gt;(To Risk-Weighted Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;74,473&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;14.02&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,247&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;31,870&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Tier 1 Capital (Leverage):&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:3.15pt;margin-bottom:0in;margin-left:.1in;margin-bottom:.0001pt;text-indent:.45pt&apos;&gt;(To Adjusted Tangible Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;74,473&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9.99&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;29,823&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;67,102&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9.0&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt&apos;&gt;&lt;sup&gt;&amp;#160;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Tangible Capital:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;208&quot; valign=&quot;bottom&quot; style=&apos;width:155.7pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.95pt&apos;&gt;(To Tangible Assets)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right&apos;&gt;74,473&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;top&quot; style=&apos;width:6.3pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9.99&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;11,184&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1.5&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;24&quot; valign=&quot;bottom&quot; style=&apos;width:.25in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;48&quot; valign=&quot;bottom&quot; style=&apos;width:.5in;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;N/A&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;11&quot; valign=&quot;top&quot; style=&apos;width:8.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;36&quot; valign=&quot;bottom&quot; style=&apos;width:27.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;N/A&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;25&quot; valign=&quot;bottom&quot; style=&apos;width:19.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-indent:0in&apos;&gt;&lt;sup&gt;(1)&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/sup&gt;&amp;#160;The Bank agreed with the OCC to establishing higher minimum capital ratios and must maintain a Tier 1 capital (leverage) ratio of not less than 9.0% and a total risked-based capital ratio of not less than 12.0% in order to be deemed &amp;#147;well capitalized&amp;#148;.&lt;/p&gt;</us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
	<us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:18.7pt;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:8.3pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;237&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:178.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Year Ended March 31,&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;(Dollars and share data in thousands, except per share data)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:right;text-indent:-3.8pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:right;text-indent:-3.8pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;text-indent:-3.8pt&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;text-indent:-3.8pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;text-indent:-3.8pt&apos;&gt;&lt;b&gt;2012 &lt;/b&gt;&lt;b&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:center;text-indent:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Basic EPS computation:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:-1.95pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Numerator-net income (loss)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;19,423&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;2,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(31,657&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-9.0pt&apos;&gt;Denominator-weighted average common shares outstanding&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;22,367&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;22,343&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;22,318&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Basic EPS&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;0.87&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;0.12&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(1.42&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Diluted EPS computation:&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Numerator-net income (loss)&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;19,423&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;2,633&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(31,657&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.6pt;text-indent:-7.6pt&apos;&gt;Denominator-weighted average common shares outstanding&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;22,367&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;22,343&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;22,318&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:25.6pt&apos;&gt;Effect of dilutive stock options&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:right&apos;&gt;2&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:.05in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:22.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:25.6pt&apos;&gt;Weighted average common shares and common stock equivalents &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;22,369&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;22,343&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt&apos;&gt;22,318&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-5.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;303&quot; valign=&quot;bottom&quot; style=&apos;width:227.2pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Diluted EPS&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;10&quot; valign=&quot;bottom&quot; style=&apos;width:7.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;0.87&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.75pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;0.12&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;58&quot; valign=&quot;bottom&quot; style=&apos;width:43.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(1.42&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0in .7pt 0in .7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;sup&gt;&amp;#160;(1) &lt;/sup&gt;For the year ended March 31, 2012 the Company recognized a net loss and therefore all outstanding stock options were excluded from the calculation of diluted earnings per share because they were antidilutive.&lt;/p&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
	<us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:13.1pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:13.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:13.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:13.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;270&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:202.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair value measurements using&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:33.35pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:33.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; colspan=&quot;2&quot; rowspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:67.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;Fair value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:33.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; colspan=&quot;2&quot; rowspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:67.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Quoted prices in active markets for identical assets&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; colspan=&quot;2&quot; rowspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:58.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Other observable inputs&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; colspan=&quot;2&quot; rowspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:58.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Significant unobservable inputs&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:6.3pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:6.3pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:6.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:6.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:6.3pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Investment securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in&apos;&gt;Trust preferred&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in&apos;&gt;Agency securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,491&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,491&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;Real estate mortgage investment conduits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,150&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,150&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;FHLMC mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;25,386&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;25,386&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;FNMA mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;38,950&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;38,950&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;SBA mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,932&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,932&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;GNMA mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,077&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,077&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;CRE mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,080&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,080&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:179.7pt;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total recurring assets measured at fair value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;101,969&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;100,066&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:13.05pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:13.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2013&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;91&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:67.9pt;padding:0;height:13.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;90&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:67.5pt;padding:0;height:13.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:13.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:13.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Investment securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in&apos;&gt;Trust preferred&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in&apos;&gt;Agency securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,978&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,978&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;Real estate mortgage investment conduits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;237&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;237&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;FHLMC mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;191&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;191&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in&apos;&gt;FNMA mortgage-backed securities&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;240&quot; valign=&quot;bottom&quot; style=&apos;width:2.5in;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total recurring assets measured at fair value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;79&quot; valign=&quot;bottom&quot; style=&apos;width:58.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,647&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;78&quot; valign=&quot;bottom&quot; style=&apos;width:58.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,409&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;66&quot; valign=&quot;bottom&quot; style=&apos;width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock>
	<us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:22.05pt&apos;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0;height:22.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:22.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:22.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;For the Year Ended March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:22.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:22.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:22.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;For the Year Ended March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0;height:22.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Beginning balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,166&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:9.0pt;text-align:justify&apos;&gt;Transfers in to Level 3&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:9.0pt;text-align:justify&apos;&gt;Included in earnings&lt;sup&gt; (1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:9.0pt;text-align:justify&apos;&gt;Included in other comprehensive income&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;665&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;72&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;Ending balance&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.1in&apos;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;border:none;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;padding:0;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;border:none;padding:0;height:.1in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0;height:.1in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&lt;sup&gt;(1) &lt;/sup&gt;Included in other non-interest income&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;252&quot; valign=&quot;bottom&quot; style=&apos;width:189.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.75in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:9.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;102&quot; valign=&quot;bottom&quot; style=&apos;width:76.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock>
	<fil:SchduleOfAssetsMeasuredAtFairValueOnANonRecurringBasis contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:11.25pt&apos;&gt; &lt;td width=&quot;423&quot; valign=&quot;bottom&quot; style=&apos;width:317.4pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;154&quot; valign=&quot;bottom&quot; style=&apos;width:1.6in;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;182&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:1.9in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair value measurements at using&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:40.1pt&apos;&gt; &lt;td width=&quot;423&quot; valign=&quot;bottom&quot; style=&apos;width:317.4pt;padding:0;height:40.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;u&gt;March 31, 2014&lt;/u&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;159&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:119.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:40.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;42&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:31.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Quoted prices in active markets for identical assets (Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:40.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;51&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:38.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Other observable inputs&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:40.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;64&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:48.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Significant unobservable inputs&lt;/b&gt;&lt;/p&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.1pt&apos;&gt; &lt;td width=&quot;423&quot; valign=&quot;bottom&quot; style=&apos;width:317.4pt;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border:none;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;154&quot; valign=&quot;bottom&quot; style=&apos;width:1.6in;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;30&quot; valign=&quot;bottom&quot; style=&apos;width:22.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border:none;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;39&quot; valign=&quot;bottom&quot; style=&apos;width:29.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border:none;padding:0;height:4.1pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.3pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.55pt&apos;&gt; &lt;td width=&quot;423&quot; valign=&quot;bottom&quot; style=&apos;width:317.4pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;154&quot; valign=&quot;bottom&quot; style=&apos;width:1.6in;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;30&quot; valign=&quot;bottom&quot; style=&apos;width:22.2pt;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;39&quot; valign=&quot;bottom&quot; style=&apos;width:29.4pt;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.3pt;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:13.55pt&apos;&gt; &lt;td width=&quot;423&quot; valign=&quot;bottom&quot; style=&apos;width:317.4pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Loans measured for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;154&quot; valign=&quot;bottom&quot; style=&apos;width:1.6in;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,151&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;30&quot; valign=&quot;bottom&quot; style=&apos;width:22.2pt;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;39&quot; valign=&quot;bottom&quot; style=&apos;width:29.4pt;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;padding:0;height:13.55pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.3pt;padding:0;height:13.55pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15,151&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:.2in&apos;&gt; &lt;td width=&quot;423&quot; valign=&quot;bottom&quot; style=&apos;width:317.4pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate owned&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;154&quot; valign=&quot;bottom&quot; style=&apos;width:1.6in;padding:0;height:.2in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,206&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;30&quot; valign=&quot;bottom&quot; style=&apos;width:22.2pt;padding:0;height:.2in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;39&quot; valign=&quot;bottom&quot; style=&apos;width:29.4pt;padding:0;height:.2in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;padding:0;height:.2in&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.3pt;padding:0;height:.2in&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,206&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.4pt&apos;&gt; &lt;td width=&quot;423&quot; valign=&quot;bottom&quot; style=&apos;width:317.4pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Total nonrecurring assets measured at fair value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.2pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;154&quot; valign=&quot;bottom&quot; style=&apos;width:1.6in;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,357&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;30&quot; valign=&quot;bottom&quot; style=&apos;width:22.2pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.0pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;39&quot; valign=&quot;bottom&quot; style=&apos;width:29.4pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.7pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;52&quot; valign=&quot;bottom&quot; style=&apos;width:39.3pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,357&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</fil:SchduleOfAssetsMeasuredAtFairValueOnANonRecurringBasis>
	<us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td width=&quot;162&quot; valign=&quot;bottom&quot; style=&apos;width:121.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;bottom&quot; style=&apos;width:65.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center&apos;&gt;&lt;b&gt;Valuation technique&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.05pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt&apos;&gt;&lt;b&gt;Significant unobservable inputs&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;top&quot; style=&apos;width:10.2pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-2.9pt;text-align:center&apos;&gt;&lt;b&gt;Range&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.45pt&apos;&gt; &lt;td width=&quot;162&quot; valign=&quot;bottom&quot; style=&apos;width:121.5pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;bottom&quot; style=&apos;width:65.8pt;border:none;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.05pt;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.6pt;border:none;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.2pt;padding:0;height:4.45pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.8pt;border:none;padding:0;height:4.45pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.25pt&apos;&gt; &lt;td width=&quot;162&quot; valign=&quot;bottom&quot; style=&apos;width:121.5pt;padding:0;height:12.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:12.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;bottom&quot; style=&apos;width:65.8pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.05pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center;text-indent:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.6pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.2pt;padding:0;height:12.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.8pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.25pt&apos;&gt; &lt;td width=&quot;162&quot; valign=&quot;bottom&quot; style=&apos;width:121.5pt;padding:0;height:12.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Loans measured for impairment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:12.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;bottom&quot; style=&apos;width:65.8pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;Appraised value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.05pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center;text-indent:.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.6pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;Adjustment for market conditions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.2pt;padding:0;height:12.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.8pt;padding:0;height:12.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt&apos;&gt;0% - 25%&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:3.4pt&apos;&gt; &lt;td width=&quot;162&quot; valign=&quot;bottom&quot; style=&apos;width:121.5pt;padding:0;height:3.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:3.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;bottom&quot; style=&apos;width:65.8pt;padding:0;height:3.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.05pt;padding:0;height:3.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.6pt;padding:0;height:3.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.2pt;padding:0;height:3.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.8pt;padding:0;height:3.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.15pt&apos;&gt; &lt;td width=&quot;162&quot; valign=&quot;bottom&quot; style=&apos;width:121.5pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Real estate owned&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:6.2pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;88&quot; valign=&quot;bottom&quot; style=&apos;width:65.8pt;padding:0;height:12.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;Appraised value&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:9.05pt;padding:0;height:12.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;169&quot; valign=&quot;bottom&quot; style=&apos;width:126.6pt;padding:0;height:12.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;Adjustment for market conditions&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;width:10.2pt;padding:0;height:12.15pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;61&quot; valign=&quot;bottom&quot; style=&apos;width:45.8pt;padding:0;height:12.15pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt&apos;&gt;0% - 19%&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock>
	<us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;margin-left:.25in;border-collapse:collapse&apos;&gt; &lt;tr style=&apos;height:34.2pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:34.2pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:9.0pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.45pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:66.6pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Quoted prices in active markets for identical assets&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Other observable inputs&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.85pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Significant unobservable inputs&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.4pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:34.2pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.0pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.45pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Carry Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:66.6pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.85pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.95pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.95pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Assets:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Cash &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right&apos;&gt;68,577&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right&apos;&gt;68,577&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;68,577&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Certificates of deposit held for investment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;36,925&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;37,176&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;37,176&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Investment securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,394&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;21,491&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,903&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;23,394&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities held to maturity&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt&apos;&gt;101&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt&apos;&gt;104&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;104&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;78,575&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;78,575&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;78,575&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Loans receivable, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;520,937&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;480,454&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;480,454&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Loans held for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;1,024&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,024&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,024&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Federal Home Loan Bank stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,744&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,744&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,744&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.85pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:5.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:5.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:5.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:5.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:5.85pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:5.85pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Liabilities:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Demand &amp;#150; savings deposits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;527,813&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;top&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;527,813&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;527,813&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Time deposits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;162,253&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;top&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;162,020&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;162,020&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Junior subordinated debentures&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;22,681&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;top&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;11,233&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;11,233&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:4.05pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:4.05pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;251&quot; colspan=&quot;8&quot; valign=&quot;bottom&quot; style=&apos;width:188.0pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;top&quot; style=&apos;width:8.9pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;top&quot; style=&apos;width:40.15pt;padding:0;height:4.05pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:29.25pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:29.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.45pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:29.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:66.6pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Quoted prices in active markets for identical assets&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Other observable inputs&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.85pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Significant unobservable inputs&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:29.25pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.0pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:9.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;March 31, 2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Carry Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:66.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 1)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 2)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;(Level 3)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:5.4pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:5.4pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;71&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.45pt;border:none;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;89&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:66.6pt;border:none;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:57.95pt;border:none;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;72&quot; colspan=&quot;2&quot; valign=&quot;bottom&quot; style=&apos;width:53.85pt;border:none;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;border:none;padding:0;height:5.4pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:11.25pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Assets:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:11.25pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:11.25pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Cash &lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right&apos;&gt;115,415&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right&apos;&gt;115,415&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;115,415&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Certificates of deposit held for investment&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;44,635&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;45,078&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;45,078&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Investment securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,216&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,978&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,238&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,216&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities held to maturity&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt&apos;&gt;125&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt&apos;&gt;129&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;129&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Mortgage-backed securities available for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;431&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;431&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;431&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Loans receivable, net&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;520,369&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;495,312&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;495,312&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Loans held for sale&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;831&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;831&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;831&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Federal Home Loan Bank stock&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,154&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,154&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,154&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:10.35pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:10.35pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:10.35pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;Liabilities:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;bottom&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Demand &amp;#150; savings deposits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;475,688&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;top&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;475,688&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;475,688&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt&apos;&gt;Time deposits&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;188,118&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;top&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;189,289&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;189,289&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:12.6pt&apos;&gt; &lt;td width=&quot;206&quot; valign=&quot;bottom&quot; style=&apos;width:154.5pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;Junior subordinated debentures&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;59&quot; valign=&quot;bottom&quot; style=&apos;width:44.55pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right&apos;&gt;22,681&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;13&quot; valign=&quot;top&quot; style=&apos;width:9.6pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;77&quot; valign=&quot;bottom&quot; style=&apos;width:57.7pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;65&quot; valign=&quot;bottom&quot; style=&apos;width:49.05pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;bottom&quot; style=&apos;width:4.8pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.95pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;60&quot; valign=&quot;bottom&quot; style=&apos;width:44.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,433&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;6&quot; valign=&quot;top&quot; style=&apos;width:4.4pt;padding:0;height:12.6pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;12&quot; valign=&quot;bottom&quot; style=&apos;width:8.9pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td width=&quot;54&quot; valign=&quot;bottom&quot; style=&apos;width:40.15pt;padding:0;height:12.6pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,433&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:FairValueOptionQuantitativeDisclosuresTextBlock>
	<us-gaap:ScheduleOfCondensedBalanceSheetTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:22.5pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;BALANCE SHEETS&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;font style=&apos;text-transform:uppercase&apos;&gt;March 31, 2014 AND 2013&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:16.65pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;font style=&apos;text-transform:uppercase&apos;&gt; (&lt;/font&gt;&lt;/b&gt;&lt;b&gt;In thousands)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:17.9pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:17.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;ASSETS&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:17.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:17.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:17.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:17.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:17.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:9.9pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Cash and cash equivalents (including interest earning accounts of &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;&amp;#160;&amp;#160;&amp;#160; $1,056 and $952)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,106&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:9.9pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:9.9pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,020&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Investment in the Bank&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;120,897&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;102,280&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Other assets&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,350&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,117&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;TOTAL ASSETS&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;124,353&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;104,417&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;LIABILITIES AND SHAREHOLDERS&amp;#146; EQUITY&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Accrued expenses and other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,694&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,294&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Borrowings&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;22,681&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;22,681&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Shareholders&apos; equity&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;97,978&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;78,442&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;TOTAL LIABILITIES AND SHAREHOLDERS&amp;#146; EQUITY&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;124,353&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;104,417&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfCondensedBalanceSheetTableTextBlock>
	<us-gaap:ScheduleOfCondensedIncomeStatementTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;STATEMENTS OF OPERATIONS&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;font style=&apos;text-transform:uppercase&apos;&gt;years ended March 31, 2014, 2013 and 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:21.0pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;font style=&apos;text-transform:uppercase&apos;&gt; (&lt;/font&gt;&lt;/b&gt;&lt;b&gt;In thousands)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0;height:21.0pt&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;INCOME:&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Interest on investment securities and other short-term investments&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;13&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;20&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;40&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Interest on loan receivable from the Bank&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;42&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;50&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;59&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.25in&apos;&gt;Total income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;55&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;70&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;99&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;EXPENSE:&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Management service fees paid to the Bank&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;143&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;143&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;142&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;Other expenses&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;459&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;685&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,624&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.25in&apos;&gt;Total expense&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;602&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;828&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,766&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;LOSS BEFORE INCOME TAXES AND EQUITY&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.25in&apos;&gt;IN UNDISTRIBUTED LOSS OF THE BANK&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(547&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(758&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3,667&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;PROVISION &lt;b&gt;(&lt;/b&gt;BENEFIT&lt;b&gt;)&lt;/b&gt; FOR INCOME TAXES&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,365&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(258&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;81&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;INCOME (LOSS) OF PARENT COMPANY&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;818&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(500&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3,748&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;18,605&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;3,133&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(27,909&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;NET INCOME (LOSS)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;19,423&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,633&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(31,657&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfCondensedIncomeStatementTableTextBlock>
	<us-gaap:ScheduleOfCondensedCashFlowStatementTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:.25in&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;STATEMENTS OF CASH FLOWS&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;YEARS ENDED MARCH 31, 2014, 2013 AND 2012&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;1&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse;border:none&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt; (In thousands)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center&apos;&gt;&lt;b&gt;2014&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center&apos;&gt;&lt;b&gt;2013&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;2012&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;CASH FLOWS FROM OPERATING ACTIVITIES:&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:9.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:9.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:-.45pt&apos;&gt;Net income (loss)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;19,423&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;2,633&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(31,657&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:-.45pt&apos;&gt;Adjustments to reconcile net income (loss) cash provided by &lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:-.45pt&apos;&gt;(used in) operating activities:&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;Equity in undistributed (earnings) loss of the Bank&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;(18,605&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;(3,133&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;27,909&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;Benefit for deferred income taxes&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,364&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(15&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;Writedown of real estate owned&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;1,997&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;Earned ESOP shares&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;68&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;42&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;62&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:-.45pt&apos;&gt;&amp;#160;&amp;#160;&amp;#160; Stock based compensation&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;78&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;2&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;12&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:-.45pt&apos;&gt;Changes in assets and liabilities&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;Other assets&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;131&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;577&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;114&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:8.1pt&apos;&gt;Accrued expenses and other liabilities&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;355&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;695&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;1,382&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:23.85pt&apos;&gt;Net cash provided by (used in) operating activities&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;86&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;816&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(196&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:16.2pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;CASH FLOWS FROM INVESTING ACTIVITIES:&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:16.2pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:11.7pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;&amp;#160; Proceeds from sale of real estate owned&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;1,041&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr style=&apos;height:11.7pt&apos;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.0pt&apos;&gt;&amp;#160; Additional investment in subsidiary&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,700&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,000&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0;height:11.7pt&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.25in&apos;&gt;&amp;#160;&amp;#160; Net cash used in investing activities&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,700&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(959&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;86&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,884&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,155&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;1,020&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;2,904&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;4,059&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;CASH AND CASH EQUIVALENTS, END OF YEAR&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;1,106&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;1,020&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;2,904&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;NONCASH INVESTING AND FINANCING ACTIVITIES:&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.9pt&apos;&gt;Transfer of real estate owned&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;5,290&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</us-gaap:ScheduleOfCondensedCashFlowStatementTableTextBlock>
	<us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock contextRef='D130401_140331'>&lt;!--egx--&gt;&lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;font style=&apos;text-transform:uppercase&apos;&gt;Riverview Bancorp, Inc.&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;b&gt;&lt;font style=&apos;text-transform:uppercase&apos;&gt;Selected Quarterly Financial Data (Unaudited):&lt;/font&gt;&lt;/b&gt;&lt;/p&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.3pt&apos;&gt;&lt;b&gt;(Dollars in thousands, except share data)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Three Months Ended&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;March 31&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;December 31&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;September 30&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;June 30&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt&apos;&gt;&lt;b&gt;Fiscal 2014:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:8.6pt&apos;&gt;Interest income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,536&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,673&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,764&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,831&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Interest expense&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;582&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;645&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;664&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;677&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Net interest income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;5,954&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,028&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,100&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,154&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Provision for (recapture of) loan losses&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,200&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(2,500&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Non-interest income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,850&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,384&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,887&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,246&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Non-interest expense&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,460&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,611&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,647&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,243&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Income before income taxes&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,544&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;801&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;340&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,657&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Provision (benefit) for income taxes&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(15,097&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;17&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.3in&apos;&gt;Net income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;16,641&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;801&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;341&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,640&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.9pt&apos;&gt;Basic earnings per share &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.74&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.04&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.02&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.07&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.9pt&apos;&gt;Diluted earnings per share &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.74&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.04&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.02&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.07&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;table border=&quot;0&quot; cellspacing=&quot;0&quot; cellpadding=&quot;0&quot; style=&apos;border-collapse:collapse&apos;&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-right:-6.3pt&apos;&gt;&lt;b&gt;(Dollars in thousands, except share data)&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td colspan=&quot;14&quot; valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;Three Months Ended&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;March 31&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;December 31&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;September 30&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;padding:0&apos;&gt; &lt;p align=&quot;center&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:center&apos;&gt;&lt;b&gt;June 30&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt&apos;&gt;&lt;b&gt;Fiscal 2013:&lt;/b&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:8.6pt&apos;&gt;Interest income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,905&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,136&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,648&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;9,243&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Interest expense&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;700&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;752&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;861&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,172&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Net interest income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6,205&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,384&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,787&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,071&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Provision for (recapture of) loan losses&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(3,600&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;-&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;500&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;4,000&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Non-interest income&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,032&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,087&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,314&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2,440&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Non-interest expense&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;10,236&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,434&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;7,812&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;8,276&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Income (loss) before income taxes&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,601&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,037&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,789&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,765&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:10.4pt&apos;&gt;Provision for income taxes&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;6&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;2&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;15&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:.3in&apos;&gt;Net income (loss)&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,595&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,031&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;1,787&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(1,780&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.9pt&apos;&gt;Basic earnings (loss) per share &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.07&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.05&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.08&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(0.08&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;background:#F5F5FF;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr align=&quot;left&quot;&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt;text-indent:9.9pt&apos;&gt;Diluted earnings (loss) per share &lt;sup&gt;(1)&lt;/sup&gt;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.07&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.05&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;0.08&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;&amp;nbsp;&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;$&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;border:none;border-bottom:double windowtext 1.5pt;padding:0&apos;&gt; &lt;p align=&quot;right&quot; style=&apos;margin:0in;margin-bottom:.0001pt;text-align:right&apos;&gt;(0.08&lt;/p&gt; &lt;/td&gt; &lt;td valign=&quot;bottom&quot; style=&apos;padding:0&apos;&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;)&lt;/p&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p style=&apos;margin:0in;margin-bottom:.0001pt&apos;&gt;&lt;sup&gt;(1)&lt;/sup&gt;&amp;#160; Quarterly earnings per share may vary from annual earnings per share due to rounding.&lt;u&gt; &lt;/u&gt;&lt;/p&gt;</us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock>
	<us-gaap:AssetsHeldInTrust decimals='-5' contextRef='E14Q1' unitRef='USD'>359700000</us-gaap:AssetsHeldInTrust>
	<us-gaap:AssetsHeldInTrust decimals='-5' contextRef='E13Q1' unitRef='USD'>337500000</us-gaap:AssetsHeldInTrust>
	<fil:MinimumReserveBalance decimals='-3' contextRef='E14Q1' unitRef='USD'>765000</fil:MinimumReserveBalance>
	<fil:MinimumReserveBalance decimals='-3' contextRef='E13Q1' unitRef='USD'>652000</fil:MinimumReserveBalance>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>1919000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>-16000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
	<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>1903000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>21947000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>6000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
	<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>-462000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
	<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>21491000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>23866000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>6000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
	<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>-478000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
	<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>23394000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>2766000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>-1528000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
	<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>1238000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>5000000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>-22000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
	<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>4978000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
	<us-gaap:AvailableForSaleSecuritiesAmortizedCost decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>7766000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
	<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>-1550000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
	<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>6216000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>14438000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>14099000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>7509000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>7392000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>1919000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>1903000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>23866000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>23394000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>1903000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>-16000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>1903000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>-16000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>17985000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>-462000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>17985000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>-462000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>19888000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>-478000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>19888000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>-478000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>1238000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>-1528000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>1238000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>-1528000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>4978000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>-22000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>4978000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>-22000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>4978000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>-22000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>1238000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>-1528000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>6216000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-InvSec' unitRef='USD'>-1550000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds decimals='INF' contextRef='D130401_140331' unitRef='USD'>0</us-gaap:AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds>
	<us-gaap:AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds decimals='INF' contextRef='D120401_130331' unitRef='USD'>0</us-gaap:AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds>
	<us-gaap:AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds decimals='INF' contextRef='D110401_120331' unitRef='USD'>0</us-gaap:AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds>
	<fil:InvestmentSecuritiesPledgedAsCollateralAmortizedCost decimals='-3' contextRef='E14Q1' unitRef='USD'>1000000</fil:InvestmentSecuritiesPledgedAsCollateralAmortizedCost>
	<fil:InvestmentSecuritiesPledgedAsCollateralAmortizedCost decimals='-3' contextRef='E13Q1' unitRef='USD'>1000000</fil:InvestmentSecuritiesPledgedAsCollateralAmortizedCost>
	<fil:InvestmentSecuritiesPledgedAsCollateralFairValue decimals='-3' contextRef='E14Q1' unitRef='USD'>975000</fil:InvestmentSecuritiesPledgedAsCollateralFairValue>
	<fil:InvestmentSecuritiesPledgedAsCollateralFairValue decimals='-3' contextRef='E13Q1' unitRef='USD'>996000</fil:InvestmentSecuritiesPledgedAsCollateralFairValue>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_E14Q1_MajorTypesOfDebtAndEqSec-MortgageBacked_id' decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBacked' unitRef='USD'>101000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain id='us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain_E14Q1_MajorTypesOfDebtAndEqSec-MortgageBacked_id' decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBacked' unitRef='USD'>3000</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
	<us-gaap:HeldToMaturitySecuritiesFairValue id='us-gaap_HeldToMaturitySecuritiesFairValue_E14Q1_MajorTypesOfDebtAndEqSec-MortgageBacked_id' decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBacked' unitRef='USD'>104000</us-gaap:HeldToMaturitySecuritiesFairValue>
	<us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment id='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment_E13Q1_MajorTypesOfDebtAndEqSec-MortgageBacked_id' decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-MortgageBacked' unitRef='USD'>125000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
	<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain id='us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain_E13Q1_MajorTypesOfDebtAndEqSec-MortgageBacked_id' decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-MortgageBacked' unitRef='USD'>4000</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
	<us-gaap:HeldToMaturitySecuritiesFairValue id='us-gaap_HeldToMaturitySecuritiesFairValue_E13Q1_MajorTypesOfDebtAndEqSec-MortgageBacked_id' decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-MortgageBacked' unitRef='USD'>129000</us-gaap:HeldToMaturitySecuritiesFairValue>
	<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>1000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount>
	<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>1000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue>
	<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>81000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount>
	<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>82000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue>
	<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>19000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount>
	<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>21000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue>
	<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>101000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount>
	<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>104000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesFairValue>
	<fil:MortgageBackedSecuritiesHeldToMaturityAmortizedCost decimals='-3' contextRef='E14Q1' unitRef='USD'>36000</fil:MortgageBackedSecuritiesHeldToMaturityAmortizedCost>
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	<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSecAvForSale' unitRef='USD'>129000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
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	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>11100000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>11145000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>67953000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost>
	<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBackedSec' unitRef='USD'>67399000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue>
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	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_E14Q1_MajorTypesOfDebtAndEqSec-MortgageBacked_id' decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBacked' unitRef='USD'>49177000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 id='us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2_E14Q1_MajorTypesOfDebtAndEqSec-MortgageBacked_id' decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-MortgageBacked' unitRef='USD'>-547000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
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	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue id='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_E14Q1_MajorTypesOfDebtAndEqSec-OtherMortgageBackedSec3_id' decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-OtherMortgageBackedSec3' unitRef='USD'>1526000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 id='us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2_E14Q1_MajorTypesOfDebtAndEqSec-OtherMortgageBackedSec3_id' decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-OtherMortgageBackedSec3' unitRef='USD'>-13000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue id='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_E14Q1_MajorTypesOfDebtAndEqSec-OtherMortgageBackedSec3_id' decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-OtherMortgageBackedSec3' unitRef='USD'>1526000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 id='us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2_E14Q1_MajorTypesOfDebtAndEqSec-OtherMortgageBackedSec3_id' decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-OtherMortgageBackedSec3' unitRef='USD'>-13000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-AllMortgageBackedSec' unitRef='USD'>55699000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-AllMortgageBackedSec' unitRef='USD'>-637000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
	<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-AllMortgageBackedSec' unitRef='USD'>55699000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
	<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-AllMortgageBackedSec' unitRef='USD'>-637000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
	<fil:AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralAmortizedCost decimals='-3' contextRef='E14Q1' unitRef='USD'>1700000</fil:AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralAmortizedCost>
	<fil:AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralAmortizedCost decimals='-3' contextRef='E13Q1' unitRef='USD'>416000</fil:AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralAmortizedCost>
	<fil:AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralFairValue decimals='-3' contextRef='E14Q1' unitRef='USD'>1700000</fil:AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralFairValue>
	<fil:AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralFairValue decimals='-3' contextRef='E13Q1' unitRef='USD'>431000</fil:AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralFairValue>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcBusn' unitRef='USD'>71632000</us-gaap:NotesReceivableGross>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>71935000</us-gaap:NotesReceivableGross>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E14Q1_FinancialInstr-OtherRealEstMortgage' unitRef='USD'>324881000</us-gaap:NotesReceivableGross>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E13Q1_FinancialInstr-OtherRealEstMortgage' unitRef='USD'>355397000</us-gaap:NotesReceivableGross>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E14Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>19482000</us-gaap:NotesReceivableGross>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E13Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>9675000</us-gaap:NotesReceivableGross>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E14Q1_FinancialInstr-TotalCmrcAndCnstr' unitRef='USD'>415995000</us-gaap:NotesReceivableGross>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E13Q1_FinancialInstr-TotalCmrcAndCnstr' unitRef='USD'>437007000</us-gaap:NotesReceivableGross>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E14Q1_FinancialInstr-RealEstOneToFourFamily' unitRef='USD'>93007000</us-gaap:NotesReceivableGross>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E13Q1_FinancialInstr-RealEstOneToFourFamily' unitRef='USD'>97140000</us-gaap:NotesReceivableGross>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E14Q1_FinancialInstr-OtherInstallment' unitRef='USD'>24486000</us-gaap:NotesReceivableGross>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E13Q1_FinancialInstr-OtherInstallment' unitRef='USD'>1865000</us-gaap:NotesReceivableGross>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='USD'>117493000</us-gaap:NotesReceivableGross>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>99005000</us-gaap:NotesReceivableGross>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E14Q1' unitRef='USD'>533488000</us-gaap:NotesReceivableGross>
	<us-gaap:NotesReceivableGross decimals='-3' contextRef='E13Q1' unitRef='USD'>536012000</us-gaap:NotesReceivableGross>
	<us-gaap:FinancingReceivableAllowanceForCreditLosses decimals='-3' contextRef='E14Q1' unitRef='USD'>12551000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
	<us-gaap:FinancingReceivableAllowanceForCreditLosses decimals='-3' contextRef='E13Q1' unitRef='USD'>15643000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
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	<us-gaap:NotesReceivableNet decimals='-3' contextRef='E13Q1' unitRef='USD'>520369000</us-gaap:NotesReceivableNet>
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	<fil:LoansToOfficersAndDirectorsOriginations decimals='-3' contextRef='D110401_120331' unitRef='USD'>1000</fil:LoansToOfficersAndDirectorsOriginations>
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	<fil:LoansToOfficersAndDirectorsPrincipalRepayments decimals='-3' contextRef='D120401_130331' unitRef='USD'>-524000</fil:LoansToOfficersAndDirectorsPrincipalRepayments>
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	<fil:LoansToOfficersAndDirectors decimals='-3' contextRef='E14Q1' unitRef='USD'>854000</fil:LoansToOfficersAndDirectors>
	<fil:LoansToOfficersAndDirectors decimals='-3' contextRef='E13Q1' unitRef='USD'>1609000</fil:LoansToOfficersAndDirectors>
	<fil:LoansToOfficersAndDirectors decimals='-3' contextRef='E12Q1' unitRef='USD'>1907000</fil:LoansToOfficersAndDirectors>
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	<us-gaap:AllowanceForLoanAndLeaseLossesProvisionForLossGross decimals='-3' contextRef='D130401_140331_FinancialInstr-RealEstCnstr' unitRef='USD'>173000</us-gaap:AllowanceForLoanAndLeaseLossesProvisionForLossGross>
	<us-gaap:AllowanceForLoanAndLeaseLossesProvisionForLossGross decimals='-3' contextRef='D130401_140331_FinancialInstr-TotalConsumer' unitRef='USD'>-258000</us-gaap:AllowanceForLoanAndLeaseLossesProvisionForLossGross>
	<us-gaap:AllowanceForLoanAndLeaseLossesProvisionForLossGross decimals='-3' contextRef='D130401_140331_FinancialInstr-Unallocated' unitRef='USD'>-516000</us-gaap:AllowanceForLoanAndLeaseLossesProvisionForLossGross>
	<us-gaap:AllowanceForLoanAndLeaseLossesProvisionForLossGross decimals='-3' contextRef='D130401_140331' unitRef='USD'>-3700000</us-gaap:AllowanceForLoanAndLeaseLossesProvisionForLossGross>
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	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='USD'>113484000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
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	<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 decimals='-3' contextRef='E14Q1' unitRef='USD'>279000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E14Q1' unitRef='USD'>12272000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment decimals='-3' contextRef='E14Q1' unitRef='USD'>12551000</fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
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	<fil:FinancingReceivableEvaluatedForImpairment decimals='-3' contextRef='E14Q1' unitRef='USD'>533488000</fil:FinancingReceivableEvaluatedForImpairment>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>2128000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>2128000</fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
	<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>679000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>71256000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
	<fil:FinancingReceivableEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>71935000</fil:FinancingReceivableEvaluatedForImpairment>
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	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>5443000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>5979000</fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
	<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>19466000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>278225000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
	<fil:FinancingReceivableEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>297691000</fil:FinancingReceivableEvaluatedForImpairment>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-Land1' unitRef='USD'>2019000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-Land1' unitRef='USD'>2019000</fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
	<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-Land1' unitRef='USD'>3469000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-Land1' unitRef='USD'>19935000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
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	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='USD'>541000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='USD'>541000</fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
	<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='USD'>3846000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='USD'>30456000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
	<fil:FinancingReceivableEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='USD'>34302000</fil:FinancingReceivableEvaluatedForImpairment>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>221000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>221000</fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
	<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>175000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>9500000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
	<fil:FinancingReceivableEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>9675000</fil:FinancingReceivableEvaluatedForImpairment>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>183000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>2766000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>2949000</fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
	<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>4933000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>94072000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
	<fil:FinancingReceivableEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>99005000</fil:FinancingReceivableEvaluatedForImpairment>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-Unallocated' unitRef='USD'>1806000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment decimals='-3' contextRef='E13Q1_FinancialInstr-Unallocated' unitRef='USD'>1806000</fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 decimals='-3' contextRef='E13Q1' unitRef='USD'>719000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
	<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E13Q1' unitRef='USD'>14924000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
	<fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment decimals='-3' contextRef='E13Q1' unitRef='USD'>15643000</fil:FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment>
	<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment decimals='-3' contextRef='E13Q1' unitRef='USD'>32568000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
	<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment decimals='-3' contextRef='E13Q1' unitRef='USD'>503444000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
	<fil:FinancingReceivableEvaluatedForImpairment decimals='-3' contextRef='E13Q1' unitRef='USD'>536012000</fil:FinancingReceivableEvaluatedForImpairment>
	<fil:AllowanceForUnfundedLoanCommitments1 decimals='-3' contextRef='E11Q1' unitRef='USD'>166000</fil:AllowanceForUnfundedLoanCommitments1>
	<fil:ChangeInAllowanceForUnfundedLoanCommitments decimals='-3' contextRef='D130401_140331' unitRef='USD'>65000</fil:ChangeInAllowanceForUnfundedLoanCommitments>
	<fil:ChangeInAllowanceForUnfundedLoanCommitments decimals='-3' contextRef='D120401_130331' unitRef='USD'>12000</fil:ChangeInAllowanceForUnfundedLoanCommitments>
	<fil:ChangeInAllowanceForUnfundedLoanCommitments decimals='-3' contextRef='D110401_120331' unitRef='USD'>51000</fil:ChangeInAllowanceForUnfundedLoanCommitments>
	<fil:AllowanceForUnfundedLoanCommitments1 decimals='-3' contextRef='E14Q1' unitRef='USD'>294000</fil:AllowanceForUnfundedLoanCommitments1>
	<fil:AllowanceForUnfundedLoanCommitments1 decimals='-3' contextRef='E13Q1' unitRef='USD'>229000</fil:AllowanceForUnfundedLoanCommitments1>
	<fil:AllowanceForUnfundedLoanCommitments1 decimals='-3' contextRef='E12Q1' unitRef='USD'>217000</fil:AllowanceForUnfundedLoanCommitments1>
	<fil:FinancingReceivableRecordedInvestment30To89DaysPastDue decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcBusn' unitRef='USD'>120000</fil:FinancingReceivableRecordedInvestment30To89DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcBusn' unitRef='USD'>452000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentPastDue decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcBusn' unitRef='USD'>572000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentCurrent decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcBusn' unitRef='USD'>71060000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
	<us-gaap:FinancingReceivable decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcBusn' unitRef='USD'>71632000</us-gaap:FinancingReceivable>
	<fil:FinancingReceivableRecordedInvestment30To89DaysPastDue decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>188000</fil:FinancingReceivableRecordedInvestment30To89DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>8067000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentPastDue decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>8255000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentCurrent decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>279253000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
	<us-gaap:FinancingReceivable decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>287508000</us-gaap:FinancingReceivable>
	<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue decimals='-3' contextRef='E14Q1_FinancialInstr-Land1' unitRef='USD'>800000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentPastDue decimals='-3' contextRef='E14Q1_FinancialInstr-Land1' unitRef='USD'>800000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentCurrent decimals='-3' contextRef='E14Q1_FinancialInstr-Land1' unitRef='USD'>15445000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
	<us-gaap:FinancingReceivable decimals='-3' contextRef='E14Q1_FinancialInstr-Land1' unitRef='USD'>16245000</us-gaap:FinancingReceivable>
	<fil:FinancingReceivableRecordedInvestment30To89DaysPastDue decimals='-3' contextRef='E14Q1_FinancialInstr-MultiFamily' unitRef='USD'>359000</fil:FinancingReceivableRecordedInvestment30To89DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue decimals='-3' contextRef='E14Q1_FinancialInstr-MultiFamily' unitRef='USD'>2014000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentPastDue decimals='-3' contextRef='E14Q1_FinancialInstr-MultiFamily' unitRef='USD'>2373000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentCurrent decimals='-3' contextRef='E14Q1_FinancialInstr-MultiFamily' unitRef='USD'>18755000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
	<us-gaap:FinancingReceivable decimals='-3' contextRef='E14Q1_FinancialInstr-MultiFamily' unitRef='USD'>21128000</us-gaap:FinancingReceivable>
	<us-gaap:FinancingReceivableRecordedInvestmentCurrent decimals='-3' contextRef='E14Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>19482000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
	<us-gaap:FinancingReceivable decimals='-3' contextRef='E14Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>19482000</us-gaap:FinancingReceivable>
	<fil:FinancingReceivableRecordedInvestment30To89DaysPastDue decimals='-3' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='USD'>1580000</fil:FinancingReceivableRecordedInvestment30To89DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue decimals='-3' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='USD'>2729000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentPastDue decimals='-3' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='USD'>4309000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentCurrent decimals='-3' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='USD'>113184000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
	<us-gaap:FinancingReceivable decimals='-3' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='USD'>117493000</us-gaap:FinancingReceivable>
	<fil:FinancingReceivableRecordedInvestment30To89DaysPastDue decimals='-3' contextRef='E14Q1' unitRef='USD'>2247000</fil:FinancingReceivableRecordedInvestment30To89DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue decimals='-3' contextRef='E14Q1' unitRef='USD'>14062000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentPastDue decimals='-3' contextRef='E14Q1' unitRef='USD'>16309000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentCurrent decimals='-3' contextRef='E14Q1' unitRef='USD'>517179000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
	<us-gaap:FinancingReceivable decimals='-3' contextRef='E14Q1' unitRef='USD'>533488000</us-gaap:FinancingReceivable>
	<fil:FinancingReceivableRecordedInvestment30To89DaysPastDue decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>336000</fil:FinancingReceivableRecordedInvestment30To89DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>1349000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentPastDue decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>1685000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentCurrent decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>70250000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
	<us-gaap:FinancingReceivable decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>71935000</us-gaap:FinancingReceivable>
	<fil:FinancingReceivableRecordedInvestment30To89DaysPastDue decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>6345000</fil:FinancingReceivableRecordedInvestment30To89DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>10315000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentPastDue decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>16660000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentCurrent decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>281031000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
	<us-gaap:FinancingReceivable decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>297691000</us-gaap:FinancingReceivable>
	<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue decimals='-3' contextRef='E13Q1_FinancialInstr-Land1' unitRef='USD'>3267000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentPastDue decimals='-3' contextRef='E13Q1_FinancialInstr-Land1' unitRef='USD'>3267000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentCurrent decimals='-3' contextRef='E13Q1_FinancialInstr-Land1' unitRef='USD'>20137000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
	<us-gaap:FinancingReceivable decimals='-3' contextRef='E13Q1_FinancialInstr-Land1' unitRef='USD'>23404000</us-gaap:FinancingReceivable>
	<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue decimals='-3' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='USD'>2968000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentPastDue decimals='-3' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='USD'>2968000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentCurrent decimals='-3' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='USD'>31334000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
	<us-gaap:FinancingReceivable decimals='-3' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='USD'>34302000</us-gaap:FinancingReceivable>
	<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue decimals='-3' contextRef='E13Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>175000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentPastDue decimals='-3' contextRef='E13Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>175000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentCurrent decimals='-3' contextRef='E13Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>9500000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
	<us-gaap:FinancingReceivable decimals='-3' contextRef='E13Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>9675000</us-gaap:FinancingReceivable>
	<fil:FinancingReceivableRecordedInvestment30To89DaysPastDue decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>2654000</fil:FinancingReceivableRecordedInvestment30To89DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>3059000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentPastDue decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>5713000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentCurrent decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>93292000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
	<us-gaap:FinancingReceivable decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>99005000</us-gaap:FinancingReceivable>
	<fil:FinancingReceivableRecordedInvestment30To89DaysPastDue decimals='-3' contextRef='E13Q1' unitRef='USD'>9335000</fil:FinancingReceivableRecordedInvestment30To89DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue decimals='-3' contextRef='E13Q1' unitRef='USD'>21133000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentPastDue decimals='-3' contextRef='E13Q1' unitRef='USD'>30468000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
	<us-gaap:FinancingReceivableRecordedInvestmentCurrent decimals='-3' contextRef='E13Q1' unitRef='USD'>505544000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
	<us-gaap:FinancingReceivable decimals='-3' contextRef='E13Q1' unitRef='USD'>536012000</us-gaap:FinancingReceivable>
	<fil:WeightedAverageRiskGrade decimals='INF' contextRef='E14Q1_FinancialInstr-CmrcBusn' unitRef='Pure'>3.54</fil:WeightedAverageRiskGrade>
	<fil:LoansReceivableCreditQualityClassified id='fil_LoansReceivableCreditQualityClassified_E14Q1_FinancialInstr-CmrcBusn_id' decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcBusn' unitRef='USD'>8419000</fil:LoansReceivableCreditQualityClassified>
	<fil:WeightedAverageRiskGrade decimals='INF' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='Pure'>3.64</fil:WeightedAverageRiskGrade>
	<fil:LoansReceivableCreditQualityClassified id='fil_LoansReceivableCreditQualityClassified_E13Q1_FinancialInstr-CmrcBusn_id' decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>3816000</fil:LoansReceivableCreditQualityClassified>
	<fil:WeightedAverageRiskGrade decimals='INF' contextRef='E14Q1_FinancialInstr-CmrcRealEst1' unitRef='Pure'>3.87</fil:WeightedAverageRiskGrade>
	<fil:LoansReceivableCreditQualityClassified id='fil_LoansReceivableCreditQualityClassified_E14Q1_FinancialInstr-CmrcRealEst1_id' decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>19838000</fil:LoansReceivableCreditQualityClassified>
	<fil:WeightedAverageRiskGrade decimals='INF' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='Pure'>4.02</fil:WeightedAverageRiskGrade>
	<fil:LoansReceivableCreditQualityClassified id='fil_LoansReceivableCreditQualityClassified_E13Q1_FinancialInstr-CmrcRealEst1_id' decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>37643000</fil:LoansReceivableCreditQualityClassified>
	<fil:WeightedAverageRiskGrade decimals='INF' contextRef='E14Q1_FinancialInstr-Land1' unitRef='Pure'>3.88</fil:WeightedAverageRiskGrade>
	<fil:LoansReceivableCreditQualityClassified id='fil_LoansReceivableCreditQualityClassified_E14Q1_FinancialInstr-Land1_id' decimals='-3' contextRef='E14Q1_FinancialInstr-Land1' unitRef='USD'>800000</fil:LoansReceivableCreditQualityClassified>
	<fil:WeightedAverageRiskGrade decimals='INF' contextRef='E13Q1_FinancialInstr-Land1' unitRef='Pure'>4.57</fil:WeightedAverageRiskGrade>
	<fil:LoansReceivableCreditQualityClassified id='fil_LoansReceivableCreditQualityClassified_E13Q1_FinancialInstr-Land1_id' decimals='-3' contextRef='E13Q1_FinancialInstr-Land1' unitRef='USD'>4306000</fil:LoansReceivableCreditQualityClassified>
	<fil:WeightedAverageRiskGrade decimals='INF' contextRef='E14Q1_FinancialInstr-MultiFamily' unitRef='Pure'>3.81</fil:WeightedAverageRiskGrade>
	<fil:LoansReceivableCreditQualityClassified id='fil_LoansReceivableCreditQualityClassified_E14Q1_FinancialInstr-MultiFamily_id' decimals='-3' contextRef='E14Q1_FinancialInstr-MultiFamily' unitRef='USD'>2028000</fil:LoansReceivableCreditQualityClassified>
	<fil:WeightedAverageRiskGrade decimals='INF' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='Pure'>3.68</fil:WeightedAverageRiskGrade>
	<fil:LoansReceivableCreditQualityClassified id='fil_LoansReceivableCreditQualityClassified_E13Q1_FinancialInstr-MultiFamily_id' decimals='-3' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='USD'>3846000</fil:LoansReceivableCreditQualityClassified>
	<fil:WeightedAverageRiskGrade decimals='INF' contextRef='E14Q1_FinancialInstr-RealEstCnstr' unitRef='Pure'>3.08</fil:WeightedAverageRiskGrade>
	<fil:WeightedAverageRiskGrade decimals='INF' contextRef='E13Q1_FinancialInstr-RealEstCnstr' unitRef='Pure'>3.26</fil:WeightedAverageRiskGrade>
	<fil:LoansReceivableCreditQualityClassified id='fil_LoansReceivableCreditQualityClassified_E13Q1_FinancialInstr-RealEstCnstr_id' decimals='-3' contextRef='E13Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>175000</fil:LoansReceivableCreditQualityClassified>
	<fil:WeightedAverageRiskGrade id='fil_WeightedAverageRiskGrade_E14Q1_FinancialInstr-TotalConsumer_id' decimals='INF' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='Pure'>7.00</fil:WeightedAverageRiskGrade>
	<fil:LoansReceivableCreditQualityClassified id='fil_LoansReceivableCreditQualityClassified_E14Q1_FinancialInstr-TotalConsumer_id' decimals='-3' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='USD'>2729000</fil:LoansReceivableCreditQualityClassified>
	<fil:WeightedAverageRiskGrade id='fil_WeightedAverageRiskGrade_E13Q1_FinancialInstr-TotalConsumer_id' decimals='INF' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='Pure'>7.00</fil:WeightedAverageRiskGrade>
	<fil:LoansReceivableCreditQualityClassified id='fil_LoansReceivableCreditQualityClassified_E13Q1_FinancialInstr-TotalConsumer_id' decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>3059000</fil:LoansReceivableCreditQualityClassified>
	<fil:WeightedAverageRiskGrade decimals='INF' contextRef='E14Q1' unitRef='Pure'>3.82</fil:WeightedAverageRiskGrade>
	<fil:LoansReceivableCreditQualityClassified id='fil_LoansReceivableCreditQualityClassified_E14Q1_id' decimals='-3' contextRef='E14Q1' unitRef='USD'>33814000</fil:LoansReceivableCreditQualityClassified>
	<fil:WeightedAverageRiskGrade decimals='INF' contextRef='E13Q1' unitRef='Pure'>3.96</fil:WeightedAverageRiskGrade>
	<fil:LoansReceivableCreditQualityClassified id='fil_LoansReceivableCreditQualityClassified_E13Q1_id' decimals='-3' contextRef='E13Q1' unitRef='USD'>52845000</fil:LoansReceivableCreditQualityClassified>
	<fil:TotalOfRiskRatedLoans decimals='-3' contextRef='E14Q1' unitRef='USD'>418503000</fil:TotalOfRiskRatedLoans>
	<fil:TotalOfRiskRatedLoans decimals='-3' contextRef='E13Q1' unitRef='USD'>439587000</fil:TotalOfRiskRatedLoans>
	<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcBusn' unitRef='USD'>947000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableRecordedInvestment decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcBusn' unitRef='USD'>947000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcBusn' unitRef='USD'>1067000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>17956000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>166000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableRecordedInvestment decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>18122000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>20601000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableRelatedAllowance decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>137000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
	<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E14Q1_FinancialInstr-Land1' unitRef='USD'>858000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableRecordedInvestment decimals='-3' contextRef='E14Q1_FinancialInstr-Land1' unitRef='USD'>858000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance decimals='-3' contextRef='E14Q1_FinancialInstr-Land1' unitRef='USD'>861000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E14Q1_FinancialInstr-MultiFamily' unitRef='USD'>2014000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableRecordedInvestment decimals='-3' contextRef='E14Q1_FinancialInstr-MultiFamily' unitRef='USD'>2014000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance decimals='-3' contextRef='E14Q1_FinancialInstr-MultiFamily' unitRef='USD'>2103000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='USD'>2596000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='USD'>1413000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableRecordedInvestment decimals='-3' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='USD'>4009000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance decimals='-3' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='USD'>4639000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableRelatedAllowance decimals='-3' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='USD'>142000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
	<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E14Q1' unitRef='USD'>24371000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E14Q1' unitRef='USD'>1579000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableRecordedInvestment decimals='-3' contextRef='E14Q1' unitRef='USD'>25950000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance decimals='-3' contextRef='E14Q1' unitRef='USD'>29271000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableRelatedAllowance decimals='-3' contextRef='E14Q1' unitRef='USD'>279000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
	<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>679000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableRecordedInvestment decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>679000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>944000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>12011000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>7455000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableRecordedInvestment decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>19466000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>21291000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableRelatedAllowance decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>536000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
	<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E13Q1_FinancialInstr-Land1' unitRef='USD'>3469000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableRecordedInvestment decimals='-3' contextRef='E13Q1_FinancialInstr-Land1' unitRef='USD'>3469000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance decimals='-3' contextRef='E13Q1_FinancialInstr-Land1' unitRef='USD'>4359000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='USD'>3846000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableRecordedInvestment decimals='-3' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='USD'>3846000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance decimals='-3' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='USD'>4802000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E13Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>175000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableRecordedInvestment decimals='-3' contextRef='E13Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>175000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance decimals='-3' contextRef='E13Q1_FinancialInstr-RealEstCnstr' unitRef='USD'>811000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>3090000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>1843000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableRecordedInvestment decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>4933000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>5799000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableRelatedAllowance decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>183000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
	<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E13Q1' unitRef='USD'>23270000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment decimals='-3' contextRef='E13Q1' unitRef='USD'>9298000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableRecordedInvestment decimals='-3' contextRef='E13Q1' unitRef='USD'>32568000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance decimals='-3' contextRef='E13Q1' unitRef='USD'>38006000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
	<us-gaap:ImpairedFinancingReceivableRelatedAllowance decimals='-3' contextRef='E13Q1' unitRef='USD'>719000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D130401_140331_FinancialInstr-CmrcBusn' unitRef='USD'>1150000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D130401_140331_FinancialInstr-CmrcBusn' unitRef='USD'>43000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D120401_130331_FinancialInstr-CmrcBusn' unitRef='USD'>3986000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D120401_130331_FinancialInstr-CmrcBusn' unitRef='USD'>98000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D110401_120331_FinancialInstr-CmrcBusn' unitRef='USD'>6400000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D110401_120331_FinancialInstr-CmrcBusn' unitRef='USD'>316000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D130401_140331_FinancialInstr-CmrcRealEst1' unitRef='USD'>19451000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D130401_140331_FinancialInstr-CmrcRealEst1' unitRef='USD'>472000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D120401_130331_FinancialInstr-CmrcRealEst1' unitRef='USD'>20705000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D120401_130331_FinancialInstr-CmrcRealEst1' unitRef='USD'>388000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D110401_120331_FinancialInstr-CmrcRealEst1' unitRef='USD'>17102000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D110401_120331_FinancialInstr-CmrcRealEst1' unitRef='USD'>919000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D130401_140331_FinancialInstr-Land1' unitRef='USD'>1854000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D130401_140331_FinancialInstr-Land1' unitRef='USD'>5000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D120401_130331_FinancialInstr-Land1' unitRef='USD'>6818000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D120401_130331_FinancialInstr-Land1' unitRef='USD'>78000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D110401_120331_FinancialInstr-Land1' unitRef='USD'>13339000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D110401_120331_FinancialInstr-Land1' unitRef='USD'>321000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D130401_140331_FinancialInstr-MultiFamily' unitRef='USD'>2758000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D130401_140331_FinancialInstr-MultiFamily' unitRef='USD'>16000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D120401_130331_FinancialInstr-MultiFamily' unitRef='USD'>7822000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D120401_130331_FinancialInstr-MultiFamily' unitRef='USD'>127000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D110401_120331_FinancialInstr-MultiFamily' unitRef='USD'>8254000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D110401_120331_FinancialInstr-MultiFamily' unitRef='USD'>402000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D130401_140331_FinancialInstr-RealEstCnstr' unitRef='USD'>69000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D120401_130331_FinancialInstr-RealEstCnstr' unitRef='USD'>2365000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D110401_120331_FinancialInstr-RealEstCnstr' unitRef='USD'>6700000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D110401_120331_FinancialInstr-RealEstCnstr' unitRef='USD'>159000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D130401_140331_FinancialInstr-TotalConsumer' unitRef='USD'>3679000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D130401_140331_FinancialInstr-TotalConsumer' unitRef='USD'>47000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D120401_130331_FinancialInstr-TotalConsumer' unitRef='USD'>4961000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D120401_130331_FinancialInstr-TotalConsumer' unitRef='USD'>105000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D110401_120331_FinancialInstr-TotalConsumer' unitRef='USD'>1584000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D110401_120331_FinancialInstr-TotalConsumer' unitRef='USD'>75000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D130401_140331' unitRef='USD'>28961000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D130401_140331' unitRef='USD'>583000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D120401_130331' unitRef='USD'>46657000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D120401_130331' unitRef='USD'>796000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment decimals='-3' contextRef='D110401_120331' unitRef='USD'>53379000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
	<us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized decimals='-3' contextRef='D110401_120331' unitRef='USD'>2192000</us-gaap:LoansAndLeasesReceivableImpairedInterestIncomeRecognized>
	<us-gaap:FinancingReceivableModificationsNumberOfContracts1 decimals='INF' contextRef='E14Q1_FinancialInstr-CmrcBusn' unitRef='Pure'>3</us-gaap:FinancingReceivableModificationsNumberOfContracts1>
	<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcBusn' unitRef='USD'>504000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcBusn' unitRef='USD'>465000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsNumberOfContracts1 decimals='INF' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='Pure'>2</us-gaap:FinancingReceivableModificationsNumberOfContracts1>
	<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>449000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcBusn' unitRef='USD'>408000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsNumberOfContracts1 id='us-gaap_FinancingReceivableModificationsNumberOfContracts1_E14Q1_FinancialInstr-CmrcRealEst1_id' decimals='INF' contextRef='E14Q1_FinancialInstr-CmrcRealEst1' unitRef='Pure'>4</us-gaap:FinancingReceivableModificationsNumberOfContracts1>
	<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 id='us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1_E14Q1_FinancialInstr-CmrcRealEst1_id' decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>6295000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 id='us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1_E14Q1_FinancialInstr-CmrcRealEst1_id' decimals='-3' contextRef='E14Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>6210000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsNumberOfContracts1 id='us-gaap_FinancingReceivableModificationsNumberOfContracts1_E13Q1_FinancialInstr-CmrcRealEst1_id' decimals='INF' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='Pure'>5</us-gaap:FinancingReceivableModificationsNumberOfContracts1>
	<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 id='us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1_E13Q1_FinancialInstr-CmrcRealEst1_id' decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>9022000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 id='us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1_E13Q1_FinancialInstr-CmrcRealEst1_id' decimals='-3' contextRef='E13Q1_FinancialInstr-CmrcRealEst1' unitRef='USD'>8603000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsNumberOfContracts1 id='us-gaap_FinancingReceivableModificationsNumberOfContracts1_E13Q1_FinancialInstr-Land1_id' decimals='INF' contextRef='E13Q1_FinancialInstr-Land1' unitRef='Pure'>2</us-gaap:FinancingReceivableModificationsNumberOfContracts1>
	<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 id='us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1_E13Q1_FinancialInstr-Land1_id' decimals='-3' contextRef='E13Q1_FinancialInstr-Land1' unitRef='USD'>1193000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 id='us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1_E13Q1_FinancialInstr-Land1_id' decimals='-3' contextRef='E13Q1_FinancialInstr-Land1' unitRef='USD'>918000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsNumberOfContracts1 id='us-gaap_FinancingReceivableModificationsNumberOfContracts1_E14Q1_FinancialInstr-MultiFamily_id' decimals='INF' contextRef='E14Q1_FinancialInstr-MultiFamily' unitRef='Pure'>1</us-gaap:FinancingReceivableModificationsNumberOfContracts1>
	<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 id='us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1_E14Q1_FinancialInstr-MultiFamily_id' decimals='-3' contextRef='E14Q1_FinancialInstr-MultiFamily' unitRef='USD'>2562000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 id='us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1_E14Q1_FinancialInstr-MultiFamily_id' decimals='-3' contextRef='E14Q1_FinancialInstr-MultiFamily' unitRef='USD'>2014000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsNumberOfContracts1 id='us-gaap_FinancingReceivableModificationsNumberOfContracts1_E13Q1_FinancialInstr-MultiFamily_id' decimals='INF' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='Pure'>1</us-gaap:FinancingReceivableModificationsNumberOfContracts1>
	<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 id='us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1_E13Q1_FinancialInstr-MultiFamily_id' decimals='-3' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='USD'>3277000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 id='us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1_E13Q1_FinancialInstr-MultiFamily_id' decimals='-3' contextRef='E13Q1_FinancialInstr-MultiFamily' unitRef='USD'>2967000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsNumberOfContracts1 decimals='INF' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='Pure'>4</us-gaap:FinancingReceivableModificationsNumberOfContracts1>
	<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 decimals='-3' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='USD'>573000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 decimals='-3' contextRef='E14Q1_FinancialInstr-TotalConsumer' unitRef='USD'>561000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsNumberOfContracts1 decimals='INF' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='Pure'>2</us-gaap:FinancingReceivableModificationsNumberOfContracts1>
	<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>1971000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 decimals='-3' contextRef='E13Q1_FinancialInstr-TotalConsumer' unitRef='USD'>1671000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsNumberOfContracts1 decimals='INF' contextRef='E14Q1' unitRef='Pure'>12</us-gaap:FinancingReceivableModificationsNumberOfContracts1>
	<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 decimals='-3' contextRef='E14Q1' unitRef='USD'>9934000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 decimals='-3' contextRef='E14Q1' unitRef='USD'>9250000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsNumberOfContracts1 decimals='INF' contextRef='E13Q1' unitRef='Pure'>12</us-gaap:FinancingReceivableModificationsNumberOfContracts1>
	<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 decimals='-3' contextRef='E13Q1' unitRef='USD'>15912000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 decimals='-3' contextRef='E13Q1' unitRef='USD'>14567000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
	<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 decimals='INF' contextRef='D130401_140331' unitRef='Pure'>0</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
	<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 decimals='INF' contextRef='D130401_140331' unitRef='USD'>0</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
	<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1 decimals='INF' contextRef='D120401_130331' unitRef='Pure'>1</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1>
	<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2 decimals='-3' contextRef='D120401_130331_Loan-Loan1' unitRef='USD'>442000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2>
	<us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 decimals='-3' contextRef='D120401_130331_Loan-Loan1' unitRef='USD'>441000</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1>
	<us-gaap:PropertyPlantAndEquipmentGross decimals='-3' contextRef='E14Q1_PpeByType-Land' unitRef='USD'>4177000</us-gaap:PropertyPlantAndEquipmentGross>
	<us-gaap:PropertyPlantAndEquipmentGross decimals='-3' contextRef='E13Q1_PpeByType-Land' unitRef='USD'>4177000</us-gaap:PropertyPlantAndEquipmentGross>
	<us-gaap:PropertyPlantAndEquipmentGross decimals='-3' contextRef='E14Q1_PpeByType-BuildingAndBuildingImprovements' unitRef='USD'>13925000</us-gaap:PropertyPlantAndEquipmentGross>
	<us-gaap:PropertyPlantAndEquipmentGross decimals='-3' contextRef='E13Q1_PpeByType-BuildingAndBuildingImprovements' unitRef='USD'>13921000</us-gaap:PropertyPlantAndEquipmentGross>
	<us-gaap:PropertyPlantAndEquipmentGross decimals='-3' contextRef='E14Q1_PpeByType-LeaseholdImprovements' unitRef='USD'>1429000</us-gaap:PropertyPlantAndEquipmentGross>
	<us-gaap:PropertyPlantAndEquipmentGross decimals='-3' contextRef='E13Q1_PpeByType-LeaseholdImprovements' unitRef='USD'>1426000</us-gaap:PropertyPlantAndEquipmentGross>
	<us-gaap:PropertyPlantAndEquipmentGross decimals='-3' contextRef='E14Q1_PpeByType-OfficeEquipment' unitRef='USD'>10533000</us-gaap:PropertyPlantAndEquipmentGross>
	<us-gaap:PropertyPlantAndEquipmentGross decimals='-3' contextRef='E13Q1_PpeByType-OfficeEquipment' unitRef='USD'>10732000</us-gaap:PropertyPlantAndEquipmentGross>
	<us-gaap:PropertyPlantAndEquipmentGross decimals='-3' contextRef='E14Q1_PpeByType-BuildingsUnderCapizedLeases' unitRef='USD'>2715000</us-gaap:PropertyPlantAndEquipmentGross>
	<us-gaap:PropertyPlantAndEquipmentGross decimals='-3' contextRef='E13Q1_PpeByType-BuildingsUnderCapizedLeases' unitRef='USD'>2715000</us-gaap:PropertyPlantAndEquipmentGross>
	<us-gaap:PropertyPlantAndEquipmentGross decimals='-3' contextRef='E14Q1_PpeByType-CnstrInProgress1' unitRef='USD'>720000</us-gaap:PropertyPlantAndEquipmentGross>
	<us-gaap:PropertyPlantAndEquipmentGross decimals='-3' contextRef='E13Q1_PpeByType-CnstrInProgress1' unitRef='USD'>720000</us-gaap:PropertyPlantAndEquipmentGross>
	<us-gaap:PropertyPlantAndEquipmentGross decimals='-3' contextRef='E14Q1' unitRef='USD'>33499000</us-gaap:PropertyPlantAndEquipmentGross>
	<us-gaap:PropertyPlantAndEquipmentGross decimals='-3' contextRef='E13Q1' unitRef='USD'>33691000</us-gaap:PropertyPlantAndEquipmentGross>
	<us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment decimals='-3' contextRef='E14Q1' unitRef='USD'>-17082000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
	<us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment decimals='-3' contextRef='E13Q1' unitRef='USD'>-15998000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
	<us-gaap:PropertyPlantAndEquipmentNet decimals='-3' contextRef='E14Q1' unitRef='USD'>16417000</us-gaap:PropertyPlantAndEquipmentNet>
	<us-gaap:PropertyPlantAndEquipmentNet decimals='-3' contextRef='E13Q1' unitRef='USD'>17693000</us-gaap:PropertyPlantAndEquipmentNet>
	<fil:PremisesAndEquipmentDepreciationExpense decimals='-3' contextRef='D130401_140331' unitRef='USD'>1400000</fil:PremisesAndEquipmentDepreciationExpense>
	<fil:PremisesAndEquipmentDepreciationExpense decimals='-3' contextRef='D120401_130331' unitRef='USD'>1500000</fil:PremisesAndEquipmentDepreciationExpense>
	<fil:PremisesAndEquipmentDepreciationExpense decimals='-3' contextRef='D110401_120331' unitRef='USD'>1500000</fil:PremisesAndEquipmentDepreciationExpense>
	<fil:PremisesAndEquipmentAmortizationExpense decimals='-3' contextRef='D130401_140331' unitRef='USD'>113000</fil:PremisesAndEquipmentAmortizationExpense>
	<fil:PremisesAndEquipmentAmortizationExpense decimals='-3' contextRef='D120401_130331' unitRef='USD'>113000</fil:PremisesAndEquipmentAmortizationExpense>
	<fil:PremisesAndEquipmentAmortizationExpense decimals='-3' contextRef='D110401_120331' unitRef='USD'>113000</fil:PremisesAndEquipmentAmortizationExpense>
	<fil:PremisesAndEquipmentAccumulatedAmortizationForCapitalLease decimals='-3' contextRef='E14Q1' unitRef='USD'>939000</fil:PremisesAndEquipmentAccumulatedAmortizationForCapitalLease>
	<fil:PremisesAndEquipmentAccumulatedAmortizationForCapitalLease decimals='-3' contextRef='E13Q1' unitRef='USD'>827000</fil:PremisesAndEquipmentAccumulatedAmortizationForCapitalLease>
	<us-gaap:OperatingLeasesFutureMinimumPaymentsDueCurrent decimals='-3' contextRef='E14Q1' unitRef='USD'>1783000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueCurrent>
	<us-gaap:CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths decimals='-3' contextRef='E14Q1' unitRef='USD'>251000</us-gaap:CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths>
	<us-gaap:OperatingLeasesFutureMinimumPaymentsDueInTwoYears decimals='-3' contextRef='E14Q1' unitRef='USD'>1595000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInTwoYears>
	<us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo decimals='-3' contextRef='E14Q1' unitRef='USD'>251000</us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo>
	<us-gaap:OperatingLeasesFutureMinimumPaymentsDueInThreeYears decimals='-3' contextRef='E14Q1' unitRef='USD'>1569000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInThreeYears>
	<us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree decimals='-3' contextRef='E14Q1' unitRef='USD'>251000</us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree>
	<us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFourYears decimals='-3' contextRef='E14Q1' unitRef='USD'>1441000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFourYears>
	<us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour decimals='-3' contextRef='E14Q1' unitRef='USD'>251000</us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour>
	<us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFiveYears decimals='-3' contextRef='E14Q1' unitRef='USD'>1054000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueInFiveYears>
	<us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive decimals='-3' contextRef='E14Q1' unitRef='USD'>251000</us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive>
	<us-gaap:OperatingLeasesFutureMinimumPaymentsDueThereafter decimals='-3' contextRef='E14Q1' unitRef='USD'>2295000</us-gaap:OperatingLeasesFutureMinimumPaymentsDueThereafter>
	<us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive decimals='-3' contextRef='E14Q1' unitRef='USD'>2679000</us-gaap:CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive>
	<us-gaap:OperatingLeasesFutureMinimumPaymentsDue decimals='-3' contextRef='E14Q1' unitRef='USD'>9737000</us-gaap:OperatingLeasesFutureMinimumPaymentsDue>
	<us-gaap:CapitalLeasesFutureMinimumPaymentsDue decimals='-3' contextRef='E14Q1' unitRef='USD'>3934000</us-gaap:CapitalLeasesFutureMinimumPaymentsDue>
	<us-gaap:CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments decimals='-3' contextRef='E14Q1' unitRef='USD'>1573000</us-gaap:CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments>
	<us-gaap:CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments decimals='-3' contextRef='E14Q1' unitRef='USD'>2361000</us-gaap:CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments>
	<us-gaap:LeaseAndRentalExpense decimals='-5' contextRef='D130401_140331' unitRef='USD'>1800000</us-gaap:LeaseAndRentalExpense>
	<us-gaap:LeaseAndRentalExpense decimals='-5' contextRef='D120401_130331' unitRef='USD'>1800000</us-gaap:LeaseAndRentalExpense>
	<us-gaap:LeaseAndRentalExpense decimals='-5' contextRef='D110401_120331' unitRef='USD'>1800000</us-gaap:LeaseAndRentalExpense>
	<fil:RealEstateOwnedBalance decimals='-3' contextRef='E11Q1' unitRef='USD'>27590000</fil:RealEstateOwnedBalance>
	<fil:RealEstateOwnedAdditions decimals='-3' contextRef='D130401_140331' unitRef='USD'>6564000</fil:RealEstateOwnedAdditions>
	<fil:RealEstateOwnedAdditions decimals='-3' contextRef='D120401_130331' unitRef='USD'>14207000</fil:RealEstateOwnedAdditions>
	<fil:RealEstateOwnedAdditions decimals='-3' contextRef='D110401_120331' unitRef='USD'>7050000</fil:RealEstateOwnedAdditions>
	<fil:RealEstateOwnedDispositions decimals='-3' contextRef='D130401_140331' unitRef='USD'>-12443000</fil:RealEstateOwnedDispositions>
	<fil:RealEstateOwnedDispositions decimals='-3' contextRef='D120401_130331' unitRef='USD'>-12326000</fil:RealEstateOwnedDispositions>
	<fil:RealEstateOwnedDispositions decimals='-3' contextRef='D110401_120331' unitRef='USD'>-11671000</fil:RealEstateOwnedDispositions>
	<fil:RealEstateOwnedWritedowns decimals='-3' contextRef='D130401_140331' unitRef='USD'>-2056000</fil:RealEstateOwnedWritedowns>
	<fil:RealEstateOwnedWritedowns decimals='-3' contextRef='D120401_130331' unitRef='USD'>-4974000</fil:RealEstateOwnedWritedowns>
	<fil:RealEstateOwnedWritedowns decimals='-3' contextRef='D110401_120331' unitRef='USD'>-4238000</fil:RealEstateOwnedWritedowns>
	<fil:RealEstateOwnedBalance decimals='-3' contextRef='E14Q1' unitRef='USD'>7703000</fil:RealEstateOwnedBalance>
	<fil:RealEstateOwnedBalance decimals='-3' contextRef='E13Q1' unitRef='USD'>15638000</fil:RealEstateOwnedBalance>
	<fil:RealEstateOwnedBalance decimals='-3' contextRef='E12Q1' unitRef='USD'>18731000</fil:RealEstateOwnedBalance>
	<fil:RealEstateOwnedExpensesWriteDowns decimals='-3' contextRef='D130401_140331' unitRef='USD'>2100000</fil:RealEstateOwnedExpensesWriteDowns>
	<fil:RealEstateOwnedOperatingExpenses decimals='-3' contextRef='D130401_140331' unitRef='USD'>709000</fil:RealEstateOwnedOperatingExpenses>
	<fil:NetLossesOnDispositionsOfRealEstateOwnedReo decimals='-3' contextRef='D130401_140331' unitRef='USD'>245000</fil:NetLossesOnDispositionsOfRealEstateOwnedReo>
	<fil:RealEstateOwnedExpensesWriteDowns decimals='-3' contextRef='D120401_130331' unitRef='USD'>5000000</fil:RealEstateOwnedExpensesWriteDowns>
	<fil:RealEstateOwnedOperatingExpenses decimals='-3' contextRef='D120401_130331' unitRef='USD'>807000</fil:RealEstateOwnedOperatingExpenses>
	<fil:NetLossesOnDispositionsOfRealEstateOwnedReo decimals='-3' contextRef='D120401_130331' unitRef='USD'>384000</fil:NetLossesOnDispositionsOfRealEstateOwnedReo>
	<fil:RealEstateOwnedExpensesWriteDowns decimals='-3' contextRef='D110401_120331' unitRef='USD'>4200000</fil:RealEstateOwnedExpensesWriteDowns>
	<fil:RealEstateOwnedOperatingExpenses decimals='-3' contextRef='D110401_120331' unitRef='USD'>859000</fil:RealEstateOwnedOperatingExpenses>
	<fil:NetLossesOnDispositionsOfRealEstateOwnedReo decimals='-3' contextRef='D110401_120331' unitRef='USD'>556000</fil:NetLossesOnDispositionsOfRealEstateOwnedReo>
	<fil:DepositAccountsWeightedAverageInterestRate decimals='INF' contextRef='E14Q1_DepositsType-NonInterestBearing' unitRef='Pure'>0.0000</fil:DepositAccountsWeightedAverageInterestRate>
	<fil:DepositAccountsBalance decimals='-3' contextRef='E14Q1_DepositsType-NonInterestBearing' unitRef='USD'>128635000</fil:DepositAccountsBalance>
	<fil:DepositAccountsWeightedAverageInterestRate decimals='INF' contextRef='E13Q1_DepositsType-NonInterestBearing' unitRef='Pure'>0.0000</fil:DepositAccountsWeightedAverageInterestRate>
	<fil:DepositAccountsBalance decimals='-3' contextRef='E13Q1_DepositsType-NonInterestBearing' unitRef='USD'>112527000</fil:DepositAccountsBalance>
	<fil:DepositAccountsWeightedAverageInterestRate decimals='INF' contextRef='E14Q1_DepositsType-InterestChecking' unitRef='Pure'>0.0007</fil:DepositAccountsWeightedAverageInterestRate>
	<fil:DepositAccountsBalance decimals='-3' contextRef='E14Q1_DepositsType-InterestChecking' unitRef='USD'>104543000</fil:DepositAccountsBalance>
	<fil:DepositAccountsWeightedAverageInterestRate decimals='INF' contextRef='E13Q1_DepositsType-InterestChecking' unitRef='Pure'>0.0011</fil:DepositAccountsWeightedAverageInterestRate>
	<fil:DepositAccountsBalance decimals='-3' contextRef='E13Q1_DepositsType-InterestChecking' unitRef='USD'>91754000</fil:DepositAccountsBalance>
	<fil:DepositAccountsWeightedAverageInterestRate decimals='INF' contextRef='E14Q1_DepositsType-MoneyMarket' unitRef='Pure'>0.0012</fil:DepositAccountsWeightedAverageInterestRate>
	<fil:DepositAccountsBalance decimals='-3' contextRef='E14Q1_DepositsType-MoneyMarket' unitRef='USD'>227933000</fil:DepositAccountsBalance>
	<fil:DepositAccountsWeightedAverageInterestRate decimals='INF' contextRef='E13Q1_DepositsType-MoneyMarket' unitRef='Pure'>0.0022</fil:DepositAccountsWeightedAverageInterestRate>
	<fil:DepositAccountsBalance decimals='-3' contextRef='E13Q1_DepositsType-MoneyMarket' unitRef='USD'>217091000</fil:DepositAccountsBalance>
	<fil:DepositAccountsWeightedAverageInterestRate decimals='INF' contextRef='E14Q1_DepositsType-SavingsAcct' unitRef='Pure'>0.0010</fil:DepositAccountsWeightedAverageInterestRate>
	<fil:DepositAccountsBalance decimals='-3' contextRef='E14Q1_DepositsType-SavingsAcct' unitRef='USD'>66702000</fil:DepositAccountsBalance>
	<fil:DepositAccountsWeightedAverageInterestRate decimals='INF' contextRef='E13Q1_DepositsType-SavingsAcct' unitRef='Pure'>0.0015</fil:DepositAccountsWeightedAverageInterestRate>
	<fil:DepositAccountsBalance decimals='-3' contextRef='E13Q1_DepositsType-SavingsAcct' unitRef='USD'>54316000</fil:DepositAccountsBalance>
	<fil:DepositAccountsWeightedAverageInterestRate decimals='INF' contextRef='E14Q1_DepositsType-CertificatesOfDeposit1' unitRef='Pure'>0.0067</fil:DepositAccountsWeightedAverageInterestRate>
	<fil:DepositAccountsBalance decimals='-3' contextRef='E14Q1_DepositsType-CertificatesOfDeposit1' unitRef='USD'>162253000</fil:DepositAccountsBalance>
	<fil:DepositAccountsWeightedAverageInterestRate decimals='INF' contextRef='E13Q1_DepositsType-CertificatesOfDeposit1' unitRef='Pure'>0.0082</fil:DepositAccountsWeightedAverageInterestRate>
	<fil:DepositAccountsBalance decimals='-3' contextRef='E13Q1_DepositsType-CertificatesOfDeposit1' unitRef='USD'>188118000</fil:DepositAccountsBalance>
	<fil:DepositAccountsWeightedAverageInterestRate decimals='INF' contextRef='E14Q1' unitRef='Pure'>0.0022</fil:DepositAccountsWeightedAverageInterestRate>
	<fil:DepositAccountsBalance decimals='-3' contextRef='E14Q1' unitRef='USD'>690066000</fil:DepositAccountsBalance>
	<fil:DepositAccountsWeightedAverageInterestRate decimals='INF' contextRef='E13Q1' unitRef='Pure'>0.0033</fil:DepositAccountsWeightedAverageInterestRate>
	<fil:DepositAccountsBalance decimals='-3' contextRef='E13Q1' unitRef='USD'>663806000</fil:DepositAccountsBalance>
	<fil:CertificatesOfDepositInAmountsOf100000OrMore decimals='-3' contextRef='E14Q1' unitRef='USD'>90200000</fil:CertificatesOfDepositInAmountsOf100000OrMore>
	<fil:CertificatesOfDepositInAmountsOf100000OrMore decimals='-3' contextRef='E13Q1' unitRef='USD'>108000000</fil:CertificatesOfDepositInAmountsOf100000OrMore>
	<us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits decimals='-3' contextRef='D130401_140331' unitRef='USD'>102000</us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits>
	<us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits decimals='-3' contextRef='D120401_130331' unitRef='USD'>135000</us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits>
	<us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits decimals='-3' contextRef='D110401_120331' unitRef='USD'>281000</us-gaap:InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits>
	<us-gaap:InterestExpenseMoneyMarketDeposits decimals='-3' contextRef='D130401_140331' unitRef='USD'>477000</us-gaap:InterestExpenseMoneyMarketDeposits>
	<us-gaap:InterestExpenseMoneyMarketDeposits decimals='-3' contextRef='D120401_130331' unitRef='USD'>602000</us-gaap:InterestExpenseMoneyMarketDeposits>
	<us-gaap:InterestExpenseMoneyMarketDeposits decimals='-3' contextRef='D110401_120331' unitRef='USD'>1049000</us-gaap:InterestExpenseMoneyMarketDeposits>
	<us-gaap:InterestExpenseSavingsDeposits decimals='-3' contextRef='D130401_140331' unitRef='USD'>87000</us-gaap:InterestExpenseSavingsDeposits>
	<us-gaap:InterestExpenseSavingsDeposits decimals='-3' contextRef='D120401_130331' unitRef='USD'>92000</us-gaap:InterestExpenseSavingsDeposits>
	<us-gaap:InterestExpenseSavingsDeposits decimals='-3' contextRef='D110401_120331' unitRef='USD'>124000</us-gaap:InterestExpenseSavingsDeposits>
	<us-gaap:InterestExpenseTimeDeposits decimals='-3' contextRef='D130401_140331' unitRef='USD'>1307000</us-gaap:InterestExpenseTimeDeposits>
	<us-gaap:InterestExpenseTimeDeposits decimals='-3' contextRef='D120401_130331' unitRef='USD'>1838000</us-gaap:InterestExpenseTimeDeposits>
	<us-gaap:InterestExpenseTimeDeposits decimals='-3' contextRef='D110401_120331' unitRef='USD'>2903000</us-gaap:InterestExpenseTimeDeposits>
	<us-gaap:InterestExpenseDeposits decimals='-3' contextRef='D130401_140331' unitRef='USD'>1973000</us-gaap:InterestExpenseDeposits>
	<us-gaap:InterestExpenseDeposits decimals='-3' contextRef='D120401_130331' unitRef='USD'>2667000</us-gaap:InterestExpenseDeposits>
	<us-gaap:InterestExpenseDeposits decimals='-3' contextRef='D110401_120331' unitRef='USD'>4357000</us-gaap:InterestExpenseDeposits>
	<us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust decimals='-3' contextRef='E14Q1' unitRef='USD'>22700000</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
	<fil:DeferredInterestPaymentsRelatedToDebentures decimals='-3' contextRef='E14Q1' unitRef='USD'>3700000</fil:DeferredInterestPaymentsRelatedToDebentures>
	<fil:DebenturesIssuedToGrantorTrusts decimals='-3' contextRef='E14Q1' unitRef='USD'>22700000</fil:DebenturesIssuedToGrantorTrusts>
	<fil:CommonSecuritiesIssuedByGrantorTrusts decimals='-3' contextRef='E14Q1' unitRef='USD'>681000</fil:CommonSecuritiesIssuedByGrantorTrusts>
	<fil:DebtInstrumentDateOfIssuance contextRef='D130401_140331_IssuanceTrust-RiverviewBancorpStatutoryTrustI'>12/2005</fil:DebtInstrumentDateOfIssuance>
	<us-gaap:DebtInstrumentCarryingAmount decimals='-3' contextRef='E14Q1_IssuanceTrust-RiverviewBancorpStatutoryTrustI' unitRef='USD'>7217000</us-gaap:DebtInstrumentCarryingAmount>
	<us-gaap:DebtInstrumentInterestRateTerms contextRef='D130401_140331_IssuanceTrust-RiverviewBancorpStatutoryTrustI'>Variable (1)</us-gaap:DebtInstrumentInterestRateTerms>
	<us-gaap:DebtInstrumentInterestRateStatedPercentageRateRangeMaximum decimals='INF' contextRef='D130401_140331_IssuanceTrust-RiverviewBancorpStatutoryTrustI' unitRef='Pure'>0.0588</us-gaap:DebtInstrumentInterestRateStatedPercentageRateRangeMaximum>
	<us-gaap:DebtInstrumentInterestRateStatedPercentageRateRangeMinimum decimals='INF' contextRef='D130401_140331_IssuanceTrust-RiverviewBancorpStatutoryTrustI' unitRef='Pure'>0.0159</us-gaap:DebtInstrumentInterestRateStatedPercentageRateRangeMinimum>
	<us-gaap:DebtInstrumentMaturityDateDescription contextRef='D130401_140331_IssuanceTrust-RiverviewBancorpStatutoryTrustI'>3/2036</us-gaap:DebtInstrumentMaturityDateDescription>
	<fil:DebtInstrumentDateOfIssuance contextRef='D130401_140331_IssuanceTrust-RiverviewBancorpStatutoryTrustII'>06/2007</fil:DebtInstrumentDateOfIssuance>
	<us-gaap:DebtInstrumentCarryingAmount decimals='-3' contextRef='E14Q1_IssuanceTrust-RiverviewBancorpStatutoryTrustII' unitRef='USD'>15464000</us-gaap:DebtInstrumentCarryingAmount>
	<us-gaap:DebtInstrumentInterestRateTerms contextRef='D130401_140331_IssuanceTrust-RiverviewBancorpStatutoryTrustII'>Variable (2)</us-gaap:DebtInstrumentInterestRateTerms>
	<us-gaap:DebtInstrumentInterestRateStatedPercentageRateRangeMaximum decimals='INF' contextRef='D130401_140331_IssuanceTrust-RiverviewBancorpStatutoryTrustII' unitRef='Pure'>0.0703</us-gaap:DebtInstrumentInterestRateStatedPercentageRateRangeMaximum>
	<us-gaap:DebtInstrumentInterestRateStatedPercentageRateRangeMinimum decimals='INF' contextRef='D130401_140331_IssuanceTrust-RiverviewBancorpStatutoryTrustII' unitRef='Pure'>0.0158</us-gaap:DebtInstrumentInterestRateStatedPercentageRateRangeMinimum>
	<us-gaap:DebtInstrumentMaturityDateDescription contextRef='D130401_140331_IssuanceTrust-RiverviewBancorpStatutoryTrustII'>9/2037</us-gaap:DebtInstrumentMaturityDateDescription>
	<us-gaap:DebtInstrumentCarryingAmount decimals='-3' contextRef='E14Q1' unitRef='USD'>22681000</us-gaap:DebtInstrumentCarryingAmount>
	<us-gaap:CurrentIncomeTaxExpenseBenefit decimals='-3' contextRef='D130401_140331' unitRef='USD'>19000</us-gaap:CurrentIncomeTaxExpenseBenefit>
	<us-gaap:CurrentIncomeTaxExpenseBenefit decimals='-3' contextRef='D120401_130331' unitRef='USD'>29000</us-gaap:CurrentIncomeTaxExpenseBenefit>
	<us-gaap:CurrentIncomeTaxExpenseBenefit decimals='-3' contextRef='D110401_120331' unitRef='USD'>-158000</us-gaap:CurrentIncomeTaxExpenseBenefit>
	<us-gaap:DeferredIncomeTaxExpenseBenefit decimals='-3' contextRef='D130401_140331' unitRef='USD'>-15100000</us-gaap:DeferredIncomeTaxExpenseBenefit>
	<us-gaap:DeferredIncomeTaxExpenseBenefit decimals='-3' contextRef='D110401_120331' unitRef='USD'>8536000</us-gaap:DeferredIncomeTaxExpenseBenefit>
	<us-gaap:IncomeTaxExpenseBenefit decimals='-3' contextRef='D130401_140331' unitRef='USD'>-15081000</us-gaap:IncomeTaxExpenseBenefit>
	<us-gaap:IncomeTaxExpenseBenefit decimals='-3' contextRef='D120401_130331' unitRef='USD'>29000</us-gaap:IncomeTaxExpenseBenefit>
	<us-gaap:IncomeTaxExpenseBenefit decimals='-3' contextRef='D110401_120331' unitRef='USD'>8378000</us-gaap:IncomeTaxExpenseBenefit>
	<us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits decimals='-3' contextRef='E14Q1' unitRef='USD'>105000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits>
	<us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits decimals='-3' contextRef='E13Q1' unitRef='USD'>120000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits>
	<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses decimals='-3' contextRef='E14Q1' unitRef='USD'>4560000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses>
	<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses decimals='-3' contextRef='E13Q1' unitRef='USD'>5635000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses>
	<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities decimals='-3' contextRef='E14Q1' unitRef='USD'>203000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities>
	<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities decimals='-3' contextRef='E13Q1' unitRef='USD'>221000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities>
	<us-gaap:DeferredTaxAssetsPropertyPlantAndEquipment decimals='-3' contextRef='E14Q1' unitRef='USD'>736000</us-gaap:DeferredTaxAssetsPropertyPlantAndEquipment>
	<us-gaap:DeferredTaxAssetsPropertyPlantAndEquipment decimals='-3' contextRef='E13Q1' unitRef='USD'>817000</us-gaap:DeferredTaxAssetsPropertyPlantAndEquipment>
	<us-gaap:DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction decimals='-3' contextRef='E14Q1' unitRef='USD'>532000</us-gaap:DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction>
	<us-gaap:DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction decimals='-3' contextRef='E13Q1' unitRef='USD'>327000</us-gaap:DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction>
	<us-gaap:DeferredTaxAssetsOperatingLossCarryforwards decimals='-3' contextRef='E14Q1' unitRef='USD'>8191000</us-gaap:DeferredTaxAssetsOperatingLossCarryforwards>
	<us-gaap:DeferredTaxAssetsOperatingLossCarryforwards decimals='-3' contextRef='E13Q1' unitRef='USD'>6079000</us-gaap:DeferredTaxAssetsOperatingLossCarryforwards>
	<us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross decimals='-3' contextRef='E14Q1' unitRef='USD'>332000</us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross>
	<us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross decimals='-3' contextRef='E13Q1' unitRef='USD'>522000</us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross>
	<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses decimals='-3' contextRef='E14Q1' unitRef='USD'>150000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses>
	<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses decimals='-3' contextRef='E13Q1' unitRef='USD'>233000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses>
	<fil:ReoExpense decimals='-3' contextRef='E14Q1' unitRef='USD'>1681000</fil:ReoExpense>
	<fil:ReoExpense decimals='-3' contextRef='E13Q1' unitRef='USD'>3889000</fil:ReoExpense>
	<us-gaap:DeferredTaxAssetsGoodwillAndIntangibleAssets decimals='-3' contextRef='E14Q1' unitRef='USD'>80000</us-gaap:DeferredTaxAssetsGoodwillAndIntangibleAssets>
	<us-gaap:DeferredTaxAssetsGoodwillAndIntangibleAssets decimals='-3' contextRef='E13Q1' unitRef='USD'>93000</us-gaap:DeferredTaxAssetsGoodwillAndIntangibleAssets>
	<us-gaap:DeferredTaxAssetsOther decimals='-3' contextRef='E14Q1' unitRef='USD'>465000</us-gaap:DeferredTaxAssetsOther>
	<us-gaap:DeferredTaxAssetsOther decimals='-3' contextRef='E13Q1' unitRef='USD'>395000</us-gaap:DeferredTaxAssetsOther>
	<us-gaap:DeferredTaxAssetsValuationAllowance decimals='-3' contextRef='E13Q1' unitRef='USD'>-16181000</us-gaap:DeferredTaxAssetsValuationAllowance>
	<us-gaap:DeferredTaxAssetsNet decimals='-3' contextRef='E14Q1' unitRef='USD'>17035000</us-gaap:DeferredTaxAssetsNet>
	<us-gaap:DeferredTaxAssetsNet decimals='-3' contextRef='E13Q1' unitRef='USD'>2150000</us-gaap:DeferredTaxAssetsNet>
	<fil:DeferredTaxLiabilitiesFhlbStockDividend decimals='-3' contextRef='E14Q1' unitRef='USD'>-975000</fil:DeferredTaxLiabilitiesFhlbStockDividend>
	<fil:DeferredTaxLiabilitiesFhlbStockDividend decimals='-3' contextRef='E13Q1' unitRef='USD'>-1035000</fil:DeferredTaxLiabilitiesFhlbStockDividend>
	<fil:DeferredTaxLiabilitiesPurchaseAccounting decimals='-3' contextRef='E14Q1' unitRef='USD'>-9000</fil:DeferredTaxLiabilitiesPurchaseAccounting>
	<fil:DeferredTaxLiabilitiesPurchaseAccounting decimals='-3' contextRef='E13Q1' unitRef='USD'>-23000</fil:DeferredTaxLiabilitiesPurchaseAccounting>
	<us-gaap:DeferredTaxLiabilitiesPrepaidExpenses decimals='-3' contextRef='E14Q1' unitRef='USD'>-161000</us-gaap:DeferredTaxLiabilitiesPrepaidExpenses>
	<us-gaap:DeferredTaxLiabilitiesPrepaidExpenses decimals='-3' contextRef='E13Q1' unitRef='USD'>-175000</us-gaap:DeferredTaxLiabilitiesPrepaidExpenses>
	<fil:DeferredTaxLiabilitiesLoanFeesAndCosts decimals='-3' contextRef='E14Q1' unitRef='USD'>-454000</fil:DeferredTaxLiabilitiesLoanFeesAndCosts>
	<fil:DeferredTaxLiabilitiesLoanFeesAndCosts decimals='-3' contextRef='E13Q1' unitRef='USD'>-395000</fil:DeferredTaxLiabilitiesLoanFeesAndCosts>
	<us-gaap:DeferredTaxLiabilitiesOther decimals='-3' contextRef='E14Q1' unitRef='USD'>-3000</us-gaap:DeferredTaxLiabilitiesOther>
	<us-gaap:DeferredIncomeTaxLiabilities decimals='-3' contextRef='E14Q1' unitRef='USD'>-1602000</us-gaap:DeferredIncomeTaxLiabilities>
	<us-gaap:DeferredIncomeTaxLiabilities decimals='-3' contextRef='E13Q1' unitRef='USD'>-1628000</us-gaap:DeferredIncomeTaxLiabilities>
	<us-gaap:DeferredTaxAssetsLiabilitiesNet decimals='-3' contextRef='E14Q1' unitRef='USD'>15433000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
	<us-gaap:DeferredTaxAssetsLiabilitiesNet decimals='-3' contextRef='E13Q1' unitRef='USD'>522000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
	<us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate decimals='INF' contextRef='D130401_140331' unitRef='Pure'>0.3400</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
	<us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate decimals='INF' contextRef='D120401_130331' unitRef='Pure'>0.3400</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
	<us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate decimals='INF' contextRef='D110401_120331' unitRef='Pure'>0.3400</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
	<us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes decimals='INF' contextRef='D130401_140331' unitRef='Pure'>0.0150</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
	<us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes decimals='INF' contextRef='D120401_130331' unitRef='Pure'>0.0190</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
	<us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes decimals='INF' contextRef='D110401_120331' unitRef='Pure'>0.0150</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
	<us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost decimals='INF' contextRef='D130401_140331' unitRef='Pure'>-0.0030</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost>
	<us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost decimals='INF' contextRef='D120401_130331' unitRef='Pure'>0.0080</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost>
	<us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost decimals='INF' contextRef='D110401_120331' unitRef='Pure'>0.0010</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost>
	<us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome decimals='INF' contextRef='D120401_130331' unitRef='Pure'>-0.0020</us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome>
	<us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome decimals='INF' contextRef='D110401_120331' unitRef='Pure'>0.0010</us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome>
	<us-gaap:EffectiveIncomeTaxRateReconciliationDeductionsOther decimals='INF' contextRef='D130401_140331' unitRef='Pure'>-0.0440</us-gaap:EffectiveIncomeTaxRateReconciliationDeductionsOther>
	<us-gaap:EffectiveIncomeTaxRateReconciliationDeductionsOther decimals='INF' contextRef='D120401_130331' unitRef='Pure'>-0.0760</us-gaap:EffectiveIncomeTaxRateReconciliationDeductionsOther>
	<us-gaap:EffectiveIncomeTaxRateReconciliationDeductionsOther decimals='INF' contextRef='D110401_120331' unitRef='Pure'>0.0090</us-gaap:EffectiveIncomeTaxRateReconciliationDeductionsOther>
	<us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance decimals='INF' contextRef='D130401_140331' unitRef='Pure'>-3.6590</us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance>
	<us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance decimals='INF' contextRef='D120401_130331' unitRef='Pure'>-0.2390</us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance>
	<us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance decimals='INF' contextRef='D110401_120331' unitRef='Pure'>-0.7250</us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance>
	<us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments decimals='INF' contextRef='D130401_140331' unitRef='Pure'>-0.0590</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
	<us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments decimals='INF' contextRef='D120401_130331' unitRef='Pure'>-0.0390</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
	<us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments decimals='INF' contextRef='D110401_120331' unitRef='Pure'>-0.0010</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
	<us-gaap:EffectiveIncomeTaxRateContinuingOperations decimals='INF' contextRef='D130401_140331' unitRef='Pure'>-3.4100</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
	<us-gaap:EffectiveIncomeTaxRateContinuingOperations decimals='INF' contextRef='D120401_130331' unitRef='Pure'>0.0110</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
	<us-gaap:EffectiveIncomeTaxRateContinuingOperations decimals='INF' contextRef='D110401_120331' unitRef='Pure'>-0.3600</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
	<fil:DeferredTaxLiabilitiesUnrecognized decimals='-3' contextRef='E14Q1' unitRef='USD'>781000</fil:DeferredTaxLiabilitiesUnrecognized>
	<fil:DeferredTaxLiabilitiesUnrecognized decimals='-3' contextRef='E13Q1' unitRef='USD'>781000</fil:DeferredTaxLiabilitiesUnrecognized>
	<us-gaap:DeferredTaxAssetsOperatingLossCarryforwardsDomestic decimals='-3' contextRef='E14Q1' unitRef='USD'>7800000</us-gaap:DeferredTaxAssetsOperatingLossCarryforwardsDomestic>
	<us-gaap:DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal decimals='-3' contextRef='E14Q1' unitRef='USD'>346000</us-gaap:DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardDescription contextRef='D130401_140331_PlanName-N1998StockOptionPlan'>In July 1998, shareholders of the Company approved the adoption of the 1998 Stock Option Plan (&amp;#147;1998 Plan&amp;#148;). The 1998 Plan was effective October 1998 and expired in October 2008</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardDescription>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardDescription contextRef='D130401_140331_PlanName-N2003StockOptionPlan'>In July 2003, shareholders of the Company approved the adoption of the 2003 Stock Option Plan (&amp;#147;2003 Plan&amp;#148;). The 2003 Plan was effective July 2003 and expired in July 2013</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardDescription>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized decimals='INF' contextRef='E14Q1_PlanName-N2003StockOptionPlan' unitRef='Shares'>0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsMethodUsed contextRef='D130401_140331_PlanName-N1998And2003StockOptionPlan'>The fair value of each stock option granted is estimated on the date of grant using the Black-Scholes based stock option valuation model.</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsMethodUsed>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross decimals='INF' contextRef='D130401_140331_PlanName-N1998And2003StockOptionPlan' unitRef='Shares'>87154</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue decimals='INF' contextRef='D130401_140331_PlanName-N1998And2003StockOptionPlan' unitRef='UsdPerShare'>1.18</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate decimals='INF' contextRef='D130401_140331_TimeReference-Fiscal2014_PlanName-N1998And2003StockOptionPlan' unitRef='Pure'>0.0195</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate>
	<us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1 contextRef='D130401_140331_TimeReference-Fiscal2014_PlanName-N1998And2003StockOptionPlan'>P6Y3M</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate decimals='INF' contextRef='D130401_140331_TimeReference-Fiscal2014_PlanName-N1998And2003StockOptionPlan' unitRef='Pure'>0.5187</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate decimals='INF' contextRef='D130401_140331_TimeReference-Fiscal2014_PlanName-N1998And2003StockOptionPlan' unitRef='Pure'>0.0204</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate>
	<fil:UnrecognizedCompensationCostRelatedToNonvestedStockOptions decimals='-3' contextRef='E14Q1' unitRef='USD'>27000</fil:UnrecognizedCompensationCostRelatedToNonvestedStockOptions>
	<fil:PreTaxCompensationExpenseRelatedToStockOptions decimals='-3' contextRef='D130401_140331' unitRef='USD'>78000</fil:PreTaxCompensationExpenseRelatedToStockOptions>
	<fil:PreTaxCompensationExpenseRelatedToStockOptions decimals='-3' contextRef='D120401_130331' unitRef='USD'>2000</fil:PreTaxCompensationExpenseRelatedToStockOptions>
	<fil:PreTaxCompensationExpenseRelatedToStockOptions decimals='-3' contextRef='D110401_120331' unitRef='USD'>12000</fil:PreTaxCompensationExpenseRelatedToStockOptions>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber decimals='INF' contextRef='E11Q1' unitRef='Shares'>468700</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice decimals='INF' contextRef='E11Q1' unitRef='UsdPerShare'>9.00</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross decimals='INF' contextRef='D130401_140331' unitRef='Shares'>87154</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross>
	<us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice decimals='INF' contextRef='D130401_140331' unitRef='UsdPerShare'>2.78</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod decimals='INF' contextRef='D120401_130331' unitRef='Shares'>-3000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod>
	<us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice decimals='INF' contextRef='D120401_130331' unitRef='UsdPerShare'>1.97</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod decimals='INF' contextRef='D110401_120331' unitRef='Shares'>-28200</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod>
	<us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice decimals='INF' contextRef='D110401_120331' unitRef='UsdPerShare'>11.17</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod decimals='INF' contextRef='D130401_140331' unitRef='Shares'>-20000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod>
	<us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice decimals='INF' contextRef='D130401_140331' unitRef='UsdPerShare'>8.98</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod decimals='INF' contextRef='D120401_130331' unitRef='Shares'>-30000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod>
	<us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice decimals='INF' contextRef='D120401_130331' unitRef='UsdPerShare'>7.00</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber decimals='INF' contextRef='E14Q1' unitRef='Shares'>474654</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice decimals='INF' contextRef='E14Q1' unitRef='UsdPerShare'>7.91</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber decimals='INF' contextRef='E13Q1' unitRef='Shares'>407500</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice decimals='INF' contextRef='E13Q1' unitRef='UsdPerShare'>9.05</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber decimals='INF' contextRef='E12Q1' unitRef='Shares'>440500</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice decimals='INF' contextRef='E12Q1' unitRef='UsdPerShare'>8.87</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
	<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2 contextRef='D130401_140331_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N197617'>P6Y8M16D</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2>
	<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N197617' unitRef='Shares'>258154</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
	<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N197617' unitRef='UsdPerShare'>3.70</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
	<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N197617' unitRef='Shares'>169400</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
	<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N197617' unitRef='UsdPerShare'>4.19</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
	<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2 contextRef='D130401_140331_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N749951'>P4Y2M19D</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2>
	<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N749951' unitRef='Shares'>2500</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
	<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N749951' unitRef='UsdPerShare'>8.12</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
	<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N749951' unitRef='Shares'>2500</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
	<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N749951' unitRef='UsdPerShare'>8.12</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
	<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2 contextRef='D130401_140331_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N10101083'>P2Y7M24D</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2>
	<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N10101083' unitRef='Shares'>9000</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
	<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N10101083' unitRef='UsdPerShare'>10.37</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
	<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N10101083' unitRef='Shares'>9000</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
	<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N10101083' unitRef='UsdPerShare'>10.37</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
	<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2 contextRef='D130401_140331_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N12981452'>P2Y18D</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2>
	<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N12981452' unitRef='Shares'>205000</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
	<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N12981452' unitRef='UsdPerShare'>13.09</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
	<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N12981452' unitRef='Shares'>205000</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
	<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 decimals='INF' contextRef='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N12981452' unitRef='UsdPerShare'>13.09</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
	<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2 contextRef='D130401_140331'>P4Y7M10D</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2>
	<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions decimals='INF' contextRef='E14Q1' unitRef='Shares'>474654</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions>
	<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1 decimals='INF' contextRef='E14Q1' unitRef='UsdPerShare'>7.91</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1>
	<us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions decimals='INF' contextRef='E14Q1' unitRef='Shares'>385900</us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions>
	<us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1 decimals='INF' contextRef='E14Q1' unitRef='UsdPerShare'>9.09</us-gaap:SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber decimals='INF' contextRef='E14Q1' unitRef='Shares'>469896</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber decimals='INF' contextRef='E13Q1' unitRef='Shares'>407100</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice decimals='INF' contextRef='E14Q1' unitRef='UsdPerShare'>7.96</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice decimals='INF' contextRef='E13Q1' unitRef='UsdPerShare'>9.06</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue id='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue_E14Q1_id' decimals='-3' contextRef='E14Q1' unitRef='USD'>71000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue id='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue_E13Q1_id' decimals='-3' contextRef='E13Q1' unitRef='USD'>3000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue>
	<us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1 contextRef='D130401_140331'>P4Y6M25D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1>
	<us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1 contextRef='D120401_130331'>P4Y4M2D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber decimals='INF' contextRef='E14Q1' unitRef='Shares'>385900</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber decimals='INF' contextRef='E13Q1' unitRef='Shares'>404300</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice decimals='INF' contextRef='E14Q1' unitRef='UsdPerShare'>9.09</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice decimals='INF' contextRef='E13Q1' unitRef='UsdPerShare'>9.11</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue id='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue_E14Q1_id' decimals='-3' contextRef='E14Q1' unitRef='USD'>16000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue>
	<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue id='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue_E13Q1_id' decimals='-3' contextRef='E13Q1' unitRef='USD'>2000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue>
	<us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1 contextRef='D130401_140331'>P3Y6M14D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1>
	<us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1 contextRef='D120401_130331'>P4Y3M25D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1>
	<us-gaap:EmployeeStockOwnershipPlanESOPPlanDescription contextRef='D130401_140331'>The Company sponsors an ESOP that covers all employees with at least one year and 1,000 hours of service who are over the age of 21.</us-gaap:EmployeeStockOwnershipPlanESOPPlanDescription>
	<us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense decimals='-3' contextRef='D130401_140331' unitRef='USD'>68000</us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense>
	<us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense decimals='-3' contextRef='D120401_130331' unitRef='USD'>42000</us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense>
	<us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense decimals='-3' contextRef='D110401_120331' unitRef='USD'>62000</us-gaap:EmployeeStockOwnershipPlanESOPCompensationExpense>
	<fil:EsopSharesFairValueOfUnreleasedShares decimals='INF' contextRef='E11Q1' unitRef='USD'>524000</fil:EsopSharesFairValueOfUnreleasedShares>
	<fil:EsopSharesUnreleased decimals='INF' contextRef='E11Q1' unitRef='Shares'>172431</fil:EsopSharesUnreleased>
	<fil:EsopSharesAllocatedAndReleased decimals='INF' contextRef='E11Q1' unitRef='Shares'>790153</fil:EsopSharesAllocatedAndReleased>
	<fil:EsopShares decimals='INF' contextRef='E11Q1' unitRef='Shares'>962584</fil:EsopShares>
	<fil:EsopSharesAllocation decimals='INF' contextRef='D110401_120331' unitRef='Shares'>24633</fil:EsopSharesAllocation>
	<fil:EsopSharesFairValueOfUnreleasedShares decimals='INF' contextRef='E12Q1' unitRef='USD'>334000</fil:EsopSharesFairValueOfUnreleasedShares>
	<fil:EsopSharesUnreleased decimals='INF' contextRef='E12Q1' unitRef='Shares'>147798</fil:EsopSharesUnreleased>
	<fil:EsopSharesAllocatedAndReleased decimals='INF' contextRef='E12Q1' unitRef='Shares'>814786</fil:EsopSharesAllocatedAndReleased>
	<fil:EsopShares decimals='INF' contextRef='E12Q1' unitRef='Shares'>962584</fil:EsopShares>
	<fil:EsopSharesAllocation decimals='INF' contextRef='D120401_130331' unitRef='Shares'>24633</fil:EsopSharesAllocation>
	<fil:EsopSharesFairValueOfUnreleasedShares decimals='INF' contextRef='E13Q1' unitRef='USD'>325000</fil:EsopSharesFairValueOfUnreleasedShares>
	<fil:EsopSharesUnreleased decimals='INF' contextRef='E13Q1' unitRef='Shares'>123165</fil:EsopSharesUnreleased>
	<fil:EsopSharesAllocatedAndReleased decimals='INF' contextRef='E13Q1' unitRef='Shares'>839419</fil:EsopSharesAllocatedAndReleased>
	<fil:EsopShares decimals='INF' contextRef='E13Q1' unitRef='Shares'>962584</fil:EsopShares>
	<fil:EsopSharesAllocation decimals='INF' contextRef='D130401_140331' unitRef='Shares'>24633</fil:EsopSharesAllocation>
	<fil:EsopSharesFairValueOfUnreleasedShares decimals='INF' contextRef='E14Q1' unitRef='USD'>338000</fil:EsopSharesFairValueOfUnreleasedShares>
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	<fil:EsopShares decimals='INF' contextRef='E14Q1' unitRef='Shares'>962584</fil:EsopShares>
	<us-gaap:PreferredStockSharesAuthorized decimals='INF' contextRef='E14Q1' unitRef='Shares'>250000</us-gaap:PreferredStockSharesAuthorized>
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	<fil:SerialPreferredSharesIssued decimals='INF' contextRef='E13Q1' unitRef='Shares'>0</fil:SerialPreferredSharesIssued>
	<fil:SerialPreferredSharesOutstanding decimals='INF' contextRef='E13Q1' unitRef='Shares'>0</fil:SerialPreferredSharesOutstanding>
	<fil:SerialPreferredSharesOutstanding decimals='INF' contextRef='E14Q1' unitRef='Shares'>0</fil:SerialPreferredSharesOutstanding>
	<us-gaap:Capital decimals='-3' contextRef='E14Q1' unitRef='USD'>90733000</us-gaap:Capital>
	<us-gaap:CapitalToRiskWeightedAssets decimals='-3' contextRef='E14Q1' unitRef='Pure'>0.1666</us-gaap:CapitalToRiskWeightedAssets>
	<us-gaap:CapitalRequiredForCapitalAdequacy decimals='-3' contextRef='E14Q1' unitRef='USD'>43572000</us-gaap:CapitalRequiredForCapitalAdequacy>
	<us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets decimals='-3' contextRef='E14Q1' unitRef='Pure'>0.0800</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
	<us-gaap:CapitalRequiredToBeWellCapitalized decimals='-3' contextRef='E14Q1' unitRef='USD'>65359000</us-gaap:CapitalRequiredToBeWellCapitalized>
	<us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets decimals='-3' contextRef='E14Q1' unitRef='Pure'>0.1200</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
	<us-gaap:TierOneRiskBasedCapital decimals='-3' contextRef='E14Q1' unitRef='USD'>83850000</us-gaap:TierOneRiskBasedCapital>
	<us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets decimals='-3' contextRef='E14Q1' unitRef='Pure'>0.1540</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
	<us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy decimals='-3' contextRef='E14Q1' unitRef='USD'>21786000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
	<us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets decimals='-3' contextRef='E14Q1' unitRef='Pure'>0.0400</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
	<us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized decimals='-3' contextRef='E14Q1' unitRef='USD'>32679000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
	<us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets decimals='-3' contextRef='E14Q1' unitRef='Pure'>0.0600</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
	<us-gaap:TierOneLeverageCapital decimals='-3' contextRef='E14Q1' unitRef='USD'>83850000</us-gaap:TierOneLeverageCapital>
	<us-gaap:TierOneLeverageCapitalToAverageAssets decimals='-3' contextRef='E14Q1' unitRef='Pure'>0.1071</us-gaap:TierOneLeverageCapitalToAverageAssets>
	<us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy decimals='-3' contextRef='E14Q1' unitRef='USD'>31320000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
	<us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets decimals='-3' contextRef='E14Q1' unitRef='Pure'>0.0400</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
	<us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized decimals='-3' contextRef='E14Q1' unitRef='USD'>70469000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
	<us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets decimals='-3' contextRef='E14Q1' unitRef='Pure'>0.0900</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
	<us-gaap:TangibleCapital decimals='-3' contextRef='E14Q1' unitRef='USD'>83850000</us-gaap:TangibleCapital>
	<us-gaap:TangibleCapitalToTangibleAssets decimals='-3' contextRef='E14Q1' unitRef='Pure'>0.1071</us-gaap:TangibleCapitalToTangibleAssets>
	<us-gaap:TangibleCapitalRequiredForCapitalAdequacy decimals='-3' contextRef='E14Q1' unitRef='USD'>11745000</us-gaap:TangibleCapitalRequiredForCapitalAdequacy>
	<us-gaap:TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets decimals='-3' contextRef='E14Q1' unitRef='Pure'>0.0150</us-gaap:TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets>
	<us-gaap:Capital decimals='-3' contextRef='E13Q1' unitRef='USD'>81227000</us-gaap:Capital>
	<us-gaap:CapitalToRiskWeightedAssets decimals='-3' contextRef='E13Q1' unitRef='Pure'>0.1529</us-gaap:CapitalToRiskWeightedAssets>
	<us-gaap:CapitalRequiredForCapitalAdequacy decimals='-3' contextRef='E13Q1' unitRef='USD'>42493000</us-gaap:CapitalRequiredForCapitalAdequacy>
	<us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets decimals='-3' contextRef='E13Q1' unitRef='Pure'>0.0800</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
	<us-gaap:CapitalRequiredToBeWellCapitalized decimals='-3' contextRef='E13Q1' unitRef='USD'>63740000</us-gaap:CapitalRequiredToBeWellCapitalized>
	<us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets decimals='-3' contextRef='E13Q1' unitRef='Pure'>0.1200</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
	<us-gaap:TierOneRiskBasedCapital decimals='-3' contextRef='E13Q1' unitRef='USD'>74473000</us-gaap:TierOneRiskBasedCapital>
	<us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets decimals='-3' contextRef='E13Q1' unitRef='Pure'>0.1402</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
	<us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy decimals='-3' contextRef='E13Q1' unitRef='USD'>21247000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
	<us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets decimals='-3' contextRef='E13Q1' unitRef='Pure'>0.0400</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
	<us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized decimals='-3' contextRef='E13Q1' unitRef='USD'>31870000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
	<us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets decimals='-3' contextRef='E13Q1' unitRef='Pure'>0.0600</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
	<us-gaap:TierOneLeverageCapital decimals='-3' contextRef='E13Q1' unitRef='USD'>74473000</us-gaap:TierOneLeverageCapital>
	<us-gaap:TierOneLeverageCapitalToAverageAssets decimals='-3' contextRef='E13Q1' unitRef='Pure'>0.0999</us-gaap:TierOneLeverageCapitalToAverageAssets>
	<us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy decimals='-3' contextRef='E13Q1' unitRef='USD'>29823000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
	<us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets decimals='-3' contextRef='E13Q1' unitRef='Pure'>0.0400</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
	<us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized decimals='-3' contextRef='E13Q1' unitRef='USD'>67102000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
	<us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets decimals='-3' contextRef='E13Q1' unitRef='Pure'>0.0900</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
	<us-gaap:TangibleCapital decimals='-3' contextRef='E13Q1' unitRef='USD'>74473000</us-gaap:TangibleCapital>
	<us-gaap:TangibleCapitalToTangibleAssets decimals='-3' contextRef='E13Q1' unitRef='Pure'>0.0999</us-gaap:TangibleCapitalToTangibleAssets>
	<us-gaap:TangibleCapitalRequiredForCapitalAdequacy decimals='-3' contextRef='E13Q1' unitRef='USD'>11184000</us-gaap:TangibleCapitalRequiredForCapitalAdequacy>
	<us-gaap:TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets decimals='-3' contextRef='E13Q1' unitRef='Pure'>0.0150</us-gaap:TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets>
	<us-gaap:StockRepurchasedDuringPeriodShares decimals='INF' contextRef='D130401_140331' unitRef='Shares'>0</us-gaap:StockRepurchasedDuringPeriodShares>
	<us-gaap:StockRepurchasedDuringPeriodShares decimals='INF' contextRef='D120401_130331' unitRef='Shares'>0</us-gaap:StockRepurchasedDuringPeriodShares>
	<us-gaap:StockRepurchasedDuringPeriodShares decimals='INF' contextRef='D110401_120331' unitRef='Shares'>0</us-gaap:StockRepurchasedDuringPeriodShares>
	<us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount decimals='INF' contextRef='D130401_140331' unitRef='Shares'>439000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
	<us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount decimals='INF' contextRef='D120401_130331' unitRef='Shares'>419000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
	<us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount decimals='INF' contextRef='D110401_120331' unitRef='Shares'>454000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
	<us-gaap:EarningsPerShareBasic decimals='INF' contextRef='D130401_140331' unitRef='UsdPerShare'>0.87</us-gaap:EarningsPerShareBasic>
	<us-gaap:EarningsPerShareBasic decimals='INF' contextRef='D120401_130331' unitRef='UsdPerShare'>0.12</us-gaap:EarningsPerShareBasic>
	<us-gaap:EarningsPerShareBasic id='us-gaap_EarningsPerShareBasic_D110401_120331_id' decimals='INF' contextRef='D110401_120331' unitRef='UsdPerShare'>-1.42</us-gaap:EarningsPerShareBasic>
	<us-gaap:NetIncomeLoss decimals='-3' contextRef='D130401_140331' unitRef='USD'>19423000</us-gaap:NetIncomeLoss>
	<us-gaap:NetIncomeLoss decimals='-3' contextRef='D120401_130331' unitRef='USD'>2633000</us-gaap:NetIncomeLoss>
	<us-gaap:NetIncomeLoss id='us-gaap_NetIncomeLoss_D110401_120331_id' decimals='-3' contextRef='D110401_120331' unitRef='USD'>-31657000</us-gaap:NetIncomeLoss>
	<fil:EffectOfDilutiveStockOptions decimals='INF' contextRef='D130401_140331' unitRef='Shares'>2001</fil:EffectOfDilutiveStockOptions>
	<us-gaap:EarningsPerShareDiluted decimals='INF' contextRef='D130401_140331' unitRef='UsdPerShare'>0.87</us-gaap:EarningsPerShareDiluted>
	<us-gaap:EarningsPerShareDiluted decimals='INF' contextRef='D120401_130331' unitRef='UsdPerShare'>0.12</us-gaap:EarningsPerShareDiluted>
	<us-gaap:EarningsPerShareDiluted id='us-gaap_EarningsPerShareDiluted_D110401_120331_id' decimals='INF' contextRef='D110401_120331' unitRef='UsdPerShare'>-1.42</us-gaap:EarningsPerShareDiluted>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>1903000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel3_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>1903000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>21491000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>21491000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-RealEstMortgageInvConduits' unitRef='USD'>7150000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_MajorTypesOfDebtAndEqSec-RealEstMortgageInvConduits' unitRef='USD'>7150000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-FHLMCMortgageBackedSec' unitRef='USD'>25386000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_MajorTypesOfDebtAndEqSec-FHLMCMortgageBackedSec' unitRef='USD'>25386000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-FNMAMortgageBackedSec' unitRef='USD'>38950000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_MajorTypesOfDebtAndEqSec-FNMAMortgageBackedSec' unitRef='USD'>38950000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-SbaMortgageBackedSec' unitRef='USD'>3932000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_MajorTypesOfDebtAndEqSec-SbaMortgageBackedSec' unitRef='USD'>3932000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-GnmaMortgageBackedSec' unitRef='USD'>1077000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_MajorTypesOfDebtAndEqSec-GnmaMortgageBackedSec' unitRef='USD'>1077000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_MajorTypesOfDebtAndEqSec-CreMortgageBackedSec' unitRef='USD'>2080000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_MajorTypesOfDebtAndEqSec-CreMortgageBackedSec' unitRef='USD'>2080000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1' unitRef='USD'>101969000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>100066000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>1903000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>1238000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E13Q1_FvByFvHierarchyLevel-FvInputsLevel3_MajorTypesOfDebtAndEqSec-TrustPref' unitRef='USD'>1238000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>4978000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E13Q1_FvByFvHierarchyLevel-FvInputsLevel2_MajorTypesOfDebtAndEqSec-USGovAgenciesDebtSec' unitRef='USD'>4978000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-RealEstMortgageInvConduits' unitRef='USD'>237000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E13Q1_FvByFvHierarchyLevel-FvInputsLevel2_MajorTypesOfDebtAndEqSec-RealEstMortgageInvConduits' unitRef='USD'>237000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-FHLMCMortgageBackedSec' unitRef='USD'>191000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E13Q1_FvByFvHierarchyLevel-FvInputsLevel2_MajorTypesOfDebtAndEqSec-FHLMCMortgageBackedSec' unitRef='USD'>191000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E13Q1_MajorTypesOfDebtAndEqSec-FNMAMortgageBackedSec' unitRef='USD'>3000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E13Q1_FvByFvHierarchyLevel-FvInputsLevel2_MajorTypesOfDebtAndEqSec-FNMAMortgageBackedSec' unitRef='USD'>3000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E13Q1' unitRef='USD'>6647000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E13Q1_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>5409000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:InvestmentsFairValueDisclosure decimals='-3' contextRef='E13Q1_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>1238000</us-gaap:InvestmentsFairValueDisclosure>
	<us-gaap:FairValueLevel3TransfersInDescription contextRef='D130401_140331'>There were no transfers of assets in to or out of Levels 1, 2, or 3 for the year ended March 31, 2014 and 2013.</us-gaap:FairValueLevel3TransfersInDescription>
	<us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue decimals='-3' contextRef='E12Q1' unitRef='USD'>1166000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
	<us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss decimals='-3' contextRef='D130401_140331' unitRef='USD'>665000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
	<us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss decimals='-3' contextRef='D120401_130331' unitRef='USD'>72000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss>
	<us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue decimals='-3' contextRef='E14Q1' unitRef='USD'>1903000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
	<us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue decimals='-3' contextRef='E13Q1' unitRef='USD'>1238000</us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='-3' contextRef='E14Q1_NonRecurringAssets-ImpairedLoans' unitRef='USD'>15151000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='-3' contextRef='E14Q1_NonRecurringAssets-ImpairedLoans_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>15151000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='-3' contextRef='E14Q1_NonRecurringAssets-RealEstOwned' unitRef='USD'>8206000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='-3' contextRef='E14Q1_NonRecurringAssets-RealEstOwned_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>8206000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='-3' contextRef='E14Q1' unitRef='USD'>23357000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<us-gaap:AssetsFairValueDisclosureNonrecurring decimals='-3' contextRef='E14Q1_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>23357000</us-gaap:AssetsFairValueDisclosureNonrecurring>
	<us-gaap:FairValueMeasurementsValuationTechniques contextRef='D130401_140331_NonRecurringAssets-ImpairedLoans'>Appraised value</us-gaap:FairValueMeasurementsValuationTechniques>
	<us-gaap:FairValueMeasurementsSignificantAssumptions contextRef='D130401_140331_NonRecurringAssets-ImpairedLoans'>Adjustment for market conditions</us-gaap:FairValueMeasurementsSignificantAssumptions>
	<fil:MarketAdjustmentToAppraisals decimals='INF' contextRef='D130401_140331_NonRecurringAssets-ImpairedLoans_Range-Minimum' unitRef='Pure'>0.0000</fil:MarketAdjustmentToAppraisals>
	<fil:MarketAdjustmentToAppraisals decimals='INF' contextRef='D130401_140331_NonRecurringAssets-ImpairedLoans_Range-Maximum' unitRef='Pure'>0.2500</fil:MarketAdjustmentToAppraisals>
	<us-gaap:FairValueMeasurementsValuationTechniques contextRef='D130401_140331_NonRecurringAssets-RealEstOwned'>Appraised value</us-gaap:FairValueMeasurementsValuationTechniques>
	<us-gaap:FairValueMeasurementsSignificantAssumptions contextRef='D130401_140331_NonRecurringAssets-RealEstOwned'>Adjustment for market conditions</us-gaap:FairValueMeasurementsSignificantAssumptions>
	<fil:MarketAdjustmentToAppraisals decimals='INF' contextRef='D130401_140331_NonRecurringAssets-RealEstOwned_Range-Minimum' unitRef='Pure'>0.0000</fil:MarketAdjustmentToAppraisals>
	<fil:MarketAdjustmentToAppraisals decimals='INF' contextRef='D130401_140331_NonRecurringAssets-RealEstOwned_Range-Maximum' unitRef='Pure'>0.1900</fil:MarketAdjustmentToAppraisals>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-Cash_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>68577000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-Cash_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>68577000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-Cash_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>68577000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-CertificatesOfDeposit_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>36925000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-CertificatesOfDeposit_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>37176000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-CertificatesOfDeposit_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>37176000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-AvforsaleSec_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>23394000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-AvforsaleSec_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>21491000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-AvforsaleSec_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>1903000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-AvforsaleSec_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>23394000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecHeldToMaturity_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>101000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecHeldToMaturity_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>104000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecHeldToMaturity_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>104000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecAvForSale_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>78575000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecAvForSale_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>78575000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecAvForSale_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>78575000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-LoansRecv_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>520937000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-LoansRecv_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>480454000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-LoansRecv_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>480454000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-LoansHeldForSale_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>1024000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-LoansHeldForSale_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>1024000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-LoansHeldForSale_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>1024000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-FedHomeLoanBankBorrowings_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>6744000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-FedHomeLoanBankBorrowings_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>6744000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-FedHomeLoanBankBorrowings_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>6744000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-DemandDeposits_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>527813000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-DemandDeposits_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>527813000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-DemandDeposits_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>527813000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-TimeDeposits1_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>162253000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-TimeDeposits1_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>162020000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-TimeDeposits1_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>162020000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-SubordinatedDebtObligations_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>22681000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-SubordinatedDebtObligations_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>11233000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E14Q1_EligibleItemOrGroupForFvOption-SubordinatedDebtObligations_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>11233000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-Cash_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>115415000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-Cash_FvByFvHierarchyLevel-FvInputsLevel1' unitRef='USD'>115415000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-Cash_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>115415000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-CertificatesOfDeposit_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>44635000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-CertificatesOfDeposit_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>45078000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-CertificatesOfDeposit_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>45078000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-AvforsaleSec_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>6216000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-AvforsaleSec_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>4978000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-AvforsaleSec_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>1238000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-AvforsaleSec_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>6216000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecHeldToMaturity_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>125000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecHeldToMaturity_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>129000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecHeldToMaturity_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>129000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecAvForSale_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>431000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecAvForSale_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>431000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecAvForSale_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>431000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-LoansRecv_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>520369000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-LoansRecv_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>495312000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-LoansRecv_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>495312000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-LoansHeldForSale_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>831000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-LoansHeldForSale_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>831000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-LoansHeldForSale_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>831000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-FedHomeLoanBankBorrowings_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>7154000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-FedHomeLoanBankBorrowings_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>7154000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfAssets decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-FedHomeLoanBankBorrowings_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>7154000</fil:EstimatedFairValueOfAssets>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-DemandDeposits_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>475688000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-DemandDeposits_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>475688000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-DemandDeposits_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>475688000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-TimeDeposits1_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>188118000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-TimeDeposits1_FvByFvHierarchyLevel-FvInputsLevel2' unitRef='USD'>189289000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-TimeDeposits1_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>189289000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-SubordinatedDebtObligations_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis' unitRef='USD'>22681000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-SubordinatedDebtObligations_FvByFvHierarchyLevel-FvInputsLevel3' unitRef='USD'>9433000</fil:EstimatedFairValueOfLiabilities>
	<fil:EstimatedFairValueOfLiabilities decimals='-3' contextRef='E13Q1_EligibleItemOrGroupForFvOption-SubordinatedDebtObligations_FvByFvHierarchyLevel-EstimateOfFvFvDis' unitRef='USD'>9433000</fil:EstimatedFairValueOfLiabilities>
	<fil:OutstandingCommitmentsToExtendCredit decimals='-3' contextRef='E14Q1' unitRef='USD'>8100000</fil:OutstandingCommitmentsToExtendCredit>
	<fil:UnusedLinesOfCredit decimals='-3' contextRef='E14Q1' unitRef='USD'>54600000</fil:UnusedLinesOfCredit>
	<fil:UndisbursedConstructionLoans decimals='-3' contextRef='E14Q1' unitRef='USD'>30500000</fil:UndisbursedConstructionLoans>
	<fil:StandbyLettersOfCredit1 decimals='-3' contextRef='E14Q1' unitRef='USD'>771000000</fil:StandbyLettersOfCredit1>
	<fil:StandbyLettersOfCredit1 decimals='-3' contextRef='E13Q1' unitRef='USD'>823000000</fil:StandbyLettersOfCredit1>
	<fil:LoansUnderWarranty decimals='-3' contextRef='E14Q1' unitRef='USD'>119200000</fil:LoansUnderWarranty>
	<us-gaap:LoansAndLeasesReceivableCommitmentsToPurchaseOrSell id='us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell_D130401_140331_id' decimals='-3' contextRef='D130401_140331' unitRef='USD'>1500000</us-gaap:LoansAndLeasesReceivableCommitmentsToPurchaseOrSell>
	<fil:LossesRelatedToPublicDepositoryFunds decimals='-3' contextRef='D130401_140331' unitRef='USD'>0</fil:LossesRelatedToPublicDepositoryFunds>
	<fil:LossesRelatedToPublicDepositoryFunds decimals='-3' contextRef='D120401_130331' unitRef='USD'>0</fil:LossesRelatedToPublicDepositoryFunds>
	<fil:LossesRelatedToPublicDepositoryFunds decimals='-3' contextRef='D110401_120331' unitRef='USD'>0</fil:LossesRelatedToPublicDepositoryFunds>
	<us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures decimals='-3' contextRef='E14Q1_LegalEntity-ParentCompany' unitRef='USD'>120897000</us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures>
	<us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures decimals='-3' contextRef='E13Q1_LegalEntity-ParentCompany' unitRef='USD'>102280000</us-gaap:InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures>
	<us-gaap:OtherAssetsCurrent decimals='-3' contextRef='E14Q1_LegalEntity-ParentCompany' unitRef='USD'>2350000</us-gaap:OtherAssetsCurrent>
	<us-gaap:OtherAssetsCurrent decimals='-3' contextRef='E13Q1_LegalEntity-ParentCompany' unitRef='USD'>1117000</us-gaap:OtherAssetsCurrent>
	<us-gaap:Assets decimals='-3' contextRef='E14Q1_LegalEntity-ParentCompany' unitRef='USD'>124353000</us-gaap:Assets>
	<us-gaap:Assets decimals='-3' contextRef='E13Q1_LegalEntity-ParentCompany' unitRef='USD'>104417000</us-gaap:Assets>
	<us-gaap:AccountsPayableAndAccruedLiabilitiesCurrent decimals='-3' contextRef='E14Q1_LegalEntity-ParentCompany' unitRef='USD'>3694000</us-gaap:AccountsPayableAndAccruedLiabilitiesCurrent>
	<us-gaap:AccountsPayableAndAccruedLiabilitiesCurrent decimals='-3' contextRef='E13Q1_LegalEntity-ParentCompany' unitRef='USD'>3294000</us-gaap:AccountsPayableAndAccruedLiabilitiesCurrent>
	<us-gaap:DebtCurrent decimals='-3' contextRef='E14Q1_LegalEntity-ParentCompany' unitRef='USD'>22681000</us-gaap:DebtCurrent>
	<us-gaap:DebtCurrent decimals='-3' contextRef='E13Q1_LegalEntity-ParentCompany' unitRef='USD'>22681000</us-gaap:DebtCurrent>
	<us-gaap:StockholdersEquity decimals='-3' contextRef='E14Q1_LegalEntity-ParentCompany' unitRef='USD'>97978000</us-gaap:StockholdersEquity>
	<us-gaap:StockholdersEquity decimals='-3' contextRef='E13Q1_LegalEntity-ParentCompany' unitRef='USD'>78442000</us-gaap:StockholdersEquity>
	<us-gaap:LiabilitiesAndStockholdersEquity decimals='-3' contextRef='E14Q1_LegalEntity-ParentCompany' unitRef='USD'>124353000</us-gaap:LiabilitiesAndStockholdersEquity>
	<us-gaap:LiabilitiesAndStockholdersEquity decimals='-3' contextRef='E13Q1_LegalEntity-ParentCompany' unitRef='USD'>104417000</us-gaap:LiabilitiesAndStockholdersEquity>
	<us-gaap:InvestmentIncomeInterestAndDividend decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>13000</us-gaap:InvestmentIncomeInterestAndDividend>
	<us-gaap:InvestmentIncomeInterestAndDividend decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>20000</us-gaap:InvestmentIncomeInterestAndDividend>
	<us-gaap:InvestmentIncomeInterestAndDividend decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>40000</us-gaap:InvestmentIncomeInterestAndDividend>
	<us-gaap:RevenueFromRelatedParties decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>42000</us-gaap:RevenueFromRelatedParties>
	<us-gaap:RevenueFromRelatedParties decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>50000</us-gaap:RevenueFromRelatedParties>
	<us-gaap:RevenueFromRelatedParties decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>59000</us-gaap:RevenueFromRelatedParties>
	<us-gaap:Revenues decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>55000</us-gaap:Revenues>
	<us-gaap:Revenues decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>70000</us-gaap:Revenues>
	<us-gaap:Revenues decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>99000</us-gaap:Revenues>
	<us-gaap:OtherGeneralAndAdministrativeExpense decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>143000</us-gaap:OtherGeneralAndAdministrativeExpense>
	<us-gaap:OtherGeneralAndAdministrativeExpense decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>143000</us-gaap:OtherGeneralAndAdministrativeExpense>
	<us-gaap:OtherGeneralAndAdministrativeExpense decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>142000</us-gaap:OtherGeneralAndAdministrativeExpense>
	<us-gaap:OtherCostAndExpenseOperating decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>459000</us-gaap:OtherCostAndExpenseOperating>
	<us-gaap:OtherCostAndExpenseOperating decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>685000</us-gaap:OtherCostAndExpenseOperating>
	<us-gaap:OtherCostAndExpenseOperating decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>3624000</us-gaap:OtherCostAndExpenseOperating>
	<us-gaap:OperatingCostsAndExpenses decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>602000</us-gaap:OperatingCostsAndExpenses>
	<us-gaap:OperatingCostsAndExpenses decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>828000</us-gaap:OperatingCostsAndExpenses>
	<us-gaap:OperatingCostsAndExpenses decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>3766000</us-gaap:OperatingCostsAndExpenses>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>-547000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>-758000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>-3667000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
	<us-gaap:IncomeTaxExpenseBenefit decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>-1365000</us-gaap:IncomeTaxExpenseBenefit>
	<us-gaap:IncomeTaxExpenseBenefit decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>-258000</us-gaap:IncomeTaxExpenseBenefit>
	<us-gaap:IncomeTaxExpenseBenefit decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>81000</us-gaap:IncomeTaxExpenseBenefit>
	<us-gaap:IncomeLossAttributableToParent decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>818000</us-gaap:IncomeLossAttributableToParent>
	<us-gaap:IncomeLossAttributableToParent decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>-500000</us-gaap:IncomeLossAttributableToParent>
	<us-gaap:IncomeLossAttributableToParent decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>-3748000</us-gaap:IncomeLossAttributableToParent>
	<us-gaap:UndistributedEarningsOfDomesticSubsidiaries decimals='-3' contextRef='E14Q1_LegalEntity-ParentCompany' unitRef='USD'>18605000</us-gaap:UndistributedEarningsOfDomesticSubsidiaries>
	<us-gaap:UndistributedEarningsOfDomesticSubsidiaries decimals='-3' contextRef='E13Q1_LegalEntity-ParentCompany' unitRef='USD'>3133000</us-gaap:UndistributedEarningsOfDomesticSubsidiaries>
	<us-gaap:UndistributedEarningsOfDomesticSubsidiaries decimals='-3' contextRef='E12Q1_LegalEntity-ParentCompany' unitRef='USD'>-27909000</us-gaap:UndistributedEarningsOfDomesticSubsidiaries>
	<us-gaap:NetIncomeLoss decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>19423000</us-gaap:NetIncomeLoss>
	<us-gaap:NetIncomeLoss decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>2633000</us-gaap:NetIncomeLoss>
	<us-gaap:NetIncomeLoss decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>-31657000</us-gaap:NetIncomeLoss>
	<fil:EquityInUndistributedEarningsLossOfTheBank decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>-18605000</fil:EquityInUndistributedEarningsLossOfTheBank>
	<fil:EquityInUndistributedEarningsLossOfTheBank decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>-3133000</fil:EquityInUndistributedEarningsLossOfTheBank>
	<fil:EquityInUndistributedEarningsLossOfTheBank decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>27909000</fil:EquityInUndistributedEarningsLossOfTheBank>
	<us-gaap:DeferredIncomeTaxesAndTaxCredits decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>-1364000</us-gaap:DeferredIncomeTaxesAndTaxCredits>
	<us-gaap:DeferredIncomeTaxesAndTaxCredits decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>-15000</us-gaap:DeferredIncomeTaxesAndTaxCredits>
	<fil:WritedownOfRealEstateOwned decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>1997000</fil:WritedownOfRealEstateOwned>
	<fil:EarnedEsopShares decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>68000</fil:EarnedEsopShares>
	<fil:EarnedEsopShares decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>42000</fil:EarnedEsopShares>
	<fil:EarnedEsopShares decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>62000</fil:EarnedEsopShares>
	<us-gaap:ShareBasedCompensation decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>78000</us-gaap:ShareBasedCompensation>
	<us-gaap:ShareBasedCompensation decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>2000</us-gaap:ShareBasedCompensation>
	<us-gaap:ShareBasedCompensation decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>12000</us-gaap:ShareBasedCompensation>
	<us-gaap:IncreaseDecreaseInOtherOperatingAssets decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>131000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
	<us-gaap:IncreaseDecreaseInOtherOperatingAssets decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>577000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
	<us-gaap:IncreaseDecreaseInOtherOperatingAssets decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>114000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
	<us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>355000</us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities>
	<us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>695000</us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities>
	<us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>1382000</us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities>
	<us-gaap:NetCashProvidedByUsedInOperatingActivities decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>86000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
	<us-gaap:NetCashProvidedByUsedInOperatingActivities decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>816000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
	<us-gaap:NetCashProvidedByUsedInOperatingActivities decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>-196000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
	<us-gaap:ProceedsFromSaleOfOtherRealEstate decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>1041000</us-gaap:ProceedsFromSaleOfOtherRealEstate>
	<fil:AdditionalInvestmentInSubsidiary decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>2700000</fil:AdditionalInvestmentInSubsidiary>
	<fil:AdditionalInvestmentInSubsidiary decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>2000000</fil:AdditionalInvestmentInSubsidiary>
	<us-gaap:NetCashProvidedByUsedInInvestingActivities decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>-2700000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
	<us-gaap:NetCashProvidedByUsedInInvestingActivities decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>-959000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
	<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease decimals='-3' contextRef='D130401_140331_LegalEntity-ParentCompany' unitRef='USD'>86000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
	<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease decimals='-3' contextRef='D120401_130331_LegalEntity-ParentCompany' unitRef='USD'>-1884000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
	<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>-1155000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
	<us-gaap:CashAndCashEquivalentsAtCarryingValue decimals='-3' contextRef='E11Q1_LegalEntity-ParentCompany' unitRef='USD'>4059000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
	<us-gaap:CashAndCashEquivalentsAtCarryingValue id='us-gaap_CashAndCashEquivalentsAtCarryingValue_E14Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='E14Q1_LegalEntity-ParentCompany' unitRef='USD'>1106000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
	<us-gaap:CashAndCashEquivalentsAtCarryingValue id='us-gaap_CashAndCashEquivalentsAtCarryingValue_E13Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='E13Q1_LegalEntity-ParentCompany' unitRef='USD'>1020000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
	<us-gaap:CashAndCashEquivalentsAtCarryingValue decimals='-3' contextRef='E12Q1_LegalEntity-ParentCompany' unitRef='USD'>2904000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
	<us-gaap:TransferOfOtherRealEstate decimals='-3' contextRef='D110401_120331_LegalEntity-ParentCompany' unitRef='USD'>5290000</us-gaap:TransferOfOtherRealEstate>
	<us-gaap:InterestIncomeOperating id='us-gaap_InterestIncomeOperating_Y14Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y14Q1_LegalEntity-ParentCompany' unitRef='USD'>6536000</us-gaap:InterestIncomeOperating>
	<us-gaap:InterestIncomeOperating id='us-gaap_InterestIncomeOperating_Y13Q4_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q4_LegalEntity-ParentCompany' unitRef='USD'>6673000</us-gaap:InterestIncomeOperating>
	<us-gaap:InterestIncomeOperating id='us-gaap_InterestIncomeOperating_Y13Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q3_LegalEntity-ParentCompany' unitRef='USD'>6764000</us-gaap:InterestIncomeOperating>
	<us-gaap:InterestIncomeOperating id='us-gaap_InterestIncomeOperating_Y13Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q2_LegalEntity-ParentCompany' unitRef='USD'>6831000</us-gaap:InterestIncomeOperating>
	<us-gaap:InterestExpense id='us-gaap_InterestExpense_Y14Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y14Q1_LegalEntity-ParentCompany' unitRef='USD'>582000</us-gaap:InterestExpense>
	<us-gaap:InterestExpense id='us-gaap_InterestExpense_Y13Q4_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q4_LegalEntity-ParentCompany' unitRef='USD'>645000</us-gaap:InterestExpense>
	<us-gaap:InterestExpense id='us-gaap_InterestExpense_Y13Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q3_LegalEntity-ParentCompany' unitRef='USD'>664000</us-gaap:InterestExpense>
	<us-gaap:InterestExpense id='us-gaap_InterestExpense_Y13Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q2_LegalEntity-ParentCompany' unitRef='USD'>677000</us-gaap:InterestExpense>
	<us-gaap:InterestIncomeExpenseNet id='us-gaap_InterestIncomeExpenseNet_Y14Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y14Q1_LegalEntity-ParentCompany' unitRef='USD'>5954000</us-gaap:InterestIncomeExpenseNet>
	<us-gaap:InterestIncomeExpenseNet id='us-gaap_InterestIncomeExpenseNet_Y13Q4_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q4_LegalEntity-ParentCompany' unitRef='USD'>6028000</us-gaap:InterestIncomeExpenseNet>
	<us-gaap:InterestIncomeExpenseNet id='us-gaap_InterestIncomeExpenseNet_Y13Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q3_LegalEntity-ParentCompany' unitRef='USD'>6100000</us-gaap:InterestIncomeExpenseNet>
	<us-gaap:InterestIncomeExpenseNet id='us-gaap_InterestIncomeExpenseNet_Y13Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q2_LegalEntity-ParentCompany' unitRef='USD'>6154000</us-gaap:InterestIncomeExpenseNet>
	<us-gaap:ProvisionForLoanAndLeaseLosses id='us-gaap_ProvisionForLoanAndLeaseLosses_Y14Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y14Q1_LegalEntity-ParentCompany' unitRef='USD'>-1200000</us-gaap:ProvisionForLoanAndLeaseLosses>
	<us-gaap:ProvisionForLoanAndLeaseLosses id='us-gaap_ProvisionForLoanAndLeaseLosses_Y13Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q2_LegalEntity-ParentCompany' unitRef='USD'>-2500000</us-gaap:ProvisionForLoanAndLeaseLosses>
	<us-gaap:NoninterestIncome id='us-gaap_NoninterestIncome_Y14Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y14Q1_LegalEntity-ParentCompany' unitRef='USD'>1850000</us-gaap:NoninterestIncome>
	<us-gaap:NoninterestIncome id='us-gaap_NoninterestIncome_Y13Q4_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q4_LegalEntity-ParentCompany' unitRef='USD'>2384000</us-gaap:NoninterestIncome>
	<us-gaap:NoninterestIncome id='us-gaap_NoninterestIncome_Y13Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q3_LegalEntity-ParentCompany' unitRef='USD'>1887000</us-gaap:NoninterestIncome>
	<us-gaap:NoninterestIncome id='us-gaap_NoninterestIncome_Y13Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q2_LegalEntity-ParentCompany' unitRef='USD'>2246000</us-gaap:NoninterestIncome>
	<us-gaap:NoninterestExpense id='us-gaap_NoninterestExpense_Y14Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y14Q1_LegalEntity-ParentCompany' unitRef='USD'>7460000</us-gaap:NoninterestExpense>
	<us-gaap:NoninterestExpense id='us-gaap_NoninterestExpense_Y13Q4_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q4_LegalEntity-ParentCompany' unitRef='USD'>7611000</us-gaap:NoninterestExpense>
	<us-gaap:NoninterestExpense id='us-gaap_NoninterestExpense_Y13Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q3_LegalEntity-ParentCompany' unitRef='USD'>7647000</us-gaap:NoninterestExpense>
	<us-gaap:NoninterestExpense id='us-gaap_NoninterestExpense_Y13Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q2_LegalEntity-ParentCompany' unitRef='USD'>9243000</us-gaap:NoninterestExpense>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_Y14Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y14Q1_LegalEntity-ParentCompany' unitRef='USD'>1544000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_Y13Q4_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q4_LegalEntity-ParentCompany' unitRef='USD'>801000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_Y13Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q3_LegalEntity-ParentCompany' unitRef='USD'>340000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_Y13Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q2_LegalEntity-ParentCompany' unitRef='USD'>1657000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
	<us-gaap:IncomeTaxExpenseBenefit id='us-gaap_IncomeTaxExpenseBenefit_Y14Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y14Q1_LegalEntity-ParentCompany' unitRef='USD'>-15097000</us-gaap:IncomeTaxExpenseBenefit>
	<us-gaap:IncomeTaxExpenseBenefit id='us-gaap_IncomeTaxExpenseBenefit_Y13Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q3_LegalEntity-ParentCompany' unitRef='USD'>-1000</us-gaap:IncomeTaxExpenseBenefit>
	<us-gaap:IncomeTaxExpenseBenefit id='us-gaap_IncomeTaxExpenseBenefit_Y13Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q2_LegalEntity-ParentCompany' unitRef='USD'>17000</us-gaap:IncomeTaxExpenseBenefit>
	<us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic id='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_Y14Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y14Q1_LegalEntity-ParentCompany' unitRef='USD'>16641000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
	<us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic id='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_Y13Q4_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q4_LegalEntity-ParentCompany' unitRef='USD'>801000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
	<us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic id='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_Y13Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q3_LegalEntity-ParentCompany' unitRef='USD'>341000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
	<us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic id='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_Y13Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q2_LegalEntity-ParentCompany' unitRef='USD'>1640000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
	<us-gaap:EarningsPerShareBasic id='us-gaap_EarningsPerShareBasic_Y14Q1_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y14Q1_LegalEntity-ParentCompany' unitRef='UsdPerShare'>0.74</us-gaap:EarningsPerShareBasic>
	<us-gaap:EarningsPerShareBasic id='us-gaap_EarningsPerShareBasic_Y13Q4_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y13Q4_LegalEntity-ParentCompany' unitRef='UsdPerShare'>0.04</us-gaap:EarningsPerShareBasic>
	<us-gaap:EarningsPerShareBasic id='us-gaap_EarningsPerShareBasic_Y13Q3_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y13Q3_LegalEntity-ParentCompany' unitRef='UsdPerShare'>0.02</us-gaap:EarningsPerShareBasic>
	<us-gaap:EarningsPerShareBasic id='us-gaap_EarningsPerShareBasic_Y13Q2_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y13Q2_LegalEntity-ParentCompany' unitRef='UsdPerShare'>0.07</us-gaap:EarningsPerShareBasic>
	<us-gaap:EarningsPerShareDiluted id='us-gaap_EarningsPerShareDiluted_Y14Q1_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y14Q1_LegalEntity-ParentCompany' unitRef='UsdPerShare'>0.74</us-gaap:EarningsPerShareDiluted>
	<us-gaap:EarningsPerShareDiluted id='us-gaap_EarningsPerShareDiluted_Y13Q4_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y13Q4_LegalEntity-ParentCompany' unitRef='UsdPerShare'>0.04</us-gaap:EarningsPerShareDiluted>
	<us-gaap:EarningsPerShareDiluted id='us-gaap_EarningsPerShareDiluted_Y13Q3_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y13Q3_LegalEntity-ParentCompany' unitRef='UsdPerShare'>0.02</us-gaap:EarningsPerShareDiluted>
	<us-gaap:EarningsPerShareDiluted id='us-gaap_EarningsPerShareDiluted_Y13Q2_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y13Q2_LegalEntity-ParentCompany' unitRef='UsdPerShare'>0.07</us-gaap:EarningsPerShareDiluted>
	<us-gaap:InterestIncomeOperating id='us-gaap_InterestIncomeOperating_Y13Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q1_LegalEntity-ParentCompany' unitRef='USD'>6905000</us-gaap:InterestIncomeOperating>
	<us-gaap:InterestIncomeOperating id='us-gaap_InterestIncomeOperating_Y12Q4_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q4_LegalEntity-ParentCompany' unitRef='USD'>8136000</us-gaap:InterestIncomeOperating>
	<us-gaap:InterestIncomeOperating id='us-gaap_InterestIncomeOperating_Y12Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q3_LegalEntity-ParentCompany' unitRef='USD'>8648000</us-gaap:InterestIncomeOperating>
	<us-gaap:InterestIncomeOperating id='us-gaap_InterestIncomeOperating_Y12Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q2_LegalEntity-ParentCompany' unitRef='USD'>9243000</us-gaap:InterestIncomeOperating>
	<us-gaap:InterestExpense id='us-gaap_InterestExpense_Y13Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q1_LegalEntity-ParentCompany' unitRef='USD'>700000</us-gaap:InterestExpense>
	<us-gaap:InterestExpense id='us-gaap_InterestExpense_Y12Q4_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q4_LegalEntity-ParentCompany' unitRef='USD'>752000</us-gaap:InterestExpense>
	<us-gaap:InterestExpense id='us-gaap_InterestExpense_Y12Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q3_LegalEntity-ParentCompany' unitRef='USD'>861000</us-gaap:InterestExpense>
	<us-gaap:InterestExpense id='us-gaap_InterestExpense_Y12Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q2_LegalEntity-ParentCompany' unitRef='USD'>1172000</us-gaap:InterestExpense>
	<us-gaap:InterestIncomeExpenseNet id='us-gaap_InterestIncomeExpenseNet_Y13Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q1_LegalEntity-ParentCompany' unitRef='USD'>6205000</us-gaap:InterestIncomeExpenseNet>
	<us-gaap:InterestIncomeExpenseNet id='us-gaap_InterestIncomeExpenseNet_Y12Q4_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q4_LegalEntity-ParentCompany' unitRef='USD'>7384000</us-gaap:InterestIncomeExpenseNet>
	<us-gaap:InterestIncomeExpenseNet id='us-gaap_InterestIncomeExpenseNet_Y12Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q3_LegalEntity-ParentCompany' unitRef='USD'>7787000</us-gaap:InterestIncomeExpenseNet>
	<us-gaap:InterestIncomeExpenseNet id='us-gaap_InterestIncomeExpenseNet_Y12Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q2_LegalEntity-ParentCompany' unitRef='USD'>8071000</us-gaap:InterestIncomeExpenseNet>
	<us-gaap:ProvisionForLoanAndLeaseLosses id='us-gaap_ProvisionForLoanAndLeaseLosses_Y13Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q1_LegalEntity-ParentCompany' unitRef='USD'>-3600000</us-gaap:ProvisionForLoanAndLeaseLosses>
	<us-gaap:ProvisionForLoanAndLeaseLosses id='us-gaap_ProvisionForLoanAndLeaseLosses_Y12Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q3_LegalEntity-ParentCompany' unitRef='USD'>500000</us-gaap:ProvisionForLoanAndLeaseLosses>
	<us-gaap:ProvisionForLoanAndLeaseLosses id='us-gaap_ProvisionForLoanAndLeaseLosses_Y12Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q2_LegalEntity-ParentCompany' unitRef='USD'>4000000</us-gaap:ProvisionForLoanAndLeaseLosses>
	<us-gaap:NoninterestIncome id='us-gaap_NoninterestIncome_Y13Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q1_LegalEntity-ParentCompany' unitRef='USD'>2032000</us-gaap:NoninterestIncome>
	<us-gaap:NoninterestIncome id='us-gaap_NoninterestIncome_Y12Q4_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q4_LegalEntity-ParentCompany' unitRef='USD'>2087000</us-gaap:NoninterestIncome>
	<us-gaap:NoninterestIncome id='us-gaap_NoninterestIncome_Y12Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q3_LegalEntity-ParentCompany' unitRef='USD'>2314000</us-gaap:NoninterestIncome>
	<us-gaap:NoninterestIncome id='us-gaap_NoninterestIncome_Y12Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q2_LegalEntity-ParentCompany' unitRef='USD'>2440000</us-gaap:NoninterestIncome>
	<us-gaap:NoninterestExpense id='us-gaap_NoninterestExpense_Y13Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q1_LegalEntity-ParentCompany' unitRef='USD'>10236000</us-gaap:NoninterestExpense>
	<us-gaap:NoninterestExpense id='us-gaap_NoninterestExpense_Y12Q4_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q4_LegalEntity-ParentCompany' unitRef='USD'>8434000</us-gaap:NoninterestExpense>
	<us-gaap:NoninterestExpense id='us-gaap_NoninterestExpense_Y12Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q3_LegalEntity-ParentCompany' unitRef='USD'>7812000</us-gaap:NoninterestExpense>
	<us-gaap:NoninterestExpense id='us-gaap_NoninterestExpense_Y12Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q2_LegalEntity-ParentCompany' unitRef='USD'>8276000</us-gaap:NoninterestExpense>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_Y13Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q1_LegalEntity-ParentCompany' unitRef='USD'>1601000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_Y12Q4_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q4_LegalEntity-ParentCompany' unitRef='USD'>1037000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_Y12Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q3_LegalEntity-ParentCompany' unitRef='USD'>1789000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
	<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments id='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_Y12Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q2_LegalEntity-ParentCompany' unitRef='USD'>-1765000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
	<us-gaap:IncomeTaxExpenseBenefit id='us-gaap_IncomeTaxExpenseBenefit_Y13Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q1_LegalEntity-ParentCompany' unitRef='USD'>6000</us-gaap:IncomeTaxExpenseBenefit>
	<us-gaap:IncomeTaxExpenseBenefit id='us-gaap_IncomeTaxExpenseBenefit_Y12Q4_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q4_LegalEntity-ParentCompany' unitRef='USD'>6000</us-gaap:IncomeTaxExpenseBenefit>
	<us-gaap:IncomeTaxExpenseBenefit id='us-gaap_IncomeTaxExpenseBenefit_Y12Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q3_LegalEntity-ParentCompany' unitRef='USD'>2000</us-gaap:IncomeTaxExpenseBenefit>
	<us-gaap:IncomeTaxExpenseBenefit id='us-gaap_IncomeTaxExpenseBenefit_Y12Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q2_LegalEntity-ParentCompany' unitRef='USD'>15000</us-gaap:IncomeTaxExpenseBenefit>
	<us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic id='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_Y13Q1_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y13Q1_LegalEntity-ParentCompany' unitRef='USD'>1595000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
	<us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic id='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_Y12Q4_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q4_LegalEntity-ParentCompany' unitRef='USD'>1031000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
	<us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic id='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_Y12Q3_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q3_LegalEntity-ParentCompany' unitRef='USD'>1787000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
	<us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic id='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_Y12Q2_LegalEntity-ParentCompany_id' decimals='-3' contextRef='Y12Q2_LegalEntity-ParentCompany' unitRef='USD'>-1780000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
	<us-gaap:EarningsPerShareBasic id='us-gaap_EarningsPerShareBasic_Y13Q1_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y13Q1_LegalEntity-ParentCompany' unitRef='UsdPerShare'>0.07</us-gaap:EarningsPerShareBasic>
	<us-gaap:EarningsPerShareBasic id='us-gaap_EarningsPerShareBasic_Y12Q4_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y12Q4_LegalEntity-ParentCompany' unitRef='UsdPerShare'>0.05</us-gaap:EarningsPerShareBasic>
	<us-gaap:EarningsPerShareBasic id='us-gaap_EarningsPerShareBasic_Y12Q3_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y12Q3_LegalEntity-ParentCompany' unitRef='UsdPerShare'>0.08</us-gaap:EarningsPerShareBasic>
	<us-gaap:EarningsPerShareBasic id='us-gaap_EarningsPerShareBasic_Y12Q2_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y12Q2_LegalEntity-ParentCompany' unitRef='UsdPerShare'>-0.08</us-gaap:EarningsPerShareBasic>
	<us-gaap:EarningsPerShareDiluted id='us-gaap_EarningsPerShareDiluted_Y13Q1_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y13Q1_LegalEntity-ParentCompany' unitRef='UsdPerShare'>0.07</us-gaap:EarningsPerShareDiluted>
	<us-gaap:EarningsPerShareDiluted id='us-gaap_EarningsPerShareDiluted_Y12Q4_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y12Q4_LegalEntity-ParentCompany' unitRef='UsdPerShare'>0.05</us-gaap:EarningsPerShareDiluted>
	<us-gaap:EarningsPerShareDiluted id='us-gaap_EarningsPerShareDiluted_Y12Q3_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y12Q3_LegalEntity-ParentCompany' unitRef='UsdPerShare'>0.08</us-gaap:EarningsPerShareDiluted>
	<us-gaap:EarningsPerShareDiluted id='us-gaap_EarningsPerShareDiluted_Y12Q2_LegalEntity-ParentCompany_id' decimals='INF' contextRef='Y12Q2_LegalEntity-ParentCompany' unitRef='UsdPerShare'>-0.08</us-gaap:EarningsPerShareDiluted>
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			<endDate>2014-03-31</endDate>
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		<entity>
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			<instant>2014-03-31</instant>
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			<instant>2014-03-31</instant>
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			<instant>2013-03-31</instant>
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			<instant>2013-03-31</instant>
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			<instant>2013-03-31</instant>
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			<instant>2014-03-31</instant>
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			<instant>2014-03-31</instant>
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		</entity>
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			<instant>2014-03-31</instant>
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		</entity>
		<period>
			<instant>2014-03-31</instant>
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			<instant>2014-03-31</instant>
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	<context id='E14Q1_EligibleItemOrGroupForFvOption-AvforsaleSec_FvByFvHierarchyLevel-FvInputsLevel3'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></segment>
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			<instant>2014-03-31</instant>
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	<context id='E14Q1_EligibleItemOrGroupForFvOption-AvforsaleSec_FvByFvHierarchyLevel-EstimateOfFvFvDis'>
		<entity>
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			<instant>2014-03-31</instant>
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	<context id='E14Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecHeldToMaturity_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>fil:MortgageBackedSecuritiesHeldToMaturityMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis'>us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></segment>
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			<instant>2014-03-31</instant>
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		<entity>
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			<instant>2014-03-31</instant>
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		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
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			<instant>2014-03-31</instant>
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		<entity>
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			<instant>2014-03-31</instant>
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			<instant>2014-03-31</instant>
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		<entity>
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			<instant>2014-03-31</instant>
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	<context id='E14Q1_EligibleItemOrGroupForFvOption-LoansRecv_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
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		</entity>
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			<instant>2014-03-31</instant>
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		<entity>
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			<instant>2014-03-31</instant>
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		<entity>
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			<instant>2014-03-31</instant>
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		<entity>
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			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>fil:LoansHeldForSaleMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis'>us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></segment>
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			<instant>2014-03-31</instant>
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	<context id='E14Q1_EligibleItemOrGroupForFvOption-LoansHeldForSale_FvByFvHierarchyLevel-FvInputsLevel2'>
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			<instant>2014-03-31</instant>
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		<entity>
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		</entity>
		<period>
			<instant>2014-03-31</instant>
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	<context id='E14Q1_EligibleItemOrGroupForFvOption-FedHomeLoanBankBorrowings_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:FederalHomeLoanBankBorrowingsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis'>us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></segment>
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			<instant>2014-03-31</instant>
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	<context id='E14Q1_EligibleItemOrGroupForFvOption-FedHomeLoanBankBorrowings_FvByFvHierarchyLevel-FvInputsLevel2'>
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			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:FederalHomeLoanBankBorrowingsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember></segment>
		</entity>
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			<instant>2014-03-31</instant>
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			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:FederalHomeLoanBankBorrowingsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
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			<instant>2014-03-31</instant>
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	<context id='E14Q1_EligibleItemOrGroupForFvOption-DemandDeposits_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis'>
		<entity>
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			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:DemandDepositsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis'>us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
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	<context id='E14Q1_EligibleItemOrGroupForFvOption-DemandDeposits_FvByFvHierarchyLevel-FvInputsLevel1'>
		<entity>
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			<instant>2014-03-31</instant>
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		</entity>
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			<instant>2014-03-31</instant>
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			<instant>2014-03-31</instant>
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			<instant>2014-03-31</instant>
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			<instant>2014-03-31</instant>
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			<instant>2014-03-31</instant>
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			<instant>2014-03-31</instant>
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			<instant>2014-03-31</instant>
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			<instant>2013-03-31</instant>
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			<instant>2013-03-31</instant>
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		</entity>
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			<instant>2013-03-31</instant>
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		</entity>
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			<instant>2013-03-31</instant>
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		</entity>
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			<instant>2013-03-31</instant>
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		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-AvforsaleSec_FvByFvHierarchyLevel-EstimateOfFvFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:AvailableforsaleSecuritiesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecHeldToMaturity_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>fil:MortgageBackedSecuritiesHeldToMaturityMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis'>us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecHeldToMaturity_FvByFvHierarchyLevel-FvInputsLevel2'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>fil:MortgageBackedSecuritiesHeldToMaturityMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecHeldToMaturity_FvByFvHierarchyLevel-EstimateOfFvFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>fil:MortgageBackedSecuritiesHeldToMaturityMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecAvForSale_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>fil:MortgageBackedSecuritiesAvailableForSaleMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis'>us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecAvForSale_FvByFvHierarchyLevel-FvInputsLevel2'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>fil:MortgageBackedSecuritiesAvailableForSaleMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-MortgageBackedSecAvForSale_FvByFvHierarchyLevel-EstimateOfFvFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>fil:MortgageBackedSecuritiesAvailableForSaleMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-LoansRecv_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:LoansReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis'>us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-LoansRecv_FvByFvHierarchyLevel-FvInputsLevel3'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:LoansReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-LoansRecv_FvByFvHierarchyLevel-EstimateOfFvFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:LoansReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-LoansHeldForSale_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>fil:LoansHeldForSaleMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis'>us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-LoansHeldForSale_FvByFvHierarchyLevel-FvInputsLevel2'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>fil:LoansHeldForSaleMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-LoansHeldForSale_FvByFvHierarchyLevel-EstimateOfFvFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>fil:LoansHeldForSaleMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-FedHomeLoanBankBorrowings_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:FederalHomeLoanBankBorrowingsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis'>us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-FedHomeLoanBankBorrowings_FvByFvHierarchyLevel-FvInputsLevel2'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:FederalHomeLoanBankBorrowingsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-FedHomeLoanBankBorrowings_FvByFvHierarchyLevel-EstimateOfFvFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:FederalHomeLoanBankBorrowingsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-DemandDeposits_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:DemandDepositsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis'>us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-DemandDeposits_FvByFvHierarchyLevel-FvInputsLevel2'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:DemandDepositsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-DemandDeposits_FvByFvHierarchyLevel-EstimateOfFvFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:DemandDepositsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-TimeDeposits1_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>fil:TimeDeposits1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis'>us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-TimeDeposits1_FvByFvHierarchyLevel-FvInputsLevel2'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>fil:TimeDeposits1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-TimeDeposits1_FvByFvHierarchyLevel-EstimateOfFvFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>fil:TimeDeposits1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-SubordinatedDebtObligations_FvByBalanceSheetGroupingDisItemAmounts-CarryingReportedAmountFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:SubordinatedDebtObligationsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis'>us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-SubordinatedDebtObligations_FvByFvHierarchyLevel-FvInputsLevel3'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:SubordinatedDebtObligationsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_EligibleItemOrGroupForFvOption-SubordinatedDebtObligations_FvByFvHierarchyLevel-EstimateOfFvFvDis'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:EligibleItemOrGroupForFairValueOptionAxis'>us-gaap:SubordinatedDebtObligationsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:EstimateOfFairValueFairValueDisclosureMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_MajorTypesOfDebtAndEqSec-CreMortgageBackedSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:CreMortgageBackedSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_FvByFvHierarchyLevel-FvInputsLevel2_MajorTypesOfDebtAndEqSec-CreMortgageBackedSec'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:FairValueByFairValueHierarchyLevelAxis'>us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension='us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis'>fil:CreMortgageBackedSecuritiesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_PpeByType-Land'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:PropertyPlantAndEquipmentByTypeAxis'>us-gaap:LandMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_PpeByType-Land'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:PropertyPlantAndEquipmentByTypeAxis'>us-gaap:LandMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_PpeByType-BuildingAndBuildingImprovements'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:PropertyPlantAndEquipmentByTypeAxis'>us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_PpeByType-BuildingAndBuildingImprovements'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:PropertyPlantAndEquipmentByTypeAxis'>us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_PpeByType-LeaseholdImprovements'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:PropertyPlantAndEquipmentByTypeAxis'>us-gaap:LeaseholdImprovementsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_PpeByType-LeaseholdImprovements'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:PropertyPlantAndEquipmentByTypeAxis'>us-gaap:LeaseholdImprovementsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_PpeByType-OfficeEquipment'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:PropertyPlantAndEquipmentByTypeAxis'>us-gaap:OfficeEquipmentMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_PpeByType-OfficeEquipment'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:PropertyPlantAndEquipmentByTypeAxis'>us-gaap:OfficeEquipmentMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_PpeByType-BuildingsUnderCapizedLeases'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:PropertyPlantAndEquipmentByTypeAxis'>fil:BuildingsUnderCapitalizedLeasesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_PpeByType-BuildingsUnderCapizedLeases'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:PropertyPlantAndEquipmentByTypeAxis'>fil:BuildingsUnderCapitalizedLeasesMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_PpeByType-CnstrInProgress1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:PropertyPlantAndEquipmentByTypeAxis'>fil:ConstructionInProgress1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_PpeByType-CnstrInProgress1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:PropertyPlantAndEquipmentByTypeAxis'>fil:ConstructionInProgress1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_DepositsType-NonInterestBearing'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='fil:DepositsTypeAxis'>fil:NonInterestBearingMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_DepositsType-NonInterestBearing'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='fil:DepositsTypeAxis'>fil:NonInterestBearingMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_DepositsType-InterestChecking'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='fil:DepositsTypeAxis'>fil:InterestCheckingMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_DepositsType-InterestChecking'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='fil:DepositsTypeAxis'>fil:InterestCheckingMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_DepositsType-MoneyMarket'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='fil:DepositsTypeAxis'>fil:MoneyMarketMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_DepositsType-MoneyMarket'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='fil:DepositsTypeAxis'>fil:MoneyMarketMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_DepositsType-SavingsAcct'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='fil:DepositsTypeAxis'>fil:SavingsAccountsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_DepositsType-SavingsAcct'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='fil:DepositsTypeAxis'>fil:SavingsAccountsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_DepositsType-CertificatesOfDeposit1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='fil:DepositsTypeAxis'>fil:CertificatesOfDeposit1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E13Q1_DepositsType-CertificatesOfDeposit1'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='fil:DepositsTypeAxis'>fil:CertificatesOfDeposit1Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2013-03-31</instant>
		</period>
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	<context id='D130401_140331_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N197617'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis'>fil:N197617Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-04-01</startDate>
			<endDate>2014-03-31</endDate>
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	<context id='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N197617'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis'>fil:N197617Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
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	<context id='D130401_140331_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N749951'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis'>fil:N749951Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-04-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
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	<context id='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N749951'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis'>fil:N749951Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
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	<context id='D130401_140331_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N10101083'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis'>fil:N10101083Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-04-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
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	<context id='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N10101083'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis'>fil:N10101083Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
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	<context id='D130401_140331_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N12981452'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis'>fil:N12981452Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-04-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
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	<context id='E14Q1_ShareBasedCompensationSharesAuthUnderStockOptionPlansByExercisePriceRange-N12981452'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis'>fil:N12981452Member</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
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	<context id='D110401_120331_StEqComps-AddPaidInCap'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-04-01</startDate>
			<endDate>2012-03-31</endDate>
		</period>
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	<context id='D110401_120331_StEqComps-RetainedEarnings'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:RetainedEarningsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-04-01</startDate>
			<endDate>2012-03-31</endDate>
		</period>
	</context>
	<context id='D110401_120331_StEqComps-DeferredCompensationShareBasedPmt'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:DeferredCompensationShareBasedPaymentsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-04-01</startDate>
			<endDate>2012-03-31</endDate>
		</period>
	</context>
	<context id='D110401_120331_StEqComps-AccumulatedOtherComprIncome'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2011-04-01</startDate>
			<endDate>2012-03-31</endDate>
		</period>
	</context>
	<context id='E11Q1_StEqComps-CommonStock'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonStockMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2011-03-31</instant>
		</period>
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	<context id='E11Q1_StEqComps-AddPaidInCap'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2011-03-31</instant>
		</period>
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	<context id='E11Q1_StEqComps-RetainedEarnings'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:RetainedEarningsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2011-03-31</instant>
		</period>
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	<context id='E11Q1_StEqComps-DeferredCompensationShareBasedPmt'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:DeferredCompensationShareBasedPaymentsMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2011-03-31</instant>
		</period>
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	<context id='E11Q1_StEqComps-AccumulatedOtherComprIncome'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2011-03-31</instant>
		</period>
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	<context id='E11Q1_StEqComps-NoncontrollingInterest'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2011-03-31</instant>
		</period>
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	<context id='E12Q1_StEqComps-NoncontrollingInterest'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-03-31</instant>
		</period>
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	<context id='E12Q1_StEqComps-CommonStock'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonStockMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2012-03-31</instant>
		</period>
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	<context id='E12Q1_StEqComps-AddPaidInCap'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2012-03-31</instant>
		</period>
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	<context id='E12Q1_StEqComps-RetainedEarnings'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:RetainedEarningsMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2012-03-31</instant>
		</period>
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	<context id='E12Q1_StEqComps-DeferredCompensationShareBasedPmt'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:DeferredCompensationShareBasedPaymentsMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2012-03-31</instant>
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	<context id='E12Q1_StEqComps-AccumulatedOtherComprIncome'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2012-03-31</instant>
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	<context id='D120401_130331_StEqComps-AddPaidInCap'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></segment>
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		<period>
			<startDate>2012-04-01</startDate>
			<endDate>2013-03-31</endDate>
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	<context id='D120401_130331_StEqComps-RetainedEarnings'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:RetainedEarningsMember</xbrldi:explicitMember></segment>
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		<period>
			<startDate>2012-04-01</startDate>
			<endDate>2013-03-31</endDate>
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	<context id='D120401_130331_StEqComps-DeferredCompensationShareBasedPmt'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:DeferredCompensationShareBasedPaymentsMember</xbrldi:explicitMember></segment>
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		<period>
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	<context id='D120401_130331_StEqComps-AccumulatedOtherComprIncome'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></segment>
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			<startDate>2012-04-01</startDate>
			<endDate>2013-03-31</endDate>
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	<context id='E13Q1_StEqComps-NoncontrollingInterest'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2013-03-31</instant>
		</period>
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	<context id='E13Q1_StEqComps-CommonStock'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonStockMember</xbrldi:explicitMember></segment>
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		<period>
			<instant>2013-03-31</instant>
		</period>
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	<context id='E13Q1_StEqComps-AddPaidInCap'>
		<entity>
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			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></segment>
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			<instant>2013-03-31</instant>
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	<context id='E13Q1_StEqComps-RetainedEarnings'>
		<entity>
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			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:RetainedEarningsMember</xbrldi:explicitMember></segment>
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			<instant>2013-03-31</instant>
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	<context id='E13Q1_StEqComps-DeferredCompensationShareBasedPmt'>
		<entity>
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			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:DeferredCompensationShareBasedPaymentsMember</xbrldi:explicitMember></segment>
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			<instant>2013-03-31</instant>
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	<context id='E13Q1_StEqComps-AccumulatedOtherComprIncome'>
		<entity>
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			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></segment>
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			<instant>2013-03-31</instant>
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	<context id='D130401_140331_StEqComps-AddPaidInCap'>
		<entity>
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			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></segment>
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		<period>
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			<endDate>2014-03-31</endDate>
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	<context id='D130401_140331_StEqComps-RetainedEarnings'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:RetainedEarningsMember</xbrldi:explicitMember></segment>
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		<period>
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			<endDate>2014-03-31</endDate>
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	<context id='D130401_140331_StEqComps-DeferredCompensationShareBasedPmt'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:DeferredCompensationShareBasedPaymentsMember</xbrldi:explicitMember></segment>
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			<endDate>2014-03-31</endDate>
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	</context>
	<context id='D130401_140331_StEqComps-AccumulatedOtherComprIncome'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></segment>
		</entity>
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			<startDate>2013-04-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='D130401_140331_StEqComps-NoncontrollingInterest'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<startDate>2013-04-01</startDate>
			<endDate>2014-03-31</endDate>
		</period>
	</context>
	<context id='E14Q1_StEqComps-NoncontrollingInterest'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:NoncontrollingInterestMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_StEqComps-CommonStock'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
			<segment><xbrldi:explicitMember dimension='us-gaap:StatementEquityComponentsAxis'>us-gaap:CommonStockMember</xbrldi:explicitMember></segment>
		</entity>
		<period>
			<instant>2014-03-31</instant>
		</period>
	</context>
	<context id='E14Q1_StEqComps-AddPaidInCap'>
		<entity>
			<identifier scheme='http://www.sec.gov/CIK'>0001041368</identifier>
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		<link:footnoteArc xlink:type='arc' order='1.0' xlink:from='us-gaap_EarningsPerShareDiluted_Y13Q1_LegalEntity-ParentCompany_lab' xlink:to='footnote_5399BB5156' xlink:arcrole='http://www.xbrl.org/2003/arcrole/fact-footnote' />
		<link:footnoteArc xlink:type='arc' order='1.0' xlink:from='us-gaap_EarningsPerShareDiluted_Y12Q4_LegalEntity-ParentCompany_lab' xlink:to='footnote_5399BB5156' xlink:arcrole='http://www.xbrl.org/2003/arcrole/fact-footnote' />
		<link:footnoteArc xlink:type='arc' order='1.0' xlink:from='us-gaap_EarningsPerShareDiluted_Y12Q3_LegalEntity-ParentCompany_lab' xlink:to='footnote_5399BB5156' xlink:arcrole='http://www.xbrl.org/2003/arcrole/fact-footnote' />
		<link:footnoteArc xlink:type='arc' order='1.0' xlink:from='us-gaap_EarningsPerShareDiluted_Y12Q2_LegalEntity-ParentCompany_lab' xlink:to='footnote_5399BB5156' xlink:arcrole='http://www.xbrl.org/2003/arcrole/fact-footnote' />
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB090' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Including interest-earning accounts of $51,715.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB091' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Including interest-earning accounts of $100,093.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB092' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Amortized cost of $23,866.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB093' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Amortized cost of $7,766.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB094' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Fair value of $104.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB095' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Fair value of $129.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB096' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Amortized cost of $79,083</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB097' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Amortized cost of $416.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB098' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Net of allowance for loan losses of $12,551</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB099' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Net of allowance for loan losses of $15,643.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB09A' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>See Note 19.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB09C' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Common stock, $.01 par value; 50,000,000 authorized. March 31, 2014 - 22,471,890 issued and outstanding. March 31, 2013 - 22,471,890 issued and outstanding.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB09E' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>There were no reclassifications out of other comprehensive income (loss) for the years ended March 31, 2014, 2013 and 2012.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB4F14' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Comprised of Federal National Mortgage Association (&#147;FNMA&#148;) and FHLMC</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB4F1A' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Comprised of FHLMC, FNMA and Ginnie Mae (&#147;GNMA&#148;)</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB4F1E' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Comprised of U.S. Small Business Administration (&#147;SBA&#148;) and Commercial Real Estate (&#147;CRE&#148;)</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB4F22' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Comprised of FHLMC and FNMA</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB4F29' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Comprised of SBA</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB4F2D' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Classified loans consist of substandard, doubtful and loss loans.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB4F2E' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Classified loans include loans under the credit quality indicator categories of substandard, doubtful and loss.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB4F36' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Consumer loans are primarily evaluated on a homogenous pool level and generally not individually risk rated unless certain factors are met.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB503C' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Included within these amounts at March 31, 2013, is a $5.0 million real estate construction loan restructured into one $3.3 million multi-family, one $875,000 commercial real estate and one $800,000 land loan based upon collateral securing the restructured loans.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB504B' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>The aggregate intrinsic value of a stock options represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised. This amount changes based on changes in the market value of the Company&#146;s common stock.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB514F' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>For the year ended March 31, 2012 the Company recognized a net loss and therefore all outstanding stock options were excluded from the calculation of diluted earnings per share because they were antidilutive.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB5153' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Commitments to sell residential loans to the FHLMC. Typically, these agreements are short term fixed rate commitments and no material gain or loss is likely.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB5154' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Including interest earning accounts of $1,056.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB5155' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Including interest earning accounts of $952.</link:footnote>
		<link:footnote xlink:type='resource' xlink:label='footnote_5399BB5156' xlink:role='http://www.xbrl.org/2003/role/footnote' xml:lang='en-US'>Quarterly earnings per share may vary from annual earnings per share due to rounding.</link:footnote>
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	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='instant' xbrli:balance='debit' id='fil_LoansToOfficersAndDirectors' name='LoansToOfficersAndDirectors' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_LoansToOfficersAndDirectorsOriginations' name='LoansToOfficersAndDirectorsOriginations' />
	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='credit' id='fil_LoansToOfficersAndDirectorsPrincipalRepayments' name='LoansToOfficersAndDirectorsPrincipalRepayments' />
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	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_PremisesAndEquipmentAmortizationExpense' name='PremisesAndEquipmentAmortizationExpense' />
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	<element nillable='true' type='xbrli:monetaryItemType' substitutionGroup='xbrli:item' xbrli:periodType='duration' xbrli:balance='debit' id='fil_AdditionalInvestmentInSubsidiary' name='AdditionalInvestmentInSubsidiary' />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>9
<FILENAME>rvsb-20140331_cal.xml
<DESCRIPTION>XBRL
<TEXT>
<XBRL>
<?xml version='1.0' encoding='iso-8859-1'?>
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<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>11
<FILENAME>rvsb-20140331_lab.xml
<DESCRIPTION>XBRL
<TEXT>
<XBRL>
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		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance' xlink:label='us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Valuation Adjustment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance' xlink:to='lab_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseMoneyMarketDeposits' xlink:label='us-gaap_InterestExpenseMoneyMarketDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseMoneyMarketDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest Expense, Money Market Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpenseMoneyMarketDeposits' xlink:to='lab_us-gaap_InterestExpenseMoneyMarketDeposits'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_RealEstateOwnedOperatingExpenses' xlink:label='fil_RealEstateOwnedOperatingExpenses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedOperatingExpenses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real Estate Owned, Operating Expenses</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedOperatingExpenses' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the operating expenses related to Real Estate Owned (REO) during the indicated time period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RealEstateOwnedOperatingExpenses' xlink:to='lab_fil_RealEstateOwnedOperatingExpenses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears' xlink:label='us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Operating Leases, Future Minimum Payments, Due in Three Years</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears' xlink:to='lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_TotalOfRiskRatedLoans' xlink:label='fil_TotalOfRiskRatedLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalOfRiskRatedLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total of risk-rated loans</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalOfRiskRatedLoans' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The total balance of loans that have been risk-rated by credit quality indicators.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalOfRiskRatedLoans' xlink:to='lab_fil_TotalOfRiskRatedLoans'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds' xlink:label='us-gaap_AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Gross Realized Gains (Losses), Sale Proceeds</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfStockOptionsOutstanding' xlink:label='fil_ScheduleOfStockOptionsOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfStockOptionsOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Stock Options Outstanding, less estimated forfeitures</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfStockOptionsOutstanding' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Tabular disclosure of the following for fully vested share options (or share units) and share options expected to vest at the date of the latest statement of financial position: the number, weighted-average exercise price (or conversion ratio), aggregate intrinsic value (except for nonpublic entities), and weighted-average remaining contractual term of options (or share units) currently exercisable (or convertible).</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfStockOptionsOutstanding' xlink:to='lab_fil_ScheduleOfStockOptionsOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfHeldToMaturityMortgageBackedSecuritiesContractualMaturitiesTableTextBlock' xlink:label='fil_ScheduleOfHeldToMaturityMortgageBackedSecuritiesContractualMaturitiesTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfHeldToMaturityMortgageBackedSecuritiesContractualMaturitiesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of held-to-maturity mortgage-backed securities, Contractual Maturities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfHeldToMaturityMortgageBackedSecuritiesContractualMaturitiesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Schedule (table) providing information on the contractual maturities of mortgage-backed securities classified as held to maturity, as of the date(s) indicated in the schedule.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfHeldToMaturityMortgageBackedSecuritiesContractualMaturitiesTableTextBlock' xlink:to='lab_fil_ScheduleOfHeldToMaturityMortgageBackedSecuritiesContractualMaturitiesTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy' xlink:label='us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage Servicing Rights</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy' xlink:to='lab_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock' xlink:label='us-gaap_PropertyPlantAndEquipmentPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Premises and Equipment, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PropertyPlantAndEquipmentPolicyTextBlock' xlink:to='lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock' xlink:label='us-gaap_CommitmentsAndContingenciesDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commitments and Contingencies {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Commitments and Contingencies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommitmentsAndContingenciesDisclosureTextBlock' xlink:to='lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToDevelopRealEstateAssets' xlink:label='us-gaap_PaymentsToDevelopRealEstateAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToDevelopRealEstateAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capitalized improvements related to real estate owned</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToDevelopRealEstateAssets' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Capitalized improvements related to real estate owned</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToDevelopRealEstateAssets' xlink:to='lab_us-gaap_PaymentsToDevelopRealEstateAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS' xlink:label='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Principal repayments on mortgage-backed securities held to maturity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS' xlink:to='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale' xlink:label='us-gaap_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Principal repayments on mortgage-backed securities available for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale' xlink:to='lab_us-gaap_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherNoncashExpense' xlink:label='us-gaap_OtherNoncashExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherNoncashExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Noncash expense related to ESOP</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherNoncashExpense' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Noncash expense related to ESOP</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherNoncashExpense' xlink:to='lab_us-gaap_OtherNoncashExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss' xlink:label='us-gaap_AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income tax benefit (expense) related to securities unrealized holding gain (loss)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesIncomeTaxExpenseOnChangeInUnrealizedHoldingGainOrLoss'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesIssued' xlink:label='us-gaap_PreferredStockSharesIssued'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockSharesIssued' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Serial preferred stock shares issued</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockSharesIssued' xlink:to='lab_us-gaap_PreferredStockSharesIssued'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestBearingDepositsInBanks' xlink:label='us-gaap_InterestBearingDepositsInBanks'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestBearingDepositsInBanks' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest-Earning accounts included in Cash</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestBearingDepositsInBanks' xlink:to='lab_us-gaap_InterestBearingDepositsInBanks'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:label='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accumulated other comprehensive loss</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax' xlink:to='lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Assets' xlink:label='us-gaap_Assets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Assets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>TOTAL ASSETS</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Assets' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>TOTAL ASSETS</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Assets' xlink:to='lab_us-gaap_Assets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract' xlink:label='us-gaap_StatementOfFinancialPositionAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfFinancialPositionAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement of Financial Position</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfFinancialPositionAbstract' xlink:to='lab_us-gaap_StatementOfFinancialPositionAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_AmendmentFlag' xlink:label='dei_AmendmentFlag'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_AmendmentFlag' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amendment Flag</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_AmendmentFlag' xlink:to='lab_dei_AmendmentFlag'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_DocumentPeriodEndDate' xlink:label='dei_DocumentPeriodEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentPeriodEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Period End Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentPeriodEndDate' xlink:to='lab_dei_DocumentPeriodEndDate'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_NoncashInvestingAndFinancingActivitiesAbstract' xlink:label='fil_NoncashInvestingAndFinancingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NoncashInvestingAndFinancingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>NONCASH INVESTING AND FINANCING ACTIVITIES: {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_NoncashInvestingAndFinancingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>NONCASH INVESTING AND FINANCING ACTIVITIES:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NoncashInvestingAndFinancingActivitiesAbstract' xlink:to='lab_fil_NoncashInvestingAndFinancingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest' xlink:label='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loss before income taxes and equity in undistributed loss of the bank</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Loss before income taxes and equity in undistributed loss of the bank</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest' xlink:to='lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RevenueFromRelatedParties' xlink:label='us-gaap_RevenueFromRelatedParties'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RevenueFromRelatedParties' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest On Loan Receivable From The Bank</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RevenueFromRelatedParties' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Interest On Loan Receivable From The Bank</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RevenueFromRelatedParties' xlink:to='lab_us-gaap_RevenueFromRelatedParties'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent' xlink:label='us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued Expenses and Other Liabilities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Accrued Expenses and Other Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent' xlink:to='lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueLevel3TransfersInDescription' xlink:label='us-gaap_FairValueLevel3TransfersInDescription'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueLevel3TransfersInDescription' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Level 3 Transfers in, Description</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueLevel3TransfersInDescription' xlink:to='lab_us-gaap_FairValueLevel3TransfersInDescription'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_SbaMortgageBackedSecuritiesMember' xlink:label='fil_SbaMortgageBackedSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SbaMortgageBackedSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>SBA mortgage-backed securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SbaMortgageBackedSecuritiesMember' xlink:to='lab_fil_SbaMortgageBackedSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets' xlink:label='us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tier One Risk Based Capital to Risk Weighted Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets' xlink:to='lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets' xlink:label='us-gaap_CapitalToRiskWeightedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CapitalToRiskWeightedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capital to Risk Weighted Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CapitalToRiskWeightedAssets' xlink:to='lab_us-gaap_CapitalToRiskWeightedAssets'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_EsopSharesAllocation' xlink:label='fil_EsopSharesAllocation'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EsopSharesAllocation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>ESOP shares, allocation</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_EsopSharesAllocation' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The number of ESOP shares allocated during the indicated time period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EsopSharesAllocation' xlink:to='lab_fil_EsopSharesAllocation'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Aggregate Intrinsic Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1' xlink:label='us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Exercise Price</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1' xlink:to='lab_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_DeferredTaxLiabilitiesLoanFeesAndCosts' xlink:label='fil_DeferredTaxLiabilitiesLoanFeesAndCosts'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxLiabilitiesLoanFeesAndCosts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities, Loan Fees and Costs</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxLiabilitiesLoanFeesAndCosts' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the deferred tax liabilities consequent to Loan Fees and Costs, as of the date indicated.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxLiabilitiesLoanFeesAndCosts' xlink:to='lab_fil_DeferredTaxLiabilitiesLoanFeesAndCosts'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsGoodwillAndIntangibleAssets' xlink:label='us-gaap_DeferredTaxAssetsGoodwillAndIntangibleAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsGoodwillAndIntangibleAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Non-compete Agreement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsGoodwillAndIntangibleAssets' xlink:to='lab_us-gaap_DeferredTaxAssetsGoodwillAndIntangibleAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsGrossAbstract' xlink:label='us-gaap_DeferredTaxAssetsGrossAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsGrossAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Gross {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsGrossAbstract' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Deferred Tax Assets, Gross</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsGrossAbstract' xlink:to='lab_us-gaap_DeferredTaxAssetsGrossAbstract'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_DepositAccountsBalance' xlink:label='fil_DepositAccountsBalance'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DepositAccountsBalance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposit Accounts, Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_DepositAccountsBalance' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the balance of deposit accounts, as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DepositAccountsBalance' xlink:to='lab_fil_DepositAccountsBalance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments' xlink:label='us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capital Leases, Future Minimum Payments, Present Value of Net Minimum Payments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments' xlink:to='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears' xlink:label='us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Operating Leases, Future Minimum Payments, Due in Five Years</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears' xlink:to='lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue' xlink:label='us-gaap_FinancingReceivableRecordedInvestmentPastDue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestmentPastDue' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_OtherRealEstateMortgageMember' xlink:label='fil_OtherRealEstateMortgageMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherRealEstateMortgageMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other real estate mortgage</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherRealEstateMortgageMember' xlink:to='lab_fil_OtherRealEstateMortgageMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_TrustPreferredMember' xlink:label='fil_TrustPreferredMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TrustPreferredMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Trust preferred</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TrustPreferredMember' xlink:to='lab_fil_TrustPreferredMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock' xlink:label='us-gaap_PropertyPlantAndEquipmentTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Premises and Equipment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PropertyPlantAndEquipmentTextBlock' xlink:to='lab_us-gaap_PropertyPlantAndEquipmentTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfChangesInTheAllowanceForUnfundedLoanCommitments' xlink:label='fil_ScheduleOfChangesInTheAllowanceForUnfundedLoanCommitments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfChangesInTheAllowanceForUnfundedLoanCommitments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Changes in the allowance for unfunded loan commitments</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfChangesInTheAllowanceForUnfundedLoanCommitments' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Tabular disclosure of changes in the allowance for unfunded loan commitments.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfChangesInTheAllowanceForUnfundedLoanCommitments' xlink:to='lab_fil_ScheduleOfChangesInTheAllowanceForUnfundedLoanCommitments'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_TrustAssetsPolicy' xlink:label='fil_TrustAssetsPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TrustAssetsPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Trust Assets, Policy</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_TrustAssetsPolicy' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Descriptive disclosure of policy related to Trust Assets.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TrustAssetsPolicy' xlink:to='lab_fil_TrustAssetsPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MarketableSecuritiesTradingSecuritiesPolicy' xlink:label='us-gaap_MarketableSecuritiesTradingSecuritiesPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MarketableSecuritiesTradingSecuritiesPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Securities, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MarketableSecuritiesTradingSecuritiesPolicy' xlink:to='lab_us-gaap_MarketableSecuritiesTradingSecuritiesPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock' xlink:label='us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Condensed Financial Information of Parent Company Only Disclosure</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock' xlink:to='lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock' xlink:label='us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Employee Stock Ownership Plan</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock' xlink:to='lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock' xlink:label='us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Premises and Equipment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock' xlink:to='lab_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock' xlink:label='us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock' xlink:to='lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxesPaid' xlink:label='us-gaap_IncomeTaxesPaid'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxesPaid' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxesPaid' xlink:to='lab_us-gaap_IncomeTaxesPaid'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities' xlink:label='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Principal repayments on investment securities held to maturity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities' xlink:to='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets' xlink:label='us-gaap_IncreaseDecreaseInOtherOperatingAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage servicing rights valuation adjustment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Other Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInOtherOperatingAssets' xlink:to='lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic' xlink:label='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income (loss) before income taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic' xlink:to='lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestExpense' xlink:label='us-gaap_NoninterestExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total non-interest expense</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestExpense' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total non-interest expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestExpense' xlink:to='lab_us-gaap_NoninterestExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare' xlink:label='us-gaap_CommonStockParOrStatedValuePerShare'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockParOrStatedValuePerShare' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common stock par value per share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockParOrStatedValuePerShare' xlink:to='lab_us-gaap_CommonStockParOrStatedValuePerShare'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesAuthorized' xlink:label='us-gaap_PreferredStockSharesAuthorized'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockSharesAuthorized' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Serial preferred stock shares authorized</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockSharesAuthorized' xlink:to='lab_us-gaap_PreferredStockSharesAuthorized'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit' xlink:label='us-gaap_RetainedEarningsAccumulatedDeficit'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RetainedEarningsAccumulatedDeficit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Retained earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RetainedEarningsAccumulatedDeficit' xlink:to='lab_us-gaap_RetainedEarningsAccumulatedDeficit'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure' xlink:label='us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage-backed securities available for sale, at fair value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure' xlink:to='lab_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityWellKnownSeasonedIssuer' xlink:label='dei_EntityWellKnownSeasonedIssuer'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityWellKnownSeasonedIssuer' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Well-known Seasoned Issuer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityWellKnownSeasonedIssuer' xlink:to='lab_dei_EntityWellKnownSeasonedIssuer'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityCentralIndexKey' xlink:label='dei_EntityCentralIndexKey'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCentralIndexKey' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Central Index Key</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCentralIndexKey' xlink:to='lab_dei_EntityCentralIndexKey'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_AdditionalInvestmentInSubsidiary' xlink:label='fil_AdditionalInvestmentInSubsidiary'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AdditionalInvestmentInSubsidiary' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Additional investment in subsidiary</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AdditionalInvestmentInSubsidiary' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Additional investment in subsidiary</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AdditionalInvestmentInSubsidiary' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents cash outflow resulting from investment in subsidiaries during the indicated time period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AdditionalInvestmentInSubsidiary' xlink:to='lab_fil_AdditionalInvestmentInSubsidiary'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_EarnedEsopShares' xlink:label='fil_EarnedEsopShares'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EarnedEsopShares' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earned ESOP Shares</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_EarnedEsopShares' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Value of earned shares for all classes of common stock and nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by an employee stock ownership plan (ESOP).</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EarnedEsopShares' xlink:to='lab_fil_EarnedEsopShares'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityDomain' xlink:label='dei_EntityDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityDomain' xlink:to='lab_dei_EntityDomain'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_LoansUnderWarranty' xlink:label='fil_LoansUnderWarranty'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansUnderWarranty' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans under warranty</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansUnderWarranty' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the amount of loans that are under warranty as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansUnderWarranty' xlink:to='lab_fil_LoansUnderWarranty'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableforsaleSecuritiesMember' xlink:label='us-gaap_AvailableforsaleSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableforsaleSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableforsaleSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Available-for-sale Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableforsaleSecuritiesMember' xlink:to='lab_us-gaap_AvailableforsaleSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis' xlink:label='us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, by Balance Sheet Grouping, Disclosure Item Amounts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis' xlink:to='lab_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_MarketAdjustmentToAppraisals' xlink:label='fil_MarketAdjustmentToAppraisals'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MarketAdjustmentToAppraisals' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Market adjustment to appraisals</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_MarketAdjustmentToAppraisals' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Minimum or maximum values of the market adjustment to appraisals.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MarketAdjustmentToAppraisals' xlink:to='lab_fil_MarketAdjustmentToAppraisals'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_FHLMCMortgageBackedSecuritiesMember' xlink:label='fil_FHLMCMortgageBackedSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FHLMCMortgageBackedSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>FHLMC mortgage-backed securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FHLMCMortgageBackedSecuritiesMember' xlink:to='lab_fil_FHLMCMortgageBackedSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:label='us-gaap_FairValueMeasurementsFairValueHierarchyDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Measurements, Fair Value Hierarchy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueMeasurementsFairValueHierarchyDomain' xlink:to='lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:label='us-gaap_FairValueByFairValueHierarchyLevelAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Hierarchy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueByFairValueHierarchyLevelAxis' xlink:to='lab_us-gaap_FairValueByFairValueHierarchyLevelAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets' xlink:label='us-gaap_TierOneLeverageCapitalToAverageAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TierOneLeverageCapitalToAverageAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tier One Leverage Capital to Average Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TierOneLeverageCapitalToAverageAssets' xlink:to='lab_us-gaap_TierOneLeverageCapitalToAverageAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapital' xlink:label='us-gaap_TierOneRiskBasedCapital'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TierOneRiskBasedCapital' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tier One Risk Based Capital</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TierOneRiskBasedCapital' xlink:to='lab_us-gaap_TierOneRiskBasedCapital'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Capital' xlink:label='us-gaap_Capital'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Capital' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capital</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Capital' xlink:to='lab_us-gaap_Capital'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_EsopSharesAllocatedAndReleased' xlink:label='fil_EsopSharesAllocatedAndReleased'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EsopSharesAllocatedAndReleased' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>ESOP shares, allocated and released</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_EsopSharesAllocatedAndReleased' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The number of allocated and released ESOP, as of the date indicated.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EsopSharesAllocatedAndReleased' xlink:to='lab_fil_EsopSharesAllocatedAndReleased'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Number</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_N10101083Member' xlink:label='fil_N10101083Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_N10101083Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>$10.10 - $10.83</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_N10101083Member' xlink:to='lab_fil_N10101083Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number, Beginning Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number, Beginning Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number, Ending Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDescription' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDescription'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDescription' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Description</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDescription' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDescription'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsDomestic' xlink:label='us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsDomestic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsDomestic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Operating Loss Carryforwards, Domestic</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsDomestic' xlink:to='lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsDomestic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPrepaidExpenses' xlink:label='us-gaap_DeferredTaxLiabilitiesPrepaidExpenses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities, Prepaid Expenses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxLiabilitiesPrepaidExpenses' xlink:to='lab_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilitiesAbstract' xlink:label='us-gaap_DeferredTaxLiabilitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxLiabilitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities, Gross {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxLiabilitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Deferred Tax Liabilities, Gross</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxLiabilitiesAbstract' xlink:to='lab_us-gaap_DeferredTaxLiabilitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit' xlink:label='us-gaap_CurrentIncomeTaxExpenseBenefit'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CurrentIncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Provision (Benefit) for income taxes {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CurrentIncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Provision (Benefit) for income taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CurrentIncomeTaxExpenseBenefit' xlink:to='lab_us-gaap_CurrentIncomeTaxExpenseBenefit'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_RiverviewBancorpStatutoryTrustIIMember' xlink:label='fil_RiverviewBancorpStatutoryTrustIIMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RiverviewBancorpStatutoryTrustIIMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Riverview Bancorp Statutory Trust II</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RiverviewBancorpStatutoryTrustIIMember' xlink:to='lab_fil_RiverviewBancorpStatutoryTrustIIMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_RiverviewBancorpStatutoryTrustIMember' xlink:label='fil_RiverviewBancorpStatutoryTrustIMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RiverviewBancorpStatutoryTrustIMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Riverview Bancorp Statutory Trust I</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RiverviewBancorpStatutoryTrustIMember' xlink:to='lab_fil_RiverviewBancorpStatutoryTrustIMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_RealEstateOwnedDispositions' xlink:label='fil_RealEstateOwnedDispositions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedDispositions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real Estate Owned, Dispositions</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedDispositions' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents dispositions of Real Estate Owned (REO) during the indicated time period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RealEstateOwnedDispositions' xlink:to='lab_fil_RealEstateOwnedDispositions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDue' xlink:label='us-gaap_CapitalLeasesFutureMinimumPaymentsDue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsDue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capital Leases, Future Minimum Payments Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CapitalLeasesFutureMinimumPaymentsDue' xlink:to='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsDue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue' xlink:label='us-gaap_OperatingLeasesFutureMinimumPaymentsDue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Operating Leases, Future Minimum Payments Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OperatingLeasesFutureMinimumPaymentsDue' xlink:to='lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LeaseAndRentalExpense' xlink:label='us-gaap_LeaseAndRentalExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LeaseAndRentalExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Operating Leases, Rent Expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LeaseAndRentalExpense' xlink:to='lab_us-gaap_LeaseAndRentalExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1' xlink:label='us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Modifications, Pre-Modification Recorded Investment {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Financing Receivable, Modifications, Pre-Modification Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1' xlink:to='lab_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivable' xlink:label='us-gaap_FinancingReceivable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivable' xlink:to='lab_us-gaap_FinancingReceivable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2' xlink:label='us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2' xlink:to='lab_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2' xlink:label='us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2' xlink:to='lab_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock' xlink:label='us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Option, Quantitative Disclosures</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock' xlink:to='lab_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock' xlink:label='us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of additional information regarding options outstanding, by exercise price range</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock' xlink:to='lab_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock' xlink:label='fil_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Temporarily Impaired Securities, Fair Value and Unrealized losses</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Schedule (table) showing the fair value of temporarily impaired securities, the amount of unrealized losses and the length of time these unrealized losses existed, as of the dates indicated.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock' xlink:to='lab_fil_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ReceivablesHeldForSaleDeterminationPolicy' xlink:label='us-gaap_ReceivablesHeldForSaleDeterminationPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ReceivablesHeldForSaleDeterminationPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Held for Sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ReceivablesHeldForSaleDeterminationPolicy' xlink:to='lab_us-gaap_ReceivablesHeldForSaleDeterminationPolicy'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_CertificatesOfDepositHeldForInvestment' xlink:label='fil_CertificatesOfDepositHeldForInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CertificatesOfDepositHeldForInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Certificates of Deposit Held for Investment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_CertificatesOfDepositHeldForInvestment' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Disclosure of policy related to certificates of deposit (CDs) held for investment.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CertificatesOfDepositHeldForInvestment' xlink:to='lab_fil_CertificatesOfDepositHeldForInvestment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NatureOfOperations' xlink:label='us-gaap_NatureOfOperations'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NatureOfOperations' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Nature of Operations</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NatureOfOperations' xlink:to='lab_us-gaap_NatureOfOperations'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock' xlink:label='us-gaap_SignificantAccountingPoliciesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SignificantAccountingPoliciesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Significant Accounting Policies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SignificantAccountingPoliciesTextBlock' xlink:to='lab_us-gaap_SignificantAccountingPoliciesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TransferToOtherRealEstate' xlink:label='us-gaap_TransferToOtherRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TransferToOtherRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Transfer of loans to real estate owned</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TransferToOtherRealEstate' xlink:to='lab_us-gaap_TransferToOtherRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:label='us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Cash and Cash Equivalents, Period Increase (Decrease), Total</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease' xlink:to='lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations' xlink:label='us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Principal payments under capital lease obligation</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Principal payments under capital lease obligation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations' xlink:to='lab_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale' xlink:label='us-gaap_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase of mortgage-backed securities available for sale</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase of mortgage-backed securities available for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale' xlink:to='lab_us-gaap_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_PurchaseOfSubsidiarySharesFromNoncontrollingInterest' xlink:label='fil_PurchaseOfSubsidiarySharesFromNoncontrollingInterest'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PurchaseOfSubsidiarySharesFromNoncontrollingInterest' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase of subsidiary shares from noncontrolling interest</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_PurchaseOfSubsidiarySharesFromNoncontrollingInterest' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase of subsidiary shares from noncontrolling interest</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_PurchaseOfSubsidiarySharesFromNoncontrollingInterest' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Monetary amount representing the purchase of subsidiary shares from non-controlling interest during the indicated time period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PurchaseOfSubsidiarySharesFromNoncontrollingInterest' xlink:to='lab_fil_PurchaseOfSubsidiarySharesFromNoncontrollingInterest'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract' xlink:label='us-gaap_StatementOfStockholdersEquityAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfStockholdersEquityAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement of Shareholders&apos; Equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfStockholdersEquityAbstract' xlink:to='lab_us-gaap_StatementOfStockholdersEquityAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit' xlink:label='us-gaap_IncomeTaxExpenseBenefit'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Provision (Benefit) for income taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxExpenseBenefit' xlink:to='lab_us-gaap_IncomeTaxExpenseBenefit'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ExciseAndSalesTaxes' xlink:label='us-gaap_ExciseAndSalesTaxes'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ExciseAndSalesTaxes' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>State and local taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ExciseAndSalesTaxes' xlink:to='lab_us-gaap_ExciseAndSalesTaxes'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestIncome' xlink:label='us-gaap_NoninterestIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total non-interest income</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestIncome' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total non-interest income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestIncome' xlink:to='lab_us-gaap_NoninterestIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome' xlink:label='us-gaap_BankOwnedLifeInsuranceIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BankOwnedLifeInsuranceIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income from bank owned life insurance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BankOwnedLifeInsuranceIncome' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Bank owned life insurance income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BankOwnedLifeInsuranceIncome' xlink:to='lab_us-gaap_BankOwnedLifeInsuranceIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating' xlink:label='us-gaap_InterestAndDividendIncomeOperating'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestAndDividendIncomeOperating' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total interest and dividend income</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestAndDividendIncomeOperating' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total interest and dividend income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestAndDividendIncomeOperating' xlink:to='lab_us-gaap_InterestAndDividendIncomeOperating'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases' xlink:label='us-gaap_InterestAndFeeIncomeLoansAndLeases'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestAndFeeIncomeLoansAndLeases' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest and fees on loans receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestAndFeeIncomeLoansAndLeases' xlink:to='lab_us-gaap_InterestAndFeeIncomeLoansAndLeases'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommitmentsAndContingencies' xlink:label='us-gaap_CommitmentsAndContingencies'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommitmentsAndContingencies' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>COMMITMENTS AND CONTINGENCIES</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommitmentsAndContingencies' xlink:to='lab_us-gaap_CommitmentsAndContingencies'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalHomeLoanBankStock' xlink:label='us-gaap_FederalHomeLoanBankStock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FederalHomeLoanBankStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Federal Home Loan Bank stock, at cost</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FederalHomeLoanBankStock' xlink:to='lab_us-gaap_FederalHomeLoanBankStock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets' xlink:label='us-gaap_OtherRealEstateAndForeclosedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherRealEstateAndForeclosedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real estate and other personal property owned</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherRealEstateAndForeclosedAssets' xlink:to='lab_us-gaap_OtherRealEstateAndForeclosedAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecurities' xlink:label='us-gaap_HeldToMaturitySecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage-backed securities held to maturity, at amortized cost</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecurities' xlink:to='lab_us-gaap_HeldToMaturitySecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_DocumentType' xlink:label='dei_DocumentType'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentType' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentType' xlink:to='lab_dei_DocumentType'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherGeneralAndAdministrativeExpense' xlink:label='us-gaap_OtherGeneralAndAdministrativeExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherGeneralAndAdministrativeExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Management Service Fees Paid To The Bank</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherGeneralAndAdministrativeExpense' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Management Service Fees Paid To The Bank</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherGeneralAndAdministrativeExpense' xlink:to='lab_us-gaap_OtherGeneralAndAdministrativeExpense'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_UndisbursedConstructionLoans' xlink:label='fil_UndisbursedConstructionLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UndisbursedConstructionLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Undisbursed construction loans</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_UndisbursedConstructionLoans' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the undisbursed construction loans, as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UndisbursedConstructionLoans' xlink:to='lab_fil_UndisbursedConstructionLoans'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_EstimatedFairValueOfLiabilities' xlink:label='fil_EstimatedFairValueOfLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EstimatedFairValueOfLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Value of Liabilities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_EstimatedFairValueOfLiabilities' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The estimated fair value of a liability, as of the date indicated.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EstimatedFairValueOfLiabilities' xlink:to='lab_fil_EstimatedFairValueOfLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FederalHomeLoanBankBorrowingsMember' xlink:label='us-gaap_FederalHomeLoanBankBorrowingsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FederalHomeLoanBankBorrowingsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Federal Home Loan Bank Borrowings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FederalHomeLoanBankBorrowingsMember' xlink:to='lab_us-gaap_FederalHomeLoanBankBorrowingsMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_LoansHeldForSaleMember' xlink:label='fil_LoansHeldForSaleMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansHeldForSaleMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans held for sale {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansHeldForSaleMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Loans held for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansHeldForSaleMember' xlink:to='lab_fil_LoansHeldForSaleMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueInputsLevel3Member' xlink:label='us-gaap_FairValueInputsLevel3Member'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueInputsLevel3Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Inputs, Level 3</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueInputsLevel3Member' xlink:to='lab_us-gaap_FairValueInputsLevel3Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueInputsLevel1Member' xlink:label='us-gaap_FairValueInputsLevel1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueInputsLevel1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Inputs, Level 1</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueInputsLevel1Member' xlink:to='lab_us-gaap_FairValueInputsLevel1Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy' xlink:label='us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tier One Leverage Capital Required for Capital Adequacy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy' xlink:to='lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Expirations in Period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal' xlink:label='us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Operating Loss Carryforwards, State and Local</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal' xlink:to='lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments' xlink:label='us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Effective Income Tax Rate Reconciliation, Other Adjustments, Percent</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments' xlink:to='lab_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome' xlink:label='us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest Income On Municipal Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome' xlink:to='lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet' xlink:label='us-gaap_DeferredTaxAssetsLiabilitiesNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsLiabilitiesNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsLiabilitiesNet' xlink:to='lab_us-gaap_DeferredTaxAssetsLiabilitiesNet'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_DeferredTaxLiabilitiesFhlbStockDividend' xlink:label='fil_DeferredTaxLiabilitiesFhlbStockDividend'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxLiabilitiesFhlbStockDividend' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities, FHLB Stock Dividend</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxLiabilitiesFhlbStockDividend' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the deferred tax liabilities consequent to FHLB Stock Dividend, as of the date indicated.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxLiabilitiesFhlbStockDividend' xlink:to='lab_fil_DeferredTaxLiabilitiesFhlbStockDividend'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsNet' xlink:label='us-gaap_DeferredTaxAssetsNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Net of Valuation Allowance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsNet' xlink:to='lab_us-gaap_DeferredTaxAssetsNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses' xlink:label='us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Provision for Loan Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses' xlink:to='lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_IssuanceTrustDomain' xlink:label='fil_IssuanceTrustDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IssuanceTrustDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Issuance Trust {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_IssuanceTrustDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Issuance Trust</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IssuanceTrustDomain' xlink:to='lab_fil_IssuanceTrustDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears' xlink:label='us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Operating Leases, Future Minimum Payments, Due in Two Years</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears' xlink:to='lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OfficeEquipmentMember' xlink:label='us-gaap_OfficeEquipmentMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OfficeEquipmentMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Office Equipment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OfficeEquipmentMember' xlink:to='lab_us-gaap_OfficeEquipmentMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_WeightedAverageRiskGrade' xlink:label='fil_WeightedAverageRiskGrade'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_WeightedAverageRiskGrade' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Weighted Average Risk Grade</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_WeightedAverageRiskGrade' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The weighted average risk rating of loans, as per credit quality indicators.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_WeightedAverageRiskGrade' xlink:to='lab_fil_WeightedAverageRiskGrade'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Collectively Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment' xlink:to='lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Individually Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment' xlink:to='lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs' xlink:label='us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Loan and Lease Losses, Charge-offs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs' xlink:to='lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TextBlockAbstract' xlink:label='us-gaap_TextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Details</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TextBlockAbstract' xlink:to='lab_us-gaap_TextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock' xlink:label='us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Condensed Cash Flow Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfDepositAccounts' xlink:label='fil_ScheduleOfDepositAccounts'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfDepositAccounts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Deposit Accounts</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfDepositAccounts' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Tabular disclosure of deposit accounts held by the entity.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfDepositAccounts' xlink:to='lab_fil_ScheduleOfDepositAccounts'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesTextBlock' xlink:label='us-gaap_AvailableForSaleSecuritiesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesTextBlock' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Available-for-sale Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesTextBlock' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock' xlink:label='us-gaap_IncomeTaxDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income Taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxDisclosureTextBlock' xlink:to='lab_us-gaap_IncomeTaxDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForCreditLossesTextBlock' xlink:label='us-gaap_AllowanceForCreditLossesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForCreditLossesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Loan Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForCreditLossesTextBlock' xlink:to='lab_us-gaap_AllowanceForCreditLossesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock' xlink:label='us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock' xlink:to='lab_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RestrictedAssetsDisclosureTextBlock' xlink:label='us-gaap_RestrictedAssetsDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RestrictedAssetsDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Restricted Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RestrictedAssetsDisclosureTextBlock' xlink:to='lab_us-gaap_RestrictedAssetsDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdditionalCashFlowElementsAbstract' xlink:label='us-gaap_AdditionalCashFlowElementsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdditionalCashFlowElementsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash paid during the period for:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdditionalCashFlowElementsAbstract' xlink:to='lab_us-gaap_AdditionalCashFlowElementsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommunicationsAndInformationTechnology' xlink:label='us-gaap_CommunicationsAndInformationTechnology'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommunicationsAndInformationTechnology' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Telecommunications</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommunicationsAndInformationTechnology' xlink:to='lab_us-gaap_CommunicationsAndInformationTechnology'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts' xlink:label='us-gaap_FeesAndCommissionsDepositorAccounts'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FeesAndCommissionsDepositorAccounts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fees and service charges</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FeesAndCommissionsDepositorAccounts' xlink:to='lab_us-gaap_FeesAndCommissionsDepositorAccounts'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt' xlink:label='us-gaap_InterestIncomeSecuritiesTaxExempt'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestIncomeSecuritiesTaxExempt' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest on investment securities-non taxable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestIncomeSecuritiesTaxExempt' xlink:to='lab_us-gaap_InterestIncomeSecuritiesTaxExempt'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesOutstanding' xlink:label='us-gaap_CommonStockSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common stock shares outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockSharesOutstanding' xlink:to='lab_us-gaap_CommonStockSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare' xlink:label='us-gaap_PreferredStockParOrStatedValuePerShare'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockParOrStatedValuePerShare' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Serial preferred stock par value per share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockParOrStatedValuePerShare' xlink:to='lab_us-gaap_PreferredStockParOrStatedValuePerShare'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure' xlink:label='us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value of Mortgage-backed securities held to maturity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure' xlink:to='lab_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RedeemableNoncontrollingInterestEquityFairValue' xlink:label='us-gaap_RedeemableNoncontrollingInterestEquityFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RedeemableNoncontrollingInterestEquityFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Noncontrolling interest</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RedeemableNoncontrollingInterestEquityFairValue' xlink:to='lab_us-gaap_RedeemableNoncontrollingInterestEquityFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ServicingAssetAtAmortizedValue' xlink:label='us-gaap_ServicingAssetAtAmortizedValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ServicingAssetAtAmortizedValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage servicing rights, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ServicingAssetAtAmortizedValue' xlink:to='lab_us-gaap_ServicingAssetAtAmortizedValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNet' xlink:label='us-gaap_LoansReceivableHeldForSaleNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableHeldForSaleNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans held for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansReceivableHeldForSaleNet' xlink:to='lab_us-gaap_LoansReceivableHeldForSaleNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_DocumentFiscalPeriodFocus' xlink:label='dei_DocumentFiscalPeriodFocus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentFiscalPeriodFocus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Fiscal Period Focus</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentFiscalPeriodFocus' xlink:to='lab_dei_DocumentFiscalPeriodFocus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityRegistrantName' xlink:label='dei_EntityRegistrantName'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityRegistrantName' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Registrant Name</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityRegistrantName' xlink:to='lab_dei_EntityRegistrantName'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingExpensesAbstract' xlink:label='us-gaap_OperatingExpensesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OperatingExpensesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Operating Expenses {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OperatingExpensesAbstract' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Operating Expenses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OperatingExpensesAbstract' xlink:to='lab_us-gaap_OperatingExpensesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DebtCurrent' xlink:label='us-gaap_DebtCurrent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DebtCurrent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Borrowings</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DebtCurrent' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Borrowings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DebtCurrent' xlink:to='lab_us-gaap_DebtCurrent'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherAssetsCurrent' xlink:label='us-gaap_OtherAssetsCurrent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherAssetsCurrent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other Assets, Current</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherAssetsCurrent' xlink:to='lab_us-gaap_OtherAssetsCurrent'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashMember' xlink:label='us-gaap_CashMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Cash</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashMember' xlink:to='lab_us-gaap_CashMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount' xlink:label='us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount' xlink:to='lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_N197617Member' xlink:label='fil_N197617Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_N197617Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>$1.97 - $6.17</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_N197617Member' xlink:to='lab_fil_N197617Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Beginning Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Beginning Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Ending Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_TimeReferenceDomain' xlink:label='fil_TimeReferenceDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TimeReferenceDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Time Reference {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_TimeReferenceDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Time Reference</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TimeReferenceDomain' xlink:to='lab_fil_TimeReferenceDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PlanNameDomain' xlink:label='us-gaap_PlanNameDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PlanNameDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Plan Name {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PlanNameDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Plan Name</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PlanNameDomain' xlink:to='lab_us-gaap_PlanNameDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PlanNameAxis' xlink:label='us-gaap_PlanNameAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PlanNameAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Plan Name</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PlanNameAxis' xlink:to='lab_us-gaap_PlanNameAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities' xlink:label='us-gaap_DeferredIncomeTaxLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredIncomeTaxLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities, Gross</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredIncomeTaxLiabilities' xlink:to='lab_us-gaap_DeferredIncomeTaxLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_RealEstateOwnedBalance' xlink:label='fil_RealEstateOwnedBalance'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedBalance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real Estate Owned, Beginning Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedBalance' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Real Estate Owned, Beginning Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedBalance' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Real Estate Owned, Ending Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedBalance' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the balance of Real Estate Owned (REO) as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RealEstateOwnedBalance' xlink:to='lab_fil_RealEstateOwnedBalance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, Average Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment' xlink:to='lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:label='us-gaap_ImpairedFinancingReceivableRelatedAllowance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, Related Allowance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableRelatedAllowance' xlink:to='lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, with Related Allowance, Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment' xlink:to='lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_LoansReceivableCreditQualityClassified' xlink:label='fil_LoansReceivableCreditQualityClassified'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansReceivableCreditQualityClassified' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Receivable, Credit Quality Classified</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansReceivableCreditQualityClassified' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The balance of loans receivable that have been classified by credit quality.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansReceivableCreditQualityClassified' xlink:to='lab_fil_LoansReceivableCreditQualityClassified'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue' xlink:label='us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_AllowanceForUnfundedLoanCommitments1' xlink:label='fil_AllowanceForUnfundedLoanCommitments1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForUnfundedLoanCommitments1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for unfunded loan commitments, Beginning balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForUnfundedLoanCommitments1' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Allowance for unfunded loan commitments, Beginning balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForUnfundedLoanCommitments1' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Allowance for unfunded loan commitments, Ending Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForUnfundedLoanCommitments1' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the allowance for unfunded loan commitments as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AllowanceForUnfundedLoanCommitments1' xlink:to='lab_fil_AllowanceForUnfundedLoanCommitments1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansPledgedAsCollateral' xlink:label='us-gaap_LoansPledgedAsCollateral'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansPledgedAsCollateral' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Pledged as Collateral</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansPledgedAsCollateral' xlink:to='lab_us-gaap_LoansPledgedAsCollateral'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_TotalConsumerMember' xlink:label='fil_TotalConsumerMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalConsumerMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Consumer</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalConsumerMember' xlink:to='lab_fil_TotalConsumerMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount' xlink:label='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Debt Maturities, Net Carrying Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember' xlink:label='us-gaap_MortgageBackedSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MortgageBackedSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Collateralized Mortgage Backed Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MortgageBackedSecuritiesMember' xlink:to='lab_us-gaap_MortgageBackedSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_MortgageBackedMember' xlink:label='fil_MortgageBackedMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageBackedMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage-backed</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageBackedMember' xlink:to='lab_fil_MortgageBackedMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_InvestmentSecuritiesPledgedAsCollateralAmortizedCost' xlink:label='fil_InvestmentSecuritiesPledgedAsCollateralAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InvestmentSecuritiesPledgedAsCollateralAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment securities pledged as collateral, amortized cost</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_InvestmentSecuritiesPledgedAsCollateralAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The amortized cost of investment securities pledged as collateral for government public funds held by the bank, as of the date indicated.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InvestmentSecuritiesPledgedAsCollateralAmortizedCost' xlink:to='lab_fil_InvestmentSecuritiesPledgedAsCollateralAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock' xlink:label='us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Related Party Transactions</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfMortgageBackedSecuritiesHeldToMaturityTableTextBlock' xlink:label='fil_ScheduleOfMortgageBackedSecuritiesHeldToMaturityTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfMortgageBackedSecuritiesHeldToMaturityTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of mortgage-backed securities held to maturity</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfMortgageBackedSecuritiesHeldToMaturityTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Schedule (table) providing information on Mortgage-backed securities held to maturity, at the dates indicated in the schedule.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfMortgageBackedSecuritiesHeldToMaturityTableTextBlock' xlink:to='lab_fil_ScheduleOfMortgageBackedSecuritiesHeldToMaturityTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock' xlink:label='us-gaap_EarningsPerSharePolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerSharePolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings Per Share, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerSharePolicyTextBlock' xlink:to='lab_us-gaap_EarningsPerSharePolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinanceLoansAndLeasesReceivablePolicy' xlink:label='us-gaap_FinanceLoansAndLeasesReceivablePolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinanceLoansAndLeasesReceivablePolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinanceLoansAndLeasesReceivablePolicy' xlink:to='lab_us-gaap_FinanceLoansAndLeasesReceivablePolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PolicyTextBlockAbstract' xlink:label='us-gaap_PolicyTextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PolicyTextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Policies</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PolicyTextBlockAbstract' xlink:to='lab_us-gaap_PolicyTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestPaid' xlink:label='us-gaap_InterestPaid'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestPaid' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestPaid' xlink:to='lab_us-gaap_InterestPaid'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInLoansDeferredIncome' xlink:label='us-gaap_IncreaseDecreaseInLoansDeferredIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInLoansDeferredIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase (decrease) in deferred loan origination fees, net of amortization</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInLoansDeferredIncome' xlink:to='lab_us-gaap_IncreaseDecreaseInLoansDeferredIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockOptionPlanExpense' xlink:label='us-gaap_StockOptionPlanExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockOptionPlanExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock based compensation expense</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockOptionPlanExpense' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Stock based compensation expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockOptionPlanExpense' xlink:to='lab_us-gaap_StockOptionPlanExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:label='us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statements of Comprehensive Income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract' xlink:to='lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareBasic' xlink:label='us-gaap_EarningsPerShareBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Basic earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareBasic' xlink:to='lab_us-gaap_EarningsPerShareBasic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets' xlink:label='us-gaap_AmortizationOfIntangibleAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AmortizationOfIntangibleAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amortization of core deposit intangible</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AmortizationOfIntangibleAssets' xlink:to='lab_us-gaap_AmortizationOfIntangibleAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpense' xlink:label='us-gaap_InterestExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total interest expense</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpense' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total interest expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpense' xlink:to='lab_us-gaap_InterestExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis' xlink:label='us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amortized Cost of Mortgage-backed securities available for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis' xlink:to='lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_EstimatedFairValueOfAssets' xlink:label='fil_EstimatedFairValueOfAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EstimatedFairValueOfAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Value of Assets</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_EstimatedFairValueOfAssets' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The estimated fair value of an asset or financial instrument, as of the date indicated.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EstimatedFairValueOfAssets' xlink:to='lab_fil_EstimatedFairValueOfAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansReceivableMember' xlink:label='us-gaap_LoansReceivableMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans Receivable {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansReceivableMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Loans Receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansReceivableMember' xlink:to='lab_us-gaap_LoansReceivableMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_NonRecurringAssetsAxis' xlink:label='fil_NonRecurringAssetsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NonRecurringAssetsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Non-recurring Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NonRecurringAssetsAxis' xlink:to='lab_fil_NonRecurringAssetsAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets' xlink:label='us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tangible Capital Required for Capital Adequacy to Tangible Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets' xlink:to='lab_us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_SerialPreferredSharesOutstanding' xlink:label='fil_SerialPreferredSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SerialPreferredSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Serial preferred shares outstanding</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_SerialPreferredSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The number of serial preferred shares outstanding, as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SerialPreferredSharesOutstanding' xlink:to='lab_fil_SerialPreferredSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Aggregate Intrinsic Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions' xlink:label='us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Exercisable Options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions' xlink:to='lab_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2' xlink:label='us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Remaining Contractual Term</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2' xlink:to='lab_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain' xlink:label='us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain' xlink:to='lab_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_Fiscal2014Member' xlink:label='fil_Fiscal2014Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Fiscal2014Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fiscal 2014</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Fiscal2014Member' xlink:to='lab_fil_Fiscal2014Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction' xlink:label='us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Gain On Sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction' xlink:to='lab_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DebtInstrumentInterestRateTerms' xlink:label='us-gaap_DebtInstrumentInterestRateTerms'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DebtInstrumentInterestRateTerms' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Debt Instrument, Interest Rate Terms</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DebtInstrumentInterestRateTerms' xlink:to='lab_us-gaap_DebtInstrumentInterestRateTerms'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_CommonSecuritiesIssuedByGrantorTrusts' xlink:label='fil_CommonSecuritiesIssuedByGrantorTrusts'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CommonSecuritiesIssuedByGrantorTrusts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common securities issued by grantor trusts</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_CommonSecuritiesIssuedByGrantorTrusts' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Amount of the common securities issued by the grantor trusts, and which were purchased by the Company, and included in prepaid expenses and other assets in the Consolidated Balance Sheets.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CommonSecuritiesIssuedByGrantorTrusts' xlink:to='lab_fil_CommonSecuritiesIssuedByGrantorTrusts'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_NonInterestBearingMember' xlink:label='fil_NonInterestBearingMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NonInterestBearingMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Non-interest-bearing</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NonInterestBearingMember' xlink:to='lab_fil_NonInterestBearingMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease' xlink:label='fil_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Premises and Equipment, Accumulated amortization for capital lease</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the accumulated amortization for Premises and Equipment Capital Leases as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease' xlink:to='lab_fil_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent' xlink:label='us-gaap_FinancingReceivableRecordedInvestmentCurrent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, Current</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestmentCurrent' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_LoansToOfficersAndDirectorsOriginations' xlink:label='fil_LoansToOfficersAndDirectorsOriginations'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansToOfficersAndDirectorsOriginations' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans to Officers and Directors, Originations</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansToOfficersAndDirectorsOriginations' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents loans to officers and directors, originated during the indicated period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansToOfficersAndDirectorsOriginations' xlink:to='lab_fil_LoansToOfficersAndDirectorsOriginations'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_MinimumReserveBalance' xlink:label='fil_MinimumReserveBalance'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MinimumReserveBalance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Minimum Reserve Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_MinimumReserveBalance' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the amount of reserve balances either on hand or on deposit with the Federal Reserve Bank of San Francisco (&quot;FRB&quot;), based on a percentage of deposits as of the date indicated, as required by regulations of the Board of Governors of the Federal Reserve System (&quot;Federal Reserve Board&quot;).</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MinimumReserveBalance' xlink:to='lab_fil_MinimumReserveBalance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock' xlink:label='us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Employee Stock Ownership Plan (ESOP) Disclosures</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock' xlink:to='lab_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPPolicy' xlink:label='us-gaap_EmployeeStockOwnershipPlanESOPPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EmployeeStockOwnershipPlanESOPPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Employee Stock Ownership Plan (ESOP), Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EmployeeStockOwnershipPlanESOPPolicy' xlink:to='lab_us-gaap_EmployeeStockOwnershipPlanESOPPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy' xlink:label='us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Loan Losses Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy' xlink:to='lab_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementInputsDisclosureTextBlock' xlink:label='us-gaap_FairValueMeasurementInputsDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementInputsDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueMeasurementInputsDisclosureTextBlock' xlink:to='lab_us-gaap_FairValueMeasurementInputsDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareTextBlock' xlink:label='us-gaap_EarningsPerShareTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings Per Share</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareTextBlock' xlink:to='lab_us-gaap_EarningsPerShareTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_JuniorSubordinatedDebentureDisclosure' xlink:label='fil_JuniorSubordinatedDebentureDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_JuniorSubordinatedDebentureDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Junior Subordinated Debenture</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_JuniorSubordinatedDebentureDisclosure' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The entire disclosure for borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC&apos;s uniform net capital rule, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_JuniorSubordinatedDebentureDisclosure' xlink:to='lab_fil_JuniorSubordinatedDebentureDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther' xlink:label='us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income tax effect related to fair value adjustment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther' xlink:to='lab_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance' xlink:label='us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net increase (decrease) in advance payments by borrowers</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance' xlink:to='lab_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromOtherShortTermDebt' xlink:label='us-gaap_ProceedsFromOtherShortTermDebt'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromOtherShortTermDebt' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from borrowings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromOtherShortTermDebt' xlink:to='lab_us-gaap_ProceedsFromOtherShortTermDebt'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale' xlink:label='us-gaap_ProceedsFromSaleOfLoansHeldForSale'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfLoansHeldForSale' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from sales of loans held for sale</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfLoansHeldForSale' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Proceeds from sales of loans held for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfLoansHeldForSale' xlink:to='lab_us-gaap_ProceedsFromSaleOfLoansHeldForSale'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementEquityComponentsAxis' xlink:label='us-gaap_StatementEquityComponentsAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementEquityComponentsAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Equity Components</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementEquityComponentsAxis' xlink:to='lab_us-gaap_StatementEquityComponentsAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax' xlink:label='us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unrealized holding gain (loss) on securities, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax' xlink:to='lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareAbstract' xlink:label='us-gaap_EarningsPerShareAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings (loss) per common share:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareAbstract' xlink:to='lab_us-gaap_EarningsPerShareAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GainLossOnSalesOfLoansNet' xlink:label='us-gaap_GainLossOnSalesOfLoansNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnSalesOfLoansNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net gain on sale of loans held for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GainLossOnSalesOfLoansNet' xlink:to='lab_us-gaap_GainLossOnSalesOfLoansNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseDeposits' xlink:label='us-gaap_InterestExpenseDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest on deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpenseDeposits' xlink:to='lab_us-gaap_InterestExpenseDeposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityFilerCategory' xlink:label='dei_EntityFilerCategory'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityFilerCategory' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Filer Category</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityFilerCategory' xlink:to='lab_dei_EntityFilerCategory'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RangeMember' xlink:label='us-gaap_RangeMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RangeMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Range [Domain]</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RangeMember' xlink:to='lab_us-gaap_RangeMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_OutstandingCommitmentsToExtendCredit' xlink:label='fil_OutstandingCommitmentsToExtendCredit'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OutstandingCommitmentsToExtendCredit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Outstanding commitments to extend credit</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_OutstandingCommitmentsToExtendCredit' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the outstanding commitments to extend credit, as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OutstandingCommitmentsToExtendCredit' xlink:to='lab_fil_OutstandingCommitmentsToExtendCredit'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SubordinatedDebtObligationsMember' xlink:label='us-gaap_SubordinatedDebtObligationsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SubordinatedDebtObligationsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Subordinated Debt Obligations</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SubordinatedDebtObligationsMember' xlink:to='lab_us-gaap_SubordinatedDebtObligationsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RangeAxis' xlink:label='us-gaap_RangeAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RangeAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Range</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RangeAxis' xlink:to='lab_us-gaap_RangeAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueInputsLevel2Member' xlink:label='us-gaap_FairValueInputsLevel2Member'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueInputsLevel2Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Inputs, Level 2</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueInputsLevel2Member' xlink:to='lab_us-gaap_FairValueInputsLevel2Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TangibleCapitalRequiredForCapitalAdequacy' xlink:label='us-gaap_TangibleCapitalRequiredForCapitalAdequacy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TangibleCapitalRequiredForCapitalAdequacy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tangible Capital Required for Capital Adequacy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TangibleCapitalRequiredForCapitalAdequacy' xlink:to='lab_us-gaap_TangibleCapitalRequiredForCapitalAdequacy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TangibleCapital' xlink:label='us-gaap_TangibleCapital'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TangibleCapital' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tangible Capital</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TangibleCapital' xlink:to='lab_us-gaap_TangibleCapital'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets' xlink:label='us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capital Required to be Well Capitalized to Risk Weighted Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets' xlink:to='lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_DeferredTaxLiabilitiesUnrecognized' xlink:label='fil_DeferredTaxLiabilitiesUnrecognized'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxLiabilitiesUnrecognized' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities, Unrecognized</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxLiabilitiesUnrecognized' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the amount of unrecognized deferred tax liability as of the indicated date. This represents the balance of bad debt reserves created for tax purposes.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxLiabilitiesUnrecognized' xlink:to='lab_fil_DeferredTaxLiabilitiesUnrecognized'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit' xlink:label='us-gaap_DeferredIncomeTaxExpenseBenefit'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredIncomeTaxExpenseBenefit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Income Tax Expense (Benefit)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredIncomeTaxExpenseBenefit' xlink:to='lab_us-gaap_DeferredIncomeTaxExpenseBenefit'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentageRateRangeMinimum' xlink:label='us-gaap_DebtInstrumentInterestRateStatedPercentageRateRangeMinimum'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DebtInstrumentInterestRateStatedPercentageRateRangeMinimum' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Debt Instrument, Interest Rate, Stated Percentage Rate Range, Minimum</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DebtInstrumentInterestRateStatedPercentageRateRangeMinimum' xlink:to='lab_us-gaap_DebtInstrumentInterestRateStatedPercentageRateRangeMinimum'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_CertificatesOfDepositInAmountsOf100000OrMore' xlink:label='fil_CertificatesOfDepositInAmountsOf100000OrMore'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CertificatesOfDepositInAmountsOf100000OrMore' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Certificates of deposit in amounts of $100,000 or more</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_CertificatesOfDepositInAmountsOf100000OrMore' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the balance of certificates of deposits in amounts of $100,000 or more, as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CertificatesOfDepositInAmountsOf100000OrMore' xlink:to='lab_fil_CertificatesOfDepositInAmountsOf100000OrMore'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_CertificatesOfDeposit1Member' xlink:label='fil_CertificatesOfDeposit1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CertificatesOfDeposit1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Certificates of deposit</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CertificatesOfDeposit1Member' xlink:to='lab_fil_CertificatesOfDeposit1Member'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_DepositsTypeAxis' xlink:label='fil_DepositsTypeAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DepositsTypeAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits, Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DepositsTypeAxis' xlink:to='lab_fil_DepositsTypeAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive' xlink:label='us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capital Leases, Future Minimum Payments, Due in Rolling Year Five</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive' xlink:to='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree' xlink:label='us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capital Leases, Future Minimum Payments, Due in Rolling Year Three</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree' xlink:to='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_PremisesAndEquipmentAmortizationExpense' xlink:label='fil_PremisesAndEquipmentAmortizationExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PremisesAndEquipmentAmortizationExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Premises and Equipment, Amortization expense</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_PremisesAndEquipmentAmortizationExpense' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the amortization expense for Premises and Equipment during the indicated period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PremisesAndEquipmentAmortizationExpense' xlink:to='lab_fil_PremisesAndEquipmentAmortizationExpense'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_BuildingsUnderCapitalizedLeasesMember' xlink:label='fil_BuildingsUnderCapitalizedLeasesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_BuildingsUnderCapitalizedLeasesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Buildings under capitalized leases</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_BuildingsUnderCapitalizedLeasesMember' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the change in the allowance for unfunded loan commitments during the indicated period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_BuildingsUnderCapitalizedLeasesMember' xlink:to='lab_fil_BuildingsUnderCapitalizedLeasesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1' xlink:label='us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Modifications, Subsequent Default, Number of Contracts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1' xlink:to='lab_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsNumberOfContracts1' xlink:label='us-gaap_FinancingReceivableModificationsNumberOfContracts1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableModificationsNumberOfContracts1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Modifications, Number of Contracts {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableModificationsNumberOfContracts1' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Financing Receivable, Modifications, Number of Contracts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableModificationsNumberOfContracts1' xlink:to='lab_us-gaap_FinancingReceivableModificationsNumberOfContracts1'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_FinancingReceivableRecordedInvestment30To89DaysPastDue' xlink:label='fil_FinancingReceivableRecordedInvestment30To89DaysPastDue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableRecordedInvestment30To89DaysPastDue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable Recorded Investment, 30 to 89 days past due</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableRecordedInvestment30To89DaysPastDue' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Financing receivables that are less than 90 days past due but more than 29 days past due.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancingReceivableRecordedInvestment30To89DaysPastDue' xlink:to='lab_fil_FinancingReceivableRecordedInvestment30To89DaysPastDue'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_FinancingReceivableEvaluatedForImpairment' xlink:label='fil_FinancingReceivableEvaluatedForImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Evaluated for Impairment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The balance of financing receivables that were individually and/or collectively evaluated for impairment.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancingReceivableEvaluatedForImpairment' xlink:to='lab_fil_FinancingReceivableEvaluatedForImpairment'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_UnallocatedMember' xlink:label='fil_UnallocatedMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnallocatedMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unallocated</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UnallocatedMember' xlink:to='lab_fil_UnallocatedMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_OtherInstallmentMember' xlink:label='fil_OtherInstallmentMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherInstallmentMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other installment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherInstallmentMember' xlink:to='lab_fil_OtherInstallmentMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock' xlink:label='us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Quarterly Financial Information</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock' xlink:label='us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Effective Income Tax Rate Reconciliation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfCreditQualityIndicators' xlink:label='fil_ScheduleOfCreditQualityIndicators'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfCreditQualityIndicators' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Credit Quality Indicators</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfCreditQualityIndicators' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity&apos;s internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfCreditQualityIndicators' xlink:to='lab_fil_ScheduleOfCreditQualityIndicators'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_FinancingReceivablesAgingOfLoans' xlink:label='fil_FinancingReceivablesAgingOfLoans'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivablesAgingOfLoans' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivables, Aging of loans</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivablesAgingOfLoans' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancingReceivablesAgingOfLoans' xlink:to='lab_fil_FinancingReceivablesAgingOfLoans'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfImpairedFinancingReceivablesTableTextBlock' xlink:label='fil_ScheduleOfImpairedFinancingReceivablesTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfImpairedFinancingReceivablesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Impaired Financing Receivables</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfImpairedFinancingReceivablesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Tabular disclosure of impaired financing receivables.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfImpairedFinancingReceivablesTableTextBlock' xlink:to='lab_fil_ScheduleOfImpairedFinancingReceivablesTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerSharePolicyBasic' xlink:label='us-gaap_EarningsPerSharePolicyBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerSharePolicyBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings Per Share Policy, Basic</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerSharePolicyBasic' xlink:to='lab_us-gaap_EarningsPerSharePolicyBasic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SegmentReportingPolicyPolicyTextBlock' xlink:label='us-gaap_SegmentReportingPolicyPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SegmentReportingPolicyPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Segment Reporting, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SegmentReportingPolicyPolicyTextBlock' xlink:to='lab_us-gaap_SegmentReportingPolicyPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock' xlink:label='us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Goodwill {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Goodwill</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock' xlink:to='lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities' xlink:label='us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued expenses &amp; other liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities' xlink:to='lab_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract' xlink:label='us-gaap_StatementOfCashFlowsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementOfCashFlowsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statements of Cash Flows</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementOfCashFlowsAbstract' xlink:to='lab_us-gaap_StatementOfCashFlowsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RetainedEarningsMember' xlink:label='us-gaap_RetainedEarningsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RetainedEarningsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Retained Earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RetainedEarningsMember' xlink:to='lab_us-gaap_RetainedEarningsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax' xlink:label='us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Reclassifications out of other comprehensive income (loss)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax' xlink:to='lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest' xlink:label='us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Noncontrolling interest {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Noncontrolling interest</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest' xlink:to='lab_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss' xlink:label='us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net interest income after provision for (recapture of) loan losses</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net interest income after provision for (recapture of) loan losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss' xlink:to='lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeExpenseNet' xlink:label='us-gaap_InterestIncomeExpenseNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestIncomeExpenseNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net interest income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestIncomeExpenseNet' xlink:to='lab_us-gaap_InterestIncomeExpenseNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract' xlink:label='us-gaap_InterestAndDividendIncomeOperatingAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestAndDividendIncomeOperatingAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>INTEREST INCOME:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestAndDividendIncomeOperatingAbstract' xlink:to='lab_us-gaap_InterestAndDividendIncomeOperatingAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount' xlink:label='us-gaap_LoansAndLeasesReceivableNetReportedAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableNetReportedAmount' xlink:to='lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityPublicFloat' xlink:label='dei_EntityPublicFloat'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityPublicFloat' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Public Float</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityPublicFloat' xlink:to='lab_dei_EntityPublicFloat'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UndistributedEarningsOfDomesticSubsidiaries' xlink:label='us-gaap_UndistributedEarningsOfDomesticSubsidiaries'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_UndistributedEarningsOfDomesticSubsidiaries' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Undistributed Earnings of Domestic Subsidiaries</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_UndistributedEarningsOfDomesticSubsidiaries' xlink:to='lab_us-gaap_UndistributedEarningsOfDomesticSubsidiaries'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_LossesRelatedToPublicDepositoryFunds' xlink:label='fil_LossesRelatedToPublicDepositoryFunds'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LossesRelatedToPublicDepositoryFunds' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Losses related to public depository funds</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LossesRelatedToPublicDepositoryFunds' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The monetary amount of losses related to public depository funds incurred during the indicated time periodl</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LossesRelatedToPublicDepositoryFunds' xlink:to='lab_fil_LossesRelatedToPublicDepositoryFunds'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember' xlink:label='us-gaap_CarryingReportedAmountFairValueDisclosureMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Carrying (Reported) Amount, Fair Value Disclosure</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CarryingReportedAmountFairValueDisclosureMember' xlink:to='lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementsValuationTechniques' xlink:label='us-gaap_FairValueMeasurementsValuationTechniques'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementsValuationTechniques' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements, Valuation Techniques</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueMeasurementsValuationTechniques' xlink:to='lab_us-gaap_FairValueMeasurementsValuationTechniques'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ImpairedLoansMember' xlink:label='fil_ImpairedLoansMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ImpairedLoansMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ImpairedLoansMember' xlink:to='lab_fil_ImpairedLoansMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_TimeReferenceAxis' xlink:label='fil_TimeReferenceAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TimeReferenceAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Time Reference</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TimeReferenceAxis' xlink:to='lab_fil_TimeReferenceAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate' xlink:label='us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate' xlink:to='lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther' xlink:label='us-gaap_DeferredTaxLiabilitiesOther'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxLiabilitiesOther' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities, Other</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxLiabilitiesOther' xlink:to='lab_us-gaap_DeferredTaxLiabilitiesOther'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_DeferredInterestPaymentsRelatedToDebentures' xlink:label='fil_DeferredInterestPaymentsRelatedToDebentures'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredInterestPaymentsRelatedToDebentures' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred interest payments related to debentures</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredInterestPaymentsRelatedToDebentures' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Amount of interest payments related to debentures, that have been deferred. The Company has the right to defer the payment of interest on each of the Debentures for a period not to exceed 20 consecutive quarters, provided that the deferral period does not extend beyond the stated maturity. During such deferral period, distributions on the corresponding trust preferred securities will also be deferred and the Company may not pay cash dividends to the holders of shares of our common stock.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredInterestPaymentsRelatedToDebentures' xlink:to='lab_fil_DeferredInterestPaymentsRelatedToDebentures'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseTimeDeposits' xlink:label='us-gaap_InterestExpenseTimeDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseTimeDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest Expense, Certificate of Deposit</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpenseTimeDeposits' xlink:to='lab_us-gaap_InterestExpenseTimeDeposits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits' xlink:label='us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest Expense, Interest Checking</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits' xlink:to='lab_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_LoanAxis' xlink:label='fil_LoanAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loan</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoanAxis' xlink:to='lab_fil_LoanAxis'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_Land1Member' xlink:label='fil_Land1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Land1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Land {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_Land1Member' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Land</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Land1Member' xlink:to='lab_fil_Land1Member'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_RealEstateOneToFourFamilyMember' xlink:label='fil_RealEstateOneToFourFamilyMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOneToFourFamilyMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real estate one-to-four family</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RealEstateOneToFourFamilyMember' xlink:to='lab_fil_RealEstateOneToFourFamilyMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock' xlink:label='us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Condensed Balance Sheet</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock' xlink:label='us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Components of Income Tax Expense (Benefit)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock' xlink:label='us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Future Minimum Lease Payments for Capital Leases</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock' xlink:label='us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>New Accounting Pronouncements, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock' xlink:to='lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock' xlink:label='us-gaap_FairValueByBalanceSheetGroupingTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Of Financial Instruments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueByBalanceSheetGroupingTextBlock' xlink:to='lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:label='us-gaap_CashAndCashEquivalentsAtCarryingValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash and Cash Equivalents at Carrying Value</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>CASH AND CASH EQUIVALENTS, END OF PERIOD</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsAtCarryingValue' xlink:to='lab_us-gaap_CashAndCashEquivalentsAtCarryingValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>CASH FLOWS FROM FINANCING ACTIVITIES:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases' xlink:label='us-gaap_PaymentsForProceedsFromLoansAndLeases'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsForProceedsFromLoansAndLeases' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loan repayments (originations), net</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsForProceedsFromLoansAndLeases' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Loan repayments (originations), net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsForProceedsFromLoansAndLeases' xlink:to='lab_us-gaap_PaymentsForProceedsFromLoansAndLeases'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:label='us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Weighted average number of shares outstanding, Diluted</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding' xlink:to='lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareDiluted' xlink:label='us-gaap_EarningsPerShareDiluted'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerShareDiluted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Diluted earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerShareDiluted' xlink:to='lab_us-gaap_EarningsPerShareDiluted'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeStatementAbstract' xlink:label='us-gaap_IncomeStatementAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeStatementAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statements of Operations</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeStatementAbstract' xlink:to='lab_us-gaap_IncomeStatementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EquityAbstract' xlink:label='us-gaap_EquityAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EquityAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>EQUITY:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EquityAbstract' xlink:to='lab_us-gaap_EquityAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Liabilities' xlink:label='us-gaap_Liabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Liabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total liabilities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Liabilities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Liabilities' xlink:to='lab_us-gaap_Liabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalLeaseObligations' xlink:label='us-gaap_CapitalLeaseObligations'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CapitalLeaseObligations' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capital lease obligations</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CapitalLeaseObligations' xlink:to='lab_us-gaap_CapitalLeaseObligations'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeOperating' xlink:label='us-gaap_InterestIncomeOperating'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestIncomeOperating' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest Income, Operating</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestIncomeOperating' xlink:to='lab_us-gaap_InterestIncomeOperating'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities' xlink:label='us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase (decrease) in Accrued expenses and other liabilities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Increase (decrease) in Accrued expenses and other liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities' xlink:to='lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_LegalEntityAxis' xlink:label='dei_LegalEntityAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_LegalEntityAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Legal Entity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_LegalEntityAxis' xlink:to='lab_dei_LegalEntityAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TangibleCapitalToTangibleAssets' xlink:label='us-gaap_TangibleCapitalToTangibleAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TangibleCapitalToTangibleAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tangible Capital to Tangible Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TangibleCapitalToTangibleAssets' xlink:to='lab_us-gaap_TangibleCapitalToTangibleAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets' xlink:label='us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets' xlink:to='lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy' xlink:label='us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tier One Risk Based Capital Required for Capital Adequacy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy' xlink:to='lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets' xlink:label='us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capital Required for Capital Adequacy to Risk Weighted Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets' xlink:to='lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_EsopSharesFairValueOfUnreleasedShares' xlink:label='fil_EsopSharesFairValueOfUnreleasedShares'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EsopSharesFairValueOfUnreleasedShares' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>ESOP shares, fair value of unreleased shares</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_EsopSharesFairValueOfUnreleasedShares' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The fair value of unreleased ESOP shares, as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EsopSharesFairValueOfUnreleasedShares' xlink:to='lab_fil_EsopSharesFairValueOfUnreleasedShares'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Exercise Price</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions' xlink:label='us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions' xlink:to='lab_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits' xlink:label='us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits' xlink:to='lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DebtInstrumentMaturityDateDescription' xlink:label='us-gaap_DebtInstrumentMaturityDateDescription'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DebtInstrumentMaturityDateDescription' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Debt Instrument, Maturity Date, Description</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DebtInstrumentMaturityDateDescription' xlink:to='lab_us-gaap_DebtInstrumentMaturityDateDescription'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_RealEstateOwnedWritedowns' xlink:label='fil_RealEstateOwnedWritedowns'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedWritedowns' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real Estate Owned, Writedowns</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedWritedowns' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents writedowns of Real Estate Owned (REO) during the indicated time period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RealEstateOwnedWritedowns' xlink:to='lab_fil_RealEstateOwnedWritedowns'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_CommercialBusinessMember' xlink:label='fil_CommercialBusinessMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CommercialBusinessMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commercial business</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CommercialBusinessMember' xlink:to='lab_fil_CommercialBusinessMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:label='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Types of Financial Instruments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain' xlink:to='lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralFairValue' xlink:label='fil_AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale mortgage-backed securities pledged as collateral, Fair Value</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralFairValue' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Fair value of mortgage-backed securities available for sale, that have been pledged as collateral for government public funds held by the Bank.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralFairValue' xlink:to='lab_fil_AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount' xlink:label='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Debt Maturities, within One Year, Net Carrying Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock' xlink:label='us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock' xlink:to='lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UseOfEstimates' xlink:label='us-gaap_UseOfEstimates'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_UseOfEstimates' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Use of Estimates, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_UseOfEstimates' xlink:to='lab_us-gaap_UseOfEstimates'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RealEstateOwnedTextBlock' xlink:label='us-gaap_RealEstateOwnedTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RealEstateOwnedTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real Estate Owned</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RealEstateOwnedTextBlock' xlink:to='lab_us-gaap_RealEstateOwnedTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities' xlink:label='us-gaap_PaymentsToAcquireAvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase of investment securities available for sale</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase of investment securities available for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireAvailableForSaleSecurities' xlink:to='lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities' xlink:label='us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from call, maturity, or sale of investment securities available for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities' xlink:to='lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherLoansAndLeases' xlink:label='us-gaap_PaymentsForProceedsFromOtherLoansAndLeases'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase of loans receivable</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase of loans receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsForProceedsFromOtherLoansAndLeases' xlink:to='lab_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>CASH FLOWS FROM INVESTING ACTIVITIES:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet' xlink:label='us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued interest receivable {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Accrued interest receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet' xlink:to='lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract' xlink:label='us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>CASH FLOWS FROM OPERATING ACTIVITIES:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract' xlink:to='lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AmortizationOfESOPAward' xlink:label='us-gaap_AmortizationOfESOPAward'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AmortizationOfESOPAward' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earned ESOP shares</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AmortizationOfESOPAward' xlink:to='lab_us-gaap_AmortizationOfESOPAward'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredCompensationShareBasedPaymentsMember' xlink:label='us-gaap_DeferredCompensationShareBasedPaymentsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredCompensationShareBasedPaymentsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unearned Shares Issued to Employee Stock Ownership Trust</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredCompensationShareBasedPaymentsMember' xlink:to='lab_us-gaap_DeferredCompensationShareBasedPaymentsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ForeclosedRealEstateExpense' xlink:label='us-gaap_ForeclosedRealEstateExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ForeclosedRealEstateExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real estate owned expenses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ForeclosedRealEstateExpense' xlink:to='lab_us-gaap_ForeclosedRealEstateExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PreferredStockSharesOutstanding' xlink:label='us-gaap_PreferredStockSharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PreferredStockSharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Serial preferred stock shares outstanding</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PreferredStockSharesOutstanding' xlink:to='lab_us-gaap_PreferredStockSharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans receivable Allowance for Loan Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAllowanceForCreditLosses' xlink:to='lab_us-gaap_FinancingReceivableAllowanceForCreditLosses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestReceivable' xlink:label='us-gaap_InterestReceivable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestReceivable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued interest receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestReceivable' xlink:to='lab_us-gaap_InterestReceivable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecurities' xlink:label='us-gaap_AvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment securities available for sale, at fair value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecurities' xlink:to='lab_us-gaap_AvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_DocumentFiscalYearFocus' xlink:label='dei_DocumentFiscalYearFocus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_DocumentFiscalYearFocus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document Fiscal Year Focus</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_DocumentFiscalYearFocus' xlink:to='lab_dei_DocumentFiscalYearFocus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityVoluntaryFilers' xlink:label='dei_EntityVoluntaryFilers'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityVoluntaryFilers' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Voluntary Filers</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityVoluntaryFilers' xlink:to='lab_dei_EntityVoluntaryFilers'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingCostsAndExpenses' xlink:label='us-gaap_OperatingCostsAndExpenses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OperatingCostsAndExpenses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Operating Costs and Expenses, Total</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OperatingCostsAndExpenses' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Operating Costs and Expenses, Total</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OperatingCostsAndExpenses' xlink:to='lab_us-gaap_OperatingCostsAndExpenses'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_TimeDeposits1Member' xlink:label='fil_TimeDeposits1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TimeDeposits1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Time Deposits {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_TimeDeposits1Member' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Time Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TimeDeposits1Member' xlink:to='lab_fil_TimeDeposits1Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CertificatesOfDepositMember' xlink:label='us-gaap_CertificatesOfDepositMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CertificatesOfDepositMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Certificates of Deposit</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CertificatesOfDepositMember' xlink:to='lab_us-gaap_CertificatesOfDepositMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueOptionEligibleItemOrGroupDomain' xlink:label='us-gaap_FairValueOptionEligibleItemOrGroupDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueOptionEligibleItemOrGroupDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Option, Eligible Item or Group</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueOptionEligibleItemOrGroupDomain' xlink:to='lab_us-gaap_FairValueOptionEligibleItemOrGroupDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementsSignificantAssumptions' xlink:label='us-gaap_FairValueMeasurementsSignificantAssumptions'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementsSignificantAssumptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Significant unobservable inputs</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueMeasurementsSignificantAssumptions' xlink:to='lab_us-gaap_FairValueMeasurementsSignificantAssumptions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1' xlink:label='us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Exercisable Options, Weighted Average Exercise Price</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1' xlink:to='lab_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice' xlink:label='us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangements by Share-based Payment Award, Options, Expirations in Period, Weighted Average Exercise Price</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsOther' xlink:label='us-gaap_DeferredTaxAssetsOther'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsOther' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Other</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsOther' xlink:to='lab_us-gaap_DeferredTaxAssetsOther'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_IssuanceTrustAxis' xlink:label='fil_IssuanceTrustAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_IssuanceTrustAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Issuance Trust</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_IssuanceTrustAxis' xlink:to='lab_fil_IssuanceTrustAxis'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_DepositsTypeDomain' xlink:label='fil_DepositsTypeDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DepositsTypeDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposits, Type {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_DepositsTypeDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Deposits, Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DepositsTypeDomain' xlink:to='lab_fil_DepositsTypeDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive' xlink:label='us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capital Leases, Future Minimum Payments, Due in Rolling after Year Five</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive' xlink:to='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_PremisesAndEquipmentDepreciationExpense' xlink:label='fil_PremisesAndEquipmentDepreciationExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_PremisesAndEquipmentDepreciationExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Premises and Equipment, Depreciation expense</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_PremisesAndEquipmentDepreciationExpense' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the depreciation expense for Premises and Equipment during the indicated period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_PremisesAndEquipmentDepreciationExpense' xlink:to='lab_fil_PremisesAndEquipmentDepreciationExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BuildingAndBuildingImprovementsMember' xlink:label='us-gaap_BuildingAndBuildingImprovementsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BuildingAndBuildingImprovementsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Building and Building Improvements</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BuildingAndBuildingImprovementsMember' xlink:to='lab_us-gaap_BuildingAndBuildingImprovementsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts' xlink:label='us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Loan and Lease Losses, Recoveries of Bad Debts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts' xlink:to='lab_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance' xlink:label='us-gaap_LoansAndLeasesReceivableAllowance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableAllowance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans and Leases Receivable, Allowance, Beginning Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableAllowance' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Loans and Leases Receivable, Allowance, Beginning Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableAllowance' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Loans and Leases Receivable, Allowance, Ending Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableAllowance' xlink:to='lab_us-gaap_LoansAndLeasesReceivableAllowance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NotesReceivableNet' xlink:label='us-gaap_NotesReceivableNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NotesReceivableNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NotesReceivableNet' xlink:to='lab_us-gaap_NotesReceivableNet'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_RealEstateConstructionMember' xlink:label='fil_RealEstateConstructionMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateConstructionMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real estate construction</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RealEstateConstructionMember' xlink:to='lab_fil_RealEstateConstructionMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_OtherMortgageBackedSecurities3Member' xlink:label='fil_OtherMortgageBackedSecurities3Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_OtherMortgageBackedSecurities3Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other mortgage-backed securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_OtherMortgageBackedSecurities3Member' xlink:to='lab_fil_OtherMortgageBackedSecurities3Member'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfHeldToMaturitySecuritiesContractualMaturities' xlink:label='fil_ScheduleOfHeldToMaturitySecuritiesContractualMaturities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfHeldToMaturitySecuritiesContractualMaturities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Held to Maturity Securities, Contractual maturities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfHeldToMaturitySecuritiesContractualMaturities' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Schedule (table) showing information on the contractual maturities of investment securities available for sale at the end of a reporting period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfHeldToMaturitySecuritiesContractualMaturities' xlink:to='lab_fil_ScheduleOfHeldToMaturitySecuritiesContractualMaturities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CompensationAndEmployeeBenefitPlansTextBlock' xlink:label='us-gaap_CompensationAndEmployeeBenefitPlansTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Employee Benefit Plans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CompensationAndEmployeeBenefitPlansTextBlock' xlink:to='lab_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RepaymentsOfDebt' xlink:label='us-gaap_RepaymentsOfDebt'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RepaymentsOfDebt' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Repayment of borrowings</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RepaymentsOfDebt' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Repayment of borrowings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RepaymentsOfDebt' xlink:to='lab_us-gaap_RepaymentsOfDebt'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToMinorityShareholders' xlink:label='us-gaap_PaymentsToMinorityShareholders'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToMinorityShareholders' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase of subsidiary shares from noncontrolling interest {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToMinorityShareholders' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase of subsidiary shares from noncontrolling interest</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToMinorityShareholders' xlink:to='lab_us-gaap_PaymentsToMinorityShareholders'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:label='us-gaap_PaymentsToAcquirePropertyPlantAndEquipment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Purchase of premises and equipment and capitalized software</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Purchase of premises and equipment and capitalized software</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquirePropertyPlantAndEquipment' xlink:to='lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoncontrollingInterestMember' xlink:label='us-gaap_NoncontrollingInterestMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoncontrollingInterestMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Noncontrolling Interest</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoncontrollingInterestMember' xlink:to='lab_us-gaap_NoncontrollingInterestMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract' xlink:label='us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Weighted average number of shares outstanding:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract' xlink:to='lab_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetIncomeLoss' xlink:label='us-gaap_NetIncomeLoss'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLoss' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net Income (Loss)</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLoss' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net Income (Loss)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetIncomeLoss' xlink:to='lab_us-gaap_NetIncomeLoss'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MarketingAndAdvertisingExpense' xlink:label='us-gaap_MarketingAndAdvertisingExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MarketingAndAdvertisingExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Advertising and marketing expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MarketingAndAdvertisingExpense' xlink:to='lab_us-gaap_MarketingAndAdvertisingExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestIncomeAbstract' xlink:label='us-gaap_NoninterestIncomeAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestIncomeAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>NON-INTEREST INCOME:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestIncomeAbstract' xlink:to='lab_us-gaap_NoninterestIncomeAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeSecuritiesMortgageBacked' xlink:label='us-gaap_InterestIncomeSecuritiesMortgageBacked'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestIncomeSecuritiesMortgageBacked' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest on mortgage-backed securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestIncomeSecuritiesMortgageBacked' xlink:to='lab_us-gaap_InterestIncomeSecuritiesMortgageBacked'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesIssued' xlink:label='us-gaap_CommonStockSharesIssued'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockSharesIssued' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common stock shares issued</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockSharesIssued' xlink:to='lab_us-gaap_CommonStockSharesIssued'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesAbstract' xlink:label='us-gaap_LiabilitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>LIABILITIES:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilitiesAbstract' xlink:to='lab_us-gaap_LiabilitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet' xlink:label='us-gaap_PropertyPlantAndEquipmentNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Premises and equipment, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PropertyPlantAndEquipmentNet' xlink:to='lab_us-gaap_PropertyPlantAndEquipmentNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CertificatesOfDepositAtCarryingValue' xlink:label='us-gaap_CertificatesOfDepositAtCarryingValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CertificatesOfDepositAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Certificate of deposits held for investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CertificatesOfDepositAtCarryingValue' xlink:to='lab_us-gaap_CertificatesOfDepositAtCarryingValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityCurrentReportingStatus' xlink:label='dei_EntityCurrentReportingStatus'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_EntityCurrentReportingStatus' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Entity Current Reporting Status</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_EntityCurrentReportingStatus' xlink:to='lab_dei_EntityCurrentReportingStatus'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic' xlink:label='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net Income (Loss) Available to Common Stockholders, Basic, Total</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net Income (Loss) Available to Common Stockholders, Basic, Total</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic' xlink:to='lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract' xlink:label='us-gaap_IncreaseDecreaseInOperatingCapitalAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Increase (Decrease) in Operating Capital {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Increase (Decrease) in Operating Capital</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInOperatingCapitalAbstract' xlink:to='lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_WritedownOfRealEstateOwned' xlink:label='fil_WritedownOfRealEstateOwned'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_WritedownOfRealEstateOwned' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Writedown of real estate owned {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_WritedownOfRealEstateOwned' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Writedown of real estate owned</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_WritedownOfRealEstateOwned' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Writedown of real estated owned, during the indicated period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_WritedownOfRealEstateOwned' xlink:to='lab_fil_WritedownOfRealEstateOwned'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredIncomeTaxesAndTaxCredits' xlink:label='us-gaap_DeferredIncomeTaxesAndTaxCredits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredIncomeTaxesAndTaxCredits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Benefit For Deferred Income Taxes</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredIncomeTaxesAndTaxCredits' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Benefit For Deferred Income Taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredIncomeTaxesAndTaxCredits' xlink:to='lab_us-gaap_DeferredIncomeTaxesAndTaxCredits'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_EquityInUndistributedEarningsLossOfTheBank' xlink:label='fil_EquityInUndistributedEarningsLossOfTheBank'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EquityInUndistributedEarningsLossOfTheBank' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Equity in undistributed (earnings) loss of the Bank</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_EquityInUndistributedEarningsLossOfTheBank' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the equity in distributions in excess of undistributed earnings of subsidiaries, during the indicated time period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EquityInUndistributedEarningsLossOfTheBank' xlink:to='lab_fil_EquityInUndistributedEarningsLossOfTheBank'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentIncomeInterestAndDividend' xlink:label='us-gaap_InvestmentIncomeInterestAndDividend'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentIncomeInterestAndDividend' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest On Investment Securities and Other Short-term Investments</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentIncomeInterestAndDividend' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Interest On Investment Securities and Other Short-term Investments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentIncomeInterestAndDividend' xlink:to='lab_us-gaap_InvestmentIncomeInterestAndDividend'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell' xlink:label='us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans and Leases Receivable, Commitments to Purchase or Sell</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell' xlink:to='lab_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EligibleItemOrGroupForFairValueOptionAxis' xlink:label='us-gaap_EligibleItemOrGroupForFairValueOptionAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EligibleItemOrGroupForFairValueOptionAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Eligible Item or Group for Fair Value Option</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EligibleItemOrGroupForFairValueOptionAxis' xlink:to='lab_us-gaap_EligibleItemOrGroupForFairValueOptionAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue' xlink:label='us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value, Beginning Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value, Beginning Balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value, Ending Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue' xlink:to='lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentsFairValueDisclosure' xlink:label='us-gaap_InvestmentsFairValueDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentsFairValueDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investments, Fair Value Disclosure</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentsFairValueDisclosure' xlink:to='lab_us-gaap_InvestmentsFairValueDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy' xlink:label='us-gaap_CapitalRequiredForCapitalAdequacy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CapitalRequiredForCapitalAdequacy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capital Required for Capital Adequacy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CapitalRequiredForCapitalAdequacy' xlink:to='lab_us-gaap_CapitalRequiredForCapitalAdequacy'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_EsopShares' xlink:label='fil_EsopShares'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EsopShares' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>ESOP shares</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_EsopShares' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The number of allocated, released and unreleased ESOP shares, as of the date indicated.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EsopShares' xlink:to='lab_fil_EsopShares'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense' xlink:label='us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Employee Stock Ownership Plan (ESOP), Compensation Expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense' xlink:to='lab_us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_N12981452Member' xlink:label='fil_N12981452Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_N12981452Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>$12.98 - $14.52</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_N12981452Member' xlink:to='lab_fil_N12981452Member'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_N1998And2003StockOptionPlanMember' xlink:label='fil_N1998And2003StockOptionPlanMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_N1998And2003StockOptionPlanMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>1998 and 2003 Stock Option Plan</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_N1998And2003StockOptionPlanMember' xlink:to='lab_fil_N1998And2003StockOptionPlanMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost' xlink:label='us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Esop Market Value Adjustment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost' xlink:to='lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust' xlink:label='us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust' xlink:to='lab_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_InterestCheckingMember' xlink:label='fil_InterestCheckingMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InterestCheckingMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest checking</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InterestCheckingMember' xlink:to='lab_fil_InterestCheckingMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_NetLossesOnDispositionsOfRealEstateOwnedReo' xlink:label='fil_NetLossesOnDispositionsOfRealEstateOwnedReo'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NetLossesOnDispositionsOfRealEstateOwnedReo' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net losses on dispositions of Real Estate Owned (REO)</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_NetLossesOnDispositionsOfRealEstateOwnedReo' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the net losses on dispositions of Real Estate Owned (REO) during the indicated period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NetLossesOnDispositionsOfRealEstateOwnedReo' xlink:to='lab_fil_NetLossesOnDispositionsOfRealEstateOwnedReo'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_RealEstateOwnedAdditions' xlink:label='fil_RealEstateOwnedAdditions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedAdditions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real Estate Owned, Additions</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedAdditions' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents additions to Real Estate Owned (REO) during the indicated time period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RealEstateOwnedAdditions' xlink:to='lab_fil_RealEstateOwnedAdditions'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ConstructionInProgress1Member' xlink:label='fil_ConstructionInProgress1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ConstructionInProgress1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Construction in progress</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ConstructionInProgress1Member' xlink:to='lab_fil_ConstructionInProgress1Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain' xlink:label='us-gaap_PropertyPlantAndEquipmentTypeDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentTypeDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Property, Plant and Equipment, Type {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentTypeDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Property, Plant and Equipment, Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PropertyPlantAndEquipmentTypeDomain' xlink:to='lab_us-gaap_PropertyPlantAndEquipmentTypeDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1' xlink:label='us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Modifications, Post-Modification Recorded Investment {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Financing Receivable, Modifications, Post-Modification Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1' xlink:to='lab_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized' xlink:label='us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans and Leases Receivable, Impaired, Interest Income Recognized</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized' xlink:to='lab_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing' xlink:label='us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing' xlink:to='lab_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue' xlink:label='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Debt Maturities, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Major Types of Debt and Equity Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis' xlink:to='lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AssetsHeldInTrust' xlink:label='us-gaap_AssetsHeldInTrust'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsHeldInTrust' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets Held-in-trust</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetsHeldInTrust' xlink:to='lab_us-gaap_AssetsHeldInTrust'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_SchduleOfAssetsMeasuredAtFairValueOnANonRecurringBasis' xlink:label='fil_SchduleOfAssetsMeasuredAtFairValueOnANonRecurringBasis'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SchduleOfAssetsMeasuredAtFairValueOnANonRecurringBasis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Assets measured at fair value on a non-recurring basis</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_SchduleOfAssetsMeasuredAtFairValueOnANonRecurringBasis' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders&apos; equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SchduleOfAssetsMeasuredAtFairValueOnANonRecurringBasis' xlink:to='lab_fil_SchduleOfAssetsMeasuredAtFairValueOnANonRecurringBasis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock' xlink:label='us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Accounts, Notes, Loans and Financing Receivable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock' xlink:to='lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfTemporarilyImpairedMortgageBackedSecuritiesFairValueAndUnrealizedLosses' xlink:label='fil_ScheduleOfTemporarilyImpairedMortgageBackedSecuritiesFairValueAndUnrealizedLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfTemporarilyImpairedMortgageBackedSecuritiesFairValueAndUnrealizedLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Temporarily Impaired Mortgage-backed securities, Fair Value and Unrealized Losses</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfTemporarilyImpairedMortgageBackedSecuritiesFairValueAndUnrealizedLosses' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Schedule (table) showing the fair value of temporarily impaired mortgage-backed secrities, the amount of unrealized losses and the length of time these unrealized losses existed, as of the dates indicated.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfTemporarilyImpairedMortgageBackedSecuritiesFairValueAndUnrealizedLosses' xlink:to='lab_fil_ScheduleOfTemporarilyImpairedMortgageBackedSecuritiesFairValueAndUnrealizedLosses'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ConsolidationPolicyTextBlock' xlink:label='us-gaap_ConsolidationPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ConsolidationPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Principles of Consolidation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ConsolidationPolicyTextBlock' xlink:to='lab_us-gaap_ConsolidationPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets' xlink:label='us-gaap_ProceedsFromSaleOfForeclosedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfForeclosedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from sale of real estate owned and premises and equipment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfForeclosedAssets' xlink:to='lab_us-gaap_ProceedsFromSaleOfForeclosedAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract' xlink:label='us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Changes in assets and liabilities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract' xlink:to='lab_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GainLossOnSaleOfOtherAssets' xlink:label='us-gaap_GainLossOnSaleOfOtherAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GainLossOnSaleOfOtherAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net (gain) loss on loans held for sale, sale of real estate owned, mortgage-backed securities, investment securities and premises and equipment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GainLossOnSaleOfOtherAssets' xlink:to='lab_us-gaap_GainLossOnSaleOfOtherAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount' xlink:label='us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Noncontrolling interest {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Noncontrolling interest</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount' xlink:to='lab_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember' xlink:label='us-gaap_AdditionalPaidInCapitalMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdditionalPaidInCapitalMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Additional Paid-In Capital</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdditionalPaidInCapitalMember' xlink:to='lab_us-gaap_AdditionalPaidInCapitalMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing' xlink:label='us-gaap_InformationTechnologyAndDataProcessing'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InformationTechnologyAndDataProcessing' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Data processing</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InformationTechnologyAndDataProcessing' xlink:to='lab_us-gaap_InformationTechnologyAndDataProcessing'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AssetManagementFees' xlink:label='us-gaap_AssetManagementFees'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetManagementFees' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Asset management fees</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetManagementFees' xlink:to='lab_us-gaap_AssetManagementFees'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:label='us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total equity</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total equity</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Balance, Value</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Balance, Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest' xlink:to='lab_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensation' xlink:label='us-gaap_ShareBasedCompensation'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensation' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensation' xlink:to='lab_us-gaap_ShareBasedCompensation'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SalesRevenueNetAbstract' xlink:label='us-gaap_SalesRevenueNetAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SalesRevenueNetAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Revenue, Net {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SalesRevenueNetAbstract' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Revenue, Net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SalesRevenueNetAbstract' xlink:to='lab_us-gaap_SalesRevenueNetAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain' xlink:label='us-gaap_FairValueDisclosureItemAmountsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueDisclosureItemAmountsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Disclosure Item Amounts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueDisclosureItemAmountsDomain' xlink:to='lab_us-gaap_FairValueDisclosureItemAmountsDomain'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_RealEstateOwnedMember' xlink:label='fil_RealEstateOwnedMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real estate owned</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RealEstateOwnedMember' xlink:to='lab_fil_RealEstateOwnedMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets' xlink:label='us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tier One Leverage Capital Required to be Well Capitalized to Average Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets' xlink:to='lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized' xlink:label='us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tier One Leverage Capital Required to be Well Capitalized</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized' xlink:to='lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Exercise Price</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_N749951Member' xlink:label='fil_N749951Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_N749951Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>$7.49 - $9.51</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_N749951Member' xlink:to='lab_fil_N749951Member'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_UnrecognizedCompensationCostRelatedToNonvestedStockOptions' xlink:label='fil_UnrecognizedCompensationCostRelatedToNonvestedStockOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnrecognizedCompensationCostRelatedToNonvestedStockOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unrecognized compensation cost related to nonvested stock options</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnrecognizedCompensationCostRelatedToNonvestedStockOptions' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the balance of unrecognized compensation cost related to nonvested stock options as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UnrecognizedCompensationCostRelatedToNonvestedStockOptions' xlink:to='lab_fil_UnrecognizedCompensationCostRelatedToNonvestedStockOptions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations' xlink:label='us-gaap_EffectiveIncomeTaxRateContinuingOperations'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Effective Income Tax Rate Reconciliation, Percent</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EffectiveIncomeTaxRateContinuingOperations' xlink:to='lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_DepositAccountsWeightedAverageInterestRate' xlink:label='fil_DepositAccountsWeightedAverageInterestRate'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DepositAccountsWeightedAverageInterestRate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposit Accounts, Weighted Average Interest Rate</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_DepositAccountsWeightedAverageInterestRate' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The weighted average interest rate paid on deposit accounts, based on interest rates as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DepositAccountsWeightedAverageInterestRate' xlink:to='lab_fil_DepositAccountsWeightedAverageInterestRate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments' xlink:label='us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capital Leases, Future Minimum Payments, Interest Included in Payments</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Capital Leases, Future Minimum Payments, Interest Included in Payments</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments' xlink:to='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour' xlink:label='us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capital Leases, Future Minimum Payments, Due in Rolling Year Four</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour' xlink:to='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo' xlink:label='us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capital Leases, Future Minimum Payments, Due in Rolling Year Two</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo' xlink:to='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1' xlink:label='us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Modifications, Subsequent Default, Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1' xlink:to='lab_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_MultiFamilyMember' xlink:label='fil_MultiFamilyMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MultiFamilyMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Multi-Family</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MultiFamilyMember' xlink:to='lab_fil_MultiFamilyMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_CommercialRealEstate1Member' xlink:label='fil_CommercialRealEstate1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CommercialRealEstate1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Commercial Real Estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CommercialRealEstate1Member' xlink:to='lab_fil_CommercialRealEstate1Member'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_LoansToOfficersAndDirectors' xlink:label='fil_LoansToOfficersAndDirectors'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansToOfficersAndDirectors' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans to Officers and Directors, Beginning balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansToOfficersAndDirectors' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Loans to Officers and Directors, Beginning balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansToOfficersAndDirectors' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Loans to Officers and Directors, Ending balance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansToOfficersAndDirectors' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the balance of ggregate loans to officers and directors, all of which are current.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansToOfficersAndDirectors' xlink:to='lab_fil_LoansToOfficersAndDirectors'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_MortgageBackedSecuritiesHeldToMaturityPledgedAsCollateralFairValue' xlink:label='fil_MortgageBackedSecuritiesHeldToMaturityPledgedAsCollateralFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageBackedSecuritiesHeldToMaturityPledgedAsCollateralFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage-backed securities held to maturity pledged as collateral, Fair Value</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageBackedSecuritiesHeldToMaturityPledgedAsCollateralFairValue' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Fair value of mortgage-backed securities held to maturity and pledged as collateral for governmental public funds held by the bank.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageBackedSecuritiesHeldToMaturityPledgedAsCollateralFairValue' xlink:to='lab_fil_MortgageBackedSecuritiesHeldToMaturityPledgedAsCollateralFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue' xlink:label='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Debt Maturities, after Ten Years, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount' xlink:label='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue' xlink:label='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock' xlink:label='us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Condensed Income Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfAvailableForSaleMortgageBackedSecuritiesContractualMaturitiesTableTextBlock' xlink:label='fil_ScheduleOfAvailableForSaleMortgageBackedSecuritiesContractualMaturitiesTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAvailableForSaleMortgageBackedSecuritiesContractualMaturitiesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of available-for-sale mortgage-backed securities, Contractual Maturities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAvailableForSaleMortgageBackedSecuritiesContractualMaturitiesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Schedule (table) of the contractual maturities of mortgage-backed securities available for sale, as of the date(s) indicated on the schedule.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfAvailableForSaleMortgageBackedSecuritiesContractualMaturitiesTableTextBlock' xlink:to='lab_fil_ScheduleOfAvailableForSaleMortgageBackedSecuritiesContractualMaturitiesTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerSharePolicyDiluted' xlink:label='us-gaap_EarningsPerSharePolicyDiluted'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EarningsPerSharePolicyDiluted' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Earnings Per Share Policy, Diluted</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EarningsPerSharePolicyDiluted' xlink:to='lab_us-gaap_EarningsPerSharePolicyDiluted'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock' xlink:label='us-gaap_DepositLiabilitiesDisclosuresTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deposit Accounts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DepositLiabilitiesDisclosuresTextBlock' xlink:to='lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TransferOtherRealEstate' xlink:label='us-gaap_TransferOtherRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TransferOtherRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Transfer of real estate owned to loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TransferOtherRealEstate' xlink:to='lab_us-gaap_TransferOtherRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:label='us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>NONCASH INVESTING AND FINANCING ACTIVITIES:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract' xlink:to='lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale' xlink:label='us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Origination of loans held for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale' xlink:to='lab_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome' xlink:label='us-gaap_NoninterestIncomeOtherOperatingIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NoninterestIncomeOtherOperatingIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other non-interest income</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NoninterestIncomeOtherOperatingIncome' xlink:to='lab_us-gaap_NoninterestIncomeOtherOperatingIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable' xlink:label='us-gaap_InterestIncomeSecuritiesTaxable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestIncomeSecuritiesTaxable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest on investment securities-taxable</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestIncomeSecuritiesTaxable' xlink:to='lab_us-gaap_InterestIncomeSecuritiesTaxable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquity' xlink:label='us-gaap_StockholdersEquity'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total shareholders&apos; equity</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquity' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Total shareholders&apos; equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockholdersEquity' xlink:to='lab_us-gaap_StockholdersEquity'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_UnearnedESOPShares' xlink:label='us-gaap_UnearnedESOPShares'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_UnearnedESOPShares' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unearned shares issued to employee stock ownership trust</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_UnearnedESOPShares' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Unearned shares issued to employee stock ownership trust</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_UnearnedESOPShares' xlink:to='lab_us-gaap_UnearnedESOPShares'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsPayableAndOtherAccruedLiabilities' xlink:label='us-gaap_AccountsPayableAndOtherAccruedLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccountsPayableAndOtherAccruedLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accrued expenses and other liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccountsPayableAndOtherAccruedLiabilities' xlink:to='lab_us-gaap_AccountsPayableAndOtherAccruedLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets' xlink:label='us-gaap_PrepaidExpenseAndOtherAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PrepaidExpenseAndOtherAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Prepaid expenses and other assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PrepaidExpenseAndOtherAssets' xlink:to='lab_us-gaap_PrepaidExpenseAndOtherAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TransferOfOtherRealEstate' xlink:label='us-gaap_TransferOfOtherRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TransferOfOtherRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real Estate Owned, Transfer from Real Estate Owned</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TransferOfOtherRealEstate' xlink:to='lab_us-gaap_TransferOfOtherRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate' xlink:label='us-gaap_ProceedsFromSaleOfOtherRealEstate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfOtherRealEstate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from Sale of Other Real Estate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfOtherRealEstate' xlink:to='lab_us-gaap_ProceedsFromSaleOfOtherRealEstate'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeLossAttributableToParent' xlink:label='us-gaap_IncomeLossAttributableToParent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeLossAttributableToParent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income (Loss) Attributable to Parent</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeLossAttributableToParent' xlink:to='lab_us-gaap_IncomeLossAttributableToParent'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures' xlink:label='us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment in The Bank</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Investment in The Bank</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures' xlink:to='lab_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_MortgageBackedSecuritiesHeldToMaturityMember' xlink:label='fil_MortgageBackedSecuritiesHeldToMaturityMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageBackedSecuritiesHeldToMaturityMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage-backed securities held to maturity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageBackedSecuritiesHeldToMaturityMember' xlink:to='lab_fil_MortgageBackedSecuritiesHeldToMaturityMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:label='us-gaap_AssetsFairValueDisclosureNonrecurring'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Assets, Fair Value Disclosure, Nonrecurring</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetsFairValueDisclosureNonrecurring' xlink:to='lab_us-gaap_AssetsFairValueDisclosureNonrecurring'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss' xlink:label='us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Other Comprehensive Income (Loss)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss' xlink:to='lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice' xlink:label='us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangements by Share-based Payment Award, Options, Forfeitures in Period, Weighted Average Exercise Price</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsMethodUsed' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsMethodUsed'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsMethodUsed' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Method Used</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsMethodUsed' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsMethodUsed'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_DeferredTaxLiabilitiesPurchaseAccounting' xlink:label='fil_DeferredTaxLiabilitiesPurchaseAccounting'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxLiabilitiesPurchaseAccounting' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Liabilities, Purchase Accounting</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_DeferredTaxLiabilitiesPurchaseAccounting' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the deferred tax liabilities consequent to Purchase Accounting, as of the date indicated.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DeferredTaxLiabilitiesPurchaseAccounting' xlink:to='lab_fil_DeferredTaxLiabilitiesPurchaseAccounting'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DebtInstrumentCarryingAmount' xlink:label='us-gaap_DebtInstrumentCarryingAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DebtInstrumentCarryingAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Long-term Debt, Gross</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DebtInstrumentCarryingAmount' xlink:to='lab_us-gaap_DebtInstrumentCarryingAmount'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter' xlink:label='us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Operating Leases, Future Minimum Payments, Due Thereafter</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter' xlink:to='lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths' xlink:label='us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Capital Leases, Future Minimum Payments, Next Rolling Twelve Months</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths' xlink:to='lab_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent' xlink:label='us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Operating Leases, Future Minimum Payments Due, Next Twelve Months</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent' xlink:to='lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_Loan1Member' xlink:label='fil_Loan1Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Loan1Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loan 1</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Loan1Member' xlink:to='lab_fil_Loan1Member'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_LoanDomain' xlink:label='fil_LoanDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loan {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoanDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Loan</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoanDomain' xlink:to='lab_fil_LoanDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance' xlink:label='us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, Unpaid Principal Balance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance' xlink:to='lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, with No Related Allowance, Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment' xlink:to='lab_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment' xlink:to='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NotesReceivableGross' xlink:label='us-gaap_NotesReceivableGross'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NotesReceivableGross' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Gross</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NotesReceivableGross' xlink:to='lab_us-gaap_NotesReceivableGross'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_MortgageBackedSecuritiesAvailableForSaleMember' xlink:label='fil_MortgageBackedSecuritiesAvailableForSaleMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageBackedSecuritiesAvailableForSaleMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage-backed securities available for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageBackedSecuritiesAvailableForSaleMember' xlink:to='lab_fil_MortgageBackedSecuritiesAvailableForSaleMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue' xlink:label='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Debt Maturities, Next Twelve Months, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_InvestmentSecuritiesPledgedAsCollateralFairValue' xlink:label='fil_InvestmentSecuritiesPledgedAsCollateralFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InvestmentSecuritiesPledgedAsCollateralFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment securities pledged as collateral, fair value</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_InvestmentSecuritiesPledgedAsCollateralFairValue' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The fair value of investment securities pledged as collateral for government public funds held by the bank, as of the date indicated.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InvestmentSecuritiesPledgedAsCollateralFairValue' xlink:to='lab_fil_InvestmentSecuritiesPledgedAsCollateralFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2' xlink:label='us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2' xlink:to='lab_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_InvestmentSecuritiesMember' xlink:label='fil_InvestmentSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_InvestmentSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Investment Securities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_InvestmentSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Investment Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_InvestmentSecuritiesMember' xlink:to='lab_fil_InvestmentSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' xlink:label='us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock' xlink:label='us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of activity related to options under all plans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock' xlink:to='lab_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock' xlink:label='us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TableTextBlockSupplementAbstract' xlink:label='us-gaap_TableTextBlockSupplementAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TableTextBlockSupplementAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tables/Schedules</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TableTextBlockSupplementAbstract' xlink:to='lab_us-gaap_TableTextBlockSupplementAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy' xlink:label='us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation, Option and Incentive Plans Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy' xlink:to='lab_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock' xlink:label='us-gaap_IncomeTaxPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncomeTaxPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Income Tax, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncomeTaxPolicyTextBlock' xlink:to='lab_us-gaap_IncomeTaxPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsIntangibleAssetsPolicy' xlink:label='us-gaap_GoodwillAndIntangibleAssetsIntangibleAssetsPolicy'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_GoodwillAndIntangibleAssetsIntangibleAssetsPolicy' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Goodwill and Intangible Assets, Intangible Assets, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_GoodwillAndIntangibleAssetsIntangibleAssetsPolicy' xlink:to='lab_us-gaap_GoodwillAndIntangibleAssetsIntangibleAssetsPolicy'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_RealEstateOwnedReo' xlink:label='fil_RealEstateOwnedReo'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedReo' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real Estate Owned (&apos;REO&apos;), Policy</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedReo' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Descriptive disclosure of policy related to other real estate owned.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RealEstateOwnedReo' xlink:to='lab_fil_RealEstateOwnedReo'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashAndCashEquivalentsPolicyTextBlock' xlink:label='us-gaap_CashAndCashEquivalentsPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash and Cash Equivalents Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashAndCashEquivalentsPolicyTextBlock' xlink:to='lab_us-gaap_CashAndCashEquivalentsPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInInvestingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash provided by (used in) investing activities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net cash provided by (used in) investing activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInInvestingActivities' xlink:to='lab_us-gaap_NetCashProvidedByUsedInInvestingActivities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsToAcquireRestrictedCertificatesOfDeposit' xlink:label='us-gaap_PaymentsToAcquireRestrictedCertificatesOfDeposit'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireRestrictedCertificatesOfDeposit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Redemption (purchase) of certificates of deposit held for investment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsToAcquireRestrictedCertificatesOfDeposit' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Redemption (purchase) of certificates of deposit held for investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsToAcquireRestrictedCertificatesOfDeposit' xlink:to='lab_us-gaap_PaymentsToAcquireRestrictedCertificatesOfDeposit'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharesOutstanding' xlink:label='us-gaap_SharesOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Balance, Shares</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel' xml:lang='en-US'>Balance, Shares</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SharesOutstanding' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel' xml:lang='en-US'>Balance, Shares</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SharesOutstanding' xlink:to='lab_us-gaap_SharesOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseBorrowings' xlink:label='us-gaap_InterestExpenseBorrowings'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseBorrowings' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest on borrowings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpenseBorrowings' xlink:to='lab_us-gaap_InterestExpenseBorrowings'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseAbstract' xlink:label='us-gaap_InterestExpenseAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>INTEREST EXPENSE:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpenseAbstract' xlink:to='lab_us-gaap_InterestExpenseAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockSharesAuthorized' xlink:label='us-gaap_CommonStockSharesAuthorized'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockSharesAuthorized' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common stock shares authorized</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockSharesAuthorized' xlink:to='lab_us-gaap_CommonStockSharesAuthorized'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_JuniorSubordinatedNotes' xlink:label='us-gaap_JuniorSubordinatedNotes'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_JuniorSubordinatedNotes' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Junior subordinated debentures</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_JuniorSubordinatedNotes' xlink:to='lab_us-gaap_JuniorSubordinatedNotes'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent' xlink:label='us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred income taxes, net</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent' xlink:to='lab_us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CashEquivalentsAtCarryingValue' xlink:label='us-gaap_CashEquivalentsAtCarryingValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CashEquivalentsAtCarryingValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Cash, including interest-earning accounts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CashEquivalentsAtCarryingValue' xlink:to='lab_us-gaap_CashEquivalentsAtCarryingValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AssetsAbstract' xlink:label='us-gaap_AssetsAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AssetsAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>ASSETS</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AssetsAbstract' xlink:to='lab_us-gaap_AssetsAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_CurrentFiscalYearEndDate' xlink:label='dei_CurrentFiscalYearEndDate'/>
		<link:label xlink:type='resource' xlink:label='lab_dei_CurrentFiscalYearEndDate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Current Fiscal Year End Date</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='dei_CurrentFiscalYearEndDate' xlink:to='lab_dei_CurrentFiscalYearEndDate'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_DocumentAndEntityInformationAbstract' xlink:label='fil_DocumentAndEntityInformationAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DocumentAndEntityInformationAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Document and Entity Information:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DocumentAndEntityInformationAbstract' xlink:to='lab_fil_DocumentAndEntityInformationAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Revenues' xlink:label='us-gaap_Revenues'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Revenues' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Revenues, Total</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Revenues' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Revenues, Total</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Revenues' xlink:to='lab_us-gaap_Revenues'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ParentCompanyMember' xlink:label='us-gaap_ParentCompanyMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ParentCompanyMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Parent Company</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ParentCompanyMember' xlink:to='lab_us-gaap_ParentCompanyMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DemandDepositsMember' xlink:label='us-gaap_DemandDepositsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DemandDepositsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Demand Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DemandDepositsMember' xlink:to='lab_us-gaap_DemandDepositsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MinimumMember' xlink:label='us-gaap_MinimumMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MinimumMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Minimum</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MinimumMember' xlink:to='lab_us-gaap_MinimumMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_CreMortgageBackedSecuritiesMember' xlink:label='fil_CreMortgageBackedSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_CreMortgageBackedSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>CRE mortgage-backed securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_CreMortgageBackedSecuritiesMember' xlink:to='lab_fil_CreMortgageBackedSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_FNMAMortgageBackedSecuritiesMember' xlink:label='fil_FNMAMortgageBackedSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FNMAMortgageBackedSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>FNMA mortgage-backed securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FNMAMortgageBackedSecuritiesMember' xlink:to='lab_fil_FNMAMortgageBackedSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets' xlink:label='us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tier One Leverage Capital Required for Capital Adequacy to Average Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets' xlink:to='lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_EsopSharesUnreleased' xlink:label='fil_EsopSharesUnreleased'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EsopSharesUnreleased' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>ESOP shares, unreleased</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_EsopSharesUnreleased' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The number of unreleased ESOP shares, as of the date indicated.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EsopSharesUnreleased' xlink:to='lab_fil_EsopSharesUnreleased'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1' xlink:label='us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Remaining Contractual Term</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1' xlink:to='lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_N1998StockOptionPlanMember' xlink:label='fil_N1998StockOptionPlanMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_N1998StockOptionPlanMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>1998 Stock Option Plan</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_N1998StockOptionPlanMember' xlink:to='lab_fil_N1998StockOptionPlanMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes' xlink:label='us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes' xlink:to='lab_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears' xlink:label='us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Operating Leases, Future Minimum Payments, Due in Four Years</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears' xlink:to='lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis' xlink:label='us-gaap_PropertyPlantAndEquipmentByTypeAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Property, Plant and Equipment, Type</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PropertyPlantAndEquipmentByTypeAxis' xlink:to='lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossGross' xlink:label='us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossGross'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossGross' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Loan and Lease Losses, Provision for (recapture of) Loss, Gross</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossGross' xlink:to='lab_us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossGross'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_TotalCommercialAndConstructionMember' xlink:label='fil_TotalCommercialAndConstructionMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_TotalCommercialAndConstructionMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Total commercial and construction</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_TotalCommercialAndConstructionMember' xlink:to='lab_fil_TotalCommercialAndConstructionMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_MortgageBackedSecuritiesHeldToMaturityAmortizedCost' xlink:label='fil_MortgageBackedSecuritiesHeldToMaturityAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageBackedSecuritiesHeldToMaturityAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage-backed securities held to maturity pledged as collateral, Amortized Cost</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageBackedSecuritiesHeldToMaturityAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Amortized cost of mortgage-backed securities held to maturity and pledged as collateral for governmental public funds held by the bank.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageBackedSecuritiesHeldToMaturityAmortizedCost' xlink:to='lab_fil_MortgageBackedSecuritiesHeldToMaturityAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:label='us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Unrecognized Holding Loss {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Held-to-maturity Securities, Unrecognized Holding Loss</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' xlink:label='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Amortized Cost before Other than Temporary Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' xlink:label='us-gaap_AvailableForSaleSecuritiesFairValueDisclosure'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Fair Value Disclosure</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesFairValueDisclosure' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' xlink:label='us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Gross Unrealized Gains</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain' xlink:to='lab_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivablesTableTextBlock' xlink:label='us-gaap_ImpairedFinancingReceivablesTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivablesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivables</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivablesTableTextBlock' xlink:to='lab_us-gaap_ImpairedFinancingReceivablesTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfAvailableForSaleMortgageBackedSecuritiesTableTextBlock' xlink:label='fil_ScheduleOfAvailableForSaleMortgageBackedSecuritiesTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAvailableForSaleMortgageBackedSecuritiesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of available-for-sale mortgage-backed securities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAvailableForSaleMortgageBackedSecuritiesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Schedule (table) of Mortgage-backed securities available for sale, as of the date(s) indicated on the schedule.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfAvailableForSaleMortgageBackedSecuritiesTableTextBlock' xlink:to='lab_fil_ScheduleOfAvailableForSaleMortgageBackedSecuritiesTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecrease' xlink:label='us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecrease'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecrease' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair value adjustment to securities available for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecrease' xlink:to='lab_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecrease'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock' xlink:label='us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from redemption of Federal Home Loan Bank stock</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock' xlink:role='http://www.xbrl.org/2009/role/negatedLabel' xml:lang='en-US'>Proceeds from redemption of Federal Home Loan Bank stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock' xlink:to='lab_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities' xlink:label='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Principal repayments on investment securities available for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities' xlink:to='lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease' xlink:label='us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Writedown of real estate owned</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease' xlink:to='lab_us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes' xlink:label='us-gaap_IncreaseDecreaseInDeferredIncomeTaxes'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Provision (benefit) for deferred income taxes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInDeferredIncomeTaxes' xlink:to='lab_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EquityComponentDomain' xlink:label='us-gaap_EquityComponentDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EquityComponentDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Equity Component</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EquityComponentDomain' xlink:to='lab_us-gaap_EquityComponentDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockMember' xlink:label='us-gaap_CommonStockMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common Stock {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Common Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockMember' xlink:to='lab_us-gaap_CommonStockMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherInterestAndDividendIncome' xlink:label='us-gaap_OtherInterestAndDividendIncome'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherInterestAndDividendIncome' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other interest and dividends</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherInterestAndDividendIncome' xlink:to='lab_us-gaap_OtherInterestAndDividendIncome'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesShortTermInvestmentsAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesShortTermInvestmentsAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesShortTermInvestmentsAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Amortized Cost of Investment securities available for sale</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesShortTermInvestmentsAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesShortTermInvestmentsAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract' xlink:label='us-gaap_LiabilitiesAndStockholdersEquityAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>LIABILITIES AND EQUITY</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LiabilitiesAndStockholdersEquityAbstract' xlink:to='lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_StandbyLettersOfCredit1' xlink:label='fil_StandbyLettersOfCredit1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_StandbyLettersOfCredit1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Standby letters of credit</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_StandbyLettersOfCredit1' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the monetary amount of standby letters of credit, as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_StandbyLettersOfCredit1' xlink:to='lab_fil_StandbyLettersOfCredit1'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_UnusedLinesOfCredit' xlink:label='fil_UnusedLinesOfCredit'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnusedLinesOfCredit' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Unused lines of credit</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_UnusedLinesOfCredit' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the unused lines of credit, as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_UnusedLinesOfCredit' xlink:to='lab_fil_UnusedLinesOfCredit'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_NonRecurringAssetsDomain' xlink:label='fil_NonRecurringAssetsDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_NonRecurringAssetsDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Non-recurring Assets {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_NonRecurringAssetsDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Non-recurring Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_NonRecurringAssetsDomain' xlink:to='lab_fil_NonRecurringAssetsDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized' xlink:label='us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tier One Risk Based Capital Required to be Well Capitalized</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized' xlink:to='lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate' xlink:label='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_N2003StockOptionPlanMember' xlink:label='fil_N2003StockOptionPlanMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_N2003StockOptionPlanMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>2003 Stock Option Plan</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_N2003StockOptionPlanMember' xlink:to='lab_fil_N2003StockOptionPlanMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ReoExpense' xlink:label='fil_ReoExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ReoExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>REO Expense</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ReoExpense' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Monetary amount of Deferred Tax Asset Other Real Estate Owned Costs, as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ReoExpense' xlink:to='lab_fil_ReoExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses' xlink:label='us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impairment On Investment Security</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses' xlink:to='lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_SavingsAccountsMember' xlink:label='fil_SavingsAccountsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SavingsAccountsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Savings accounts</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SavingsAccountsMember' xlink:to='lab_fil_SavingsAccountsMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_MoneyMarketMember' xlink:label='fil_MoneyMarketMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MoneyMarketMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Money market</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MoneyMarketMember' xlink:to='lab_fil_MoneyMarketMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment' xlink:label='us-gaap_ImpairedFinancingReceivableRecordedInvestment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Impaired Financing Receivable, Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ImpairedFinancingReceivableRecordedInvestment' xlink:to='lab_us-gaap_ImpairedFinancingReceivableRecordedInvestment'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ChangeInAllowanceForUnfundedLoanCommitments' xlink:label='fil_ChangeInAllowanceForUnfundedLoanCommitments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ChangeInAllowanceForUnfundedLoanCommitments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Change in Allowance for unfunded loan commitments</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ChangeInAllowanceForUnfundedLoanCommitments' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the change in the allowance for unfunded loan commitments during the indicated period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ChangeInAllowanceForUnfundedLoanCommitments' xlink:to='lab_fil_ChangeInAllowanceForUnfundedLoanCommitments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1' xlink:label='us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1' xlink:to='lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain' xlink:label='us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Unrecognized Holding Gain {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Held-to-maturity Securities, Unrecognized Holding Gain</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain' xlink:to='lab_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock' xlink:label='us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock' xlink:to='lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfActivityInReoRealEstateOwned' xlink:label='fil_ScheduleOfActivityInReoRealEstateOwned'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfActivityInReoRealEstateOwned' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of activity in REO (Real Estate Owned)</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfActivityInReoRealEstateOwned' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Tabular disclosure of activity in Real Estate Owned (REO) including additions, dispositions, and writedowns.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfActivityInReoRealEstateOwned' xlink:to='lab_fil_ScheduleOfActivityInReoRealEstateOwned'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_FederalHomeLoanBankStock1' xlink:label='fil_FederalHomeLoanBankStock1'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FederalHomeLoanBankStock1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Federal Home Loan Bank Stock {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FederalHomeLoanBankStock1' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Federal Home Loan Bank Stock</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FederalHomeLoanBankStock1' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Descriptive disclosure of policy related to Federal Home Loan Bank Stock.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FederalHomeLoanBankStock1' xlink:to='lab_fil_FederalHomeLoanBankStock1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementLineItems' xlink:label='us-gaap_StatementLineItems'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementLineItems' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementLineItems' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementLineItems' xlink:to='lab_us-gaap_StatementLineItems'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatementTable' xlink:label='us-gaap_StatementTable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StatementTable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Statement</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StatementTable' xlink:to='lab_us-gaap_StatementTable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTaxAbstract' xlink:label='us-gaap_OtherComprehensiveIncomeLossTaxAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherComprehensiveIncomeLossTaxAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other comprehensive income (loss):</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherComprehensiveIncomeLossTaxAbstract' xlink:to='lab_us-gaap_OtherComprehensiveIncomeLossTaxAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProfessionalFees' xlink:label='us-gaap_ProfessionalFees'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProfessionalFees' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Professional fees</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProfessionalFees' xlink:to='lab_us-gaap_ProfessionalFees'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LaborAndRelatedExpense' xlink:label='us-gaap_LaborAndRelatedExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LaborAndRelatedExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Salaries and employee benefits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LaborAndRelatedExpense' xlink:to='lab_us-gaap_LaborAndRelatedExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquityAbstract' xlink:label='us-gaap_StockholdersEquityAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockholdersEquityAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Shareholders&apos; equity</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockholdersEquityAbstract' xlink:to='lab_us-gaap_StockholdersEquityAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance' xlink:label='us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Advance payments by borrowers for taxes and insurance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance' xlink:to='lab_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_BankOwnedLifeInsurance' xlink:label='us-gaap_BankOwnedLifeInsurance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_BankOwnedLifeInsurance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank owned life insurance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_BankOwnedLifeInsurance' xlink:to='lab_us-gaap_BankOwnedLifeInsurance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets' xlink:label='us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets' xlink:to='lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_SerialPreferredSharesIssued' xlink:label='fil_SerialPreferredSharesIssued'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_SerialPreferredSharesIssued' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Serial preferred shares issued</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_SerialPreferredSharesIssued' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The number of serial preferred shares issued, as of the indicated date.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_SerialPreferredSharesIssued' xlink:to='lab_fil_SerialPreferredSharesIssued'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_Fiscal2012Member' xlink:label='fil_Fiscal2012Member'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_Fiscal2012Member' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fiscal2012Member</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_Fiscal2012Member' xlink:to='lab_fil_Fiscal2012Member'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsOther' xlink:label='us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsOther'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsOther' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Bank Owned Life Insurance {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsOther' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Bank Owned Life Insurance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsOther' xlink:to='lab_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsOther'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards' xlink:label='us-gaap_DeferredTaxAssetsOperatingLossCarryforwards'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Operating Loss Carryforwards</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsOperatingLossCarryforwards' xlink:to='lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment' xlink:label='us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accumulated Depreciation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment' xlink:to='lab_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities' xlink:label='us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Accrued Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities' xlink:to='lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InterestExpenseSavingsDeposits' xlink:label='us-gaap_InterestExpenseSavingsDeposits'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_InterestExpenseSavingsDeposits' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Interest Expense, Savings Deposits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_InterestExpenseSavingsDeposits' xlink:to='lab_us-gaap_InterestExpenseSavingsDeposits'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_RealEstateOwnedExpensesWriteDowns' xlink:label='fil_RealEstateOwnedExpensesWriteDowns'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedExpensesWriteDowns' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real Estate Owned, Expenses, Write-downs</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateOwnedExpensesWriteDowns' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents the writedown expenses related to Real Estate Owned (REO) during the indicated time period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RealEstateOwnedExpensesWriteDowns' xlink:to='lab_fil_RealEstateOwnedExpensesWriteDowns'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment' xlink:label='us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment' xlink:to='lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross' xlink:label='us-gaap_PropertyPlantAndEquipmentGross'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_PropertyPlantAndEquipmentGross' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Property, Plant and Equipment, Gross</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_PropertyPlantAndEquipmentGross' xlink:to='lab_us-gaap_PropertyPlantAndEquipmentGross'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_AllMortgageBackedSecuritiesMember' xlink:label='fil_AllMortgageBackedSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllMortgageBackedSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>All Mortgage-backed Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AllMortgageBackedSecuritiesMember' xlink:to='lab_fil_AllMortgageBackedSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue' xlink:label='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Debt Maturities, Year Six Through Ten, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount' xlink:label='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue' xlink:label='us-gaap_HeldToMaturitySecuritiesFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesFairValue' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1' xlink:label='us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Gross Unrealized Losses</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock' xlink:label='us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Earnings Per Share, Basic and Diluted</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock' xlink:label='us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Deferred Tax Assets and Liabilities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock' xlink:to='lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfTermsofTheCurrentDebentures' xlink:label='fil_ScheduleOfTermsofTheCurrentDebentures'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfTermsofTheCurrentDebentures' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of terms of the current Debentures</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfTermsofTheCurrentDebentures' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Tabular disclosure of borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC uniform net capital rules for broker-dealers, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfTermsofTheCurrentDebentures' xlink:to='lab_fil_ScheduleOfTermsofTheCurrentDebentures'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock' xlink:label='us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Troubled Debt Restructurings on Financing Receivables</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock' xlink:to='lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock' xlink:label='fil_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of reconciliation of the allowance for loan losses</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock' xlink:to='lab_fil_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdvertisingCostsPolicyTextBlock' xlink:label='us-gaap_AdvertisingCostsPolicyTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdvertisingCostsPolicyTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Advertising Costs, Policy</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdvertisingCostsPolicyTextBlock' xlink:to='lab_us-gaap_AdvertisingCostsPolicyTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_AllowanceForUnfundedLoanCommitments' xlink:label='fil_AllowanceForUnfundedLoanCommitments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForUnfundedLoanCommitments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Allowance for Unfunded Loan Commitments</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AllowanceForUnfundedLoanCommitments' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Descriptive disclosure of policy related to unfunded loan commitments.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AllowanceForUnfundedLoanCommitments' xlink:to='lab_fil_AllowanceForUnfundedLoanCommitments'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_MortgageBackedSecurities' xlink:label='fil_MortgageBackedSecurities'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageBackedSecurities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Mortgage-backed Securities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_MortgageBackedSecurities' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The complete disclosure on (collateralized) mortgage-backed securities.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_MortgageBackedSecurities' xlink:to='lab_fil_MortgageBackedSecurities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DisclosureTextBlockAbstract' xlink:label='us-gaap_DisclosureTextBlockAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DisclosureTextBlockAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Notes</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DisclosureTextBlockAbstract' xlink:to='lab_us-gaap_DisclosureTextBlockAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:label='us-gaap_NetCashProvidedByUsedInFinancingActivities'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net cash provided by (used in) financing activities</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:role='http://www.xbrl.org/2003/role/totalLabel' xml:lang='en-US'>Net cash provided by (used in) financing activities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_NetCashProvidedByUsedInFinancingActivities' xlink:to='lab_us-gaap_NetCashProvidedByUsedInFinancingActivities'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansReceivable' xlink:label='us-gaap_ProceedsFromSaleOfLoansReceivable'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProceedsFromSaleOfLoansReceivable' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Proceeds from sale of loans</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProceedsFromSaleOfLoansReceivable' xlink:to='lab_us-gaap_ProceedsFromSaleOfLoansReceivable'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets' xlink:label='us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Prepaid expenses and other assets {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets' xlink:role='http://www.xbrl.org/2003/role/verboseLabel' xml:lang='en-US'>Prepaid expenses and other assets</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets' xlink:to='lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract' xlink:label='us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Adjustments to reconcile net income to cash provided by operating activities:</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract' xlink:to='lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProfitLoss' xlink:label='us-gaap_ProfitLoss'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProfitLoss' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Net Income (Loss) {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ProfitLoss' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Net Income (Loss)</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ProfitLoss' xlink:to='lab_us-gaap_ProfitLoss'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherNoninterestExpense' xlink:label='us-gaap_OtherNoninterestExpense'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OtherNoninterestExpense' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Other non-interest expense</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OtherNoninterestExpense' xlink:to='lab_us-gaap_OtherNoninterestExpense'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OccupancyNet' xlink:label='us-gaap_OccupancyNet'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_OccupancyNet' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Occupancy and depreciation</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_OccupancyNet' xlink:to='lab_us-gaap_OccupancyNet'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdditionalPaidInCapital' xlink:label='us-gaap_AdditionalPaidInCapital'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AdditionalPaidInCapital' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Additional paid-in capital</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AdditionalPaidInCapital' xlink:to='lab_us-gaap_AdditionalPaidInCapital'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_CommonStockValueOutstanding' xlink:label='us-gaap_CommonStockValueOutstanding'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_CommonStockValueOutstanding' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Common Stock</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_CommonStockValueOutstanding' xlink:to='lab_us-gaap_CommonStockValueOutstanding'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Goodwill' xlink:label='us-gaap_Goodwill'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_Goodwill' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Goodwill</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_Goodwill' xlink:to='lab_us-gaap_Goodwill'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember' xlink:label='us-gaap_EstimateOfFairValueFairValueDisclosureMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Estimate of Fair Value, Fair Value Disclosure</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_EstimateOfFairValueFairValueDisclosureMember' xlink:to='lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1' xlink:label='us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1' xlink:to='lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_EffectOfDilutiveStockOptions' xlink:label='fil_EffectOfDilutiveStockOptions'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_EffectOfDilutiveStockOptions' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Effect of dilutive stock options</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_EffectOfDilutiveStockOptions' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The amount by which number of shares is adjusted to take into account dilution.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_EffectOfDilutiveStockOptions' xlink:to='lab_fil_EffectOfDilutiveStockOptions'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockRepurchasedDuringPeriodShares' xlink:label='us-gaap_StockRepurchasedDuringPeriodShares'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_StockRepurchasedDuringPeriodShares' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Stock Repurchased During Period, Shares</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_StockRepurchasedDuringPeriodShares' xlink:to='lab_us-gaap_StockRepurchasedDuringPeriodShares'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1' xlink:label='us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Remaining Contractual Term</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1' xlink:to='lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis' xlink:label='us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Exercise Price Range</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis' xlink:to='lab_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice' xlink:label='us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice' xlink:to='lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1' xlink:label='us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1' xlink:to='lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsValuationAllowance' xlink:label='us-gaap_DeferredTaxAssetsValuationAllowance'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsValuationAllowance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Valuation Allowance</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsValuationAllowance' xlink:to='lab_us-gaap_DeferredTaxAssetsValuationAllowance'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross' xlink:label='us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Deferred Tax Assets, Unrealized Losses on Available-for-Sale Securities, Gross</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross' xlink:to='lab_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentageRateRangeMaximum' xlink:label='us-gaap_DebtInstrumentInterestRateStatedPercentageRateRangeMaximum'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_DebtInstrumentInterestRateStatedPercentageRateRangeMaximum' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Debt Instrument, Interest Rate, Stated Percentage Rate Range, Maximum</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_DebtInstrumentInterestRateStatedPercentageRateRangeMaximum' xlink:to='lab_us-gaap_DebtInstrumentInterestRateStatedPercentageRateRangeMaximum'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_DebtInstrumentDateOfIssuance' xlink:label='fil_DebtInstrumentDateOfIssuance'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DebtInstrumentDateOfIssuance' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Debt Instrument, date of issuance</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_DebtInstrumentDateOfIssuance' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Description of the date the debt instrument was issued.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DebtInstrumentDateOfIssuance' xlink:to='lab_fil_DebtInstrumentDateOfIssuance'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_DebenturesIssuedToGrantorTrusts' xlink:label='fil_DebenturesIssuedToGrantorTrusts'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_DebenturesIssuedToGrantorTrusts' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Debentures issued to grantor trusts</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_DebenturesIssuedToGrantorTrusts' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The amount of the debentures issued by the company to the grantor trusts.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_DebenturesIssuedToGrantorTrusts' xlink:to='lab_fil_DebenturesIssuedToGrantorTrusts'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LeaseholdImprovementsMember' xlink:label='us-gaap_LeaseholdImprovementsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LeaseholdImprovementsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Leasehold Improvements</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LeaseholdImprovementsMember' xlink:to='lab_us-gaap_LeaseholdImprovementsMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LandMember' xlink:label='us-gaap_LandMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LandMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Land {2}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_LandMember' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Land</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_LandMember' xlink:to='lab_us-gaap_LandMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2' xlink:label='us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable, Modifications, Pre-Modification Recorded Investment</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2' xlink:to='lab_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment' xlink:label='fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financing Receivable Allowance for Credit Losses, Evaluated for Impairment</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>The valuation allowance for financing receivables that are expected to be uncollectible that were individually and/or collectively evaluated for impairment.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment' xlink:to='lab_fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_LoansToOfficersAndDirectorsPrincipalRepayments' xlink:label='fil_LoansToOfficersAndDirectorsPrincipalRepayments'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansToOfficersAndDirectorsPrincipalRepayments' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Loans to Officers and Directors, Principal repayments</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_LoansToOfficersAndDirectorsPrincipalRepayments' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Represents repayments of loans to officers and directors during the indicated period.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_LoansToOfficersAndDirectorsPrincipalRepayments' xlink:to='lab_fil_LoansToOfficersAndDirectorsPrincipalRepayments'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancialInstrumentAxis' xlink:label='us-gaap_FinancialInstrumentAxis'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FinancialInstrumentAxis' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Financial Instrument</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FinancialInstrumentAxis' xlink:to='lab_us-gaap_FinancialInstrumentAxis'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_RealEstateMortgageInvestmentConduitsMember' xlink:label='fil_RealEstateMortgageInvestmentConduitsMember'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_RealEstateMortgageInvestmentConduitsMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Real estate mortgage investment conduits</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_RealEstateMortgageInvestmentConduitsMember' xlink:to='lab_fil_RealEstateMortgageInvestmentConduitsMember'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralAmortizedCost' xlink:label='fil_AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralAmortizedCost'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale mortgage-backed securities pledged as collateral, Amortized Cost</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralAmortizedCost' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Amortized cost of mortgage-backed securities available for sale, that have been pledged as collateral for government public funds held by the Bank.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralAmortizedCost' xlink:to='lab_fil_AvailableForSaleMortgageBackedSecuritiesPledgedAsCollateralAmortizedCost'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount' xlink:label='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount' xlink:to='lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue' xlink:label='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue' xlink:to='lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember' xlink:label='us-gaap_USGovernmentAgenciesDebtSecuritiesMember'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_USGovernmentAgenciesDebtSecuritiesMember' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>US Government Agencies Debt Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_USGovernmentAgenciesDebtSecuritiesMember' xlink:to='lab_us-gaap_USGovernmentAgenciesDebtSecuritiesMember'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:label='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Major Types of Debt and Equity Securities {1}</link:label>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:role='http://www.xbrl.org/2003/role/terseLabel' xml:lang='en-US'>Major Types of Debt and Equity Securities</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain' xlink:to='lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain'/>
		<link:loc xlink:type='locator' xlink:href='http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock' xlink:label='us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock'/>
		<link:label xlink:type='resource' xlink:label='lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Fair Value Measurements, Nonrecurring, Valuation Techniques</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock' xlink:to='lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfInterestExpenseByDepositType' xlink:label='fil_ScheduleOfInterestExpenseByDepositType'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfInterestExpenseByDepositType' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Interest Expense by Deposit Type</link:label>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfInterestExpenseByDepositType' xlink:role='http://www.xbrl.org/2003/role/documentation' xml:lang='en-US'>Tabular disclosure of interest expense by type of deposit.</link:label>
		<link:labelArc order='1.0' xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='fil_ScheduleOfInterestExpenseByDepositType' xlink:to='lab_fil_ScheduleOfInterestExpenseByDepositType'/>
		<link:loc xlink:type='locator' xlink:href='rvsb-20140331.xsd#fil_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognized' xlink:label='fil_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognized'/>
		<link:label xlink:type='resource' xlink:label='lab_fil_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognized' xlink:role='http://www.xbrl.org/2003/role/label' xml:lang='en-US'>Schedule of Impaired Loans, Average Recorded Investment and Interest Recognized</link:label>
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<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>12
<FILENAME>rvsb-20140331_pre.xml
<DESCRIPTION>XBRL
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Significant Accounting Policies: Real Estate Owned ('REO'), Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Real Estate Owned (&#147;REO&#148;)</i></b> &#150; REO consists of properties acquired through foreclosure. Specific charge-offs are taken based upon detailed analysis of the fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Such collateral is transferred into REO at the fair value less estimated costs of disposal. Subsequently, the Company performs an evaluation of the properties and creates a valuation allowance with an offsetting charge to real estate owned expenses for any declines in value. The amounts the Company will ultimately recover from REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company&#146;s control or because of changes in the Company&#146;s strategy for the sale of the property.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Descriptive disclosure of policy related to other real estate owned.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EGEAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Stock Ownership Plan (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
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      <tr>
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        <th class="th">
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">The Company sponsors an ESOP that covers all employees with at least one year and 1,000 hours of service who are over the age of 21.<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 68<span></span></td>
        <td class="nump">$ 42<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of plan compensation cost recognized during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of the plan, including the basis for determining contributions, the employee groups covered, and the nature and effect of significant matters affecting comparability of information for all periods presented. For leveraged ESOPs and pension reversion ESOPs, the description generally includes the basis for releasing shares and how dividends on allocated and unallocated shares are used.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ERE">
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          <div style="width: 200px;"><strong>Loans Receivable (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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        <td class="nump">$ 335,400<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of loans that have been pledged as collateral for borrowings. If the secured party has the right by contract or custom to sell or re-pledge the collateral, then the debtor reclassifies that asset and report that asset in its statement of financial position separately from other assets not so encumbered.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5086-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6467456&amp;loc=d3e113888-111728<br><br><br><br></p>
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          <div style="width: 200px;"><strong>Earnings Per Share: Earnings Per Share Policy, Diluted (Policies)<br></strong></div>
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                <p>Discloses the methodology and assumptions used to compute diluted earnings or loss per share for each class of common stock and participating security. Addresses any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EHNAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value Measurement: Fair Value Measurements, Nonrecurring, Valuation Techniques (Details)<br></strong></div>
        </th>
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      <tr>
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          <div class="a">Minimum | Impaired loans</div>
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          <div class="a">Minimum | Real estate owned</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MarketAdjustmentToAppraisals', window );">Market adjustment to appraisals</a></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum | Impaired loans</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MarketAdjustmentToAppraisals', window );">Market adjustment to appraisals</a></td>
        <td class="nump">25.00%<span></span></td>
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          <div class="a">Maximum | Real estate owned</div>
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                <p>Minimum or maximum values of the market adjustment to appraisals.</p>
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                <p>No definition available.</p>
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                <p>Description of significant assumptions used by management to measure fair value.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28364263&amp;loc=d3e13433-108611<br><br><br><br></p>
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of the inputs and valuation technique(s) used to measure fair value.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (bbb)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19207-110258<br><br><br><br></p>
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      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Significant Accounting Policies: Earnings Per Share, Policy (Policies)<br></strong></div>
        </th>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Earnings Per Share </i></b>&#150; The Company accounts for earnings per share in accordance with applicable accounting standards, which requires all companies whose capital structure includes dilutive potential common shares to make a dual presentation of basic and diluted earnings per share for all periods presented. Basic earnings per share is computed by dividing income available to common shareholders by the weighted average number of common shares outstanding for the period, excluding restricted stock and unallocated shares owned by the Company&#146;s Employee Stock Ownership Plan (&#147;ESOP&#148;).&#160; Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and has been computed after giving consideration to the weighted average diluted effect of the Company&#146;s stock options.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144384<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3630-109257<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EIPAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Allowance for Loan Losses: Troubled Debt Restructurings on Financing Receivables (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts1', window );">Financing Receivable, Modifications, Number of Contracts</a></td>
        <td class="nump">12<span></span></td>
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        <td class="nump">$ 15,912<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Financing Receivable, Modifications, Post-Modification Recorded Investment</a></td>
        <td class="nump">9,250<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">14,567<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial business</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts1', window );">Financing Receivable, Modifications, Number of Contracts</a></td>
        <td class="nump">3<span></span></td>
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        <td class="nump">2<span></span></td>
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        <td class="nump">504<span></span></td>
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        <td class="nump">449<span></span></td>
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        <td class="nump">465<span></span></td>
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        <td class="nump">408<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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          <div class="a">Commercial Real Estate</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts1', window );">Financing Receivable, Modifications, Number of Contracts</a></td>
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        <td class="nump">6,295<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">9,022<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Financing Receivable, Modifications, Post-Modification Recorded Investment</a></td>
        <td class="nump">6,210<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">8,603<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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          <div class="a">Land</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,193<span></span></td>
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        <td class="nump">918<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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        <td class="nump">2,562<span></span></td>
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        <td class="nump">3,277<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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        <td class="nump">2,014<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">2,967<span></span></td>
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        <td class="nump">573<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,971<span></span></td>
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        <td class="nump">$ 561<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 1,671<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr>
        <td colspan="5"></td>
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      <tr>
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          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Included within these amounts at March 31, 2013, is a $5.0 million real estate construction loan restructured into one $3.3 million multi-family, one $875,000 commercial real estate and one $800,000 land loan based upon collateral securing the restructured loans.</td>
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                <p>Number of financing receivables that have been modified by troubled debt restructurings.</p>
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                <p>No definition available.</p>
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                <p>Amount of investment in financing receivables (after modification) modified by troubled debt restructurings.</p>
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<html>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Allowance for Loan Losses: Impaired Financing Receivables (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivablesTableTextBlock', window );">Impaired Financing Receivables</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:21.15pt'> <td width="108" valign="bottom" style='width:81.25pt;padding:0;height:21.15pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'><b>March 31, 2014</b></p> </td> <td width="7" valign="bottom" style='width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded Investment with No Specific Valuation Allowance</b></p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded Investment with Specific Valuation Allowance</b></p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total Recorded Investment</b></p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unpaid Principal Balance</b></p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" colspan="2" valign="top" style='width:6.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.95pt;text-align:center'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Related Specific Valuation Allowance</b></p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="bottom" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Commercial business</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>947</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>947</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,067</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Commercial real estate</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>17,956</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>166</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>18,122</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>20,601</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>137</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Land</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>858</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>858</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>861</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Multi-family</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,014</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,014</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,103</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Real estate construction</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Consumer</p> </td> <td width="7" valign="bottom" style='width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,596</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,413</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,009</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,639</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>142</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:4.45pt'> <td width="108" valign="bottom" style='width:81.25pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Total</p> </td> <td width="7" valign="bottom" style='width:5.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="75" valign="bottom" style='width:56.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>24,371</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,579</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>25,950</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="64" valign="bottom" style='width:47.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>29,271</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>279</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" style='border:none'></td> <td width="7" style='border:none'></td> <td width="75" style='border:none'></td> <td width="8" style='border:none'></td> <td width="8" style='border:none'></td> <td width="66" style='border:none'></td> <td width="8" style='border:none'></td> <td width="9" style='border:none'></td> <td width="66" style='border:none'></td> <td width="8" style='border:none'></td> <td width="9" style='border:none'></td> <td width="64" style='border:none'></td> <td width="8" style='border:none'></td> <td width="0" style='border:none'></td> <td width="8" style='border:none'></td> <td width="62" style='border:none'></td> <td width="8" style='border:none'></td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="108" valign="bottom" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'><b>March 31, 2013</b></p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:4.95pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:13.5pt'> <td width="108" valign="bottom" style='width:81.25pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:13.5pt'> <td width="108" valign="bottom" style='width:81.25pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Commercial business</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>679</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>679</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>944</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Commercial real estate</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12,011</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,455</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,466</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,291</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>536</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Land</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,469</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,469</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,359</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Multi-family</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,846</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,846</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,802</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Real estate construction</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>175</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>175</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>811</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Consumer</p> </td> <td width="7" valign="bottom" style='width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,090</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,843</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,933</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,799</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>183</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:4.45pt'> <td width="108" valign="bottom" style='width:81.25pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Total</p> </td> <td width="7" valign="bottom" style='width:5.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="75" valign="bottom" style='width:56.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,270</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,298</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>32,568</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="64" valign="bottom" style='width:47.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>38,006</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>719</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> </table><span></span></td>
      </tr>
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    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivablesTableTextBlock">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of impaired financing receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivablesTableTextBlock</nobr></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>22
<FILENAME>R124.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EGJAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Premises and Equipment (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PremisesAndEquipmentDepreciationExpense', window );">Premises and Equipment, Depreciation expense</a></td>
        <td class="nump">$ 1,400,000<span></span></td>
        <td class="nump">$ 1,500,000<span></span></td>
        <td class="nump">$ 1,500,000<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PremisesAndEquipmentAmortizationExpense', window );">Premises and Equipment, Amortization expense</a></td>
        <td class="nump">113,000<span></span></td>
        <td class="nump">113,000<span></span></td>
        <td class="nump">113,000<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_PremisesAndEquipmentAccumulatedAmortizationForCapitalLease', window );">Premises and Equipment, Accumulated amortization for capital lease</a></td>
        <td class="nump">939,000<span></span></td>
        <td class="nump">827,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeaseAndRentalExpense', window );">Operating Leases, Rent Expense</a></td>
        <td class="nump">$ 1,800,000<span></span></td>
        <td class="nump">$ 1,800,000<span></span></td>
        <td class="nump">$ 1,800,000<span></span></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the accumulated amortization for Premises and Equipment Capital Leases as of the indicated date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the amortization expense for Premises and Equipment during the indicated period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the depreciation expense for Premises and Equipment during the indicated period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of rent expense incurred for leased assets, including but not limited to, furniture and equipment, that is not directly or indirectly associated with the manufacture, sale or creation of a product or product line.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>23
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Investment Securities: Available-for-sale Securities (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesTextBlock', window );">Available-for-sale Securities</a></td>
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style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Gross Unrealized Gains</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" colspan="2" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Gross Unrealized Losses</b></p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="61" colspan="2" valign="bottom" style='width:46.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Estimated Fair Value</b></p> </td> </tr> <tr align="left"> <td width="163" valign="bottom" style='width:1.7in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:10.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="163" valign="bottom" style='width:1.7in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="11" valign="bottom" style='width:8.1pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:10.1pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:9.9pt'> <td width="163" valign="bottom" style='width:1.7in;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt'>Trust preferred</p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,919</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(16</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>)</p> </td> <td width="13" valign="bottom" style='width:10.1pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,903</p> </td> </tr> <tr style='height:11.25pt'> <td width="163" valign="bottom" style='width:1.7in;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>Agency securities</p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,947</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(462</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>)</p> </td> <td width="13" valign="bottom" style='width:10.1pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,491</p> </td> </tr> <tr style='height:9.0pt'> <td width="163" valign="bottom" style='width:1.7in;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>Total</p> </td> <td width="11" valign="bottom" style='width:8.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,866</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(478</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>)</p> </td> <td width="13" valign="bottom" style='width:10.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,394</p> </td> </tr> <tr align="left"> <td width="163" valign="bottom" style='width:1.7in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:10.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:9.9pt'> <td width="163" valign="bottom" style='width:1.7in;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2013</u></b></p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:10.1pt;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:9.0pt'> <td width="163" valign="bottom" style='width:1.7in;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>Trust preferred</p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,766</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,528</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>)</p> </td> <td width="13" valign="bottom" style='width:10.1pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,238</p> </td> </tr> <tr style='height:10.3pt'> <td width="163" valign="bottom" style='width:1.7in;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt'>Agency securities</p> </td> <td width="11" valign="bottom" style='width:8.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,000</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(22</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>)</p> </td> <td width="13" valign="bottom" style='width:10.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,978</p> </td> </tr> <tr style='height:10.3pt'> <td width="163" valign="bottom" style='width:1.7in;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>Total</p> </td> <td width="11" valign="bottom" style='width:8.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,766</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,550</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>)</p> </td> <td width="13" valign="bottom" style='width:10.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,216</p> </td> </tr> </table><span></span></td>
      </tr>
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    <div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of available-for-sale securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, amortized cost basis, contracts to acquire securities to be accounted for as available-for-sale, debt maturities, transfers to trading, change in net unrealized holding gain (loss) net of tax, continuous unrealized loss position fair value, aggregate losses qualitative disclosures, other than temporary impairment (OTTI) losses or other disclosures related to available for sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Junior Subordinated Debenture: Schedule of terms of the current Debentures (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfTermsofTheCurrentDebentures', window );">Schedule of terms of the current Debentures</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="180" colspan="2" valign="bottom" style='width:135.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b>Issuance Trust</b></p> </td> <td width="5" valign="bottom" style='width:3.45pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-2.8pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Issuance Date</b></p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'><b>Amount Outstanding</b></p> </td> <td width="10" valign="bottom" style='width:7.6pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'><b>Rate Type</b></p> </td> <td width="8" valign="bottom" style='width:5.8pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'><b>Initial Rate</b></p> </td> <td width="13" valign="bottom" style='width:9.75pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'><b>Current Rate</b></p> </td> <td width="15" valign="bottom" style='width:11.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'><b>Maturing Date</b></p> </td> </tr> <tr align="left"> <td width="180" colspan="2" valign="bottom" style='width:135.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="5" valign="bottom" style='width:3.45pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.55pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.75pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="15" valign="bottom" style='width:11.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="180" colspan="2" valign="bottom" style='width:135.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Riverview Bancorp Statutory Trust I</p> </td> <td width="5" valign="bottom" style='width:3.45pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.1pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>12/2005</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>7,217</p> </td> <td width="10" valign="bottom" style='width:7.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>Variable <sup>(1)</sup></p> </td> <td width="8" valign="bottom" style='width:5.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>5.88</p> </td> <td width="13" valign="bottom" style='width:9.75pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>1.59</p> </td> <td width="15" valign="bottom" style='width:11.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>3/2036</p> </td> </tr> <tr align="left"> <td width="180" colspan="2" valign="bottom" style='width:135.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Riverview Bancorp Statutory Trust II</p> </td> <td width="5" valign="bottom" style='width:3.45pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.1pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>06/2007</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>15,464</p> </td> <td width="10" valign="bottom" style='width:7.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>Variable <sup>(2)</sup></p> </td> <td width="8" valign="bottom" style='width:5.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>7.03</p> </td> <td width="13" valign="bottom" style='width:9.75pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>1.58</p> </td> <td width="15" valign="bottom" style='width:11.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>9/2037</p> </td> </tr> <tr align="left"> <td width="180" colspan="2" valign="bottom" style='width:135.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:22.5pt'>&nbsp;</p> </td> <td width="5" valign="bottom" style='width:3.45pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>22,681</p> </td> <td width="10" valign="bottom" style='width:7.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.75pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="15" valign="bottom" style='width:11.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:5.7pt'> <td width="180" colspan="2" valign="bottom" style='width:135.0pt;padding:0;height:5.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="5" valign="bottom" style='width:3.45pt;padding:0;height:5.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.1pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.55pt;border:none;padding:0;height:5.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.25pt;border:none;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.6pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.4pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.8pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.75pt;padding:0;height:5.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="15" valign="bottom" style='width:11.05pt;padding:0;height:5.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:5.85pt'> <td width="582" colspan="15" valign="bottom" style='width:436.5pt;padding:0;height:5.85pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'><sup>(1) </sup>The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%</p> </td> </tr> <tr style='height:.05in'> <td width="174" valign="top" style='width:130.15pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" colspan="2" valign="top" style='width:8.3pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="top" style='width:36.1pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.15pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.55pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="top" style='width:46.25pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.6pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> <td width="62" valign="top" style='width:46.4pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> <td width="8" valign="top" style='width:5.8pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> <td width="51" valign="top" style='width:38.45pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> <td width="13" valign="top" style='width:9.75pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="top" style='width:38.45pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> <td width="15" valign="top" style='width:11.05pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="top" style='width:40.5pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="582" colspan="15" valign="bottom" style='width:436.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:8.6pt;text-indent:-8.6pt'><sup>(2)</sup> The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%</p> </td> </tr> <tr align="left"> <td width="168" style='border:none'></td> <td width="6" style='border:none'></td> <td width="4" style='border:none'></td> <td width="48" style='border:none'></td> <td width="13" style='border:none'></td> <td width="10" style='border:none'></td> <td width="70" style='border:none'></td> <td width="10" style='border:none'></td> <td width="61" style='border:none'></td> <td width="7" style='border:none'></td> <td width="51" style='border:none'></td> <td width="13" style='border:none'></td> <td width="51" style='border:none'></td> <td width="15" style='border:none'></td> <td width="55" style='border:none'></td> </tr> </table><span></span></td>
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                <p>Tabular disclosure of borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC uniform net capital rules for broker-dealers, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total.</p>
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<html>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EFHAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Condensed Financial Information of Parent Company Only Disclosure: Condensed Balance Sheet (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and Cash Equivalents at Carrying Value</a></td>
        <td class="nump">$ 68,577<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 115,415<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 46,393<span></span></td>
        <td class="nump">$ 51,752<span></span></td>
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      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">TOTAL ASSETS</a></td>
        <td class="nump">824,521<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">777,003<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>LIABILITIES AND EQUITY</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total shareholders' equity</a></td>
        <td class="nump">97,978<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">78,442<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">TOTAL LIABILITIES AND EQUITY</a></td>
        <td class="nump">824,521<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">777,003<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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          <div class="a">Parent Company</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and Cash Equivalents at Carrying Value</a></td>
        <td class="nump">1,106<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">1,020<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">2,904<span></span></td>
        <td class="nump">4,059<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures', window );">Investment in The Bank</a></td>
        <td class="nump">120,897<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">102,280<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssetsCurrent', window );">Other Assets, Current</a></td>
        <td class="nump">2,350<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,117<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">TOTAL ASSETS</a></td>
        <td class="nump">124,353<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">104,417<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>LIABILITIES AND EQUITY</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent', window );">Accrued Expenses and Other Liabilities</a></td>
        <td class="nump">3,694<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">3,294<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtCurrent', window );">Borrowings</a></td>
        <td class="nump">22,681<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">22,681<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total shareholders' equity</a></td>
        <td class="nump">97,978<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">78,442<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">TOTAL LIABILITIES AND EQUITY</a></td>
        <td class="nump">$ 124,353<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 104,417<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr>
        <td colspan="7"></td>
      </tr>
      <tr>
        <td colspan="7">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Including interest earning accounts of $1,056.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">Including interest earning accounts of $952.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying values as of the balance sheet date of obligations incurred through that date and due within one year (or the operating cycle, if longer), including liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received, taxes, interest, rent and utilities, accrued salaries and bonuses, payroll taxes and fringe benefits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19,20)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 18<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of short-term debt and current maturity of long-term debt and capital lease obligations due within one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19,20)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total investments in (A) an entity in which the entity has significant influence, but does not have control, (B) subsidiaries that are not required to be consolidated and are accounted for using the equity and or cost method, and (C) an entity in which the reporting entity shares control of the entity with another party or group. Includes long-term advances receivable from a party that is affiliated with the reporting entity by means of direct or indirect ownership.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.32)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 25<br><br> -Article 7<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 32<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssetsCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate carrying amount, as of the balance sheet date, of current assets not separately disclosed in the balance sheet. Current assets are expected to be realized or consumed within one year (or the normal operating cycle, if longer).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 8<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssetsCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SAB TOPIC 4.E)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 4<br><br> -Section E<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Investment Securities: Schedule of Investment Securities pledged as collateral (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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          <div>Mar. 31, 2014</div>
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        <td class="text">&#xA0;<span></span></td>
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                <p>The amortized cost of investment securities pledged as collateral for government public funds held by the bank, as of the date indicated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <p>The fair value of investment securities pledged as collateral for government public funds held by the bank, as of the date indicated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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      <tr>
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          <div style="width: 200px;"><strong>Significant Accounting Policies: Income Tax, Policy (Policies)<br></strong></div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Income Taxes</i></b> &#150; Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company&#146;s income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not, that all or some portion of the potential deferred tax asset will not be realized. The Company files a consolidated federal<font style='display:none'> </font>income tax return. The Bank provides for income taxes separately and remits to the Company amounts currently due.</p><span></span></td>
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                <p>Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144681<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 30<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144749<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32840-109319<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 954<br><br> -SubTopic 740<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6491622&amp;loc=d3e9504-115650<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32809-109319<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e32247-109318<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e32280-109318<br><br><br><br></p>
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                <p>Disclosure of policy related to certificates of deposit (CDs) held for investment.</p>
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                <p>No definition available.</p>
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      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes: Schedule of Components of Income Tax Expense (Benefit) (Tables)<br></strong></div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock', window );">Schedule of Components of Income Tax Expense (Benefit)</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:1.25in;border-collapse:collapse;border:none'> <tr style='height:8.1pt'> <td width="156" valign="bottom" style='width:117.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.5pt;border:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" colspan="2" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="156" valign="bottom" style='width:117.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Current</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>29</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(158</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="156" valign="bottom" style='width:117.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Deferred</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(15,100</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,536</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="156" valign="bottom" style='width:117.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Total</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(15,081</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>29</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,378</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>30
<FILENAME>R118.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ERNAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Allowance for Loan Losses: Schedule of Credit Quality Indicators (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_WeightedAverageRiskGrade', window );">Weighted Average Risk Grade</a></td>
        <td class="nump">3.82<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">3.96<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableCreditQualityClassified', window );">Loans Receivable, Credit Quality Classified</a></td>
        <td class="nump">$ 33,814<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">$ 52,845<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_TotalOfRiskRatedLoans', window );">Total of risk-rated loans</a></td>
        <td class="nump">418,503<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">439,587<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial business</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_WeightedAverageRiskGrade', window );">Weighted Average Risk Grade</a></td>
        <td class="nump">3.54<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">3.64<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableCreditQualityClassified', window );">Loans Receivable, Credit Quality Classified</a></td>
        <td class="nump">8,419<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">3,816<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_WeightedAverageRiskGrade', window );">Weighted Average Risk Grade</a></td>
        <td class="nump">3.87<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">4.02<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableCreditQualityClassified', window );">Loans Receivable, Credit Quality Classified</a></td>
        <td class="nump">19,838<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">37,643<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Land</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_WeightedAverageRiskGrade', window );">Weighted Average Risk Grade</a></td>
        <td class="nump">3.88<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">4.57<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableCreditQualityClassified', window );">Loans Receivable, Credit Quality Classified</a></td>
        <td class="nump">800<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">4,306<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Multi-Family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_WeightedAverageRiskGrade', window );">Weighted Average Risk Grade</a></td>
        <td class="nump">3.81<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">3.68<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableCreditQualityClassified', window );">Loans Receivable, Credit Quality Classified</a></td>
        <td class="nump">2,028<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">3,846<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate construction</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_WeightedAverageRiskGrade', window );">Weighted Average Risk Grade</a></td>
        <td class="nump">3.08<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">3.26<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableCreditQualityClassified', window );">Loans Receivable, Credit Quality Classified</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">175<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_WeightedAverageRiskGrade', window );">Weighted Average Risk Grade</a></td>
        <td class="nump">7.00<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="nump">7.00<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansReceivableCreditQualityClassified', window );">Loans Receivable, Credit Quality Classified</a></td>
        <td class="nump">$ 2,729<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">$ 3,059<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Classified loans consist of substandard, doubtful and loss loans.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">Classified loans include loans under the credit quality indicator categories of substandard, doubtful and loss.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[3]</td>
              <td style="vertical-align: top;" valign="top">Consumer loans are primarily evaluated on a homogenous pool level and generally not individually risk rated unless certain factors are met.</td>
            </tr>
          </table>
        </td>
      </tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of loans receivable that have been classified by credit quality.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total balance of loans that have been risk-rated by credit quality indicators.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average risk rating of loans, as per credit quality indicators.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Real Estate Owned (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
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        <th class="th">
          <div>Mar. 31, 2013</div>
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        <th class="th">
          <div>Mar. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 2,100<span></span></td>
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        <td class="nump">709<span></span></td>
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        <td class="nump">$ 384<span></span></td>
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                <p>Represents the net losses on dispositions of Real Estate Owned (REO) during the indicated period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <p>Represents the writedown expenses related to Real Estate Owned (REO) during the indicated time period.</p>
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                <p>Represents the operating expenses related to Real Estate Owned (REO) during the indicated time period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EXGAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes: Schedule of Components of Income Tax Expense (Benefit) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
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          <div>Mar. 31, 2013</div>
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        <th class="th">
          <div>Mar. 31, 2012</div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) pertaining to taxable income (loss) from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Current Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509736<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br></p>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxExpenseBenefit</nobr></td>
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                    <td>us-gaap_</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Premises and Equipment: Schedule of Premises and Equipment (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;line-height:1.0pt;line-height:normal'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:22.5pt;border-collapse:collapse'> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:19.35pt;text-align:justify'>&nbsp;</p> </td> <td width="155" colspan="6" valign="bottom" style='width:116.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:1.35pt;text-align:center;text-indent:-1.35pt'><b>March 31, </b></p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:1.35pt;text-align:center;text-indent:-1.35pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="9" valign="bottom" style='width:6.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:6.25pt'> <td width="334" valign="bottom" style='width:250.65pt;padding:0;height:6.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.35pt;border:none;padding:0;height:6.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;border:none;padding:0;height:6.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0;height:6.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:6.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:6.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;padding:0;height:6.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0;height:6.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Land</p> </td> <td width="14" valign="bottom" style='width:10.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="57" valign="bottom" style='width:42.9pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,177</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="51" valign="bottom" style='width:38.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,177</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Buildings and improvements</p> </td> <td width="14" valign="bottom" style='width:10.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>13,925</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>13,921</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Leasehold improvements</p> </td> <td width="14" valign="bottom" style='width:10.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,429</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,426</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Furniture and equipment</p> </td> <td width="14" valign="bottom" style='width:10.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10,533</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10,732</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Buildings under capitalized leases</p> </td> <td width="14" valign="bottom" style='width:10.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,715</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,715</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Construction in progress</p> </td> <td width="14" valign="bottom" style='width:10.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>720</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>720</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:27.9pt'>Total</p> </td> <td width="14" valign="bottom" style='width:10.35pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>33,499</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>33,691</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Less accumulated depreciation and amortization</p> </td> <td width="14" valign="bottom" style='width:10.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(17,082</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.7pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.05in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(15,998</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.7pt'>)</p> </td> </tr> <tr style='height:12.15pt'> <td width="334" valign="bottom" style='width:250.65pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:27.0pt'>Premises and equipment, net</p> </td> <td width="14" valign="bottom" style='width:10.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="57" valign="bottom" style='width:42.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16,417</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="51" valign="bottom" style='width:38.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>17,693</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph b<br><br> -Article 5<br><br><br><br></p>
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                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Fair Value Measurement: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock', window );">Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:13.1pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:13.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:13.1pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>&nbsp;</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:13.1pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>&nbsp;&nbsp;&nbsp;&nbsp;</b></p> </td> <td width="270" colspan="8" valign="bottom" style='width:202.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair value measurements using</b></p> </td> </tr> <tr style='height:33.35pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:33.35pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="90" colspan="2" rowspan="2" valign="bottom" style='width:67.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;Fair value</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:33.35pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>&nbsp;</b></p> </td> <td width="90" colspan="2" rowspan="2" valign="bottom" style='width:67.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Quoted prices in active markets for identical assets</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 1)</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="78" colspan="2" rowspan="2" valign="bottom" style='width:58.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Other observable inputs</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 2)</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="78" colspan="2" rowspan="2" valign="bottom" style='width:58.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Significant unobservable inputs</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 3)</b></p> </td> </tr> <tr style='height:6.3pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:6.3pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:6.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:6.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:6.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>Investment securities available for sale</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in'>Trust preferred</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,903</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,903</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in'>Agency securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,491</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,491</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>Mortgage-backed securities available for sale</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>Real estate mortgage investment conduits</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,150</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,150</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>FHLMC mortgage-backed securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>25,386</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>25,386</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>FNMA mortgage-backed securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>38,950</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>38,950</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>SBA mortgage-backed securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,932</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,932</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>GNMA mortgage-backed securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,077</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,077</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>CRE mortgage-backed securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,080</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,080</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>Total recurring assets measured at fair value</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="78" valign="bottom" style='width:58.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>101,969</p> </td> <td width="13" valign="bottom" style='width:9.6pt;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="78" valign="bottom" style='width:58.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>100,066</p> </td> <td width="12" valign="bottom" style='width:9.0pt;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,903</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:13.05pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:13.05pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2013</u></b></p> </td> <td width="91" colspan="2" valign="bottom" style='width:67.9pt;padding:0;height:13.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="90" colspan="2" valign="bottom" style='width:67.5pt;padding:0;height:13.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="78" colspan="2" valign="bottom" style='width:58.5pt;padding:0;height:13.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="78" colspan="2" valign="bottom" style='width:58.5pt;padding:0;height:13.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>Investment securities available for sale</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in'>Trust preferred</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,238</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,238</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in'>Agency securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,978</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,978</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>Mortgage-backed securities available for sale</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>Real estate mortgage investment conduits</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>237</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>237</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>FHLMC mortgage-backed securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>191</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>191</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>FNMA mortgage-backed securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>Total recurring assets measured at fair value</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="79" valign="bottom" style='width:58.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,647</p> </td> <td width="12" valign="bottom" style='width:9.0pt;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="78" valign="bottom" style='width:58.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,409</p> </td> <td width="12" valign="bottom" style='width:9.0pt;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,238</p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19190-110258<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Investment Securities: Schedule of Temporarily Impaired Securities, Fair Value and Unrealized losses (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfTemporarilyImpairedSecuritiesFairValueAndUnrealizedLossesTableTextBlock', window );">Schedule of Temporarily Impaired Securities, Fair Value and Unrealized losses</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Less than 12 months</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'><b>&#160; 12 months or longer</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'><b>&#160; Total</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'><b><u>March 31, 2014</u></b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center'><b>Value</b></p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:-.55pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-4.95pt;margin-bottom:.0001pt;text-align:center;text-indent:1.8pt'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:2.25pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center;text-indent:-4.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:3.0pt'> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>Trust preferred</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>1,903</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(16</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>1,903</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>(16</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr style='height:6.5pt'> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>Agency securities</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>17,985</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(462</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>17,985</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>(462</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>Total</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>19,888</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(478</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>19,888</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>(478</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Less than 12 months</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'><b>&#160; 12 months or longer</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'><b>&#160; Total</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'><b><u>March 31, 2013</u></b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center'><b>Value</b></p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:-.55pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-4.95pt;margin-bottom:.0001pt;text-align:center;text-indent:1.8pt'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:2.25pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center;text-indent:-4.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr style='height:3.0pt'> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>Trust preferred</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>1,238</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>(1,528</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>1,238</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>(1,528</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr style='height:6.5pt'> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>Agency securities</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>4,978</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(22</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>4,978</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>(22</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>Total</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>4,978</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(22</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>1,238</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>(1,528</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>6,216</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>(1,550</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule (table) showing the fair value of temporarily impaired securities, the amount of unrealized losses and the length of time these unrealized losses existed, as of the dates indicated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E1MAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Mortgage-backed Securities: Schedule of available-for-sale mortgage-backed securities, Contractual Maturities (Details) (Collateralized Mortgage Backed Securities, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Collateralized Mortgage Backed Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis</a></td>
        <td class="nump">$ 4<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value</a></td>
        <td class="nump">4<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis</a></td>
        <td class="nump">26<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value</a></td>
        <td class="nump">27<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis</a></td>
        <td class="nump">11,100<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value</a></td>
        <td class="nump">11,145<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis</a></td>
        <td class="nump">67,953<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value</a></td>
        <td class="nump">67,399<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, Amortized Cost Basis</a></td>
        <td class="nump">79,083<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue', window );">Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value</a></td>
        <td class="nump">$ 78,575<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing after the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing after the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, which include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>instant</td>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the next fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost</nobr></td>
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                  <tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value that do not have a single maturity date and which the entity has decided to disclose separately rather than allocating the fair value over several maturity groupings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELWAE">
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        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Income Taxes: Schedule of Deferred Tax Assets and Liabilities (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 105<span></span></td>
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        <td class="nump">4,560<span></span></td>
        <td class="nump">5,635<span></span></td>
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        <td class="nump">203<span></span></td>
        <td class="nump">221<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment', window );">Accumulated Depreciation</a></td>
        <td class="nump">736<span></span></td>
        <td class="nump">817<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction', window );">Deferred Gain On Sale</a></td>
        <td class="nump">532<span></span></td>
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        <td class="nump">8,191<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross', window );">Deferred Tax Assets, Unrealized Losses on Available-for-Sale Securities, Gross</a></td>
        <td class="nump">332<span></span></td>
        <td class="nump">522<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses', window );">Impairment On Investment Security</a></td>
        <td class="nump">150<span></span></td>
        <td class="nump">233<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ReoExpense', window );">REO Expense</a></td>
        <td class="nump">1,681<span></span></td>
        <td class="nump">3,889<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsGoodwillAndIntangibleAssets', window );">Non-compete Agreement</a></td>
        <td class="nump">80<span></span></td>
        <td class="nump">93<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOther', window );">Deferred Tax Assets, Other</a></td>
        <td class="nump">465<span></span></td>
        <td class="nump">395<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsValuationAllowance', window );">Deferred Tax Assets, Valuation Allowance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(16,181)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Deferred Tax Assets, Net of Valuation Allowance</a></td>
        <td class="nump">17,035<span></span></td>
        <td class="nump">2,150<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesAbstract', window );"><strong>Deferred Tax Liabilities, Gross</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxLiabilitiesFhlbStockDividend', window );">Deferred Tax Liabilities, FHLB Stock Dividend</a></td>
        <td class="num">(975)<span></span></td>
        <td class="num">(1,035)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxLiabilitiesPurchaseAccounting', window );">Deferred Tax Liabilities, Purchase Accounting</a></td>
        <td class="num">(9)<span></span></td>
        <td class="num">(23)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesPrepaidExpenses', window );">Deferred Tax Liabilities, Prepaid Expenses</a></td>
        <td class="num">(161)<span></span></td>
        <td class="num">(175)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxLiabilitiesLoanFeesAndCosts', window );">Deferred Tax Liabilities, Loan Fees and Costs</a></td>
        <td class="num">(454)<span></span></td>
        <td class="num">(395)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesOther', window );">Deferred Tax Liabilities, Other</a></td>
        <td class="num">(3)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxLiabilities', window );">Deferred Tax Liabilities, Gross</a></td>
        <td class="num">(1,602)<span></span></td>
        <td class="num">(1,628)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Deferred Tax Assets, Net</a></td>
        <td class="nump">$ 15,433<span></span></td>
        <td class="nump">$ 522<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_DeferredTaxLiabilitiesFhlbStockDividend">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the deferred tax liabilities consequent to FHLB Stock Dividend, as of the date indicated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_DeferredTaxLiabilitiesFhlbStockDividend</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_DeferredTaxLiabilitiesLoanFeesAndCosts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the deferred tax liabilities consequent to Loan Fees and Costs, as of the date indicated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_DeferredTaxLiabilitiesLoanFeesAndCosts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_DeferredTaxLiabilitiesPurchaseAccounting">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the deferred tax liabilities consequent to Purchase Accounting, as of the date indicated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_DeferredTaxLiabilitiesPurchaseAccounting</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ReoExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Monetary amount of Deferred Tax Asset Other Real Estate Owned Costs, as of the indicated date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ReoExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Liability<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510232<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph b(2)<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from a gain reported for tax purposes on sale and leaseback transactions in accordance with enacted tax laws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsDeferredGainOnSaleLeasebackTransaction</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsGoodwillAndIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from intangible assets including goodwill.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsGoodwillAndIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsGrossAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsGrossAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsLiabilitiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards, net of deferred tax liability attributable to taxable temporary differences.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsLiabilitiesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b),(c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsOperatingLossCarryforwards</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from property, plant, and equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from compensation and benefits costs.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from accrued liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from estimated impairment losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsImpairmentLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the provision for loan losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from unrealized losses on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsValuationAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsValuationAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesOther</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax consequences attributable to taxable temporary differences derived from prepaid expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesPrepaidExpenses</nobr></td>
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                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Deposit Accounts: Schedule of Deposit Accounts (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfDepositAccounts', window );">Schedule of Deposit Accounts</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="180" valign="bottom" style='width:135.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>Account Type</u></b></p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt'><b>Weighted Average Rate </b><b><sup>(1)</sup></b></p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>March 31, 2014</b></p> </td> <td width="17" valign="bottom" style='width:12.9pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt'><b>Weighted Average Rate </b><b><sup>(1)</sup></b></p> </td> <td width="14" valign="top" style='width:10.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.9pt;text-align:center'><b>March 31, 2013</b></p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:7.65pt'> <td width="180" valign="bottom" style='width:135.0pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt'>Non-interest-bearing</p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.00</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>%</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>128,635</p> </td> <td width="17" valign="bottom" style='width:12.9pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.00</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>%</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="61" valign="bottom" style='width:45.7pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>112,527</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:10.35pt'> <td width="180" valign="bottom" style='width:135.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>Interest checking</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.07</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>104,543</p> </td> <td width="17" valign="bottom" style='width:12.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.11</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.7pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>91,754</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:10.35pt'> <td width="180" valign="bottom" style='width:135.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>Money market</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.12</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>227,933</p> </td> <td width="17" valign="bottom" style='width:12.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.22</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.7pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>217,091</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:10.35pt'> <td width="180" valign="bottom" style='width:135.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>Savings accounts</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.10</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>66,702</p> </td> <td width="17" valign="bottom" style='width:12.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.15</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.7pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>54,316</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:10.35pt'> <td width="180" valign="bottom" style='width:135.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>Certificates of deposit</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.67</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>162,253</p> </td> <td width="17" valign="bottom" style='width:12.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.82</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>188,118</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="180" valign="bottom" style='width:135.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>Total</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.22</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>%</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>690,066</p> </td> <td width="17" valign="top" style='width:12.9pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.33</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>%</p> </td> <td width="14" valign="top" style='width:10.15pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="61" valign="bottom" style='width:45.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>663,806</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="180" valign="bottom" style='width:135.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="17" valign="top" style='width:12.9pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.15pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.7pt;border:none;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="331" colspan="6" valign="bottom" style='width:248.1pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.8pt'><sup>(1)</sup>&nbsp;The weighted average rate is based on interest rates at the end of the year</p> </td> <td width="17" valign="top" style='width:12.9pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.15pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.7pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> </table><span></span></td>
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                <p>Tabular disclosure of deposit accounts held by the entity.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EQIAI">
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          <div style="width: 200px;"><strong>Fair Value Measurement: Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">$ 101,969<span></span></td>
        <td class="nump">$ 6,647<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Trust preferred</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">1,903<span></span></td>
        <td class="nump">1,238<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">US Government Agencies Debt Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">21,491<span></span></td>
        <td class="nump">4,978<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate mortgage investment conduits</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">7,150<span></span></td>
        <td class="nump">237<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">FHLMC mortgage-backed securities</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">25,386<span></span></td>
        <td class="nump">191<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">FNMA mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">38,950<span></span></td>
        <td class="nump">3<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">SBA mortgage-backed securities</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">3,932<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">GNMA mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">1,077<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">CRE mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">2,080<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">100,066<span></span></td>
        <td class="nump">5,409<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | US Government Agencies Debt Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">21,491<span></span></td>
        <td class="nump">4,978<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | Real estate mortgage investment conduits</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">7,150<span></span></td>
        <td class="nump">237<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | FHLMC mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">25,386<span></span></td>
        <td class="nump">191<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | FNMA mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">38,950<span></span></td>
        <td class="nump">3<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | SBA mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">3,932<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | GNMA mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">1,077<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | CRE mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">2,080<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">1,903<span></span></td>
        <td class="nump">1,238<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3 | Trust preferred</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments, Fair Value Disclosure</a></td>
        <td class="nump">$ 1,903<span></span></td>
        <td class="nump">$ 1,238<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of investment securities, including, but not limited to, marketable securities, derivative financial instruments, and investments accounted for under the equity method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Available-for-Sale Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Trading Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6526789<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 1<br><br> -Subparagraph a, f, g<br><br> -Article 7<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 35<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27723805&amp;loc=d3e24584-111560<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Stock Ownership Plan: Employee Stock Ownership Plan (ESOP) Disclosures (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock', window );">Employee Stock Ownership Plan (ESOP) Disclosures</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:22.5pt;border-collapse:collapse'> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="84" colspan="2" valign="bottom" style='width:63.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:center;text-indent:.85pt'><b>Fair Value of Unreleased</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:center;text-indent:.85pt'><b>Shares</b></p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-4.95pt'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unreleased</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>ESOP</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Shares</b></p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:.9pt'><b>Allocated</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:-.9pt'><b>and Released</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Shares</b></p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-5.4pt'><b>Total</b></p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.75pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:54.25pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>]</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'><b>Balance, March 31, 2011</b></p> </td> <td width="12" valign="bottom" style='width:8.75pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="72" valign="bottom" style='width:54.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>524,000</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>172,431</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>790,153</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>962,584</p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>Allocation December 31, 2011</p> </td> <td width="12" valign="bottom" style='width:8.75pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:54.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>(24,633</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>24,633</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'><b>Balance, March 31, 2012</b></p> </td> <td width="12" valign="bottom" style='width:8.75pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="72" valign="bottom" style='width:54.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>334,000</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>147,798</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>814,786</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>962,584</p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>Allocation December 31, 2012</p> </td> <td width="12" valign="bottom" style='width:8.75pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:54.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>(24,633</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>24,633</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'><b>Balance, March 31, 2013</b></p> </td> <td width="12" valign="bottom" style='width:8.75pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="72" valign="bottom" style='width:54.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>325,000</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>123,165</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>839,419</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>962,584</p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>Allocation December 31, 2013</p> </td> <td width="12" valign="bottom" style='width:8.75pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:54.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>(24,633</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>24,633</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'><b>Balance, March 31, 2014</b></p> </td> <td width="12" valign="bottom" style='width:8.75pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="72" valign="bottom" style='width:54.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>338,000</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>98,532</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>864,052</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>962,584</p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the details pertaining to each employee stock ownership plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>42
<FILENAME>R145.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E5YAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Shareholders' Equity and Regulatory Capital Requirements: Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Capital</a></td>
        <td class="nump">$ 90,733<span></span></td>
        <td class="nump">$ 81,227<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Capital to Risk Weighted Assets</a></td>
        <td class="nump">16.66%<span></span></td>
        <td class="nump">15.29%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Capital Required for Capital Adequacy</a></td>
        <td class="nump">43,572<span></span></td>
        <td class="nump">42,493<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Capital Required for Capital Adequacy to Risk Weighted Assets</a></td>
        <td class="nump">8.00%<span></span></td>
        <td class="nump">8.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalized', window );">Capital Required to be Well Capitalized</a></td>
        <td class="nump">65,359<span></span></td>
        <td class="nump">63,740<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Capital Required to be Well Capitalized to Risk Weighted Assets</a></td>
        <td class="nump">12.00%<span></span></td>
        <td class="nump">12.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier One Risk Based Capital</a></td>
        <td class="nump">83,850<span></span></td>
        <td class="nump">74,473<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier One Risk Based Capital to Risk Weighted Assets</a></td>
        <td class="nump">15.40%<span></span></td>
        <td class="nump">14.02%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy', window );">Tier One Risk Based Capital Required for Capital Adequacy</a></td>
        <td class="nump">21,786<span></span></td>
        <td class="nump">21,247<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized', window );">Tier One Risk Based Capital Required to be Well Capitalized</a></td>
        <td class="nump">32,679<span></span></td>
        <td class="nump">31,870<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets</a></td>
        <td class="nump">6.00%<span></span></td>
        <td class="nump">6.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Tier One Leverage Capital</a></td>
        <td class="nump">83,850<span></span></td>
        <td class="nump">74,473<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier One Leverage Capital to Average Assets</a></td>
        <td class="nump">10.71%<span></span></td>
        <td class="nump">9.99%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Tier One Leverage Capital Required for Capital Adequacy</a></td>
        <td class="nump">31,320<span></span></td>
        <td class="nump">29,823<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Tier One Leverage Capital Required for Capital Adequacy to Average Assets</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized', window );">Tier One Leverage Capital Required to be Well Capitalized</a></td>
        <td class="nump">70,469<span></span></td>
        <td class="nump">67,102<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Tier One Leverage Capital Required to be Well Capitalized to Average Assets</a></td>
        <td class="nump">9.00%<span></span></td>
        <td class="nump">9.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TangibleCapital', window );">Tangible Capital</a></td>
        <td class="nump">83,850<span></span></td>
        <td class="nump">74,473<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TangibleCapitalToTangibleAssets', window );">Tangible Capital to Tangible Assets</a></td>
        <td class="nump">10.71%<span></span></td>
        <td class="nump">9.99%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TangibleCapitalRequiredForCapitalAdequacy', window );">Tangible Capital Required for Capital Adequacy</a></td>
        <td class="nump">$ 11,745<span></span></td>
        <td class="nump">$ 11,184<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets', window );">Tangible Capital Required for Capital Adequacy to Tangible Assets</a></td>
        <td class="nump">1.50%<span></span></td>
        <td class="nump">1.50%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Capital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of total capital as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 948<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47304-110998<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 948<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47080-110998<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Capital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Total Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Total Capital required to be categorized as well as capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredToBeWellCapitalized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Total risk based capital ratio (total capital divided by risk weighted assets) required to be categorized as "well capitalized", in the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total Capital divided by risk weighted assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TangibleCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tangible capital as defined in the regulations (generally includes outstanding stock plus retained earnings) for banking institutions subject to Office of Thrift Supervision (OTS) capital requirements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TangibleCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TangibleCapitalRequiredForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of tangible capital required under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TangibleCapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tangible Capital divided by tangible assets (Tangible Capital Ratio) as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TangibleCapitalToTangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tangible Capital divided by Tangible assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TangibleCapitalToTangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TextBlockAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Leverage Capital as defined in the regulations. Also called Core Capital.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Leverage Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Leverage Capital for capital adequacy purposes divided by average assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized divided by average assets as defined in the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Leverage Capital divided by average assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Risk Based Capital as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Risk Based Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum Tier One Capital Ratio (Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Risk Based Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Tier 1 capital ratio (Tier 1 capital divided by risk weighted assets) required to be categorized as "well capitalized" under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 capital divided by risk weighted assets as defined by regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><nobr>us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Fair Value Measurement (Details)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">There were no transfers of assets in to or out of Levels 1, 2, or 3 for the year ended March 31, 2014 and 2013.<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosures concerning the reasons for transfers into Level 3 of the fair value hierarchy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19207-110258<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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  <head>
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    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
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          <div style="width: 200px;"><strong>Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr style='height:8.1pt'> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="49" colspan="2" valign="bottom" style='width:36.55pt;border:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.05pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="44" colspan="2" valign="bottom" style='width:33.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td width="16" valign="bottom" style='width:11.8pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Statutory federal income tax rate</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>34.0</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>34.0</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>34.0</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>State and local income tax rate</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1.5</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1.9</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1.5</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>ESOP market value adjustment</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(0.3</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.8</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.1</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Interest income on municipal securities</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(0.2</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.1</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Bank owned life insurance</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(4.4</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(7.6</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.9</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Valuation adjustment</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(365.9</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(23.9</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(72.5</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Other, net</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(5.9</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3.9</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(0.1</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Effective federal income tax rate</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(341.0</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)%</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1.1</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(36.0</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)%</p> </td> </tr> <tr align="left"> <td width="275" style='border:none'></td> <td width="12" style='border:none'></td> <td width="48" style='border:none'></td> <td width="19" style='border:none'></td> <td width="12" style='border:none'></td> <td width="48" style='border:none'></td> <td width="0" style='border:none'></td> <td width="12" style='border:none'></td> <td width="12" style='border:none'></td> <td width="44" style='border:none'></td> <td width="0" style='border:none'></td> <td width="16" style='border:none'></td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br></p>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Shareholders' Equity and Regulatory Capital Requirements: Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:4.5pt;text-align:center'>&nbsp;</p> </td> <td width="92" colspan="3" valign="bottom" style='width:69.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center'><b>Actual</b></p> </td> <td width="13" colspan="2" valign="bottom" style='width:9.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> <td width="23" valign="bottom" style='width:17.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" colspan="3" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'><b>For Capital Adequacy Purposes</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center'>&nbsp;</p> </td> <td width="95" colspan="3" valign="bottom" style='width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&#147;Well Capitalized&#148; Under Prompt Corrective Action </b></p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Amount</b></p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Ratio</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Amount</b></p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Ratio</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Amount</b></p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Ratio</b></p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'><b>March 31, 2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Total Capital:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt'>(To Risk-Weighted Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>90,733</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16.66</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>43,572</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8.0</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>65,359</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12.0</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt'>% <sup>(1)</sup></p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Tier 1 Capital:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt'>(To Risk-Weighted Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>83,850</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15.40</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,786</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4.0</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>32,679</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6.0</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Tier 1 Capital (Leverage):</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:3.15pt;margin-bottom:0in;margin-left:.1in;margin-bottom:.0001pt;text-indent:.45pt'>(To Adjusted Tangible Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>83,850</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10.71</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>31,320</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4.0</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>70,469</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9.0</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt'><sup>&#160;(1)</sup></p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Tangible Capital:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.95pt'>(To Tangible Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>83,850</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10.71</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>11,745</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1.5</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>N/A</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>N/A</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="67" style='border:none'></td> <td width="7" style='border:none'></td> <td width="124" style='border:none'></td> <td width="1" style='border:none'></td> <td width="124" style='border:none'></td> <td width="11" style='border:none'></td> <td width="1" style='border:none'></td> <td width="6" style='border:none'></td> <td width="128" style='border:none'></td> <td width="1" style='border:none'></td> <td width="124" style='border:none'></td> <td width="11" style='border:none'></td> <td width="7" style='border:none'></td> <td width="120" style='border:none'></td> <td width="1" style='border:none'></td> <td width="126" style='border:none'></td> <td width="12" style='border:none'></td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:4.5pt;text-align:center'>&nbsp;</p> </td> <td width="92" colspan="3" valign="bottom" style='width:69.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center'><b>Actual</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" colspan="3" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'><b>For Capital Adequacy Purposes</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center'>&nbsp;</p> </td> <td width="95" colspan="3" valign="bottom" style='width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&#147;Well Capitalized&#148; Under Prompt Corrective Action </b></p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Amount</b></p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Ratio</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Amount</b></p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Ratio</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Amount</b></p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Ratio</b></p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'><b>March 31, 2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Total Capital:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt'>(To Risk-Weighted Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>81,227</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15.29</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>42,493</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8.0</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>63,740</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12.0</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt'>% <sup>(1)</sup></p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Tier 1 Capital:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt'>(To Risk-Weighted Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>74,473</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14.02</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,247</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4.0</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>31,870</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6.0</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Tier 1 Capital (Leverage):</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:3.15pt;margin-bottom:0in;margin-left:.1in;margin-bottom:.0001pt;text-indent:.45pt'>(To Adjusted Tangible Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>74,473</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9.99</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>29,823</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4.0</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>67,102</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9.0</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt'><sup>&#160;(1)</sup></p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Tangible Capital:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.95pt'>(To Tangible Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>74,473</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9.99</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>11,184</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1.5</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>N/A</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>N/A</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-indent:0in'><sup>(1)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </sup>&#160;The Bank agreed with the OCC to establishing higher minimum capital ratios and must maintain a Tier 1 capital (leverage) ratio of not less than 9.0% and a total risked-based capital ratio of not less than 12.0% in order to be deemed &#147;well capitalized&#148;.</p><span></span></td>
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                <p>Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1G<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958577-112826<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Deposit Accounts: Schedule of Interest Expense by Deposit Type (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfInterestExpenseByDepositType', window );">Schedule of Interest Expense by Deposit Type</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="216" colspan="8" valign="bottom" style='width:2.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31,</b></p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" colspan="3" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Interest checking</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>102</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>135</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>281</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Money market</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>477</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>602</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,049</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Savings accounts</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>87</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>92</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>124</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Certificate of deposit</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,307</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,838</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,903</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Total</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,973</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,667</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,357</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" style='border:none'></td> <td width="12" style='border:none'></td> <td width="54" style='border:none'></td> <td width="12" style='border:none'></td> <td width="12" style='border:none'></td> <td width="54" style='border:none'></td> <td width="12" style='border:none'></td> <td width="12" style='border:none'></td> <td width="48" style='border:none'></td> <td width="0" style='border:none'></td> <td width="12" style='border:none'></td> </tr> </table><span></span></td>
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                <p>Tabular disclosure of interest expense by type of deposit.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Allowance for Loan Losses: Schedule of Impaired Loans, Average Recorded Investment and Interest Recognized (Tables)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:13.5pt'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'><b>Year ended March 31, 2014</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'><b>Year ended March 31, 2013</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td colspan="6" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'><b>Year ended March 31, 2012</b></p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Average</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded Investment</b></p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Interest Recognized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>on Impaired Loans</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Average</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded Investment</b></p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Interest Recognized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>on Impaired Loans</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Average</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded Investment</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Interest Recognized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>on Impaired Loans</b></p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial business</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,150</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>43</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,986</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>98</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,400</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>316</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial real estate</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,451</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>472</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>20,705</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>388</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>17,102</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>919</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Land</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,854</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,818</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>78</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>13,339</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>321</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Multi-family</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,758</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,822</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>127</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,254</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>402</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate construction</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>69</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,365</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,700</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>159</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Consumer</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,679</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>47</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,961</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>105</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,584</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>75</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Total</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>28,961</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>583</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>46,657</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>796</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>53,379</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,192</p> </td> </tr> </table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognized">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule (table) of the average recorded investment and the interest recognized on impaired loans for the periods indicated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ScheduleOfImpairedLoansAverageRecordedInvestmentAndInterestRecognized</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
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      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Fair Value Measurement<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementInputsDisclosureTextBlock', window );">Fair Value Measurement</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in'><b>17.&nbsp;&nbsp; </b><b>FAIR VALUE MEASUREMENT</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:22.5pt;text-align:justify'><font style='layout-grid-mode:line'>Accounting guidance regarding fair value measurements defines fair value and establishes a framework for measuring fair value in GAAP, and expands disclosures about fair value measurements.&#160; The following definitions describe the categories used in the tables presented under fair value measurement.</font></p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify'>Quoted prices in active markets for identical assets (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets that the Company has the ability to access at the measurement date.&#160; An active market for the asset is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify'>Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets, quoted prices for securities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify'>Significant unobservable inputs (Level 3): Inputs that reflect the reporting entity's own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>Financial instruments are presented in the tables that follow by recurring or nonrecurring measurement status.&#160; Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, as a result of an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>The following tables present assets that are measured at fair value on a recurring basis (in thousands).</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:13.1pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:13.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:13.1pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>&nbsp;</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:13.1pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>&nbsp;&nbsp;&nbsp;&nbsp;</b></p> </td> <td width="270" colspan="8" valign="bottom" style='width:202.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair value measurements using</b></p> </td> </tr> <tr style='height:33.35pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:33.35pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="90" colspan="2" rowspan="2" valign="bottom" style='width:67.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;Fair value</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:33.35pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>&nbsp;</b></p> </td> <td width="90" colspan="2" rowspan="2" valign="bottom" style='width:67.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Quoted prices in active markets for identical assets</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 1)</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="78" colspan="2" rowspan="2" valign="bottom" style='width:58.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Other observable inputs</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 2)</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="78" colspan="2" rowspan="2" valign="bottom" style='width:58.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Significant unobservable inputs</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 3)</b></p> </td> </tr> <tr style='height:6.3pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:6.3pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:6.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:6.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:6.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>Investment securities available for sale</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in'>Trust preferred</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,903</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,903</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in'>Agency securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,491</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,491</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>Mortgage-backed securities available for sale</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>Real estate mortgage investment conduits</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,150</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,150</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>FHLMC mortgage-backed securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>25,386</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>25,386</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>FNMA mortgage-backed securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>38,950</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>38,950</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>SBA mortgage-backed securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,932</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,932</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>GNMA mortgage-backed securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,077</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,077</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>CRE mortgage-backed securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,080</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.4pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,080</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.45pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:179.7pt;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>Total recurring assets measured at fair value</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="78" valign="bottom" style='width:58.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>101,969</p> </td> <td width="13" valign="bottom" style='width:9.6pt;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="78" valign="bottom" style='width:58.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>100,066</p> </td> <td width="12" valign="bottom" style='width:9.0pt;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.45pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,903</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:13.05pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:13.05pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2013</u></b></p> </td> <td width="91" colspan="2" valign="bottom" style='width:67.9pt;padding:0;height:13.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="90" colspan="2" valign="bottom" style='width:67.5pt;padding:0;height:13.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="78" colspan="2" valign="bottom" style='width:58.5pt;padding:0;height:13.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="78" colspan="2" valign="bottom" style='width:58.5pt;padding:0;height:13.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>Investment securities available for sale</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in'>Trust preferred</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,238</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,238</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in'>Agency securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,978</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,978</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>Mortgage-backed securities available for sale</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>Real estate mortgage investment conduits</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>237</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>237</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>FHLMC mortgage-backed securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>191</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>191</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.25in'>FNMA mortgage-backed securities</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="79" valign="bottom" style='width:58.9pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="78" valign="bottom" style='width:58.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr style='height:12.4pt'> <td width="240" valign="bottom" style='width:2.5in;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>Total recurring assets measured at fair value</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="79" valign="bottom" style='width:58.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,647</p> </td> <td width="12" valign="bottom" style='width:9.0pt;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="78" valign="bottom" style='width:58.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,409</p> </td> <td width="12" valign="bottom" style='width:9.0pt;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:white;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,238</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>The following table presents a reconciliation of assets that are measured at fair value on a recurring basis using significant unobservable inputs (Level 3) during the year ended March 31, 2014 and 2013 (in thousands). There were no transfers of assets in to or out of Levels 1, 2, or 3 for the year ended March 31, 2014 and 2013.</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:22.05pt'> <td width="252" valign="bottom" style='width:189.0pt;padding:0;height:22.05pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:22.05pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:22.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>For the Year Ended March 31, 2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:22.05pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:22.05pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:22.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>For the Year Ended March 31, 2013</b></p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0;height:22.05pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="252" valign="bottom" style='width:189.0pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="252" valign="bottom" style='width:189.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Beginning balance</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>$</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,238</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>$</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,166</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="252" valign="bottom" style='width:189.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:9.0pt;text-align:justify'>Transfers in to Level 3</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="252" valign="bottom" style='width:189.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:9.0pt;text-align:justify'>Included in earnings<sup> (1)</sup></p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="252" valign="bottom" style='width:189.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:9.0pt;text-align:justify'>Included in other comprehensive income</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>665</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>72</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="252" valign="bottom" style='width:189.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Ending balance</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>$</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,903</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>$</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,238</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="252" valign="bottom" style='width:189.0pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;padding:0;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;padding:0;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="252" valign="bottom" style='width:189.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'><sup>(1) </sup>Included in other non-interest income</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="252" valign="bottom" style='width:189.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.75in;text-align:justify'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>The following method was used to estimate the fair value of each class of financial instrument above:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'><b>Investments and Mortgage-Backed Securities </b>&#150; Investments and mortgage-backed securities available-for-sale are included within Level 1 of the hierarchy when quoted prices in an active market for identical assets are available. The Company uses a third party pricing service to assist the Company in determining the fair value of its Level 2 securities, which incorporates pricing models and/or quoted prices of investment securities with similar characteristics. The Company&#146;s Level 3 assets consist of a single pooled trust preferred security.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>For Level 2 securities, the Company uses an independent pricing service to assist management in determining fair values of investment securities available-for-sale. This service provides pricing information by utilizing evaluated pricing models supported with market data information. Standard inputs include benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data from market research publications. Investments securities that are deemed to have been trading in illiquid or inactive markets may require the use of significant unobservable inputs. The Company&#146;s third-party pricing service has established processes for us to submit inquiries regarding quoted prices. The Company&#146;s third-party pricing service will review the inputs to the evaluation in light of any new market data presented by us. The Company&#146;s third-party pricing service may then affirm the original quoted price or may update the evaluation on a going forward basis.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>Management reviews the pricing information received from the third party-pricing service through a combination of procedures that include an evaluation of methodologies used by the pricing service, analytical reviews and performance analysis of the prices against statistics and trends. Based on this review, management determines whether the current placement of the security in the fair value hierarchy is appropriate or whether transfers may be warranted. As necessary, the Company compares prices received from the pricing service to discounted cash flow models or through performing independent valuations of inputs and assumptions similar to those used by the pricing service in order to ensure prices represent a reasonable estimate of fair value.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>The Company has determined that the market for its single trust preferred pooled security was inactive. This determination was made by the Company after considering the last known trade date for this specific security, the low number of transactions for similar types of securities, the low number of new issuances for similar securities, the increased implied liquidity risk premium for similar securities, the lack of information that is released publicly and discussions with third-party industry analysts. Due to the inactivity in the market, observable market data was not readily available for all significant inputs for this security. Accordingly, the trust preferred pooled security was classified as Level 3 in the fair value hierarchy. The Company utilized observable inputs where available, unobservable data and modeled the cash flows adjusted by an appropriate liquidity and credit risk adjusted discount rate using an income approach valuation technique in order to measure the fair value of the security. Significant unobservable inputs were used that reflect the Company&#146;s assumptions of what a market participant would use to price the security. Significant unobservable inputs included selecting an appropriate discount rate, default rate and repayment assumptions. The Company estimated the discount rate by comparing rates for similarly rated corporate bonds, with additional consideration given to market liquidity. The default rates and repayment assumptions were estimated based on the individual issuer&#146;s financial conditions, historical repayment information, as well as the Company&#146;s future expectations of the capital markets.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>The following table represents certain loans and REO, which were marked down due to declines in their fair value of the underlying collateral for the year ended March 31, 2014. The following assets are measured at fair value on a nonrecurring basis (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:11.25pt'> <td width="423" valign="bottom" style='width:317.4pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>&nbsp;</b></p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;</b></p> </td> <td width="154" valign="bottom" style='width:1.6in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;&nbsp;&nbsp;</b></p> </td> <td width="182" colspan="8" valign="bottom" style='width:1.9in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair value measurements at using</b></p> </td> </tr> <tr style='height:40.1pt'> <td width="423" valign="bottom" style='width:317.4pt;padding:0;height:40.1pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="159" colspan="2" valign="bottom" style='width:119.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair Value</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:40.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;</b></p> </td> <td width="42" colspan="2" valign="bottom" style='width:31.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Quoted prices in active markets for identical assets (Level 1)</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:40.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;&nbsp;&nbsp;</b></p> </td> <td width="51" colspan="2" valign="bottom" style='width:38.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Other observable inputs</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 2)</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:40.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;&nbsp;&nbsp;</b></p> </td> <td width="64" colspan="2" valign="bottom" style='width:48.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Significant unobservable inputs</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 3)</b></p> </td> </tr> <tr style='height:4.1pt'> <td width="423" valign="bottom" style='width:317.4pt;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="154" valign="bottom" style='width:1.6in;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="30" valign="bottom" style='width:22.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="39" valign="bottom" style='width:29.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.3pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:13.55pt'> <td width="423" valign="bottom" style='width:317.4pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="154" valign="bottom" style='width:1.6in;padding:0;height:13.55pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="30" valign="bottom" style='width:22.2pt;padding:0;height:13.55pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="39" valign="bottom" style='width:29.4pt;padding:0;height:13.55pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.3pt;padding:0;height:13.55pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:13.55pt'> <td width="423" valign="bottom" style='width:317.4pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>Loans measured for impairment</p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="154" valign="bottom" style='width:1.6in;padding:0;height:13.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,151</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="30" valign="bottom" style='width:22.2pt;padding:0;height:13.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="39" valign="bottom" style='width:29.4pt;padding:0;height:13.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="52" valign="bottom" style='width:39.3pt;padding:0;height:13.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,151</p> </td> </tr> <tr style='height:.2in'> <td width="423" valign="bottom" style='width:317.4pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate owned</p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="154" valign="bottom" style='width:1.6in;padding:0;height:.2in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,206</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="30" valign="bottom" style='width:22.2pt;padding:0;height:.2in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="39" valign="bottom" style='width:29.4pt;padding:0;height:.2in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.3pt;padding:0;height:.2in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,206</p> </td> </tr> <tr style='height:12.4pt'> <td width="423" valign="bottom" style='width:317.4pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>Total nonrecurring assets measured at fair value</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="154" valign="bottom" style='width:1.6in;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,357</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="30" valign="bottom" style='width:22.2pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="39" valign="bottom" style='width:29.4pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="52" valign="bottom" style='width:39.3pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,357</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>The following table presents quantitative information about Level 3 inputs for financial instruments measured at fair value on a nonrecurring basis at March 31, 2014 (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="162" valign="bottom" style='width:121.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="88" valign="bottom" style='width:65.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>Valuation technique</b></p> </td> <td width="12" valign="bottom" style='width:9.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="169" valign="bottom" style='width:126.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt'><b>Significant unobservable inputs</b></p> </td> <td width="14" valign="top" style='width:10.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.9pt;text-align:center'><b>Range</b></p> </td> </tr> <tr style='height:4.45pt'> <td width="162" valign="bottom" style='width:121.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="88" valign="bottom" style='width:65.8pt;border:none;padding:0;height:4.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.05pt;padding:0;height:4.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt'>&nbsp;</p> </td> <td width="169" valign="bottom" style='width:126.6pt;border:none;padding:0;height:4.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.2pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.8pt;border:none;padding:0;height:4.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:12.25pt'> <td width="162" valign="bottom" style='width:121.5pt;padding:0;height:12.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:12.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="88" valign="bottom" style='width:65.8pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.05pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center;text-indent:.7pt'>&nbsp;</p> </td> <td width="169" valign="bottom" style='width:126.6pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.2pt;padding:0;height:12.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.8pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt'>&nbsp;</p> </td> </tr> <tr style='height:12.25pt'> <td width="162" valign="bottom" style='width:121.5pt;padding:0;height:12.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>Loans measured for impairment</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:12.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="88" valign="bottom" style='width:65.8pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>Appraised value</p> </td> <td width="12" valign="bottom" style='width:9.05pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center;text-indent:.7pt'>&nbsp;</p> </td> <td width="169" valign="bottom" style='width:126.6pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>Adjustment for market conditions</p> </td> <td width="14" valign="bottom" style='width:10.2pt;padding:0;height:12.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.8pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt'>0% - 25%</p> </td> </tr> <tr style='height:3.4pt'> <td width="162" valign="bottom" style='width:121.5pt;padding:0;height:3.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:3.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="88" valign="bottom" style='width:65.8pt;padding:0;height:3.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.05pt;padding:0;height:3.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="169" valign="bottom" style='width:126.6pt;padding:0;height:3.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.2pt;padding:0;height:3.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.8pt;padding:0;height:3.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt'>&nbsp;</p> </td> </tr> <tr style='height:12.15pt'> <td width="162" valign="bottom" style='width:121.5pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate owned</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="88" valign="bottom" style='width:65.8pt;padding:0;height:12.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>Appraised value</p> </td> <td width="12" valign="bottom" style='width:9.05pt;padding:0;height:12.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="169" valign="bottom" style='width:126.6pt;padding:0;height:12.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>Adjustment for market conditions</p> </td> <td width="14" valign="bottom" style='width:10.2pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.8pt;padding:0;height:12.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt'>0% - 19%</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>The following method was used to estimate the fair value of each class of financial instrument above:</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'><b>Impaired loans </b>&#150; A loan is considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due (both interest and principal) according to the contractual terms of the loan agreement. For information regarding the Company&#146;s method for estimating the fair value of impaired loans, see Note 1 &#150; Summary of Significant Accounting Policies &#150; Allowance for Loan Losses.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>In determining the net realizable value of the underlying collateral, we primarily use third party appraisals which may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration for variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the Company in consideration of charges that may be incurred in the event of foreclosure and are based on management&#146;s historical knowledge, changes in business factors and changes in market conditions.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>Impaired loans are reviewed and evaluated quarterly for additional impairment and adjusted accordingly, based on the same factors identified above. Because of the high degree of judgment required in estimating the fair value of collateral underlying impaired loans and because of the relationship between fair value and general economic conditions, we consider the fair value of impaired loans to be highly sensitive to changes in market conditions.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'><b>Real estate owned</b> &#150; REO is real property that the Bank has taken ownership of in partial or full satisfaction of a loan or loans. REO is recorded at the fair value less estimated costs to sell. This amount becomes the property&#146;s new basis. Any write downs based on the property&#146;s fair value less estimated costs to sell at the date of acquisition are charged to the allowance for loan losses.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>Management considers third party appraisals in determining the fair value of particular properties. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available and include consideration for variations in location, size, and income production capacity of the property. Additionally, the appraisals are periodically further adjusted by the Company in consideration of charges that may be incurred in the event of foreclosure and are based on management&#146;s historical knowledge, changes in business factors and changes in market conditions.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>Management periodically reviews REO to ensure the property is carried at the lower of its new basis or fair value, net of estimated costs to sell. Any additional write-downs based on re-evaluation of the property fair value are charged to non-interest expense. Because of the high degree of judgment required in estimating the fair value of REO and because of the relationship between fair value and general economic conditions, we consider the fair value of REO to be highly sensitive to changes in market conditions.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                <p>The entire disclosure of the fair value measurement of assets and liabilities, which includes financial instruments measured at fair value that are classified in shareholders' equity, which may be measured on a recurring or nonrecurring basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19279-110258<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19190-110258<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19207-110258<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EWOAC">
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          <div style="width: 200px;"><strong>Employee Benefit Plans: Schedule of Stock Options Outstanding, less estimated forfeitures (Details) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="4">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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          <div>Mar. 31, 2013</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">469,896<span></span></td>
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      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Exercise Price</a></td>
        <td class="nump">$ 7.96<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 9.06<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Aggregate Intrinsic Value</a></td>
        <td class="nump">$ 71<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">$ 3<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Remaining Contractual Term</a></td>
        <td class="text">4 years 6 months 25 days<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">4 years 4 months 2 days<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Number</a></td>
        <td class="nump">385,900<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">404,300<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Exercise Price</a></td>
        <td class="nump">$ 9.09<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 9.11<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Aggregate Intrinsic Value</a></td>
        <td class="nump">$ 16<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">$ 2<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Remaining Contractual Term</a></td>
        <td class="text">3 years 6 months 14 days<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">4 years 3 months 25 days<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">The aggregate intrinsic value of a stock options represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised. This amount changes based on changes in the market value of the Company&#x92;s common stock.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of fully vested and expected to vest options that are exercisable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of exercisable share options (fully vested and expected to vest) that may be converted as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the weighted-average exercise price (at which grantees can acquire the shares reserved for issuance) for exercisable stock options that are fully vested or expected to vest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average remaining contractual term for fully vested and expected to vest options that are exercisable or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount by which the current fair value of the underlying stock exceeds the exercise price of fully vested and expected to vest options outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the number of shares into which fully vested and expected to vest stock options outstanding can be converted under the option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the weighted-average exercise price for outstanding stock options that are fully vested or expected to vest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average remaining contractual term for fully vested and expected to vest options outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TextBlockAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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          <div style="width: 200px;"><strong>Significant Accounting Policies: Employee Stock Ownership Plan (ESOP), Policy (Policies)<br></strong></div>
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                <p>Disclosure of accounting policy for ESOP transactions, including the method of measuring compensation, the classification of dividends on ESOP shares, and the treatment of ESOP shares for EPS computations. If the employer has both old ESOP shares for which it does not adopt new guidance and new ESOP shares for which new guidance is required, these disclosures are required for both blocks of shares.</p>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">602<span></span></td>
        <td class="nump">828<span></span></td>
        <td class="nump">3,766<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Loss before income taxes and equity in undistributed loss of the bank</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(547)<span></span></td>
        <td class="num">(758)<span></span></td>
        <td class="num">(3,667)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Provision (Benefit) for income taxes</a></td>
        <td class="num">(15,097)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="num">(1)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">17<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">6<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">6<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">2<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">15<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="num">(1,365)<span></span></td>
        <td class="num">(258)<span></span></td>
        <td class="nump">81<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossAttributableToParent', window );">Income (Loss) Attributable to Parent</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">818<span></span></td>
        <td class="num">(500)<span></span></td>
        <td class="num">(3,748)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UndistributedEarningsOfDomesticSubsidiaries', window );">Undistributed Earnings of Domestic Subsidiaries</a></td>
        <td class="nump">18,605<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">3,133<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">18,605<span></span></td>
        <td class="nump">3,133<span></span></td>
        <td class="num">(27,909)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income (Loss)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 19,423<span></span></td>
        <td class="nump">$ 2,633<span></span></td>
        <td class="num">$ (31,657)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="19"></td>
      </tr>
      <tr>
        <td colspan="19">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">For the year ended March 31, 2012 the Company recognized a net loss and therefore all outstanding stock options were excluded from the calculation of diluted earnings per share because they were antidilutive.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">Quarterly earnings per share may vary from annual earnings per share due to rounding.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossAttributableToParent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.20)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossAttributableToParent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses from ongoing operations, after income or loss from equity method investments, but before income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentIncomeInterestAndDividend">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before accretion (amortization) of purchase discount (premium) of interest income and dividend income on nonoperating securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.7(a),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a, b<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentIncomeInterestAndDividend</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingCostsAndExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Generally recurring costs associated with normal operations except for the portion of these expenses which can be clearly related to production and included in cost of sales or services. Excludes Selling, General and Administrative Expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingCostsAndExpenses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
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                <p>The total amount of other operating cost and expense items that are associated with the entity's normal revenue producing operation.</p>
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                <p>The sum of expenses not otherwise specified in the taxonomy for managing and administering the affairs of an entity, including affiliates of the reporting entity, which are not directly or indirectly associated with the manufacture, sale or creation of a product or product line.</p>
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                <p>Amount of revenue, fees and commissions earned from transactions between (a) a parent company and its subsidiaries; (b) subsidiaries of a common parent; (c) an entity and trusts for the benefit of employees, for example, but not limited to, pension and profit-sharing trusts that are managed by or under the trusteeship of the entity's management; (d) an entity and its principal, owners, management, or members of their immediate families; and (e) affiliates.</p>
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                <p>Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).</p>
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                <p>Amount of undistributed earnings of domestic subsidiaries or domestic joint ventures intended to be permanent.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Significant Accounting Policies: Mortgage Servicing Rights (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy', window );">Mortgage Servicing Rights</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Mortgage Servicing Rights &#150;</i></b> Fees earned for servicing loans for the Federal Home Loan Mortgage Corporation (&#147;FHLMC&#148;) are reported as income when the related mortgage loan payments are collected. Loan servicing costs are charged to expense as incurred. MSRs are the rights to service loans. Loan servicing includes collecting payments, remitting funds to investors, insurance companies and tax authorities, collecting delinquent payments, and foreclosing on properties when necessary.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Company records its originated MSRs at fair value in accordance with accounting standards, which requires the Company to allocate the total cost of all mortgage loans sold to the MSRs and the loans (without the MSRs) based on their relative fair values if it is practicable to estimate those fair values. The Company stratifies its MSRs based on the predominant characteristics of the underlying financial assets including the coupon interest rate and the contractual maturity of the mortgage. An estimated fair value of MSRs is determined quarterly using a discounted cash flow model.&#160; The model estimates the present value of the future net cash flows of the servicing portfolio based on various factors, such as servicing costs, servicing income, expected prepayment speeds, discount rate, loan maturity and interest rate. The effect of changes in market interest rates on estimated rates of loan prepayments represents the predominant risk characteristic underlying the MSRs portfolio. The Company is amortizing the MSRs in proportion to and over the period of estimated net servicing income.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>MSRs are reviewed quarterly for impairment based on their fair value. The fair value of the MSRs, for the purposes of impairment, is measured using a discounted cash flow analysis based on market adjusted discount rates, anticipated prepayment speeds, mortgage loan term and coupon rate. Market sources are used to determine prepayment speeds, ancillary income, servicing cost and pre-tax required yield. Impairment losses are recognized through a valuation allowance for each impaired stratum, with any associated provision recorded as a component of loan servicing income.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for servicing assets and liabilities including, but not necessarily limited to: (a) how a servicing asset or servicing liability is initially recognized and measured, (b) management's basis for determining its classes of servicing assets and servicing liabilities, (c) where contractually specified fees, late fees or ancillary fees are reported in the statement of income, (d) how the entity subsequently measures each class of servicing assets and servicing liabilities (that is, by using the amortization method or fair value method), and the methodology and significant assumptions used to value such servicing, (e) for those classes subsequently measured using the amortization method, where changes in the carrying amount are reported in the statement of income and how such servicing assets and liabilities are evaluated for impairment, and (f) for those classes subsequently measured at fair value, where changes in the fair value are reported in the statement of income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 50<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2197735<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 50<br><br> -Section 50<br><br> -Paragraph 4<br><br> -Subparagraph (a),(c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7882072&amp;loc=d3e122739-111746<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 50<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7882072&amp;loc=d3e122625-111746<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 50<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a),(c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7882072&amp;loc=d3e122596-111746<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 50<br><br> -Section 35<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7525126&amp;loc=d3e121145-111743<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TransfersAndServicingOfFinancialAssetsServicingOfFinancialAssetsPolicy</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Real Estate Owned: Schedule of activity in REO (Real Estate Owned) (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfActivityInReoRealEstateOwned', window );">Schedule of activity in REO (Real Estate Owned)</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:1.0in;border-collapse:collapse;border:none'> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="216" colspan="8" valign="bottom" style='width:2.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31,</b></p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" colspan="3" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Balance at beginning of year, net</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,638</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>18,731</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>27,590</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Additions</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,564</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14,207</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,050</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Dispositions</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(12,443</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(12,326</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(11,671</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Writedowns</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,056</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(4,974</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(4,238</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Balance at end of year, net</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,703</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,638</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>18,731</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" style='border:none'></td> <td width="12" style='border:none'></td> <td width="54" style='border:none'></td> <td width="12" style='border:none'></td> <td width="12" style='border:none'></td> <td width="54" style='border:none'></td> <td width="12" style='border:none'></td> <td width="12" style='border:none'></td> <td width="48" style='border:none'></td> <td width="0" style='border:none'></td> <td width="12" style='border:none'></td> </tr> </table><span></span></td>
      </tr>
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    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfActivityInReoRealEstateOwned">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of activity in Real Estate Owned (REO) including additions, dispositions, and writedowns.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ScheduleOfActivityInReoRealEstateOwned</nobr></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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<TEXT>
<html>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Condensed Financial Information of Parent Company Only Disclosure: Schedule of Quarterly Financial Information (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock', window );">Schedule of Quarterly Financial Information</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt'><b><font style='text-transform:uppercase'>Riverview Bancorp, Inc.</font></b></p> <p style='margin:0in;margin-bottom:.0001pt'><b><font style='text-transform:uppercase'>Selected Quarterly Financial Data (Unaudited):</font></b></p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='border-collapse:collapse'> <tr align="left"> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.3pt'><b>(Dollars in thousands, except share data)</b></p> </td> <td colspan="14" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Three Months Ended</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>March 31</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>December 31</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>September 30</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>June 30</b></p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt'><b>Fiscal 2014:</b></p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:8.6pt'>Interest income</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,536</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,673</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,764</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,831</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Interest expense</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>582</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>645</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>664</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>677</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Net interest income</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,954</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,028</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,100</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,154</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Provision for (recapture of) loan losses</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,200</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,500</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Non-interest income</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,850</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,384</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,887</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,246</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Non-interest expense</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,460</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,611</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,647</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,243</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Income before income taxes</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,544</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>801</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>340</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,657</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Provision (benefit) for income taxes</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(15,097</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>17</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.3in'>Net income</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16,641</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>801</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>341</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,640</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.9pt'>Basic earnings per share <sup>(1)</sup></p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.74</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.04</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.02</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.07</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.9pt'>Diluted earnings per share <sup>(1)</sup></p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.74</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.04</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.02</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.07</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='border-collapse:collapse'> <tr align="left"> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.3pt'><b>(Dollars in thousands, except share data)</b></p> </td> <td colspan="14" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Three Months Ended</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>March 31</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>December 31</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>September 30</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>June 30</b></p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt'><b>Fiscal 2013:</b></p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:8.6pt'>Interest income</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,905</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,136</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,648</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,243</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Interest expense</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>700</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>752</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>861</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,172</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Net interest income</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,205</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,384</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,787</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,071</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Provision for (recapture of) loan losses</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3,600</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>500</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,000</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Non-interest income</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,032</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,087</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,314</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,440</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Non-interest expense</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10,236</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,434</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,812</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,276</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Income (loss) before income taxes</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,601</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,037</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,789</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,765</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Provision for income taxes</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.3in'>Net income (loss)</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,595</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,031</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,787</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,780</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.9pt'>Basic earnings (loss) per share <sup>(1)</sup></p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.07</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.05</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.08</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(0.08</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.9pt'>Diluted earnings (loss) per share <sup>(1)</sup></p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.07</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.05</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.08</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(0.08</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'><sup>(1)</sup>&#160; Quarterly earnings per share may vary from annual earnings per share due to rounding.<u> </u></p><span></span></td>
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                <p>Tabular disclosure of the quarterly financial data in the annual financial statements. The disclosure includes financial information for each fiscal quarter for the current and previous year, including revenues, gross profit, income (loss) before extraordinary items and cumulative effect of a change in accounting principle and earnings per share data.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Significant Accounting Policies: Allowance for Loan Losses Policy (Policies)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy', window );">Allowance for Loan Losses Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Allowance for Loan Losses</i></b> &#150; The allowance for loan losses is maintained at a level sufficient to provide for probable loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon management&#146;s ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions, and detailed analysis of individual loans for which full collectibility may not be assured.&#160; The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components. The specific component relates to loans that are considered impaired. For such loans that are classified as impaired, an allowance is established when the net realizable value of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans and is based on historical loss experience adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management&#146;s estimate of probable losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The appropriate allowance level is estimated based upon factors and trends identified by management at the time the consolidated financial statements are prepared.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, loans 90 days or more delinquent, loans internally designated as substandard, loans that are on non-accrual status or trouble debt restructures. The majority of the Company&#146;s impaired loans are considered collateral dependent. When a loan is considered collateral dependent impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent impairment is measured using the present value of expected future cash flows, discounted at the loan&#146;s original effective interest rate. When the net realizable value of the impaired loan is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan the Company may conclude that it is appropriate to record a charge-off of the impaired portion of the loan. When a charge-off is recorded the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and does not have an appraisal performed in the last three months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation on an annual basis. The valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>In accordance with the Company&#146;s policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payment in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months will be charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale would result in full repayment of the outstanding loan balance. Once any of these or other repayment potentials are considered exhausted the impaired portion of the loan is charged-off, unless an updated valuation of the collateral reveals no impairment. Regardless of whether a loan is unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is promptly charged off.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>A provision for loan losses is charged against income and is added to the allowance for loan losses based on regular assessments of the loan portfolio. The allowance for loan losses is allocated to certain loan categories based on the relative risk characteristics, asset classifications and actual loss experience of the loan portfolio. While management has allocated the allowance for loan losses to various loan portfolio segments, the allowance is general in nature and is available for the loan portfolio in its entirety.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for estimating the allowance for losses on loans and lease receivables. The disclosure may include (a) how the entity determines each element of the allowance, (b) which loans are evaluated individually and which loans are evaluated as a group, (c) how the entity determines both the allocated and unallocated portions of the allowance, (d) how the entity determines the loss factors applied to graded loans in order to develop a general allowance, and (e) what self-correcting mechanism the entity uses to reduce differences between estimated and actual losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5144-111524<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Significant Accounting Policies: New Accounting Pronouncements, Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock', window );">New Accounting Pronouncements, Policy</a></td>
        <td class="text"><!--egx--><p style='margin-top:5.4pt;margin-right:.05in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-autospace:none;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:justify'><b><i>New Accounting Pronouncements</i></b><b> &#150;</b> In July 2013, the Financial Accounting Standards Board issued Accounting Standards Update (&#147;ASU&#148;) No. 2013-11, &#147;Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists&#148;. This ASU requires an entity to present an unrecognized tax benefit, or a portion of an unrecognized tax benefit, as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except to the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. No new recurring disclosures are required. The amendments are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013 and are to be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted. The adoption of ASU No. 2013-11 is not expected to have a material impact on the Company's consolidated financial statements.</p> <p style='margin-top:5.4pt;margin-right:.05in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-autospace:none;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin-top:5.4pt;margin-right:.05in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-autospace:none;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:justify'>In January 2014, the FASB issued ASU 2014-04, &#147;Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure&#148;. The ASU clarifies when a creditor would be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that all or a portion of the loan would be derecognized and the real estate property recognized. Under the guidance, a consumer loan collateralized by residential real estate should be reclassified to other real estate owned when (1) the creditor obtains legal title to the residential property or (2) the borrower conveys all interest in the property to the creditor to satisfy the loan by completing a deed in lieu of foreclosure or similar agreement. In addition, an entity is required to disclose the amount of residential real estate meeting the conditions above, and the recorded investment in consumer mortgage loans secured by residential real estate that are in the process of foreclosure. ASU 2014-04 is effective for annual and interim reporting periods within those annual periods, beginning after December 15, 2014. Adoption of the new guidance is not expected to have a significant impact on the Company's consolidated financial statements.</p><span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Allowance for Loan Losses: Schedule of Changes in the allowance for unfunded loan commitments (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
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          <div>Mar. 31, 2014</div>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfChangesInTheAllowanceForUnfundedLoanCommitments', window );">Schedule of Changes in the allowance for unfunded loan commitments</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr align="left"> <td width="300" valign="bottom" style='width:225.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="216" colspan="8" valign="bottom" style='width:162.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31,</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="300" valign="bottom" style='width:225.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" colspan="2" valign="bottom" style='width:45.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="300" valign="bottom" style='width:225.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Beginning balance</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>229</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>217</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>166</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="300" valign="bottom" style='width:225.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Net change in allowance for unfunded loan commitments</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>65</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>51</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="300" valign="bottom" style='width:225.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Ending balance</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>294</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>229</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>217</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> </table><span></span></td>
      </tr>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of changes in the allowance for unfunded loan commitments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>58
<FILENAME>R158.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EUUBI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Condensed Financial Information of Parent Company Only Disclosure: Schedule of Quarterly Financial Information (Details) (USD $)<br>In Thousands, except Per Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="16">3 Months Ended</th>
        <th class="th" colspan="4">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th" colspan="2">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th" colspan="2">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th" colspan="2">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th" colspan="2">
          <div>Jun. 30, 2013</div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th" colspan="2">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th" colspan="2">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th" colspan="2">
          <div>Jun. 30, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 2,568<span></span></td>
        <td class="nump">$ 3,485<span></span></td>
        <td class="nump">$ 5,865<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">24,236<span></span></td>
        <td class="nump">29,447<span></span></td>
        <td class="nump">33,667<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Less provision for (recapture of) loan losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(3,700)<span></span></td>
        <td class="nump">900<span></span></td>
        <td class="nump">29,350<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total non-interest income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">8,367<span></span></td>
        <td class="nump">8,873<span></span></td>
        <td class="nump">6,827<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total non-interest expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">31,961<span></span></td>
        <td class="nump">34,758<span></span></td>
        <td class="nump">34,423<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Provision (Benefit) for income taxes</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(15,081)<span></span></td>
        <td class="nump">29<span></span></td>
        <td class="nump">8,378<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 0.87<span></span></td>
        <td class="nump">$ 0.12<span></span></td>
        <td class="num">$ (1.42)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 0.87<span></span></td>
        <td class="nump">$ 0.12<span></span></td>
        <td class="num">$ (1.42)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Parent Company</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeOperating', window );">Interest Income, Operating</a></td>
        <td class="nump">6,536<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">6,673<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">6,764<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">6,831<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">6,905<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">8,136<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">8,648<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">9,243<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
        <td class="nump">582<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">645<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">664<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">677<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">700<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">752<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">861<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">1,172<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
        <td class="nump">5,954<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">6,028<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">6,100<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">6,154<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">6,205<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">7,384<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">7,787<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">8,071<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Less provision for (recapture of) loan losses</a></td>
        <td class="num">(1,200)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(2,500)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="num">(3,600)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">500<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">4,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total non-interest income</a></td>
        <td class="nump">1,850<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">2,384<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">1,887<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">2,246<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">2,032<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">2,087<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">2,314<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">2,440<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total non-interest expense</a></td>
        <td class="nump">7,460<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">7,611<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">7,647<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">9,243<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">10,236<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">8,434<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">7,812<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">8,276<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income (loss) Before Income Taxes</a></td>
        <td class="nump">1,544<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">801<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">340<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">1,657<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">1,601<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">1,037<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">1,789<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="num">(1,765)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Provision (Benefit) for income taxes</a></td>
        <td class="num">(15,097)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(1)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">17<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">6<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">6<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">2<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">15<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="num">(1,365)<span></span></td>
        <td class="num">(258)<span></span></td>
        <td class="nump">81<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net Income (Loss) Available to Common Stockholders, Basic, Total</a></td>
        <td class="nump">$ 16,641<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 801<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 341<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 1,640<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 1,595<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 1,031<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 1,787<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="num">$ (1,780)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings</a></td>
        <td class="nump">$ 0.74<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 0.04<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 0.02<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 0.07<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 0.07<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 0.05<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 0.08<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="num">$ (0.08)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings</a></td>
        <td class="nump">$ 0.74<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 0.04<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 0.02<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 0.07<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 0.07<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 0.05<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">$ 0.08<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="num">$ (0.08)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="21"></td>
      </tr>
      <tr>
        <td colspan="21">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">For the year ended March 31, 2012 the Company recognized a net loss and therefore all outstanding stock options were excluded from the calculation of diluted earnings per share because they were antidilutive.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">Quarterly earnings per share may vary from annual earnings per share due to rounding.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
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                  <tr>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the cost of borrowed funds accounted for as interest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 9<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of operating interest income (expense).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of operating interest income, including, but not limited to, amortization and accretion of premiums and discounts on securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.1(e))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeOperating</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 14<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense related to estimated loss from loan and lease transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EKAAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans Receivable: Schedule of Accounts, Notes, Loans and Financing Receivable (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Financing Receivable, Gross</a></td>
        <td class="nump">$ 533,488<span></span></td>
        <td class="nump">$ 536,012<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Loans receivable Allowance for Loan Losses</a></td>
        <td class="nump">12,551<span></span></td>
        <td class="nump">15,643<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Financing Receivable, Net</a></td>
        <td class="nump">520,937<span></span></td>
        <td class="nump">520,369<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial business</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Financing Receivable, Gross</a></td>
        <td class="nump">71,632<span></span></td>
        <td class="nump">71,935<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other real estate mortgage</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Financing Receivable, Gross</a></td>
        <td class="nump">324,881<span></span></td>
        <td class="nump">355,397<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate construction</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Financing Receivable, Gross</a></td>
        <td class="nump">19,482<span></span></td>
        <td class="nump">9,675<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total commercial and construction</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Financing Receivable, Gross</a></td>
        <td class="nump">415,995<span></span></td>
        <td class="nump">437,007<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate one-to-four family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Financing Receivable, Gross</a></td>
        <td class="nump">93,007<span></span></td>
        <td class="nump">97,140<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other installment</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Financing Receivable, Gross</a></td>
        <td class="nump">24,486<span></span></td>
        <td class="nump">1,865<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Financing Receivable, Gross</a></td>
        <td class="nump">$ 117,493<span></span></td>
        <td class="nump">$ 99,005<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount representing an agreement for an unconditional promise by the maker to pay the entity (holder) a definite sum of money at a future date. Such amount may include accrued interest receivable in accordance with the terms of the note. The note also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. Excludes amounts related to receivables held-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10(3))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Subparagraph 3<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NotesReceivableGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
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      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net amount of the investment in a contractual right to receive money on demand or on fixed or determinable dates that is recognized as an asset in the creditor's statement of financial position. Examples include, but are not limited to, credit card receivables, notes receivable and receivables relating to lessor's rights to payments from leases other than operating leases that have been recorded as assets. Excludes trade accounts receivable with contractual maturity of one year or less and arose from the sale of goods or services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NotesReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ENIAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Fair Value Measurement: Schedule of Assets measured at fair value on a non-recurring basis (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump">$ 23,357<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump">15,151<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate owned</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump">8,206<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump">23,357<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3 | Impaired loans</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump">15,151<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3 | Real estate owned</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump">$ 8,206<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosureNonrecurring">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the aggregate of the assets reported on the balance sheet at period end measured at fair value on a nonrecurring basis by the entity. This element is intended to be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsFairValueDisclosureNonrecurring</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>61
<FILENAME>R61.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Mortgage-backed Securities: Schedule of available-for-sale mortgage-backed securities, Contractual Maturities (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfAvailableForSaleMortgageBackedSecuritiesContractualMaturitiesTableTextBlock', window );">Schedule of available-for-sale mortgage-backed securities, Contractual Maturities</a></td>
        <td class="text"><!--egx--><p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:18.9pt;border-collapse:collapse'> <tr align="left"> <td width="341" valign="bottom" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right;text-indent:.7pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:.7pt'><b>Amortized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Cost</b></p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Estimated</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair Value</b></p> </td> </tr> <tr align="left"> <td width="341" valign="bottom" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due in one year or less</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="60" valign="top" style='width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due after one year through five years</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>26</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>27</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due after five years through ten years</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>11,100</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>11,145</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due after ten years</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>67,953</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>67,399</p> </td> </tr> <tr style='height:8.55pt'> <td width="341" valign="top" style='width:3.55in;padding:0;height:8.55pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>Total</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>79,083</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>78,575</p> </td> </tr> </table><span></span></td>
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                <p>Schedule (table) of the contractual maturities of mortgage-backed securities available for sale, as of the date(s) indicated on the schedule.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Significant Accounting Policies: Trust Assets, Policy (Policies)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Trust Assets</i></b> &#150; Assets held by RAMCorp in a fiduciary or agency capacity for trust customers are not included in the consolidated financial statements because such items are not assets of the Company. Assets totaling $359.7 million and $337.5 million were held in trust as of March 31, 2014 and 2013, respectively.</p><span></span></td>
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                <p>Descriptive disclosure of policy related to Trust Assets.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Significant Accounting Policies<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="text"><!--egx--><p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:0in;layout-grid-mode:line;margin-top:0in;margin-right:-63.35pt;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in'><b>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </b><b>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in'><b><i>Principles of Consolidation</i></b> &#150;The accompanying consolidated financial statements include the accounts of Riverview Bancorp, Inc.; its wholly-owned subsidiary, Riverview Community Bank (the &#147;Bank&#148;); the Bank&#146;s wholly-owned subsidiary, Riverview Services, Inc.; and the Bank&#146;s majority owned subsidiary, Riverview Asset Management Corp. (&#147;RAMCorp&#148;) (collectively referred to as the &#147;Company&#148;). All inter-company transactions and balances have been eliminated in consolidation. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Company has also established two subsidiary grantor trusts in connection with the issuance of trust preferred securities (see Note 11). In accordance with accounting standards, the accounts and transactions of the trusts are not included in the accompanying consolidated financial statements.</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Nature of Operations</i></b> &#150; The Bank is an eighteen branch community-oriented financial institution operating in rural and suburban communities in southwest Washington State and Multnomah and Marion counties of Oregon. The Bank is engaged primarily in the business of attracting deposits from the general public and using such funds, together with other borrowings, to invest in various commercial business, commercial real estate, multi-family real estate, real estate construction, residential real estate and consumer loans.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Use of Estimates in the Preparation of Financial Statements</i></b> &#150; The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (&#147;generally accepted accounting principles&#148; or &#147;GAAP&#148;), requires management to make estimates and assumptions that affect the reported amounts of certain assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of related revenue and expense during the reporting period. Actual results could differ from those estimates.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Cash and Cash Equivalents</i></b> &#150; Cash and cash equivalents include amounts on hand, due from banks and interest-earning deposits in other banks. Cash and cash equivalents have a maturity of 90 days or less at the time of purchase.</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Certificates of Deposit Held for Investment &#150; Certificates of deposit held for investments include amounts invested with financial institutions for a stated interest rate and maturity date. Early withdraw penalties apply; however, the Company plans to hold these investments to maturity.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Loans Held for Sale</i></b> &#150; The Company identifies loans held for sale at the time of origination and such loans are carried at the lower of aggregate cost or net realizable value. Market values are derived from available market quotations for comparable pools of mortgage loans. Adjustments for unrealized losses, if any, are charged to income.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Gains or losses on sales of loans held for sale are recognized at the time of sale and are determined by the difference between the net sales proceeds and the allocated basis of these loans sold. The Company capitalizes mortgage servicing rights (&#147;MSRs&#148;) acquired through either the purchase of MSRs, the sale of originated mortgage loans or the securitization of mortgage loans with servicing rights retained. Upon sale of mortgage loans held for sale, the total cost of the loans designated for sale is allocated to mortgage loans with and without MSRs based on their relative fair values. The MSRs are included as a component of gain on sale of loans. The MSRs are amortized in proportion to and over the estimated period of the net servicing income and such amortization is reflected as a component of loan servicing income.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Securities </i></b>&#150; Investment securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investment securities held to maturity are carried at amortized cost. Unrealized losses due to fluctuations in fair value are recognized when it is determined that a credit-related other than temporary decline in value has occurred. Investment securities bought and held principally for the purpose of sale in the near term are classified as trading securities. Securities that the Company intends to hold for an indefinite period, but not necessarily to maturity are classified as available for sale. Such securities may be sold to implement the Company&#146;s asset/liability management strategies and in response to changes in interest rates and similar factors.&#160; Securities available for sale are reported at fair value. Unrealized gains and losses, net of the related deferred tax effect, are reported as a net amount in a separate component of shareholders&#146; equity entitled &#147;accumulated other comprehensive income (loss).&#148; Realized gains and losses on securities available for sale, determined using the specific identification method, are included in earnings.&#160; Amortization of premiums and accretion of discounts are recognized in interest income over the period to maturity or expected call, if sooner.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Company analyzes investment securities for other than temporary impairment (&#147;OTTI&#148;) on a quarterly basis.&#160; OTTI is separated into a credit and noncredit component. Noncredit component losses are recorded in other comprehensive income (loss) when the Company a) does not intend to sell the security or b) is not more likely than not to have to sell the security prior to the security&#146;s anticipated recovery. Credit component losses are reported in non-interest income.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Loans</i></b> &#150; Loans are stated at the amount of unpaid principal, reduced by deferred loan origination fees and an allowance for loan losses. Interest on loans is accrued daily based on the principal amount outstanding.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Loans are reviewed regularly and it is the Company&#146;s general policy that a loan is past due when it is 30 days to 89 days delinquent. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. Payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cost recovery method. As a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment of the yield of the related loan.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Allowance for Loan Losses</i></b> &#150; The allowance for loan losses is maintained at a level sufficient to provide for probable loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon management&#146;s ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions, and detailed analysis of individual loans for which full collectibility may not be assured.&#160; The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components. The specific component relates to loans that are considered impaired. For such loans that are classified as impaired, an allowance is established when the net realizable value of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans and is based on historical loss experience adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management&#146;s estimate of probable losses. Such factors include uncertainties in economic conditions, uncertainties in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The appropriate allowance level is estimated based upon factors and trends identified by management at the time the consolidated financial statements are prepared.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>When available information confirms that specific loans or portions thereof are uncollectible, identified amounts are charged against the allowance for loan losses. The existence of some or all of the following criteria will generally confirm that a loss has been incurred: the loan is significantly delinquent and the borrower has not demonstrated the ability or intent to bring the loan current; the Company has no recourse to the borrower, or if it does, the borrower has insufficient assets to pay the debt; the estimated fair value of the loan collateral is significantly below the current loan balance, and there is little or no near-term prospect for improvement.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>A loan is considered impaired when it is probable that the Company will be unable to collect all amounts due (principal and interest) according to the contractual terms of the loan agreement. Typically, factors used in determining if a loan is impaired include, but are not limited to, loans 90 days or more delinquent, loans internally designated as substandard, loans that are on non-accrual status or trouble debt restructures. The majority of the Company&#146;s impaired loans are considered collateral dependent. When a loan is considered collateral dependent impairment is measured using the estimated value of the underlying collateral, less any prior liens, and when applicable, less estimated selling costs. For impaired loans that are not collateral dependent impairment is measured using the present value of expected future cash flows, discounted at the loan&#146;s original effective interest rate. When the net realizable value of the impaired loan is less than the recorded investment in the loan (including accrued interest, net deferred loan fees or costs, and unamortized premium or discount), an impairment is recognized by adjusting an allocation of the allowance for loan losses. Subsequent to the initial allocation of allowance to the individual loan the Company may conclude that it is appropriate to record a charge-off of the impaired portion of the loan. When a charge-off is recorded the loan balance is reduced and the specific allowance is eliminated. Generally, when a collateral dependent loan is initially measured for impairment and does not have an appraisal performed in the last three months, the Company obtains an updated market valuation. Subsequently, the Company generally obtains an updated market valuation on an annual basis. The valuation may occur more frequently if the Company determines that there is an indication that the market value may have declined.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>In accordance with the Company&#146;s policy guidelines, unsecured loans are generally charged-off when no payments have been received for three consecutive months unless an alternative action plan is in effect. Consumer installment loans delinquent six months or more that have not received at least 75% of their required monthly payment in the last 90 days are charged-off. In addition, loans discharged in bankruptcy proceedings are charged-off. Loans under bankruptcy protection with no payments received for four consecutive months will be charged-off. The outstanding balance of a secured loan that is in excess of the net realizable value is generally charged-off if no payments are received for four to five consecutive months. However, charge-offs are postponed if alternative proposals to restructure, obtain additional guarantors, obtain additional assets as collateral or a potential sale would result in full repayment of the outstanding loan balance. Once any of these or other repayment potentials are considered exhausted the impaired portion of the loan is charged-off, unless an updated valuation of the collateral reveals no impairment. Regardless of whether a loan is unsecured or collateralized, once an amount is determined to be a confirmed loan loss it is promptly charged off.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>A provision for loan losses is charged against income and is added to the allowance for loan losses based on regular assessments of the loan portfolio. The allowance for loan losses is allocated to certain loan categories based on the relative risk characteristics, asset classifications and actual loss experience of the loan portfolio. While management has allocated the allowance for loan losses to various loan portfolio segments, the allowance is general in nature and is available for the loan portfolio in its entirety.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Allowance for Unfunded Loan Commitments </i></b>&#150; The allowance for unfunded loan commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to these unfunded credit facilities. The determination of the adequacy of the allowance is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is included in other liabilities on the consolidated balance sheets, with changes to the balance charged against non-interest expense.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Real Estate Owned (&#147;REO&#148;)</i></b> &#150; REO consists of properties acquired through foreclosure. Specific charge-offs are taken based upon detailed analysis of the fair value of collateral on the underlying loans on which the Company is in the process of foreclosing. Such collateral is transferred into REO at the fair value less estimated costs of disposal. Subsequently, the Company performs an evaluation of the properties and creates a valuation allowance with an offsetting charge to real estate owned expenses for any declines in value. The amounts the Company will ultimately recover from REO may differ from the amounts used in arriving at the net carrying value of these assets because of future market factors beyond the Company&#146;s control or because of changes in the Company&#146;s strategy for the sale of the property.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Federal Home Loan Bank Stock</i></b> &#150; The Bank, as a member of Federal Home Loan Bank of Seattle (&#147;FHLB&#148;), is required to maintain an investment in capital stock of the FHLB in an amount equal to the greater of 1% of its outstanding home loans or 5% of advances from the FHLB. The Company views its investment in FHLB stock as a long-term investment. Accordingly, when evaluating for impairment, the value is determined based on the ultimate redemption of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the ultimate redemption is influenced by criteria such as: 1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount and length of time a decline has persisted; 2) impact of legislative and regulatory changes on the FHLB and 3) the liquidity position of the FHLB. The Company evaluated its investment in FHLB stock for OTTI, consistent with its accounting policy. Based on the Company&#146;s evaluation of the underlying investment, including the long-term nature of the investment, the liquidity position of the FHLB, the actions being taken by the FHLB to address its regulatory situation and the Company&#146;s intent and ability to hold the investment for a period of time sufficient to be able to redeem its investment at par value, the Company did not recognize an OTTI loss on its FHLB stock. Further, in September 2012, the Federal Housing Finance Agency (&#147;FHFA&#148;) upgraded the FHLB&#146;s capital classification to &#147;adequately capitalized&#148; and granted the FHLB authority to repurchase up to $25 million of excess capital stock per quarter at par value, provided they receive a non-objection for each quarter&#146;s repurchase from the FHFA.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Premises and Equipment</i></b> &#150; Premises and equipment are stated at cost less accumulated depreciation. Leasehold improvements are amortized over the term of the lease or the estimated useful life of the improvements, whichever is less. Gains or losses on dispositions are reflected in earnings. Depreciation is generally computed on the straight-line method over the following estimated useful lives: building and improvements &#150; up to 45 years; furniture and equipment &#150; three to twenty years; and leasehold improvements &#150; fifteen to twenty-five years. The cost of maintenance and repairs is charged to expense as incurred. Assets are reviewed for impairment when events indicate their carrying value may not be recoverable.&#160; If management determines impairment exists the asset is reduced by an offsetting charge to expense.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The capitalized lease, less accumulated amortization is included in premises and equipment. The capitalized lease is amortized on a straight-line basis over the lease term and the amortization is included in depreciation expense.</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Mortgage Servicing Rights &#150;</i></b> Fees earned for servicing loans for the Federal Home Loan Mortgage Corporation (&#147;FHLMC&#148;) are reported as income when the related mortgage loan payments are collected. Loan servicing costs are charged to expense as incurred. MSRs are the rights to service loans. Loan servicing includes collecting payments, remitting funds to investors, insurance companies and tax authorities, collecting delinquent payments, and foreclosing on properties when necessary.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Company records its originated MSRs at fair value in accordance with accounting standards, which requires the Company to allocate the total cost of all mortgage loans sold to the MSRs and the loans (without the MSRs) based on their relative fair values if it is practicable to estimate those fair values. The Company stratifies its MSRs based on the predominant characteristics of the underlying financial assets including the coupon interest rate and the contractual maturity of the mortgage. An estimated fair value of MSRs is determined quarterly using a discounted cash flow model.&#160; The model estimates the present value of the future net cash flows of the servicing portfolio based on various factors, such as servicing costs, servicing income, expected prepayment speeds, discount rate, loan maturity and interest rate. The effect of changes in market interest rates on estimated rates of loan prepayments represents the predominant risk characteristic underlying the MSRs portfolio. The Company is amortizing the MSRs in proportion to and over the period of estimated net servicing income.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>MSRs are reviewed quarterly for impairment based on their fair value. The fair value of the MSRs, for the purposes of impairment, is measured using a discounted cash flow analysis based on market adjusted discount rates, anticipated prepayment speeds, mortgage loan term and coupon rate. Market sources are used to determine prepayment speeds, ancillary income, servicing cost and pre-tax required yield. Impairment losses are recognized through a valuation allowance for each impaired stratum, with any associated provision recorded as a component of loan servicing income.</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Goodwill &#150;</i></b> Goodwill is initially recorded when the purchase price paid for an acquisition exceeds the estimated fair value of the net identified tangible and intangible assets acquired. Goodwill is presumed to have an indefinite useful life and is tested, at least annually, for impairment at the reporting unit level. The Company performs an annual review in the third quarter of each year, or more frequently if indicators of potential impairment exist, to determine if the recorded goodwill is impaired. The impairment test is performed in two phases. The first step of the goodwill impairment test compares the fair value of the reporting unit with its carrying amount, including goodwill. If the fair value of the reporting unit exceeds its carrying amount, goodwill is considered not impaired; however, if the carrying amount of the reporting unit exceeds its fair value, a second step must be performed. In the second step the implied fair value of the reporting unit is calculated. The implied fair value of goodwill is then compared to the carrying amount of goodwill on the Company&#146;s balance sheet. If the carrying amount of the goodwill is greater than the implied fair value of that goodwill, an impairment loss must be recognized in an amount equal to that excess. As of March 31, 2014, the Company had not recognized any impairment loss on the recorded goodwill.</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Core Deposit Intangible</i></b> &#150; Core deposit intangibles are amortized to non-interest expense using an accelerated method (based on expected attrition and cash flows of core deposit accounts purchased) over ten years.</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Advertising and Marketing Expense</i></b> &#150; Costs incurred for advertising, merchandising, market research, community investment and business development are classified as marketing expense and are expensed as incurred.</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Income Taxes</i></b> &#150; Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company&#146;s income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation allowances are established to reduce the net carrying amount of deferred tax assets if it is determined to be more likely than not, that all or some portion of the potential deferred tax asset will not be realized. The Company files a consolidated federal<font style='display:none'> </font>income tax return. The Bank provides for income taxes separately and remits to the Company amounts currently due.</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Trust Assets</i></b> &#150; Assets held by RAMCorp in a fiduciary or agency capacity for trust customers are not included in the consolidated financial statements because such items are not assets of the Company. Assets totaling $359.7 million and $337.5 million were held in trust as of March 31, 2014 and 2013, respectively.</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Earnings Per Share </i></b>&#150; The Company accounts for earnings per share in accordance with applicable accounting standards, which requires all companies whose capital structure includes dilutive potential common shares to make a dual presentation of basic and diluted earnings per share for all periods presented. Basic earnings per share is computed by dividing income available to common shareholders by the weighted average number of common shares outstanding for the period, excluding restricted stock and unallocated shares owned by the Company&#146;s Employee Stock Ownership Plan (&#147;ESOP&#148;).&#160; Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised and has been computed after giving consideration to the weighted average diluted effect of the Company&#146;s stock options.</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Stock-Based Compensation </i></b>&#150; The Company accounts for stock based compensation in accordance with accounting guidance for stock compensation. The guidance requires measurement of the compensation cost for all stock-based awards based on the grant-date fair value and recognition of compensation cost over the service period of stock-based awards. The fair value of stock options is determined using the Black-Scholes valuation model.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Employee Stock Ownership Plan (&#147;ESOP&#148;) </i></b>&#150; The Company sponsors a leveraged ESOP. As shares are released, compensation expense is recorded equal to the then current market price of the shares and the shares become available for earnings per share calculations. The Company records cash dividends on unallocated shares as a reduction of debt and accrued interest.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Business segments</i></b> &#150; The Company operates a single business segment. The financial information that is used by the chief operating decision maker in allocating resources and assessing performance is only provided for one reportable segment for years ended March 31, 2014, 2013 and 2012.</p> <p style='margin-top:5.4pt;margin-right:.05in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-autospace:none;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:5.4pt;margin-right:.05in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-autospace:none;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:justify'><b><i>New Accounting Pronouncements</i></b><b> &#150;</b> In July 2013, the Financial Accounting Standards Board issued Accounting Standards Update (&#147;ASU&#148;) No. 2013-11, &#147;Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists&#148;. This ASU requires an entity to present an unrecognized tax benefit, or a portion of an unrecognized tax benefit, as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except to the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. No new recurring disclosures are required. The amendments are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013 and are to be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted. The adoption of ASU No. 2013-11 is not expected to have a material impact on the Company's consolidated financial statements.</p> <p style='margin-top:5.4pt;margin-right:.05in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-autospace:none;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin-top:5.4pt;margin-right:.05in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-autospace:none;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:justify'>In January 2014, the FASB issued ASU 2014-04, &#147;Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure&#148;. The ASU clarifies when a creditor would be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that all or a portion of the loan would be derecognized and the real estate property recognized. Under the guidance, a consumer loan collateralized by residential real estate should be reclassified to other real estate owned when (1) the creditor obtains legal title to the residential property or (2) the borrower conveys all interest in the property to the creditor to satisfy the loan by completing a deed in lieu of foreclosure or similar agreement. In addition, an entity is required to disclose the amount of residential real estate meeting the conditions above, and the recorded investment in consumer mortgage loans secured by residential real estate that are in the process of foreclosure. ASU 2014-04 is effective for annual and interim reporting periods within those annual periods, beginning after December 15, 2014. Adoption of the new guidance is not expected to have a significant impact on the Company's consolidated financial statements.</p> <span></span></td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>64
<FILENAME>R139.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E2JAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans: Schedule of activity related to options under all plans (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number, Beginning Balance</a></td>
        <td class="nump">407,500<span></span></td>
        <td class="nump">440,500<span></span></td>
        <td class="nump">468,700<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Beginning Balance</a></td>
        <td class="nump">$ 9.05<span></span></td>
        <td class="nump">$ 8.87<span></span></td>
        <td class="nump">$ 9.00<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross</a></td>
        <td class="nump">87,154<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice', window );">Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price</a></td>
        <td class="nump">$ 2.78<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(3,000)<span></span></td>
        <td class="num">(28,200)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice', window );">Share-based Compensation Arrangements by Share-based Payment Award, Options, Forfeitures in Period, Weighted Average Exercise Price</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 1.97<span></span></td>
        <td class="nump">$ 11.17<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Expirations in Period</a></td>
        <td class="num">(20,000)<span></span></td>
        <td class="num">(30,000)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice', window );">Share-based Compensation Arrangements by Share-based Payment Award, Options, Expirations in Period, Weighted Average Exercise Price</a></td>
        <td class="nump">$ 8.98<span></span></td>
        <td class="nump">$ 7.00<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number, Ending Balance</a></td>
        <td class="nump">474,654<span></span></td>
        <td class="nump">407,500<span></span></td>
        <td class="nump">440,500<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Ending Balance</a></td>
        <td class="nump">$ 7.91<span></span></td>
        <td class="nump">$ 9.05<span></span></td>
        <td class="nump">$ 8.87<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of options or other stock instruments for which the right to exercise has lapsed under the terms of the plan agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross number of share options (or share units) granted during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of options outstanding, including both vested and non-vested options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)-(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees could have acquired the underlying shares with respect to stock options of the plan that expired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees could have acquired the underlying shares with respect to stock options that were terminated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average per share amount at which grantees can acquire shares of common stock by exercise of options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
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          <div style="width: 200px;"><strong>Allowance for Loan Losses: Schedule of Changes in the allowance for unfunded loan commitments (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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        <th class="th" colspan="3">12 Months Ended</th>
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                <p>Represents the allowance for unfunded loan commitments as of the indicated date.</p>
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                <p>Represents the change in the allowance for unfunded loan commitments during the indicated period.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Mortgage-backed Securities: Schedule of Temporarily Impaired Mortgage-backed securities, Fair Value and Unrealized Losses (Tables)<br></strong></div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr align="left"> <td width="192" valign="top" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td width="133" colspan="5" valign="top" style='width:100.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Less than 12 months</b></p> </td> <td width="11" valign="top" style='width:8.25pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> <td width="136" colspan="5" valign="top" style='width:102.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'><b>&#160; 12 months or longer</b></p> </td> <td width="9" valign="top" style='width:6.8pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'>&nbsp;</p> </td> <td width="131" colspan="5" valign="bottom" style='width:98.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'><b>&#160; Total</b></p> </td> <td width="6" valign="top" style='width:4.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="192" valign="top" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-20.7pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center'><b>Value</b></p> </td> <td width="10" valign="bottom" style='width:7.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:-.55pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td width="12" valign="bottom" style='width:8.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-4.95pt;margin-bottom:.0001pt;text-align:center;text-indent:1.8pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:2.25pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center;text-indent:-4.5pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="192" valign="bottom" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="9" valign="top" style='width:6.8pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="192" valign="top" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'><b><u>March 31, 2014</u></b></p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="9" valign="top" style='width:6.8pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="192" valign="top" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="192" valign="bottom" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate mortgage investment conduits</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>4,996</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(77</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>4,996</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(77</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="192" valign="bottom" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Mortgage-backed securities <sup>(1)</sup></p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>49,177</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(547</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>49,177</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(547</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="192" valign="bottom" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Other mortgage-backed securities <sup>(2)</sup></p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>1,526</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(13</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>1,526</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(13</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="192" valign="top" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>Total</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>55,699</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(637</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>55,699</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(637</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="192" valign="top" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="192" valign="bottom" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'><sup>(1)</sup> Comprised of&#160; FHLMC and FNMA</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="192" valign="bottom" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'><sup>(2)</sup> Comprised of SBA</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule (table) showing the fair value of temporarily impaired mortgage-backed secrities, the amount of unrealized losses and the length of time these unrealized losses existed, as of the dates indicated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EZCAG">
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          <div style="width: 200px;"><strong>Deposit Accounts: Schedule of Deposit Accounts (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DepositAccountsWeightedAverageInterestRate', window );">Deposit Accounts, Weighted Average Interest Rate</a></td>
        <td class="nump">0.22%<span></span></td>
        <td class="nump">0.33%<span></span></td>
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        <td class="nump">$ 690,066<span></span></td>
        <td class="nump">$ 663,806<span></span></td>
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        <td class="nump">0.00%<span></span></td>
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        <td class="nump">128,635<span></span></td>
        <td class="nump">112,527<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">0.07%<span></span></td>
        <td class="nump">0.11%<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DepositAccountsBalance', window );">Deposit Accounts, Balance</a></td>
        <td class="nump">104,543<span></span></td>
        <td class="nump">91,754<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Money market</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DepositAccountsWeightedAverageInterestRate', window );">Deposit Accounts, Weighted Average Interest Rate</a></td>
        <td class="nump">0.12%<span></span></td>
        <td class="nump">0.22%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DepositAccountsBalance', window );">Deposit Accounts, Balance</a></td>
        <td class="nump">227,933<span></span></td>
        <td class="nump">217,091<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Savings accounts</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DepositAccountsWeightedAverageInterestRate', window );">Deposit Accounts, Weighted Average Interest Rate</a></td>
        <td class="nump">0.10%<span></span></td>
        <td class="nump">0.15%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DepositAccountsBalance', window );">Deposit Accounts, Balance</a></td>
        <td class="nump">66,702<span></span></td>
        <td class="nump">54,316<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Certificates of deposit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DepositAccountsWeightedAverageInterestRate', window );">Deposit Accounts, Weighted Average Interest Rate</a></td>
        <td class="nump">0.67%<span></span></td>
        <td class="nump">0.82%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DepositAccountsBalance', window );">Deposit Accounts, Balance</a></td>
        <td class="nump">$ 162,253<span></span></td>
        <td class="nump">$ 188,118<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_DepositAccountsBalance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the balance of deposit accounts, as of the indicated date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_DepositAccountsBalance</nobr></td>
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                    <td>fil_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            </div>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_DepositAccountsWeightedAverageInterestRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average interest rate paid on deposit accounts, based on interest rates as of the indicated date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_DepositAccountsWeightedAverageInterestRate</nobr></td>
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<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>68
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<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E3CAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Income Taxes (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredTaxLiabilitiesUnrecognized', window );">Deferred Tax Liabilities, Unrecognized</a></td>
        <td class="nump">$ 781<span></span></td>
        <td class="nump">$ 781<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsDomestic', window );">Deferred Tax Assets, Operating Loss Carryforwards, Domestic</a></td>
        <td class="nump">7,800<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal', window );">Deferred Tax Assets, Operating Loss Carryforwards, State and Local</a></td>
        <td class="nump">$ 346<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_DeferredTaxLiabilitiesUnrecognized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the amount of unrecognized deferred tax liability as of the indicated date. This represents the balance of bad debt reserves created for tax purposes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_DeferredTaxLiabilitiesUnrecognized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsDomestic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
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                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible domestic operating loss carryforwards. Excludes state and local operating loss carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible state and local operating loss carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29652012&amp;loc=d3e28680-109314<br><br><br><br></p>
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Significant Accounting Policies: Goodwill and Intangible Assets, Goodwill, Policy (Policies)<br></strong></div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Goodwill &#150;</i></b> Goodwill is initially recorded when the purchase price paid for an acquisition exceeds the estimated fair value of the net identified tangible and intangible assets acquired. Goodwill is presumed to have an indefinite useful life and is tested, at least annually, for impairment at the reporting unit level. The Company performs an annual review in the third quarter of each year, or more frequently if indicators of potential impairment exist, to determine if the recorded goodwill is impaired. The impairment test is performed in two phases. The first step of the goodwill impairment test compares the fair value of the reporting unit with its carrying amount, including goodwill. If the fair value of the reporting unit exceeds its carrying amount, goodwill is considered not impaired; however, if the carrying amount of the reporting unit exceeds its fair value, a second step must be performed. In the second step the implied fair value of the reporting unit is calculated. The implied fair value of goodwill is then compared to the carrying amount of goodwill on the Company&#146;s balance sheet. If the carrying amount of the goodwill is greater than the implied fair value of that goodwill, an impairment loss must be recognized in an amount equal to that excess. As of March 31, 2014, the Company had not recognized any impairment loss on the recorded goodwill.</p><span></span></td>
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                <p>Disclosure of accounting policy for goodwill. This accounting policy also may address how an entity assesses and measures impairment of goodwill, how reporting units are determined, how goodwill is allocated to such units, and how the fair values of the reporting units are determined.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Significant Accounting Policies: Principles of Consolidation (Policies)<br></strong></div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in'><b><i>Principles of Consolidation</i></b> &#150;The accompanying consolidated financial statements include the accounts of Riverview Bancorp, Inc.; its wholly-owned subsidiary, Riverview Community Bank (the &#147;Bank&#148;); the Bank&#146;s wholly-owned subsidiary, Riverview Services, Inc.; and the Bank&#146;s majority owned subsidiary, Riverview Asset Management Corp. (&#147;RAMCorp&#148;) (collectively referred to as the &#147;Company&#148;). All inter-company transactions and balances have been eliminated in consolidation. </p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Company has also established two subsidiary grantor trusts in connection with the issuance of trust preferred securities (see Note 11). In accordance with accounting standards, the accounts and transactions of the trusts are not included in the accompanying consolidated financial statements.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting.  The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02, 03<br><br> -Article 3A<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2197480<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 40<br><br> -Section 45<br><br> -URI http://asc.fasb.org/section&amp;trid=2197723<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 323<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2196966<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 325<br><br> -SubTopic 20<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2197087<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.3A-02)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27015204&amp;loc=d3e355033-122828<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 323<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16385135&amp;loc=d3e33801-111570<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=d3e5614-111684<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph k<br><br> -Article 1<br><br><br><br></p>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock', window );">Condensed Financial Information of Parent Company Only Disclosure</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in'><b>20.&nbsp;&nbsp; </b><b>RIVERVIEW BANCORP, INC. (PARENT COMPANY)</b></p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:22.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='border-collapse:collapse;border:none'> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b>BALANCE SHEETS</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><font style='text-transform:uppercase'>March 31, 2014 AND 2013</font></b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:16.65pt'> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><font style='text-transform:uppercase'> (</font></b><b>In thousands)</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> </tr> <tr style='height:17.9pt'> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:17.9pt'> <p style='margin:0in;margin-bottom:.0001pt'>ASSETS</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:17.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:17.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:17.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:17.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:17.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:9.9pt'> <td valign="bottom" style='border:none;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Cash and cash equivalents (including interest earning accounts of </p> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>&#160;&#160;&#160; $1,056 and $952)</p> </td> <td valign="bottom" style='border:none;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,106</p> </td> <td valign="bottom" style='border:none;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,020</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Investment in the Bank</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>120,897</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>102,280</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Other assets</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,350</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,117</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>TOTAL ASSETS</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>124,353</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>104,417</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>LIABILITIES AND SHAREHOLDERS&#146; EQUITY</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Accrued expenses and other liabilities</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,694</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,294</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Borrowings</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>22,681</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>22,681</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Shareholders' equity</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>97,978</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>78,442</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>TOTAL LIABILITIES AND SHAREHOLDERS&#146; EQUITY</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>124,353</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>104,417</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&#160;</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='border-collapse:collapse'> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b>STATEMENTS OF OPERATIONS</b></p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><font style='text-transform:uppercase'>years ended March 31, 2014, 2013 and 2012</font></b></p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr style='height:21.0pt'> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><font style='text-transform:uppercase'> (</font></b><b>In thousands)</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td valign="bottom" style='padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>INCOME:</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Interest on investment securities and other short-term investments</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>13</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>20</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>40</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Interest on loan receivable from the Bank</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>42</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>50</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>59</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.25in'>Total income</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>55</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>70</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>99</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>EXPENSE:</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Management service fees paid to the Bank</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>143</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>143</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>142</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Other expenses</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>459</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>685</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,624</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.25in'>Total expense</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>602</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>828</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,766</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>LOSS BEFORE INCOME TAXES AND EQUITY</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.25in'>IN UNDISTRIBUTED LOSS OF THE BANK</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(547</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(758</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3,667</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>PROVISION <b>(</b>BENEFIT<b>)</b> FOR INCOME TAXES</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,365</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(258</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>81</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>INCOME (LOSS) OF PARENT COMPANY</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>818</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(500</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3,748</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>18,605</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,133</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(27,909</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>NET INCOME (LOSS)</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,423</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,633</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(31,657</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt'>There were no items of other comprehensive income for the parent Company.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt'><b>STATEMENTS OF CASH FLOWS</b></p> <p style='margin:0in;margin-bottom:.0001pt'><b>YEARS ENDED MARCH 31, 2014, 2013 AND 2012</b></p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='border-collapse:collapse;border:none'> <tr align="left"> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b> (In thousands)</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center'><b>2014</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center'><b>2013</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>CASH FLOWS FROM OPERATING ACTIVITIES:</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:9.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:9.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:-.45pt'>Net income (loss)</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>19,423</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>2,633</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>(31,657</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:-.45pt'>Adjustments to reconcile net income (loss) cash provided by </p> <p style='margin:0in;margin-bottom:.0001pt;text-indent:-.45pt'>(used in) operating activities:</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>Equity in undistributed (earnings) loss of the Bank</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>(18,605</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>(3,133</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>27,909</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>Benefit for deferred income taxes</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>(1,364</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>(15</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>Writedown of real estate owned</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>1,997</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>Earned ESOP shares</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>68</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>42</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>62</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:-.45pt'>&#160;&#160;&#160; Stock based compensation</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>78</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>2</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>12</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:-.45pt'>Changes in assets and liabilities</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>Other assets</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>131</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>577</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>114</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>Accrued expenses and other liabilities</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>355</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>695</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>1,382</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:23.85pt'>Net cash provided by (used in) operating activities</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>86</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>816</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>(196</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> </tr> <tr style='height:16.2pt'> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p style='margin:0in;margin-bottom:.0001pt'>CASH FLOWS FROM INVESTING ACTIVITIES:</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr style='height:11.7pt'> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>&#160; Proceeds from sale of real estate owned</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>1,041</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr style='height:11.7pt'> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>&#160; Additional investment in subsidiary</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>(2,700</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>(2,000</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.25in'>&#160;&#160; Net cash used in investing activities</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>(2,700</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>(959</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>86</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>(1,884</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>(1,155</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>1,020</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>2,904</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>4,059</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>CASH AND CASH EQUIVALENTS, END OF YEAR</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>1,106</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>1,020</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>2,904</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>NONCASH INVESTING AND FINANCING ACTIVITIES:</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.9pt'>Transfer of real estate owned</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>5,290</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&#160;</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt'><b><font style='text-transform:uppercase'>Riverview Bancorp, Inc.</font></b></p> <p style='margin:0in;margin-bottom:.0001pt'><b><font style='text-transform:uppercase'>Selected Quarterly Financial Data (Unaudited):</font></b></p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='border-collapse:collapse'> <tr align="left"> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.3pt'><b>(Dollars in thousands, except share data)</b></p> </td> <td colspan="14" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Three Months Ended</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>March 31</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>December 31</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>September 30</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>June 30</b></p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt'><b>Fiscal 2014:</b></p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:8.6pt'>Interest income</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,536</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,673</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,764</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,831</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Interest expense</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>582</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>645</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>664</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>677</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Net interest income</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,954</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,028</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,100</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,154</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Provision for (recapture of) loan losses</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,200</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,500</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Non-interest income</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,850</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,384</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,887</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,246</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Non-interest expense</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,460</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,611</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,647</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,243</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Income before income taxes</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,544</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>801</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>340</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,657</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Provision (benefit) for income taxes</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(15,097</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>17</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.3in'>Net income</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16,641</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>801</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>341</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,640</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.9pt'>Basic earnings per share <sup>(1)</sup></p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.74</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.04</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.02</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.07</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.9pt'>Diluted earnings per share <sup>(1)</sup></p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.74</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.04</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.02</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.07</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='border-collapse:collapse'> <tr align="left"> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.3pt'><b>(Dollars in thousands, except share data)</b></p> </td> <td colspan="14" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Three Months Ended</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>March 31</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>December 31</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>September 30</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>June 30</b></p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:-.85pt'><b>Fiscal 2013:</b></p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.75pt;text-indent:8.6pt'>Interest income</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,905</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,136</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,648</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,243</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Interest expense</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>700</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>752</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>861</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,172</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Net interest income</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,205</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,384</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,787</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,071</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Provision for (recapture of) loan losses</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3,600</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>500</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,000</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Non-interest income</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,032</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,087</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,314</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,440</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Non-interest expense</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10,236</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,434</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,812</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,276</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Income (loss) before income taxes</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,601</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,037</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,789</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,765</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:10.4pt'>Provision for income taxes</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.3in'>Net income (loss)</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,595</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,031</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,787</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,780</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.9pt'>Basic earnings (loss) per share <sup>(1)</sup></p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.07</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.05</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.08</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(0.08</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.9pt'>Diluted earnings (loss) per share <sup>(1)</sup></p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.07</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.05</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.08</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(0.08</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'><sup>(1)</sup>&#160; Quarterly earnings per share may vary from annual earnings per share due to rounding.<u> </u></p> <span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 06<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 3<br><br> -Subparagraph (SX 210.12-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e24072-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=d3e5283-111683<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 12<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph c<br><br> -Article 5<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 05<br><br> -Paragraph c<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td>na</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EAQAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Investment Securities: Available-for-sale Securities (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Investment Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">$ 23,866<span></span></td>
        <td class="nump">$ 7,766<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">6<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale Securities, Gross Unrealized Losses</a></td>
        <td class="num">(478)<span></span></td>
        <td class="num">(1,550)<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">23,394<span></span></td>
        <td class="nump">6,216<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Trust preferred</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">1,919<span></span></td>
        <td class="nump">2,766<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale Securities, Gross Unrealized Losses</a></td>
        <td class="num">(16)<span></span></td>
        <td class="num">(1,528)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">1,903<span></span></td>
        <td class="nump">1,238<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">US Government Agencies Debt Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">21,947<span></span></td>
        <td class="nump">5,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">6<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale Securities, Gross Unrealized Losses</a></td>
        <td class="num">(462)<span></span></td>
        <td class="num">(22)<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">$ 21,491<span></span></td>
        <td class="nump">$ 4,978<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesFairValueDisclosure</nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized losses for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1</nobr></td>
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                    <td>instant</td>
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<DOCUMENT>
<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Investment Securities: Schedule of Held to Maturity Securities, Contractual maturities (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfHeldToMaturitySecuritiesContractualMaturities', window );">Schedule of Held to Maturity Securities, Contractual maturities</a></td>
        <td class="text"><!--egx--><p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:22.5pt;border-collapse:collapse'> <tr align="left"> <td width="558" valign="bottom" style='width:418.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Amortized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Cost</b></p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Estimated</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair Value</b></p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="558" valign="bottom" style='width:418.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="558" valign="bottom" style='width:418.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due in one year or less</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="51" valign="bottom" style='width:38.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="558" valign="bottom" style='width:418.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due after one year through five years</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14,438</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14,099</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:11.25pt'> <td width="558" valign="bottom" style='width:418.8pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>Due after five years through ten years</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.4pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,509</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,392</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:11.25pt'> <td width="558" valign="bottom" style='width:418.8pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>Due after ten years</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,919</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,903</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:9.0pt'> <td width="558" valign="bottom" style='width:418.8pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:12.6pt'>Total</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="51" valign="bottom" style='width:38.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,866</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,394</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> </table><span></span></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_ScheduleOfHeldToMaturitySecuritiesContractualMaturities">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule (table) showing information on the contractual maturities of investment securities available for sale at the end of a reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ScheduleOfHeldToMaturitySecuritiesContractualMaturities</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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<SEQUENCE>75
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Significant Accounting Policies: Goodwill and Intangible Assets, Intangible Assets, Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsIntangibleAssetsPolicy', window );">Goodwill and Intangible Assets, Intangible Assets, Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Core Deposit Intangible</i></b> &#150; Core deposit intangibles are amortized to non-interest expense using an accelerated method (based on expected attrition and cash flows of core deposit accounts purchased) over ten years.</p><span></span></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for intangible assets. This accounting policy may address both intangible assets subject to amortization and those that are not. The following also may be disclosed: (1) a description of intangible assets (2) the estimated useful lives of those assets (3) the amortization method used (4) how the entity assesses and measures impairment of such assets (5) how future cash flows are estimated (6) how the fair values of such asset are determined.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144471<br><br><br><br></p>
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                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillAndIntangibleAssetsIntangibleAssetsPolicy</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Significant Accounting Policies: Nature of Operations (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Nature of Operations</i></b> &#150; The Bank is an eighteen branch community-oriented financial institution operating in rural and suburban communities in southwest Washington State and Multnomah and Marion counties of Oregon. The Bank is engaged primarily in the business of attracting deposits from the general public and using such funds, together with other borrowings, to invest in various commercial business, commercial real estate, multi-family real estate, real estate construction, residential real estate and consumer loans.</p><span></span></td>
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                <p>The entire disclosure for the nature of an entity's business, the major products or services it sells or provides and its principal markets, including the locations of those markets. If the entity operates in more than one business, the disclosure also indicates the relative importance of its operations in each business and the basis for the determination (for example, assets, revenues, or earnings).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6003-108592<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Significant Accounting Policies: Use of Estimates, Policy (Policies)<br></strong></div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Use of Estimates in the Preparation of Financial Statements</i></b> &#150; The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (&#147;generally accepted accounting principles&#148; or &#147;GAAP&#148;), requires management to make estimates and assumptions that affect the reported amounts of certain assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of related revenue and expense during the reporting period. Actual results could differ from those estimates.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6143-108592<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6132-108592<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6061-108592<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EHZAI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="4">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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          <div>Mar. 31, 2013</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income (Loss)</a></td>
        <td class="nump">$ 19,423<span></span></td>
        <td class="nump">$ 2,633<span></span></td>
        <td class="num">$ (31,657)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAmortizationAndAccretionNet', window );">Depreciation and amortization</a></td>
        <td class="nump">1,898<span></span></td>
        <td class="nump">1,877<span></span></td>
        <td class="nump">2,013<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Mortgage servicing rights valuation adjustment</a></td>
        <td class="nump">1<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(1)<span></span></td>
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      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision for (recapture of) loan losses</a></td>
        <td class="num">(3,700)<span></span></td>
        <td class="nump">900<span></span></td>
        <td class="nump">29,350<span></span></td>
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        <td class="num">(15,100)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">8,536<span></span></td>
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        <td class="nump">68<span></span></td>
        <td class="nump">42<span></span></td>
        <td class="nump">62<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInLoansDeferredIncome', window );">Increase (decrease) in deferred loan origination fees, net of amortization</a></td>
        <td class="nump">102<span></span></td>
        <td class="num">(333)<span></span></td>
        <td class="num">(76)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale', window );">Origination of loans held for sale</a></td>
        <td class="num">(24,413)<span></span></td>
        <td class="num">(29,121)<span></span></td>
        <td class="num">(5,916)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale', window );">Proceeds from sales of loans held for sale</a></td>
        <td class="nump">24,718<span></span></td>
        <td class="nump">29,484<span></span></td>
        <td class="nump">5,682<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockOptionPlanExpense', window );">Stock based compensation expense</a></td>
        <td class="nump">78<span></span></td>
        <td class="nump">2<span></span></td>
        <td class="nump">12<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease', window );">Writedown of real estate owned</a></td>
        <td class="nump">2,056<span></span></td>
        <td class="nump">4,974<span></span></td>
        <td class="nump">4,238<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfOtherAssets', window );">Net (gain) loss on loans held for sale, sale of real estate owned, mortgage-backed securities, investment securities and premises and equipment</a></td>
        <td class="num">(640)<span></span></td>
        <td class="num">(1,056)<span></span></td>
        <td class="nump">400<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Income from bank owned life insurance</a></td>
        <td class="num">(553)<span></span></td>
        <td class="num">(585)<span></span></td>
        <td class="num">(601)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract', window );"><strong>Changes in assets and liabilities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets', window );">Prepaid expenses and other assets</a></td>
        <td class="nump">45<span></span></td>
        <td class="nump">2,963<span></span></td>
        <td class="num">(627)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet', window );">Accrued interest receivable</a></td>
        <td class="num">(89)<span></span></td>
        <td class="nump">411<span></span></td>
        <td class="nump">365<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities', window );">Accrued expenses &amp; other liabilities</a></td>
        <td class="nump">2,637<span></span></td>
        <td class="num">(1,189)<span></span></td>
        <td class="nump">222<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by (used in) operating activities</a></td>
        <td class="nump">6,531<span></span></td>
        <td class="nump">11,002<span></span></td>
        <td class="nump">12,002<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>CASH FLOWS FROM INVESTING ACTIVITIES:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Loan repayments (originations), net</a></td>
        <td class="nump">24,044<span></span></td>
        <td class="nump">102,784<span></span></td>
        <td class="num">(26,482)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases', window );">Purchase of loans receivable</a></td>
        <td class="num">(22,082)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansReceivable', window );">Proceeds from sale of loans</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">31,394<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities', window );">Proceeds from call, maturity, or sale of investment securities available for sale</a></td>
        <td class="nump">3,000<span></span></td>
        <td class="nump">5,000<span></span></td>
        <td class="nump">5,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Principal repayments on investment securities available for sale</a></td>
        <td class="nump">847<span></span></td>
        <td class="nump">357<span></span></td>
        <td class="nump">392<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchase of investment securities available for sale</a></td>
        <td class="num">(19,948)<span></span></td>
        <td class="num">(5,000)<span></span></td>
        <td class="num">(5,000)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale', window );">Principal repayments on mortgage-backed securities available for sale</a></td>
        <td class="nump">2,669<span></span></td>
        <td class="nump">524<span></span></td>
        <td class="nump">789<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS', window );">Principal repayments on mortgage-backed securities held to maturity</a></td>
        <td class="nump">24<span></span></td>
        <td class="nump">46<span></span></td>
        <td class="nump">19<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities', window );">Principal repayments on investment securities held to maturity</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">493<span></span></td>
        <td class="nump">13<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale', window );">Purchase of mortgage-backed securities available for sale</a></td>
        <td class="num">(81,566)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchase of premises and equipment and capitalized software</a></td>
        <td class="num">(835)<span></span></td>
        <td class="num">(2,141)<span></span></td>
        <td class="num">(2,578)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireRestrictedCertificatesOfDeposit', window );">Redemption (purchase) of certificates of deposit held for investment</a></td>
        <td class="nump">7,710<span></span></td>
        <td class="num">(3,162)<span></span></td>
        <td class="num">(26,573)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock', window );">Proceeds from redemption of Federal Home Loan Bank stock</a></td>
        <td class="nump">410<span></span></td>
        <td class="nump">196<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToDevelopRealEstateAssets', window );">Capitalized improvements related to real estate owned</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(72)<span></span></td>
        <td class="num">(207)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfForeclosedAssets', window );">Proceeds from sale of real estate owned and premises and equipment</a></td>
        <td class="nump">7,347<span></span></td>
        <td class="nump">8,098<span></span></td>
        <td class="nump">9,275<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
        <td class="num">(78,380)<span></span></td>
        <td class="nump">138,517<span></span></td>
        <td class="num">(45,352)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>CASH FLOWS FROM FINANCING ACTIVITIES:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Net increase (decrease) in deposit accounts</a></td>
        <td class="nump">26,260<span></span></td>
        <td class="num">(80,649)<span></span></td>
        <td class="nump">27,925<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToMinorityShareholders', window );">Purchase of subsidiary shares from noncontrolling interest</a></td>
        <td class="num">(612)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromOtherShortTermDebt', window );">Proceeds from borrowings</a></td>
        <td class="nump">3,000<span></span></td>
        <td class="nump">9,000<span></span></td>
        <td class="nump">5,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfDebt', window );">Repayment of borrowings</a></td>
        <td class="num">(3,000)<span></span></td>
        <td class="num">(9,000)<span></span></td>
        <td class="num">(5,000)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations', window );">Principal payments under capital lease obligation</a></td>
        <td class="num">(79)<span></span></td>
        <td class="num">(73)<span></span></td>
        <td class="num">(54)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance', window );">Net increase (decrease) in advance payments by borrowers</a></td>
        <td class="num">(558)<span></span></td>
        <td class="nump">225<span></span></td>
        <td class="nump">120<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by (used in) financing activities</a></td>
        <td class="nump">25,011<span></span></td>
        <td class="num">(80,497)<span></span></td>
        <td class="nump">27,991<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</a></td>
        <td class="num">(46,838)<span></span></td>
        <td class="nump">69,022<span></span></td>
        <td class="num">(5,359)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD</a></td>
        <td class="nump">115,415<span></span></td>
        <td class="nump">46,393<span></span></td>
        <td class="nump">51,752<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, END OF PERIOD</a></td>
        <td class="nump">68,577<span></span></td>
        <td class="nump">115,415<span></span></td>
        <td class="nump">46,393<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalCashFlowElementsAbstract', window );"><strong>Cash paid during the period for:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaid', window );">Interest</a></td>
        <td class="nump">1,974<span></span></td>
        <td class="nump">2,689<span></span></td>
        <td class="nump">4,400<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaid', window );">Income taxes</a></td>
        <td class="nump">31<span></span></td>
        <td class="nump">4<span></span></td>
        <td class="nump">830<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract', window );"><strong>NONCASH INVESTING AND FINANCING ACTIVITIES:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferToOtherRealEstate', window );">Transfer of loans to real estate owned</a></td>
        <td class="nump">6,331<span></span></td>
        <td class="nump">14,075<span></span></td>
        <td class="nump">6,843<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOtherRealEstate', window );">Transfer of real estate owned to loans</a></td>
        <td class="nump">4,946<span></span></td>
        <td class="nump">3,859<span></span></td>
        <td class="nump">1,859<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecrease', window );">Fair value adjustment to securities available for sale</a></td>
        <td class="nump">555<span></span></td>
        <td class="nump">239<span></span></td>
        <td class="nump">372<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther', window );">Income tax effect related to fair value adjustment</a></td>
        <td class="num">$ (189)<span></span></td>
        <td class="num">$ (81)<span></span></td>
        <td class="num">$ (126)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">For the year ended March 31, 2012 the Company recognized a net loss and therefore all outstanding stock options were excluded from the calculation of diluted earnings per share because they were antidilutive.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalCashFlowElementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdditionalCashFlowElementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsuranceIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 830<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450594&amp;loc=d3e33268-110906<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationAmortizationAndAccretionNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate net amount of depreciation, amortization, and accretion recognized during an accounting period. As a noncash item, the net amount is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepreciationAmortizationAndAccretionNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfOtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of gain (loss) on sale or disposal of other assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfOtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tax effect of items occurring during the period that have been charged or credited directly to components of shareholders' equity and are not otherwise defined.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18498875&amp;loc=d3e39076-109324<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquityOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxesPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the aggregate amount of obligations incurred but not paid and other operating obligations not separately disclosed in the statement of cash flows.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in prepayments received from borrowers for taxes and insurance remitted to the appropriate tax authority or insurer on behalf of the borrower.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the account that represents the temporary difference that results from Income or Loss that is recognized for accounting purposes but not for tax purposes and vice versa.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDeferredIncomeTaxes</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3095-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInLoansDeferredIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in net unamortized loan origination fees and other fees that are collected at origination but recorded as income over the life of the loan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInLoansDeferredIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the value of prepaid expenses and other assets not separately disclosed in the statement of cash flows, for example, deferred expenses, intangible assets, or income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for interest during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPaid</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
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          </td>
        </tr>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Period Type:</strong></td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross appreciation or the gross loss in value of the total of unsold available-for-sale securities (except when designated as a fair value hedge or which had been determined to have had an other than temporary decline in fair value below its amortized cost basis). While for technical reasons this element has no balance attribute, the default assumption is a credit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoncashExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other expenses or losses included in net income that result in no cash outflows or inflows in the period and are not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherNoncashExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of cash outflow for loans purchased and created with the intention to resell them in the near future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3461-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 230<br><br> -Section 55<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6587932&amp;loc=d3e60097-112785<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3367-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow (inflow) from acquisition (sale) of Federal Home Loan Bank (FHLBank) stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash outflow or inflow for other changes, net, in the loan and lease balances held for investment purposes that are not separately disclosed. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromOtherLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for the purchase of securities issued by a governmental agency or corporation (for example, GNMA or FHLMC) or by private issuers (for example, banks and mortgage banking enterprises) secured by and repaid from underlying mortgages, which were designated as available for sale when acquired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireRestrictedCertificatesOfDeposit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow from temporary investment with specific maturity and interest rate that are prohibited for current use.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireRestrictedCertificatesOfDeposit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToDevelopRealEstateAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Payments to develop real estate assets is the process of adding improvements on or to a parcel of land. Such improvements may include drainage, utilities, subdividing, access, buildings, and any combination of these elements; and are generally classified as cash flow from investing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToDevelopRealEstateAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToMinorityShareholders">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow to a noncontrolling interest. Includes, but not limited to, reduction of noncontrolling interest ownership. Excludes dividends paid to the noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToMinorityShareholders</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the maturity (principal due), prepayment and call (request of early payment) of a loan financed by home mortgage payments classified as held to maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfMortgageBackedSecuritiesMBS</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromOtherShortTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from a borrowing not otherwise defined in the taxonomy having initial term of repayment within one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromOtherShortTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale or maturity (principal being due) of securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfForeclosedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the sale assets received in full or partial satisfaction of a receivable including real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts. Foreclosed assets also include loans that are treated as if the underlying collateral had been foreclosed because the institution has taken possession of the collateral, even though legal foreclosure or repossession proceedings have not taken place.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfForeclosedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3461-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 230<br><br> -Section 55<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6587932&amp;loc=d3e60097-112785<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3337-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of loans receivables arising from the financing of goods and services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfLoansReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the sale of securities issued by a governmental agency or corporation (for example, GNMA or FHLMC) or by private issuers (for example, banks and mortgage banking enterprises) secured by and repaid from underlying mortgages, which were designated as available for sale when acquired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfMortgageBackedSecuritiesMBSCategorizedAsAvailableForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLeaseAndOtherLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total Increase or Decrease in the real estate owned valuation allowance for period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10(4))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RealEstateOwnedValuationAllowancePeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow during the period from the repayment of aggregate short-term and long-term debt. Excludes payment of capital lease obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RepaymentsOfDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow during the period from the repayment of aggregate short-term and long-term debt and payment of capital lease obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockOptionPlanExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The noncash expense that accounts for the value of stock or unit options distributed to employees as compensation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockOptionPlanExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of real estate transferred in noncash transactions during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TransferOtherRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferToOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value transferred from mortgage loans to real estate owned (REO) in noncash transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TransferToOtherRealEstate</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>duration</td>
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Significant Accounting Policies: Cash and Cash Equivalents Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock', window );">Cash and Cash Equivalents Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Cash and Cash Equivalents</i></b> &#150; Cash and cash equivalents include amounts on hand, due from banks and interest-earning deposits in other banks. Cash and cash equivalents have a maturity of 90 days or less at the time of purchase.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 305<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2122427<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4273-108586<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Financial Reporting Release (FRR)<br><br> -Number 203<br><br> -Paragraph 02-03<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PolicyTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PolicyTextBlockAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans: Schedule of activity related to options under all plans (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTextBlock', window );">Schedule of activity related to options under all plans</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="168" valign="bottom" style='width:1.75in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="432" colspan="14" valign="bottom" style='width:4.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31,</b></p> </td> <td width="1" style='border:none;border-bottom:solid windowtext 1.0pt'><p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p></td> </tr> <tr align="left"> <td width="168" valign="bottom" style='width:1.75in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="132" colspan="4" valign="bottom" style='width:99.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="132" colspan="4" valign="bottom" style='width:99.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="10" valign="bottom" style='width:7.85pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="146" colspan="4" valign="bottom" style='width:109.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td width="1" valign="bottom" style='width:1.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="168" valign="bottom" style='width:1.75in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Number of Shares</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Weighted Average Exercise Price</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Number of Shares</b></p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.3pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Weighted Average Exercise Price</b></p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Number of Shares</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Weighted Average Exercise Price</b></p> </td> <td width="1" valign="bottom" style='width:1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:3.1pt'> <td width="168" valign="bottom" style='width:1.75in;padding:0;height:3.1pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Balance, beginning of period</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">407,500</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;border:none;padding:0;height:3.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.25in'><font lang="FR">$</font></p> </td> <td width="51" valign="bottom" style='width:38.0pt;border:none;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">9.05</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">440,500</font></p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:3.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.25in'><font lang="FR">$</font></p> </td> <td width="51" valign="bottom" style='width:38.3pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">8.87</font></p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.05in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;border:none;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">468,700</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0;height:3.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.25in'><font lang="FR">$</font></p> </td> <td width="62" valign="bottom" style='width:46.15pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">9.00</font></p> </td> <td width="1" valign="bottom" style='width:1.0pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="168" valign="bottom" style='width:1.75in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'><font lang="FR">Grants</font></p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">87,154</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">2.78</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">-</font></p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">-</font></p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">-</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">-</font></p> </td> <td width="1" valign="bottom" style='width:1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="168" valign="bottom" style='width:1.75in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-align:justify'>Forfeited</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3,000</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1.97</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(28,200</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>11.17</p> </td> <td width="1" valign="bottom" style='width:1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="168" valign="bottom" style='width:1.75in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>Expired</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>(20,000</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>)</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>8.98</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>(30,000</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>)</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>7.00</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="1" valign="bottom" style='width:1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-4.5pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="168" valign="bottom" style='width:1.75in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Balance, end of period</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>474,654</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-14.0pt'>$</p> </td> <td width="51" valign="bottom" style='width:38.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>7.91</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>407,500</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-14.0pt'>$</p> </td> <td width="51" valign="bottom" style='width:38.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>9.05</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>440,500</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-14.0pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>8.87</p> </td> <td width="1" valign="bottom" style='width:1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-4.5pt'>&nbsp;</p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of components of a stock option or other award plan under which equity-based compensation is awarded to employees, typically comprised of the amount of unearned compensation (deferred compensation cost), compensation expense, and changes in the quantity and fair value of the shares (or other type of equity) granted, exercised, forfeited, and issued and outstanding pertaining to that plan.  Disclosure may also include nature and general terms of such arrangements that existed during the period and potential effects of those arrangements on shareholders, effect of compensation cost arising from equity-based payment arrangements on the income statement, method of estimating the fair value of the goods or services received, or the fair value of the equity instruments granted, during the period, cash flow effects resulting from equity-based payment arrangements and, for registrants that accelerate vesting of out of the money share options, reasons for the decision to accelerate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
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                    <td><strong> Name:</strong></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELSAI">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Allowance for Loan Losses: Schedule of reconciliation of the allowance for loan losses (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
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        <th class="th">
          <div>Mar. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Beginning Balance</a></td>
        <td class="nump">$ 15,643<span></span></td>
        <td class="nump">$ 19,921<span></span></td>
        <td class="nump">$ 14,968<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossGross', window );">Allowance for Loan and Lease Losses, Provision for (recapture of) Loss, Gross</a></td>
        <td class="num">(3,700)<span></span></td>
        <td class="nump">900<span></span></td>
        <td class="nump">29,350<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Charge-offs</a></td>
        <td class="num">(1,106)<span></span></td>
        <td class="num">(6,926)<span></span></td>
        <td class="num">(24,547)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts', window );">Allowance for Loan and Lease Losses, Recoveries of Bad Debts</a></td>
        <td class="nump">1,714<span></span></td>
        <td class="nump">1,748<span></span></td>
        <td class="nump">150<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Ending Balance</a></td>
        <td class="nump">12,551<span></span></td>
        <td class="nump">15,643<span></span></td>
        <td class="nump">19,921<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial business</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Beginning Balance</a></td>
        <td class="nump">2,128<span></span></td>
        <td class="nump">2,688<span></span></td>
        <td class="nump">1,822<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossGross', window );">Allowance for Loan and Lease Losses, Provision for (recapture of) Loss, Gross</a></td>
        <td class="nump">95<span></span></td>
        <td class="nump">928<span></span></td>
        <td class="nump">3,638<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Charge-offs</a></td>
        <td class="num">(340)<span></span></td>
        <td class="num">(1,606)<span></span></td>
        <td class="num">(2,801)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts', window );">Allowance for Loan and Lease Losses, Recoveries of Bad Debts</a></td>
        <td class="nump">526<span></span></td>
        <td class="nump">118<span></span></td>
        <td class="nump">29<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Ending Balance</a></td>
        <td class="nump">2,409<span></span></td>
        <td class="nump">2,128<span></span></td>
        <td class="nump">2,688<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Beginning Balance</a></td>
        <td class="nump">5,979<span></span></td>
        <td class="nump">5,599<span></span></td>
        <td class="nump">4,744<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossGross', window );">Allowance for Loan and Lease Losses, Provision for (recapture of) Loss, Gross</a></td>
        <td class="num">(417)<span></span></td>
        <td class="nump">1,865<span></span></td>
        <td class="nump">3,681<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Charge-offs</a></td>
        <td class="num">(316)<span></span></td>
        <td class="num">(1,494)<span></span></td>
        <td class="num">(2,826)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts', window );">Allowance for Loan and Lease Losses, Recoveries of Bad Debts</a></td>
        <td class="nump">23<span></span></td>
        <td class="nump">9<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Ending Balance</a></td>
        <td class="nump">5,269<span></span></td>
        <td class="nump">5,979<span></span></td>
        <td class="nump">5,599<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Land</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Beginning Balance</a></td>
        <td class="nump">2,019<span></span></td>
        <td class="nump">4,906<span></span></td>
        <td class="nump">2,003<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossGross', window );">Allowance for Loan and Lease Losses, Provision for (recapture of) Loss, Gross</a></td>
        <td class="num">(2,439)<span></span></td>
        <td class="num">(2,149)<span></span></td>
        <td class="nump">13,692<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Charge-offs</a></td>
        <td class="num">(90)<span></span></td>
        <td class="num">(1,753)<span></span></td>
        <td class="num">(10,892)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts', window );">Allowance for Loan and Lease Losses, Recoveries of Bad Debts</a></td>
        <td class="nump">850<span></span></td>
        <td class="nump">1,015<span></span></td>
        <td class="nump">103<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Ending Balance</a></td>
        <td class="nump">340<span></span></td>
        <td class="nump">2,019<span></span></td>
        <td class="nump">4,906<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Multi-Family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Beginning Balance</a></td>
        <td class="nump">541<span></span></td>
        <td class="nump">1,121<span></span></td>
        <td class="nump">2,172<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossGross', window );">Allowance for Loan and Lease Losses, Provision for (recapture of) Loss, Gross</a></td>
        <td class="num">(338)<span></span></td>
        <td class="num">(197)<span></span></td>
        <td class="nump">2,126<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(622)<span></span></td>
        <td class="num">(3,177)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts', window );">Allowance for Loan and Lease Losses, Recoveries of Bad Debts</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">239<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Ending Balance</a></td>
        <td class="nump">203<span></span></td>
        <td class="nump">541<span></span></td>
        <td class="nump">1,121<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate construction</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Beginning Balance</a></td>
        <td class="nump">221<span></span></td>
        <td class="nump">412<span></span></td>
        <td class="nump">820<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossGross', window );">Allowance for Loan and Lease Losses, Provision for (recapture of) Loss, Gross</a></td>
        <td class="nump">173<span></span></td>
        <td class="num">(278)<span></span></td>
        <td class="nump">1,690<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Charge-offs</a></td>
        <td class="num">(11)<span></span></td>
        <td class="num">(141)<span></span></td>
        <td class="num">(2,101)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts', window );">Allowance for Loan and Lease Losses, Recoveries of Bad Debts</a></td>
        <td class="nump">4<span></span></td>
        <td class="nump">228<span></span></td>
        <td class="nump">3<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Ending Balance</a></td>
        <td class="nump">387<span></span></td>
        <td class="nump">221<span></span></td>
        <td class="nump">412<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Beginning Balance</a></td>
        <td class="nump">2,949<span></span></td>
        <td class="nump">3,274<span></span></td>
        <td class="nump">1,339<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossGross', window );">Allowance for Loan and Lease Losses, Provision for (recapture of) Loss, Gross</a></td>
        <td class="num">(258)<span></span></td>
        <td class="nump">846<span></span></td>
        <td class="nump">4,670<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Allowance for Loan and Lease Losses, Charge-offs</a></td>
        <td class="num">(349)<span></span></td>
        <td class="num">(1,310)<span></span></td>
        <td class="num">(2,750)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts', window );">Allowance for Loan and Lease Losses, Recoveries of Bad Debts</a></td>
        <td class="nump">311<span></span></td>
        <td class="nump">139<span></span></td>
        <td class="nump">15<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Ending Balance</a></td>
        <td class="nump">2,653<span></span></td>
        <td class="nump">2,949<span></span></td>
        <td class="nump">3,274<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Unallocated</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Beginning Balance</a></td>
        <td class="nump">1,806<span></span></td>
        <td class="nump">1,921<span></span></td>
        <td class="nump">2,068<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossGross', window );">Allowance for Loan and Lease Losses, Provision for (recapture of) Loss, Gross</a></td>
        <td class="num">(516)<span></span></td>
        <td class="num">(115)<span></span></td>
        <td class="num">(147)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Loans and Leases Receivable, Allowance, Ending Balance</a></td>
        <td class="nump">$ 1,290<span></span></td>
        <td class="nump">$ 1,806<span></span></td>
        <td class="nump">$ 1,921<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the gross amount charged against earnings during the period as credit losses (bad debt expense) based on review of the loan and lease portfolio and application of the methodology for estimating credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesProvisionForLossGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects a reduction in bad debt expense attributable to collections of loans and lease receivables which had previously been fully or partially charged off as bad debts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)(1)(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section L<br><br> -Subsection 1<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Significant Accounting Policies: Federal Home Loan Bank Stock (Policies)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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        <th class="th">
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Federal Home Loan Bank Stock</i></b> &#150; The Bank, as a member of Federal Home Loan Bank of Seattle (&#147;FHLB&#148;), is required to maintain an investment in capital stock of the FHLB in an amount equal to the greater of 1% of its outstanding home loans or 5% of advances from the FHLB. The Company views its investment in FHLB stock as a long-term investment. Accordingly, when evaluating for impairment, the value is determined based on the ultimate redemption of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the ultimate redemption is influenced by criteria such as: 1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount and length of time a decline has persisted; 2) impact of legislative and regulatory changes on the FHLB and 3) the liquidity position of the FHLB. The Company evaluated its investment in FHLB stock for OTTI, consistent with its accounting policy. Based on the Company&#146;s evaluation of the underlying investment, including the long-term nature of the investment, the liquidity position of the FHLB, the actions being taken by the FHLB to address its regulatory situation and the Company&#146;s intent and ability to hold the investment for a period of time sufficient to be able to redeem its investment at par value, the Company did not recognize an OTTI loss on its FHLB stock. Further, in September 2012, the Federal Housing Finance Agency (&#147;FHFA&#148;) upgraded the FHLB&#146;s capital classification to &#147;adequately capitalized&#148; and granted the FHLB authority to repurchase up to $25 million of excess capital stock per quarter at par value, provided they receive a non-objection for each quarter&#146;s repurchase from the FHFA.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Descriptive disclosure of policy related to Federal Home Loan Bank Stock.</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Share: Earnings Per Share Policy, Basic (Policies)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Discloses the methodology and assumptions used to compute basic earnings or loss per share for each class of common stock and participating security.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Allowance for Loan Losses: Troubled Debt Restructurings on Financing Receivables (Tables)<br></strong></div>
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style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="246" colspan="8" valign="bottom" style='width:184.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.95pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:center'><b>March 31, 2013</b></p> </td> </tr> <tr style='height:53.6pt'> <td width="120" valign="bottom" style='width:89.95pt;padding:0;height:53.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>(Dollars in Thousands)</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:53.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Number of Contracts</b></p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.15pt;text-align:center'><b>Pre-Modification Outstanding Recorded Investment</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Post-Modification Outstanding Recorded Investment</b></p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Number of Contracts</b></p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.15pt;text-align:center'><b>Pre-Modification Outstanding Recorded Investment</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Post-Modification Outstanding Recorded Investment</b></p> </td> <td width="6" valign="top" style='width:4.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="120" valign="bottom" style='width:89.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="120" valign="bottom" style='width:89.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial business</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>504</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>465</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="63" valign="bottom" style='width:46.95pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>449</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>408</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="120" valign="bottom" style='width:89.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial real estate <sup>(1)</sup></p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>6,295</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,210</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>9,022</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,603</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="120" valign="bottom" style='width:89.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Land <sup>(1)</sup></p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>1,193</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>918</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="120" valign="bottom" style='width:89.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Multi-family <sup>(1)</sup></p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>2,562</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,014</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>3,277</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,967</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="120" valign="bottom" style='width:89.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Consumer</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>573</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>561</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>1,971</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,671</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="120" valign="bottom" style='width:89.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Total</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>9,934</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,250</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="63" valign="bottom" style='width:46.95pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>15,912</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14,567</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:2.1pt'> <td width="120" valign="bottom" style='width:89.95pt;padding:0;height:2.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:2.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:2.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;border:none;padding:0;height:2.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;border:none;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:2.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="618" colspan="18" valign="bottom" style='width:463.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><sup>(1) </sup>&#160;Included within these amounts at March 31, 2013, is a $5.0 million real estate construction loan restructured into one $3.3 million multi-family, one $875,000 commercial real estate and one $800,000 land loan based upon collateral securing the restructured loans.</p> </td> </tr> </table><span></span></td>
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                <p>Tabular disclosure of financing receivables and troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 34<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953682-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953676-111524<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EUXAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED BALANCE SHEETS (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashEquivalentsAtCarryingValue', window );">Cash, including interest-earning accounts</a></td>
        <td class="nump">$ 68,577<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">$ 115,415<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CertificatesOfDepositAtCarryingValue', window );">Certificate of deposits held for investment</a></td>
        <td class="nump">36,925<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">44,635<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleNet', window );">Loans held for sale</a></td>
        <td class="nump">1,024<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">831<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Investment securities available for sale, at fair value</a></td>
        <td class="nump">23,394<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="nump">6,216<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Mortgage-backed securities held to maturity, at amortized cost</a></td>
        <td class="nump">101<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
        <td class="nump">125<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[6]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure', window );">Mortgage-backed securities available for sale, at fair value</a></td>
        <td class="nump">78,575<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
        <td class="nump">431<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[8]</sup></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans receivable</a></td>
        <td class="nump">520,937<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[9]</sup></td>
        <td class="nump">520,369<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[10]</sup></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstateAndForeclosedAssets', window );">Real estate and other personal property owned</a></td>
        <td class="nump">7,703<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">15,638<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PrepaidExpenseAndOtherAssets', window );">Prepaid expenses and other assets</a></td>
        <td class="nump">3,197<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">3,063<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
        <td class="nump">1,836<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,747<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Federal Home Loan Bank stock, at cost</a></td>
        <td class="nump">6,744<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">7,154<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
        <td class="nump">16,417<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">17,693<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent', window );">Deferred income taxes, net</a></td>
        <td class="nump">15,433<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">522<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtAmortizedValue', window );">Mortgage servicing rights, net</a></td>
        <td class="nump">369<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">388<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">25,572<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">25,572<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIntangibleAssetsNet', window );">Core deposit intangible, net</a></td>
        <td class="nump">26<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">66<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank owned life insurance</a></td>
        <td class="nump">17,691<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">17,138<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">TOTAL ASSETS</a></td>
        <td class="nump">824,521<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">777,003<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>LIABILITIES:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposit accounts</a></td>
        <td class="nump">690,066<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">663,806<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities', window );">Accrued expenses and other liabilities</a></td>
        <td class="nump">10,497<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">8,006<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance', window );">Advance payments by borrowers for taxes and insurance</a></td>
        <td class="nump">467<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,025<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_JuniorSubordinatedNotes', window );">Junior subordinated debentures</a></td>
        <td class="nump">22,681<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">22,681<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeaseObligations', window );">Capital lease obligations</a></td>
        <td class="nump">2,361<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">2,440<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">726,072<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">697,958<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingencies', window );">COMMITMENTS AND CONTINGENCIES</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[11]</sup></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[11]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Shareholders' equity</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValueOutstanding', window );">Common Stock</a></td>
        <td class="nump">225<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[12]</sup></td>
        <td class="nump">225<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[12]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Additional paid-in capital</a></td>
        <td class="nump">65,195<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">65,551<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
        <td class="nump">33,592<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">14,169<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnearnedESOPShares', window );">Unearned shares issued to employee stock ownership trust</a></td>
        <td class="num">(387)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(490)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive loss</a></td>
        <td class="num">(647)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(1,013)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total shareholders' equity</a></td>
        <td class="nump">97,978<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">78,442<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RedeemableNoncontrollingInterestEquityFairValue', window );">Noncontrolling interest</a></td>
        <td class="nump">471<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">603<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Total equity</a></td>
        <td class="nump">98,449<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">79,045<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">TOTAL LIABILITIES AND EQUITY</a></td>
        <td class="nump">$ 824,521<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 777,003<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Including interest-earning accounts of $51,715.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">Including interest-earning accounts of $100,093.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[3]</td>
              <td style="vertical-align: top;" valign="top">Amortized cost of $23,866.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[4]</td>
              <td style="vertical-align: top;" valign="top">Amortized cost of $7,766.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[5]</td>
              <td style="vertical-align: top;" valign="top">Fair value of $104.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[6]</td>
              <td style="vertical-align: top;" valign="top">Fair value of $129.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[7]</td>
              <td style="vertical-align: top;" valign="top">Amortized cost of $79,083</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[8]</td>
              <td style="vertical-align: top;" valign="top">Amortized cost of $416.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[9]</td>
              <td style="vertical-align: top;" valign="top">Net of allowance for loan losses of $12,551</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[10]</td>
              <td style="vertical-align: top;" valign="top">Net of allowance for loan losses of $15,643.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[11]</td>
              <td style="vertical-align: top;" valign="top">See Note 19.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[12]</td>
              <td style="vertical-align: top;" valign="top">Common stock, $.01 par value; 50,000,000 authorized. March 31, 2014 - 22,471,890 issued and outstanding. March 31, 2013 - 22,471,890 issued and outstanding.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableAndOtherAccruedLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying values as of the balance sheet date of liabilities incurred and payable to vendors for goods and services received, and other costs not separately disclosed in the balance sheet that are statutory in nature, are incurred on contractual obligations, or accumulate over time and for which invoices have not yet been received or will not be rendered.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsPayableAndOtherAccruedLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=SL7669686-108580<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e681-108580<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.30(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdditionalPaidInCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of accumulated prepayments received by financial institutions from borrowers for taxes (for example, property taxes) and insurance (for example, property and catastrophe) which will periodically be remitted to the appropriate governmental agency or vendor on behalf of the borrower.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15(5))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (aa)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeaseObligations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount equal to the present value (the principal) at the beginning of the lease term of minimum lease payments during the lease term (excluding that portion of the payments representing executory costs such as insurance, maintenance, and taxes to be paid by the lessor, together with any profit thereon) net of payments or other amounts applied to the principal through the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 840<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalLeaseObligations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 1<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CertificatesOfDepositAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A savings certificate entitling the Entity (that is, bearer) to receive interest at an established maturity date, based upon a fixed interest rate.  A certificate of deposit may be issued in any denomination. Certificates of deposit are generally issued by commercial banks and, therefore, insured by the FDIC (up to the prescribed limit).  Certificates of deposit generally restrict holders from withdrawing funds on demand without the incurrence of penalties.  Generally, only certificates of deposit with original maturities of three months or less qualify as cash equivalents. Original maturity means original maturity to the entity holding the investment. As a related example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three-years ago does not become a cash equivalent when its remaining maturity is three months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 1<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CertificatesOfDepositAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingencies">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 450<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=25496072&amp;loc=d3e14326-108349<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.25)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 19<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 17<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.17)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.(a),19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsAndContingencies</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValueOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of all classes of common stock held by shareholders. May be all or portion of the number of common shares authorized. These shares exclude common shares repurchased by the entity and held as treasury shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockValueOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and other assets expected to be realized or consumed after one year or normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxesAndOtherAssetsNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 325<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.8)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_JuniorSubordinatedNotes">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including the current and noncurrent portions, carrying value as of the balance sheet date of long-term debt (with maturities initially due after one year or beyond the operating cycle if longer) identified as Junior Subordinated Notes, which have a lower priority than senior instruments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.16(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 20, 22<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 13, 16<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX210.5-02.22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_JuniorSubordinatedNotes</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19-26)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.32)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 32<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableHeldForSaleNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of loans held for sale, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans classified as debt securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 7<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 35<br><br><br><br> -Paragraph 49<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=25442802&amp;loc=d3e3084-111518<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 948<br><br><br><br> -SubTopic 310<br><br><br><br> -Section 30<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490209&amp;loc=d3e48214-111002<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableHeldForSaleNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of securitized, pay-through debt securities collateralized by real estate mortgage loans classified as available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Mortgage-Backed Securities<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517959<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherIntangibleAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net carrying amount as of the balance sheet date of other indefinite-lived and finite-lived intangible assets that are not separately presented on the statement of financial position.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherIntangibleAssetsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherRealEstateAndForeclosedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of other real estate and foreclosed assets. Other real estate may include real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. Foreclosed assets include all assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceedings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10(4))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherRealEstateAndForeclosedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PrepaidExpenseAndOtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of asset related to consideration paid in advance for costs that provide economic benefits in future periods, and amount of other assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PrepaidExpenseAndOtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 360<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RedeemableNoncontrollingInterestEquityFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate fair value as of the reporting date of all noncontrolling interests which are redeemable by the (parent) entity (1) at a fixed or determinable price on a fixed or determinable date, (2) at the option of the holder of the noncontrolling interest, or (3) upon occurrence of an event that is not solely within the control of the (parent) entity. This item includes noncontrolling interest holder's ownership (or holders' ownership) regardless of the type of equity interest (common, preferred, other) including all potential organizational (legal) forms of the investee entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 480<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 3A<br><br><br><br> -Subparagraph (16)(c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27011957&amp;loc=SL6540498-122764<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 480<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 3A<br><br><br><br> -Subparagraph (12)(c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27011957&amp;loc=SL6540498-122764<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 480<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 3A<br><br><br><br> -Subparagraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27011957&amp;loc=SL6540498-122764<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 480<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 3A<br><br><br><br> -Subparagraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27011957&amp;loc=SL6540498-122764<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RedeemableNoncontrollingInterestEquityFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.31(a)(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RetainedEarningsAccumulatedDeficit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtAmortizedValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amortized amount of contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 860<br><br><br><br> -SubTopic 50<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7524895&amp;loc=d3e120260-111741<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 860<br><br><br><br> -SubTopic 50<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6469459&amp;loc=d3e122492-111745<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 860<br><br><br><br> -SubTopic 50<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6469459&amp;loc=d3e122501-111745<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 860<br><br><br><br> -SubTopic 50<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -Subparagraph (a)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7882072&amp;loc=d3e122739-111746<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ServicingAssetAtAmortizedValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SAB TOPIC 4.E)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 4<br><br><br><br> -Section E<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29-31)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30, 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of stockholders' equity (deficit), net of receivables from officers, directors, owners, and affiliates of the entity, attributable to both the parent and noncontrolling interests. Amount excludes temporary equity. Alternate caption for the concept is permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4568447-111683<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 16<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4568740-111683<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 4I<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31814832&amp;loc=SL4590271-111686<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnearnedESOPShares">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of unearned shares for all classes of common stock and nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by an employee stock ownership plan (ESOP). Includes the sale of shares or the issuance treasury shares to an ESOP.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 40<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (e)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 718<br><br><br><br> -SubTopic 40<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6418591&amp;loc=d3e17344-113926<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnearnedESOPShares</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Significant Accounting Policies: Advertising Costs, Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvertisingCostsPolicyTextBlock', window );">Advertising Costs, Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Advertising and Marketing Expense</i></b> &#150; Costs incurred for advertising, merchandising, market research, community investment and business development are classified as marketing expense and are expensed as incurred.</p><span></span></td>
      </tr>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for advertising costs. For those costs that cannot be capitalized, discloses whether such costs are expensed as incurred or the first period in which the advertising takes place. For direct response advertising costs that are capitalized, describes those assets and the accounting policy used, including a description of the qualifying activity, the types of costs capitalized and the related amortization period. An entity also may disclose its accounting policy for cooperative advertising arrangements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 340<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32704220&amp;loc=d3e8275-108329<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 340<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6387522&amp;loc=d3e8384-108330<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 340<br><br> -SubTopic 20<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2127066<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdvertisingCostsPolicyTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PolicyTextBlockAbstract">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PolicyTextBlockAbstract</nobr></td>
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                    <td>duration</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>87
<FILENAME>R96.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Condensed Financial Information of Parent Company Only Disclosure: Condensed Cash Flow Statement (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock', window );">Condensed Cash Flow Statement</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt'><b>STATEMENTS OF CASH FLOWS</b></p> <p style='margin:0in;margin-bottom:.0001pt'><b>YEARS ENDED MARCH 31, 2014, 2013 AND 2012</b></p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='border-collapse:collapse;border:none'> <tr align="left"> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b> (In thousands)</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center'><b>2014</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:center'><b>2013</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>CASH FLOWS FROM OPERATING ACTIVITIES:</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:9.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:9.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:-.45pt'>Net income (loss)</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>19,423</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>2,633</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>(31,657</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:-.45pt'>Adjustments to reconcile net income (loss) cash provided by </p> <p style='margin:0in;margin-bottom:.0001pt;text-indent:-.45pt'>(used in) operating activities:</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>Equity in undistributed (earnings) loss of the Bank</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>(18,605</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>(3,133</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>27,909</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>Benefit for deferred income taxes</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>(1,364</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>(15</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>Writedown of real estate owned</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>1,997</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>Earned ESOP shares</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>68</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>42</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>62</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:-.45pt'>&#160;&#160;&#160; Stock based compensation</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>78</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>2</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>12</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:-.45pt'>Changes in assets and liabilities</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>Other assets</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>131</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>577</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>114</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>Accrued expenses and other liabilities</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>355</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>695</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>1,382</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:23.85pt'>Net cash provided by (used in) operating activities</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>86</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>816</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>(196</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> </tr> <tr style='height:16.2pt'> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p style='margin:0in;margin-bottom:.0001pt'>CASH FLOWS FROM INVESTING ACTIVITIES:</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:16.2pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr style='height:11.7pt'> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>&#160; Proceeds from sale of real estate owned</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>1,041</p> </td> <td valign="bottom" style='border:none;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr style='height:11.7pt'> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>&#160; Additional investment in subsidiary</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>(2,700</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0;height:11.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>(2,000</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:11.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.25in'>&#160;&#160; Net cash used in investing activities</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>(2,700</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:-4.8pt;margin-bottom:.0001pt;text-align:right'>(959</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>86</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>(1,884</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>(1,155</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>1,020</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>2,904</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>4,059</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>CASH AND CASH EQUIVALENTS, END OF YEAR</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>1,106</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>1,020</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>2,904</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>NONCASH INVESTING AND FINANCING ACTIVITIES:</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.9pt'>Transfer of real estate owned</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>5,290</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.35pt;margin-bottom:0in;margin-left:9.35pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.35pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p 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                <p>Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EIDAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Details)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate', window );">Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent</a></td>
        <td class="nump">34.00%<span></span></td>
        <td class="nump">34.00%<span></span></td>
        <td class="nump">34.00%<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes', window );">Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent</a></td>
        <td class="nump">1.50%<span></span></td>
        <td class="nump">1.90%<span></span></td>
        <td class="nump">1.50%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseShareBasedCompensationCost', window );">Esop Market Value Adjustment</a></td>
        <td class="num">(0.30%)<span></span></td>
        <td class="nump">0.80%<span></span></td>
        <td class="nump">0.10%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome', window );">Interest Income On Municipal Securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(0.20%)<span></span></td>
        <td class="nump">0.10%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationDeductionsOther', window );">Bank Owned Life Insurance</a></td>
        <td class="num">(4.40%)<span></span></td>
        <td class="num">(7.60%)<span></span></td>
        <td class="nump">0.90%<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance', window );">Valuation Adjustment</a></td>
        <td class="num">(365.90%)<span></span></td>
        <td class="num">(23.90%)<span></span></td>
        <td class="num">(72.50%)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments', window );">Effective Income Tax Rate Reconciliation, Other Adjustments, Percent</a></td>
        <td class="num">(5.90%)<span></span></td>
        <td class="num">(3.90%)<span></span></td>
        <td class="num">(0.10%)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations', window );">Effective Income Tax Rate Reconciliation, Percent</a></td>
        <td class="num">(341.00%)<span></span></td>
        <td class="nump">1.10%<span></span></td>
        <td class="num">(36.00%)<span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h)(2))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Subparagraph 2<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of domestic federal statutory tax rate applicable to pretax income (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to changes in the valuation allowance for deferred tax assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other deductions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br></p>
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                <p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to equity-based compensation costs.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations applicable to state and local income tax expense (benefit), net of federal tax expense (benefit).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br></p>
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                <p>Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to income (loss) exempt from income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EIJAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans Receivable: Schedule of Related Party Transactions (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansToOfficersAndDirectors', window );">Loans to Officers and Directors, Beginning balance</a></td>
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        <td class="nump">$ 1,907<span></span></td>
        <td class="nump">$ 2,160<span></span></td>
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        <td class="nump">1<span></span></td>
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        <td class="num">(755)<span></span></td>
        <td class="num">(524)<span></span></td>
        <td class="num">(254)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansToOfficersAndDirectors', window );">Loans to Officers and Directors, Ending balance</a></td>
        <td class="nump">$ 854<span></span></td>
        <td class="nump">$ 1,609<span></span></td>
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                <p>Represents the balance of ggregate loans to officers and directors, all of which are current.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>Represents loans to officers and directors, originated during the indicated period.</p>
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                <p>No definition available.</p>
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                <p>Represents repayments of loans to officers and directors during the indicated period.</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EWBAC">
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          <div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (Parenthetical) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract', window );"><strong>Statements of Comprehensive Income</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax', window );">Reclassifications out of other comprehensive income (loss)</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 0<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e637-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e689-108580<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Condensed Financial Information of Parent Company Only Disclosure: Condensed Balance Sheet (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCondensedBalanceSheetTableTextBlock', window );">Condensed Balance Sheet</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:22.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='border-collapse:collapse;border:none'> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b>BALANCE SHEETS</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><font style='text-transform:uppercase'>March 31, 2014 AND 2013</font></b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:16.65pt'> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><font style='text-transform:uppercase'> (</font></b><b>In thousands)</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:16.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> </tr> <tr style='height:17.9pt'> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:17.9pt'> <p style='margin:0in;margin-bottom:.0001pt'>ASSETS</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:17.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:17.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:17.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:17.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0;height:17.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:9.9pt'> <td valign="bottom" style='border:none;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Cash and cash equivalents (including interest earning accounts of </p> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>&#160;&#160;&#160; $1,056 and $952)</p> </td> <td valign="bottom" style='border:none;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,106</p> </td> <td valign="bottom" style='border:none;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,020</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Investment in the Bank</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>120,897</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>102,280</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Other assets</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,350</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,117</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>TOTAL ASSETS</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>124,353</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>104,417</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>LIABILITIES AND SHAREHOLDERS&#146; EQUITY</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Accrued expenses and other liabilities</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,694</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,294</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Borrowings</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>22,681</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>22,681</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Shareholders' equity</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>97,978</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>78,442</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>TOTAL LIABILITIES AND SHAREHOLDERS&#146; EQUITY</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>124,353</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>104,417</p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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<SEQUENCE>92
<FILENAME>R138.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EXEAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans: Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions (Details) (1998 and 2003 Stock Option Plan, Fiscal 2014)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">1998 and 2003 Stock Option Plan | Fiscal 2014</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate', window );">Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate</a></td>
        <td class="nump">1.95%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1', window );">Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term</a></td>
        <td class="text">6 years 3 months<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate', window );">Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate</a></td>
        <td class="nump">51.87%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate', window );">Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate</a></td>
        <td class="nump">2.04%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The estimated dividend rate (a percentage of the share price) to be paid (expected dividends) to holders of the underlying shares over the option's term.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expected term of share-based compensation awards, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 14.D.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27013229&amp;loc=d3e301413-122809<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 14<br><br> -Section D<br><br> -Subsection 2<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The estimated measure of the percentage by which a share price is expected to fluctuate during a period. Volatility also may be defined as a probability-weighted measure of the dispersion of returns about the mean. The volatility of a share price is the standard deviation of the continuously compounded rates of return on the share over a specified period. That is the same as the standard deviation of the differences in the natural logarithms of the stock prices plus dividends, if any, over the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The risk-free interest rate assumption that is used in valuing an option on its own shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(iv)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>93
<FILENAME>R140.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EIEAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans: Schedule of additional information regarding options outstanding, by exercise price range (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Remaining Contractual Term</a></td>
        <td class="text">4 years 7 months 10 days<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options</a></td>
        <td class="nump">474,654<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Exercise Price</a></td>
        <td class="nump">$ 7.91<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Exercisable Options</a></td>
        <td class="nump">385,900<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Exercisable Options, Weighted Average Exercise Price</a></td>
        <td class="nump">$ 9.09<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">$1.97 - $6.17</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Remaining Contractual Term</a></td>
        <td class="text">6 years 8 months 16 days<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options</a></td>
        <td class="nump">258,154<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Exercise Price</a></td>
        <td class="nump">$ 3.70<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Exercisable Options</a></td>
        <td class="nump">169,400<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Exercisable Options, Weighted Average Exercise Price</a></td>
        <td class="nump">$ 4.19<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">$7.49 - $9.51</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Remaining Contractual Term</a></td>
        <td class="text">4 years 2 months 19 days<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options</a></td>
        <td class="nump">2,500<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Exercise Price</a></td>
        <td class="nump">$ 8.12<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Exercisable Options</a></td>
        <td class="nump">2,500<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Exercisable Options, Weighted Average Exercise Price</a></td>
        <td class="nump">$ 8.12<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">$10.10 - $10.83</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Remaining Contractual Term</a></td>
        <td class="text">2 years 7 months 24 days<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options</a></td>
        <td class="nump">9,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Exercise Price</a></td>
        <td class="nump">$ 10.37<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Exercisable Options</a></td>
        <td class="nump">9,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Exercisable Options, Weighted Average Exercise Price</a></td>
        <td class="nump">$ 10.37<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">$12.98 - $14.52</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Remaining Contractual Term</a></td>
        <td class="text">2 years 18 days<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Outstanding Options</a></td>
        <td class="nump">205,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Outstanding Options, Weighted Average Exercise Price</a></td>
        <td class="nump">$ 13.09<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Number of Exercisable Options</a></td>
        <td class="nump">205,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1', window );">Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Exercisable Options, Weighted Average Exercise Price</a></td>
        <td class="nump">$ 13.09<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average exercise price as of the balance sheet date for those equity-based payment arrangements exercisable and outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares reserved for issuance pertaining to the outstanding exercisable stock options as of the balance sheet date in the customized range of exercise prices for which the market and performance vesting condition has been satisfied.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares reserved for issuance pertaining to the outstanding stock options as of the balance sheet date for all option plans in the customized range of exercise prices.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)-(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average price as of the balance sheet date at which grantees could acquire the underlying shares with respect to all outstanding stock options which are in the customized range of exercise prices.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)-(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average remaining contractual term of outstanding stock options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Mortgage-backed Securities: Schedule of held-to-maturity mortgage-backed securities, Contractual Maturities (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfHeldToMaturityMortgageBackedSecuritiesContractualMaturitiesTableTextBlock', window );">Schedule of held-to-maturity mortgage-backed securities, Contractual Maturities</a></td>
        <td class="text"><!--egx--><p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:18.9pt;border-collapse:collapse'> <tr align="left"> <td width="341" valign="bottom" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right;text-indent:.7pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:.7pt'><b>Amortized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Cost</b></p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Estimated</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair Value</b></p> </td> </tr> <tr align="left"> <td width="341" valign="bottom" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due in one year or less</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="60" valign="top" style='width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due after one year through five years</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due after five years through ten years</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>81</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>82</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due after ten years</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21</p> </td> </tr> <tr style='height:8.55pt'> <td width="341" valign="top" style='width:3.55in;padding:0;height:8.55pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>Total</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>101</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>104</p> </td> </tr> </table><span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule (table) providing information on the contractual maturities of mortgage-backed securities classified as held to maturity, as of the date(s) indicated in the schedule.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E4G">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Restricted Assets (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MinimumReserveBalance', window );">Minimum Reserve Balance</a></td>
        <td class="nump">$ 765<span></span></td>
        <td class="nump">$ 652<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the amount of reserve balances either on hand or on deposit with the Federal Reserve Bank of San Francisco ("FRB"), based on a percentage of deposits as of the date indicated, as required by regulations of the Board of Governors of the Federal Reserve System ("Federal Reserve Board").</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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<DOCUMENT>
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<FILENAME>R35.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Significant Accounting Policies: Securities, Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesTradingSecuritiesPolicy', window );">Securities, Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Securities </i></b>&#150; Investment securities are classified as held to maturity when the Company has the ability and positive intent to hold such securities to maturity. Investment securities held to maturity are carried at amortized cost. Unrealized losses due to fluctuations in fair value are recognized when it is determined that a credit-related other than temporary decline in value has occurred. Investment securities bought and held principally for the purpose of sale in the near term are classified as trading securities. Securities that the Company intends to hold for an indefinite period, but not necessarily to maturity are classified as available for sale. Such securities may be sold to implement the Company&#146;s asset/liability management strategies and in response to changes in interest rates and similar factors.&#160; Securities available for sale are reported at fair value. Unrealized gains and losses, net of the related deferred tax effect, are reported as a net amount in a separate component of shareholders&#146; equity entitled &#147;accumulated other comprehensive income (loss).&#148; Realized gains and losses on securities available for sale, determined using the specific identification method, are included in earnings.&#160; Amortization of premiums and accretion of discounts are recognized in interest income over the period to maturity or expected call, if sooner.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Company analyzes investment securities for other than temporary impairment (&#147;OTTI&#148;) on a quarterly basis.&#160; OTTI is separated into a credit and noncredit component. Noncredit component losses are recorded in other comprehensive income (loss) when the Company a) does not intend to sell the security or b) is not more likely than not to have to sell the security prior to the security&#146;s anticipated recovery. Credit component losses are reported in non-interest income.</p><span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for investments in debt and equity securities that are classified as trading securities. This policy also may describe the entity's accounting treatment for transfers between investment categories and how the fair values of such securities are determined.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2196929<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 2, 12<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketableSecuritiesTradingSecuritiesPolicy</nobr></td>
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<DOCUMENT>
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<TEXT>
<html>
  <head>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EYAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="4">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income (Loss)</a></td>
        <td class="nump">$ 19,423<span></span></td>
        <td class="nump">$ 2,633<span></span></td>
        <td class="num">$ (31,657)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted average number of shares outstanding, Basic</a></td>
        <td class="nump">22,367,174<span></span></td>
        <td class="nump">22,342,541<span></span></td>
        <td class="nump">22,317,933<span></span></td>
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      <tr class="ro">
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        <td class="nump">$ 0.87<span></span></td>
        <td class="nump">$ 0.12<span></span></td>
        <td class="num">$ (1.42)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EffectOfDilutiveStockOptions', window );">Effect of dilutive stock options</a></td>
        <td class="nump">2,001<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted average number of shares outstanding, Diluted</a></td>
        <td class="nump">22,369,175<span></span></td>
        <td class="nump">22,342,541<span></span></td>
        <td class="nump">22,317,933<span></span></td>
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      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings</a></td>
        <td class="nump">$ 0.87<span></span></td>
        <td class="nump">$ 0.12<span></span></td>
        <td class="num">$ (1.42)<span></span></td>
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      <tr>
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      <tr>
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              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">For the year ended March 31, 2012 the Company recognized a net loss and therefore all outstanding stock options were excluded from the calculation of diluted earnings per share because they were antidilutive.</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount by which number of shares is adjusted to take into account dilution.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_EffectOfDilutiveStockOptions</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TextBlockAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E3AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Junior Subordinated Debenture (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust', window );">Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust</a></td>
        <td class="nump">$ 22,700<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DeferredInterestPaymentsRelatedToDebentures', window );">Deferred interest payments related to debentures</a></td>
        <td class="nump">3,700<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DebenturesIssuedToGrantorTrusts', window );">Debentures issued to grantor trusts</a></td>
        <td class="nump">22,700<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_CommonSecuritiesIssuedByGrantorTrusts', window );">Common securities issued by grantor trusts</a></td>
        <td class="nump">$ 681<span></span></td>
      </tr>
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    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_CommonSecuritiesIssuedByGrantorTrusts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the common securities issued by the grantor trusts, and which were purchased by the Company, and included in prepaid expenses and other assets in the Consolidated Balance Sheets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_CommonSecuritiesIssuedByGrantorTrusts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_DebenturesIssuedToGrantorTrusts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the debentures issued by the company to the grantor trusts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_DebenturesIssuedToGrantorTrusts</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest payments related to debentures, that have been deferred. The Company has the right to defer the payment of interest on each of the Debentures for a period not to exceed 20 consecutive quarters, provided that the deferral period does not extend beyond the stated maturity. During such deferral period, distributions on the corresponding trust preferred securities will also be deferred and the Company may not pay cash dividends to the holders of shares of our common stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_DeferredInterestPaymentsRelatedToDebentures</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including the current and noncurrent portions, the carrying value of junior subordinated long-term debt owed to unconsolidated subsidiary trusts as of the balance sheet date. Such debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets and was initially scheduled to be repaid after one year or beyond the normal operating cycle if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust</nobr></td>
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                  <tr>
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                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>credit</td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TextBlockAbstract</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
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          <div style="width: 200px;"><strong>Allowance for Loan Losses: Schedule of reconciliation of the allowance for loan losses (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfAllowanceForLoanAndLeaseLossesRollForwardTableTextBlock', window );">Schedule of reconciliation of the allowance for loan losses</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='border-collapse:collapse'> <tr style='height:15.3pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:15.3pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>March 31, 2014</b></p> </td> <td width="11" valign="bottom" style='width:8.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Commercial&#160; Business</b></p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Commercial Real Estate</b></p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Land</b></p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Multi-Family</b></p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Real Estate Construction</b></p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Consumer</b></p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unallocated</b></p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total</b></p> </td> <td width="7" valign="top" style='width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="bottom" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="top" style='width:5.4pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Beginning balance</p> </td> <td width="11" valign="bottom" style='width:8.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,128</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,979</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,019</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>541</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>221</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,949</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,806</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,643</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Provision for (recapture of) loan losses</p> </td> <td width="11" valign="bottom" style='width:8.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>95</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(417</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,439</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(338</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>173</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(258</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="top" style='width:8.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(516</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3,700</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Charge-offs</p> </td> <td width="11" valign="bottom" style='width:8.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(340</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(316</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(90</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(11</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(349</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="top" style='width:8.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,106</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Recoveries</p> </td> <td width="11" valign="bottom" style='width:8.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>526</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>850</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>311</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="top" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,714</p> </td> <td width="7" valign="top" style='width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Ending balance</p> </td> <td width="11" valign="bottom" style='width:8.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,409</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,269</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>340</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>203</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>387</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,653</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,290</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12,551</p> </td> <td width="7" valign="top" style='width:5.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='border-collapse:collapse'> <tr style='height:11.25pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>March 31, 2013</b></p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Commercial&#160; Business</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Commercial Real Estate</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Land</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Multi-Family</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Real Estate Construction</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Consumer</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unallocated</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="bottom" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Beginning balance</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,688</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,599</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,906</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,121</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>412</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,274</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,921</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,921</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Provision for (recapture of) loan losses</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>928</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,865</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,149</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(197</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(278</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>846</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(115</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>900</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Charge-offs</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,606</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,494</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,753</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(622</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(141</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,310</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(6,926</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Recoveries</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>118</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,015</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>239</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>228</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>139</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="top" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,748</p> </td> <td width="9" valign="top" style='width:7.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Ending balance</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,128</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,979</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,019</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>541</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>221</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,949</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,806</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,643</p> </td> <td width="9" valign="top" style='width:7.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='border-collapse:collapse'> <tr style='height:9.9pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>March 31, 2012</b></p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Commercial&#160; Business</b></p> </td> <td width="8" valign="top" style='width:6.05pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.2pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Commercial Real Estate</b></p> </td> <td width="9" valign="top" style='width:6.9pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.85pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Land</b></p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.85pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Multi-Family</b></p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.85pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Real Estate Construction</b></p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.85pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Consumer</b></p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.35pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unallocated</b></p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.85pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total</b></p> </td> <td width="7" valign="top" style='width:5.25pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="bottom" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.2pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:6.9pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.85pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.35pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.85pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="top" style='width:5.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Beginning balance</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,822 </p> </td> <td width="8" valign="top" style='width:6.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,744</p> </td> <td width="9" valign="top" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,003</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,172</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>820</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,339</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,068</p> </td> <td width="8" valign="bottom" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14,968</p> </td> <td width="7" valign="top" style='width:5.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Provision for (recapture of) loan losses</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,638</p> </td> <td width="8" valign="top" style='width:6.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,681</p> </td> <td width="9" valign="top" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>13,692</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,126</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,690</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,670</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(147</p> </td> <td width="8" valign="bottom" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>29,350</p> </td> <td width="7" valign="top" style='width:5.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Charge-offs</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,801</p> </td> <td width="8" valign="bottom" style='width:6.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,826</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(10,892</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3,177</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,101</p> </td> <td width="8" valign="bottom" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,750</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="top" style='width:9.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="bottom" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(24,547</p> </td> <td width="7" valign="top" style='width:5.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Recoveries</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>29</p> </td> <td width="8" valign="top" style='width:6.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="9" valign="top" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>103</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="top" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>150</p> </td> <td width="7" valign="top" style='width:5.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Ending balance</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,688</p> </td> <td width="8" valign="top" style='width:6.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,599</p> </td> <td width="9" valign="top" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,906</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,121</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>412</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,274</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,921</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,921</p> </td> <td width="7" valign="top" style='width:5.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> </table><span></span></td>
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                <p>Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Employee Stock Ownership Plan<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock', window );">Employee Stock Ownership Plan</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in'><b>14.&nbsp;&nbsp; </b><b>EMPLOYEE STOCK OWNERSHIP PLAN</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Company sponsors an ESOP that covers all employees with at least one year and 1,000 hours of service who are over the age of 21. Shares are released and allocated to participant accounts on December 31 of each year until 2017. ESOP compensation expense included in salaries and employee benefits was $68,000, $42,000 and $62,000 for the years ended March 31, 2014, 2013 and 2012, respectively.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>ESOP share activity is summarized in the following table:</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:22.5pt;border-collapse:collapse'> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="84" colspan="2" valign="bottom" style='width:63.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:center;text-indent:.85pt'><b>Fair Value of Unreleased</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:center;text-indent:.85pt'><b>Shares</b></p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-4.95pt'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unreleased</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>ESOP</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Shares</b></p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:.9pt'><b>Allocated</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:-.9pt'><b>and Released</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Shares</b></p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-5.4pt'><b>Total</b></p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.75pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:54.25pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>]</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'><b>Balance, March 31, 2011</b></p> </td> <td width="12" valign="bottom" style='width:8.75pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="72" valign="bottom" style='width:54.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>524,000</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>172,431</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>790,153</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>962,584</p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>Allocation December 31, 2011</p> </td> <td width="12" valign="bottom" style='width:8.75pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:54.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>(24,633</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>24,633</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'><b>Balance, March 31, 2012</b></p> </td> <td width="12" valign="bottom" style='width:8.75pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="72" valign="bottom" style='width:54.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>334,000</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>147,798</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>814,786</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>962,584</p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>Allocation December 31, 2012</p> </td> <td width="12" valign="bottom" style='width:8.75pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:54.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>(24,633</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>24,633</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'><b>Balance, March 31, 2013</b></p> </td> <td width="12" valign="bottom" style='width:8.75pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="72" valign="bottom" style='width:54.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>325,000</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>123,165</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>839,419</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>962,584</p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>Allocation December 31, 2013</p> </td> <td width="12" valign="bottom" style='width:8.75pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:54.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>(24,633</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>24,633</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="174" valign="bottom" style='width:130.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'><b>Balance, March 31, 2014</b></p> </td> <td width="12" valign="bottom" style='width:8.75pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="72" valign="bottom" style='width:54.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:1.55pt;text-align:right;text-indent:.85pt'>338,000</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>98,532</p> </td> <td width="19" valign="bottom" style='width:13.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>864,052</p> </td> <td width="19" valign="bottom" style='width:14.3pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>962,584</p> </td> </tr> </table> <span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 50<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6406099&amp;loc=d3e25284-112666<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5444-113901<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 14<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DisclosureTextBlockAbstract</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Significant Accounting Policies: Loans, Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinanceLoansAndLeasesReceivablePolicy', window );">Loans, Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Loans</i></b> &#150; Loans are stated at the amount of unpaid principal, reduced by deferred loan origination fees and an allowance for loan losses. Interest on loans is accrued daily based on the principal amount outstanding.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Loans are reviewed regularly and it is the Company&#146;s general policy that a loan is past due when it is 30 days to 89 days delinquent. In general, when a loan is 90 days delinquent or when collection of principal or interest appears doubtful, it is placed on non-accrual status, at which time the accrual of interest ceases and a reserve for unrecoverable accrued interest is established and charged against operations. Payments received on non-accrual loans are applied to reduce the outstanding principal balance on a cost recovery method. As a general practice, a loan is not removed from non-accrual status until all delinquent principal, interest and late fees have been brought current and the borrower has demonstrated a history of performance based upon the contractual terms of the note.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Loan origination and commitment fees and certain direct loan origination costs are deferred and amortized as an adjustment of the yield of the related loan.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for finance, loan and lease receivables, including those held for investment and those held for sale. This disclosure may include (1) the basis at which such receivables are carried in the entity's statements of financial position (2) how the level of the allowance for loan and lease losses is determined (3) when impairments, charge-offs or recoveries are recognized for such receivables (4) the treatment of origination fees and costs, including the amortization method for net deferred fees or costs (5) the treatment of any premiums or discounts or unearned income (6) the entity's income recognition (revenues, expenses and gains and losses arising from committing to issue, issuing, granting, collecting, terminating, modifying and holding loans) policies for such receivables, including those that are impaired, past due or placed on nonaccrual status and (7) the treatment of foreclosures or repossessions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5144-111524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6378556&amp;loc=d3e10133-111534<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5093-111524<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (b,d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3-5<br><br> -Article 5<br><br><br><br></p>
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                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><nobr>us-gaap_PolicyTextBlockAbstract</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E4G">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Significant Accounting Policies: Trust Assets, Policy (Details) (USD $)<br>In Millions, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsHeldInTrust', window );">Assets Held-in-trust</a></td>
        <td class="nump">$ 359.7<span></span></td>
        <td class="nump">$ 337.5<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of cash and securities held by third party trustees pursuant to terms of debt instruments or other agreements as of the date of each statement of financial position presented, which can be used by the trustee only to pay the noncurrent portion of specified obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
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<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EYZAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Premises and Equipment: Schedule of Premises and Equipment (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Property, Plant and Equipment, Gross</a></td>
        <td class="nump">$ 33,499<span></span></td>
        <td class="nump">$ 33,691<span></span></td>
      </tr>
      <tr class="ro">
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        <td class="num">(17,082)<span></span></td>
        <td class="num">(15,998)<span></span></td>
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        <td class="nump">16,417<span></span></td>
        <td class="nump">17,693<span></span></td>
      </tr>
      <tr class="rh">
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          <div class="a">Land</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">4,177<span></span></td>
        <td class="nump">4,177<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Building and Building Improvements</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Property, Plant and Equipment, Gross</a></td>
        <td class="nump">13,925<span></span></td>
        <td class="nump">13,921<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Leasehold Improvements</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Property, Plant and Equipment, Gross</a></td>
        <td class="nump">1,429<span></span></td>
        <td class="nump">1,426<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Office Equipment</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Property, Plant and Equipment, Gross</a></td>
        <td class="nump">10,533<span></span></td>
        <td class="nump">10,732<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Buildings under capitalized leases</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Property, Plant and Equipment, Gross</a></td>
        <td class="nump">2,715<span></span></td>
        <td class="nump">2,715<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
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        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Property, Plant and Equipment, Gross</a></td>
        <td class="nump">$ 720<span></span></td>
        <td class="nump">$ 720<span></span></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 14<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 8<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Share<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">Earnings Per Share</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in'><b>16.&nbsp;&nbsp; </b><b>EARNINGS PER SHARE</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt'><font style='font-weight:normal;font-style:normal'>Basic earnings per share (&#147;EPS&#148;) is computed by dividing net income or loss applicable to common stock by the weighted average number of common shares outstanding during the period, without considering any dilutive items.</font></p> <p style='margin:0in;margin-bottom:.0001pt'><font style='font-weight:normal;font-style:normal'>&#160;</font></p> <p style='margin:0in;margin-bottom:.0001pt'><font style='font-weight:normal;font-style:normal'>Diluted EPS is computed by dividing net income applicable to common stock by the weighted average number of common shares and common stock equivalents for items that are dilutive, net of shares assumed to be repurchased using the treasury stock method at the average share price for the Company&#146;s common stock during the period. Common stock equivalents arise from assumed conversion of outstanding stock options. </font>ESOP shares are not considered outstanding for EPS purposes until they are committed to be released. </p> <p style='margin:0in;margin-bottom:.0001pt'>&#160;For the years ended March 31, 2014, 2013 and 2012, stock options for 439,000, 419,000 and 454,000 shares, respectively, of common stock were excluded in computing diluted EPS because they were antidilutive.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:18.7pt;border-collapse:collapse;border:none'> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:8.3pt'>&nbsp;</p> </td> <td width="237" colspan="8" valign="bottom" style='width:178.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31,</b></p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt'>(Dollars and share data in thousands, except per share data)</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:right;text-indent:-3.8pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:right;text-indent:-3.8pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;text-indent:-3.8pt'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;text-indent:-3.8pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;text-indent:-3.8pt'><b>2012 </b><b><sup>(1)</sup></b></p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:center;text-indent:.7pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt'>Basic EPS computation:</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:-1.95pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Numerator-net income (loss)</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>$</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>19,423</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>2,633</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>(31,657</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-9.0pt'>Denominator-weighted average common shares outstanding</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>22,367</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>22,343</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>22,318</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-5.4pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt'>Basic EPS</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>$</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>0.87</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>0.12</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>(1.42</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt'>Diluted EPS computation:</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Numerator-net income (loss)</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>$</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>19,423</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>2,633</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>(31,657</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.6pt;text-indent:-7.6pt'>Denominator-weighted average common shares outstanding</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>22,367</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>22,343</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>22,318</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:25.6pt'>Effect of dilutive stock options</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:right'>2</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:22.5pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:25.6pt'>Weighted average common shares and common stock equivalents <sup>(1)</sup></p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>22,369</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>22,343</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>22,318</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-5.4pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt'>Diluted EPS</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>$</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>0.87</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>0.12</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>(1.42</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'><sup>&#160;(1) </sup>For the year ended March 31, 2012 the Company recognized a net loss and therefore all outstanding stock options were excluded from the calculation of diluted earnings per share because they were antidilutive.</p> <span></span></td>
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                    <td>us-gaap_</td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for earnings per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1278-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Allowance for Loan Losses: Financing Receivables, Aging of loans (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivablesAgingOfLoans', window );">Financing Receivables, Aging of loans</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:27.45pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:27.45pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'><b>March 31, 2014</b></p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>30-89 Days Past Due</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Greater Than 90 Days (Non-Accrual)</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total Past Due</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.95pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Current</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total Loans Receivable</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded Investment &gt; 90 Days and Accruing</b></p> </td> </tr> <tr style='height:5.8pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:5.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;padding:0;height:5.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0;height:5.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:5.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0;height:5.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;border:none;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Commercial business</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>120</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>452</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>572</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>71,060</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>71,632</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Commercial real estate</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>188</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,067</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,255</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>279,253</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>287,508</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Land</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>800</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>800</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,445</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16,245</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Multi-family</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>359</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,014</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,373</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>18,755</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,128</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Real estate construction</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,482</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,482</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Consumer</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,580</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,729</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,309</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>113,184</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>117,493</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="bottom" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Total</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,247</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14,062</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16,309</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>517,179</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>533,488</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:9.9pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'><b>March 31, 2013</b></p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>30-89 Days Past Due</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Greater Than 90 Days (Non-Accrual)</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total Past Due</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.95pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Current</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total Loans Receivable</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded Investment &gt; 90 Days and Accruing</b></p> </td> </tr> <tr align="left"> <td width="216" valign="bottom" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Commercial business</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>336</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,349</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,685</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>70,250</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>71,935</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Commercial real estate</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,345</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10,315</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16,660</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>281,031</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>297,691</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Land</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,267</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,267</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>20,137</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,404</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Multi-family</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,968</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,968</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>31,334</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>34,302</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Real estate construction</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>175</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>175</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,500</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,675</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Consumer</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,654</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,059</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,713</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>93,292</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>99,005</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="bottom" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Total</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,335</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,133</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>30,468</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>505,544</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>536,012</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.</p>
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                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EW5AE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Mortgage-backed Securities: Schedule of available-for-sale mortgage-backed securities (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate mortgage investment conduits</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">$ 7,218<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 230<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">9<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">7<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale Securities, Gross Unrealized Losses</a></td>
        <td class="num">(77)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">7,150<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">237<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Collateralized Mortgage Backed Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">65,858<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">186<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">102<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">8<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale Securities, Gross Unrealized Losses</a></td>
        <td class="num">(547)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">65,413<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">194<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">6,007<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">18<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale Securities, Gross Unrealized Losses</a></td>
        <td class="num">(13)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">6,012<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-backed securities available for sale</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available-for-sale Securities, Amortized Cost Basis</a></td>
        <td class="nump">79,083<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">416<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">129<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">15<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale Securities, Gross Unrealized Losses</a></td>
        <td class="num">(637)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">$ 78,575<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 431<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Comprised of FHLMC, FNMA and Ginnie Mae (&#x93;GNMA&#x94;)</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">Comprised of FHLMC and FNMA</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[3]</td>
              <td style="vertical-align: top;" valign="top">Comprised of U.S. Small Business Administration (&#x93;SBA&#x94;) and Commercial Real Estate (&#x93;CRE&#x94;)</td>
            </tr>
          </table>
        </td>
      </tr>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized losses for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td>credit</td>
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                    <td>instant</td>
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<TYPE>XML
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<FILENAME>R153.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E5DAK">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Fair Value Of Financial Instruments: Fair Value, Option, Quantitative Disclosures (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 | Cash</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">$ 68,577<span></span></td>
        <td class="nump">$ 115,415<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 | Demand Deposits</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
        <td class="nump">527,813<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | Certificates of Deposit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">37,176<span></span></td>
        <td class="nump">45,078<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | Available-for-sale Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">21,491<span></span></td>
        <td class="nump">4,978<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | Mortgage-backed securities held to maturity</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">104<span></span></td>
        <td class="nump">129<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | Mortgage-backed securities available for sale</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">78,575<span></span></td>
        <td class="nump">431<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | Loans held for sale</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">1,024<span></span></td>
        <td class="nump">831<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | Federal Home Loan Bank Borrowings</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">6,744<span></span></td>
        <td class="nump">7,154<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | Demand Deposits</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">475,688<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 | Time Deposits</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
        <td class="nump">162,020<span></span></td>
        <td class="nump">189,289<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3 | Available-for-sale Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">1,903<span></span></td>
        <td class="nump">1,238<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3 | Loans Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">480,454<span></span></td>
        <td class="nump">495,312<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3 | Subordinated Debt Obligations</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
        <td class="nump">11,233<span></span></td>
        <td class="nump">9,433<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Estimate of Fair Value, Fair Value Disclosure | Cash</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">68,577<span></span></td>
        <td class="nump">115,415<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Estimate of Fair Value, Fair Value Disclosure | Certificates of Deposit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">37,176<span></span></td>
        <td class="nump">45,078<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Estimate of Fair Value, Fair Value Disclosure | Available-for-sale Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">23,394<span></span></td>
        <td class="nump">6,216<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Estimate of Fair Value, Fair Value Disclosure | Mortgage-backed securities held to maturity</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">104<span></span></td>
        <td class="nump">129<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Estimate of Fair Value, Fair Value Disclosure | Mortgage-backed securities available for sale</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">78,575<span></span></td>
        <td class="nump">431<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Estimate of Fair Value, Fair Value Disclosure | Loans Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">480,454<span></span></td>
        <td class="nump">495,312<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Estimate of Fair Value, Fair Value Disclosure | Loans held for sale</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">1,024<span></span></td>
        <td class="nump">831<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Estimate of Fair Value, Fair Value Disclosure | Federal Home Loan Bank Borrowings</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">6,744<span></span></td>
        <td class="nump">7,154<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Estimate of Fair Value, Fair Value Disclosure | Demand Deposits</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
        <td class="nump">527,813<span></span></td>
        <td class="nump">475,688<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Estimate of Fair Value, Fair Value Disclosure | Time Deposits</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
        <td class="nump">162,020<span></span></td>
        <td class="nump">189,289<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Estimate of Fair Value, Fair Value Disclosure | Subordinated Debt Obligations</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
        <td class="nump">11,233<span></span></td>
        <td class="nump">9,433<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Carrying (Reported) Amount, Fair Value Disclosure | Cash</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">68,577<span></span></td>
        <td class="nump">115,415<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Carrying (Reported) Amount, Fair Value Disclosure | Certificates of Deposit</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">36,925<span></span></td>
        <td class="nump">44,635<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Carrying (Reported) Amount, Fair Value Disclosure | Available-for-sale Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">23,394<span></span></td>
        <td class="nump">6,216<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Carrying (Reported) Amount, Fair Value Disclosure | Mortgage-backed securities held to maturity</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">101<span></span></td>
        <td class="nump">125<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Carrying (Reported) Amount, Fair Value Disclosure | Mortgage-backed securities available for sale</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">78,575<span></span></td>
        <td class="nump">431<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Carrying (Reported) Amount, Fair Value Disclosure | Loans Receivable</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">520,937<span></span></td>
        <td class="nump">520,369<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Carrying (Reported) Amount, Fair Value Disclosure | Loans held for sale</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">1,024<span></span></td>
        <td class="nump">831<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Carrying (Reported) Amount, Fair Value Disclosure | Federal Home Loan Bank Borrowings</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfAssets', window );">Value of Assets</a></td>
        <td class="nump">6,744<span></span></td>
        <td class="nump">7,154<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Carrying (Reported) Amount, Fair Value Disclosure | Demand Deposits</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
        <td class="nump">527,813<span></span></td>
        <td class="nump">475,688<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Carrying (Reported) Amount, Fair Value Disclosure | Time Deposits</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
        <td class="nump">162,253<span></span></td>
        <td class="nump">188,118<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Carrying (Reported) Amount, Fair Value Disclosure | Subordinated Debt Obligations</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EstimatedFairValueOfLiabilities', window );">Value of Liabilities</a></td>
        <td class="nump">$ 22,681<span></span></td>
        <td class="nump">$ 22,681<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_EstimatedFairValueOfAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The estimated fair value of an asset or financial instrument, as of the date indicated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_EstimatedFairValueOfAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_EstimatedFairValueOfLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
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                <p>The estimated fair value of a liability, as of the date indicated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EQRBI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (USD $)<br>In Thousands, except Share data</strong></div>
        </th>
        <th class="th">
          <div>Common Stock</div>
        </th>
        <th class="th">
          <div>Additional Paid-In Capital</div>
        </th>
        <th class="th">
          <div>Retained Earnings</div>
        </th>
        <th class="th">
          <div>Unearned Shares Issued to Employee Stock Ownership Trust</div>
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        <th class="th">
          <div>Accumulated Other Comprehensive Income (Loss)</div>
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        <td class="nump">$ 225<span></span></td>
        <td class="nump">$ 65,639<span></span></td>
        <td class="nump">$ 43,193<span></span></td>
        <td class="num">$ (696)<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="nump">12<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="num">(41)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">103<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">225<span></span></td>
        <td class="nump">65,610<span></span></td>
        <td class="nump">11,536<span></span></td>
        <td class="num">(593)<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">2<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="nump">103<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLossNetOfTax', window );">Unrealized holding gain (loss) on securities available for sale</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="nump">158<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">225<span></span></td>
        <td class="nump">65,551<span></span></td>
        <td class="nump">14,169<span></span></td>
        <td class="num">(490)<span></span></td>
        <td class="num">(1,013)<span></span></td>
        <td class="nump">603<span></span></td>
        <td class="nump">79,045<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">22,471,890<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">19,423<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">19,423<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="num">(399)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(213)<span></span></td>
        <td class="num">(612)<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockOptionPlanExpense', window );">Stock based compensation expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">78<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">78<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfESOPAward', window );">Earned ESOP shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(35)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">103<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">68<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLossNetOfTax', window );">Unrealized holding gain (loss) on securities available for sale</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">366<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">366<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest', window );">Balance, Value at Mar. 31, 2014</a></td>
        <td class="nump">225<span></span></td>
        <td class="nump">65,195<span></span></td>
        <td class="nump">33,592<span></span></td>
        <td class="num">(387)<span></span></td>
        <td class="num">(647)<span></span></td>
        <td class="nump">471<span></span></td>
        <td class="nump">98,449<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount', window );">Noncontrolling interest at Mar. 31, 2014</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 81<span></span></td>
        <td class="nump">$ 81<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesOutstanding', window );">Balance, Shares at Mar. 31, 2014</a></td>
        <td class="nump">22,471,890<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Monetary amount representing the purchase of subsidiary shares from non-controlling interest during the indicated time period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td>fil_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of shares committed to be released under an Employee Stock Ownership Plan (ESOP).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 40<br><br> -Section 25<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6418455&amp;loc=d3e16721-113920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfESOPAward</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The change in unrealized holding gain (loss), net of tax, on available-for-sale securities included in a separate component of shareholders' equity during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGainLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 4K<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31814832&amp;loc=SL4591552-111686<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (a),(c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 4J<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31814832&amp;loc=SL4591551-111686<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProfitLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the reporting date, the aggregate carrying amount of all noncontrolling interests which are redeemable by the (parent) entity (1) at a fixed or determinable price on a fixed or determinable date, (2) at the option of the holder of the noncontrolling interest, or (3) upon occurrence of an event that is not solely within the control of the (parent) entity. This item includes noncontrolling interest holder's ownership (or holders' ownership) regardless of the type of equity interest (common, preferred, other) including all potential organizational (legal) forms of the investee entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 480<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 3A<br><br> -Subparagraph (16)(c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27011957&amp;loc=SL6540498-122764<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 480<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 3A<br><br> -Subparagraph (12)(c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27011957&amp;loc=SL6540498-122764<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 480<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 3A<br><br> -Subparagraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27011957&amp;loc=SL6540498-122764<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 480<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 3A<br><br> -Subparagraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27011957&amp;loc=SL6540498-122764<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares issued which are neither cancelled nor held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of stockholders' equity (deficit), net of receivables from officers, directors, owners, and affiliates of the entity, attributable to both the parent and noncontrolling interests. Amount excludes temporary equity. Alternate caption for the concept is permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4568447-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4568740-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 4I<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31814832&amp;loc=SL4590271-111686<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockOptionPlanExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The noncash expense that accounts for the value of stock or unit options distributed to employees as compensation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockOptionPlanExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EHIAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfFinancialPositionAbstract', window );"><strong>Statement of Financial Position</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-Earning accounts included in Cash</a></td>
        <td class="nump">$ 51,715<span></span></td>
        <td class="nump">$ 100,093<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesShortTermInvestmentsAmortizedCost', window );">Amortized Cost of Investment securities available for sale</a></td>
        <td class="nump">23,866<span></span></td>
        <td class="nump">7,766<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure', window );">Fair Value of Mortgage-backed securities held to maturity</a></td>
        <td class="nump">104<span></span></td>
        <td class="nump">129<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost of Mortgage-backed securities available for sale</a></td>
        <td class="nump">79,083<span></span></td>
        <td class="nump">416<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Loans receivable Allowance for Loan Losses</a></td>
        <td class="nump">$ 12,551<span></span></td>
        <td class="nump">$ 15,643<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockParOrStatedValuePerShare', window );">Serial preferred stock par value per share</a></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0.01<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Serial preferred stock shares authorized</a></td>
        <td class="nump">250,000<span></span></td>
        <td class="nump">250,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Serial preferred stock shares issued</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Serial preferred stock shares outstanding</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock par value per share</a></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0.01<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock shares authorized</a></td>
        <td class="nump">50,000,000<span></span></td>
        <td class="nump">50,000,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock shares issued</a></td>
        <td class="nump">22,471,890<span></span></td>
        <td class="nump">22,471,890<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock shares outstanding</a></td>
        <td class="nump">22,471,890<span></span></td>
        <td class="nump">22,471,890<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesShortTermInvestmentsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amortized cost of short-term investments in debt and equity securities and other forms of securities that provide ownership interests classified as available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesShortTermInvestmentsAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value per share of common stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockParOrStatedValuePerShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6476743&amp;loc=d3e59706-112781<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 2<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositsInBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of securitized, pay-through debt securities collateralized by real estate mortgage loans classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Mortgage-Backed Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517959<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockParOrStatedValuePerShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockParOrStatedValuePerShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
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                <p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in'><b>9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </b><b>GOODWILL</b></p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>Goodwill and intangibles generally arise from business combinations accounted for under the purchase method.&#160; Goodwill and other intangibles deemed to have indefinite lives generated from purchase business combinations are not subject to amortization and are instead tested for impairment not less than annually. The Company has one reporting unit, the Bank, for purposes of computing goodwill.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>The Company performed an impairment assessment as of October 31, 2013 and determined that no impairment of goodwill asset exists. The goodwill impairment test involves a two-step process. The first step is a comparison of the reporting unit&#146;s fair value to its carrying value. If the reporting unit&#146;s fair value is less than its carrying value, the Company would be required to progress to the second step. In the second step the Company calculates the implied fair value of goodwill. The GAAP standards with respect to goodwill require that the Company compare the implied fair value of goodwill to the carrying amount of goodwill on the Company&#146;s balance sheet.&#160; If the carrying amount of the goodwill is greater than the implied fair value of that goodwill, an impairment loss must be recognized in an amount equal to that excess. The implied fair value of goodwill is determined in the same manner as goodwill recognized in a business combination. The estimated fair value of the Company is allocated to all of the Company&#146;s individual assets and liabilities, including any unrecognized identifiable intangible assets, as if the Company had been acquired in a business combination and the estimated fair value of the Company is the price paid to acquire it. The allocation process is performed only for purposes of determining the amount of goodwill impairment, as no assets or liabilities are written up or down, nor are any additional unrecognized identifiable intangible assets recorded as a part of this process. The results of the Company&#146;s step one test indicated that the reporting unit&#146;s fair value was less than its carrying value and therefore the Company performed a step two analysis. After the step two analysis was completed, the Company determined the implied fair value of goodwill was greater than the carrying value on the Company&#146;s balance sheet and no goodwill impairment existed; however, no assurance can be given that the Company&#146;s goodwill will not be written down in future periods.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>An interim impairment test was not deemed necessary as of March 31, 2014, due to there not being a significant change in the reporting unit&#146;s assets and liabilities, the amount that the fair value of the reporting unit exceeded the carrying value as of the most recent valuation, and because the Company determined that, based on an analysis of events that have occurred and circumstances that have changed since the most recent valuation date, the likelihood that a current fair value determination would be less than the current carrying amount of the reporting unit is remote.</p><span></span></td>
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                <p>The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final.  May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock', window );">Fair Value, Option, Quantitative Disclosures</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:34.2pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:34.2pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:9.0pt'>&nbsp;</p> </td> <td width="71" colspan="2" valign="bottom" style='width:53.45pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="89" colspan="2" valign="bottom" style='width:66.6pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Quoted prices in active markets for identical assets</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="77" colspan="2" valign="bottom" style='width:57.95pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Other observable inputs</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="72" colspan="2" valign="bottom" style='width:53.85pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Significant unobservable inputs</b></p> </td> <td width="6" valign="bottom" style='width:4.4pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:9.0pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>March 31, 2014</b></p> </td> <td width="71" colspan="2" valign="bottom" style='width:53.45pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Carry Value</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;</b></p> </td> <td width="89" colspan="2" valign="bottom" style='width:66.6pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 1)</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;</b></p> </td> <td width="77" colspan="2" valign="bottom" style='width:57.95pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 2)</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;</b></p> </td> <td width="72" colspan="2" valign="bottom" style='width:53.85pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 3)</b></p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair Value</b></p> </td> </tr> <tr style='height:9.95pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:9.95pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'><b>Assets:</b></p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Cash </p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right'>68,577</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right'>68,577</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>68,577</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Certificates of deposit held for investment</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>36,925</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>37,176</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>37,176</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Investment securities available for sale</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,394</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,491</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,903</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,394</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Mortgage-backed securities held to maturity</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt'>101</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt'>104</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>104</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Mortgage-backed securities available for sale</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>78,575</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>78,575</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>78,575</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Loans receivable, net</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>520,937</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>480,454</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>480,454</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Loans held for sale</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>1,024</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,024</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,024</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Federal Home Loan Bank stock</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,744</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,744</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,744</p> </td> </tr> <tr style='height:5.85pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:5.85pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:5.85pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:5.85pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:5.85pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:5.85pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'><b>Liabilities:</b></p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Demand &#150; savings deposits</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>527,813</p> </td> <td width="13" valign="top" style='width:9.6pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>527,813</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>527,813</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Time deposits</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>162,253</p> </td> <td width="13" valign="top" style='width:9.6pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>162,020</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>162,020</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>Junior subordinated debentures</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>22,681</p> </td> <td width="13" valign="top" style='width:9.6pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>11,233</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>11,233</p> </td> </tr> <tr style='height:4.05pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:4.05pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>&nbsp;</b></p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:4.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;</b></p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:4.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:4.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;&nbsp;&nbsp;</b></p> </td> <td width="251" colspan="8" valign="bottom" style='width:188.0pt;padding:0;height:4.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:4.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.9pt;padding:0;height:4.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="top" style='width:40.15pt;padding:0;height:4.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:29.25pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:29.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="71" colspan="2" valign="bottom" style='width:53.45pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:29.25pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>&nbsp;</b></p> </td> <td width="89" colspan="2" valign="bottom" style='width:66.6pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Quoted prices in active markets for identical assets</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="77" colspan="2" valign="bottom" style='width:57.95pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Other observable inputs</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="72" colspan="2" valign="bottom" style='width:53.85pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Significant unobservable inputs</b></p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:9.0pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>March 31, 2013</b></p> </td> <td width="71" colspan="2" valign="bottom" style='width:53.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Carry Value</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;</b></p> </td> <td width="89" colspan="2" valign="bottom" style='width:66.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 1)</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;</b></p> </td> <td width="77" colspan="2" valign="bottom" style='width:57.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 2)</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;</b></p> </td> <td width="72" colspan="2" valign="bottom" style='width:53.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 3)</b></p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair Value</b></p> </td> </tr> <tr style='height:5.4pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:5.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="71" colspan="2" valign="bottom" style='width:53.45pt;border:none;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="89" colspan="2" valign="bottom" style='width:66.6pt;border:none;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="77" colspan="2" valign="bottom" style='width:57.95pt;border:none;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="72" colspan="2" valign="bottom" style='width:53.85pt;border:none;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;border:none;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:11.25pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'><b>Assets:</b></p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Cash </p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right'>115,415</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right'>115,415</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>115,415</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Certificates of deposit held for investment</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>44,635</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>45,078</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>45,078</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Investment securities available for sale</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,216</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,978</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,238</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,216</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Mortgage-backed securities held to maturity</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt'>125</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt'>129</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>129</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Mortgage-backed securities available for sale</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>431</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>431</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>431</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Loans receivable, net</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>520,369</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>495,312</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>495,312</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Loans held for sale</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>831</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>831</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>831</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Federal Home Loan Bank stock</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,154</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,154</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,154</p> </td> </tr> <tr style='height:10.35pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'><b>Liabilities:</b></p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Demand &#150; savings deposits</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>475,688</p> </td> <td width="13" valign="top" style='width:9.6pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>475,688</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>475,688</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Time deposits</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>188,118</p> </td> <td width="13" valign="top" style='width:9.6pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>189,289</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>189,289</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>Junior subordinated debentures</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>22,681</p> </td> <td width="13" valign="top" style='width:9.6pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,433</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,433</p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the application of the fair value option for measurement and reporting of eligible financial assets and liabilities (as defined), as well as certain other eligible items (as defined) included in the statement of financial position, whether such option is elected for a single eligible item or a group of similar eligible items and is in addition to other disclosures concerning fair value which the company may be required to provide.  Such disclosure might be expected to include: (1) for items included in the statement of financial position: (a) for each line item in the statement of financial position that includes an item or items for which the fair value option has been elected, provide the aggregate carrying amount of ineligible items included in each line item in the balance sheet, if any; (b) the difference between the aggregate fair value and the aggregate unpaid principal balance (assuming contractual principal amounts and fair value option elected) of: (i) loans and long-term receivables (other than securities otherwise reported at fair value) and (ii) long-term debt instruments; (c) for loans held as assets for which the fair value option has been elected: (i) the aggregate fair value of loans that are 90 days or more past due, (ii) if the policy is to recognize interest income separately from other changes in fair value, the aggregate fair value of loans in nonaccrual status, and (iii) the difference between the aggregate fair value and the aggregate unpaid principal balance for loans that are 90 days or more past due, in nonaccrual status, or both; (2) for items included in the income statement: (a) the amounts of gains and losses from fair value changes included in earnings and in which line in the income statement those gains and losses are reported whether or not combined with gains and losses from items required to be accounted for at fair value; (b) for loans and other receivables held as assets, the estimated amount of gains or losses included in earnings attributable to changes in instrument-specific credit risk; (c) for liabilities with fair values that have been significantly affected during the reporting period by changes in the instrument-specific credit risk, the estimated amount of gains and losses from fair value changes included in earnings that are attributable to changes in the instrument-specific credit risk; and (3) certain other disclosures as required or determined to be provided.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 32<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14217-108612<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 28<br><br> -Subparagraph (c)(2),(d),(e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14064-108612<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -Subparagraph (a),(c)(1),(d)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Fair Value Measurement: Schedule of Assets measured at fair value on a non-recurring basis (Tables)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_SchduleOfAssetsMeasuredAtFairValueOnANonRecurringBasis', window );">Schedule of Assets measured at fair value on a non-recurring basis</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:11.25pt'> <td width="423" valign="bottom" style='width:317.4pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>&nbsp;</b></p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;</b></p> </td> <td width="154" valign="bottom" style='width:1.6in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;&nbsp;&nbsp;</b></p> </td> <td width="182" colspan="8" valign="bottom" style='width:1.9in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair value measurements at using</b></p> </td> </tr> <tr style='height:40.1pt'> <td width="423" valign="bottom" style='width:317.4pt;padding:0;height:40.1pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="159" colspan="2" valign="bottom" style='width:119.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair Value</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:40.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;</b></p> </td> <td width="42" colspan="2" valign="bottom" style='width:31.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Quoted prices in active markets for identical assets (Level 1)</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:40.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;&nbsp;&nbsp;</b></p> </td> <td width="51" colspan="2" valign="bottom" style='width:38.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Other observable inputs</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 2)</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:40.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;&nbsp;&nbsp;</b></p> </td> <td width="64" colspan="2" valign="bottom" style='width:48.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:40.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Significant unobservable inputs</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 3)</b></p> </td> </tr> <tr style='height:4.1pt'> <td width="423" valign="bottom" style='width:317.4pt;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="154" valign="bottom" style='width:1.6in;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="30" valign="bottom" style='width:22.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="39" valign="bottom" style='width:29.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0;height:4.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.3pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:4.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:13.55pt'> <td width="423" valign="bottom" style='width:317.4pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="154" valign="bottom" style='width:1.6in;padding:0;height:13.55pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="30" valign="bottom" style='width:22.2pt;padding:0;height:13.55pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="39" valign="bottom" style='width:29.4pt;padding:0;height:13.55pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.3pt;padding:0;height:13.55pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:13.55pt'> <td width="423" valign="bottom" style='width:317.4pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>Loans measured for impairment</p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="154" valign="bottom" style='width:1.6in;padding:0;height:13.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,151</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="30" valign="bottom" style='width:22.2pt;padding:0;height:13.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="39" valign="bottom" style='width:29.4pt;padding:0;height:13.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;padding:0;height:13.55pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="52" valign="bottom" style='width:39.3pt;padding:0;height:13.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,151</p> </td> </tr> <tr style='height:.2in'> <td width="423" valign="bottom" style='width:317.4pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate owned</p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="154" valign="bottom" style='width:1.6in;padding:0;height:.2in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,206</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="30" valign="bottom" style='width:22.2pt;padding:0;height:.2in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="39" valign="bottom" style='width:29.4pt;padding:0;height:.2in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;padding:0;height:.2in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.3pt;padding:0;height:.2in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,206</p> </td> </tr> <tr style='height:12.4pt'> <td width="423" valign="bottom" style='width:317.4pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>Total nonrecurring assets measured at fair value</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="154" valign="bottom" style='width:1.6in;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,357</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="30" valign="bottom" style='width:22.2pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="39" valign="bottom" style='width:29.4pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="52" valign="bottom" style='width:39.3pt;border-top:solid black 1.0pt;border-left:none;border-bottom:double black 2.25pt;border-right:none;padding:0;height:12.4pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,357</p> </td> </tr> </table><span></span></td>
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                <p>Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ENKAC">
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                <p>Pre-modification amount of investment in financing receivables modified by troubled debt restructurings.</p>
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                <p>Number of financing receivables that have been modified by troubled debt restructurings within the previous 12 months and for which there was a payment default.</p>
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                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment related to financing receivables modified by troubled debt restructurings within the previous 12 months, for which there was a payment default.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 34<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953682-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td>duration</td>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EXIAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Junior Subordinated Debenture: Schedule of terms of the current Debentures (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Long-term Debt, Gross</a></td>
        <td class="nump">$ 22,681<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Riverview Bancorp Statutory Trust I</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DebtInstrumentDateOfIssuance', window );">Debt Instrument, date of issuance</a></td>
        <td class="text">12/2005<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Long-term Debt, Gross</a></td>
        <td class="nump">7,217<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateTerms', window );">Debt Instrument, Interest Rate Terms</a></td>
        <td class="text">Variable (1)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentageRateRangeMaximum', window );">Debt Instrument, Interest Rate, Stated Percentage Rate Range, Maximum</a></td>
        <td class="nump">5.88%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentageRateRangeMinimum', window );">Debt Instrument, Interest Rate, Stated Percentage Rate Range, Minimum</a></td>
        <td class="nump">1.59%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDateDescription', window );">Debt Instrument, Maturity Date, Description</a></td>
        <td class="text">3/2036<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Riverview Bancorp Statutory Trust II</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_DebtInstrumentDateOfIssuance', window );">Debt Instrument, date of issuance</a></td>
        <td class="text">06/2007<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentCarryingAmount', window );">Long-term Debt, Gross</a></td>
        <td class="nump">$ 15,464<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateTerms', window );">Debt Instrument, Interest Rate Terms</a></td>
        <td class="text">Variable (2)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentageRateRangeMaximum', window );">Debt Instrument, Interest Rate, Stated Percentage Rate Range, Maximum</a></td>
        <td class="nump">7.03%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentageRateRangeMinimum', window );">Debt Instrument, Interest Rate, Stated Percentage Rate Range, Minimum</a></td>
        <td class="nump">1.58%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentMaturityDateDescription', window );">Debt Instrument, Maturity Date, Description</a></td>
        <td class="text">9/2037<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of the date the debt instrument was issued.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of long-term debt before deduction of unamortized discount or premium. Includes, but is not limited to, notes payable, bonds payable, commercial loans, mortgage loans, convertible debt, subordinated debt and other types of debt, with initial maturities beyond one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 22<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentCarryingAmount</nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Maximum contractual interest rate for funds borrowed, under the debt agreement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 22<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.22(a)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Minimum contractual interest rate for funds borrowed, under the debt agreement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 22<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.22(a)(2))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of the interest rate as being fixed or variable, and, if variable, identification of the index or rate on which the interest rate is based and the number of points or percentage added to that index or rate to set the rate, and other pertinent information, such as frequency of rate resets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 22<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.22(a)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td>duration</td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of the maturity date of the debt instrument including whether the debt matures serially and, if so, a brief description of the serial maturities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 22<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.22(a)(2))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>117
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EWBAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Share (Details)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount', window );">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount</a></td>
        <td class="nump">439,000<span></span></td>
        <td class="nump">419,000<span></span></td>
        <td class="nump">454,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Antidilution<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505113<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Diluted Earnings Per Share<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510752<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Contingent Stock Agreement<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6508534<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><nobr>us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TextBlockAbstract</nobr></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EH4AG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Allowance for Loan Losses: Impaired Financing Receivables (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</a></td>
        <td class="nump">$ 24,371<span></span></td>
        <td class="nump">$ 23,270<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with Related Allowance, Recorded Investment</a></td>
        <td class="nump">1,579<span></span></td>
        <td class="nump">9,298<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">25,950<span></span></td>
        <td class="nump">32,568<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">29,271<span></span></td>
        <td class="nump">38,006<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired Financing Receivable, Related Allowance</a></td>
        <td class="nump">279<span></span></td>
        <td class="nump">719<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial business</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</a></td>
        <td class="nump">947<span></span></td>
        <td class="nump">679<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">947<span></span></td>
        <td class="nump">679<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">1,067<span></span></td>
        <td class="nump">944<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</a></td>
        <td class="nump">17,956<span></span></td>
        <td class="nump">12,011<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with Related Allowance, Recorded Investment</a></td>
        <td class="nump">166<span></span></td>
        <td class="nump">7,455<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">18,122<span></span></td>
        <td class="nump">19,466<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">20,601<span></span></td>
        <td class="nump">21,291<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired Financing Receivable, Related Allowance</a></td>
        <td class="nump">137<span></span></td>
        <td class="nump">536<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Land</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</a></td>
        <td class="nump">858<span></span></td>
        <td class="nump">3,469<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">858<span></span></td>
        <td class="nump">3,469<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">861<span></span></td>
        <td class="nump">4,359<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Multi-Family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</a></td>
        <td class="nump">2,014<span></span></td>
        <td class="nump">3,846<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">2,014<span></span></td>
        <td class="nump">3,846<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">2,103<span></span></td>
        <td class="nump">4,802<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</a></td>
        <td class="nump">2,596<span></span></td>
        <td class="nump">3,090<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with Related Allowance, Recorded Investment</a></td>
        <td class="nump">1,413<span></span></td>
        <td class="nump">1,843<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">4,009<span></span></td>
        <td class="nump">4,933<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="nump">4,639<span></span></td>
        <td class="nump">5,799<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Impaired Financing Receivable, Related Allowance</a></td>
        <td class="nump">142<span></span></td>
        <td class="nump">183<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate construction</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">175<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">175<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Impaired Financing Receivable, Unpaid Principal Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 811<span></span></td>
      </tr>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRecordedInvestment</nobr></td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance for credit losses related to recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRelatedAllowance</nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                <p>Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953550-111524<br><br><br><br></p>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EVRAE">
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          <div style="width: 200px;"><strong>Document and Entity Information (USD $)<br></strong></div>
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      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <th class="th">
          <div>May 31, 2014</div>
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        <th class="th">
          <div>Sep. 30, 2013</div>
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        <td class="text">10-K<span></span></td>
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        <td class="text">Mar. 31,
				 2014<span></span></td>
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        <td class="text">0001041368<span></span></td>
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                <p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p>
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                <p>End date of current fiscal year in the format --MM-DD.</p>
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                <p>No definition available.</p>
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                <p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p>
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                <p>No definition available.</p>
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                <p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p>
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                <p>No definition available.</p>
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                <p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other".</p>
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                <p>No definition available.</p>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCentralIndexKey</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                    <td>dei:centralIndexKeyItemType</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCurrentReportingStatus</nobr></td>
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                    <td>dei_</td>
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                    <td>dei:yesNoItemType</td>
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                    <td>na</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityFilerCategory</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>State aggregate market value of voting and non-voting common equity held by non-affiliates computed by reference to price at which the common equity was last sold, or average bid and asked price of such common equity, as of the last business day of registrant's most recently completed second fiscal quarter. The public float should be reported on the cover page of the registrants form 10K.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td>xbrli:monetaryItemType</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityRegistrantName</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:normalizedStringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityVoluntaryFilers">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityVoluntaryFilers</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>dei:yesNoItemType</td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityWellKnownSeasonedIssuer">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityWellKnownSeasonedIssuer</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>dei:yesNoItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_DocumentAndEntityInformationAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>xbrli:stringItemType</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>120
<FILENAME>R125.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EGCAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Premises and Equipment: Schedule of Future Minimum Lease Payments for Capital Leases (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent', window );">Operating Leases, Future Minimum Payments Due, Next Twelve Months</a></td>
        <td class="nump">$ 1,783<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths', window );">Capital Leases, Future Minimum Payments, Next Rolling Twelve Months</a></td>
        <td class="nump">251<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears', window );">Operating Leases, Future Minimum Payments, Due in Two Years</a></td>
        <td class="nump">1,595<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo', window );">Capital Leases, Future Minimum Payments, Due in Rolling Year Two</a></td>
        <td class="nump">251<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears', window );">Operating Leases, Future Minimum Payments, Due in Three Years</a></td>
        <td class="nump">1,569<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree', window );">Capital Leases, Future Minimum Payments, Due in Rolling Year Three</a></td>
        <td class="nump">251<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears', window );">Operating Leases, Future Minimum Payments, Due in Four Years</a></td>
        <td class="nump">1,441<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour', window );">Capital Leases, Future Minimum Payments, Due in Rolling Year Four</a></td>
        <td class="nump">251<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears', window );">Operating Leases, Future Minimum Payments, Due in Five Years</a></td>
        <td class="nump">1,054<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive', window );">Capital Leases, Future Minimum Payments, Due in Rolling Year Five</a></td>
        <td class="nump">251<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter', window );">Operating Leases, Future Minimum Payments, Due Thereafter</a></td>
        <td class="nump">2,295<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive', window );">Capital Leases, Future Minimum Payments, Due in Rolling after Year Five</a></td>
        <td class="nump">2,679<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDue', window );">Operating Leases, Future Minimum Payments Due</a></td>
        <td class="nump">9,737<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDue', window );">Capital Leases, Future Minimum Payments Due</a></td>
        <td class="nump">3,934<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments', window );">Capital Leases, Future Minimum Payments, Interest Included in Payments</a></td>
        <td class="num">(1,573)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments', window );">Capital Leases, Future Minimum Payments, Present Value of Net Minimum Payments</a></td>
        <td class="nump">$ 2,361<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of minimum lease payments for capital leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalLeasesFutureMinimumPaymentsDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of minimum lease payments maturing after the fifth rolling twelve months following the latest balance sheet presented for capital leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingAfterYearFive</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of minimum lease payments maturing in the fifth rolling twelve months following the latest balance sheet presented for capital leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFive</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of minimum lease payments maturing in the fourth rolling twelve months following the latest balance sheet presented for capital leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearFour</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of minimum lease payments maturing in the third rolling twelve months following the latest balance sheet presented for capital leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearThree</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of minimum lease payments maturing in the second rolling twelve months following the latest balance sheet presented for capital leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalLeasesFutureMinimumPaymentsDueInRollingYearTwo</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount necessary to reduce net minimum lease payments to present value for capital leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalLeasesFutureMinimumPaymentsInterestIncludedInPayments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of minimum lease payments maturing in the next rolling twelve months following the latest balance sheet presented for capital leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalLeasesFutureMinimumPaymentsNextRollingTwelveMonths</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Present value of minimum lease payments for capital leases net of executory costs, including amounts paid by the lessee to the lessor for insurance, maintenance and taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalLeasesFutureMinimumPaymentsPresentValueOfNetMinimumPayments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments for leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing in the next fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing in the fifth fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing in the forth fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of required minimum rental payments maturing in the third fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
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                <p>Amount of required minimum rental payments maturing in the second fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 40<br><br> -Subparagraph (Note 3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
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                <p>Amount of required minimum rental payments maturing after the fifth fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Deposit Accounts<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in'><b>10.&nbsp;&nbsp; </b><b>DEPOSIT ACCOUNTS</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Deposit accounts consisted of the following (dollars in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="180" valign="bottom" style='width:135.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>Account Type</u></b></p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt'><b>Weighted Average Rate </b><b><sup>(1)</sup></b></p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>March 31, 2014</b></p> </td> <td width="17" valign="bottom" style='width:12.9pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt'><b>Weighted Average Rate </b><b><sup>(1)</sup></b></p> </td> <td width="14" valign="top" style='width:10.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.9pt;text-align:center'><b>March 31, 2013</b></p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:7.65pt'> <td width="180" valign="bottom" style='width:135.0pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt'>Non-interest-bearing</p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.00</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>%</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>128,635</p> </td> <td width="17" valign="bottom" style='width:12.9pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.00</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>%</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="61" valign="bottom" style='width:45.7pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>112,527</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:10.35pt'> <td width="180" valign="bottom" style='width:135.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>Interest checking</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.07</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>104,543</p> </td> <td width="17" valign="bottom" style='width:12.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.11</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.7pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>91,754</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:10.35pt'> <td width="180" valign="bottom" style='width:135.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>Money market</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.12</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>227,933</p> </td> <td width="17" valign="bottom" style='width:12.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.22</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.7pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>217,091</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:10.35pt'> <td width="180" valign="bottom" style='width:135.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>Savings accounts</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.10</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>66,702</p> </td> <td width="17" valign="bottom" style='width:12.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.15</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.7pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>54,316</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:10.35pt'> <td width="180" valign="bottom" style='width:135.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>Certificates of deposit</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.67</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>162,253</p> </td> <td width="17" valign="bottom" style='width:12.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.82</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>188,118</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="180" valign="bottom" style='width:135.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>Total</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.22</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>%</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>690,066</p> </td> <td width="17" valign="top" style='width:12.9pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>0.33</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>%</p> </td> <td width="14" valign="top" style='width:10.15pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="61" valign="bottom" style='width:45.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>663,806</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="180" valign="bottom" style='width:135.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="17" valign="top" style='width:12.9pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.15pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.7pt;border:none;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="331" colspan="6" valign="bottom" style='width:248.1pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.8pt'><sup>(1)</sup>&nbsp;The weighted average rate is based on interest rates at the end of the year</p> </td> <td width="17" valign="top" style='width:12.9pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.15pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.7pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="1" valign="top" style='width:1.0pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.6pt;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin-top:0in;margin-right:-.1in;margin-bottom:0in;margin-left:.45in;margin-bottom:.0001pt;margin-left:16.55pt'>Certificates of deposit in amounts of $100,000 or more totaled $90.2 million and $108.0 million at March 31, 2014 and 2013, respectively.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Interest expense by deposit type was as follows (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="216" colspan="8" valign="bottom" style='width:2.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31,</b></p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" colspan="3" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Interest checking</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>102</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>135</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>281</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Money market</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>477</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>602</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,049</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Savings accounts</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>87</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>92</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>124</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Certificate of deposit</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,307</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,838</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,903</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Total</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,973</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,667</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,357</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" style='border:none'></td> <td width="12" style='border:none'></td> <td width="54" style='border:none'></td> <td width="12" style='border:none'></td> <td width="12" style='border:none'></td> <td width="54" style='border:none'></td> <td width="12" style='border:none'></td> <td width="12" style='border:none'></td> <td width="48" style='border:none'></td> <td width="0" style='border:none'></td> <td width="12" style='border:none'></td> </tr> </table> <span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DisclosureTextBlockAbstract</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Income Taxes: Schedule of Deferred Tax Assets and Liabilities (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr style='height:8.1pt'> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.5pt;border:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b>Deferred tax assets:</b></p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Deferred compensation</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>105</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>120</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Loan loss reserve</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'><font lang="FR">4,560</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'><font lang="FR">5,635</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Accrued expenses</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>203</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>221</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Accumulated depreciation</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>736</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>817</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Deferred gain on sale</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>532</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>327</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Net operating loss carryforwards</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,191</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,079</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Net unrealized loss on securities available for sale</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>332</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>522</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Impairment on investment security</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>150</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>233</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>REO expense</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,681</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,889</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Non-compete agreement</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>80</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>93</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Other</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>465</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>395</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Valuation allowance for deferred tax assets</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(16,181</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.25in'>Total deferred tax asset</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>17,035</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,150</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&#160;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b>Deferred tax liabilities:</b></p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>FHLB stock dividend</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(975</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,035</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Purchase accounting</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(9</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(23</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Prepaid expense</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(161</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(175</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Loan fees/costs</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(454</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(395</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Other</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.25in'>Total deferred tax liability</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,602</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,628</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Deferred tax asset, net</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,433</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>522</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br></p>
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                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
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          <div style="width: 200px;"><strong>Fair Value Measurement: Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock', window );">Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation</a></td>
        <td class="text"><!--egx--><p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:22.05pt'> <td width="252" valign="bottom" style='width:189.0pt;padding:0;height:22.05pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:22.05pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:22.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>For the Year Ended March 31, 2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:22.05pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:22.05pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:22.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>For the Year Ended March 31, 2013</b></p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0;height:22.05pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="252" valign="bottom" style='width:189.0pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="252" valign="bottom" style='width:189.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Beginning balance</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>$</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,238</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>$</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,166</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="252" valign="bottom" style='width:189.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:9.0pt;text-align:justify'>Transfers in to Level 3</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="252" valign="bottom" style='width:189.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:9.0pt;text-align:justify'>Included in earnings<sup> (1)</sup></p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="252" valign="bottom" style='width:189.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:9.0pt;text-align:justify'>Included in other comprehensive income</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>665</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>72</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="252" valign="bottom" style='width:189.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Ending balance</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>$</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,903</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>$</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,238</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr style='height:.1in'> <td width="252" valign="bottom" style='width:189.0pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;padding:0;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;border:none;padding:0;height:.1in'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0;height:.1in'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="252" valign="bottom" style='width:189.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'><sup>(1) </sup>Included in other non-interest income</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="252" valign="bottom" style='width:189.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.75in;text-align:justify'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="102" valign="bottom" style='width:76.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19279-110258<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19207-110258<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EW1BG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF INCOME (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="4">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>INTEREST INCOME:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest and fees on loans receivable</a></td>
        <td class="nump">$ 25,423<span></span></td>
        <td class="nump">$ 32,041<span></span></td>
        <td class="nump">$ 38,894<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxable', window );">Interest on investment securities-taxable</a></td>
        <td class="nump">271<span></span></td>
        <td class="nump">276<span></span></td>
        <td class="nump">145<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxExempt', window );">Interest on investment securities-non taxable</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">16<span></span></td>
        <td class="nump">42<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesMortgageBacked', window );">Interest on mortgage-backed securities</a></td>
        <td class="nump">424<span></span></td>
        <td class="nump">25<span></span></td>
        <td class="nump">51<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherInterestAndDividendIncome', window );">Other interest and dividends</a></td>
        <td class="nump">686<span></span></td>
        <td class="nump">574<span></span></td>
        <td class="nump">400<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest and dividend income</a></td>
        <td class="nump">26,804<span></span></td>
        <td class="nump">32,932<span></span></td>
        <td class="nump">39,532<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>INTEREST EXPENSE:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Interest on deposits</a></td>
        <td class="nump">1,973<span></span></td>
        <td class="nump">2,667<span></span></td>
        <td class="nump">4,357<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseBorrowings', window );">Interest on borrowings</a></td>
        <td class="nump">595<span></span></td>
        <td class="nump">818<span></span></td>
        <td class="nump">1,508<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
        <td class="nump">2,568<span></span></td>
        <td class="nump">3,485<span></span></td>
        <td class="nump">5,865<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
        <td class="nump">24,236<span></span></td>
        <td class="nump">29,447<span></span></td>
        <td class="nump">33,667<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Less provision for (recapture of) loan losses</a></td>
        <td class="num">(3,700)<span></span></td>
        <td class="nump">900<span></span></td>
        <td class="nump">29,350<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net interest income after provision for (recapture of) loan losses</a></td>
        <td class="nump">27,936<span></span></td>
        <td class="nump">28,547<span></span></td>
        <td class="nump">4,317<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>NON-INTEREST INCOME:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDepositorAccounts', window );">Fees and service charges</a></td>
        <td class="nump">4,258<span></span></td>
        <td class="nump">4,695<span></span></td>
        <td class="nump">3,996<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetManagementFees', window );">Asset management fees</a></td>
        <td class="nump">2,630<span></span></td>
        <td class="nump">2,172<span></span></td>
        <td class="nump">2,367<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSalesOfLoansNet', window );">Net gain on sale of loans held for sale</a></td>
        <td class="nump">667<span></span></td>
        <td class="nump">1,386<span></span></td>
        <td class="nump">160<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Bank owned life insurance income</a></td>
        <td class="nump">553<span></span></td>
        <td class="nump">585<span></span></td>
        <td class="nump">601<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOtherOperatingIncome', window );">Other non-interest income</a></td>
        <td class="nump">259<span></span></td>
        <td class="nump">35<span></span></td>
        <td class="num">(297)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total non-interest income</a></td>
        <td class="nump">8,367<span></span></td>
        <td class="nump">8,873<span></span></td>
        <td class="nump">6,827<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>NON-INTEREST EXPENSE:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
        <td class="nump">15,755<span></span></td>
        <td class="nump">15,325<span></span></td>
        <td class="nump">15,889<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy and depreciation</a></td>
        <td class="nump">4,811<span></span></td>
        <td class="nump">4,970<span></span></td>
        <td class="nump">4,793<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InformationTechnologyAndDataProcessing', window );">Data processing</a></td>
        <td class="nump">2,058<span></span></td>
        <td class="nump">1,420<span></span></td>
        <td class="nump">1,421<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of core deposit intangible</a></td>
        <td class="nump">40<span></span></td>
        <td class="nump">71<span></span></td>
        <td class="nump">82<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketingAndAdvertisingExpense', window );">Advertising and marketing expense</a></td>
        <td class="nump">726<span></span></td>
        <td class="nump">834<span></span></td>
        <td class="nump">998<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">FDIC insurance premium</a></td>
        <td class="nump">1,487<span></span></td>
        <td class="nump">1,532<span></span></td>
        <td class="nump">1,136<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExciseAndSalesTaxes', window );">State and local taxes</a></td>
        <td class="nump">462<span></span></td>
        <td class="nump">547<span></span></td>
        <td class="nump">549<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommunicationsAndInformationTechnology', window );">Telecommunications</a></td>
        <td class="nump">304<span></span></td>
        <td class="nump">384<span></span></td>
        <td class="nump">434<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional fees</a></td>
        <td class="nump">1,290<span></span></td>
        <td class="nump">1,456<span></span></td>
        <td class="nump">1,254<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ForeclosedRealEstateExpense', window );">Real estate owned expenses</a></td>
        <td class="nump">2,765<span></span></td>
        <td class="nump">5,781<span></span></td>
        <td class="nump">5,097<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other non-interest expense</a></td>
        <td class="nump">2,263<span></span></td>
        <td class="nump">2,438<span></span></td>
        <td class="nump">2,770<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total non-interest expense</a></td>
        <td class="nump">31,961<span></span></td>
        <td class="nump">34,758<span></span></td>
        <td class="nump">34,423<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic', window );">Income (loss) before income taxes</a></td>
        <td class="nump">4,342<span></span></td>
        <td class="nump">2,662<span></span></td>
        <td class="num">(23,279)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Provision (Benefit) for income taxes</a></td>
        <td class="num">(15,081)<span></span></td>
        <td class="nump">29<span></span></td>
        <td class="nump">8,378<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income (Loss)</a></td>
        <td class="nump">$ 19,423<span></span></td>
        <td class="nump">$ 2,633<span></span></td>
        <td class="num">$ (31,657)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings (loss) per common share:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings</a></td>
        <td class="nump">$ 0.87<span></span></td>
        <td class="nump">$ 0.12<span></span></td>
        <td class="num">$ (1.42)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings</a></td>
        <td class="nump">$ 0.87<span></span></td>
        <td class="nump">$ 0.12<span></span></td>
        <td class="num">$ (1.42)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract', window );"><strong>Weighted average number of shares outstanding:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted average number of shares outstanding, Basic</a></td>
        <td class="nump">22,367,174<span></span></td>
        <td class="nump">22,342,541<span></span></td>
        <td class="nump">22,317,933<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted average number of shares outstanding, Diluted</a></td>
        <td class="nump">22,369,175<span></span></td>
        <td class="nump">22,342,541<span></span></td>
        <td class="nump">22,317,933<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">For the year ended March 31, 2012 the Company recognized a net loss and therefore all outstanding stock options were excluded from the calculation of diluted earnings per share because they were antidilutive.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26713463&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetManagementFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Revenue recognized in the period for (1) performance (incentive) fees based on the investment results achieved for management of certain institutional accounts and hedge funds, (2) schedule-based fees earned for management of mutual funds and closed-end funds, based either on average daily net assets or on a combination of the average daily net assets and gross income, and (3) other investment management and advisory fees.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetManagementFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsuranceIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommunicationsAndInformationTechnology">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expense in the period for communications and data processing expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommunicationsAndInformationTechnology</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExciseAndSalesTaxes">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of excise and sales taxes included in sales and revenues, which are then deducted as a cost of sales. Includes excise taxes, which are applied to specific types of transactions or items (such as gasoline or alcohol); and sales, use and value added taxes, which are applied to a broad class of revenue-producing transactions involving a wide range of goods and services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 605<br><br> -SubTopic 45<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6408196&amp;loc=d3e61097-111654<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ExciseAndSalesTaxes</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalDepositInsuranceCorporationPremiumExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDepositorAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13 (d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsDepositorAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ForeclosedRealEstateExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense recognized during the period for the foreclosure on real estate assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ForeclosedRealEstateExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSalesOfLoansNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSalesOfLoansNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of earnings or loss from continuing operations before income taxes that is attributable to domestic operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationTechnologyAndDataProcessing">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expenses incurred in the period for information technology and data processing products and services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InformationTechnologyAndDataProcessing</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1-5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1, 2 , 3, 4, 5<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperating</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperatingAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperatingAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndFeeIncomeLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the cost of borrowed funds accounted for as interest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 9<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of interest expense on all borrowings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.7,8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of interest expense on all deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of operating interest income (expense).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesMortgageBacked">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of operating interest income, including amortization and accretion of premiums and discounts, on securitized, pass-through debt securities collateralized by real estate mortgage loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Mortgage-Backed Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517959<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeSecuritiesMortgageBacked</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities subject to state, federal and other income tax.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeSecuritiesTaxable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxExempt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities exempt from state, federal and other income tax.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeSecuritiesTaxExempt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LaborAndRelatedExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketingAndAdvertisingExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total expense recognized in the period for promotion, public relations, and brand or product advertising.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketingAndAdvertisingExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 14<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpenseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOtherOperatingIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents other forms of revenue earned, excluding interest, which is not otherwise specified in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeOtherOperatingIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OccupancyNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherInterestAndDividendIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes all other interest income, net of discount accretion and premium amortization, and dividend income. It may include dividend income from equity securities that do not have readily determinable fair values that are reportable in Other Assets, and interest income on interest-only strips receivable (not in the form of a security) that are included in Other Assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 4<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherInterestAndDividendIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherNoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section 45<br><br> -Paragraph 3<br><br> -Subparagraph (k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488370&amp;loc=d3e13550-115849<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProfessionalFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense related to estimated loss from loan and lease transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
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                    <td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br></p>
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                    <td><nobr>us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract</nobr></td>
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                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Mortgage-backed Securities<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
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          <div>Mar. 31, 2014</div>
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      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageBackedSecurities', window );">Mortgage-backed Securities</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in'><b>4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </b><b>MORTGAGE-BACKED SECURITIES</b></p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>Mortgage-backed securities held to maturity consisted of the following (in thousands):</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="216" valign="bottom" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="12" valign="bottom" style='width:8.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt'><b>Amortized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt'><b>Cost</b></p> </td> <td width="16" valign="top" style='width:11.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="top" style='width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>Gross Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>Gains</b></p> </td> <td width="14" valign="top" style='width:10.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Gross Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt'><b>Losses</b></p> </td> <td width="16" valign="top" style='width:12.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="top" style='width:46.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Estimated</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="16" valign="top" style='width:11.8pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.45pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:.9pt'>&nbsp;</p> </td> <td width="16" valign="bottom" style='width:12.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.45pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.1pt;text-align:right;text-indent:.1pt'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>Mortgage-backed securities <sup>(1)</sup></p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>101</p> </td> <td width="16" valign="top" style='width:11.8pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="59" valign="bottom" style='width:43.9pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3</p> </td> <td width="14" valign="top" style='width:10.45pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="16" valign="bottom" style='width:12.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.45pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>104</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.3pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:12.3pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:12.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.35pt;padding:0;height:12.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="16" valign="top" style='width:11.8pt;padding:0;height:12.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:12.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="top" style='width:43.9pt;padding:0;height:12.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.45pt;padding:0;height:12.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-indent:.9pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;padding:0;height:12.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.3pt;padding:0;height:12.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-indent:.9pt'>&nbsp;</p> </td> <td width="16" valign="top" style='width:12.0pt;padding:0;height:12.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:12.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="62" valign="top" style='width:46.45pt;padding:0;height:12.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0;height:12.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:7.65pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2013</u></b></p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt'>&nbsp;</p> </td> <td width="16" valign="top" style='width:11.8pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.2pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="top" style='width:43.9pt;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.45pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.6pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.3pt;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt'>&nbsp;</p> </td> <td width="16" valign="top" style='width:12.0pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:5.7pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="top" style='width:46.45pt;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>Mortgage-backed securities <sup>(1)</sup></p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>125</p> </td> <td width="16" valign="top" style='width:11.8pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="59" valign="bottom" style='width:43.9pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4</p> </td> <td width="14" valign="top" style='width:10.45pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="16" valign="bottom" style='width:12.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.45pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>129</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:1.8pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:1.8pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:1.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:1.8pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="16" valign="top" style='width:11.8pt;padding:0;height:1.8pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:1.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;padding:0;height:1.8pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.45pt;padding:0;height:1.8pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;padding:0;height:1.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:1.8pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="16" valign="bottom" style='width:12.0pt;padding:0;height:1.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:1.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.45pt;padding:0;height:1.8pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0;height:1.8pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="543" colspan="13" valign="bottom" style='width:406.9pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt'><sup>(1)</sup> Comprised of&#160; Federal National Mortgage Association (&#147;FNMA&#148;) and FHLMC</p> </td> </tr> </table> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>The contractual maturities of mortgage-backed securities held to maturity are as follows (in thousands):</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:18.9pt;border-collapse:collapse'> <tr align="left"> <td width="341" valign="bottom" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right;text-indent:.7pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:.7pt'><b>Amortized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Cost</b></p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Estimated</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair Value</b></p> </td> </tr> <tr align="left"> <td width="341" valign="bottom" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due in one year or less</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="60" valign="top" style='width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due after one year through five years</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due after five years through ten years</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>81</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>82</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due after ten years</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21</p> </td> </tr> <tr style='height:8.55pt'> <td width="341" valign="top" style='width:3.55in;padding:0;height:8.55pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>Total</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>101</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>104</p> </td> </tr> </table> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>Mortgage-backed securities held to maturity with an amortized cost of $36,000 and $53,000 and a fair value of $37,000 and $55,000 at March 31, 2014 and 2013, respectively, were pledged as collateral for governmental public funds.</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>Mortgage-backed securities available for sale consisted of the following (in thousands):</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="358" valign="bottom" style='width:268.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="50" valign="bottom" style='width:37.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt'><b>Amortized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt'><b>Cost</b></p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>Gross Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>Gains</b></p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Gross Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt'><b>Losses</b></p> </td> <td width="4" valign="bottom" style='width:3.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Estimated</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:7.65pt'> <td width="358" valign="bottom" style='width:268.8pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="50" valign="bottom" style='width:37.4pt;border:none;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt'>&nbsp;</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.5pt;border:none;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'>&nbsp;</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.0pt;border:none;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="4" valign="bottom" style='width:3.0pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:7.65pt'> <td width="358" valign="bottom" style='width:268.8pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate mortgage investment conduits <sup>(1)</sup></p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="50" valign="bottom" style='width:37.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>7,218</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="51" valign="bottom" style='width:38.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="52" valign="bottom" style='width:39.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:.9pt'>(77</p> </td> <td width="4" valign="bottom" style='width:3.0pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>)</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.1pt;text-align:right;text-indent:.1pt'>7,150</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:10.35pt'> <td width="358" valign="bottom" style='width:268.8pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>Mortgage-backed securities <sup>(2)</sup></p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="50" valign="bottom" style='width:37.4pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>65,858</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.5pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>102</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.7pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.9pt;text-align:right;text-indent:.7pt'>(547</p> </td> <td width="4" valign="bottom" style='width:3.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>65,413</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:10.35pt'> <td width="358" valign="bottom" style='width:268.8pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>Other mortgage-backed securities <sup>(3)</sup></p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="50" valign="bottom" style='width:37.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>6,007</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>18</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(13</p> </td> <td width="4" valign="bottom" style='width:3.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>)</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,012</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="358" valign="bottom" style='width:268.8pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>Total</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="50" valign="bottom" style='width:37.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>79,083</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="51" valign="bottom" style='width:38.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>129</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="52" valign="bottom" style='width:39.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(637</p> </td> <td width="4" valign="bottom" style='width:3.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>)</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>78,575</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:17.85pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:17.85pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2013</u></b></p> </td> <td width="12" valign="bottom" style='width:8.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt'><b>Amortized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt'><b>Cost</b></p> </td> <td width="16" valign="bottom" style='width:11.8pt;padding:0;height:17.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>Gross Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>Gains</b></p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0;height:17.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Gross Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt'><b>Losses</b></p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:17.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Estimated</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td width="4" valign="bottom" style='width:2.95pt;padding:0;height:17.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:7.65pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate mortgage investment conduits</p> </td> <td width="12" valign="bottom" style='width:8.65pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>230</p> </td> <td width="16" valign="bottom" style='width:11.8pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.3pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:.9pt'>-</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="58" valign="bottom" style='width:43.8pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.1pt;text-align:right;text-indent:.1pt'>237</p> </td> <td width="4" valign="bottom" style='width:2.95pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:10.35pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>Mortgage-backed securities <sup>(4)</sup></p> </td> <td width="12" valign="bottom" style='width:8.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>186</p> </td> <td width="16" valign="bottom" style='width:11.8pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>194</p> </td> <td width="4" valign="bottom" style='width:2.95pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>Total</p> </td> <td width="12" valign="bottom" style='width:8.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>416</p> </td> <td width="16" valign="bottom" style='width:11.8pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="58" valign="bottom" style='width:43.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>431</p> </td> <td width="4" valign="bottom" style='width:2.95pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:6.6pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:6.6pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.65pt;border:none;padding:0;height:6.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;padding:0;height:6.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="16" valign="bottom" style='width:11.8pt;padding:0;height:6.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;padding:0;height:6.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;padding:0;height:6.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0;height:6.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;border:none;padding:0;height:6.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;border:none;padding:0;height:6.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:6.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;padding:0;height:6.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.8pt;border:none;padding:0;height:6.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="4" valign="bottom" style='width:2.95pt;padding:0;height:6.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="538" colspan="13" valign="bottom" style='width:403.8pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt'><sup>(1)</sup> &#160;Comprised of&#160; FHLMC and FNMA</p> </td> </tr> <tr style='height:8.1pt'> <td width="538" colspan="13" valign="bottom" style='width:403.8pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt'><sup>(2)</sup> Comprised of&#160; FHLMC, FNMA and Ginnie Mae (&#147;GNMA&#148;)</p> </td> </tr> <tr style='height:8.1pt'> <td width="538" colspan="13" valign="bottom" style='width:403.8pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt'><sup>(3)</sup> Comprised of U.S. Small Business Administration (&#147;SBA&#148;) and Commercial Real Estate (&#147;CRE&#148;)</p> </td> </tr> <tr style='height:8.1pt'> <td width="538" colspan="13" valign="bottom" style='width:403.8pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt'><sup>(4)</sup> Comprised of&#160; FHLMC and FNMA</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt'>The contractual maturities of mortgage-backed securities available for sale are as follows (in thousands):</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:18.9pt;border-collapse:collapse'> <tr align="left"> <td width="341" valign="bottom" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right;text-indent:.7pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center;text-indent:.7pt'><b>Amortized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Cost</b></p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Estimated</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair Value</b></p> </td> </tr> <tr align="left"> <td width="341" valign="bottom" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due in one year or less</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="60" valign="top" style='width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due after one year through five years</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>26</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>27</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due after five years through ten years</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>11,100</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>11,145</p> </td> </tr> <tr align="left"> <td width="341" valign="top" style='width:3.55in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due after ten years</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>67,953</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>67,399</p> </td> </tr> <tr style='height:8.55pt'> <td width="341" valign="top" style='width:3.55in;padding:0;height:8.55pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>Total</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>79,083</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.55pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>78,575</p> </td> </tr> </table> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify'>The fair value of temporarily impaired securities, the amount of unrealized losses and the length of time these unrealized losses existed are as follows (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr align="left"> <td width="192" valign="top" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td width="133" colspan="5" valign="top" style='width:100.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Less than 12 months</b></p> </td> <td width="11" valign="top" style='width:8.25pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> <td width="136" colspan="5" valign="top" style='width:102.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'><b>&#160; 12 months or longer</b></p> </td> <td width="9" valign="top" style='width:6.8pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'>&nbsp;</p> </td> <td width="131" colspan="5" valign="bottom" style='width:98.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'><b>&#160; Total</b></p> </td> <td width="6" valign="top" style='width:4.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="192" valign="top" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-20.7pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center'><b>Value</b></p> </td> <td width="10" valign="bottom" style='width:7.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:-.55pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td width="12" valign="bottom" style='width:8.7pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-4.95pt;margin-bottom:.0001pt;text-align:center;text-indent:1.8pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:2.25pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center;text-indent:-4.5pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="192" valign="bottom" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="9" valign="top" style='width:6.8pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="192" valign="top" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'><b><u>March 31, 2014</u></b></p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="9" valign="top" style='width:6.8pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="192" valign="top" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="192" valign="bottom" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate mortgage investment conduits</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>4,996</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(77</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>4,996</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(77</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="192" valign="bottom" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Mortgage-backed securities <sup>(1)</sup></p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>49,177</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(547</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>49,177</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(547</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="192" valign="bottom" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Other mortgage-backed securities <sup>(2)</sup></p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>1,526</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(13</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>1,526</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(13</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="192" valign="top" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>Total</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>55,699</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(637</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>55,699</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(637</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="192" valign="top" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="192" valign="bottom" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'><sup>(1)</sup> Comprised of&#160; FHLMC and FNMA</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="192" valign="bottom" style='width:2.0in;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'><sup>(2)</sup> Comprised of SBA</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="53" valign="bottom" style='width:39.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.7pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="55" valign="bottom" style='width:41.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify'>There were no mortgage-backed securities that were temporarily impaired at March 31, 2013.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify'>The unrealized losses on the above mortgage-backed securities were primarily attributable to increases in market interest rates subsequent to their purchase by the Company. The Company expects the fair value of the mortgage-backed securities to recover as the mortgage-backed securities approach their maturity dates or sooner if market yields for such securities decline. The Company does not believe that the mortgage-backed securities are impaired because of their credit quality or related to any issuer or industry specific event. Based on management&#146;s evaluation and intent, the unrealized losses related to the mortgage-backed securities in this table are considered temporary.</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:16.55pt;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:16.55pt;margin-bottom:.0001pt;text-align:justify'>Expected maturities of mortgage-backed securities held to maturity and available for sale will differ from contractual maturities because borrowers may have the right to prepay obligations with or without prepayment penalties.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:16.55pt;margin-bottom:.0001pt;text-align:justify'>Mortgage-backed securities available for sale with an amortized cost of $1.7 million and $416,000 and a fair value of $1.7 million and $431,000 at March 31, 2014 and 2013, respectively, were pledged as collateral for government public funds held by the Bank.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The complete disclosure on (collateralized) mortgage-backed securities.</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Investment Securities<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in'><b>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </b><b>INVESTMENT SECURITIES</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:16.55pt;margin-bottom:.0001pt;text-align:justify'>The amortized cost and approximate fair value of investment securities available for sale consisted of the following (in thousands):</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:16.55pt;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:22.5pt;border-collapse:collapse'> <tr align="left"> <td width="163" valign="bottom" style='width:1.7in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="65" colspan="2" valign="bottom" style='width:48.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Amortized Cost</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" colspan="2" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Gross Unrealized Gains</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="60" colspan="2" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Gross Unrealized Losses</b></p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="61" colspan="2" valign="bottom" style='width:46.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Estimated Fair Value</b></p> </td> </tr> <tr align="left"> <td width="163" valign="bottom" style='width:1.7in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:10.1pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="163" valign="bottom" style='width:1.7in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="11" valign="bottom" style='width:8.1pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:10.1pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:9.9pt'> <td width="163" valign="bottom" style='width:1.7in;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt'>Trust preferred</p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,919</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(16</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>)</p> </td> <td width="13" valign="bottom" style='width:10.1pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,903</p> </td> </tr> <tr style='height:11.25pt'> <td width="163" valign="bottom" style='width:1.7in;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>Agency securities</p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,947</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(462</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>)</p> </td> <td width="13" valign="bottom" style='width:10.1pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,491</p> </td> </tr> <tr style='height:9.0pt'> <td width="163" valign="bottom" style='width:1.7in;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>Total</p> </td> <td width="11" valign="bottom" style='width:8.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,866</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(478</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>)</p> </td> <td width="13" valign="bottom" style='width:10.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,394</p> </td> </tr> <tr align="left"> <td width="163" valign="bottom" style='width:1.7in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:10.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:9.9pt'> <td width="163" valign="bottom" style='width:1.7in;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2013</u></b></p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:10.1pt;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.9pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:9.0pt'> <td width="163" valign="bottom" style='width:1.7in;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>Trust preferred</p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,766</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,528</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>)</p> </td> <td width="13" valign="bottom" style='width:10.1pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,238</p> </td> </tr> <tr style='height:10.3pt'> <td width="163" valign="bottom" style='width:1.7in;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt'>Agency securities</p> </td> <td width="11" valign="bottom" style='width:8.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,000</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.1in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(22</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>)</p> </td> <td width="13" valign="bottom" style='width:10.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,978</p> </td> </tr> <tr style='height:10.3pt'> <td width="163" valign="bottom" style='width:1.7in;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>Total</p> </td> <td width="11" valign="bottom" style='width:8.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,766</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,550</p> </td> <td width="18" valign="bottom" style='width:13.5pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>)</p> </td> <td width="13" valign="bottom" style='width:10.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:10.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,216</p> </td> </tr> </table> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>The contractual maturities of investment securities available for sale are as follows (in thousands):</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:22.5pt;border-collapse:collapse'> <tr align="left"> <td width="558" valign="bottom" style='width:418.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Amortized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Cost</b></p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Estimated</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair Value</b></p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="558" valign="bottom" style='width:418.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="558" valign="bottom" style='width:418.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due in one year or less</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="51" valign="bottom" style='width:38.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="558" valign="bottom" style='width:418.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Due after one year through five years</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14,438</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14,099</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:11.25pt'> <td width="558" valign="bottom" style='width:418.8pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>Due after five years through ten years</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.4pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,509</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,392</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:11.25pt'> <td width="558" valign="bottom" style='width:418.8pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>Due after ten years</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,919</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,903</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:9.0pt'> <td width="558" valign="bottom" style='width:418.8pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:12.6pt'>Total</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="51" valign="bottom" style='width:38.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,866</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,394</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:9.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.25in;margin-bottom:0in;margin-left:16.55pt;margin-bottom:.0001pt'>The fair value of temporarily impaired securities, the amount of unrealized losses and the length of time these unrealized losses existed are as follows at the dates indicated (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Less than 12 months</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'><b>&#160; 12 months or longer</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'><b>&#160; Total</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'><b><u>March 31, 2014</u></b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center'><b>Value</b></p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:-.55pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-4.95pt;margin-bottom:.0001pt;text-align:center;text-indent:1.8pt'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:2.25pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center;text-indent:-4.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:3.0pt'> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>Trust preferred</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>1,903</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(16</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>1,903</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>(16</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr style='height:6.5pt'> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>Agency securities</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>17,985</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(462</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>17,985</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>(462</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>Total</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>19,888</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(478</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>19,888</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>(478</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Less than 12 months</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'><b>&#160; 12 months or longer</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'><b>&#160; Total</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.35in;text-align:center;text-indent:-19.35pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'><b><u>March 31, 2013</u></b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:1.05pt;text-align:center'><b>Value</b></p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:-.55pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-1.8pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-4.95pt;margin-bottom:.0001pt;text-align:center;text-indent:1.8pt'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:2.25pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center;text-indent:-4.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Losses</b></p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr style='height:3.0pt'> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.05pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:3.0pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>Trust preferred</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>1,238</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>(1,528</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>1,238</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>(1,528</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr style='height:6.5pt'> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>Agency securities</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>4,978</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(22</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>-</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>4,978</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:6.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>(22</p> </td> <td valign="bottom" style='border:none;padding:0;height:6.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-17.1pt'>Total</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>4,978</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right;text-indent:1.45pt'>(22</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.6pt;text-align:right;text-indent:1.35pt'>1,238</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:1.45pt;text-indent:-6.5pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right;text-indent:-6.5pt'>(1,528</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-4.3pt;text-align:right'>6,216</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.45pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-indent:1.45pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.2pt;margin-bottom:0in;margin-left:-4.3pt;margin-bottom:.0001pt;text-align:right;text-indent:1.45pt'>(1,550</p> </td> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>At March 31, 2014, the Company had a single collateralized debt obligation which is secured by trust preferred securities issued by 15 other holding companies. The Company holds the mezzanine tranche of this security. All tranches senior to the mezzanine tranche have been repaid by the issuers. Four of the issuers of trust preferred securities in this pool have defaulted (representing 51% of the remaining collateral, including excess collateral), and two other issuers are currently deferring interest payments (6% of the remaining collateral). The Company has estimated an expected default rate of 44% for its portion of this security. The expected default rate was estimated based primarily on an analysis of the financial condition of the underlying issuers. The Company estimates that a default rate of 68% would trigger additional other than temporary impairment (&#147;OTTI&#148;) of this security. The Company utilized a discount rate of 10% to estimate the fair value of this security. There was no excess subordination on this security.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>During the year ended March 31, 2014, the Company determined that there was no additional OTTI charge on the above collateralized debt obligation. The Company does not intend to sell this security and it is not more likely than not that the Company will be required to sell the security before the anticipated recovery of the remaining amortized cost basis.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>To determine the component of gross OTTI related to credit losses, the Company compared the amortized cost basis of the collateralized debt obligation to the present value of the revised expected cash flows, discounted using the current pre-impairment yield.&#160; The revised expected cash flow estimates are based primarily on an analysis of default rates, prepayment speeds and third-party analytical reports.&#160; Significant judgment of management is required in this analysis that includes, but is not limited to, assumptions regarding the ultimate collectibility of principal and interest on the underlying collateral.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>The unrealized losses on the above agency securities were primarily attributable to increases in market interest rates subsequent to their purchase by the Company. The Company expects the fair value of the agency securities to recover as the agency securities approach their maturity dates or sooner if market yields for such securities decline. The Company does not believe that the agency securities are other than temporarily impaired because of their credit quality or related to any issuer or industry specific event. Based on management&#146;s evaluation and intent, the unrealized losses related to the agency securities in this table are considered temporary. The Company realized no gains or losses on sales of investment securities in the years ended March 31, 2014, 2013 or 2012.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>Investment securities with an amortized cost of $1.0 million and $1.0 million and a fair value of $975,000 and $996,000 at March 31, 2014 and 2013, respectively, were pledged as collateral for government public funds held by the Bank.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DisclosureTextBlockAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for  investments in certain debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Debt Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509901<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27405-111563<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Equity Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6511694<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EGJAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Shareholders' Equity and Regulatory Capital Requirements (Details)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
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        </th>
        <th class="th">
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">250,000<span></span></td>
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        <td class="nump">0<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of serial preferred shares issued, as of the indicated date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <p>The number of serial preferred shares outstanding, as of the indicated date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares that have been repurchased during the period and have not been retired and are not held in treasury. Some state laws may govern the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Shareholders' Equity and Regulatory Capital Requirements<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">Shareholders' Equity and Regulatory Capital Requirements</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in'><b>15.&nbsp;&nbsp; </b><b>SHAREHOLDERS&#146; EQUITY AND REGULATORY CAPITAL REQUIREMENTS</b></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Company&#146;s articles of incorporation authorize 250,000 shares of serial preferred stock. No preferred shares were issued or outstanding at March 31, 2014 or 2013.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Bank is subject to various regulatory capital requirements administered by the Office of the Comptroller of the Currency (&#147;OCC&#148;)<font style='font-weight:normal'>.</font> Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on<i> </i>the Bank&#146;s<i> </i>financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank&#146;s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank&#146;s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios of total and tier I capital to risk-weighted assets, core capital to total assets and tangible capital to tangible assets (set forth in the table below). Management believes the Bank met all capital adequacy requirements to which it was subject to as of March 31, 2014.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>As of March 31, 2014, the most recent notification from the OCC categorized the Bank as &#147;well capitalized&#148; under the regulatory framework for prompt corrective action<i>. </i>To be categorized as &#147;well capitalized,&#148; the Bank must maintain minimum total capital and tier I capital to risk weighted assets, core capital to total assets and tangible capital to tangible assets (set forth in the table below)<i>.</i></p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Bank&#146;s actual and required minimum capital amounts and ratios are as follows (dollars in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:4.5pt;text-align:center'>&nbsp;</p> </td> <td width="92" colspan="3" valign="bottom" style='width:69.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center'><b>Actual</b></p> </td> <td width="13" colspan="2" valign="bottom" style='width:9.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> <td width="23" valign="bottom" style='width:17.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" colspan="3" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'><b>For Capital Adequacy Purposes</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center'>&nbsp;</p> </td> <td width="95" colspan="3" valign="bottom" style='width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&#147;Well Capitalized&#148; Under Prompt Corrective Action </b></p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Amount</b></p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Ratio</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Amount</b></p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Ratio</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Amount</b></p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Ratio</b></p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'><b>March 31, 2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Total Capital:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt'>(To Risk-Weighted Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>90,733</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16.66</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>43,572</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8.0</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>65,359</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12.0</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt'>% <sup>(1)</sup></p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Tier 1 Capital:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt'>(To Risk-Weighted Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>83,850</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15.40</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,786</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4.0</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>32,679</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6.0</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Tier 1 Capital (Leverage):</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:3.15pt;margin-bottom:0in;margin-left:.1in;margin-bottom:.0001pt;text-indent:.45pt'>(To Adjusted Tangible Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>83,850</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10.71</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>31,320</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4.0</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>70,469</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9.0</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt'><sup>&#160;(1)</sup></p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Tangible Capital:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.95pt'>(To Tangible Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>83,850</p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10.71</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" colspan="2" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>11,745</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1.5</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>N/A</p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>N/A</p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="67" style='border:none'></td> <td width="7" style='border:none'></td> <td width="124" style='border:none'></td> <td width="1" style='border:none'></td> <td width="124" style='border:none'></td> <td width="11" style='border:none'></td> <td width="1" style='border:none'></td> <td width="6" style='border:none'></td> <td width="128" style='border:none'></td> <td width="1" style='border:none'></td> <td width="124" style='border:none'></td> <td width="11" style='border:none'></td> <td width="7" style='border:none'></td> <td width="120" style='border:none'></td> <td width="1" style='border:none'></td> <td width="126" style='border:none'></td> <td width="12" style='border:none'></td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:4.5pt;text-align:center'>&nbsp;</p> </td> <td width="92" colspan="3" valign="bottom" style='width:69.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center'><b>Actual</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" colspan="3" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'><b>For Capital Adequacy Purposes</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:2.7pt;text-align:center'>&nbsp;</p> </td> <td width="95" colspan="3" valign="bottom" style='width:71.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&#147;Well Capitalized&#148; Under Prompt Corrective Action </b></p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.05in;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Amount</b></p> </td> <td width="8" valign="top" style='width:6.3pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Ratio</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Amount</b></p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Ratio</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Amount</b></p> </td> <td width="11" valign="top" style='width:8.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Ratio</b></p> </td> <td width="25" valign="bottom" style='width:19.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'><b>March 31, 2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Total Capital:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt'>(To Risk-Weighted Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>81,227</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15.29</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>42,493</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8.0</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>63,740</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12.0</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt'>% <sup>(1)</sup></p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Tier 1 Capital:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.05pt'>(To Risk-Weighted Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>74,473</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14.02</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,247</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4.0</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>31,870</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6.0</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Tier 1 Capital (Leverage):</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:3.15pt;margin-bottom:0in;margin-left:.1in;margin-bottom:.0001pt;text-indent:.45pt'>(To Adjusted Tangible Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>74,473</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9.99</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>29,823</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4.0</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>67,102</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9.0</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt'><sup>&#160;(1)</sup></p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Tangible Capital:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="208" valign="bottom" style='width:155.7pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:6.95pt'>(To Tangible Assets)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.05in;text-align:right'>74,473</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9.99</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>11,184</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1.5</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="24" valign="bottom" style='width:.25in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>N/A</p> </td> <td width="11" valign="top" style='width:8.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>N/A</p> </td> <td width="25" valign="bottom" style='width:19.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.9pt;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-indent:0in'><sup>(1)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </sup>&#160;The Bank agreed with the OCC to establishing higher minimum capital ratios and must maintain a Tier 1 capital (leverage) ratio of not less than 9.0% and a total risked-based capital ratio of not less than 12.0% in order to be deemed &#147;well capitalized&#148;.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>At periodic intervals, the OCC and the FDIC routinely examine the Bank&#146;s financial condition and risk management processes as part of their legally prescribed oversight. Based on their examinations, these regulators can direct that the Company&#146;s Consolidated Financial Statements be adjusted in accordance with their findings. A future examination by the OCC or the FDIC could include a review of certain transactions or other amounts reported in the Company&#146;s 2014 Consolidated Financial Statements.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Company did not repurchase any shares of common stock for the years ended March 31, 2014, 2013 or 2012.</p><span></span></td>
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                <p>The entire disclosure for banks, savings institutions, and credit unions, for regulatory capital requirements imposed by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) or for any state imposed capital requirements, as applicable.  The disclosure may include (1) a description of regulatory capital requirements (a) for capital adequacy purposes and (b) established by the prompt corrective action provisions of Section 38 of the Federal Depository Insurance Act; (2) the actual or possible material effects of noncompliance with such requirements; (3) whether the entity is in compliance with the regulatory capital requirements including (a) required and actual ratios and amounts of Tier 1 leverage, Tier 1 risk-based, and total risk-based capital, tangible capital (for savings institutions), and Tier 3 capital for market risk (for certain banks and bank holding companies), (b) factors that may significantly affect capital adequacy; (4) the prompt corrective action category in which the entity was classified as of its most recent notification; (5) whether management believes any conditions or events since notification have changed the entity's category. Also may include additional information that might be disclosed in situations where substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1D<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958573-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1E<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958574-112826<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1F<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958575-112826<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958569-112826<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1G<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958577-112826<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1C<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958572-112826<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Junior Subordinated Debenture<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
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          <div>Mar. 31, 2014</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_JuniorSubordinatedDebentureDisclosure', window );">Junior Subordinated Debenture</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in'><b>11.&nbsp;&nbsp; </b><b>JUNIOR SUBORDINATED DEBENTURES</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>At March 31, 2014, the Company had two wholly-owned subsidiary grantor trusts that were established for the purpose of issuing trust preferred securities and common securities. The trust preferred securities accrue and pay distributions periodically at specified annual rates as provided in each trust agreement. The trusts used the net proceeds from each of the offerings to purchase a like amount of junior subordinated debentures (the &#147;Debentures&#148;) of the Company. The Debentures are the sole assets of the trusts. The Company&#146;s obligations under the Debentures and related documents, taken together, constitute a full and unconditional guarantee by the Company of the obligations of the trusts. The trust preferred securities are mandatorily redeemable upon maturity of the Debentures, or upon earlier redemption as provided in the indentures.&#160; The Company has the right to redeem the Debentures in whole or in part on or after specific dates, at a redemption price specified in the indentures governing the Debentures plus any accrued but unpaid interest to the redemption date. The Company also has the right to defer the payment of interest on each of the Debentures for a period not to exceed 20 consecutive quarters, provided that the deferral period does not extend beyond the stated maturity. During such deferral period, distributions on the corresponding trust preferred securities will also be deferred and the Company may not pay cash dividends to the holders of shares of our common stock. Beginning in the first quarter of fiscal 2011, the Company elected to defer regularly scheduled interest payments on its outstanding $22.7 million aggregate principal amount of the Debentures. The Company continued with the interest deferral through March 31, 2014. As of March 31, 2014, the Company has deferred a total of $3.7 million of interest payments. The accrual for these payments is included in accrued expenses and other liabilities on the Consolidated Balance Sheets and interest expense on the Consolidated Statements of Operations. During the deferral period, the Company is restricted from paying dividends on its common stock.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'><font style='layout-grid-mode:both'>The Debentures issued by the Company to the grantor trusts, totaling </font><font style='layout-grid-mode:both'>$22.7 million</font><font style='layout-grid-mode:both'>, are reflected in the consolidated balance sheets in the liabilities section, under the caption &#147;junior subordinated debentures.&#148;&nbsp;The common securities issued by the grantor trusts were purchased by the Company, and the Company&#146;s investment in the common securities of </font><font style='layout-grid-mode:both'>$681,000</font><font style='layout-grid-mode:both'> at March 31, 2014 and 2013, is included in prepaid expenses and other assets in the consolidated balance sheets. The Company records interest expense on the Debentures in the Consolidated Statements of Operations.</font></p> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-indent:.25in'><font style='layout-grid-mode:both'>The following table is a summary of the terms of the current Debentures at March 31, 2014 (dollars in thousands):</font></p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="180" colspan="2" valign="bottom" style='width:135.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b>Issuance Trust</b></p> </td> <td width="5" valign="bottom" style='width:3.45pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-2.8pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Issuance Date</b></p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'><b>Amount Outstanding</b></p> </td> <td width="10" valign="bottom" style='width:7.6pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'><b>Rate Type</b></p> </td> <td width="8" valign="bottom" style='width:5.8pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'><b>Initial Rate</b></p> </td> <td width="13" valign="bottom" style='width:9.75pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'><b>Current Rate</b></p> </td> <td width="15" valign="bottom" style='width:11.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'><b>Maturing Date</b></p> </td> </tr> <tr align="left"> <td width="180" colspan="2" valign="bottom" style='width:135.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="5" valign="bottom" style='width:3.45pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.55pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.25pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.75pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="15" valign="bottom" style='width:11.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="180" colspan="2" valign="bottom" style='width:135.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Riverview Bancorp Statutory Trust I</p> </td> <td width="5" valign="bottom" style='width:3.45pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.1pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>12/2005</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>7,217</p> </td> <td width="10" valign="bottom" style='width:7.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>Variable <sup>(1)</sup></p> </td> <td width="8" valign="bottom" style='width:5.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>5.88</p> </td> <td width="13" valign="bottom" style='width:9.75pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>1.59</p> </td> <td width="15" valign="bottom" style='width:11.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>3/2036</p> </td> </tr> <tr align="left"> <td width="180" colspan="2" valign="bottom" style='width:135.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Riverview Bancorp Statutory Trust II</p> </td> <td width="5" valign="bottom" style='width:3.45pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.1pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>06/2007</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>15,464</p> </td> <td width="10" valign="bottom" style='width:7.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>Variable <sup>(2)</sup></p> </td> <td width="8" valign="bottom" style='width:5.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>7.03</p> </td> <td width="13" valign="bottom" style='width:9.75pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>1.58</p> </td> <td width="15" valign="bottom" style='width:11.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>9/2037</p> </td> </tr> <tr align="left"> <td width="180" colspan="2" valign="bottom" style='width:135.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:22.5pt'>&nbsp;</p> </td> <td width="5" valign="bottom" style='width:3.45pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>22,681</p> </td> <td width="10" valign="bottom" style='width:7.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.75pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="15" valign="bottom" style='width:11.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:5.7pt'> <td width="180" colspan="2" valign="bottom" style='width:135.0pt;padding:0;height:5.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="5" valign="bottom" style='width:3.45pt;padding:0;height:5.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.1pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.55pt;border:none;padding:0;height:5.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.25pt;border:none;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.6pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.4pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.8pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.75pt;padding:0;height:5.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.45pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="15" valign="bottom" style='width:11.05pt;padding:0;height:5.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:5.85pt'> <td width="582" colspan="15" valign="bottom" style='width:436.5pt;padding:0;height:5.85pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'><sup>(1) </sup>The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.36%</p> </td> </tr> <tr style='height:.05in'> <td width="174" valign="top" style='width:130.15pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" colspan="2" valign="top" style='width:8.3pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="top" style='width:36.1pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.15pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.55pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="top" style='width:46.25pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.6pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> <td width="62" valign="top" style='width:46.4pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> <td width="8" valign="top" style='width:5.8pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> <td width="51" valign="top" style='width:38.45pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> <td width="13" valign="top" style='width:9.75pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="top" style='width:38.45pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> <td width="15" valign="top" style='width:11.05pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="top" style='width:40.5pt;padding:0;height:.05in'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="582" colspan="15" valign="bottom" style='width:436.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:8.6pt;text-indent:-8.6pt'><sup>(2)</sup> The trust preferred securities reprice quarterly based on the three-month LIBOR plus 1.35%</p> </td> </tr> <tr align="left"> <td width="168" style='border:none'></td> <td width="6" style='border:none'></td> <td width="4" style='border:none'></td> <td width="48" style='border:none'></td> <td width="13" style='border:none'></td> <td width="10" style='border:none'></td> <td width="70" style='border:none'></td> <td width="10" style='border:none'></td> <td width="61" style='border:none'></td> <td width="7" style='border:none'></td> <td width="51" style='border:none'></td> <td width="13" style='border:none'></td> <td width="51" style='border:none'></td> <td width="15" style='border:none'></td> <td width="55" style='border:none'></td> </tr> </table> <span></span></td>
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                <p>The entire disclosure for borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC's uniform net capital rule, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Employee Benefit Plans: Schedule of additional information regarding options outstanding, by exercise price range (Tables)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock', window );">Schedule of additional information regarding options outstanding, by exercise price range</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>`</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-9.0pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td colspan="4" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Options Outstanding</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td colspan="4" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Options Exercisable</b></p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:.9pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Weighted Avg</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Weighted</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Weighted</b></p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Remaining</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Average</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Average</b></p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b>Range of</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Contractual</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Number</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Exercise</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Number</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Exercise</b></p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'><b>Exercise Price</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Life (years)</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Outstanding</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Price</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Exercisable</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Price</b></p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>$1.97 - $6.17</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>6.71</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>258,154</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.70</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>169,400</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4.19</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.3pt'>$7.49 - $9.51</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>4.22</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>2,500</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8.12</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,500</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8.12</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.3pt'>$10.10 - $10.83</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>2.65</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>9,000</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10.37</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,000</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10.37</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>$12.98 - $14.52</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>2.05</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>205,000</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>13.09</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>205,000</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>13.09</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>4.61</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>474,654</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7.91</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>385,900</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9.09</p> </td> </tr> </table><span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of option exercise prices, by grouped ranges, including the upper and lower limits of the price range, the number of shares under option, weighted average exercise price and remaining contractual option terms.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Premises and Equipment<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
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        <th class="th">
          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock', window );">Premises and Equipment</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in'><b>7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </b><b>PREMISES AND EQUIPMENT</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt'>Premises and equipment consisted of the following (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;line-height:1.0pt;line-height:normal'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:22.5pt;border-collapse:collapse'> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:19.35pt;text-align:justify'>&nbsp;</p> </td> <td width="155" colspan="6" valign="bottom" style='width:116.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:1.35pt;text-align:center;text-indent:-1.35pt'><b>March 31, </b></p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:1.35pt;text-align:center;text-indent:-1.35pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="9" valign="bottom" style='width:6.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:6.25pt'> <td width="334" valign="bottom" style='width:250.65pt;padding:0;height:6.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.35pt;border:none;padding:0;height:6.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;border:none;padding:0;height:6.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0;height:6.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:6.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:6.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;padding:0;height:6.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0;height:6.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Land</p> </td> <td width="14" valign="bottom" style='width:10.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="57" valign="bottom" style='width:42.9pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,177</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="51" valign="bottom" style='width:38.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,177</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Buildings and improvements</p> </td> <td width="14" valign="bottom" style='width:10.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>13,925</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>13,921</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Leasehold improvements</p> </td> <td width="14" valign="bottom" style='width:10.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,429</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,426</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Furniture and equipment</p> </td> <td width="14" valign="bottom" style='width:10.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10,533</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10,732</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Buildings under capitalized leases</p> </td> <td width="14" valign="bottom" style='width:10.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,715</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,715</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Construction in progress</p> </td> <td width="14" valign="bottom" style='width:10.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>720</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>720</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:27.9pt'>Total</p> </td> <td width="14" valign="bottom" style='width:10.35pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>33,499</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>33,691</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="334" valign="bottom" style='width:250.65pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Less accumulated depreciation and amortization</p> </td> <td width="14" valign="bottom" style='width:10.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(17,082</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.7pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.05in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(15,998</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.7pt'>)</p> </td> </tr> <tr style='height:12.15pt'> <td width="334" valign="bottom" style='width:250.65pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:27.0pt'>Premises and equipment, net</p> </td> <td width="14" valign="bottom" style='width:10.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="57" valign="bottom" style='width:42.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16,417</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="51" valign="bottom" style='width:38.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:12.15pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>17,693</p> </td> <td width="5" valign="bottom" style='width:3.55pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>Depreciation expense was $1.4 million, $1.5 million and $1.5 million for the years ended March 31, 2014, 2013 and 2012, respectively. The Company is obligated under various noncancellable lease agreements for land and buildings that require future minimum rental payments, exclusive of taxes and other charges.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>During fiscal year 2006, the Company entered into a capital lease for the shell of the building constructed as the Company&#146;s operations center. The lease period is for twelve years with two six-year lease renewal options. For the years ended March 31, 2014, 2013 and 2012, the Company recorded $113,000 in amortization expense. At March 31, 2014 and 2013, accumulated amortization for the capital lease totaled $939,000 and $827,000, respectively.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>In March 2010, the Company sold two of its branch locations. The Company maintains a substantial continuing involvement in the locations through various non-cancellable operating leases that contain certain renewal options. The resulting gain on sale of $2.1 million was deferred and is being amortized over the life of the respective leases. At March 31, 2014, the deferred gain was $1.5 million and is included in accrued expenses and other liabilities in the accompanying Consolidated Balance Sheets.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The following is a schedule of future minimum lease payments under capital leases together with the present value of net minimum lease payments and the future minimum rental payments required under operating leases that have initial or noncancellable lease terms in excess of one year as of March 31, 2014 (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:67.5pt;border-collapse:collapse'> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'><b>Year Ending March 31:</b></p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Operating Lease</b></p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Capital Lease</b></p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>2015</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,783</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>251</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>2016</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,595</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>251</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>2017</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,569</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>251</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>2018</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,441</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>251</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>2019</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,054</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>251</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Thereafter</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,295</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,679</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Total minimum lease payments</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,737</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,934</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Less amount representing interest</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'> (1,573</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>)</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Present value of net minimum lease payments</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,361</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Rent expense was $1.8 million for the years ended March 31, 2014, 2013 and 2012, respectively.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391110&amp;loc=d3e2921-110230<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 205<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6360339&amp;loc=d3e1361-107760<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13-14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EGDAC">
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          <div style="width: 200px;"><strong>Fair Value Measurement: Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue', window );">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value, Beginning Balance</a></td>
        <td class="nump">$ 1,238<span></span></td>
        <td class="nump">$ 1,166<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss', window );">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Other Comprehensive Income (Loss)</a></td>
        <td class="nump">665<span></span></td>
        <td class="nump">72<span></span></td>
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        <td class="nump">$ 1,903<span></span></td>
        <td class="nump">$ 1,238<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of gain (loss) recognized in other comprehensive income (loss) for financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TextBlockAbstract</nobr></td>
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                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Mortgage-backed Securities: Schedule of available-for-sale mortgage-backed securities (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfAvailableForSaleMortgageBackedSecuritiesTableTextBlock', window );">Schedule of available-for-sale mortgage-backed securities</a></td>
        <td class="text"><!--egx--><p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="358" valign="bottom" style='width:268.8pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="50" valign="bottom" style='width:37.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt'><b>Amortized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt'><b>Cost</b></p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>Gross Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>Gains</b></p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Gross Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt'><b>Losses</b></p> </td> <td width="4" valign="bottom" style='width:3.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Estimated</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:7.65pt'> <td width="358" valign="bottom" style='width:268.8pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="50" valign="bottom" style='width:37.4pt;border:none;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt'>&nbsp;</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.5pt;border:none;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'>&nbsp;</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.0pt;border:none;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="4" valign="bottom" style='width:3.0pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:7.65pt'> <td width="358" valign="bottom" style='width:268.8pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate mortgage investment conduits <sup>(1)</sup></p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="50" valign="bottom" style='width:37.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>7,218</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="51" valign="bottom" style='width:38.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="52" valign="bottom" style='width:39.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:.9pt'>(77</p> </td> <td width="4" valign="bottom" style='width:3.0pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>)</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.1pt;text-align:right;text-indent:.1pt'>7,150</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:10.35pt'> <td width="358" valign="bottom" style='width:268.8pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>Mortgage-backed securities <sup>(2)</sup></p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="50" valign="bottom" style='width:37.4pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>65,858</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.5pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>102</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.7pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.9pt;text-align:right;text-indent:.7pt'>(547</p> </td> <td width="4" valign="bottom" style='width:3.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="6" valign="bottom" style='width:4.2pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>65,413</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:10.35pt'> <td width="358" valign="bottom" style='width:268.8pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>Other mortgage-backed securities <sup>(3)</sup></p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="50" valign="bottom" style='width:37.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>6,007</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>18</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="52" valign="bottom" style='width:39.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(13</p> </td> <td width="4" valign="bottom" style='width:3.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>)</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,012</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="358" valign="bottom" style='width:268.8pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>Total</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="50" valign="bottom" style='width:37.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>79,083</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="51" valign="bottom" style='width:38.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>129</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="52" valign="bottom" style='width:39.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(637</p> </td> <td width="4" valign="bottom" style='width:3.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>)</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="49" valign="bottom" style='width:36.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>78,575</p> </td> <td width="0" valign="bottom" style='width:.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:17.85pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:17.85pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2013</u></b></p> </td> <td width="12" valign="bottom" style='width:8.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt'><b>Amortized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt'><b>Cost</b></p> </td> <td width="16" valign="bottom" style='width:11.8pt;padding:0;height:17.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>Gross Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>Gains</b></p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0;height:17.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Gross Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt'><b>Losses</b></p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:17.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:17.85pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Estimated</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td width="4" valign="bottom" style='width:2.95pt;padding:0;height:17.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:7.65pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate mortgage investment conduits</p> </td> <td width="12" valign="bottom" style='width:8.65pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>230</p> </td> <td width="16" valign="bottom" style='width:11.8pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right;text-indent:.9pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.3pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:.9pt'>-</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="58" valign="bottom" style='width:43.8pt;border:none;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.1pt;text-align:right;text-indent:.1pt'>237</p> </td> <td width="4" valign="bottom" style='width:2.95pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:10.35pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>Mortgage-backed securities <sup>(4)</sup></p> </td> <td width="12" valign="bottom" style='width:8.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>186</p> </td> <td width="16" valign="bottom" style='width:11.8pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>194</p> </td> <td width="4" valign="bottom" style='width:2.95pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>Total</p> </td> <td width="12" valign="bottom" style='width:8.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>416</p> </td> <td width="16" valign="bottom" style='width:11.8pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="58" valign="bottom" style='width:43.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>431</p> </td> <td width="4" valign="bottom" style='width:2.95pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:6.6pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:6.6pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.65pt;border:none;padding:0;height:6.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;padding:0;height:6.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="16" valign="bottom" style='width:11.8pt;padding:0;height:6.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;padding:0;height:6.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;border:none;padding:0;height:6.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0;height:6.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;border:none;padding:0;height:6.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;border:none;padding:0;height:6.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.15pt;padding:0;height:6.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;border:none;padding:0;height:6.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.8pt;border:none;padding:0;height:6.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="4" valign="bottom" style='width:2.95pt;padding:0;height:6.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="538" colspan="13" valign="bottom" style='width:403.8pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt'><sup>(1)</sup> &#160;Comprised of&#160; FHLMC and FNMA</p> </td> </tr> <tr style='height:8.1pt'> <td width="538" colspan="13" valign="bottom" style='width:403.8pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt'><sup>(2)</sup> Comprised of&#160; FHLMC, FNMA and Ginnie Mae (&#147;GNMA&#148;)</p> </td> </tr> <tr style='height:8.1pt'> <td width="538" colspan="13" valign="bottom" style='width:403.8pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt'><sup>(3)</sup> Comprised of U.S. Small Business Administration (&#147;SBA&#148;) and Commercial Real Estate (&#147;CRE&#148;)</p> </td> </tr> <tr style='height:8.1pt'> <td width="538" colspan="13" valign="bottom" style='width:403.8pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt'><sup>(4)</sup> Comprised of&#160; FHLMC and FNMA</p> </td> </tr> </table><span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule (table) of Mortgage-backed securities available for sale, as of the date(s) indicated on the schedule.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_ScheduleOfAvailableForSaleMortgageBackedSecuritiesTableTextBlock</nobr></td>
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                  <tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TableTextBlockSupplementAbstract">
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>134
<FILENAME>R154.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E1AAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Commitments and Contingencies (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="4">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th" colspan="2">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_OutstandingCommitmentsToExtendCredit', window );">Outstanding commitments to extend credit</a></td>
        <td class="nump">$ 8,100<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_UnusedLinesOfCredit', window );">Unused lines of credit</a></td>
        <td class="nump">54,600<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_UndisbursedConstructionLoans', window );">Undisbursed construction loans</a></td>
        <td class="nump">30,500<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_StandbyLettersOfCredit1', window );">Standby letters of credit</a></td>
        <td class="nump">771,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">823,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LoansUnderWarranty', window );">Loans under warranty</a></td>
        <td class="nump">119,200<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell', window );">Loans and Leases Receivable, Commitments to Purchase or Sell</a></td>
        <td class="nump">1,500<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_LossesRelatedToPublicDepositoryFunds', window );">Losses related to public depository funds</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Commitments to sell residential loans to the FHLMC. Typically, these agreements are short term fixed rate commitments and no material gain or loss is likely.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_LoansUnderWarranty">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the amount of loans that are under warranty as of the indicated date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_LoansUnderWarranty</nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_LossesRelatedToPublicDepositoryFunds">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The monetary amount of losses related to public depository funds incurred during the indicated time periodl</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_LossesRelatedToPublicDepositoryFunds</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_OutstandingCommitmentsToExtendCredit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the outstanding commitments to extend credit, as of the indicated date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_OutstandingCommitmentsToExtendCredit</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_StandbyLettersOfCredit1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the monetary amount of standby letters of credit, as of the indicated date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_StandbyLettersOfCredit1</nobr></td>
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                    <td>fil_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_UndisbursedConstructionLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the undisbursed construction loans, as of the indicated date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_UndisbursedConstructionLoans</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_UnusedLinesOfCredit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the unused lines of credit, as of the indicated date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_UnusedLinesOfCredit</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the carrying amount of loans and leases for which agreements to acquire or dispose exist.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 825<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6480020&amp;loc=d3e61082-112788<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 825<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6480020&amp;loc=d3e61044-112788<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableCommitmentsToPurchaseOrSell</nobr></td>
                  </tr>
                  <tr>
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                    <td>us-gaap_</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TextBlockAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>135
<FILENAME>R110.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E3RAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Mortgage-backed Securities: Schedule of Temporarily Impaired Mortgage-backed securities, Fair Value and Unrealized Losses (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate mortgage investment conduits</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</a></td>
        <td class="nump">$ 4,996<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses</a></td>
        <td class="num">(77)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">4,996<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses</a></td>
        <td class="num">(77)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-backed</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</a></td>
        <td class="nump">49,177<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses</a></td>
        <td class="num">(547)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">49,177<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses</a></td>
        <td class="num">(547)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other mortgage-backed securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</a></td>
        <td class="nump">1,526<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses</a></td>
        <td class="num">(13)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">1,526<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses</a></td>
        <td class="num">(13)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Mortgage-backed Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</a></td>
        <td class="nump">55,699<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses</a></td>
        <td class="num">(637)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">55,699<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses</a></td>
        <td class="num">$ (637)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="3"></td>
      </tr>
      <tr>
        <td colspan="3">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Comprised of FHLMC and FNMA</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">Comprised of SBA</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of amortized cost basis over fair value of securities in a loss position and categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of amortized cost basis over fair value of securities that have been in a loss position for less than twelve months for securities categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans Receivable<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesExcludingAllowanceForCreditLossesTextBlock', window );">Loans Receivable</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in'><b>5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </b><b>LOANS RECEIVABLE</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Loans receivable at March 31, 2014 and 2013 are reported net of deferred loan fees totaling $2.0 million. Loans receivable, excluding loans held for sale, consisted of the following (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;line-height:1.0pt;line-height:normal'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:22.1pt;border-collapse:collapse'> <tr align="left"> <td width="235" valign="bottom" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="top" style='width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-2.8pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="87" style='width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:center'><b>March 31, 2014</b></p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt'>&nbsp;</p> </td> <td width="85" valign="top" style='width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'><b>March 31, 2013</b></p> </td> </tr> <tr align="left"> <td width="235" valign="bottom" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial and construction</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:7.65pt'>Commercial business</p> </td> <td width="9" valign="bottom" style='width:6.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="87" valign="top" style='width:65.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>71,632</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="85" valign="top" style='width:63.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>71,935</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:6.75pt'>Other real estate mortgage</p> </td> <td width="9" valign="bottom" style='width:6.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>324,881</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>355,397</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:6.75pt'>Real estate construction</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="top" style='width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>19,482</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="top" style='width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>9,675</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:22.5pt'>Total commercial and construction</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>415,995</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>437,007</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Consumer</p> </td> <td width="9" valign="bottom" style='width:6.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:6.75pt'>Real estate one-to-four family</p> </td> <td width="9" valign="bottom" style='width:6.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>93,007</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>97,140</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:6.75pt'>Other installment</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>24,486</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>1,865</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:16.65pt'>Total consumer</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>117,493</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>99,005</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.9pt'>Total loans </p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>533,488</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>536,012</p> </td> </tr> <tr style='height:4.05pt'> <td width="235" valign="top" style='width:175.9pt;padding:0;height:4.05pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.6pt;padding:0;height:4.05pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;padding:0;height:4.05pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:4.05pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;padding:0;height:4.05pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;padding:0;height:4.05pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Less:</p> </td> <td width="9" valign="bottom" style='width:6.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>Allowance for loan losses</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>12,551</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>15,643</p> </td> </tr> <tr align="left"> <td width="235" valign="bottom" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:22.5pt'>Loans receivable, net</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>520,937</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>520,369</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>The Company originates commercial business, commercial real estate, multi-family real estate, real estate construction, residential real estate and consumer loans. At March 31, 2014 and 2013, the Company had no loans to foreign domiciled businesses or foreign countries, or loans related to highly leveraged transactions. Substantially all of the mortgage loans in the Company&#146;s portfolio are secured by properties located in Washington and Oregon, and, accordingly, the ultimate collectibility of a substantial portion of the Company&#146;s loan portfolio is susceptible to changes in the local economic conditions in these markets. The Company considers its loan portfolio to have very little exposure to sub-prime mortgage loans since the Company has not historically engaged in this type of lending. At March 31, 2014, loans carried at $335.4 million were pledged as collateral to the FHLB and FRB for borrowing arrangements.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Aggregate loans to officers and directors, all of which are current, consist of the following (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;line-height:1.0pt;line-height:normal'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:22.1pt;border-collapse:collapse;border:none'> <tr align="left"> <td width="282" valign="bottom" style='width:211.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="216" colspan="8" valign="bottom" style='width:162.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31,</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="282" valign="bottom" style='width:211.6pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" colspan="2" valign="bottom" style='width:45.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="282" valign="bottom" style='width:211.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Beginning balance</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,609</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,907</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,160</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="282" valign="bottom" style='width:211.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Originations</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>226</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="282" valign="bottom" style='width:211.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Principal repayments</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(755</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(524</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(254</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="282" valign="bottom" style='width:211.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Ending balance</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>854</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,609</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,907</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> </table> <span></span></td>
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                <p>The entire disclosure for claims held for amounts due a company, excluding disclosure for allowance for credit losses. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Also excludes disclosure for financing receivables.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Allowance for Loan Losses<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesTextBlock', window );">Allowance for Loan Losses</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in'><b>6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </b><b>ALLOWANCE FOR LOAN LOSSES</b></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify'>The allowance for loan losses is maintained at a level sufficient to provide for probable loan losses based on evaluating known and inherent risks in the loan portfolio. The allowance is provided based upon the Company&#146;s ongoing quarterly assessment of the pertinent factors underlying the quality of the loan portfolio. These factors include changes in the size and composition of the loan portfolio, delinquency levels, actual loan loss experience, current economic conditions and detailed analysis of individual loans for which full collectability may not be assured. The detailed analysis includes techniques to estimate the fair value of loan collateral and the existence of potential alternative sources of repayment. The allowance consists of specific, general and unallocated components. The specific component relates to loans that are considered impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows or collateral value of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans based on the Company&#146;s risk rating system and historical loss experience adjusted for qualitative factors. The Company calculates its historical loss rates using the average of the last four quarterly 24-month periods. The Company calculates and applies its historical loss rates by individual loan types in its portfolio. These historical loss rates are adjusted for qualitative and environmental factors. An unallocated component is maintained to cover uncertainties that the Company believes have resulted in incurred losses that have not yet been allocated to specific elements of the general and specific components of the allowance for loan losses. Such factors include uncertainties in economic conditions and in identifying triggering events that directly correlate to subsequent loss rates, changes in appraised value of underlying collateral, risk factors that have not yet manifested themselves in loss allocation factors and historical loss experience data that may not precisely correspond to the current portfolio or economic conditions. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. The appropriate allowance level is estimated based upon factors and trends identified by the Company as of the date of the filing of the financial statements.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify'>Management&#146;s evaluation of the allowance for loan losses is based on ongoing, quarterly assessments of the known and inherent risks in the loan portfolio. Loss factors are based on the Company&#146;s historical loss experience with additional consideration and adjustments made for changes in economic conditions, changes in the amount and composition of the loan portfolio, delinquency rates, changes in collateral values, seasoning of the loan portfolio, duration of current business cycle, a detailed analysis of impaired loans and other factors as deemed appropriate. These factors are evaluated on a quarterly basis. Loss rates used by the Company are affected as changes in these factors increase or decrease from quarter to quarter. The Company also considers bank regulatory examination results and findings of credit examiners in its quarterly evaluation of the allowance for loan losses.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify'>The following tables present a reconciliation of the allowance for loan losses at the dates indicated (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='border-collapse:collapse'> <tr style='height:15.3pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:15.3pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>March 31, 2014</b></p> </td> <td width="11" valign="bottom" style='width:8.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Commercial&#160; Business</b></p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Commercial Real Estate</b></p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Land</b></p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Multi-Family</b></p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Real Estate Construction</b></p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Consumer</b></p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unallocated</b></p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total</b></p> </td> <td width="7" valign="top" style='width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:15.3pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="bottom" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="top" style='width:5.4pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Beginning balance</p> </td> <td width="11" valign="bottom" style='width:8.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,128</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,979</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,019</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>541</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>221</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,949</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,806</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,643</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Provision for (recapture of) loan losses</p> </td> <td width="11" valign="bottom" style='width:8.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>95</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(417</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,439</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(338</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>173</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(258</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="top" style='width:8.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(516</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3,700</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Charge-offs</p> </td> <td width="11" valign="bottom" style='width:8.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(340</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(316</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(90</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(11</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(349</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="11" valign="top" style='width:8.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,106</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Recoveries</p> </td> <td width="11" valign="bottom" style='width:8.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>526</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>850</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>311</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="top" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,714</p> </td> <td width="7" valign="top" style='width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Ending balance</p> </td> <td width="11" valign="bottom" style='width:8.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,409</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,269</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>340</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>203</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>387</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,653</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,290</p> </td> <td width="7" valign="top" style='width:5.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12,551</p> </td> <td width="7" valign="top" style='width:5.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='border-collapse:collapse'> <tr style='height:11.25pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>March 31, 2013</b></p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Commercial&#160; Business</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Commercial Real Estate</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Land</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Multi-Family</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Real Estate Construction</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Consumer</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unallocated</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total</b></p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="bottom" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Beginning balance</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,688</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,599</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,906</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,121</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>412</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,274</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,921</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,921</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Provision for (recapture of) loan losses</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>928</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,865</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,149</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(197</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(278</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>846</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(115</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>900</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Charge-offs</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,606</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,494</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,753</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(622</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(141</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,310</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="14" valign="top" style='width:10.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(6,926</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Recoveries</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>118</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,015</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>239</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>228</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>139</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="top" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,748</p> </td> <td width="9" valign="top" style='width:7.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Ending balance</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,128</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,979</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,019</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>541</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>221</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,949</p> </td> <td width="9" valign="top" style='width:7.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,806</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,643</p> </td> <td width="9" valign="top" style='width:7.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='border-collapse:collapse'> <tr style='height:9.9pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>March 31, 2012</b></p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Commercial&#160; Business</b></p> </td> <td width="8" valign="top" style='width:6.05pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.2pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Commercial Real Estate</b></p> </td> <td width="9" valign="top" style='width:6.9pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.85pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Land</b></p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.85pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Multi-Family</b></p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.85pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Real Estate Construction</b></p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.85pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Consumer</b></p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.35pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unallocated</b></p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.85pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total</b></p> </td> <td width="7" valign="top" style='width:5.25pt;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="bottom" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.2pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:6.9pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.85pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.35pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.85pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="7" valign="top" style='width:5.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Beginning balance</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,822 </p> </td> <td width="8" valign="top" style='width:6.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,744</p> </td> <td width="9" valign="top" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,003</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,172</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>820</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,339</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,068</p> </td> <td width="8" valign="bottom" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14,968</p> </td> <td width="7" valign="top" style='width:5.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Provision for (recapture of) loan losses</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,638</p> </td> <td width="8" valign="top" style='width:6.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,681</p> </td> <td width="9" valign="top" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>13,692</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,126</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,690</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,670</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(147</p> </td> <td width="8" valign="bottom" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>29,350</p> </td> <td width="7" valign="top" style='width:5.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Charge-offs</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,801</p> </td> <td width="8" valign="bottom" style='width:6.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,826</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(10,892</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3,177</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,101</p> </td> <td width="8" valign="bottom" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,750</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="top" style='width:9.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="bottom" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(24,547</p> </td> <td width="7" valign="top" style='width:5.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Recoveries</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>29</p> </td> <td width="8" valign="top" style='width:6.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="9" valign="top" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>103</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="96" valign="top" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>150</p> </td> <td width="7" valign="top" style='width:5.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Ending balance</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,688</p> </td> <td width="8" valign="top" style='width:6.05pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,599</p> </td> <td width="9" valign="top" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,906</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,121</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>412</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,274</p> </td> <td width="9" valign="top" style='width:6.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,921</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,921</p> </td> <td width="7" valign="top" style='width:5.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in'>The following tables present an analysis of loans receivable and allowance for loan losses, which were evaluated individually and collectively for impairment at the dates indicated (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:12.6pt'> <td width="137" valign="bottom" style='width:103.0pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:13.5pt'>&nbsp;</p> </td> <td width="241" colspan="8" valign="bottom" style='width:180.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:12.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'><b>Allowance for loan losses</b></p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="241" colspan="8" valign="bottom" style='width:180.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:12.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'><b>Recorded investment in loans</b></p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0;height:12.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:32.0pt'> <td width="137" valign="bottom" style='width:103.0pt;padding:0;height:32.0pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>March 31, 2014</b></p> </td> <td width="11" valign="bottom" style='width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:32.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Individually Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Collectively Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total</b></p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:32.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Individually Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Collectively Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total</b></p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial business</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>$</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,409</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,409</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>947</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>70,685</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>71,632</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial real estate</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>137</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,132</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,269</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>18,122</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>269,386</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>287,508</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Land</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>340</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>340</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>858</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,387</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16,245</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Multi-family</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>203</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>203</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,014</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,114</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,128</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate construction</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>387</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>387</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,482</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,482</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Consumer</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>142</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,511</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,653</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,009</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>113,484</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>117,493</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Unallocated</p> </td> <td width="11" valign="bottom" style='width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,290</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,290</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Total</p> </td> <td width="11" valign="bottom" style='width:8.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>$</p> </td> <td width="68" valign="bottom" style='width:51.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>279</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="67" valign="bottom" style='width:50.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12,272</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="56" valign="bottom" style='width:42.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12,551</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="70" valign="bottom" style='width:52.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>25,950</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="71" valign="bottom" style='width:53.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>507,538</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>533,488</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="241" colspan="8" valign="bottom" style='width:180.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center'><b>Allowance for loan losses</b></p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="241" colspan="8" valign="bottom" style='width:180.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded investment in loans</b></p> </td> <td width="6" valign="top" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b>March 31, 2013</b></p> </td> <td width="11" valign="bottom" style='width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Individually Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Collectively Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total</b></p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Individually Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Collectively Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total</b></p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="top" style='width:51.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="top" style='width:50.35pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="top" style='width:52.15pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="top" style='width:53.05pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="top" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial business</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>$</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,128</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,128</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>679</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>71,256</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>71,935</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial real estate</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>536</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,443</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,979</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,466</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>278,225</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>297,691</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Land</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,019</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,019</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,469</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,935</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,404</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Multi-family</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>541</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>541</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,846</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>30,456</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>34,302</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate construction</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>221</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>221</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>175</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,500</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,675</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Consumer</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>183</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,766</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,949</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,933</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>94,072</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>99,005</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Unallocated</p> </td> <td width="11" valign="bottom" style='width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,806</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,806</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Total</p> </td> <td width="11" valign="bottom" style='width:8.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>$</p> </td> <td width="68" valign="bottom" style='width:51.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>719</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="67" valign="bottom" style='width:50.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14,924</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="56" valign="bottom" style='width:42.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,643</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="70" valign="bottom" style='width:52.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>32,568</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="71" valign="bottom" style='width:53.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>503,444</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>536,012</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in'>Changes in the allowance for unfunded loan commitments were as follows (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr align="left"> <td width="300" valign="bottom" style='width:225.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="216" colspan="8" valign="bottom" style='width:162.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31,</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="300" valign="bottom" style='width:225.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" colspan="2" valign="bottom" style='width:45.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="300" valign="bottom" style='width:225.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Beginning balance</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>229</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>217</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>166</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="300" valign="bottom" style='width:225.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Net change in allowance for unfunded loan commitments</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>65</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>51</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="300" valign="bottom" style='width:225.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Ending balance</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>294</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>229</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>217</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify'>The following tables present an analysis of past due loans at the dates indicated (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:27.45pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:27.45pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'><b>March 31, 2014</b></p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>30-89 Days Past Due</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Greater Than 90 Days (Non-Accrual)</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total Past Due</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.95pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Current</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total Loans Receivable</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:27.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded Investment &gt; 90 Days and Accruing</b></p> </td> </tr> <tr style='height:5.8pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:5.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;padding:0;height:5.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0;height:5.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:5.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0;height:5.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;border:none;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;padding:0;height:5.8pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Commercial business</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>120</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>452</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>572</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>71,060</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>71,632</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Commercial real estate</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>188</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,067</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,255</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>279,253</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>287,508</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Land</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>800</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>800</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,445</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16,245</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Multi-family</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>359</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,014</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,373</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>18,755</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,128</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Real estate construction</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,482</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,482</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Consumer</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,580</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,729</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,309</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>113,184</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>117,493</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="bottom" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Total</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,247</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14,062</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16,309</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>517,179</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>533,488</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:9.9pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'><b>March 31, 2013</b></p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0;height:9.9pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>30-89 Days Past Due</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Greater Than 90 Days (Non-Accrual)</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total Past Due</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.95pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Current</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total Loans Receivable</b></p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0;height:9.9pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded Investment &gt; 90 Days and Accruing</b></p> </td> </tr> <tr align="left"> <td width="216" valign="bottom" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Commercial business</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>336</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,349</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,685</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>70,250</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>71,935</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Commercial real estate</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,345</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10,315</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16,660</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>281,031</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>297,691</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Land</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,267</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,267</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>20,137</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,404</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Multi-family</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,968</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,968</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>31,334</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>34,302</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Real estate construction</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>175</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>175</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,500</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,675</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="top" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Consumer</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,654</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,059</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,713</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>93,292</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>99,005</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> <tr align="left"> <td width="216" valign="bottom" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Total</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,335</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,133</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>30,468</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>505,544</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>536,012</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="96" valign="bottom" style='width:1.0in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify'>Interest income foregone on non-accrual loans was $949,000, $1.4 million and $2.3 million for the years ended March 31, 2014, 2013 and 2012, respectively.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify'><u>Credit quality indicators:</u> The Company monitors credit risk in its loan portfolio using a risk rating system for all commercial (non-consumer) loans. The risk rating system is a measure of the credit risk of the borrower based on their historical, current and anticipated financial characteristics. The Company assigns a risk rating to each commercial loan at origination and subsequently updates these ratings, as necessary, so the risk rating continues to reflect the appropriate risk characteristics of the loan. Application of appropriate risk ratings is key to management of the loan portfolio risk. In arriving at the rating, the Company considers the following factors: delinquency, payment history, quality of management, liquidity, leverage, earning trends, alternative funding sources, geographic risk, industry risk, cash flow adequacy, account practices, asset protection and extraordinary risks. Consumer loans, including custom construction loans, are not assigned a risk rating but rather are grouped into homogeneous pools with similar risk characteristics. When a consumer loan is delinquent 90 days it is placed on non-accrual status and assigned a substandard risk rating. Loss factors are assigned to each risk rating and homogeneous pool based on historical loss experience for similar loans. This historical loss experience is adjusted for qualitative factors that are likely to cause the estimated credit losses to differ from the Company&#146;s historical loss experience. The Company uses these loss factors to estimate the general component of its allowance for loan loss.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify;text-indent:.7pt'><u>Pass</u> &#150; These loans have risk rating between 1 and 4 and are to borrowers that meet normal credit standards.&#160; Any deficiencies in satisfactory asset quality, liquidity, debt servicing capacity and coverage are offset by strengths in other areas. The borrower currently has the capacity to perform according to the loan terms. Any concerns about risk factors such as stability of margins, stability of cash flows, liquidity, dependence on a single product/supplier/customer, depth of management, etc., are offset by strength in other areas. Typically, the operating assets of the company and/or real estate will secure these loans. Management is considered competent. The borrower has the ability to repay the debt in the normal course of business.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify'><u>Watch</u> &#150; These loans have a risk rating of 5 and would typically have many of the attributes of loans in the pass rating. However, there would typically be some reason for additional management oversight, such as recent financial setbacks, deteriorating financial position, industry concerns and failure to perform on other borrowing obligations. Loans with this rating are to be monitored closely in an effort to correct deficiencies.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify'><u>Special mention</u> &#150; These loans have a risk rating of 6 and are rated in accordance with regulatory guidelines. These loans have potential weaknesses that deserve management&#146;s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the credit position at some future date. These assets pose elevated risk, but their weakness does not yet justify a &#147;Substandard&#148; classification.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify'><u>Substandard</u> &#150; These loans have a risk rating of 7 and are rated in accordance with regulatory guidelines, for which the accrual of interest may or may not be discontinued. By definition under regulatory guidelines, a &#147;Substandard&#148; loan has defined weaknesses which make payment default or principal exposure likely, but not yet certain. Such loans are apt to be dependent upon collateral liquidation, a secondary source of repayment, or an event outside of the normal course of business.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify'><u>Doubtful</u> - These loans have a risk rating of 8 and are rated in accordance with regulatory guidelines. Such loans are placed on non-accrual status and may be dependent upon collateral having a value that is difficult to determine or upon some near-term event which lacks certainty.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:45.0pt;text-align:justify'><u>Loss</u> - These loans have a risk rating of 9 and are rated in accordance with regulatory guidelines. Such loans are to be charged-off or charged-down when payment is acknowledged to be uncertain or when the timing or value of payments cannot be determined. &#147;Loss&#148; is not intended to imply that the loan or some portion of it will never be paid, nor does it in any way imply that there has been a forgiveness of debt.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify'>The following tables present an analysis of credit quality indicators at the dates indicated (dollars in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:13.95pt'> <td valign="bottom" style='padding:0;height:13.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.95pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'><b>March 31, 2014</b></p> </td> <td valign="bottom" style='padding:0;height:13.95pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:13.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.95pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'><b>March 31, 2013</b></p> </td> </tr> <tr style='height:33.35pt'> <td valign="bottom" style='padding:0;height:33.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Weighted-Average Risk Grade</b></p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Classified &#160;&#160;&#160;&#160;&#160;&#160;Loans </b><sup>(2)</sup></p> </td> <td valign="bottom" style='padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Weighted-Average Risk Grade</b></p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Classified Loans </b><sup>(2)</sup></p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial business</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.54</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,419</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.64</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,816</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial real estate</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.87</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,838</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4.02</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>37,643</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Land</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.88</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>800</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4.57</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,306</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Multi-family</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.81</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,028</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.68</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,846</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate construction</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.08</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.26</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>175</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Consumer <sup>(1)</sup></p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7.00</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,729</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7.00</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,059</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Total</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.82</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>33,814</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.96</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>52,845</p> </td> </tr> <tr style='height:5.7pt'> <td valign="bottom" style='padding:0;height:5.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Total loans risk rated</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>418,503</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>439,587</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:7.65pt'> <td valign="bottom" style='padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td colspan="13" valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt'><sup>&#160; (1) </sup>&#160;Consumer loans are primarily evaluated on a homogenous pool level and generally not individually risk rated unless certain factors are met.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-indent:-13.5pt'><sup>&#160; (2) </sup>&#160;Classified loans consist of substandard, doubtful and loss.</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify'><u>Impaired loans:</u> The following tables present an analysis of impaired loans at the dates indicated (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:21.15pt'> <td width="108" valign="bottom" style='width:81.25pt;padding:0;height:21.15pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'><b>March 31, 2014</b></p> </td> <td width="7" valign="bottom" style='width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded Investment with No Specific Valuation Allowance</b></p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded Investment with Specific Valuation Allowance</b></p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total Recorded Investment</b></p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="top" style='width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Unpaid Principal Balance</b></p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" colspan="2" valign="top" style='width:6.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.95pt;text-align:center'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Related Specific Valuation Allowance</b></p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:21.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="bottom" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.4pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:10.1pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Commercial business</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>947</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>947</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,067</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Commercial real estate</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>17,956</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>166</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>18,122</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>20,601</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>137</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Land</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>858</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>858</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>861</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Multi-family</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,014</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,014</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,103</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Real estate construction</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Consumer</p> </td> <td width="7" valign="bottom" style='width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,596</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,413</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,009</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,639</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>142</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:4.45pt'> <td width="108" valign="bottom" style='width:81.25pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Total</p> </td> <td width="7" valign="bottom" style='width:5.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="75" valign="bottom" style='width:56.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>24,371</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,579</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>25,950</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="64" valign="bottom" style='width:47.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>29,271</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" colspan="2" valign="bottom" style='width:6.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>279</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" style='border:none'></td> <td width="7" style='border:none'></td> <td width="75" style='border:none'></td> <td width="8" style='border:none'></td> <td width="8" style='border:none'></td> <td width="66" style='border:none'></td> <td width="8" style='border:none'></td> <td width="9" style='border:none'></td> <td width="66" style='border:none'></td> <td width="8" style='border:none'></td> <td width="9" style='border:none'></td> <td width="64" style='border:none'></td> <td width="8" style='border:none'></td> <td width="0" style='border:none'></td> <td width="8" style='border:none'></td> <td width="62" style='border:none'></td> <td width="8" style='border:none'></td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="108" valign="bottom" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-20.7pt'><b>March 31, 2013</b></p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:9.9pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:4.95pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:13.5pt'> <td width="108" valign="bottom" style='width:81.25pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:13.5pt'> <td width="108" valign="bottom" style='width:81.25pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Commercial business</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>679</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>679</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>944</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Commercial real estate</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12,011</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,455</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,466</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,291</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>536</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Land</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,469</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,469</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,359</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Multi-family</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,846</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,846</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,802</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Real estate construction</p> </td> <td width="7" valign="bottom" style='width:5.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>175</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>175</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>811</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="108" valign="top" style='width:81.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>Consumer</p> </td> <td width="7" valign="bottom" style='width:5.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="75" valign="bottom" style='width:56.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,090</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,843</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,933</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="64" valign="bottom" style='width:47.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,799</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>183</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:4.45pt'> <td width="108" valign="bottom" style='width:81.25pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:9.0pt;margin-bottom:.0001pt;text-indent:-9.0pt'>Total</p> </td> <td width="7" valign="bottom" style='width:5.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="75" valign="bottom" style='width:56.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,270</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,298</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.8pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>32,568</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="64" valign="bottom" style='width:47.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>38,006</p> </td> <td width="8" valign="top" style='width:6.1pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>719</p> </td> <td width="8" valign="top" style='width:6.25pt;padding:0;height:4.45pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:13.5pt'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'><b>Year ended March 31, 2014</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'><b>Year ended March 31, 2013</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td colspan="6" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'><b>Year ended March 31, 2012</b></p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Average</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded Investment</b></p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Interest Recognized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>on Impaired Loans</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Average</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded Investment</b></p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Interest Recognized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>on Impaired Loans</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Average</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded Investment</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Interest Recognized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>on Impaired Loans</b></p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial business</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,150</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>43</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,986</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>98</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,400</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>316</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial real estate</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,451</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>472</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>20,705</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>388</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>17,102</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>919</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Land</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,854</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,818</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>78</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>13,339</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>321</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Multi-family</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,758</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,822</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>127</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,254</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>402</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate construction</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>69</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,365</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,700</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>159</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Consumer</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,679</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>47</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,961</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>105</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,584</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>75</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Total</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>28,961</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>583</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>46,657</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>796</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>53,379</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,192</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>Trouble debt restructurings (&#147;TDR&#148;) are loans where the Company, for economic or legal reasons related to the borrower's financial condition, has granted a concession to the borrower that it would otherwise not consider. A TDR typically involves a modification of terms such as a reduction of the stated interest rate or face amount of the loan, a reduction of accrued interest, or an extension of the maturity date(s) at a stated interest rate lower than the current market rate for a new loan with similar risk.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>TDRs are considered impaired loans and as such, when a loan is deemed to be impaired, the amount of the impairment is measured using discounted cash flows using the original note rate, except when the loan is collateral dependent.&#160; In these cases, the estimated fair value of the collateral, less selling costs (when applicable) is used. Impairment is recognized as a specific component within the allowance for loan losses if the value of the impaired loan is less than the recorded investment in the loan. When the amount of the impairment represents a confirmed loss, it is charged off against the allowance for loan losses.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>The following table presents new TDRs for the twelve months ended March 31, 2014 and 2013 (dollars in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:13.95pt'> <td width="120" valign="bottom" style='width:89.95pt;padding:0;height:13.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="240" colspan="8" valign="bottom" style='width:2.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.95pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:center'><b>March 31, 2014</b></p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:13.95pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="246" colspan="8" valign="bottom" style='width:184.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.95pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:center'><b>March 31, 2013</b></p> </td> </tr> <tr style='height:53.6pt'> <td width="120" valign="bottom" style='width:89.95pt;padding:0;height:53.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>(Dollars in Thousands)</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:53.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Number of Contracts</b></p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.15pt;text-align:center'><b>Pre-Modification Outstanding Recorded Investment</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Post-Modification Outstanding Recorded Investment</b></p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Number of Contracts</b></p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.15pt;text-align:center'><b>Pre-Modification Outstanding Recorded Investment</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Post-Modification Outstanding Recorded Investment</b></p> </td> <td width="6" valign="top" style='width:4.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:53.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="120" valign="bottom" style='width:89.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="120" valign="bottom" style='width:89.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial business</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>504</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>465</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="63" valign="bottom" style='width:46.95pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>449</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>408</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="120" valign="bottom" style='width:89.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial real estate <sup>(1)</sup></p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>6,295</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,210</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>9,022</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,603</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="120" valign="bottom" style='width:89.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Land <sup>(1)</sup></p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>1,193</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>918</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="120" valign="bottom" style='width:89.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Multi-family <sup>(1)</sup></p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>2,562</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,014</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>3,277</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,967</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="120" valign="bottom" style='width:89.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Consumer</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>573</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>561</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>1,971</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,671</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="120" valign="bottom" style='width:89.95pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Total</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>9,934</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,250</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="63" valign="bottom" style='width:46.95pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>15,912</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14,567</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:2.1pt'> <td width="120" valign="bottom" style='width:89.95pt;padding:0;height:2.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;border:none;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:4.3pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:2.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:2.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="66" valign="bottom" style='width:49.5pt;border:none;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.5pt;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.1pt;border:none;padding:0;height:2.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;border:none;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:2.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0;height:2.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="618" colspan="18" valign="bottom" style='width:463.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><sup>(1) </sup>&#160;Included within these amounts at March 31, 2013, is a $5.0 million real estate construction loan restructured into one $3.3 million multi-family, one $875,000 commercial real estate and one $800,000 land loan based upon collateral securing the restructured loans.</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>There were no TDRs that were recorded in the twelve months prior to March 31, 2014 that subsequently defaulted in the twelve months ended March 31, 2014. There was one TDR loan secured by a one-to-four family home that was recorded in the twelve months prior to March 31, 2013 that defaulted in the twelve months ended March 31, 2013. The loan had a pre-modification outstanding recorded investment of $442,000 and the amount of the defaulted loan totaled $441,000.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for allowance for credit losses.</p>
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                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EAWAE">
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          <div style="width: 200px;"><strong>Employee Benefit Plans (Details) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
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          <div>Mar. 31, 2014</div>
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          <div>Mar. 31, 2013</div>
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        <th class="th">
          <div>Mar. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross</a></td>
        <td class="nump">87,154<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 27<span></span></td>
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        <td class="nump">$ 78<span></span></td>
        <td class="nump">$ 2<span></span></td>
        <td class="nump">$ 12<span></span></td>
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          <div class="a">1998 Stock Option Plan</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">In July 1998, shareholders of the Company approved the adoption of the 1998 Stock Option Plan (&#147;1998 Plan&#148;). The 1998 Plan was effective October 1998 and expired in October 2008<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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          <div class="a">2003 Stock Option Plan</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">In July 2003, shareholders of the Company approved the adoption of the 2003 Stock Option Plan (&#147;2003 Plan&#148;). The 2003 Plan was effective July 2003 and expired in July 2013<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized', window );">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized</a></td>
        <td class="nump">0<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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          <div class="a">1998 and 2003 Stock Option Plan</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsMethodUsed', window );">Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Method Used</a></td>
        <td class="text">The fair value of each stock option granted is estimated on the date of grant using the Black-Scholes based stock option valuation model.<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">87,154<span></span></td>
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        <td class="nump">$ 1.18<span></span></td>
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                <p>Represents the pre-tax compensation expense related to stock options incurred during the indicated period.</p>
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                <p>No definition available.</p>
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                <p>Represents the balance of unrecognized compensation cost related to nonvested stock options as of the indicated date.</p>
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                <p>No definition available.</p>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDescription">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>General descriptive information regarding an arrangement under which employees and directors receive: (a) awards of equity shares, equity share options, or other equity instruments; or (b) the entity incurs liabilities to them: (1) in amounts based, at least in part, on the price of the entity's shares or other equity instruments; or (2) that require or may require settlement by issuance of the entity's shares. Such an arrangement is usually provided to employees and directors to compensate them, provide performance incentives to them, and to attract or retain their services. May also include pertinent information particular to a plan that is not elsewhere specified in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDescription</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsMethodUsed">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For each plan, identification of the award pricing model or other valuation method used in calculating the weighted average fair values disclosed. The model is also used to calculate the compensation expense that is shown within the balance sheet, income statement, and cash flow. Examples of valuation techniques are lattice models (binomial model), closed-form models (Black-Scholes-Merton formula), and a Monte Carlo simulation technique. Fair value is the amount at which an asset or liability could be bought or incurred or sold or settled in a current transaction between willing parties, that is, other than in a forced or liquidation sale. May include disclosures about the assumptions underlying application of the method selected.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsMethodUsed</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of shares (or other type of equity) originally approved (usually by shareholders and board of directors), net of any subsequent amendments and adjustments, for awards under the equity-based compensation plan. As stock or unit options and equity instruments other than options are awarded to participants, the shares or units remain authorized and become reserved for issuance under outstanding awards (not necessarily vested).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross number of share options (or share units) granted during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average grant-date fair value of options granted during the reporting period as calculated by applying the disclosed option pricing methodology.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Real Estate Owned<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateOwnedTextBlock', window );">Real Estate Owned</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in'><b>8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </b><b>REAL ESTATE OWNED</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The following table is a summary of the activity in REO for the periods indicated (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:1.0in;border-collapse:collapse;border:none'> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="216" colspan="8" valign="bottom" style='width:2.25in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31,</b></p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" colspan="3" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Balance at beginning of year, net</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,638</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>18,731</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>27,590</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Additions</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,564</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14,207</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,050</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Dispositions</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(12,443</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(12,326</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(11,671</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Writedowns</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(2,056</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(4,974</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(4,238</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="228" valign="bottom" style='width:171.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Balance at end of year, net</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,703</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,638</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" colspan="2" valign="bottom" style='width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>18,731</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="228" style='border:none'></td> <td width="12" style='border:none'></td> <td width="54" style='border:none'></td> <td width="12" style='border:none'></td> <td width="12" style='border:none'></td> <td width="54" style='border:none'></td> <td width="12" style='border:none'></td> <td width="12" style='border:none'></td> <td width="48" style='border:none'></td> <td width="0" style='border:none'></td> <td width="12" style='border:none'></td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>REO expenses for the year ended March 31, 2014 consisted of write-downs on existing REO properties of$2.1 million and operating expenses of $709,000. Net losses on dispositions of REO totaled $245,000 for the year ended March 31, 2014, and were included in other non-interest income in the accompanying Consolidated Statements of Operations.&#160; REO expenses for the year ended March 31, 2013 consisted of write-downs on existing REO properties of $5.0 million, operating expenses of $807,000 and net losses on dispositions of REO totaled $384,000. REO expenses for the year ended March 31, 2012 consisted of write-downs on existing REO properties of $4.2 million, operating expenses of $859,000 and net losses on dispositions of REO of $556,000.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><nobr>us-gaap_DisclosureTextBlockAbstract</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4437-111522<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 35<br><br> -Paragraph 43<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29634951&amp;loc=d3e1739-110224<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10(4))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 28<br><br> -Article 12<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph c<br><br> -Subparagraph Schedule III<br><br> -Article 5<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -Section 40<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6905009&amp;loc=d3e18511-111553<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -Section 40<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6905009&amp;loc=d3e18551-111553<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Subparagraph 4<br><br> -Article 9<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 35<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=29634951&amp;loc=d3e1424-110224<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RealEstateOwnedTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans Receivable: Schedule of Related Party Transactions (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock', window );">Schedule of Related Party Transactions</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;line-height:1.0pt;line-height:normal'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:22.1pt;border-collapse:collapse;border:none'> <tr align="left"> <td width="282" valign="bottom" style='width:211.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="216" colspan="8" valign="bottom" style='width:162.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31,</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="282" valign="bottom" style='width:211.6pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" colspan="2" valign="bottom" style='width:45.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="282" valign="bottom" style='width:211.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Beginning balance</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,609</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,907</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,160</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="282" valign="bottom" style='width:211.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Originations</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>226</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="282" valign="bottom" style='width:211.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Principal repayments</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(755</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(524</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(254</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="282" valign="bottom" style='width:211.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Ending balance</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>854</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,609</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 1.5pt;border-right:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,907</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> </table><span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of related party transactions. Examples of related party transactions include, but are not limited to, transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners and (d) affiliates.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>141
<FILENAME>R120.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EXQAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Allowance for Loan Losses: Schedule of Impaired Loans, Average Recorded Investment and Interest Recognized (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Impaired Financing Receivable, Average Recorded Investment</a></td>
        <td class="nump">$ 28,961<span></span></td>
        <td class="nump">$ 46,657<span></span></td>
        <td class="nump">$ 53,379<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized', window );">Loans and Leases Receivable, Impaired, Interest Income Recognized</a></td>
        <td class="nump">583<span></span></td>
        <td class="nump">796<span></span></td>
        <td class="nump">2,192<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial business</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Impaired Financing Receivable, Average Recorded Investment</a></td>
        <td class="nump">1,150<span></span></td>
        <td class="nump">3,986<span></span></td>
        <td class="nump">6,400<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized', window );">Loans and Leases Receivable, Impaired, Interest Income Recognized</a></td>
        <td class="nump">43<span></span></td>
        <td class="nump">98<span></span></td>
        <td class="nump">316<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Impaired Financing Receivable, Average Recorded Investment</a></td>
        <td class="nump">19,451<span></span></td>
        <td class="nump">20,705<span></span></td>
        <td class="nump">17,102<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized', window );">Loans and Leases Receivable, Impaired, Interest Income Recognized</a></td>
        <td class="nump">472<span></span></td>
        <td class="nump">388<span></span></td>
        <td class="nump">919<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Land</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Impaired Financing Receivable, Average Recorded Investment</a></td>
        <td class="nump">1,854<span></span></td>
        <td class="nump">6,818<span></span></td>
        <td class="nump">13,339<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized', window );">Loans and Leases Receivable, Impaired, Interest Income Recognized</a></td>
        <td class="nump">5<span></span></td>
        <td class="nump">78<span></span></td>
        <td class="nump">321<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Multi-Family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Impaired Financing Receivable, Average Recorded Investment</a></td>
        <td class="nump">2,758<span></span></td>
        <td class="nump">7,822<span></span></td>
        <td class="nump">8,254<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized', window );">Loans and Leases Receivable, Impaired, Interest Income Recognized</a></td>
        <td class="nump">16<span></span></td>
        <td class="nump">127<span></span></td>
        <td class="nump">402<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate construction</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Impaired Financing Receivable, Average Recorded Investment</a></td>
        <td class="nump">69<span></span></td>
        <td class="nump">2,365<span></span></td>
        <td class="nump">6,700<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized', window );">Loans and Leases Receivable, Impaired, Interest Income Recognized</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">159<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Impaired Financing Receivable, Average Recorded Investment</a></td>
        <td class="nump">3,679<span></span></td>
        <td class="nump">4,961<span></span></td>
        <td class="nump">1,584<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized', window );">Loans and Leases Receivable, Impaired, Interest Income Recognized</a></td>
        <td class="nump">$ 47<span></span></td>
        <td class="nump">$ 105<span></span></td>
        <td class="nump">$ 75<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=d3e5258-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the amount of interest income on impaired and nonperforming loans that was recognized as income during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableImpairedInterestIncomeRecognized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>142
<FILENAME>R85.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Benefit Plans: Schedule of Stock Options Outstanding, less estimated forfeitures (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfStockOptionsOutstanding', window );">Schedule of Stock Options Outstanding, less estimated forfeitures</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-9.0pt;text-align:justify'>&nbsp;</p> </td> <td width="84" colspan="3" valign="bottom" style='width:63.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31, 2014</b></p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="84" colspan="3" valign="bottom" style='width:63.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31, 2013</b></p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.45pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.45pt'>Stock options fully vested and expected to vest:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-align:justify'>Number</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>469,896</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>407,100</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>Weighted average exercise price</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>7.96</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>9.06</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:12.6pt;text-align:justify'>Aggregate intrinsic value <sup>(1)</sup></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>71,000</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>3,000</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>Weighted average contractual term of options (years)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>4.57</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>4.34</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Stock options fully vested and currently exercisable:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>Number</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>385,900</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>404,300</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>Weighted average exercise price</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>9.09</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>9.11</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>Aggregate intrinsic value <sup>(1)</sup></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>16,000</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>2,000</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>Weighted average contractual term of options (years)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>3.54</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>4.32</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:3.3pt'> <td width="312" valign="bottom" style='width:3.25in;padding:0;height:3.3pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:3.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0;height:3.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.05pt;margin-bottom:0in;margin-left:-5.05pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:3.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0;height:3.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:3.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0;height:3.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.05pt;margin-bottom:0in;margin-left:-5.05pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:3.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="516" colspan="8" valign="bottom" style='width:387.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><sup>(1)</sup> The aggregate intrinsic value of a stock options in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised.&#160; This amount changes based on changes in the market value of the Company&#146;s stock.</p> </td> </tr> 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                <p>Tabular disclosure of the following for fully vested share options (or share units) and share options expected to vest at the date of the latest statement of financial position: the number, weighted-average exercise price (or conversion ratio), aggregate intrinsic value (except for nonpublic entities), and weighted-average remaining contractual term of options (or share units) currently exercisable (or convertible).</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Allowance for Loan Losses: Schedule of Impaired Financing Receivables (Tables)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfImpairedFinancingReceivablesTableTextBlock', window );">Schedule of Impaired Financing Receivables</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:12.6pt'> <td width="137" valign="bottom" style='width:103.0pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:13.5pt'>&nbsp;</p> </td> <td width="241" colspan="8" valign="bottom" style='width:180.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:12.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'><b>Allowance for loan losses</b></p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="241" colspan="8" valign="bottom" style='width:180.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:12.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'><b>Recorded investment in loans</b></p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0;height:12.6pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:32.0pt'> <td width="137" valign="bottom" style='width:103.0pt;padding:0;height:32.0pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>March 31, 2014</b></p> </td> <td width="11" valign="bottom" style='width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:32.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Individually Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Collectively Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total</b></p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:32.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Individually Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Collectively Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total</b></p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0;height:32.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="top" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial business</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>$</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,409</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,409</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>947</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>70,685</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>71,632</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial real estate</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>137</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,132</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,269</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>18,122</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>269,386</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>287,508</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Land</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>340</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>340</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>858</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,387</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>16,245</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Multi-family</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>203</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>203</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,014</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,114</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,128</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate construction</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>387</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>387</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,482</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,482</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Consumer</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>142</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,511</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,653</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,009</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>113,484</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>117,493</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Unallocated</p> </td> <td width="11" valign="bottom" style='width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,290</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,290</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Total</p> </td> <td width="11" valign="bottom" style='width:8.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>$</p> </td> <td width="68" valign="bottom" style='width:51.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>279</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="67" valign="bottom" style='width:50.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12,272</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="56" valign="bottom" style='width:42.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>12,551</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="70" valign="bottom" style='width:52.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>25,950</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="71" valign="bottom" style='width:53.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>507,538</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>533,488</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="241" colspan="8" valign="bottom" style='width:180.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:center'><b>Allowance for loan losses</b></p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="241" colspan="8" valign="bottom" style='width:180.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Recorded investment in loans</b></p> </td> <td width="6" valign="top" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b>March 31, 2013</b></p> </td> <td width="11" valign="bottom" style='width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Individually Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Collectively Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total</b></p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Individually Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Collectively Evaluated for Impairment</b></p> </td> <td width="10" valign="bottom" style='width:7.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Total</b></p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="top" style='width:51.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="top" style='width:50.35pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="top" style='width:52.15pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="top" style='width:53.05pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="top" style='width:40.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial business</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>$</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,128</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,128</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>679</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>71,256</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>71,935</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial real estate</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>536</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,443</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>5,979</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,466</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>278,225</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>297,691</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Land</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,019</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,019</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,469</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,935</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,404</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Multi-family</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>541</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>541</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,846</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>30,456</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>34,302</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate construction</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>221</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>221</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>175</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,500</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,675</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Consumer</p> </td> <td width="11" valign="bottom" style='width:8.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>183</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,766</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,949</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,933</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>94,072</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>99,005</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Unallocated</p> </td> <td width="11" valign="bottom" style='width:8.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="68" valign="bottom" style='width:51.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="67" valign="bottom" style='width:50.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,806</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="56" valign="bottom" style='width:42.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,806</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="71" valign="bottom" style='width:53.05pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="137" valign="bottom" style='width:103.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Total</p> </td> <td width="11" valign="bottom" style='width:8.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>$</p> </td> <td width="68" valign="bottom" style='width:51.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>719</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="67" valign="bottom" style='width:50.35pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>14,924</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="56" valign="bottom" style='width:42.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,643</p> </td> <td width="18" valign="bottom" style='width:13.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="70" valign="bottom" style='width:52.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>32,568</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="71" valign="bottom" style='width:53.05pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>503,444</p> </td> <td width="10" valign="bottom" style='width:7.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:.1in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="54" valign="bottom" style='width:40.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>536,012</p> </td> <td width="6" valign="bottom" style='width:4.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> </tr> </table><span></span></td>
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                <p>Tabular disclosure of impaired financing receivables.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E2ZAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Investment Securities: Schedule of Temporarily Impaired Securities, Fair Value and Unrealized losses (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Trust preferred</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</a></td>
        <td class="nump">$ 1,903<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses</a></td>
        <td class="num">(16)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,238<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(1,528)<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">1,903<span></span></td>
        <td class="nump">1,238<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses</a></td>
        <td class="num">(16)<span></span></td>
        <td class="num">(1,528)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">US Government Agencies Debt Securities</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</a></td>
        <td class="nump">17,985<span></span></td>
        <td class="nump">4,978<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses</a></td>
        <td class="num">(462)<span></span></td>
        <td class="num">(22)<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">17,985<span></span></td>
        <td class="nump">4,978<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses</a></td>
        <td class="num">(462)<span></span></td>
        <td class="num">(22)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Investment Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</a></td>
        <td class="nump">19,888<span></span></td>
        <td class="nump">4,978<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses</a></td>
        <td class="num">(478)<span></span></td>
        <td class="num">(22)<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,238<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(1,528)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">19,888<span></span></td>
        <td class="nump">6,216<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses</a></td>
        <td class="num">$ (478)<span></span></td>
        <td class="num">$ (1,550)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of amortized cost basis over fair value of securities that have been in a loss position for twelve months or longer for securities which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of amortized cost basis over fair value of securities in a loss position and categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of amortized cost basis over fair value of securities that have been in a loss position for less than twelve months for securities categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for twelve months or longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27337-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans Receivable: Schedule of Accounts, Notes, Loans and Financing Receivable (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;line-height:1.0pt;line-height:normal'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:22.1pt;border-collapse:collapse'> <tr align="left"> <td width="235" valign="bottom" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="top" style='width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-2.8pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="87" style='width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:center'><b>March 31, 2014</b></p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt'>&nbsp;</p> </td> <td width="11" valign="top" style='width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt'>&nbsp;</p> </td> <td width="85" valign="top" style='width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.5pt;text-align:center'><b>March 31, 2013</b></p> </td> </tr> <tr align="left"> <td width="235" valign="bottom" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial and construction</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.8pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:2.6pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.5pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:7.65pt'>Commercial business</p> </td> <td width="9" valign="bottom" style='width:6.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="87" valign="top" style='width:65.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>71,632</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="85" valign="top" style='width:63.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>71,935</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:6.75pt'>Other real estate mortgage</p> </td> <td width="9" valign="bottom" style='width:6.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>324,881</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>355,397</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:6.75pt'>Real estate construction</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="top" style='width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>19,482</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="top" style='width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>9,675</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:22.5pt'>Total commercial and construction</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>415,995</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>437,007</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Consumer</p> </td> <td width="9" valign="bottom" style='width:6.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:6.75pt'>Real estate one-to-four family</p> </td> <td width="9" valign="bottom" style='width:6.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>93,007</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>97,140</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:6.75pt'>Other installment</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>24,486</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>1,865</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:16.65pt'>Total consumer</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>117,493</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>99,005</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.9pt'>Total loans </p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>533,488</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>536,012</p> </td> </tr> <tr style='height:4.05pt'> <td width="235" valign="top" style='width:175.9pt;padding:0;height:4.05pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.6pt;padding:0;height:4.05pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;padding:0;height:4.05pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:4.05pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;padding:0;height:4.05pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;padding:0;height:4.05pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Less:</p> </td> <td width="9" valign="bottom" style='width:6.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="235" valign="top" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:8.1pt'>Allowance for loan losses</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>12,551</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>15,643</p> </td> </tr> <tr align="left"> <td width="235" valign="bottom" style='width:175.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:22.5pt'>Loans receivable, net</p> </td> <td width="9" valign="bottom" style='width:6.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="87" valign="bottom" style='width:65.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>520,937</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.6pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="85" valign="bottom" style='width:63.4pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.4pt;text-align:right'>520,369</p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3,4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3, 4<br><br> -Article 5<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Fair Value Measurement: Fair Value Measurements, Nonrecurring, Valuation Techniques (Tables)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="162" valign="bottom" style='width:121.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="88" valign="bottom" style='width:65.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>Valuation technique</b></p> </td> <td width="12" valign="bottom" style='width:9.05pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="169" valign="bottom" style='width:126.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt'><b>Significant unobservable inputs</b></p> </td> <td width="14" valign="top" style='width:10.2pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:-2.9pt;text-align:center'><b>Range</b></p> </td> </tr> <tr style='height:4.45pt'> <td width="162" valign="bottom" style='width:121.5pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="88" valign="bottom" style='width:65.8pt;border:none;padding:0;height:4.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.05pt;padding:0;height:4.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center;text-indent:.9pt'>&nbsp;</p> </td> <td width="169" valign="bottom" style='width:126.6pt;border:none;padding:0;height:4.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.2pt;padding:0;height:4.45pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-5.85pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.8pt;border:none;padding:0;height:4.45pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:12.25pt'> <td width="162" valign="bottom" style='width:121.5pt;padding:0;height:12.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:12.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="88" valign="bottom" style='width:65.8pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.05pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center;text-indent:.7pt'>&nbsp;</p> </td> <td width="169" valign="bottom" style='width:126.6pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.2pt;padding:0;height:12.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.8pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt'>&nbsp;</p> </td> </tr> <tr style='height:12.25pt'> <td width="162" valign="bottom" style='width:121.5pt;padding:0;height:12.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>Loans measured for impairment</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:12.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="88" valign="bottom" style='width:65.8pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>Appraised value</p> </td> <td width="12" valign="bottom" style='width:9.05pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center;text-indent:.7pt'>&nbsp;</p> </td> <td width="169" valign="bottom" style='width:126.6pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>Adjustment for market conditions</p> </td> <td width="14" valign="bottom" style='width:10.2pt;padding:0;height:12.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.8pt;padding:0;height:12.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt'>0% - 25%</p> </td> </tr> <tr style='height:3.4pt'> <td width="162" valign="bottom" style='width:121.5pt;padding:0;height:3.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:3.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="88" valign="bottom" style='width:65.8pt;padding:0;height:3.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.05pt;padding:0;height:3.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="169" valign="bottom" style='width:126.6pt;padding:0;height:3.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="bottom" style='width:10.2pt;padding:0;height:3.4pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.8pt;padding:0;height:3.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt'>&nbsp;</p> </td> </tr> <tr style='height:12.15pt'> <td width="162" valign="bottom" style='width:121.5pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate owned</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="88" valign="bottom" style='width:65.8pt;padding:0;height:12.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>Appraised value</p> </td> <td width="12" valign="bottom" style='width:9.05pt;padding:0;height:12.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="169" valign="bottom" style='width:126.6pt;padding:0;height:12.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>Adjustment for market conditions</p> </td> <td width="14" valign="bottom" style='width:10.2pt;padding:0;height:12.15pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-indent:4.4pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.8pt;padding:0;height:12.15pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:-.9pt'>0% - 19%</p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the inputs and valuation techniques used to measure fair value, and a discussion of changes in valuation techniques and related inputs, if any, applied during the period to each separate class of assets, liabilities, and financial instruments classified in shareholders' equity that are measured on a recurring and/or nonrecurring basis.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (bbb)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25499696&amp;loc=d3e19207-110258<br><br><br><br></p>
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          <div style="width: 200px;"><strong>Deposit Accounts (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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          <div>Mar. 31, 2014</div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the balance of certificates of deposits in amounts of $100,000 or more, as of the indicated date.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Significant Accounting Policies: Loans Held for Sale (Policies)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Loans Held for Sale</i></b> &#150; The Company identifies loans held for sale at the time of origination and such loans are carried at the lower of aggregate cost or net realizable value. Market values are derived from available market quotations for comparable pools of mortgage loans. Adjustments for unrealized losses, if any, are charged to income.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Gains or losses on sales of loans held for sale are recognized at the time of sale and are determined by the difference between the net sales proceeds and the allocated basis of these loans sold. The Company capitalizes mortgage servicing rights (&#147;MSRs&#148;) acquired through either the purchase of MSRs, the sale of originated mortgage loans or the securitization of mortgage loans with servicing rights retained. Upon sale of mortgage loans held for sale, the total cost of the loans designated for sale is allocated to mortgage loans with and without MSRs based on their relative fair values. The MSRs are included as a component of gain on sale of loans. The MSRs are amortized in proportion to and over the estimated period of the net servicing income and such amortization is reflected as a component of loan servicing income.</p><span></span></td>
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                <p>Disclosure of accounting policy for how the entity determines which receivables are initially accounted for as held for sale or are later transferred to the held for sale classification.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EPBAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Employee Stock Ownership Plan: Employee Stock Ownership Plan (ESOP) Disclosures (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EsopSharesFairValueOfUnreleasedShares', window );">ESOP shares, fair value of unreleased shares</a></td>
        <td class="nump">$ 338,000<span></span></td>
        <td class="nump">$ 325,000<span></span></td>
        <td class="nump">$ 334,000<span></span></td>
        <td class="nump">$ 524,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EsopSharesUnreleased', window );">ESOP shares, unreleased</a></td>
        <td class="nump">98,532<span></span></td>
        <td class="nump">123,165<span></span></td>
        <td class="nump">147,798<span></span></td>
        <td class="nump">172,431<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EsopSharesAllocatedAndReleased', window );">ESOP shares, allocated and released</a></td>
        <td class="nump">864,052<span></span></td>
        <td class="nump">839,419<span></span></td>
        <td class="nump">814,786<span></span></td>
        <td class="nump">790,153<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EsopShares', window );">ESOP shares</a></td>
        <td class="nump">962,584<span></span></td>
        <td class="nump">962,584<span></span></td>
        <td class="nump">962,584<span></span></td>
        <td class="nump">962,584<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EsopSharesAllocation', window );">ESOP shares, allocation</a></td>
        <td class="nump">24,633<span></span></td>
        <td class="nump">24,633<span></span></td>
        <td class="nump">24,633<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of allocated, released and unreleased ESOP shares, as of the date indicated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <p>The number of allocated and released ESOP, as of the date indicated.</p>
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                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of ESOP shares allocated during the indicated time period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>The fair value of unreleased ESOP shares, as of the indicated date.</p>
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                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of unreleased ESOP shares, as of the date indicated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Significant Accounting Policies: Segment Reporting, Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Business segments</i></b> &#150; The Company operates a single business segment. The financial information that is used by the chief operating decision maker in allocating resources and assessing performance is only provided for one reportable segment for years ended March 31, 2014, 2013 and 2012.</p><span></span></td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for segment reporting.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
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          <div style="width: 200px;"><strong>Employee Benefit Plans<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in'><b>13.&nbsp;&nbsp; </b><b>EMPLOYEE BENEFIT PLANS</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Retirement Plan - The Riverview Bancorp, Inc. Employees&#146; Savings and Profit Sharing Plan (the &#147;Plan&#148;) is a defined contribution profit-sharing plan incorporating the provisions of Section 401(k) of the Internal Revenue Code. Company expenses related to the Plan for the years ended March 31, 2014, 2013 and 2012 were $195,000 $192,000 and $401,000, respectively.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Directors Deferred Compensation Plan - Directors may elect to defer their monthly directors&#146; fees until retirement with no income tax payable by the director until retirement benefits are received. Chairman, President, Executive and Senior Vice Presidents of the Company may also defer salary into this plan. This alternative is made available to them through a nonqualified deferred compensation plan. The Company accrues annual interest on the unfunded liability under the Directors Deferred Compensation Plan based upon a formula relating to gross revenues, which amounted to 3.18%, 4.15% and 4.51% for the years ended March 31, 2014, 2013 and 2012, respectively. The estimated liability under the plan is accrued as earned by the participant. At March 31, 2014 and 2013, the Company&#146;s aggregate liability under the plan was $297,000 and $339,000, respectively.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Stock Option Plans <i>-</i> In July 1998, shareholders of the Company approved the adoption of the 1998 Stock Option Plan (&#147;1998 Plan&#148;). The 1998 Plan was effective October 1998 and expired in October 2008. Accordingly, no further option awards may be granted under the 1998 Plan; however, any awards granted prior to its expiration remain outstanding subject to their terms. Each option granted under the 1998 Plan has an exercise price equal to the fair market value of the Company&#146;s common stock on the date of the grant, a maximum term of ten years and a vesting period from zero to five years.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>In July 2003, shareholders of the Company approved the adoption of the 2003 Stock Option Plan (&#147;2003 Plan&#148;). The 2003 Plan was effective July 2003 and expired in July 2013. Accordingly, no further option awards may be granted under the 2003 Plan; however, any awards granted prior to its expiration remain outstanding subject to their terms. Each option granted under the 2003 Plan has an exercise price equal to the fair market value of the Company&#146;s common stock on the date of the grant, a maximum term of ten years and a vesting period from zero to five years.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The fair value of each stock option granted is estimated on the date of grant using the Black-Scholes based stock option valuation model. The fair value of all awards is amortized on a straight-line basis over the requisite service periods, which are generally the vesting periods. The expected life of options granted represents the period of time that they are expected to be outstanding. The expected life is determined based on historical experience with similar options, giving consideration to the contractual terms and vesting schedules. Expected volatility was estimated at the date of grant based on the historical volatility of the Company&#146;s common stock. Expected dividends are based on dividend trends and the market value of the Company&#146;s common stock at the time of grant. The risk-free interest rate for periods within the contractual life of the options is based on the U.S. Treasury yield curve in effect at the time of the grant. During the year ended March 31, 2014, the Company granted 87,154 stock options. The weighted average fair value of stock options granted during the year ended March 31, 2014 was $1.18. The Company did not grant stock options during the years ended March 31, 2013 and 2012.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>The Black-Scholes model uses the assumptions listed in the following table:</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:49.5pt;border-collapse:collapse'> <tr align="left"> <td width="141" valign="bottom" style='width:106.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.75pt;border:none;border-bottom:solid black 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Risk Free Interest Rate</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;border:none;border-bottom:solid black 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Expected</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Life (years)</b></p> </td> <td width="12" valign="top" style='width:9.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;border:none;border-bottom:solid black 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Expected</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Volatility</b></p> </td> <td width="14" valign="top" style='width:10.5pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.7pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;border:none;border-bottom:solid black 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Expected</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Dividends</b></p> </td> <td width="11" valign="top" style='width:7.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> </tr> <tr style='height:8.7pt'> <td width="141" valign="bottom" style='width:106.05pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>Fiscal 2014</p> </td> <td width="70" valign="bottom" style='width:52.75pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>1.95</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>%</p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>6.25</p> </td> <td width="12" valign="bottom" style='width:9.25pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.25pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>51.87</p> </td> <td width="14" valign="bottom" style='width:10.5pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>%</p> </td> <td width="10" valign="bottom" style='width:7.7pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>2.04</p> </td> <td width="11" valign="bottom" style='width:7.9pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>%</p> </td> </tr> <tr style='height:8.7pt'> <td width="141" valign="bottom" style='width:106.05pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>Fiscal 2013</p> </td> <td width="70" valign="bottom" style='width:52.75pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.25pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.25pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="14" valign="bottom" style='width:10.5pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.7pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="11" valign="bottom" style='width:7.9pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> </tr> <tr style='height:8.7pt'> <td width="141" valign="bottom" style='width:106.05pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>Fiscal 2012</p> </td> <td width="70" valign="bottom" style='width:52.75pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.25pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.25pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="14" valign="bottom" style='width:10.5pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.7pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="11" valign="bottom" style='width:7.9pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>As of March 31, 2014, unrecognized compensation cost related to nonvested stock options totaled $27,000. The Company recognized pre-tax compensation expense related to stock options of $78,000, $2,000 and $12,000 for the years ended March 31, 2014, 2013 and 2012, respectively.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The following table presents the activity related to options under all plans for the years indicated.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="168" valign="bottom" style='width:1.75in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="432" colspan="14" valign="bottom" style='width:4.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31,</b></p> </td> <td width="1" style='border:none;border-bottom:solid windowtext 1.0pt'><p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p></td> </tr> <tr align="left"> <td width="168" valign="bottom" style='width:1.75in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="132" colspan="4" valign="bottom" style='width:99.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="132" colspan="4" valign="bottom" style='width:99.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="10" valign="bottom" style='width:7.85pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="146" colspan="4" valign="bottom" style='width:109.15pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td width="1" valign="bottom" style='width:1.0pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="168" valign="bottom" style='width:1.75in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Number of Shares</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.0pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Weighted Average Exercise Price</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Number of Shares</b></p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.3pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Weighted Average Exercise Price</b></p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Number of Shares</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Weighted Average Exercise Price</b></p> </td> <td width="1" valign="bottom" style='width:1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:3.1pt'> <td width="168" valign="bottom" style='width:1.75in;padding:0;height:3.1pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Balance, beginning of period</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">407,500</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;border:none;padding:0;height:3.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.25in'><font lang="FR">$</font></p> </td> <td width="51" valign="bottom" style='width:38.0pt;border:none;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">9.05</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">440,500</font></p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:3.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.25in'><font lang="FR">$</font></p> </td> <td width="51" valign="bottom" style='width:38.3pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">8.87</font></p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.05in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;border:none;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">468,700</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0;height:3.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-.25in'><font lang="FR">$</font></p> </td> <td width="62" valign="bottom" style='width:46.15pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">9.00</font></p> </td> <td width="1" valign="bottom" style='width:1.0pt;padding:0;height:3.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="168" valign="bottom" style='width:1.75in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'><font lang="FR">Grants</font></p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">87,154</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">2.78</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">-</font></p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">-</font></p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">-</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'><font lang="FR">-</font></p> </td> <td width="1" valign="bottom" style='width:1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="168" valign="bottom" style='width:1.75in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-align:justify'>Forfeited</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3,000</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1.97</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(28,200</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>11.17</p> </td> <td width="1" valign="bottom" style='width:1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="168" valign="bottom" style='width:1.75in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>Expired</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>(20,000</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>)</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>8.98</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>(30,000</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>)</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="51" valign="bottom" style='width:38.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>7.00</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-4.5pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="1" valign="bottom" style='width:1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-4.5pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="168" valign="bottom" style='width:1.75in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Balance, end of period</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>474,654</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:7.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-14.0pt'>$</p> </td> <td width="51" valign="bottom" style='width:38.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>7.91</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>407,500</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-14.0pt'>$</p> </td> <td width="51" valign="bottom" style='width:38.3pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>9.05</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.15pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>440,500</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.85pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-14.0pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.15pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>8.87</p> </td> <td width="1" valign="bottom" style='width:1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-4.5pt'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Additional information regarding options outstanding as of March 31, 2014 is as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>`</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-9.0pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td colspan="4" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Options Outstanding</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td colspan="4" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Options Exercisable</b></p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-indent:.9pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Weighted Avg</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Weighted</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Weighted</b></p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Remaining</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Average</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Average</b></p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b>Range of</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Contractual</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Number</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Exercise</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Number</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Exercise</b></p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'><b>Exercise Price</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Life (years)</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Outstanding</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Price</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Exercisable</b></p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Price</b></p> </td> </tr> <tr align="left"> <td valign="bottom" style='border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.7pt'>$1.97 - $6.17</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>6.71</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>258,154</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.70</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>169,400</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4.19</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.3pt'>$7.49 - $9.51</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>4.22</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>2,500</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8.12</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,500</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8.12</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-.3pt'>$10.10 - $10.83</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>2.65</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>9,000</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10.37</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,000</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>10.37</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>$12.98 - $14.52</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>2.05</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>205,000</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>13.09</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>205,000</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>13.09</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:1.95pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:23.1pt;text-align:right'>4.61</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>474,654</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7.91</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>385,900</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9.09</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>The following table presents information on stock options outstanding for the periods shown, less estimated forfeitures.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-9.0pt;text-align:justify'>&nbsp;</p> </td> <td width="84" colspan="3" valign="bottom" style='width:63.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31, 2014</b></p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="84" colspan="3" valign="bottom" style='width:63.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31, 2013</b></p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.45pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.45pt'>Stock options fully vested and expected to vest:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:13.5pt;text-align:justify'>Number</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>469,896</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>407,100</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>Weighted average exercise price</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>7.96</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>9.06</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:12.6pt;text-align:justify'>Aggregate intrinsic value <sup>(1)</sup></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>71,000</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>3,000</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>Weighted average contractual term of options (years)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>4.57</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>4.34</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Stock options fully vested and currently exercisable:</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>Number</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>385,900</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>404,300</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>Weighted average exercise price</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>9.09</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>9.11</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>Aggregate intrinsic value <sup>(1)</sup></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>16,000</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt'>&nbsp;</p> </td> <td width="36" valign="bottom" style='width:27.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>2,000</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="312" valign="bottom" style='width:3.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>Weighted average contractual term of options (years)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>3.54</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-5.05pt;text-align:right'>4.32</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:3.3pt'> <td width="312" valign="bottom" style='width:3.25in;padding:0;height:3.3pt'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:13.5pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:3.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.5pt;margin-bottom:0in;margin-left:-.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0;height:3.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.05pt;margin-bottom:0in;margin-left:-5.05pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:3.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="36" valign="top" style='width:27.0pt;padding:0;height:3.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:3.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0;height:3.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.05pt;margin-bottom:0in;margin-left:-5.05pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.0pt;padding:0;height:3.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="516" colspan="8" valign="bottom" style='width:387.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><sup>(1)</sup> The aggregate intrinsic value of a stock options in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price) that would have been received by the option holders had all option holders exercised.&#160; This amount changes based on changes in the market value of the Company&#146;s stock.</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:.25in;text-align:justify'><font style='layout-grid-mode:both'>There were no stock options exercised for the years ended March 31, 2014, 2013 and 2012, respectively.</font></p><span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for an entity's employee compensation and benefit plans, including, but not limited to, postemployment and postretirement benefit plans, defined benefit pension plans, defined contribution plans, non-qualified and supplemental benefit plans, deferred compensation, share-based compensation, life insurance, severance, health care, unemployment and other benefit plans.</p>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CompensationAndEmployeeBenefitPlansTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DisclosureTextBlockAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>152
<FILENAME>R115.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EM2BG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Allowance for Loan Losses: Schedule of Impaired Financing Receivables (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</a></td>
        <td class="nump">$ 279<span></span></td>
        <td class="nump">$ 719<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump">12,272<span></span></td>
        <td class="nump">14,924<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Financing Receivable Allowance for Credit Losses, Evaluated for Impairment</a></td>
        <td class="nump">12,551<span></span></td>
        <td class="nump">15,643<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Financing Receivable, Individually Evaluated for Impairment</a></td>
        <td class="nump">25,950<span></span></td>
        <td class="nump">32,568<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump">507,538<span></span></td>
        <td class="nump">503,444<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableEvaluatedForImpairment', window );">Financing Receivable, Evaluated for Impairment</a></td>
        <td class="nump">533,488<span></span></td>
        <td class="nump">536,012<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial business</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump">2,409<span></span></td>
        <td class="nump">2,128<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Financing Receivable Allowance for Credit Losses, Evaluated for Impairment</a></td>
        <td class="nump">2,409<span></span></td>
        <td class="nump">2,128<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Financing Receivable, Individually Evaluated for Impairment</a></td>
        <td class="nump">947<span></span></td>
        <td class="nump">679<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump">70,685<span></span></td>
        <td class="nump">71,256<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableEvaluatedForImpairment', window );">Financing Receivable, Evaluated for Impairment</a></td>
        <td class="nump">71,632<span></span></td>
        <td class="nump">71,935<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</a></td>
        <td class="nump">137<span></span></td>
        <td class="nump">536<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump">5,132<span></span></td>
        <td class="nump">5,443<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Financing Receivable Allowance for Credit Losses, Evaluated for Impairment</a></td>
        <td class="nump">5,269<span></span></td>
        <td class="nump">5,979<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Financing Receivable, Individually Evaluated for Impairment</a></td>
        <td class="nump">18,122<span></span></td>
        <td class="nump">19,466<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump">269,386<span></span></td>
        <td class="nump">278,225<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableEvaluatedForImpairment', window );">Financing Receivable, Evaluated for Impairment</a></td>
        <td class="nump">287,508<span></span></td>
        <td class="nump">297,691<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Land</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump">340<span></span></td>
        <td class="nump">2,019<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Financing Receivable Allowance for Credit Losses, Evaluated for Impairment</a></td>
        <td class="nump">340<span></span></td>
        <td class="nump">2,019<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Financing Receivable, Individually Evaluated for Impairment</a></td>
        <td class="nump">858<span></span></td>
        <td class="nump">3,469<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump">15,387<span></span></td>
        <td class="nump">19,935<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableEvaluatedForImpairment', window );">Financing Receivable, Evaluated for Impairment</a></td>
        <td class="nump">16,245<span></span></td>
        <td class="nump">23,404<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Multi-Family</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump">203<span></span></td>
        <td class="nump">541<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Financing Receivable Allowance for Credit Losses, Evaluated for Impairment</a></td>
        <td class="nump">203<span></span></td>
        <td class="nump">541<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Financing Receivable, Individually Evaluated for Impairment</a></td>
        <td class="nump">2,014<span></span></td>
        <td class="nump">3,846<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump">19,114<span></span></td>
        <td class="nump">30,456<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableEvaluatedForImpairment', window );">Financing Receivable, Evaluated for Impairment</a></td>
        <td class="nump">21,128<span></span></td>
        <td class="nump">34,302<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate construction</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump">387<span></span></td>
        <td class="nump">221<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Financing Receivable Allowance for Credit Losses, Evaluated for Impairment</a></td>
        <td class="nump">387<span></span></td>
        <td class="nump">221<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Financing Receivable, Individually Evaluated for Impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">175<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump">19,482<span></span></td>
        <td class="nump">9,500<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableEvaluatedForImpairment', window );">Financing Receivable, Evaluated for Impairment</a></td>
        <td class="nump">19,482<span></span></td>
        <td class="nump">9,675<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</a></td>
        <td class="nump">142<span></span></td>
        <td class="nump">183<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump">2,511<span></span></td>
        <td class="nump">2,766<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Financing Receivable Allowance for Credit Losses, Evaluated for Impairment</a></td>
        <td class="nump">2,653<span></span></td>
        <td class="nump">2,949<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Financing Receivable, Individually Evaluated for Impairment</a></td>
        <td class="nump">4,009<span></span></td>
        <td class="nump">4,933<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Collectively Evaluated for Impairment</a></td>
        <td class="nump">113,484<span></span></td>
        <td class="nump">94,072<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableEvaluatedForImpairment', window );">Financing Receivable, Evaluated for Impairment</a></td>
        <td class="nump">117,493<span></span></td>
        <td class="nump">99,005<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Unallocated</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</a></td>
        <td class="nump">1,290<span></span></td>
        <td class="nump">1,806<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment', window );">Financing Receivable Allowance for Credit Losses, Evaluated for Impairment</a></td>
        <td class="nump">$ 1,290<span></span></td>
        <td class="nump">$ 1,806<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance for financing receivables that are expected to be uncollectible that were individually and/or collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_FinancingReceivableAllowanceForCreditLossesEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FinancingReceivableEvaluatedForImpairment">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were individually and/or collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_FinancingReceivableEvaluatedForImpairment</nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</nobr></td>
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                    <td>us-gaap_</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><nobr>us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Fair Value Of Financial Instruments<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock', window );">Fair Value Of Financial Instruments</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-indent:-.5in'><b>18.&nbsp;&nbsp; </b><b>FAIR VALUE OF FINANCIAL INSTRUMENTS</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The following disclosure of the estimated fair value of financial instruments is made in accordance with applicable accounting standards. The Company, using available market information and appropriate valuation methodologies, has determined the estimated fair value amounts. However, considerable judgment is necessary to interpret market data in the development of the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in the future. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The estimated fair value of financial instruments is as follows (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:34.2pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:34.2pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:9.0pt'>&nbsp;</p> </td> <td width="71" colspan="2" valign="bottom" style='width:53.45pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="89" colspan="2" valign="bottom" style='width:66.6pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Quoted prices in active markets for identical assets</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="77" colspan="2" valign="bottom" style='width:57.95pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Other observable inputs</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="72" colspan="2" valign="bottom" style='width:53.85pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Significant unobservable inputs</b></p> </td> <td width="6" valign="bottom" style='width:4.4pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:34.2pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:9.0pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>March 31, 2014</b></p> </td> <td width="71" colspan="2" valign="bottom" style='width:53.45pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Carry Value</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;</b></p> </td> <td width="89" colspan="2" valign="bottom" style='width:66.6pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 1)</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;</b></p> </td> <td width="77" colspan="2" valign="bottom" style='width:57.95pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 2)</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;</b></p> </td> <td width="72" colspan="2" valign="bottom" style='width:53.85pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 3)</b></p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair Value</b></p> </td> </tr> <tr style='height:9.95pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:9.95pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'><b>Assets:</b></p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;border:none;border-top:solid windowtext 1.0pt;padding:0;height:9.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Cash </p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right'>68,577</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right'>68,577</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>68,577</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Certificates of deposit held for investment</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>36,925</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>37,176</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>37,176</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Investment securities available for sale</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,394</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>21,491</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,903</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>23,394</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Mortgage-backed securities held to maturity</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt'>101</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt'>104</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>104</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Mortgage-backed securities available for sale</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>78,575</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>78,575</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>78,575</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Loans receivable, net</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>520,937</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>480,454</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>480,454</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Loans held for sale</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>1,024</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,024</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,024</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Federal Home Loan Bank stock</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,744</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,744</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,744</p> </td> </tr> <tr style='height:5.85pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:5.85pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:5.85pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:5.85pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:5.85pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:5.85pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:5.85pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'><b>Liabilities:</b></p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Demand &#150; savings deposits</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>527,813</p> </td> <td width="13" valign="top" style='width:9.6pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>527,813</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>527,813</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Time deposits</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>162,253</p> </td> <td width="13" valign="top" style='width:9.6pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>162,020</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>162,020</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>Junior subordinated debentures</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>22,681</p> </td> <td width="13" valign="top" style='width:9.6pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>11,233</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>11,233</p> </td> </tr> <tr style='height:4.05pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:4.05pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>&nbsp;</b></p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:4.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;</b></p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:4.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:4.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;&nbsp;&nbsp;</b></p> </td> <td width="251" colspan="8" valign="bottom" style='width:188.0pt;padding:0;height:4.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:4.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:8.9pt;padding:0;height:4.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="top" style='width:40.15pt;padding:0;height:4.05pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:29.25pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:29.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="71" colspan="2" valign="bottom" style='width:53.45pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:29.25pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>&nbsp;</b></p> </td> <td width="89" colspan="2" valign="bottom" style='width:66.6pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Quoted prices in active markets for identical assets</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="77" colspan="2" valign="bottom" style='width:57.95pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Other observable inputs</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="72" colspan="2" valign="bottom" style='width:53.85pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Significant unobservable inputs</b></p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:29.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:9.0pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt'><b>March 31, 2013</b></p> </td> <td width="71" colspan="2" valign="bottom" style='width:53.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Carry Value</b></p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;</b></p> </td> <td width="89" colspan="2" valign="bottom" style='width:66.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 1)</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;</b></p> </td> <td width="77" colspan="2" valign="bottom" style='width:57.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 2)</b></p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>&nbsp;&nbsp;</b></p> </td> <td width="72" colspan="2" valign="bottom" style='width:53.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>(Level 3)</b></p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:9.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair Value</b></p> </td> </tr> <tr style='height:5.4pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:5.4pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="71" colspan="2" valign="bottom" style='width:53.45pt;border:none;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="89" colspan="2" valign="bottom" style='width:66.6pt;border:none;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="77" colspan="2" valign="bottom" style='width:57.95pt;border:none;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="72" colspan="2" valign="bottom" style='width:53.85pt;border:none;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;border:none;padding:0;height:5.4pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr style='height:11.25pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'><b>Assets:</b></p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:11.25pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:11.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Cash </p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right'>115,415</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-7.65pt;text-align:right'>115,415</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>115,415</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Certificates of deposit held for investment</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>44,635</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>45,078</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>45,078</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Investment securities available for sale</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,216</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,978</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,238</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,216</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Mortgage-backed securities held to maturity</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt'>125</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right;text-indent:9.0pt'>129</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>129</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Mortgage-backed securities available for sale</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>431</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>431</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>431</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Loans receivable, net</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>520,369</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>495,312</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>495,312</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Loans held for sale</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>831</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>831</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>831</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Federal Home Loan Bank stock</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,154</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,154</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7,154</p> </td> </tr> <tr style='height:10.35pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:10.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:10.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'><b>Liabilities:</b></p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="13" valign="bottom" style='width:9.6pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Demand &#150; savings deposits</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>475,688</p> </td> <td width="13" valign="top" style='width:9.6pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>475,688</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>475,688</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>Time deposits</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>188,118</p> </td> <td width="13" valign="top" style='width:9.6pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>189,289</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>189,289</p> </td> </tr> <tr style='height:12.6pt'> <td width="206" valign="bottom" style='width:154.5pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>Junior subordinated debentures</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:44.55pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>22,681</p> </td> <td width="13" valign="top" style='width:9.6pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="77" valign="bottom" style='width:57.7pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="65" valign="bottom" style='width:49.05pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="6" valign="bottom" style='width:4.8pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.95pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,433</p> </td> <td width="6" valign="top" style='width:4.4pt;padding:0;height:12.6pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.15pt;padding:0;height:12.6pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,433</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&#160;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.8pt;text-align:justify;text-indent:-.25pt'>Fair value estimates were based on existing financial instruments without attempting to estimate the value of anticipated future business. The fair value was not estimated for assets and liabilities that were not considered financial instruments.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.8pt;text-align:justify;text-indent:-.25pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Fair value estimates, methods and assumptions are set forth below.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Cash</i></b><i> </i>- Fair value approximates the carrying amount.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Certificates of Deposit held for investment &#150; The fair value of certificates of deposit with stated maturity was based on the discounted value of contractual cash flows. The discount rate was estimated using rates currently available in the local market.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Investments and Mortgage-Backed Securities &#150; Fair values were based on quoted market rates and dealer quotes. The fair value of the trust preferred investment was determined using a discounted cash flow method (see also Note 17 &#150; Fair Value Measurements).</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Loans Receivable and Loans Held for Sale &#150; Loans were priced using a discounted cash flow analysis. The fair value of loans held for sale was based on the loans carrying value as the agreements to sell these loans are short term fixed rate commitments and no material difference between the carrying value is likely.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Federal Home Loan Bank stock</i></b> &#150; The carrying amount approximates the estimated fair value of this investment.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Deposits - The fair value of deposits with no stated maturity such as non-interest-bearing demand deposits, interest checking, money market and savings accounts was equal to the amount payable on demand. The fair value of time deposits with stated maturity was based on the discounted value of contractual cash flows. The discount rate was estimated using rates currently available in the local market.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Junior Subordinated Debentures</i></b> - The fair value of the Debentures was based on the discounted cash flow method. Management believes that the discount rate utilized is indicative of those that would be used by market participants for similar types of debentures.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Off-Balance Sheet Financial Instruments - The estimated fair value of loan commitments approximates fees recorded associated with such commitments. Since the majority of the Bank&#146;s off-balance-sheet instruments consist of non-fee producing, variable rate commitments, the Bank has determined they do not have a distinguishable fair value.</p><span></span></td>
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                <p>Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Condensed Financial Information of Parent Company Only Disclosure: Condensed Income Statement (Tables)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='border-collapse:collapse'> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b>STATEMENTS OF OPERATIONS</b></p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><font style='text-transform:uppercase'>years ended March 31, 2014, 2013 and 2012</font></b></p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr style='height:21.0pt'> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><font style='text-transform:uppercase'> (</font></b><b>In thousands)</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td valign="bottom" style='padding:0;height:21.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>INCOME:</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Interest on investment securities and other short-term investments</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>13</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>20</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>40</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Interest on loan receivable from the Bank</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>42</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>50</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>59</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.25in'>Total income</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>55</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>70</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>99</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>EXPENSE:</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Management service fees paid to the Bank</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>143</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>143</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>142</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Other expenses</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>459</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>685</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,624</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.25in'>Total expense</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>602</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>828</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,766</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>LOSS BEFORE INCOME TAXES AND EQUITY</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.25in'>IN UNDISTRIBUTED LOSS OF THE BANK</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(547</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(758</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3,667</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>PROVISION <b>(</b>BENEFIT<b>)</b> FOR INCOME TAXES</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,365</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(258</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>81</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>INCOME (LOSS) OF PARENT COMPANY</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>818</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(500</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3,748</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>EQUITY IN UNDISTRIBUTED INCOME (LOSS) OF THE BANK</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>18,605</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,133</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;background:#F5F5FF;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(27,909</p> </td> <td valign="bottom" style='background:#F5F5FF;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>NET INCOME (LOSS)</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,423</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,633</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(31,657</p> </td> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations.</p>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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      <tr>
        <th class="th">
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Stock-Based Compensation </i></b>&#150; The Company accounts for stock based compensation in accordance with accounting guidance for stock compensation. The guidance requires measurement of the compensation cost for all stock-based awards based on the grant-date fair value and recognition of compensation cost over the service period of stock-based awards. The fair value of stock options is determined using the Black-Scholes valuation model.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for stock option and stock incentive plans. This disclosure may include (1) the types of stock option or incentive plans sponsored by the entity (2) the groups that participate in (or are covered by) each plan (3) significant plan provisions and (4) how stock compensation is measured, and the methodologies and significant assumptions used to determine that measurement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b),(f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2228939<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EDHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Mortgage-backed Securities: Schedule of mortgage-backed securities held to maturity (Details) (Mortgage-backed, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">
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        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">$ 125<span></span></td>
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        <td class="nump">$ 104<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">$ 129<span></span></td>
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      <tr>
        <td colspan="5"></td>
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      <tr>
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            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Comprised of Federal National Mortgage Association (&#x93;FNMA&#x94;) and FHLMC</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p>
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                <p>No definition available.</p>
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                <p>Fair value of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the excess of fair value over carrying value (amortized cost) of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding gain.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Significant Accounting Policies: Premises and Equipment, Policy (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock', window );">Premises and Equipment, Policy</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Premises and Equipment</i></b> &#150; Premises and equipment are stated at cost less accumulated depreciation. Leasehold improvements are amortized over the term of the lease or the estimated useful life of the improvements, whichever is less. Gains or losses on dispositions are reflected in earnings. Depreciation is generally computed on the straight-line method over the following estimated useful lives: building and improvements &#150; up to 45 years; furniture and equipment &#150; three to twenty years; and leasehold improvements &#150; fifteen to twenty-five years. The cost of maintenance and repairs is charged to expense as incurred. Assets are reviewed for impairment when events indicate their carrying value may not be recoverable.&#160; If management determines impairment exists the asset is reduced by an offsetting charge to expense.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The capitalized lease, less accumulated amortization is included in premises and equipment. The capitalized lease is amortized on a straight-line basis over the lease term and the amortization is included in depreciation expense.</p><span></span></td>
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                <p>Disclosure of accounting policy for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, basis of assets, depreciation and depletion methods used, including composite deprecation, estimated useful lives, capitalization policy, accounting treatment for costs incurred for repairs and maintenance, capitalized interest and the method it is calculated, disposals and impairments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2155824<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br></p>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_MortgageBackedSecuritiesHeldToMaturityAmortizedCost', window );">Mortgage-backed securities held to maturity pledged as collateral, Amortized Cost</a></td>
        <td class="nump">$ 36<span></span></td>
        <td class="nump">$ 53<span></span></td>
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        <td class="nump">37<span></span></td>
        <td class="nump">55<span></span></td>
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        <td class="nump">1,700<span></span></td>
        <td class="nump">416<span></span></td>
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        <td class="nump">$ 1,700<span></span></td>
        <td class="nump">$ 431<span></span></td>
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                <p>Amortized cost of mortgage-backed securities available for sale, that have been pledged as collateral for government public funds held by the Bank.</p>
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                <p>No definition available.</p>
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                <p>Fair value of mortgage-backed securities available for sale, that have been pledged as collateral for government public funds held by the Bank.</p>
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                <p>Amortized cost of mortgage-backed securities held to maturity and pledged as collateral for governmental public funds held by the bank.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <p>Fair value of mortgage-backed securities held to maturity and pledged as collateral for governmental public funds held by the bank.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EMOAC">
      <tr>
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          <div style="width: 200px;"><strong>RIVERVIEW BANCORP, INC. AND SUBSIDIARY - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="6">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th" colspan="2">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2012</div>
        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract', window );"><strong>Statements of Comprehensive Income</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income (Loss)</a></td>
        <td class="nump">$ 19,423<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 2,633<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">$ (31,657)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="nump">555<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">239<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">372<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
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        <td class="num">(189)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="num">(81)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="num">(126)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest', window );">Noncontrolling interest</a></td>
        <td class="nump">81<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">59<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">79<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="nump">$ 19,870<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 2,850<span></span></td>
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        <td class="num">$ (31,332)<span></span></td>
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              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">For the year ended March 31, 2012 the Company recognized a net loss and therefore all outstanding stock options were excluded from the calculation of diluted earnings per share because they were antidilutive.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">There were no reclassifications out of other comprehensive income (loss) for the years ended March 31, 2014, 2013 and 2012.</td>
            </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the tax effects occurring during the period which are related to the net unrealized gain (loss) resulting from changes in the fair [carrying] value during the period of available-for-sale securities. Such tax affects would have been charged or credited directly to other comprehensive income or to related components of shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 11<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18498875&amp;loc=d3e39076-109324<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16317811<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e557-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br></p>
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                <p>Amount after tax of (increase) decrease in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to noncontrolling interests. Excludes changes in equity resulting from investments by owners and distributions to owners.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
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                <p>Amount after tax, before reclassification adjustments, of unrealized holding gain (loss) on available-for-sale securities.</p>
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    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock', window );">Schedule of Earnings Per Share, Basic and Diluted</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:18.7pt;border-collapse:collapse;border:none'> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:8.3pt'>&nbsp;</p> </td> <td width="237" colspan="8" valign="bottom" style='width:178.1pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Year Ended March 31,</b></p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt'>(Dollars and share data in thousands, except per share data)</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:right;text-indent:-3.8pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:right;text-indent:-3.8pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;text-indent:-3.8pt'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;border-top:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;text-indent:-3.8pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in .7pt 0in .7pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;text-indent:-3.8pt'><b>2012 </b><b><sup>(1)</sup></b></p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:center;text-indent:.7pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt'>Basic EPS computation:</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:-1.95pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Numerator-net income (loss)</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>$</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>19,423</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>2,633</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>(31,657</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;text-indent:-9.0pt'>Denominator-weighted average common shares outstanding</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>22,367</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>22,343</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>22,318</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-5.4pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt'>Basic EPS</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>$</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>0.87</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>0.12</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>(1.42</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt'>Diluted EPS computation:</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Numerator-net income (loss)</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>$</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>19,423</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>2,633</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>(31,657</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.6pt;text-indent:-7.6pt'>Denominator-weighted average common shares outstanding</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>22,367</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>22,343</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>22,318</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:25.6pt'>Effect of dilutive stock options</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:right'>2</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-.7pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:22.5pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:25.6pt'>Weighted average common shares and common stock equivalents <sup>(1)</sup></p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>&nbsp;</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>22,369</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>22,343</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-indent:-5.4pt'>&nbsp;</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right;text-indent:-5.4pt'>22,318</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-indent:-5.4pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="303" valign="bottom" style='width:227.2pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt'>Diluted EPS</p> </td> <td width="10" valign="bottom" style='width:7.7pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.75pt;margin-bottom:0in;margin-left:1.45pt;margin-bottom:.0001pt;text-indent:-1.45pt'>$</p> </td> <td width="61" valign="bottom" style='width:45.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>0.87</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="60" valign="bottom" style='width:44.75pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>0.12</p> </td> <td width="12" valign="bottom" style='width:8.9pt;border:none;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.2pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt'>$</p> </td> <td width="58" valign="bottom" style='width:43.55pt;border:none;border-bottom:double windowtext 1.5pt;padding:0in .7pt 0in .7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-.7pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>(1.42</p> </td> <td width="12" valign="bottom" style='width:8.7pt;border:none;padding:0in .7pt 0in .7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt'>)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'><sup>&#160;(1) </sup>For the year ended March 31, 2012 the Company recognized a net loss and therefore all outstanding stock options were excluded from the calculation of diluted earnings per share because they were antidilutive.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Restricted Assets<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in'><b>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </b><b>RESTRICTED ASSETS</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Regulations of the Board of Governors of the Federal Reserve System (&#147;Federal Reserve Board&#148;) require that the Bank maintain minimum reserve balances either on hand or on deposit with the Federal Reserve Bank of San Francisco (&#147;FRB&#148;), based on a percentage of deposits. The amounts of such balances as of March 31, 2014 and 2013 were $765,000 and $652,000, respectively.</p><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for assets that are restricted in their use, generally by contractual agreements or regulatory requirements. This would include, but not limited to, a description of the restricted assets and the terms of the restriction.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Mortgage-backed Securities: Schedule of mortgage-backed securities held to maturity (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfMortgageBackedSecuritiesHeldToMaturityTableTextBlock', window );">Schedule of mortgage-backed securities held to maturity</a></td>
        <td class="text"><!--egx--><p style='margin-top:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:.25in;layout-grid-mode:line;margin-bottom:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr align="left"> <td width="216" valign="bottom" style='width:2.25in;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2014</u></b></p> </td> <td width="12" valign="bottom" style='width:8.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-1.0pt;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center;text-indent:-.7pt'><b>Amortized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt'><b>Cost</b></p> </td> <td width="16" valign="top" style='width:11.8pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="top" style='width:43.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>Gross Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'><b>Gains</b></p> </td> <td width="14" valign="top" style='width:10.45pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Gross Unrealized</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt'><b>Losses</b></p> </td> <td width="16" valign="top" style='width:12.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:5.7pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="top" style='width:46.45pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Estimated</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Fair</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Value</b></p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="16" valign="top" style='width:11.8pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.45pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:.9pt'>&nbsp;</p> </td> <td width="16" valign="bottom" style='width:12.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.45pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:-.1pt;text-align:right;text-indent:.1pt'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>Mortgage-backed securities <sup>(1)</sup></p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>101</p> </td> <td width="16" valign="top" style='width:11.8pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="59" valign="bottom" style='width:43.9pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3</p> </td> <td width="14" valign="top" style='width:10.45pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="16" valign="bottom" style='width:12.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.45pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>104</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:12.3pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:12.3pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:12.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.35pt;padding:0;height:12.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="16" valign="top" style='width:11.8pt;padding:0;height:12.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:12.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="top" style='width:43.9pt;padding:0;height:12.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.45pt;padding:0;height:12.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-indent:.9pt'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;padding:0;height:12.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.3pt;padding:0;height:12.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-indent:.9pt'>&nbsp;</p> </td> <td width="16" valign="top" style='width:12.0pt;padding:0;height:12.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:12.3pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="62" valign="top" style='width:46.45pt;padding:0;height:12.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0;height:12.3pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:7.65pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt'><b><u>March 31, 2013</u></b></p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:7.65pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center;text-indent:-.7pt'>&nbsp;</p> </td> <td width="16" valign="top" style='width:11.8pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="top" style='width:6.2pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-3.5pt;margin-bottom:0in;margin-left:-2.9pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="59" valign="top" style='width:43.9pt;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:-.5pt;text-align:center'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.45pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.6pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="top" style='width:45.3pt;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:center;text-indent:.9pt'>&nbsp;</p> </td> <td width="16" valign="top" style='width:12.0pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="8" valign="top" style='width:5.7pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-6.55pt;margin-bottom:0in;margin-left:-2.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="62" valign="top" style='width:46.45pt;padding:0;height:7.65pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0;height:7.65pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>Mortgage-backed securities <sup>(1)</sup></p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>125</p> </td> <td width="16" valign="top" style='width:11.8pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="59" valign="bottom" style='width:43.9pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4</p> </td> <td width="14" valign="top" style='width:10.45pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="16" valign="bottom" style='width:12.0pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>$</p> </td> <td width="62" valign="bottom" style='width:46.45pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>129</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0;height:8.1pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:1.8pt'> <td width="216" valign="bottom" style='width:2.25in;padding:0;height:1.8pt'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:13.5pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:8.65pt;padding:0;height:1.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.35pt;padding:0;height:1.8pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:2.7pt;text-align:right;text-indent:-.9pt'>&nbsp;</p> </td> <td width="16" valign="top" style='width:11.8pt;padding:0;height:1.8pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:-3.5pt;text-align:right;text-indent:4.4pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:6.2pt;padding:0;height:1.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="59" valign="bottom" style='width:43.9pt;padding:0;height:1.8pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="14" valign="top" style='width:10.45pt;padding:0;height:1.8pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-5.4pt;margin-bottom:0in;margin-left:-5.25pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="bottom" style='width:4.6pt;padding:0;height:1.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.3pt;padding:0;height:1.8pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="16" valign="bottom" style='width:12.0pt;padding:0;height:1.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-6.55pt'>&nbsp;</p> </td> <td width="8" valign="bottom" style='width:5.7pt;padding:0;height:1.8pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-indent:-.7pt'>&nbsp;</p> </td> <td width="62" valign="bottom" style='width:46.45pt;padding:0;height:1.8pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="6" valign="top" style='width:4.5pt;padding:0;height:1.8pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-4.7pt;margin-bottom:0in;margin-left:-2.6pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr style='height:8.1pt'> <td width="543" colspan="13" valign="bottom" style='width:406.9pt;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:-4.7pt'><sup>(1)</sup> Comprised of&#160; Federal National Mortgage Association (&#147;FNMA&#148;) and FHLMC</p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule (table) providing information on Mortgage-backed securities held to maturity, at the dates indicated in the schedule.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
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          <div style="width: 200px;"><strong>Employee Benefit Plans: Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
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          <div>Mar. 31, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock', window );">Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:49.5pt;border-collapse:collapse'> <tr align="left"> <td width="141" valign="bottom" style='width:106.05pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="70" valign="bottom" style='width:52.75pt;border:none;border-bottom:solid black 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Risk Free Interest Rate</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;border:none;border-bottom:solid black 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Expected</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Life (years)</b></p> </td> <td width="12" valign="top" style='width:9.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="top" style='width:9.25pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;border:none;border-bottom:solid black 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Expected</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Volatility</b></p> </td> <td width="14" valign="top" style='width:10.5pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td width="10" valign="top" style='width:7.7pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;border:none;border-bottom:solid black 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Expected</b></p> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:center'><b>Dividends</b></p> </td> <td width="11" valign="top" style='width:7.9pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> </tr> <tr style='height:8.7pt'> <td width="141" valign="bottom" style='width:106.05pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>Fiscal 2014</p> </td> <td width="70" valign="bottom" style='width:52.75pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>1.95</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>%</p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>6.25</p> </td> <td width="12" valign="bottom" style='width:9.25pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.25pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>51.87</p> </td> <td width="14" valign="bottom" style='width:10.5pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>%</p> </td> <td width="10" valign="bottom" style='width:7.7pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>2.04</p> </td> <td width="11" valign="bottom" style='width:7.9pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>%</p> </td> </tr> <tr style='height:8.7pt'> <td width="141" valign="bottom" style='width:106.05pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>Fiscal 2013</p> </td> <td width="70" valign="bottom" style='width:52.75pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.25pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.25pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="14" valign="bottom" style='width:10.5pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.7pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="11" valign="bottom" style='width:7.9pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> </tr> <tr style='height:8.7pt'> <td width="141" valign="bottom" style='width:106.05pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>Fiscal 2012</p> </td> <td width="70" valign="bottom" style='width:52.75pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> <td width="11" valign="bottom" style='width:8.1pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:.05in;margin-bottom:0in;margin-left:.7pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="63" valign="bottom" style='width:46.95pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.25pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.25pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="14" valign="bottom" style='width:10.5pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> <td width="10" valign="bottom" style='width:7.7pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>&nbsp;</p> </td> <td width="57" valign="bottom" style='width:42.5pt;padding:0;height:8.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt;text-align:right'>-</p> </td> <td width="11" valign="bottom" style='width:7.9pt;padding:0;height:8.7pt'> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.7pt'>&nbsp;</p> </td> </tr> </table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the significant assumptions used during the year to estimate the fair value of stock options, including, but not limited to: (a) expected term of share options and similar instruments, (b) expected volatility of the entity's shares, (c) expected dividends, (d) risk-free rate(s), and (e) discount for post-vesting restrictions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E5JAC">
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          <div style="width: 200px;"><strong>Mortgage-backed Securities: Schedule of held-to-maturity mortgage-backed securities, Contractual Maturities (Details) (Collateralized Mortgage Backed Securities, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Collateralized Mortgage Backed Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount', window );">Held-to-maturity Securities, Debt Maturities, within One Year, Net Carrying Amount</a></td>
        <td class="nump">$ 1<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Held-to-maturity Securities, Debt Maturities, Next Twelve Months, Fair Value</a></td>
        <td class="nump">1<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount', window );">Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount</a></td>
        <td class="nump">81<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Held-to-maturity Securities, Debt Maturities, Year Six Through Ten, Fair Value</a></td>
        <td class="nump">82<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount', window );">Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount</a></td>
        <td class="nump">19<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Held-to-maturity Securities, Debt Maturities, after Ten Years, Fair Value</a></td>
        <td class="nump">21<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount', window );">Held-to-maturity Securities, Debt Maturities, Net Carrying Amount</a></td>
        <td class="nump">101<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue', window );">Held-to-maturity Securities, Debt Maturities, Fair Value</a></td>
        <td class="nump">$ 104<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</nobr></td>
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                  <tr>
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                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the fifth through tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing after the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing after the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the total of all debt securities grouped by maturity dates, at fair value, which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            </div>
          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Allowance for Loan Losses: Schedule of Credit Quality Indicators (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_ScheduleOfCreditQualityIndicators', window );">Schedule of Credit Quality Indicators</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;margin-left:18.2pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse'> <tr style='height:13.95pt'> <td valign="bottom" style='padding:0;height:13.95pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.95pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'><b>March 31, 2014</b></p> </td> <td valign="bottom" style='padding:0;height:13.95pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:13.95pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td colspan="5" valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:13.95pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'><b>March 31, 2013</b></p> </td> </tr> <tr style='height:33.35pt'> <td valign="bottom" style='padding:0;height:33.35pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Weighted-Average Risk Grade</b></p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Classified &#160;&#160;&#160;&#160;&#160;&#160;Loans </b><sup>(2)</sup></p> </td> <td valign="bottom" style='padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Weighted-Average Risk Grade</b></p> </td> <td valign="bottom" style='border:none;border-top:solid windowtext 1.0pt;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td valign="bottom" style='border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0;height:33.35pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Classified Loans </b><sup>(2)</sup></p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="top" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial business</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.54</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,419</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.64</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,816</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Commercial real estate</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.87</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19,838</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4.02</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>37,643</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Land</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.88</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>800</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4.57</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>4,306</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Multi-family</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.81</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,028</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.68</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,846</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Real estate construction</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.08</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.26</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>175</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Consumer <sup>(1)</sup></p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7.00</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,729</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>7.00</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,059</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Total</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.82</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>33,814</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3.96</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>52,845</p> </td> </tr> <tr style='height:5.7pt'> <td valign="bottom" style='padding:0;height:5.7pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:4.3pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='border:none;padding:0;height:5.7pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td valign="bottom" style='padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Total loans risk rated</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>$</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>418,503</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td valign="bottom" style='padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td 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                <p>Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</p>
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          <div style="width: 200px;"><strong>Commitments and Contingencies<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Mar. 31, 2014</div>
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        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in'><b>19.&nbsp;&nbsp; </b><b>COMMITMENTS AND CONTINGENCIES</b></p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments generally include commitments to originate mortgage, commercial and consumer loans. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheet. The Company&#146;s maximum exposure to credit loss in the event of nonperformance by the borrower is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to originate loans are conditional, and are honored for up to 45 days subject to the Company&#146;s usual terms and conditions. Collateral is not required to support commitments. At March 31, 2014, the Company had outstanding commitments to extend credit totaling $8.1 million, unused lines of credit totaling $54.6 million and undisbursed construction loans totaling $30.5 million.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Standby letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Those guarantees are primarily used to support public and private borrowing arrangements. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. Collateral held varies as specified above, and is required in instances where the Bank deems necessary. At March 31, 2014 and 2013, standby letters of credit totaled $771,000 and $823,000, respectively.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>In connection with certain asset sales, the Bank typically makes representation and warranties about the underlying assets conforming to specified guidelines. If the underlying assets do not conform to the specifications, the Bank may have an obligation to repurchase the assets or indemnify the purchaser against loss. As of March 31, 2014, loans under warranty totaled $119.2 million, which substantially represents the unpaid principal balance of the Bank&#146;s loans serviced for FHLMC. The Bank believes that the potential for loss under these arrangements is remote. Accordingly, no contingent liability is recorded in the Consolidated Financial Statements. At March 31, 2014, the Company had firm commitments to sell $1.5 million of residential loans to FHLMC. Typically, these agreements are short term fixed rate commitments and no material gain or loss is likely.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Bank is a public depository and, accordingly, accepts deposit and other public funds belonging to, or held for the benefit of, Washington and Oregon states, political subdivisions thereof and, municipal corporations.&#160; In accordance with applicable state law, in the event of default of a participating bank, all other participating banks in the state collectively assure that no loss of funds are suffered by any public depositor.&#160; Generally, in the event of default by a public depositary, the assessment attributable to all public depositaries is allocated on a pro rata basis in proportion to the maximum liability of each depository as it existed on the date of loss.&#160; The Company has not incurred any losses related to public depository funds for the years ended March 31, 2014, 2013 and 2012.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Company is party to litigation arising in the ordinary course of business. In the opinion of management, these actions will not have a material adverse effect, if any, on the Company&#146;s financial position or results of operations.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Bank has entered into employment contracts with certain key employees, which provide for contingent payment subject to future events.</p><span></span></td>
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                <p>The entire disclosure for commitments and contingencies.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EBJBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Allowance for Loan Losses: Financing Receivables, Aging of loans (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableRecordedInvestment30To89DaysPastDue', window );">Financing Receivable Recorded Investment, 30 to 89 days past due</a></td>
        <td class="nump">$ 2,247<span></span></td>
        <td class="nump">$ 9,335<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">14,062<span></span></td>
        <td class="nump">21,133<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">16,309<span></span></td>
        <td class="nump">30,468<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">517,179<span></span></td>
        <td class="nump">505,544<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivable', window );">Financing Receivable</a></td>
        <td class="nump">533,488<span></span></td>
        <td class="nump">536,012<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial business</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableRecordedInvestment30To89DaysPastDue', window );">Financing Receivable Recorded Investment, 30 to 89 days past due</a></td>
        <td class="nump">120<span></span></td>
        <td class="nump">336<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">452<span></span></td>
        <td class="nump">1,349<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">572<span></span></td>
        <td class="nump">1,685<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">71,060<span></span></td>
        <td class="nump">70,250<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivable', window );">Financing Receivable</a></td>
        <td class="nump">71,632<span></span></td>
        <td class="nump">71,935<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableRecordedInvestment30To89DaysPastDue', window );">Financing Receivable Recorded Investment, 30 to 89 days past due</a></td>
        <td class="nump">188<span></span></td>
        <td class="nump">6,345<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">8,067<span></span></td>
        <td class="nump">10,315<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">8,255<span></span></td>
        <td class="nump">16,660<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">279,253<span></span></td>
        <td class="nump">281,031<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivable', window );">Financing Receivable</a></td>
        <td class="nump">287,508<span></span></td>
        <td class="nump">297,691<span></span></td>
      </tr>
      <tr class="rh">
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          <div class="a">Land</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">800<span></span></td>
        <td class="nump">3,267<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">800<span></span></td>
        <td class="nump">3,267<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">15,445<span></span></td>
        <td class="nump">20,137<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivable', window );">Financing Receivable</a></td>
        <td class="nump">16,245<span></span></td>
        <td class="nump">23,404<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Multi-Family</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableRecordedInvestment30To89DaysPastDue', window );">Financing Receivable Recorded Investment, 30 to 89 days past due</a></td>
        <td class="nump">359<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">2,014<span></span></td>
        <td class="nump">2,968<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">2,373<span></span></td>
        <td class="nump">2,968<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">18,755<span></span></td>
        <td class="nump">31,334<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivable', window );">Financing Receivable</a></td>
        <td class="nump">21,128<span></span></td>
        <td class="nump">34,302<span></span></td>
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          <div class="a">Real estate construction</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">175<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">175<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">19,482<span></span></td>
        <td class="nump">9,500<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivable', window );">Financing Receivable</a></td>
        <td class="nump">19,482<span></span></td>
        <td class="nump">9,675<span></span></td>
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          <div class="a">Consumer</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_FinancingReceivableRecordedInvestment30To89DaysPastDue', window );">Financing Receivable Recorded Investment, 30 to 89 days past due</a></td>
        <td class="nump">1,580<span></span></td>
        <td class="nump">2,654<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</a></td>
        <td class="nump">2,729<span></span></td>
        <td class="nump">3,059<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Financing Receivable, Recorded Investment, Past Due</a></td>
        <td class="nump">4,309<span></span></td>
        <td class="nump">5,713<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Financing Receivable, Recorded Investment, Current</a></td>
        <td class="nump">113,184<span></span></td>
        <td class="nump">93,292<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivable', window );">Financing Receivable</a></td>
        <td class="nump">$ 117,493<span></span></td>
        <td class="nump">$ 99,005<span></span></td>
      </tr>
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    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_FinancingReceivableRecordedInvestment30To89DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 90 days past due but more than 29 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_FinancingReceivableRecordedInvestment30To89DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the recorded investment in a contractual right to receive money on demand or on fixed or determinable dates that is recognized as an asset in the creditor's statement of financial position. Examples include, but are not limited to, accounts receivable (with terms exceeding one year), notes receivable and receivables relating to lessor's rights to payments from leases other than operating leases that have been recorded as assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are current.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are equal to or greater than 90 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded Investment in financing receivables that are past due at the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28368275&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EWLAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Deposit Accounts: Schedule of Interest Expense by Deposit Type (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits', window );">Interest Expense, Interest Checking</a></td>
        <td class="nump">$ 102<span></span></td>
        <td class="nump">$ 135<span></span></td>
        <td class="nump">$ 281<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseMoneyMarketDeposits', window );">Interest Expense, Money Market Deposits</a></td>
        <td class="nump">477<span></span></td>
        <td class="nump">602<span></span></td>
        <td class="nump">1,049<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseSavingsDeposits', window );">Interest Expense, Savings Deposits</a></td>
        <td class="nump">87<span></span></td>
        <td class="nump">92<span></span></td>
        <td class="nump">124<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseTimeDeposits', window );">Interest Expense, Certificate of Deposit</a></td>
        <td class="nump">1,307<span></span></td>
        <td class="nump">1,838<span></span></td>
        <td class="nump">2,903<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Interest on deposits</a></td>
        <td class="nump">$ 1,973<span></span></td>
        <td class="nump">$ 2,667<span></span></td>
        <td class="nump">$ 4,357<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of interest expense on all deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseMoneyMarketDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred on all money market deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseMoneyMarketDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred on the amount of Negotiable Order of Withdrawal (NOW). Interest-bearing transaction account that combines the payable on demand feature of checks and investment feature of savings accounts. A NOW account is functionally an interest paying checking account.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseSavingsDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred on all savings account deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseSavingsDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseTimeDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest expense incurred on time deposits, including certificates of deposits, in domestic offices.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseTimeDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TextBlockAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>171
<FILENAME>R126.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EYLAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Real Estate Owned: Schedule of activity in REO (Real Estate Owned) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TextBlockAbstract', window );"><strong>Details</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_RealEstateOwnedBalance', window );">Real Estate Owned, Beginning Balance</a></td>
        <td class="nump">$ 15,638<span></span></td>
        <td class="nump">$ 18,731<span></span></td>
        <td class="nump">$ 27,590<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_RealEstateOwnedAdditions', window );">Real Estate Owned, Additions</a></td>
        <td class="nump">6,564<span></span></td>
        <td class="nump">14,207<span></span></td>
        <td class="nump">7,050<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_RealEstateOwnedDispositions', window );">Real Estate Owned, Dispositions</a></td>
        <td class="num">(12,443)<span></span></td>
        <td class="num">(12,326)<span></span></td>
        <td class="num">(11,671)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_RealEstateOwnedWritedowns', window );">Real Estate Owned, Writedowns</a></td>
        <td class="num">(2,056)<span></span></td>
        <td class="num">(4,974)<span></span></td>
        <td class="num">(4,238)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_RealEstateOwnedBalance', window );">Real Estate Owned, Ending Balance</a></td>
        <td class="nump">$ 7,703<span></span></td>
        <td class="nump">$ 15,638<span></span></td>
        <td class="nump">$ 18,731<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents additions to Real Estate Owned (REO) during the indicated time period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_RealEstateOwnedAdditions</nobr></td>
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                    <td>fil_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_RealEstateOwnedBalance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the balance of Real Estate Owned (REO) as of the indicated date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_RealEstateOwnedBalance</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_RealEstateOwnedDispositions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents dispositions of Real Estate Owned (REO) during the indicated time period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_RealEstateOwnedDispositions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_RealEstateOwnedWritedowns">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents writedowns of Real Estate Owned (REO) during the indicated time period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_RealEstateOwnedWritedowns</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TextBlockAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>172
<FILENAME>R74.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Premises and Equipment: Schedule of Future Minimum Lease Payments for Capital Leases (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TableTextBlockSupplementAbstract', window );"><strong>Tables/Schedules</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFutureMinimumLeasePaymentsForCapitalLeasesTableTextBlock', window );">Schedule of Future Minimum Lease Payments for Capital Leases</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <table border="0" cellspacing="0" cellpadding="0" style='margin-left:67.5pt;border-collapse:collapse'> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'><b>Year Ending March 31:</b></p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Operating Lease</b></p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>Capital Lease</b></p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>2015</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,783</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>251</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>2016</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,595</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>251</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>2017</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,569</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>251</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>2018</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,441</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>251</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>2019</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,054</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>251</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Thereafter</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,295</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,679</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Total minimum lease payments</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>9,737</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,934</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Less amount representing interest</p> </td> <td width="12" valign="bottom" style='width:8.85pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-top:0in;margin-right:-2.25pt;margin-bottom:0in;margin-left:-5.4pt;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'> (1,573</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>)</p> </td> </tr> <tr align="left"> <td width="222" valign="bottom" style='width:166.35pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Present value of net minimum lease payments</p> </td> <td width="12" valign="bottom" style='width:8.85pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;margin-right:.05in;text-align:right'>&nbsp;</p> </td> <td width="72" valign="bottom" style='width:.75in;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="9" valign="bottom" style='width:6.4pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;margin-right:.05in'>$</p> </td> <td width="60" valign="bottom" style='width:45.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,361</p> </td> <td width="8" valign="bottom" style='width:6.1pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>&nbsp;</p> </td> </tr> </table><span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of future minimum lease payments as of the date of the latest balance sheet presented, in aggregate and for each of the five years succeeding fiscal years, with separate deductions from the total for the amount representing executor costs, including any profit thereon, included in the minimum lease payments and for the amount of the imputed interest necessary to reduce the net minimum lease payments to present value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><nobr>us-gaap_TableTextBlockSupplementAbstract</nobr></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>173
<FILENAME>R157.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ENYAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Condensed Financial Information of Parent Company Only Disclosure: Condensed Cash Flow Statement (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="6">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th" colspan="2">
          <div>Mar. 31, 2014</div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>CASH FLOWS FROM OPERATING ACTIVITIES:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income (Loss)</a></td>
        <td class="nump">$ 19,423<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 2,633<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">$ (31,657)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract', window );"><strong>Increase (Decrease) in Operating Capital</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Other Assets</a></td>
        <td class="nump">1<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(1)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by (used in) operating activities</a></td>
        <td class="nump">6,531<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">11,002<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">12,002<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
        <td class="num">(78,380)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">138,517<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(45,352)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Cash and Cash Equivalents, Period Increase (Decrease), Total</a></td>
        <td class="num">(46,838)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">69,022<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(5,359)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD</a></td>
        <td class="nump">115,415<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">46,393<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">51,752<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, END OF PERIOD</a></td>
        <td class="nump">68,577<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">115,415<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">46,393<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Parent Company</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>CASH FLOWS FROM OPERATING ACTIVITIES:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income (Loss)</a></td>
        <td class="nump">19,423<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">2,633<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(31,657)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EquityInUndistributedEarningsLossOfTheBank', window );">Equity in undistributed (earnings) loss of the Bank</a></td>
        <td class="num">(18,605)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(3,133)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">27,909<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxesAndTaxCredits', window );">Benefit For Deferred Income Taxes</a></td>
        <td class="num">(1,364)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(15)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_WritedownOfRealEstateOwned', window );">Writedown of real estate owned</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,997<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_EarnedEsopShares', window );">Earned ESOP Shares</a></td>
        <td class="nump">68<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">42<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">62<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Share-based Compensation</a></td>
        <td class="nump">78<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">2<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">12<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract', window );"><strong>Increase (Decrease) in Operating Capital</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Other Assets</a></td>
        <td class="nump">131<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">577<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">114<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities', window );">Increase (decrease) in Accrued expenses and other liabilities</a></td>
        <td class="nump">355<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">695<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,382<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by (used in) operating activities</a></td>
        <td class="nump">86<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">816<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(196)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfOtherRealEstate', window );">Proceeds from Sale of Other Real Estate</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,041<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AdditionalInvestmentInSubsidiary', window );">Additional investment in subsidiary</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(2,700)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(2,000)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(2,700)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(959)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Cash and Cash Equivalents, Period Increase (Decrease), Total</a></td>
        <td class="nump">86<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(1,884)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(1,155)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD</a></td>
        <td class="nump">1,020<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">2,904<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">4,059<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, END OF PERIOD</a></td>
        <td class="nump">1,106<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="nump">1,020<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">2,904<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfOtherRealEstate', window );">Real Estate Owned, Transfer from Real Estate Owned</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 5,290<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="7"></td>
      </tr>
      <tr>
        <td colspan="7">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">For the year ended March 31, 2012 the Company recognized a net loss and therefore all outstanding stock options were excluded from the calculation of diluted earnings per share because they were antidilutive.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">Including interest earning accounts of $952.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[3]</td>
              <td style="vertical-align: top;" valign="top">Including interest earning accounts of $1,056.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_AdditionalInvestmentInSubsidiary">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents cash outflow resulting from investment in subsidiaries during the indicated time period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_AdditionalInvestmentInSubsidiary</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_EarnedEsopShares">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of earned shares for all classes of common stock and nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by an employee stock ownership plan (ESOP).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_EarnedEsopShares</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_EquityInUndistributedEarningsLossOfTheBank">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the equity in distributions in excess of undistributed earnings of subsidiaries, during the indicated time period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_EquityInUndistributedEarningsLossOfTheBank</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_fil_WritedownOfRealEstateOwned">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Writedown of real estated owned, during the indicated period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_WritedownOfRealEstateOwned</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 830<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450594&amp;loc=d3e33268-110906<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxesAndTaxCredits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred income tax expense (benefit) and income tax credits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32706628&amp;loc=d3e11374-113907<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxesAndTaxCredits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amounts payable to vendors for goods and services received and the amount of obligations and expenses incurred but not paid.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities</nobr></td>
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                  <tr>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract">
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOperatingCapitalAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358780&amp;loc=d3e565-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of other real estate not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfOtherRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferOfOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value transferred out of real estate owned (REO) in noncash transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TransferOfOtherRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
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    </div>
  </body>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>174
<FILENAME>R38.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Significant Accounting Policies: Allowance for Unfunded Loan Commitments (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyTextBlockAbstract', window );"><strong>Policies</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_fil_AllowanceForUnfundedLoanCommitments', window );">Allowance for Unfunded Loan Commitments</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'><b><i>Allowance for Unfunded Loan Commitments </i></b>&#150; The allowance for unfunded loan commitments is maintained at a level believed by management to be sufficient to absorb estimated probable losses related to these unfunded credit facilities. The determination of the adequacy of the allowance is based on periodic evaluations of the unfunded credit facilities including an assessment of the probability of commitment usage, credit risk factors for loans outstanding to these same customers, and the terms and expiration dates of the unfunded credit facilities. The allowance for unfunded loan commitments is included in other liabilities on the consolidated balance sheets, with changes to the balance charged against non-interest expense.</p><span></span></td>
      </tr>
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    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Descriptive disclosure of policy related to unfunded loan commitments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>fil_AllowanceForUnfundedLoanCommitments</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>fil_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PolicyTextBlockAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PolicyTextBlockAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>175
<FILENAME>R20.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureTextBlockAbstract', window );"><strong>Notes</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">Income Taxes</a></td>
        <td class="text"><!--egx--><p style='margin:0in;margin-bottom:.0001pt;margin-left:.5in;text-align:justify;text-indent:-.5in'><b>12.&nbsp;&nbsp; </b><b>INCOME TAXES</b></p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>Income tax provision (benefit) for the years ended March 31 consisted of the following (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:1.25in;border-collapse:collapse;border:none'> <tr style='height:8.1pt'> <td width="156" valign="bottom" style='width:117.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.5pt;border:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="60" colspan="2" valign="bottom" style='width:45.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="156" valign="bottom" style='width:117.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Current</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>19</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>29</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(158</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="156" valign="bottom" style='width:117.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Deferred</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(15,100</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,536</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="156" valign="bottom" style='width:117.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Total</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(15,081</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>29</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="48" valign="bottom" style='width:.5in;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,378</p> </td> <td width="6" valign="bottom" style='width:4.2pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The tax effect of temporary differences that give rise to significant portions of deferred tax assets and deferred tax liabilities at March 31, 2014 and 2013 are as follows (in thousands):</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr style='height:8.1pt'> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.8pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="66" colspan="2" valign="bottom" style='width:49.5pt;border:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b>Deferred tax assets:</b></p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Deferred compensation</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>105</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>120</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Loan loss reserve</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'><font lang="FR">4,560</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'><font lang="FR">5,635</font></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Accrued expenses</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>203</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>221</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Accumulated depreciation</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>736</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>817</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Deferred gain on sale</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>532</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>327</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Net operating loss carryforwards</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>8,191</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>6,079</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Net unrealized loss on securities available for sale</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>332</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>522</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Impairment on investment security</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>150</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>233</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>REO expense</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1,681</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>3,889</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Non-compete agreement</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>80</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>93</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Other</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>465</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>395</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Valuation allowance for deferred tax assets</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(16,181</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="276" valign="top" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.25in'>Total deferred tax asset</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>17,035</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>2,150</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&#160;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'><b>Deferred tax liabilities:</b></p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>FHLB stock dividend</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(975</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,035</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Purchase accounting</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(9</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(23</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Prepaid expense</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(161</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(175</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Loan fees/costs</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(454</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(395</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Other</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:.25in'>Total deferred tax liability</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,602</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(1,628</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="276" valign="bottom" style='width:207.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Deferred tax asset, net</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>15,433</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>$</p> </td> <td width="54" valign="bottom" style='width:40.5pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>522</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>A reconciliation of the Company&#146;s effective income tax rate with the federal statutory tax rate for the years ended March 31 is as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <table border="1" cellspacing="0" cellpadding="0" style='margin-left:.25in;border-collapse:collapse;border:none'> <tr style='height:8.1pt'> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2014</b></p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="49" colspan="2" valign="bottom" style='width:36.55pt;border:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2013</b></p> </td> <td width="12" valign="bottom" style='width:9.05pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'>&nbsp;</p> </td> <td width="44" colspan="2" valign="bottom" style='width:33.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0;height:8.1pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-align:center'><b>2012</b></p> </td> <td width="16" valign="bottom" style='width:11.8pt;border:none;padding:0;height:8.1pt'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Statutory federal income tax rate</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>34.0</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;border-top:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>34.0</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>34.0</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>State and local income tax rate</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1.5</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1.9</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1.5</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>ESOP market value adjustment</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(0.3</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.8</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.1</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Interest income on municipal securities</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>-</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(0.2</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.1</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Bank owned life insurance</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(4.4</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(7.6</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>0.9</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Valuation adjustment</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(365.9</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(23.9</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(72.5</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>Other, net</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(5.9</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(3.9</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(0.1</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)</p> </td> </tr> <tr align="left"> <td width="275" valign="bottom" style='width:206.5pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt;text-indent:9.0pt'>Effective federal income tax rate</p> </td> <td width="12" valign="bottom" style='width:9.3pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:35.65pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(341.0</p> </td> <td width="19" valign="bottom" style='width:14.05pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)%</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="48" valign="bottom" style='width:36.25pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>1.1</p> </td> <td width="12" colspan="2" valign="bottom" style='width:9.35pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>%</p> </td> <td width="12" valign="bottom" style='width:9.0pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> </td> <td width="44" valign="bottom" style='width:32.9pt;border:none;border-bottom:double windowtext 1.5pt;padding:0'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-align:right'>(36.0</p> </td> <td width="16" colspan="2" valign="bottom" style='width:12.1pt;border:none;padding:0'> <p style='margin:0in;margin-bottom:.0001pt'>)%</p> </td> </tr> <tr align="left"> <td width="275" style='border:none'></td> <td width="12" style='border:none'></td> <td width="48" style='border:none'></td> <td width="19" style='border:none'></td> <td width="12" style='border:none'></td> <td width="48" style='border:none'></td> <td width="0" style='border:none'></td> <td width="12" style='border:none'></td> <td width="12" style='border:none'></td> <td width="44" style='border:none'></td> <td width="0" style='border:none'></td> <td width="16" style='border:none'></td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>There were no sales of securities for the years ended March 31, 2014, 2013 and 2012. The tax effects of certain tax benefits related to stock options are recorded directly to shareholders&#146; equity.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>The Bank&#146;s retained earnings at March 31, 2014 and 2013 included base year bad debt reserves, which amounted to $2.2 million, for which no federal income tax liability has been recognized. The amount of unrecognized deferred tax liability at March 31, 2014 and 2013 was $781,000. This represents the balance of bad debt reserves created for tax purposes as of December 31, 1987. These amounts are subject to recapture in the unlikely event that the Company&#146;s banking subsidiaries (1) make distributions in excess of current and accumulated earnings and profits, as calculated for federal tax purposes, (2) redeem their stock, or (3) liquidate.&#160; Management does not expect this temporary difference to reverse in the foreseeable future. At March 31, 2014, the Company had a deferred tax asset of $7.8 million and $346,000 for federal and state net operating loss carryforwards, respectively, which will expire in 2032 and 2034.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>At March 31, 2014 and 2013, the Company had no unrecognized tax benefits or uncertain tax positions. In addition, the Company had no accrued interest or penalties as of March 31, 2014 or 2013. It is the Company&#146;s policy to recognize potential accrued interest and penalties as a component of income tax expense. The Company is subject to U.S. federal income tax and income tax of the State of Oregon. The years 2010 to 2013 remain open to examination for federal income taxes, and years 2009 to 2013 remain open to State examination.</p> <p style='margin:0in;margin-bottom:.0001pt;layout-grid-mode:line;text-align:justify;text-indent:101.5pt'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>The Company reversed its deferred tax asset valuation allowance as of March 31, 2014 due to management&#146;s determination that it was &#147;more likely than not&#148; that the Company&#146;s deferred tax assets would be realized. &#147;More likely than not&#148; is defined as greater than 50% probability of occurrence. A determination as to the ultimate realization of the deferred tax assets is dependent upon management&#146;s judgment and evaluation of both positive and negative evidence, forecasts of future taxable income, applicable tax planning strategies, and an assessment of current and future economic and business conditions. The determination resulted from consideration of both the positive and negative evidence available that can be objectively verified. Considering the guidance in paragraphs 21-23 of Accounting Standards Codification 740-10-30, forming a conclusion that a valuation allowance is not needed is difficult when there is negative evidence such as cumulative losses in recent years. At March 31, 2014, the Company was in a cumulative loss position over a three year period which is considered a significant piece of negative evidence that is difficult to overcome. Accordingly, in its determination of deferred tax asset, the Company analyzed and evaluated the nature and timing of relevant facts and circumstances with respect to its cumulative loss.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>Management considered the fact that the Company was in a cumulative profit position over a two year period, with seven consecutive profitable quarters as part of its evaluation of the Company&#146;s three year cumulative loss. Management also evaluated the unique and non-recurring loss evidence as an important consideration in its determination. While this loss occurred, the nature and timing of the components of the loss can be assessed as to whether these losses represent a continuing condition. Management determined that the steps taken to strengthen its credit risk management process have addressed the conditions that existed when the loans were created and the losses were incurred. The outcome of this evaluation is an important factor in management&#146;s determination that positive evidence overcomes the existence of the cumulative loss in the recent past.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>Positive considerations also evaluated by management include the reduction of the inherent risk in the loan portfolio as indicated by the reduction of classified loans and associated credit costs, significant reductions in REO properties which contributes to lower REO holding costs, the Company&#146;s profitable operating performance during the past two years, termination of regulatory agreements and orders, utilization of excess low yielding cash balances to purchase higher yielding investment securities and increase loans receivable balances, as well as the sustained improvement in the economic conditions at a national and local level.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify'>As management determined that positive evidence outweighed the negative, financial forecasts and projections were also developed to assess the Company&#146;s capacity to realize the deferred tax assets. As a result of this analysis management concluded it was more likely than not that forecasted earnings performance would allow for the realization of the deferred tax assets in a timely manner.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>&nbsp;</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:16.55pt;text-align:justify'>As of March 31, 2013, management determined that a deferred tax asset valuation allowance of $16.2 million was necessary, reducing its deferred tax assets to $522,000 which represented the amount related to the Company&#146;s unrealized losses on its available for sale debt securities.</p><span></span></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32718-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32559-109319<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E5JAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Investment Securities: Schedule of Held to Maturity Securities, Contractual maturities (Details) (Investment Securities, USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2014</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Investment Securities</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis</a></td>
        <td class="nump">$ 14,438<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value</a></td>
        <td class="nump">14,099<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis</a></td>
        <td class="nump">7,509<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value</a></td>
        <td class="nump">7,392<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis</a></td>
        <td class="nump">1,919<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value</a></td>
        <td class="nump">1,903<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost', window );">Available-for-sale Securities, Debt Maturities, Amortized Cost Basis</a></td>
        <td class="nump">23,866<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue', window );">Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value</a></td>
        <td class="nump">$ 23,394<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</nobr></td>
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                    <td>us-gaap_</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing after the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing after the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, which include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value that do not have a single maturity date and which the entity has decided to disclose separately rather than allocating the fair value over several maturity groupings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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            </div>
          </td>
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